Video & Transcript Research : 'cost of borrowing'

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TX

Texas 89th Regular

S/C on Academic & Career-Oriented Education May 8th, 2025

S/C on Academic & Career-Oriented Education

Transcript Highlights:
  • If a district covers the cost of certification exams and associated requirements, such as Application
  • It can apply to the Commissioner of Education for reimbursement.
  • For students, it only allows one reimbursement for examination costs.
  • This allows other CTE examination costs to be reimbursed for teachers.
  • Okay, just kind of curious. I know you're not changing that, but I don't...
Bills: HB 1061, HB2800
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • Walden, on behalf of HMSA.
  • And we think that some of the kind of corporate work in terms of how PBMs and how prescriptions are now
  • And we think that some of the kind of corporate work in terms of how PBMs and how prescriptions are now
  • On behalf of our thousands of members and supporters statewide, we stand in strong support of STR 164
  • Mahalo. support of STR 164. This resolution is support of STR 164.
Summary: The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred. The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is. For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 3/3/26

Public Safety Finance and Policy

Transcript Highlights:
  • face of costly lawsuits that could cost face of costly lawsuits that could cost municipalities<00
  • And I sort of want to get back to this question of the cost of cooperation.
  • > the want to get back to this question of the want to get back to this question of the cost<01
  • Um, and maybe this cost of cooperation.
  • <01:36:07.280> the<01:36:07.520> cost to this especially in light of the cost to this
Summary: The committee approved the minutes from February 25, 2026, and then took up several Department of Corrections-related bills. House File 3768, as amended by the A1 amendment, would extend the DOC’s graduated licensing and enforcement tools to juvenile detention facilities and state-licensed halfway houses, allowing corrective action plans and conditional licenses instead of only revocation. Commissioner Paul Schnell and Dakota County Juvenile Services Center Deputy Director Matt Bower testified in support, saying the bill would improve consistency, stability, and accountability without changing jail licensing. Members asked about costs and sheriff input; the commissioner said the bill is cost-neutral and that sheriffs were informed but did not provide input. The committee adopted the amendment and recommended the bill to the general register. The committee then heard House File 3769, another DOC technical update bill, which would clarify tuberculosis screening procedures when incarcerated people refuse testing, allow mental health units at more than one facility and short-term stabilization at Oak Park Heights when clinically appropriate, and clarify the department’s substance use disorder treatment programs. Schnell said the changes were technical but important for effective operations. Members again asked about county costs and sheriff support, and the commissioner said the bill affects only DOC facilities and is cost-neutral. The committee approved the motion to re-refer the bill to the Health Finance and Policy Committee. The final major item was House File 3405, the chair’s bill, as amended by the A3 amendment. The amendment broadened the definition of federal agents, made the effective date retroactive, and removed a sexual assault investigation section to eliminate the fiscal note. The bill would require the BCA’s use-of-force unit to investigate deaths caused by federal agents in Minnesota, not just Minnesota peace officers. Chair Mohler argued the bill closes a loophole and ensures state-level, independent investigations; Dr. B.B. Newman testified in support, saying it preserves Minnesota’s investigative authority and public confidence. Deputy Superintendent Scott Mueller said the BCA already investigates deadly-force cases and has handled some federal-related cases, but he did not think the bill was necessary and recommended a no vote. Members debated whether the bill was needed given existing practice, with supporters saying the statute should clearly require state investigation and opponents questioning whether it would change anything. The committee adopted the amendment and continued discussion of the bill as amended.
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/12/26

Energy Finance and Policy

Transcript Highlights:
  • to the cost of natural gas?"
  • > of cents to to cover the entire cost of cents to to cover the entire cost of what<00:54:22.960
  • of that cost is our 9 cents about 50% of that cost is the<00:56:29.119> actual<00:56:29.359><
  • Uh, 30% of that was capacity costs.
  • Uh, 30% of that was capacity costs.
Bills: HF3830, HF3688
AL

Alabama 2026 1st Special Session

Alabama House Commerce and Small Business Committee Mar 11th, 2026

Commerce and Small Business

Transcript Highlights:
  • 49% of whatever the other profit is. 49% of whatever the other profit is.
  • Uh and do most people have cards saying what kind of cards saying what kind of >> I don't think they
  • cards saying what kind of cards saying what kind of >> I<00:11:18.560> don't<00:11:
  • in the in the positive nature of people. in the in the positive nature of people.
  • has a lot of input on this. has a lot of input on this.
Bills: SB279, HB478, SB279, HB478
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Jan 20th, 2026

Governmental Oversight and Accountability

Transcript Highlights:
  • I pledge allegiance to the flag of the United States of America and to the Republic for which it stands
  • the volume of calls.
  • because of the importance it is for your well-being and for your quality of life.
  • because of...
  • Retirees in the special risk class will receive an alternative cost-of-living adjustment of 1.5 percent
Bills: S0774, S7028, S7024, S7026
Summary: The Committee on Governmental Oversight and Accountability met and first heard Senate Bill 774, which would extend workers’ compensation medical benefits for employment-related mental or nervous injuries to 911 public safety telecommunicators, even without a physical injury. The sponsor and several dispatchers, a clinician, and communications directors testified in support, describing repeated exposure to traumatic calls, chronic understaffing, and the need for mental health treatment and retention support. Senator DiCeglie and Chair Mayfield praised dispatchers’ work, and the bill was reported favorably by committee vote, with Senator McClain later recorded as voting yes on the bill. The committee then took up SPB 7028, a retirement bill that sets Florida Retirement System employer contribution rates beginning July 1, 2026, leaves the 3% employee contribution unchanged, allows certain elected officers to receive a DROP payout under specified conditions, and provides a 1.5% alternative cost-of-living adjustment for eligible special risk retirees. Firefighters, police, sheriffs, and chiefs’ groups spoke in support, emphasizing recruitment and retention. The committee voted to submit the proposal as a committee bill and reported it favorably. Finally, the committee considered SPB 7024 and SPB 7026, both open-government-related bills. SPB 7024 would repeal the current public records and public meeting exemption for cybersecurity information and consolidate agency-specific cybersecurity exemptions into one agency-wide exemption. SPB 7026 would repeal the current public records exemption for trade secrets held by an agency and similarly consolidate specific trade secret exemptions into one agency-wide exemption. Neither bill drew testimony or debate, and both were submitted as committee bills and reported favorably. The meeting then adjourned.
AL

Alabama 2025 Regular Session

Alabama House Health Committee Apr 23rd, 2025

Health

Transcript Highlights:
  • Thank you, members of the committee. Um, I am Linda... Members of the committee.
  • We have had a total over the six years of 200 transfers out of 192 births, and that's 11%.
  • We're proud to be a part of the fabric of this great... ...be a part of the fabric of this great state
  • That's a lot of pressure for companies to change the formula of products like Coke.
  • Representative Brent, can you give me some examples of the types of foods and... ...examples of the types
Bills: SB87, HB491, SB43, SB101
TX
Transcript Highlights:
  • The chair lays out, as a matter of pending business, Senate Bill 2052. Best interests of the child.
  • The chair lays out Senate Bill 1335 as a matter of pending business.
  • As a matter of pending business, the chair lays out Senate Bill 1734.
  • As a matter of pending business, the chair lays out Senate Bill 1760.
  • As a matter of pending business, the chair lays out Senate Bill 2127, which is about the assignment of
TX
Transcript Highlights:
  • Under current law, counties are required to pay for the cost of the traveling judge.
  • It clarifies that the parties and representatives of the state can also pay that cost, which significantly
  • What have you seen in terms of trends and during what period of years?
  • So one of the problems, and this is kind of part of the genesis of this particular bill, is that an individual
  • This is one of those.
TX

Texas 89th Regular

Jurisprudence (Part I) Apr 9th, 2025

Jurisprudence

Transcript Highlights:
  • Under current law, counties are required to pay for the cost of the traveling judge.
  • But if the A state or members representing the state requested, it's a cost of up to $50,000 per per
  • attorneys come over and do some, some pro bono kind of work they think, but it's really costing the county
  • Chairman and members, I, I present this bill on behalf of, of, uh, of our colleague Senator West.
  • So one of the problems, and this is kind of part of the genesis of this particular bill, is that an individual
TX

Texas 89th Regular

Insurance Mar 19th, 2025

Insurance

Transcript Highlights:
  • Biggest cost drivers and biggest complaints is the cost of insurance. HB 138.
  • We do a lot of things to try to manage cost.
  • We need to be a part of the discussion of the cost of health care.
  • of their lives. these costs.
  • The amount of the cost data?
Bills: HB138, HB335, HB388, HB138
TX

Texas 89th Regular

Insurance Mar 19th, 2025

Insurance

Transcript Highlights:
  • It would give you a total picture of what you're trying to get at in terms of- of premium cost but also
  • where those costs may may accrue to other parties. parts of the system.
  • You know show what those administrative costs are sure and there are plenty of studies out there I know
  • That's the cost for you to, to take care of. doing the wig, the mandate.
  • And I would imagine, you know, utilization and the cost of those benefits drive. premium cost so.
Bills: HB138, HB335, HB388, HB138
NV
Transcript Highlights:
  • And the type of offenses is tracking 86.3% of the offenses are abuse." "...is tracking 86.3% of the offenses
  • And the type of offenses is tracking 86.3% of the offenses are abuse." "...is tracking 86.3% of the offenses
  • I am going to confess I'm fully supportive of the policy aim of this bill, but I do have kind of a nuanced
  • Reducing the cost of phone calls, making them free, allowing people to talk to their kids has had an
  • I'm the director of the Nevada Department of Corrections.
Bills: SB60, SB85, SB323
AZ

Arizona 2026 Regular Session

01/26/2026 - House Health & Human Services

Health & Human Services

Transcript Highlights:
  • Burke that 50% of health care dollars, one-third of medication costs... ...are due to these diseases.
  • the cost of those treatments.
  • Enrollment and the cost of the program has its multifaceted cap rates are a big part of that.
  • Enrollment and the cost of the program has its multifaceted cap rates are a big part of that.
  • Enrollment and the cost of the program has its multi-faccented cap rates are a big part of that.
Summary: The committee began with a presentation from the Alzheimer’s Association Desert Southwest Chapter and Dr. Anna Burke of Barrow Neurological Institute on the scope of Alzheimer’s disease, the shortage of specialists, low rates of timely diagnosis, and the need for caregiver support and early intervention. Speakers emphasized that Arizona is a leader in Alzheimer’s research and that lifestyle changes, new therapies, and research funding offer hope, but only if patients are diagnosed earlier and providers are better trained. The committee then heard House Bill 2202, which would appropriate $300,000 over three years for a dementia care telemonitoring/telementoring grant program through the Department of Health Services to help providers statewide learn best practices in dementia care. Supporters, including the Alzheimer’s Association, Dr. Danny Cabral, and a patient advocate, said the bill would address major gaps in provider training and improve early diagnosis and treatment. There was no opposition, and the committee voted 11-0 to give HB 2202 a do pass recommendation. The committee next took up House Bill 2251, the “Jordan and MacTerry Act,” which would expand licensed midwives’ authority to administer certain medications, require liability insurance disclosure and reporting, and create an Arizona Midwifery Advisory Committee. Supporters said the bill would improve safety, oversight, and access to emergency medications in home births, while opponents from ACOG and the Arizona Osteopathic Medical Association raised concerns about the adequacy of oversight, the medication list, and whether eight hours of pharmacology training is sufficient. After testimony from midwives, physicians, and stakeholders, the bill was held for further stakeholder work and anticipated floor amendments. House Bill 2252, which would allow certified nurse midwives, certified professional midwives, or licensed midwives to accompany a patient in a ground ambulance during transport if approved by medical direction, also drew support and opposition. Supporters argued it would preserve continuity of care in emergencies, while firefighters and EMS representatives objected to ambiguity and scene control concerns. That bill was likewise held for further stakeholder meetings. The committee then recessed and reconvened for later presentations on federal budget and health-related topics.
HI

Hawaii 2026 Regular Session

EEP-LAB Joint Public Hearing - Thu Mar 19, 2026 @ 9:30 AM HST

Energy & Environmental Protection

Transcript Highlights:
  • of the utility's costs. of the utility's costs.
  • cost-of-service rate case.
  • <00:57:49.400> of commission approval for a cost of commission approval for a cost of service
  • Uh, the true embracing of cost of service or embracing of PBR away from cost of service may not actually
  • Aloha. or embracing of PBR away from cost of or embracing of PBR away from cost of service<00:58:46.680
Bills: SB3326
Summary: The joint committees on Energy and Environmental Protection and Labor heard SB 3326, a bill concerning a study of separating transmission from generation in Hawaii’s electric system. Testimony was largely opposed. Life of the Land argued that true separation on an isolated island grid has not been shown to work anywhere and said the bill would waste taxpayer money. Hawaiian Electric and the Public Utilities Commission also opposed the measure, saying Hawaii already uses competitive bidding for new generation, that the bill would add cost, complexity, and reliability risks, and that a new study would duplicate prior work. In response to questions, the PUC explained its existing competitive bidding framework and said it had not seen an island system fully restructure in this way. The chair then amended the bill’s intent to require the PUC to open a proceeding for an independent, comprehensive analysis of the state’s energy pathways, including cost reduction, financial risk, state energy goals, and reliability, rather than narrowly focusing on separation. Both committees voted to pass SB 3326 SD2 with amendments, with the Energy committee adopting the recommendation unanimously and the Labor committee adopting it with one reservation and two no votes. The Energy and Environmental Protection Committee then took up SB 2497 SD2, which would require electric utilities other than cooperatives to provide transparent, publicly accessible customer bill impact analyses and annual reports to the PUC. The Department of Commerce and Consumer Affairs and the PUC offered comments, with the PUC supporting the intent. Life of the Land said the proposed disclosure requirements would be too complex for most ratepayers to use meaningfully, while Hawaiian Electric said the bill could raise costs and slow projects, though it acknowledged some of the language changes and said much of the information is already available through existing planning and regulatory processes. Hawaii Clean Power Alliance and one individual testified in support. No vote was taken on SB 2497 SD2 during the excerpt. The committee also heard SB 3183 SD2, which would bar higher-income taxpayers from claiming the renewable energy technologies income tax credit for certain residential solar systems and would change refundability rules. The Department of Taxation, the Hawaii State Energy Office, and the Tax Foundation offered comments, while the Hawaii Solar Energy Association and numerous companies and individuals opposed the bill. Opponents raised concerns about impacts on financing models and the solar market. Members asked the Department of Taxation for data on how credits are claimed by homeowners versus third-party owners and on the refundability of the credit; the department said it did not have the information immediately available but would follow up. The chair indicated decision-making would likely be deferred to allow further review, and no vote was taken in the excerpt.
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/25/26 - Part 2

Health Finance and Policy

Transcript Highlights:
  • <00:02:41.519> of<00:02:41.760> health actually helps with the cost of health actually
  • And when you hear the costs of what some of these records are for a patient to get their own records,
  • cost of medical records story about the cost of medical records and<00:20:50.559> the<00:20:50.799
  • these you hear the costs of what some of these you hear the costs of what some of these records
  • requests<00:34:43.040> and cost of processing these requests and cost of processing these
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 2/25/26 - Part 1

Health Finance and Policy

Transcript Highlights:
  • Again, in a recent evaluation, the Department of Commerce found the cost of newer name non-opioid medicines
  • you compare these numbers with the cost you compare these numbers with the cost of<00:24:49.279>
  • per year, 2.3 times higher than the cost per year, 2.3 times higher than the cost of<00:25:04.240
  • Um in terms of the cost, I Services.
  • It costs a lot of money.