Transcript Highlights:

• It also adds language that prohibits this retail sale from adding fees to the sales price of a vehicle
• At the time, I worked for a company that sold a hybrid loan with a lower payment option through credit
• During one purchase, a $1,000 fee for outside financing was listed.
• They don't know they can choose not to finance at the dealership or to negotiate fees.
• We can loan it to you, and we can get you a real good interest rate. He said, really? I said, yes.

Bills: HB12 , HB149 , HB 12 , HB149 , SB229 , SB1361 , SB1749 , SB1897 , SB2113 , SB2566 , SB2677 , SB1652 , SB2327 , SB2344 , SB2696

Committee: Senate Business & Commerce

Keywords: election law, attorney general, prosecution, criminal offenses, law enforcement, jurisdiction, voter fraud, local prosecuting attorney, public safety, communication, governor approval, interoperability, political subdivision, radio systems, artificial intelligence, regulation, biometric data, ethical AI, consumer protection, AI governance

Summary: The Senate Committee on Business and Commerce heard testimony on HB 149, the Artificial Intelligence Governance Act. Senator Schwertner described the bill as an outcomes-based AI framework that would require disclosure when people interact with AI, prohibit manipulative or social-scoring systems, address biometric capture, discrimination, and deepfake child exploitation, and give the Attorney General enforcement authority. It would also create an AI Sandbox and AI Council. Witnesses from the Texas Public Policy Foundation, a Houston attorney, TechNet, and the Texas Association of Business strongly supported the bill, praising its stakeholder process and pro-innovation approach, while Texas Appleseed suggested regulators should have more examination authority over sandbox participants. The bill was left pending. The committee then heard SB 229, which would prohibit motor vehicle dealers from conditioning a sale on dealer-offered financing or charging more because a buyer uses outside financing or cash. Senator West said the bill is meant to stop forced financing and bait-and-switch pricing, and he noted the bill passed the committee and Senate in the prior session. The Texas Automobile Dealers Association opposed the bill, arguing it would force dealers to accept any third-party lender or cash transaction on terms they cannot control. The Texas Credit Union Association supported the bill, saying consumers should be able to choose outside financing without hidden fees or pressure. After questions about cash purchases and dealer practices, the bill was left pending. The committee also took up SB 2566, which would clarify legislators’ access to information from executive agencies, including confidential information, by setting response deadlines, limiting confidentiality agreements to statutory terms, requiring a standard AG form, and creating a complaint and penalty process for noncompliance. No witnesses testified, and the bill was left pending. Finally, SB 1749, as substituted, would let certain court-related employees and judicial conduct commission personnel keep personal information such as home addresses and phone numbers confidential, with work addresses used in place of home addresses for certain purposes. District clerk and judicial conduct commission witnesses described threats and harassment as the reason for the bill, and a court administration witness answered questions about how the address protections would work with voter registration and precinct records. That bill was also left pending, and the committee recessed without further business.

Transcript Highlights:

• It also creates the autism educator loan forgiveness program.
• This bill would also create the Autism Educator Loan Forgiveness Program, which would help...
• Equally important is the Autism Educator Loan Forgiveness Program.
• The loan forgiveness program also matters.
• Loan forgiveness must be reliable and easy for students to access.

Bills: S0124 , S0206 , S0420

Committee: Senate Appropriations Committee on Pre-K - 12 Education

Keywords: Florida Virtual School, FLVS, virtual school, online education, distance learning, K-12 education, public school choice, charter-like franchise, student enrollment priorities, home education, homeschool, military families, active duty military, rural schools, inner-city schools, accelerated graduation, education technology, supplemental funding, direct-support organization, foundation

Transcript Highlights:

• </c> will be taking advantage of an FSA loan. will be taking advantage of an FSA loan.
• They already got a loan ready to make up the rest?
• So what the bill does is to a to a fee.
• It wasn't uh farmer fees. It money. It wasn't uh farmer fees.
• It was wasn't fees on any producers.

Bills: HF3508 , HF3548 , HF3549

Committee: House Agriculture Finance and Policy

Keywords: dairy assistance, agriculture, investment, relief initiative, farm support, farm assistance, down payment, state funding, loan modification, grain indemnity, financial security, crop insurance, Minnesota agriculture

Transcript Highlights:

• And when it comes to the cost of who pays for what fee and what service, this amendment is addressing
• things more unaffordable for those lower municipalities and counties who have to take care of this fee
• So if we're going to put requirements on entities, time, money, fees, all the things that go into it,

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5995 , SB5831 , SB6134 , SB6136 , SB6137 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002 , HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5831 , SB6137 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5995 , SB5831 , SB6134 , SB6136 , SB6137 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002 , HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5831 , SB6137 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5995 , SB5831 , SB6134 , SB6136 , SB6137 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002 , HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5831 , SB6137 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives

Transcript Highlights:

• There is potential loan forgiveness, but the senator who drafted this bill was very thoughtful in making
• sure that OSPI has oversight, and any of those transfers or loan forgiveness would be subject to OSPI

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5995 , SB5831 , SB6134 , SB6136 , SB6137 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives

Summary: The House convened with a quorum, recited the Pledge of Allegiance, and heard a prayer from Tammy Stamphley, a Presbyterian minister and hospital chaplain. After approving the previous day’s minutes and receiving a Senate message, the chamber moved to second and third reading of several bills, with multiple measures advanced under suspended rules. The first major vote was on Engrossed Senate Bill 5872, which establishes a pre-K-related account to support up to 10,000 additional early learning slots for three- and four-year-olds. Supporters emphasized the Balmer Group’s private funding commitment and the value of early learning and family support; the bill passed 97-0. Substitute Senate Bill 5834, a Department of Retirement Systems request bill changing the fund source for legal, medical, administrative, and fraud-prevention expenses using interest earnings from pension funds, also passed 97-0. Substitute House Bill 2689, dealing with the Working Connections Child Care program, drew the most debate. Supporters said it aligned attendance policy with federal rules, adjusted reimbursement rates, and helped balance the budget while preserving child care resources. Opponents argued it cut support in rural and underserved counties, would worsen child care deserts, and placed budget savings on the child care industry; it passed 53-44. The House then passed Senate Bill 5922, allowing school districts to transfer vehicle depreciation funds with OSPI approval, by 59-38, and Senate Bill 6065, a narrower bill for districts under enhanced financial oversight such as Prescott, by 97-0. The session ended with announcements that both caucuses would meet later in the day.

Transcript Highlights:

• An act relating to establishing fee authority, providing accreditation services under 42 CFR Part 8.
• We see time and time again in the legislature where a fee is imposed and then it quickly grows...
• Leave aside the argument about whether a fee becomes a tax when it rises too high.
• I don't think this is the place to allow that kind of spiraling increase in a fee or a tax.
• The amendment does not modify fee authority described in the title.

Bills: HB2720 , HB2073 , HB2487 , SB5816 , SB5919 , SB5995 , SB5831 , SB6134 , SB6136 , SB6137 , HB2689 , SB5922 , SB5944 , SB5957 , SB5988 , SB5994 , SB6011 , SB6065 , SB6103 , SB6151 , SB6244 , SB5420 , SB5868 , SB6044 , SB6132 , SJM8002

Keywords: behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, insurance tax, state regulation, insurers, taxation, budget impact, juice grapes, agriculture, commerce, market access, fire safety, insurance incentives

Summary: The House received a Senate message announcing passage of Substitute House Bill 1570 and then moved several bills from Rules to the second reading calendar, including Substitute Senate Bill 5242 on anaphylaxis medications in schools and Senate Bill 6132 on Inland Port District debt. The chamber then took up a series of bills, beginning with Senate Bill 5988 on Department of Health accreditation fee authority for opioid treatment programs. An amendment to cap the fee at $17,000 was debated at length but failed, and a separate amendment was ruled beyond the scope of the bill. Senate Bill 5988 then passed 62-34. The House next considered Substitute Senate Bill 6309 on enhanced municipal permitting tools for high-capacity transit projects. Several amendments were offered to require written consent from abutting property owners, preserve setback and seismic/critical-area protections, and add transparency provisions, but the scope challenge to the transparency amendment was sustained and the other amendments failed. Supporters argued the bill would streamline permitting for Sound Transit and reduce taxpayer costs; opponents said it gave a large transit authority too much discretion and weakened property-rights and land-use protections. The bill passed 56-38. The House also passed Substitute Senate Bill 5886 on personality rights and digital likeness protections, and Senate Bill 6136 on workers’ compensation transparency, both with strong bipartisan support. After caucuses and a rule suspension to work past 10 p.m., the House took up additional second-reading bills. It passed Substitute Senate Bill 6034 to codify the Governor’s Office of Indian Affairs, Gross Second Substitute Senate Bill 5395 on prior authorization and AI in health care, Substitute Senate Bill 6248 creating the Washington Travel Insurance Act, Substitute Senate Bill 5720 on uniform consumer debt default judgments, Senate Bill 5995 on port modernization funding with labor-related concerns, and Senate Bill 6103 affecting rural hospitals and enrollment status subject to appropriation. Later, the House passed Engrossed Substitute Senate Bill 6110 on e-motorcycle regulation, Engrossed Substitute Senate Bill 5156 allowing smaller elevators in some housing, Substitute Senate Bill 6269 updating motor fuel definitions to include hydrogen, Substitute Senate Bill 6189 extending time for Thurston County to pursue an aquatics public facilities district, and Senate Bill 6134 requiring unemployment applicants to acknowledge repayment if retroactive union pay is received. Most bills passed with large majorities, though some drew dissent over labor, property rights, transit governance, or regulatory scope.

Transcript Highlights:

• It now stands as an imposed fee to the borrower.
• And borrowers— first, we have to have the extra fee to rent the rooms.
• sales could have been home equity loans.
• We were the last state to bring in equity loans.
• That's not in an equity loan. An equity loan is a less That's problematic. That's my opinion.

Bills: HB1342 , HB2889 , HB3002 , HB3254 , HB4820 , HJR40 , HJR40

Committee: House Pensions, Investments & Financial Services

Keywords: private activity bonds, housing, residential rental projects, low-income, affordable housing, bond measures, funding equality, political subdivisions, public communications, election fairness, debt collection, consumer rights, disclosures, Fair Debt Collection Practices Act, settlement agreements, State Board of Education, group benefits program, health insurance, state employees, dependents eligibility

Transcript Highlights:

• You know, across a broad spectrum of businesses, we're unbundling all of these fees.
• and that fee, and it really comes down to affordability.
• So who would own the property that these loans bought are going to pay for?
• The state is not on the hook to repay the loans. They're in a special obligation of the.
• And as it stands today, taxpayer dollars are going toward repaying those loans.

Bills: HB2997 , HB2021 , HB3041 , HB1823 , HB3372 , HB1427 , HB3127 , HB3128 , HCR1020 , HB4198 , HB3000 , HB3001 , HB3002 , HB3003 , HB3004 , HB3005 , HB3006 , HB3007 , HB3008 , SB392 , HB3320

Keywords: motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations

Transcript Highlights:

• If the requirement isn't met, the scholarship converts to a loan.
• I know that as somebody with $100,000 of student loan debt, as somebody who's had college that was never
• Um and so They had to take out loans.
• ,</c><01:14:10.000><c> but</c><01:14:10.159><c> I'd</c> make a a waiver of the fees, but I'd make a a
• Before students take out massive student loans, they should know what the return on their investment

Bills: HF2634 , HF2241 , HF2649 , HF2520 , HF2610

Committee: House Higher Education Finance and Policy

Keywords: North Star Promise, scholarship, higher education, Minnesota Office of Higher Education, in-demand jobs, workforce development, career training, job market, high-demand occupations, high-demand industries, college aid, state financial aid, FAFSA, student eligibility, program of study, degree program, certificate program, community college, university, labor market data

Transcript Highlights:

• on consumer loans, revolving accounts, reported from Commerce, and Commerce maximum origination fees
• And House Bill 952 by Representative Jordan, consumer loans, maximum loan finance charge, provide for
• a new fee, and to authorize reductions in waiving certain fees.
• And the fee, why is the fee at $25? I think that's a generic fee, isn't it?
• No, I don't think it's a generic fee. I think you can impose the fee that you want.

Bills: HR42 , HR43 , HR44 , HR45 , HCR22 , HCR23 , HCR24 , HCR25 , HCR26 , HCR27 , HCR28 , HCR29 , HCR30 , HB894 , HB983 , HB984 , HR39 , HR40 , HR41 , HCR19 , HCR20 , HCR21 , HB2 , HB3 , HB15 , HB441 , HB976 , HB977 , HB978 , HB979 , HB980 , HB981 , HB982 , HB129 , HB130 , HB287 , HB489 , HB521 , HB545 , HB553 , HB555 , HB570 , HB670 , HB672 , HB797 , HB854 , HB952 , HB207 , HB300 , HB331 , HB428 , HB464 , HB587 , HB618 , HB629 , HB801 , HB853 , HB891 , HB474 , HB487 , HB503 , HB606 , HB633 , HB707 , HB720 , HB728 , HB733 , HB846 , HB852 , HB856 , HB868 , HB875 , HB112 , HB657 , HB221 , HB149 , HB901 , HB148 , HB354

Keywords: women, chemistry industry, Louisiana, recognition, workforce, commendation, leadership, faith, community service, Bishop Weidner, log truck drivers, transportation safety, log industry, pastor, Church of Pentecost, forestry, tree farming, W.H. Ward Properties, community support, Louisiana Forestry Association

Transcript Highlights:

• by Senators Scott (member_3738) and Schiff (member_3508) to increase transparency in SBA's disaster loan
• Last year, SBA's disaster loan account had a completely unacceptable 66-day shortfall, which prevented
• (member_3738) and Schiff's (member_3508) bill directing SBA to publish its reports on the disaster loan
• In fact, you know, that they tried to use to get a loan from the SBA, and I just think it is wrong.
• We will move on to amendments to S.300, the Disaster Loan Accountability and Reform Act.

Bills: SB298 , SB300 , SB371

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability

Transcript Highlights:

• would authorize the Commission on Higher Education to award ...Commission on Higher Education to award loan
• No, no, they can apply for loan assistance. ...they can apply for loan assistance, you know, but they
• now, we don't need to do this anymore. ...not we can continue to fund this to reward these student loans

Bills: HB315 , HB152 , HB205 , SB184 , SB209 , HB309 , SB280 , SB267

Committee: Senate Finance and Taxation Education

Keywords: sales tax, local exemption, Consumer Price Index, tax holiday, clothing tax exemption, school supplies, sales tax exemption, baby supplies, baby formula, maternity clothing, menstrual hygiene products, use tax, exemption, tax conformity, tangible personal property, Alabama Department of Revenue, retail tax, consumer use tax, nonresident, religious publications

Transcript Highlights:

• So, this even make a 7A loan.
• Last year alone, the program issued over 1,000 loans worth nearly $200 million, with an average loan
• Last year alone, the program issued over 1,000 loans worth nearly $200 million, with an average loan
• Small and new businesses often require small-dollar loans, not million-dollar loans.
• Small and new businesses often require small-dollar loans, not million-dollar loans.

Bills: HB2987 , HB2931

Keywords: small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations

Transcript Highlights:

• So what is left is to remove a provision of the existing law that would allow them to take excess fees
• allowed to take excess fees and construct new buildings under the current law.
• If they had loans or debts, they could write those off for federal purposes.
• The bill includes standard guardrails, including a 25% cap on attorney’s fees.
• And that is a repayment program, a loan repayment program.

Bills: S0006 , S0026 , S0206 , S0532 , S0576 , S1012 , S1110 , S1178 , S1192 , S1758 , S1760 , S7046 , S7048

Committee: Senate Appropriations

Keywords: child welfare, negligence, settlement, injury compensation, Department of Children and Families, motorcycle accident, compensation, Department of Transportation, legal claim, autism, autism spectrum disorder, ASD, special education, exceptional student education, ESE, teacher preparation, educator certification, micro-credential, loan forgiveness, student loan repayment

Transcript Highlights:

• in order to be required to pay the B&O tax on interest income received on interest investments or loans
• Representative Scott, H-3148.1.1, and it makes the following change: amounts received as interest on loans
• Representative Scott, H-3148.1.1, and it makes the following change: amounts received as interest on loans
• requires that high-volume mortgage lenders pay the B&O tax on interest income received on investments or loans

Bills: HB2713 , HB2730 , HB2297 , HB2487 , HB2382 , HB2089 , HB2431 , HB2451 , HB2590 , HB2325 , HB2278 , HB2224 , HB2322

Committee: House Finance

Keywords: private detention facilities, business tax, occupation tax, financial impact, state revenue, aerospace, tax preferences, effectiveness, economic impact, grocery stores, underserved communities, food access, incentives, economic development, insurance tax, state regulation, insurers, taxation, budget impact, excise tax

Transcript Highlights:

• Next, we're going to take up tab 20, SB 7016, on OGSR, administration of small business loan programs
• economic development agency for the purpose of administering a state or federally funded small business loan
• core consumer protections, including fair construction charges and prohibitions on discriminatory fees
• $500 per day if the nuisance activity is not abated within one year, allows for the award of attorney fees
• Finally, the bill authorized the abandonment board to foreclose on the unpaid fees, and that is the bill

Bills: S0062 , S0156 , S0168 , S0288 , S0290 , S0292 , S0296 , S0298 , S0364 , S0386 , S0624 , S7004 , S7006 , S7008 , S7012 , S7014 , S7016

Committee: Senate Rules

Keywords: candidate qualification, political party, voter registration, election law, Florida Statutes, rural electric cooperatives, energy production, Florida law, energy tariffs, regulation, agriculture, landscape equipment, gasoline-powered, ecologically significant parcels, local government regulations, public records, appellate courts, information exemption, safety, personal identifying information

Summary: The Senate Committee on Rules met with a quorum present and heard a long agenda of bills, beginning with CS/SB 62 on candidate qualification, which would create an enforcement mechanism for party-affiliation qualification requirements and allow challenges by qualified candidates or political parties. The bill was reported favorably. The committee then heard CS/SB 156, the Officer Jason Raynor Act, which would clarify resistance-to-officer language and impose a mandatory life sentence for manslaughter committed against a law enforcement officer; the sponsor and local law enforcement supporters emphasized the Raynor case, while criminal defense lawyers objected to deleting existing force-limit language and to the mandatory life penalty. Despite the opposition, the bill was reported favorably. The committee also approved several open-government sunset review bills extending or preserving public records exemptions, including CS/SB 7014 on social media platform investigations, SB 7016 on small business loan program records, CS/SB 7012 on Department of Highway Safety and Motor Vehicles investigations, CS/SB 7000 on emergency shelter recipient information, CS/SB 7002 on Department of Military Affairs records, SB 7004 on conviction integrity unit reinvestigation materials, SB 7006 on Florida Public Service Commission records and meetings, and SB 7008 on Florida Gaming Control Commission records and meetings. Other measures reported favorably included SB 624 allowing optional faith-based activities in batterers’ intervention programs, HB 167 protecting former phosphate mining lands from certain strict-liability claims, CS/SB 48 on accessory dwelling units and housing supply, SB 288 on rural electric cooperatives, CS/SB 364 modernizing CPA licensure, SB 292 creating a records exemption for appellate court clerks and families, CS/SB 296 expanding domestic violence safety tools and address confidentiality protections, CS/SB 298 as the public-records companion, SB 386 on farm equipment lemon-law style protections, and SB 168 expanding public nuisance law to include gambling houses. Several bills drew supportive testimony from local governments, advocacy groups, industry groups, and affected families, with some opposition on SB 156 and SB 290. For CS/SB 48, the committee adopted two amendments before reporting the bill favorably. SB 290 on the Department of Agriculture and Consumer Services was temporarily postponed after the chair allowed public testimony but no final action was taken. At the end of the meeting, senators recorded their votes on selected bills, and the committee adjourned.

Transcript Highlights:

• expanded to counties, and expanded with... although HB2127 had the teeth in it as far as the attorney's fees

Bills: HB5691 , SB427 , SB2623 , SB2858

Committee: House Intergovernmental Affairs

Keywords: municipal management district, bonds, assessments, property taxes, economic development, eminent domain, special district, SB 427, local government, political subdivision, state loan, state grant, financial reporting, annual financial statement, annual report, county report, municipal finance, water district, municipality, county auditor

Transcript Highlights:

• It authorizes the New Mexico Finance Authority to make loans or grants from the Water Project Fund for
• the Public Project Revolving Fund, and it includes $6,250,000 to the Drinking Water State Revolving Loan
• the Public Project Revolving Fund, and it includes $6,250,000 to the Drinking Water State Revolving Loan

Bills: HB63 , HB64 , HB184 , HB200 , HB47 , HB48 , HB2 , HB9

Committee: House House Appropriations & Finance

Keywords: water project fund, New Mexico Finance Authority, NMFA, Water Trust Board, water infrastructure, wastewater, drinking water, flood prevention, watershed restoration, water storage, conveyance, delivery, water treatment, recycling, reuse, municipal infrastructure, local government finance, capital outlay, grants, loans