Video & Transcript Research : 'insurance liability'
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NM
Transcript Highlights:
- All right, we are on House Bill 38, wheelchair insurance coverage.
- Therefore, the crime is one of strict liability.
- It is strict liability.
- It is a strict liability.
- It's strict liability on that part.
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
Summary:
The committee heard House Bill 38, which would require insurance coverage for specialized wheelchairs, activity chairs, and related mobility devices for people with limb loss or other disabilities, with guardrails limiting the number of covered devices over time. The sponsor and supporters, including the Office of Superintendent of Insurance, Disability Rights New Mexico, the Disability Coalition, physical therapists, and disability advocates, said the bill would improve access, inclusion, and physical activity without significant premium impact. Questions focused on the substitute language, the device limits, and how Medicaid would handle coverage separately. The committee ultimately passed the House Health and Human Services Committee substitute for HB 38 on a 10-0 vote.
The committee then approved House Bill 165, which expands the C-PACE financing program to businesses using industrial revenue bonds and clarifies that counties and municipalities are not liable for payments. Support came from economic development and business groups, who said the bill would remove a barrier to energy- and water-efficiency upgrades and encourage investment. The bill passed on a 10-0 vote.
House Bill 127 also passed unanimously after discussion of its three parts: a provisional licensure pathway for internationally trained physicians, a telehealth registry for out-of-state providers, and changes to expedited licensure. Supporters said it would help address provider shortages, especially in rural and underserved areas, while the sponsor explained that the amended version includes safeguards such as exam requirements, supervised practice, and a provisional-to-restricted-to-full licensure path. The committee voted 11-0 to advance the bill.
House Bill 72, which would increase penalties for distributing certain controlled substances, including methamphetamine, to minors, drew strong support from law enforcement and the chamber of commerce but significant concern from the Public Defender and several members over strict liability, mandatory sentencing, and the breadth of the penalty. After debate over whether the bill could reach low-level or peer-to-peer conduct and whether the penalty was proportionate, the committee voted to table the bill by a 6-4 vote. The committee then took up House Bill 151, a revised childhood sexual abuse statute of limitations bill. The sponsor presented a committee substitute that changed commission appointments, added reporting and solvency-related provisions, and adjusted procedures for compensation and appeals. Members raised concerns about parity, definitions, administrative costs, and how awards would be determined, but the committee approved the committee substitute on a 7-0 vote.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/20/25
Commerce Finance and Policy
Transcript Highlights:
- and this is very close to home in this committee, and that is um the wonderful work that the um insurance
- And we have a bill in front of us that talks about insurance later today and the cost of insurance going
- about, and this is very close to home in this committee, and that is the wonderful work that the insurance
- And we have a bill in front of us that talks about insurance later today and the cost of insurance going
Keywords:
consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress
OK
Oklahoma 2026 Regular Session
Insurance REVISED: SB1592 - Removed Apr 7th, 2026 at 03:00 pm
Insurance
Transcript Highlights:
- Senate Bill 1920 is a government modernization of the bill that modernizes the Oklahoma Insurance law
Keywords:
SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority
AL
Keywords:
business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, SB84, agricultural nonprofit, farm bureau, nonprofit agricultural organization, health benefits, member benefits, family coverage, health insurance exemption, insurance regulation, Title 27, Alabama insurance code, risk transfer
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/18/26
Commerce Finance and Policy
Transcript Highlights:
- We just want to from an insurance claim.
- And deal with insurance related issues.
- </c><00:08:44.640><c> task</c> we discovered in the insurance task we discovered in the insurance task
- Um, I will note that um, insured market.
- </c><00:34:37.200><c> companies</c> something down the insurance companies something down the insurance
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
FL
Florida 2026 Regular Session
Children, Families, and Elder Affairs Feb 10th, 2026
Children, Families, and Elder Affairs
Transcript Highlights:
- insurance policies.
- insurance coverage and availability by January 1, 2027, for review by the legislature.
- And it also authorizes OIR to levy fines or penalties on insurance companies and DCF to levy fines or
- and liability insurance, and this is a real issue.
- And be able to afford insurance to cover them. So thank you.
Keywords:
high school diploma, graduation requirements, physical education credit, performing arts credit, marching band, Special Olympics, students with disabilities, IEP, individual education plan, 504 plan, Florida education, school credits, diploma substitution, ROTC, dance class, State Board of Education, public schools, graduation pathways, adaptive physical education, Agency for Persons with Disabilities
Summary:
The Committee on Children, Families, and Elder Affairs considered three bills and a confirmation. On SB 1600, the committee adopted a strike-all amendment and a technical amendment that shifted the bill from creating an accreditation process to requiring the Office of Insurance Regulation, DCF, and community-based care lead agencies to study liability insurance coverage and availability in the child welfare sector and report findings to the legislature by January 1, 2027; the bill also included enforcement provisions for failure to provide requested information. Support was noted from child and family advocacy groups, and the committee reported the bill favorably.
The committee also heard CS for SB 556, which would allow students with disabilities to satisfy a physical education graduation requirement through participation in Special Olympics, if included in the student’s IEP, and would clarify that two years of marching band participation can satisfy both PE and fine arts credit. Special Olympics Florida, families, and other supporters testified in favor, emphasizing flexibility, access, and recognition of rigorous activity. The bill was reported favorably. The committee then considered CS for SB 794, which requires background screening for employees of residential facilities and day training programs serving people with developmental disabilities and directs a review of waiver support coordination, including quality, consistency, access, competencies, recruitment and retention, caseloads, and geographic gaps in services. An amendment to conform to the House version was adopted, and the bill was reported favorably.
Members then questioned Secretary Taylor Hatch regarding her confirmation as Secretary of the Department of Children and Families. Senators raised concerns about child welfare system performance, parent notification and rights, CBC funding formulas, managing entities, opioid settlement spending, peer support expansion, and technology/interoperability improvements. Hatch described DCF’s recent data and initiatives, including reductions in out-of-home care entries, youth advisory efforts, missing children recovery operations, expanded behavioral health capacity, and technology upgrades for benefits processing. Public comment included support from family and provider organizations and concerns from a former foster care worker about medical misdiagnosis cases. The committee voted to recommend Hatch’s confirmation favorably, with Chair Grall voting no, and adjourned after allowing Senator Sharief to be recorded as voting in favor of SB 1600.
TX
Keywords:
Gulf Coast Protection District, navigation safety, special districts, state governance, Texas legislation, Gulf Coast, flood protection, storm risk management, coastal restoration, natural resources, prescribed burns, self-insurance, fire management, liability protection, rural land management, recycling, environment, sustainability, economic development, Texas Recycling Fund
AL
Alabama 2026 Regular Session
Alabama House Commerce and Small Business Committee Feb 3rd, 2026
Commerce and Small Business
Keywords:
ad valorem tax, road funding, local government, referendum, Choctaw County, Tuskegee University, education funding, Alabama Education Trust Fund, appropriation, agricultural research, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, peer-to-peer car sharing, vehicle insurance, liability, shared vehicles, taxation
TX
Bills:
HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
TX
Bills:
HB 207, HB 235, HB 324, HB 449, HB 463, HB 502, HB 1121, HB 1445, HB 1465, HB 1778, HB 1977, HB 2000, HB 2066, HB 2596
Keywords:
child protection, sexual offenses, obscenity laws, visual material, anatomically correct dolls, mannequins, robots, criminal offenses, sexually explicit material, minors, artificial intelligence, sexually explicit, doll, mannequin, robot, law enforcement, healthcare, insurance, affordable care, access
LA
Transcript Highlights:
- All right, welcome to the Senate Committee on Insurance.
- And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
- And number four, the health insurance insurers shall include in the notification how the insurer is utilizing
- regarding insurance.
- For health insurers and for life insurers, it really keeps that the same, the rest of it the same.
Keywords:
family leave, insurance, paid leave, employment benefits, caregiver support, liability insurance, coverage defenses, direct action, judgment enforcement, legal procedures, insurance referrals, compensation, non-licensed agents, consumer protection, insurance products, HB 870, Act 907, Louisiana insurance, health insurance, prescription drugs
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Transcript Highlights:
- So, are there any like independent appraisers that wouldn't be underneath an envelope of an insurance
- House Bill 2955 updates and modernizes the Oklahoma captive insurance company act.
- Insurance Association to improve the state's captive insurance framework.
- It's a bill that I've been working on with the insurance department since last summer.
- insurance.
Keywords:
HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty
TX
Transcript Highlights:
- , with costs shared among member insurers.
- This legislation addresses an insurance practice which unfairly allows insurance companies to reduce
- The insurer then may want to... ...repairs are complete, the insurer is supposed to pay the remainder
- Insurance policies have clauses stating insurers will need to request the withheld depreciation within
- It is all the more important in this line of insurance because title insurance is the only line of insurance
Keywords:
prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool
TX
Transcript Highlights:
- Um, so this is similar, but in health insurance and for life insurance.
- I had an insurance agent whose life insurance premium went down.
- The bill allows utilities to self-insure for losses and potential liabilities from personal injury or
- insurance aspect, but we do support the concept of self-insurance in that area.
- for insurance.
Bills:
HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
TX
Transcript Highlights:
- I had an insurance agent who was a life insurance agent. Their life insurance premium went down.
- The bill allows utilities to self-insure for losses and potential liabilities from personal injury or
- The bill allows utilities to self-insure for losses and potential liabilities from personal injury or
- , a life insurer must prove intent to deceive by the insured during the... ...the Texas Insurance Code
- insurance.
Bills:
HB 106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
Summary:
The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony.
The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending.
The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.
TX
Transcript Highlights:
- So this is similar, but in health insurance and for life insurance.
- I had an insurance agent who was a life insurance agent. Had a couple sign up for this program.
- The bill allows utilities to self-insure for losses and potential liabilities from personal injury or
- The bill allows utilities to self-insure for losses and potential liabilities from personal injury or
- expertise in insurance, but we do support the concept of self-insurance in that area.
Bills:
HB 106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
Summary:
The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable.
The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony.
Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony.
The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/12/26
Commerce Finance and Policy
Transcript Highlights:
- </c> contractors and I don't trust insurance contractors and I don't trust insurance companies<00:04:
- And when he referenced the insurance company, he's talking about the city insurance because right now
- sector insurers.
- Cocking is here from the insurance federation and he represents the private insurers.
- </c> and he represents the private insurers. and he represents the private insurers.
Keywords:
homeowner's insurance, peace officer, property damage, just compensation, exclusion policy, corporate powers, entity law, business corporations, nonprofit corporations, LLC, limited liability company, cooperative, partnership, trust, foreign entity, campaign finance, election spending, political spending, ballot measure, ballot initiative
AL
Keywords:
hospital liens, medical billing, government healthcare, insurance claims, patient rights, blood tests, DUI, law enforcement, traffic offenses, chemical analysis, public nuisance, event liability, local government, community health, legal action, transparency, reporting, public safety, regulation, accountability
AZ
Arizona 2026 Regular Session
02/16/2026 - House Land, Agriculture & Rural Affairs
Land, Agriculture & Rural Affairs
Transcript Highlights:
- Rising insurance premiums are not Arizona-specific, but are due to inflation and increased incidence
- It takes money from the insurance premium tax collection.
- So on each insurance premium written in the state, there is a small percentage that goes to a tax.
- So on each insurance premium written in the state, there is a small percentage that goes to a tax.
- I'm insured this year. Who knows what's going to happen next year? But with that, I vote aye.
Keywords:
air pollution, wildfires, environmental standards, public health, Arizona Revised Statutes, wildfire, wildfire mitigation, wildfire prevention, forest fire, brush removal, defensible space, community hardening, vegetation management, fire-resistant construction, wildland urban interface, WUI, insurance premium tax, property insurance, homeowners insurance, commercial property insurance
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 19th, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- I think that when we are talking about procedures that insurance companies are not involved in, that
- I think we all understand the fact that the way insurance is now being run is very egregious towards
- One of the things that these these insurance contracts can do is they can change the contract at any
- If the service is not actually covered, paid for by the insurance company, they shouldn't.
- Business and Insurance will meet in room 535, 10 minutes after the start of telecommunications.
Bills:
SR29, SB667, SB1466, SB1942, SB1989, SB1670, SB1716, SB1521, SB1273, SB1433, HJR1032, SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
Black History Month, Black Oklahomans, civil rights, Tulsa Race Massacre, Greenwood, Jim Crow, segregation, all-Black towns, Boley, Langston University, Clara Luper, NAACP Youth Council, Oklahoma Civil Rights Trail, Black history, African American history, racial justice, commemorative resolution, Black excellence, state history, heritage month