Transcript Highlights:

• Chair and members, Senate Bill 1689 increases the defined loan amounts for consumer loans and consumer
• revolving loans from $10,000 to $50,000 for consumer loans and from $10,000 to $30,000 for consumer
• revolving loans.
• consumer loans and a reduced rate on the amount above $10,000 depending on the loan type and amount.
• that loan.

Bills: SB1165 , SB1206 , SB1212 , SB1291 , SB1347 , SB1516 , SB1554 , SB1649 , SB1689 , SB1812

Committees: Senate Finance , Senate Senate Finance Committee of Reference

Keywords: breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention

Bills: SB5962 , SB6105 , SB6203 , SB6296

Committee: Senate Law & Justice

Keywords: spring blade knives, knife legislation, weapon regulation, public safety, law enforcement, medical debt, garnishment, wage garnishment, earnings exemption, exempt wages, debt collection, consumer debt, student loan debt, private student loans, disposable earnings, minimum wage, writ of garnishment, exemption claim, judgment debtor, creditor

Transcript Highlights:

• This fund also has the ability to issue both grants and loans.
• So this would mean there are fewer loans in any given period of time.
• back out, the interest and principal, is immediately loaned back out.
• So I wouldn't lean toward saying it means less loans.
• Chair, if I could please add to that, none of WIFA's other loan funds have a cap.

Bills: SB1137 , SB1200 , SB1419 , SB1447 , SB1560 , SCM1004

Committees: House Natural Resources, Energy & Water , House House Natural Resources, Energy & Water Committee of Reference

Keywords: underground utilities, utility locating, dig safe, call before you dig, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire, locator strip, interactive positive response system, landlord duties, apartment community, mobile home park, sewer line

Transcript Highlights:

• And so this was trying to help that and build a loan at the same time.
• So this loan program, the revolving loan program, will essentially be small town wants to do HB2 project
• They go to the loan program. Okay.
• The interest goes back into the loan and keeps building the loan. They did this in another state.
• And over 20 years, they ended up with close to $80 million in revolving loan.

Bills: HCR35 , HB440 , HB515 , HB543 , HB614 , HB1010 , HB1039 , HB1088 , HB1122 , HB1179 , HB1200

Committee: House Ways & Means

Keywords: tax delinquency, property sale, rehabilitation, Louisiana State Law Institute, legislation, homestead exemption, property tax, parish governance, Louisiana Constitution, voter approval, adjudicated property, real estate, political subdivisions, property sales, government authority, residential lease, tax credit, property valuation, Louisiana constitution, disaster response

Bills: HB2035 , HB2086 , HB2434 , HB2611 , HB2732 , HB2733 , HB2830 , HB2923 , HB2932 , HB4004

Committees: Senate Health and Human Services , Senate Senate Health and Human Services COR

Keywords: kinship care, child welfare, foster care, relative placement, child protection, vaccination mandates, mask requirements, public health, government entities, COVID-19, controlled substances, prescription monitoring, opioid crisis, healthcare regulations, patient safety, group homes, children's rights, safety protocols, employee training, mental health

Transcript Highlights:

• Chair and members, Senate Bill 1560 removes the $3 million cap on a single loan for loans that are made
• SB 1560 strikes the loan cap while maintaining the $2 million limit on grants.
• SB 1560 strikes the loan cap while maintaining the $2 million limit on grants.
• has three other funds other than this one that have loan capabilities.
• As a bank, we look for a rate of return on all loans we issue.

Bills: SB1041 , SB1363 , SB1418 , SB1419 , SB1445 , SB1447 , SB1488 , SB1519 , SB1523 , SB1560 , SB1580

Committees: Senate Natural Resources , Senate Senate Natural Resources Committee of Reference

Keywords: electronic monitoring, nursing care, assisted living, resident rights, privacy, consent, surveillance, marijuana, rural opportunity, dispensary, economic development, licensing, social equity, unserved communities, Arizona, small modular reactors, energy regulation, environmental compatibility, utility construction, agricultural use

Transcript Highlights:

• The next bill is SB 6250, concerning the maximum principal amount of small loans.
• It increases the limit of the principal amounts or total loan balance of small loans, receiving...
• The limit of the principal amounts or total loan balance of small loans received by a small loan borrower
• Specifies that DFI's inflation adjustment applies to the maximum principal amount of loans and is not
• calculated on individual loans by borrowers.

Bills: SB6248 , SB5976 , SB6079 , SB6250 , SB6257 , SB6289 , SB6230 , SB6312 , SB6149 , SGA9060 , SGA9169 , SGA9265 , SGA9266

Committee: Senate Business, Trade & Economic Development

Keywords: travel insurance, travel protection plan, travel assistance services, cancellation fee waiver, travel retailer, travel administrator, limited lines producer, insurance producer license, blanket travel insurance, trip cancellation, trip interruption, travel medical coverage, emergency evacuation, repatriation, inland marine, premium tax, consumer protection, unfair trade practice, insurance commissioner, Washington RCW

Bills: HB1160 , HB1187 , HB1289 , HB1339 , HB1345 , HB1501 , HB1604 , HB1798 , HB1069 , HB1347

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Bills: HB41 , HB149 , SB230 , SB87 , SB169 , SB238 , SB233 , HB72 , HB41 , HB149 , SB230 , SB87 , SB169 , SB238 , SB233 , HB72

Committee: Senate Judiciary

Keywords: sexual offenses, penalties, rape, sodomy, criminal justice, Judicial Branch, Alabama State Bar, legal profession, commissioners, government agency, campaign finance, security measures, candidates, elected officials, legislative protection, civil procedure, statute of limitations, real estate appraisers, legal complaints, appraisal board

Transcript Highlights:

• bill, uh, it does mention on page three when financial organizations, it does mention savings and loans
• mention financial organizations it does mention savings<00:59:17.680><c> and</c><00:59:17.839><c> loans
• </c><00:59:18.640><c> association</c><00:59:19.520><c> banking</c> savings and loans association banking
• savings and loans association banking credit<00:59:20.720><c> unions</c><00:59:21.200><c> and</c><00

Bills: SB57 , SB155 , HB39 , HB77 , HB104 , SB57 , SB155 , HB39 , HB77 , HB104

Committee: Senate Finance and Taxation General Fund

Keywords: property, acknowledgment, conveyance, business entities, limited liability companies, state employees, payroll deduction, salary deduction, comptroller, membership association, membership dues, voluntary contributions, insurance premiums, financial instruments, deferred compensation, state payroll, employee benefits, association dues, withholding, Alabama Code 36-1-4.3

Bills: SB63 , HB156 , HB289 , SB80 , SB84 , SB63 , HB156 , HB289 , SB80 , SB84

Committee: Senate Healthcare

Keywords: immigration, law enforcement, fingerprints, DNA collection, illegal aliens, Alabama state law, out-of-state warrants, criminal procedure, extradition, Alabama Code, arrest authority, interstate cooperation, Marshall County, TVA, Tennessee Valley Authority, in-lieu-of-taxes, payments distribution, local legislation, school funding, education finance

Bills: HB2092 , HB2114 , HB2172 , HB2251 , HB2374 , HB2410 , HB2552 , HB2588 , HB2718 , HB2722 , HB2727

Committee: House Transportation

Keywords: passenger rail, transportation, committee, advisory, infrastructure, defective license plates, vehicle registration, Department of Licensing, state regulations, route jurisdiction, abandonment, local governance, climate change, commitment act, emission reductions, sustainability, environmental policy, electric bicycles, electric motorcycles, regulation

Transcript Highlights:

• And what it does is it modernizes the Louisiana Consumer Loan framework by raising the loan amount thresholds
• while disincentivizing mid-size and larger loans.
• Our typical loan offering in most states at minimum is $2,500.
• This is for new loans moving forward.
• This loan ends. And so... This loan ends.

Bills: HB489 , HB545 , HB555 , HB583 , HB670 , HB672 , HB797 , HB814 , HB913 , HB952

Committees: House Commerce , House Commerce, Consumer Protection, and International Affairs

Keywords: transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes

Bills: HB130 , HB190 , HB123 , HB250 , HB130 , HB190 , HB123 , HB250

Committee: House Ways and Means Education

Keywords: HB130, Alabama Board of Licensure for Professional Geologists, Sunset Law, sunset review, licensure board, professional geologists, geology, geologist licensing, board appointments, congressional district representation, gubernatorial appointments, state boards and commissions, professional licensing, regulatory board, Alabama Code 34-41-4, environmental engineering, geotechnical engineering, mining industry, petroleum industry, geological sciences

Transcript Highlights:

• . >> I hire a college graduate or two-year graduate and they have school loans. >> Yeah. >> I, as employer
• part, but tell me about that. >> I hire a college graduate or two-year graduate and they have school loans
• ><00:21:59.120><c> they</c><00:21:59.360><c> have</c><00:21:59.600><c> school</c><00:22:00.000><c> loans
• </c> graduate and they have school loans. graduate and they have school loans. &gt;&gt; Yeah.

Bills: HB245 , SB16 , SB59 , SB62 , SB79 , SB88 , HB245 , SB16 , SB59 , SB62 , SB79 , SB88

Committee: Senate Finance and Taxation Education

Keywords: inhalants, controlled substances, butyl nitrite, nitrous oxide, amyl nitrite, health, public safety, SB16, four-point restraint, hog-tie, hog tie, prone restraint, law enforcement, police, sheriff, use of force, restraint techniques, positional asphyxia, arrest procedures, detention

Bills: HCR74 , HCR95 , HB705 , HB1048 , SCR23 , SCR31 , SCR38 , SB49 , SB233 , SB307 , SB326 , SB387 , SB401 , SB435 , SB495

Committee: House House and Governmental Affairs

Keywords: trade commission, international relations, Louisiana, United Kingdom, economic exchange, cultural exchange, infrastructure investment, sales tax, exemptions, credits, rebates, uniformity, legislative rules, fiscal report, contempt, legislature, disorderly conduct, bribery, arrest, legislative privilege

Bills: SB6061 , SB6234 , SB6176 , SB6335 , SB6047 , HB2235 , HB2464 , HB2619 , HB1376 , SB5808 , SB5949 , HB1347 , HB1759 , HB1983 , HB2120 , HB2264 , HB2338 , HB2385 , HB2495 , HB2521 , HB2604 , HB2610 , HB2675 , HB2426

Keywords: tourism, self-supported assessment, funding, statewide promotion, economic development, sewage, grinder pumps, residential buildings, regulation, construction, vehicle registration, enforcement, renewal, transportation, state law, state commission, infrastructure, traffic safety, responsibilities, state capital projects

Summary: The Senate considered Engrossed Second Substitute House Bill 2034, a measure to terminate and restate the LEOFF 1 pension plan and use surplus funds for other state purposes if federal approval is obtained. During debate, senators discussed whether the plan should remain funded at 110% or 120% of actuarial value, whether surplus dollars should instead go to transportation or the budget stabilization account, whether members should receive an additional distribution, and whether local governments should be reimbursed for retiree health care costs. Several amendments were offered: a Gildon amendment to raise the funding target to 120% failed; a technical Robinson amendment adding a date passed; Holy, King, Harris, Schessler, and Conway amendments addressing member distributions, transportation, budget stabilization, local government health care costs, and a reconstituted board distribution all failed; and Robinson’s amendment removing Climate Commitment Act repayment language passed. The Ways and Means striking amendment, as amended, was then adopted. On final passage, supporters argued the bill was actuarially sound, had been reviewed by attorneys, actuaries, the State Investment Board, and the Department of Retirement Systems, and would allow use of excess funding for other state needs. Opponents warned it left too little in the pension fund, should dedicate surplus dollars only to one-time uses, and did not adequately reimburse cities and counties for retiree medical obligations. After debate, the Senate passed E2SHB 2034 by a vote of 25 yeas, 22 nays, with one absent and one excused. Afterward, the Senate returned to Substitute House Bill 2178, which was also passed on final passage by a vote of 39 yeas and 9 nays, with one excused. The chamber then adjourned until the next scheduled meeting.

Transcript Highlights:

• "It's a loan reimbursement program." "Do they have to pay this loan back?" "No. No.
• So it pays off the debt, like their student loans. They're student loans.
• It's a loan repayment.
• </c> &gt;&gt; like their student loans. &gt;&gt; like their student loans.
• It's a loan repayment. So, that amount. It's a loan repayment.

Bills: HB178 , HB124 , HB96 , HB250 , SB289 , SB317 , HB359 , HB178 , HB124 , HB96 , HB250 , SB289 , SB317 , HB359

Committee: Senate Finance and Taxation Education

Keywords: HB178, Ten Commandments, public schools, K-12 education, Alabama, school display, religious display, Bible, Judeo-Christian, Establishment Clause, church-state separation, religion in schools, founding documents, Mayflower Compact, Declaration of Independence, U.S. Constitution, Northwest Ordinance, social studies, civics, history curriculum

Transcript Highlights:

• , grants, financial support, tax benefits, subsidy funds, or sale or as conditions of loans, grants,
• Under this bill, a home buyer who applies for a down payment assistance loan or grant under multiple
• state-funded programs or for multiple down payment assistance loans or grants under one state-funded
• program is only eligible to accept one state-funded loan or grant offer.
• program is only eligible to accept one state-funded loan or grant offer.

Bills: SB6069 , SB6167 , SB6201 , SB6205 , SB6001 , SB6026 , SB6054 , SGA9278 , SGA9279

Committee: Senate Housing

Keywords: affordable housing, homelessness, homeless shelter, emergency shelter, emergency housing, supportive housing, permanent supportive housing, transitional housing, low-income housing, very low-income, extremely low-income, housing crisis, land use, zoning, local preemption, urban growth area, UGA, planning, development regulations, permitting

Bills: HB44 , HB400 , HB444 , HB487 , SB249 , SB252 , SB58 , HB44 , HB400 , HB444 , HB487 , SB249 , SB252 , SB58

Committee: House Ways and Means General Fund

Keywords: teachers retirement, credit purchase, St. Clair County, DAY Program, pension reform, dental insurance, benefit rollover, healthcare, insurance policy, annual maximum, HB444, vaccines, vaccine exemption, religious exemption, religious liberty, private school, church school, faith-based school, parochial school, school immunization