Transcript Highlights:

• She thinks the current testing window is problematic and hence this bill.
• End-of-year testing measures mastery of grade-level... instruction.
• These students may be at a disadvantage for computer-based testing.
• She notes that paper testing boosts academic performance.
• Another one was an autistic child that did great on paper tests.

Bills: HB2020, HB2032, HB2033, HB2249, HB2313, HB2318, HB2378, HCR2003

Keywords: interference, disruption, educational institutions, public order, conduct rules, statewide assessment, student testing, academic standards, third grade reading, reading retention, promotion and retention, school accountability, assessment window, testing window, test scores, school report cards, nontest data, graduation rates, dropout rates, education data privacy

Summary: The committee first approved the minutes from February 18 and March 4, 2026, then took up HCR 2003, the Protect Girls in Sports in Arizona Act. Supporters, including Superintendent Tom Horne and several athletes and coaches, argued the measure would protect fairness, safety, and privacy in girls’ sports and locker rooms by requiring sports to be designated male, female, or co-ed and by limiting access to certain private spaces. Opponents, including the ACLU and Arizona Education Association, argued the resolution was discriminatory, would function as a bathroom ban, and could create enforcement and privacy problems. The committee passed HCR 2003 on a 4-3 vote, giving it a due pass recommendation. The committee then heard HB 2020, which would make certain threats or disruptions at educational institutions by minors a class 1 misdemeanor instead of a class 6 felony, and passed it 4-3. HB 2032, which shifts the statewide testing window later in the school year and changes related score deadlines, drew support from school leaders who said it would better reflect full-year learning; it passed 6-1. HB 2033, allowing school districts and charter schools to choose paper-and-pencil statewide testing by governing board vote, also passed 6-0 with one member not voting. HB 2318, establishing term limits for school district governing board members, was amended to clarify the limit applies only after two consecutive four-year terms beginning after a specified date; it passed 4-3 despite opposition from the Arizona School Board Association over impacts on rural districts. The committee next approved HB 2378, which changes eligibility rules for School Facilities Oversight Board members so certain architect and engineer members may not have school-construction business interests, passing 4-3. HB 2313, which prohibits teacher strikes or organized work stoppages and reduces school funding if a strike occurs, passed 4-3 after testimony from educators who said it was punitive and could worsen staffing shortages. Finally, the committee considered HB 2249, which expands the Parents’ Bill of Rights to require written parental consent and notification regarding school facilitation of social transitioning and creates significant civil penalties for violations. Opponents warned it was vague, punitive, and likely to chill ordinary school interactions, while supporters said it was needed to stop schools from hiding information from parents. After adopting a six-page amendment, the committee passed HB 2249 on a 4-3 vote.

Transcript Highlights:

• testify. fight a day so we will get going here as a reminder anyone present to wish to wish in the test

Bills: HB39, HB227, HB930, HB 1078, HB39, HB227

Keywords: highway designation, veteran recognition, commemorative, transportation, Brazoria County, Texas National Guard, combat duty, military activation, state requirements, emergency response, active combat duty, military service, Congressional action, Governor responsibilities, Congressional declaration, state law, conflict, armed forces, congressional approval, war declaration

Transcript Highlights:

• Senator King moves that Senate Bill 627 be reported for local and test without objections.

Bills: SB 6, SB6, SB504, SB765, SB815, SB929

Keywords: hemp, consumable hemp, hemp-derived cannabinoids, CBD, cannabidiol, CBG, cannabigerol, delta-8, delta-9, intoxicating hemp, hemp gummies, hemp vape, edibles, cannabinoid regulation, hemp licensing, retailer registration, product registration, QR code labeling, child-resistant packaging, minor access

Transcript Highlights:

• on that, further to Senator King's bill 1281 from four years ago implementing an economic benefit test
• Then, to ensure that after implementing either a reliability or an economic test, regulators can approve

Bills: SB 6, SB6, SB504, SB765, SB815, SB929

Keywords: hemp, consumable hemp, hemp-derived cannabinoids, CBD, cannabidiol, CBG, cannabigerol, delta-8, delta-9, intoxicating hemp, hemp gummies, hemp vape, edibles, cannabinoid regulation, hemp licensing, retailer registration, product registration, QR code labeling, child-resistant packaging, minor access

Transcript Highlights:

• I think one is the testing supplies will help ensure that they don't have something else mixed in.
• Are you saying that we have testing supplies that test for everything that we're finding right now in
• There's the field testing for fentanyl to try to tell people that it's in there.
• That's my understanding, too, is that the testing strips that you're going to give out only test—we only
• have the capability to offer testing strips to the client for fentanyl and one other component.

Bills: SB274, SB301, SB249

Keywords: healthcare, life-sustaining treatment, patient preferences, POLST, advance directive, medical orders, hospital discharge, pregnancy, patient care, discharge planning, healthcare policy, substance use, harm reduction, syringe services, needle exchange, overdose prevention, naloxone, opioid antagonist, drug paraphernalia, syringe

Summary: The committee heard and advanced several measures related to health care, public health, and patient protections. House Concurrent Resolution 148, urging a statewide educational strategy on menopause, was presented as a workplace awareness measure and received supportive comments from members before being released. Senate Bill 274, updating Delaware’s MOST program to POLST and clarifying capacity determinations and documentation for end-of-life orders, also drew supportive testimony from medical and nursing groups and was released. House Bill 458, limiting local backflow preventer requirements for certain low-hazard buildings, was presented as a cost-relief measure for homeowners and small businesses; DHSS expressed concerns but said it was willing to work on amendments and a sunset provision, and the bill was released. Senate Joint Resolution 18, designating August 31, 2026 as International Overdose Awareness Day and ordering flags at half-staff, was released after brief supportive remarks. The committee then considered Senate Bill 339, a technical correction to the advance health care directive form clarifying that an agent’s authority for voluntary mental health admission cannot exceed 72 hours, consistent with existing law. Members asked detailed questions about how the 72-hour limit works and whether it applies to voluntary directives; the sponsor and a Disability Rights Delaware witness explained that the bill only aligns the form with current statute and does not expand authority. The bill was released. House Bill 301, requiring hospitals to create discharge plans for pregnant patients discharged while showing signs of labor, prompted extensive discussion. The sponsor and supporters said it would improve safety, transportation planning, and aftercare, while some members noted Delaware hospitals already do much of this work and questioned whether codifying it was necessary; supporters emphasized maternal mortality disparities and the need for guardrails. The bill was released. Senate Bill 196, creating ownership disclosure requirements for long-term care facilities and resident notice rules after ownership transfers, was presented as a transparency measure for seniors and families and was released after supportive testimony from the Delaware Nurses Association and elder-care advocates. Senate Bill 320, expanding pharmacists’ independent prescriptive authority for certain non-controlled medications and allowing opioid use disorder medications under standing order, with added malpractice reporting requirements in Senate Amendment 2, was supported by pharmacists and nurse practitioners as an access-to-care measure and was released. Senate Substitute 1 for Senate Bill 161, establishing a unified licensing and oversight framework for adult behavioral health providers under DSAM, was presented as a patient-protection measure; providers supported the goal but cautioned that regulations must be workable, and the substitute was released. Senate Joint Resolution 19, directing DHSS to study strategies to reduce health care costs, was released with a note reflecting concerns about broadening the analysis to include additional cost drivers and alternatives. Finally, Senate Bill 249 with Senate Amendment 2, modernizing harm-reduction programs and paraphernalia laws, generated the most extended debate: supporters framed it as life-saving public health policy, while opponents raised concerns about needle litter, community impacts, and whether the approach facilitates addiction. Despite the objections, the bill was released.

Transcript Highlights:

• My I have a test happened in St. Cloud.
• Testing has been an issue.
• instituted the instate testing instituted the instate testing requirements<01:30:08.080> were
• testing facilities here in the state. testing facilities here in the state.
• Uh testing has been an issue. director. Uh testing has been an issue.

Bills: HF3642, HF2700, HF3615

Keywords: virtual currency, kiosks, prohibition, customer payouts, cryptocurrency regulation, consumer privacy, data privacy, health data, sensitive data, Minnesota Consumer Data Privacy Act, personal data, data broker, targeted advertising, geofencing, location tracking, health care privacy, patient privacy, consent, minor privacy, children's privacy

Summary: The Commerce Finance and Policy Committee met on House File 3642, which would prohibit virtual currency kiosks in Minnesota. The bill was laid over, and the committee adopted a DE1 author’s amendment. Chair Kaggel and Representative Perryman described the measure as a response to widespread scams using crypto kiosks, especially against older adults and other vulnerable people, and said they would continue working with the Department of Commerce and other stakeholders. Testimony from law enforcement and advocates strongly supported the ban. A St. Cloud police sergeant and a Woodbury detective described cases in which victims lost large sums, said the current safeguards and refund rules are being bypassed, and argued that the kiosks are difficult to investigate because funds move quickly and often overseas. An AARP Minnesota volunteer also supported the bill, saying kiosks are a preferred tool for scammers and that existing protections have not kept pace with the problem. The Department of Commerce said it strongly supports the bill and reported that it has received 120 complaints over three years involving nearly $1 million in reported losses, with 2025 the worst year so far. The main opposition came from CoinFlip’s general counsel, who argued that the problem is fraud generally, not kiosks themselves, and said Minnesota already has consumer protections, including refunds for eligible victims. He urged stronger regulation rather than a ban, citing blockchain analytics, hold periods, and 24-hour customer service as alternatives. Committee members then asked questions about how long kiosks have operated in Minnesota, how many there are, who owns them, and the scale of losses; Commerce said there are hundreds statewide, operated by a variety of companies, and that reported losses are likely undercounts.

Transcript Highlights:

• whether it be your hair, if I knowingly and consent, say, I'm handing that over for whatever genetic testing
• UAB has a genomics area where they do testing, and I did go over there to have that test.

Bills: HB537, HB474, HB527, HB449, HB380, HB449, HB380

Keywords: preliminary hearing, criminal procedure, Aniah's Law, pretrial detention, defendant rights, property rights, law enforcement, removal procedures, unauthorized occupancy, trespassing, liability, off-roading, parks, participant safety, risk management, DNA, genetic testing, privacy, consent, criminal penalties

Bills: HB17, HB41, HB118, HB119, HB127, HB128, HB129, HB130, HB132, HB133

Keywords: property tax, school funding, enrollment changes, inflation adjustment, tax rate notice, ad valorem taxes, disabled, elderly, homesteads, tax limitation, diversity, equity, inclusion, LGBTQ, state agencies, prohibition, heat illness prevention, workplace safety, administrative penalties, advisory board

Transcript Highlights:

• confirm that, you know, in, uh, the professional field, such as I'm a CPA I'm required to even pass the test

Bills: HB148, HB203, HJR30

Keywords: HB 148, Texas Education Code, Texas Education Agency, TEA, artificial intelligence, AI, machine learning, automated scoring, constructed response, open-ended answers, student assessments, state testing, standardized tests, public schools, education policy, assessment instruments, school accountability, test scoring, 2026-2027 school year, ad valorem tax

Transcript Highlights:

• You just take the test, right?
• will actually do is the school systems will have to set aside a day as far as the aptitude battery test
• uh set aside a day as far as the uh the uh aptitude<00:11:41.200> battery<00:11:41.600> test
• <00:11:41.920> that<00:11:42.160> the<00:11:42.240> military aptitude battery test
• that the military aptitude battery test that the military comes<00:11:42.959> in<00:11:43.200

Bills: HB306, SB149, SB158, HB323, HB362, HB306, SB149, SB158, HB323, HB362

Keywords: education, patriotism, national anthem, Star-Spangled Banner, K-12 schools, constitutional amendment, public works, sealed bids, bidding requirements, procurement, public notice, newspaper advertisement, advertising failure, publisher liability, civil damages, criminal liability, awarding authority, county government, municipal government, construction contracts

Bills: HB2170, HB2417, HB2418, HB2771, HB2772, HB4018, HCR2059

Keywords: procurement, foreign adversary, China, state contracts, information technology, security, speeding, speed limit, traffic enforcement, driver safety, speed inhibiting device, appropriation, law enforcement, task forces, funding, criminal justice, community supervision, rehabilitation, supervision fee, victim compensation

Summary: The Committee on Public Safety approved the minutes from March 18, 2026, then heard and voted on several bills. HB 4018, which clarifies that a county sheriff has exclusive authority to regulate posse and reserve organizations acting under the sheriff’s authority, passed on a 5-1 vote after supporters said it simply codifies existing authority and improves accountability; one member opposed it as giving too much unchecked power. HB 2417, allowing certain drivers to use a court-ordered speed-inhibiting device instead of a license suspension for specified offenses, passed 6-1, with supporters calling it an optional safety measure and opponents raising cost, privacy, and enforcement concerns. HB 2771, allowing ADCRR to require prisoners to pay reasonable rehabilitation-program costs as a condition of community supervision, passed 5-2, and HB 2772, creating a driver’s-license medical indicator for advance directives such as a DNR, passed unanimously after discussion about implementation, renewal, and cost to applicants. The committee also approved HCR 259, a resolution reaffirming support for county sheriffs and recognizing their constitutional role, on a 4-3 vote. HB 2418, which appropriates $600,000 to be distributed evenly among the five original major incident regional law enforcement task forces in Cochise, Coconino, Navajo, Pinal, and Yuma counties, passed unanimously; testimony said the bill codifies a distribution practice that has already been followed administratively. Finally, HB 2170, the Protection Procurement Act, which bars state contracts for certain Chinese government-controlled companies unless no reasonable alternative exists and imposes penalties for false certification, passed 4-3 after proponents argued it protects Arizona from security and supply-chain risks. The meeting ended with thanks to staff and pages and adjournment.

Transcript Highlights:

• Second, reliable methods: any psychological testing, principles, diagnosis, or concept relied on Any
• psychological testing, principles, diagnosis, or concept relied on must be empirically established and
• Maybe he needs more testing.
• Maybe he needs more testing.
• Number one, are we really talking about polygraph tests and voice analysis tests?

Bills: HB2047, HB2136, HB2198, HB2411, HB2662, HB2966, HB2970

Keywords: forcible entry, detainer, writ of restitution, criminal trespass, judgment enforcement, civil terrorism, disorderly conduct, vandalism, political activism, public order, subversion, government security, criminal records, sealing records, civil rights, expungement, rehabilitation, coerced abortion, abortion-inducing drugs, felony

Summary: The committee heard several bills dealing with criminal penalties, probation, record sealing, fraud jurisdiction, reproductive coercion, and family court evidence. HB 2047 would elevate trespass after service of a writ of restitution from third-degree to first-degree criminal trespass; supporters, including the Arizona Constables Association, said the current misdemeanor classification leads law enforcement to deprioritize unsafe eviction-related situations. The bill passed with a do pass recommendation on a 6-2 vote. HB 2136 would create offenses for civil terrorism and subversion, expand racketeering predicates, and increase penalties for certain coordinated disorderly conduct and highway obstruction; supporters said it targets organized intimidation and violent disruption, while opponents from the ACLU and immigrant-rights groups argued it is vague, viewpoint-discriminatory, and would chill protest. After extensive debate over January 6th, ICE protests, and Arizona protest examples, it also received a do pass recommendation, 6-3. HB 2970 would clarify that Arizona can prosecute fraudulent schemes and artifice even if every act occurred outside a single county or subdivision, so long as there is an Arizona nexus. The sponsor said local law enforcement and the FBI often decline smaller mortgage-fraud cases because the bank is out of state; opponents said existing law already provides jurisdiction and warned of forum shopping. The bill passed 6-3. HB 2411 would make secretly administering abortion-inducing drugs to a pregnant woman without her knowledge or consent a class 2 felony; supporters framed it as a protection against coercion and abuse, while opponents said existing assault laws already cover the conduct and warned about unintended effects on access to miscarriage care. It also passed 6-3. HB 2198 would allow people convicted of petty offenses to petition to seal their records immediately after completing their sentence. Supporters described it as a cleanup measure to extend sealing relief to minor offenses like truancy or low-level misdemeanors, and the bill passed unanimously. HB 2966 would prohibit early termination of probation for people convicted of dangerous crimes against children; the sponsor argued that child victims should not have to repeatedly return to court, while opponents raised ex post facto concerns, juvenile-offender issues, and resource burdens. After testimony from victims, defense advocates, and the Maricopa County Attorney’s Office, it passed 5-4. Finally, HB 2662 would tighten expert-evidence standards in parenting-time cases involving alleged domestic violence or abuse by requiring qualified experts, empirically supported methods, and excluding polygraph-type evidence; the sponsor and a domestic violence advocate said it would reduce reliance on junk science in family court.

Transcript Highlights:

• None of us tested. As we grew, we put in the lab and we test everything.
• None of us tested. As we grew, we put in the lab and we test everything.
• None of us tested. As we grew, we put in the lab and we test everything.
• >> Uh, we are testing. Well, we test in-house every single batch every time.
• Do you—how much do you test them? >> Uh, we are testing.

Bills: HB1991, HB1776, HB1897, HB1900

Keywords: liquor tax, alcohol, inflation adjustment, small craft breweries, public health, tenant rights, housing stability, landlord-tenant code, eviction prevention, multilingual resources, condominium, dispute resolution, mediation, arbitration, attorneys' fees, common expenses, construction defects, building code, statute of repose, statute of limitations

Summary: The committee heard testimony on HB 1991, which would change Hawaii’s liquor excise tax structure to an ABV-based system. The Department of Taxation and the Tax Foundation of Hawaii took no position and stood on written comments. Supporters, including the Hawaii Public Health Institute and an individual testifier who described surviving a drunk-driving crash, argued that higher alcohol taxes reduce alcohol-related harms, save lives, and generate additional state revenue. The public health witness cited alcohol-related harms as a major preventable cause of death and said the tax increase would have only a small annual cost for most consumers. Most industry testimony was in opposition. Representatives of Lanikai Brewing Company, Maui Brewing Company, the Wine Institute, and the Hawaii Food Industry Association said the bill would sharply raise taxes on beer and wine, squeeze already thin margins, and threaten local jobs and businesses. They argued Hawaii producers already face high costs for labor, energy, shipping, and compliance, and said an ABV-based tax would be difficult to administer, would require additional testing and labeling work, and could reduce consumer choice. Several industry witnesses urged lawmakers to instead adopt a small-producer or class 18 carveout, with one suggesting a cap tied to 60,000 barrels. Committee members questioned the brewers about alcohol content testing, labeling, and whether smaller producers already measure ABV. Witnesses said many local producers do not certify ABV for in-state sales, that yeast and fermentation can vary by batch, and that an ABV-based system could require more testing than current practice. No vote or final action on the bill was taken during the portion of the meeting provided.

Bills: SB 1169, SB 1285, SB 1583, SB 1611, SB 1898, SB 1976, SB 2160, SB 2161, SB 2658, SB 2661, SB 2662, SB 2692, SB 1055, SB 1359, SB 2660

Keywords: water service, sewer service, public utility, joint operation, infrastructure, municipality, compliance, groundwater management, water conservation, district planning, environmental regulation, sustainability, groundwater, conservation, fees, agricultural uses, water regulation, wastewater treatment, environmental testing, pollutants

Transcript Highlights:

• Senate Bill 1584 requires all standardized sexual assault evidence kits to be submitted for forensic testing

Bills: SB1636, SB1584, SB1730, SB1255, SB1627, SB137, SB2062, SB1470, SB1284

Keywords: cold case, unsolved homicide, violent crime, case file review, law enforcement, police records, victim family, immediate family member, designated person, forensic testing, witness reinterview, investigative leads, cold case unit, unsolved murder, public safety, Title 21, Oklahoma statutes, sexual assault, evidence kits, DNA testing

Transcript Highlights:

• with them to set aside one day each school year uh for the armed services vocational aptitude battery test
• 44.880> uh Set aside one day each school year for the armed services vocational aptitude battery test

Bills: SB147, SB158, SB163, SB147, SB158, SB163

Keywords: construction zone, work zone, speed camera, automated enforcement, photo radar, photographic speed enforcement, traffic safety, highway safety, road construction, maintenance workers, civil citation, civil fine, speeding ticket, owner liability, registered owner, ALDOT, Alabama Department of Transportation, ALEA, Alabama State Law Enforcement Agency, public safety

Transcript Highlights:

• House Bill 8 is a transformational bill that will replace the SAR test with 3 tests a beginning of the
• the students and the teachers, and the last test will be a test over Texas Teaks with the norm reference
• test pattern is mandatory.
• So we're going to have a beginning of the year test, middle of the year test, and then end of year test
• And the uh and because obviously the beginning of your test and middle of your tests are automated that

Bills: HB8, HB26, HB192

Keywords: HB 8, Texas public school accountability, school accountability, public school transparency, STAAR, state assessments, instructionally supportive assessment program, Student Success Tool, Texas Education Agency, TEA, accountability ratings, A-F ratings, through-year assessment, benchmark testing, norm-referenced assessment, college career military readiness, CCMR, local accountability plan, school district performance, campus turnaround

Transcript Highlights:

• She's not told to test for Rh-incompatibility, which means her future pregnancies are at risk when she
• you get right on it, the Texas Medicaid fraud statute clearly would not stand up under the federal test
• , but I'm glad we're not under that same test.

Bills: SB10, SB16, SB6, SB 6, SB 10, SB 16

Keywords: trafficking, prostitution, affirmative defense, victims, criminal justice reform, victim rights, criminal justice, judicial reform, court procedures, mental health services, criminal penalties, court security, SB 6, Woman and Child Protection Act, abortion, abortion-inducing drugs, medication abortion, mifepristone, misoprostol, pro-life

Transcript Highlights:

• The costs of those drug tests have gone up. We spend, I think, around $4 million.
• Once it's do a lot of this testing.
• No, that KYTC regional offices with testing, we're only in 28 of those. >> So we have 28 testing sites
• <00:42:14.800> because driver's license or the testing because driver's license or the testing
• We did a couple of Saturday testing events that helped catch up a little bit.

Keywords: 00:10 Call to order and Roll Call 01:06 Information Items and Introduction of Kentucky Court of Justice 03:02 Discussion of Interpreter State and National Contractor Rates 06:35 Discussion of Certifications 08:44 Discussion of AI use in Interpretation 13:56 Software Service Initiatives 16:47 Data Security and AV system Upgrades 24:38 Drug Court Issues 28:43 Discussion of Jefferson County Record Storage 35:33 Boyle County Courthouse Construction 39.26 KY State Police Driver Testing 45:22 Adjournment, 958, all

Summary: The subcommittee heard a budget overview from the Kentucky Court of Justice focused on mandated services and several growth items in the judicial branch budget. Court officials said the requests were driven by legal and contractual obligations, including higher contractor rates for court interpreters and IT support, annual software-as-a-service costs, and upgrades to the court’s audiovisual record system (JAVS). They also discussed local facilities needs tied to Jefferson County lease space and the Boyle County Courthouse, though the bulk of the presentation centered on the court’s technology and service-delivery costs. Members asked detailed questions about interpreter services, including whether services are provided in person, by phone, or by Zoom, and whether Kentucky could train and certify more local interpreters instead of relying on contractors from around the country. Court officials said the certification process is rigorous, that the branch is working with the National Center for State Courts on an apprenticeship program, and that they believe Kentucky may have flexibility to develop state-level certification if it meets court needs. They also said they are exploring technology and AI tools for translation, but have not found a solution that reliably handles complex courtroom context. Representative Sharp asked whether cases had been delayed for lack of interpreters; officials said they could provide aggregated data later. The court also described its major IT modernization effort, including a statewide case management system, e-filing, and maintenance of many legacy applications. Officials said contractor rates need to be raised to compete for skilled labor during the implementation phase, but that those costs should decline once the new systems are fully built and only maintained. They explained that part of the request covers three SaaS initiatives: ongoing subscription costs for existing systems, annual fees for the CaseWorks system used in pretrial and specialty courts after federal grant funding ends, and adoption of DocuSign to streamline invoicing, procurement, and contract execution. In response to questions from Representative KC Carney, they said cybersecurity is taken seriously, that they recently conducted a tabletop exercise, and that some risk shifts to cloud vendors under contract, though no separate cybersecurity line item was included. A substantial portion of the discussion focused on the JAVS audiovisual court-record system. Court officials said not all courtrooms are on the same version, and they want funding to bring all locations up to the current version and prepare for version 9, which they said would standardize the system statewide and support the official court record. When asked about costs, they said each upgrade can cost about $70,000 to $80,000 per system, that they aim to upgrade about 50 per year, and that the request reflects the need to keep pace with a four-year refresh cycle. No votes or formal actions were taken during the meeting.

Bills: SB 458, SB 819, SB 1238, SB 1642, SB 1643, SB 1644, SB 1791, SB 1810, SB 1824, SB 1825, SB 758, SB 1455, SB 1706

Keywords: renewable energy, solar power, wind energy, public interest determination, environmental impact, property rights, Texas Commission on Environmental Quality, insurance, discrimination, marital status, widowers, spousal death, equitable treatment, Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance