Transcript Highlights:

• safe and to rescue us and do all the things that we need them to do when we just dial those three digits
• This bill would create a carefully limited statutory framework to hold and manage a strategic digital
• This is a responsible step to better protect Floridians' finances in an increasingly digital economy,

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• </c> Chamber of Commerce our membership Chamber of Commerce our membership includes<00:13:11.600><c>
• </c><00:57:55.400><c> equity</c> broadband development and digital equity broadband development and digital
• </c> office of broadband to include digital office of broadband to include digital opportunity<01:02:
• </c><01:02:11.880><c> opportunity</c> fed the department digital opportunity fed the department digital
• </c> start adding computer access and digital start adding computer access and digital skills<01:10:05.040

Bills: HF44, HF2102, HF2279, HF2280, HF2281

Keywords: HF44, Casey Jones State Trail, Pipestone Trailhead, Currie Loop, Minnesota bonding bill, capital investment, state bonds, bond proceeds fund, Department of Natural Resources, DNR, trail rehabilitation, trail reconstruction, recreational trail, bike trail, hiking trail, infrastructure, state trail, Pipestone, Currie, bonding authorization

Transcript Highlights:

• I cannot support at-will board memberships because I think we've seen the problems that have come from

Bills: SB1327, SB1372, SB1403, SB1937, SB277, SB2131, SB1749, SB1348, SB1469, SB2018, SB1931, SB1530, SB2155

Keywords: tourism, recreation, economic development, Oklahoma Commission, executive director, probation, credits, educational advancement, Oklahoma Statutes, criminal justice reform, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, labor organization, incentives, employer practices, union neutrality, worker rights

Transcript Highlights:

• I cannot support at-will board memberships, because I think we've seen the problems that have come from

Bills: SB1327, SB1372, SB1403, SB1937, SB277, SB2131, SB1749, SB1348, SB1469, SB2018, SB1931, SB1530, SB2155

Keywords: tourism, recreation, economic development, Oklahoma Commission, executive director, probation, credits, educational advancement, Oklahoma Statutes, criminal justice reform, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, labor organization, incentives, employer practices, union neutrality, worker rights

Summary: The committee heard and advanced a series of bills affecting tourism, workforce, economic incentives, labor policy, and housing. Senate Bill 1327 would restore the Oklahoma Tourism and Recreation Commission’s authority by removing language that made it only advisory and returning hiring/firing power over the executive director to the commission; it passed 10-0. Senate Bill 1403, an Incentive Evaluation Commission recommendation, would require rebate claims to be filed within one year and eliminate a statewide wage threshold for certain job-creation rebates; it also passed 10-0. Senate Bill 1937, the Taxpayer Dollars Protect Workers Act, would make employers in certain incentive programs preserve secret-ballot union elections, protect employee privacy, and bar neutrality agreements tied to incentives; after debate over labor rights and free-market concerns, it passed 8-2. The committee also advanced Senate Bill 277, a committee-substituted version of the Oklahoma State Paid Family Medical Leave Act. The author said the bill was still a work in progress, but the sub removed exigency and safe leave, narrowed family definitions to legal relationships, and reduced employer notice/signage requirements; it advanced 8-0 with title off. Senate Bill 2131 would require tourism facilities and reservation confirmations to provide information on made-in-Oklahoma products via QR code or printed card, and it passed 8-0. Senate Bill 1749 would let local propane dealers and LP gas installers perform certain food truck inspections, and it passed 8-0. Additional measures included Senate Bill 1348, which would give the Oklahoma Employment Security Commission enhanced anti-fraud and appeal authority; members raised concerns about broad discretion, but it passed 8-0. Senate Bill 1469 would regulate earned wage access products, including employer-based and consumer-based services, with fee caps and licensing; it passed 7-1. Senate Bill 2018 would require new multifamily residential rental construction of 20 units or more to be assessed at cost for the first two tax years, beginning with 2027 assessments, and it passed 7-1 after debate over tax impacts. Senate Bill 1931 would add three members to the Oklahoma Employment Security Commission and passed 6-2. Senate Bill 1530 would refine the research and development rebate program and add a 2% bump for projects involving higher education institutions, passing 8-0. Senate Bill 2155 would let the Route 66 Commission enter MOUs with other agencies to carry out its work, and it passed 8-0.

Transcript Highlights:

• Basically, accounts for digital assets.
• </c><00:12:37.920><c> assets</c> a safe deposit box for digital assets a safe deposit box for digital
• As digital assets and personally.
• </c> 20% of our members own uh digital 20% of our members own uh digital assets.<00:30:02.720><c> And
• </c> to to incur by having this um digital to to incur by having this um digital lock<00:38:02.320><c

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Bills: HB2188, HB2218, HB2524, HB2563

Keywords: transparency, industrial insurance, insurance rate increases, financial disclosure, regulatory oversight, workers' compensation, medical care, healthcare access, employee rights, insurance coverage, security, regulation, employment standards, security guards, industry board, unemployment, electronic notices, compensation, digital communication, order processing

Summary: The Labor and Workplace Standards Committee met to executive several bills, briefly setting aside House Bill 2563 and later removing it from consideration. House Bill 2188, which requires L&I to publish more information about workers’ compensation premium rates and actuarial data, had no amendments and was reported out with a due-pass recommendation on an 8-0 vote, with one member excused. Members described it as a transparency measure, and support was unanimous. The committee then considered House Bill 2218, dealing with access to medical care in the workers’ compensation system. After a proposed substitute was explained, Representative Schmidt’s Amendment RL 025 was adopted to allow L&I to hire additional claims managers and reduce caseloads. The substitute, as amended, was reported out with a due-pass recommendation on a 6-2 vote, with one excused. Supporters emphasized improving access to care, especially in rural areas and for workers who struggle to navigate the system, while opponents raised concerns about the fiscal note and said they would follow up on inducement language in provisos. House Bill 2524, creating a State Security Guards Industry Standards Board to set minimum employment standards and authorize enforcement, was also advanced. Amendment 236, a technical change adjusting the board’s first meeting date and remittance language, was adopted, while Amendment 237 to remove the private right of action was rejected. The substitute bill then passed out of committee on a 5-3 vote, with supporters arguing it would improve training, stability, and worker protections for security guards, and opponents citing cost concerns and potential impacts on collective bargaining and existing private-sector security jobs.

Transcript Highlights:

• This measure prohibits the ownership, operation, or management of a digital financial asset transaction
• kiosk that accepts U.S. currency from a customer in exchange for a digital financial asset.

Bills: HB1511, HB1535, HB1642, HB1753, HB1810, HB2282, HB2614

Keywords: consumer protection, unsolicited mail, unsolicited email, junk mail, spam email, deceptive marketing, misleading solicitation, high-pressure sales, vehicle warranty, auto warranty, service contract, home warranty, license renewal, registration renewal, government impersonation, affiliation disclosure, direct mail, email marketing, consumer fraud, refund

Summary: The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion. The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.

Transcript Highlights:

• Double-digit operating margins, gross growth, significant financial assets, investments.
• Double-digit<00:23:55.720><c> operating</c><00:23:56.240><c> margins</c><00:23:56.679><c> gross</c> Double-digit
• operating margins gross Double-digit operating margins gross growth.<00:23:58.560><c> Um</c> growth.

Bills: HF4343

Keywords: sales tax, use tax, advertising tax, taxable services, digital advertising, online marketing, marketing services, search engine marketing, lead generation, internet advertising, ad agency, media buying, campaign planning, Minnesota tax law, service tax, broadening tax base, web advertising, promotional services, 1183, house

Bills: HB0103, HB0070, HB0091

Keywords: First Amendment, free speech, lawsuits, immunity, public participation, strategic lawsuits, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws, civil actions, speech protection, legal jurisdiction, joint liability, artificial intelligence, social scoring, biometric data, privacy rights, government regulation

Transcript Highlights:

• Um, first I just want to say our membership is fully in support of the concept of this bill.
• And they promote Wyoming's economy by fostering a safe harbor for digital innovation and ensuring that
• And they promote Wyoming's economy by fostering a safe harbor for digital innovation and ensuring that
• ><01:09:44.159><c> safe</c><01:09:44.400><c> harbor</c><01:09:44.719><c> for</c><01:09:44.880><c> digital
• </c> by fostering a safe harbor for digital by fostering a safe harbor for digital innovation<01:09:45.920

Bills: HB0103, HB0070, HB0091

Keywords: First Amendment, free speech, lawsuits, immunity, public participation, strategic lawsuits, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws, civil actions, speech protection, legal jurisdiction, joint liability, artificial intelligence, social scoring, biometric data, privacy rights, government regulation

Transcript Highlights:

• expresses the opposition of the 89th Legislature of the State of Texas to the creation of a central bank digital

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.

Transcript Highlights:

• He's removing that, or he's dropping that membership down to 23.

Bills: HCR77, HB81, HB512, HB663, HB717, HB1194

Keywords: crawfish, agricultural labor, H-2B program, H-2A program, labor shortage, temporary workers, Louisiana economy, HCR77, crawfish industry, H-2B visa, seasonal labor, agriculture, immigration, arborist, property disputes, tree trimming, neighborhood, landowner rights, Delta Economic Research and Sustainability District, board of commissioners

Bills: HB1751, HB1752, HB1636

Keywords: Hawaii National Guard, tuition assistance, graduate degrees, education, military personnel, funding, school districts, state budget, performance metrics, shopping carts, abandoned carts, cart retrieval, cart impoundment, county enforcement, municipal ordinance, retail businesses, grocery stores, wholesale stores, membership stores, private clubs

Bills: SB278, HB459, HB61

Keywords: SB278, released time, religious instruction, elective credit, public schools, K-12 education, Alabama Released Time Credit Act, church-state separation, First Amendment, school choice, parental consent, elective course, off-campus instruction, private religious entity, State Board of Education, local board of education, attendance credit, core curriculum, religious education, Bible class

Transcript Highlights:

• expresses the opposition of the 89th Legislature of the State of Texas to the creation of a Central Bank Digital

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Transcript Highlights:

• It prevents digital-only identification mandates.
• You're not saying that you can't do digital, correct?
• You're not saying you're getting rid of digital. What you're saying...
• You're not saying you're getting rid of digital.
• So right, I just want to make clear you're not banning the digital ID.

Bills: HB2127, HB2257, HB2305, HB2573, HB2772, HB2941, HB2957

Keywords: special license plates, transportation, funding, nonprofits, charitable contributions, boating, watercraft licensing, law enforcement, safety fund, state funding, Arizona Revised Statutes, towing regulation, private towing carriers, vehicle impound, towing rates, preemption, DUI, ignition interlock, substance abuse treatment, driving privileges

Transcript Highlights:

• But for digital driver's licenses and digital IDs, what this would do is, you're 100% correct, as this
• But for digital driver's licenses and digital IDs, what this would do is, you're 100% correct, as this
• Um, I really like this digital IDs.
• Um, I really like this digital IDs.
• Um, I really like this digital IDs.

Bills: HF3919, HF1335, HF3864, HF3916, HF3728

Keywords: veterans benefits, Secret War, Laos veterans, eligibility process, burial fees, veteran designation, electronic license, driver's license, digital credential, transportation, data privacy, authentication, license plates, vehicle registration, validation stickers, Minnesota statutes, transportation policy, aeronautics, transponder, aircraft safety

Bills: HB0108, HB0039, HB0091, HB0070

Keywords: audit, transparency, government reporting, accountability, public access, firearm rights, restoration of rights, criminal justice, felony convictions, Wyoming law, artificial intelligence, social scoring, biometric data, privacy rights, government regulation, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws

Transcript Highlights:

• The select committee on capital finance has balanced membership on both sides. vote, I mean, you could
• </c><00:53:01.760><c> on</c><00:53:02.000><c> both</c><00:53:02.240><c> sides</c> has balanced membership
• on both sides has balanced membership on both sides and<00:53:02.800><c> so</c><00:53:02.960><c> it's
• but they function just as on membership but they function just as well<00:53:16.720><c> as</c><00:53
• so it's not unprecedented membership so it's not unprecedented like<00:53:23.119><c> I</c><00:53:23.280

Bills: HB0108, HB0039, HB0091, HB0070

Keywords: audit, transparency, government reporting, accountability, public access, firearm rights, restoration of rights, criminal justice, felony convictions, Wyoming law, artificial intelligence, social scoring, biometric data, privacy rights, government regulation, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws

Transcript Highlights:

• By far the easiest, cheapest way to address our e-waste problem is to keep our electronics and digital
• Consumers of digital equipment, hereafter referred to as consumers, have been forced into an original
• I want to share a quick story with you about a digital filmmaker customer and a small business owner.
• Through digital locks, proprietary software, and restrictive service agreements.
• Modernizing manufacturing by adopting digital Technologies and automation is essential.

Bills: HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984

Keywords: digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, disputes, payment obligations, accountability, payment disputes

Summary: The committee heard testimony on HB 3862, which would restrict social media app use for minors and limit smartphone/social media access in classrooms. Supporters, including representatives from Champions for Childhood, argued that smartphones and social media are linked to addiction, distraction, cyberbullying, and worsening youth mental health, and said the bill would help parents and schools protect children. After testimony, the committee left HB 3862 pending. Members then heard HB 3712, a construction retainage bill that would stop owners from withholding reserved funds on specially fabricated materials once they are delivered, approved, and warranted, while still allowing retainage for labor and installation. Witnesses from the precast concrete industry said current retainage practices delay payment for years and create financial risk for subcontractors and suppliers. The bill was left pending after closing. The committee also heard HB 2963, a right-to-repair bill requiring manufacturers to provide parts, tools, and information for owners and independent repair providers, with carve-outs for medical devices, vehicles covered by existing repair agreements, trade secrets, and security protections. Support came from consumer, environmental, repair, and policy groups, while one witness from Safelite was neutral and urged removal of the MOU reference for auto manufacturers. HB 2963 was left pending. The committee also heard HB 4308, which would create county industrial development districts to attract industrial employers and finance infrastructure through local elections and a board structure. Supporters, including the Fort Bend County commissioner, said the bill would help counties diversify tax bases and create jobs; the bill was left pending. Later, the committee took up several pending bills and voted to report HB 74, HB 112, HB 2214, HB 3016, HB 3133, HB 3173, HB 3807, HB 4063, HB 4115, HB 5008, and HB 2652 favorably to the full House, with some sent to the Local and Consent Calendars. The committee also heard HB 3874 on construction contract transparency and HB 4196 on creating a task force to modernize manufacturing, both of which were left pending. Finally, the committee heard HB 3344, which would create a licensing and regulatory framework for re-roofing contractors; supporters said it would curb storm-chasing and protect homeowners, while one roofing contractor opposed it as too restrictive and argued existing fraud laws are sufficient. HB 3344 was also left pending.