Transcript Highlights:

• insurance, and number two is the rising cost of property taxes.
• And again, property taxes, which is not the purview of this committee, but insurance certainly.
• This bill expands the use of appraisal processing property insurance under current law.
• of loss under the property insurance policy, either party may invoke the appraisal process.
• of the National Association of Insurance and Financial Advisers for the state of Minnesota.

Bills: HF4881, HF4867, HF4422, HF4223

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Transcript Highlights:

• Ignacio, Hawaii Medical Association, in support.
• Ignacio, Hawaii Medical Association, in support. Randy Perreira, AFL-CIO Hawaii State, in support.
• Ignacio, Hawaii Medical Association in support.
• Eric Cowan, Hawaii Primary Care Association providing comments.
• Hawaii Primary Care Association Hawaii Primary Care Association providing<00:45:20.720> comments

Bills: HB1573, HB1645, HB1875, HB1898, HB2121

Keywords: electronic smoking devices, e-liquids, certification, FDA, state law, penalties, compliance, directory, public health, nonprofit, child welfare, liability, insurance, legal protections, Hawaii, health care, reproductive rights, gender-affirming care, privacy, civil liability

Summary: The committee heard testimony on HB 1573, which would create state enforcement authority over unauthorized e-cigarette products and related tobacco enforcement. Supporters including SHPDA, the Department of Health, the Attorney General’s office, Hawaii Public Health Institute, and others said the bill would help protect youth from unauthorized vaping products, give the state tools to enforce an FDA-authorized product list, and add penalties and inspection authority. A committee member asked whether enforcement staff were available and what penalties would apply; the response was that existing tobacco investigators would take on the work, and the bill includes civil penalties, seizure authority, and possible license revocation referrals. The measure drew both support and opposition testimony, but no vote was taken in the portion provided. The committee then took up HB 1645, relating to liability for child welfare service providers. The Insurance Division said it was aware of the insurance-cost problem, had raised the issue with the NAIC, and was exploring a captive insurance option, while suggesting the legislature consider additional appropriations to DHS to cover higher contract costs. Supporters, including Parents and Children Together and Hawaii Insurance Council, argued the bill would help child welfare providers obtain insurance and continue critical services. Opponents, including the Hawaii Association for Justice, warned that removing joint and several liability could leave victims undercompensated and might not actually lower premiums. The insurance commissioner said other states have done tort reform in this area, but the committee was told it is not clear the bill would reduce insurance costs. Finally, the committee heard extensive testimony on HB 1875, which would protect access to gender-affirming care in Hawaii and shield patients and providers from out-of-state legal actions. Support came from the Hawaii State Youth Commission, LGBTQ+ and public health groups, medical professionals, ACLU Hawaii, Planned Parenthood, and others, who said gender-affirming care is evidence-based, medically necessary, and important for patient privacy, provider stability, and continuity of care. Several witnesses asked for amendments to the bill’s definition language. Opposition testimony came from individuals and groups including Hawaii Christian Coalition, Leeward Republican Women’s Club, and others, who argued the bill could expose children to irreversible decisions and that more research is needed. The chair noted roughly 176 supporters and about 40 opponents testified. No final action or vote was reported in the excerpt.

Transcript Highlights:

• We've worked with the Texas Association of Life and Health Insurers on the bill and the substitute in
• The Chair calls Jennifer Cauley, Texas Association of Life and Health Insurers.
• Teasdale Association of Mutual Insurance, and Zach Stevenson from Texas Electric Cooperatives.
• I'm with the National Association of Mutual Insurance Companies.
• Association (TFPA) pay premium and maintenance taxes to the Texas Department of Insurance.

Bills: HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252

Keywords: HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection

Transcript Highlights:

• , and these 400% price increases on property and casualty insurance are becoming typical.
• 400% um price increases on on Property and<00:02:46.200> Casualty<00:02:46.680> Insurance<
• homeowners and Commercial Property homeowners and Commercial Property Insurance<00:05:07.360>
• homeowners and commercial property homeowners and commercial property insurance<00:09:46.399>
• The rising cost of insurance and property taxes is really putting a strain on family budgets and on home

Bills: HF2228, HF46, HF856, HF2149, HF2215

Keywords: homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department

Transcript Highlights:

• <00:08:44.640> task we discovered in the insurance task we discovered in the insurance task
• and own properties in those associations who are going to be on the board of directors.
• <00:09:11.279> those association and own properties in those association and own properties
• And it's very clear now association.
• property gone. property gone.

Bills: SF1750, HF4250, HF3938, HF3904, HF3642

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• . >> School property.
• . >> School property.
• Miho Koto on behalf of the Hawaii Association of Realtors. We'll stand on our written comments.
• We're seeing more and more coastal properties um being bought from people who are not living in Hawaii
• living in Hawaii. living in Hawaii.

Bills: HB1739, HB1741, HB2606, HB2362, HB2608, HB2294, HB2431, HB2375, HB2582, HB2585, HB2231, HB1601, HB2424, HB1956

Keywords: transit-oriented development, zoning, land use, urban planning, density, local governance, housing, inclusionary zoning, inclusionary mandate, affordable housing, below-market-rate housing, inclusionary housing, development exaction, impact fee, housing affordability impact fee, needs assessment study, financial feasibility, rough proportionality, essential nexus, county ordinance

Summary: The committee on Water and Land met on February 19, 2026, and the chair opened by emphasizing strict time limits and that all bills would be deferred if the agenda was not completed before the noon session. The first major measure discussed was HB 1739 HD1, which would preempt county land-use authority in transit-oriented development areas. The Department of Planning supported the bill, saying it could promote state-funded TOD and infrastructure, while the city and county’s position was raised in questioning. Unite Here Local 5 opposed the bill, arguing it would strip counties of self-determination, disrupt state-county policy collaboration, and remove a check on unrestrained development. Committee members pressed the supporters on whether the bill was really about higher density and whether it would override local zoning and sustainability concerns. The committee then heard testimony on HB 1741 HD1, a housing bill described by supporters as reducing inclusionary housing mandates and increasing supply. Grassroots Institute of Hawaii argued affordability mandates reduce overall housing production and raise market-rate prices, while a Zoom testifier said the bill would improve housing stability, health, and community outcomes for working families, kupuna, and young residents. Members asked about the bill’s needs assessment and who would conduct it, with a witness saying the counties would likely contract it out but that the bill did not clearly specify the reviewer. HB 2668 HD1, dealing with water heating systems, drew testimony from the Hawaii State Energy Office and industry representatives. Supporters generally backed adding heat pumps to the law, but one solar-water-heater industry witness asked for amendments to remove or extend the current 15-year statutory life limit for solar water heaters and to update outdated standards and variance rules. A Kauaʻi Climate Action Coalition witness opposed the existing solar-only structure, arguing heat pump water heaters are cheaper, align with climate goals, and should be allowed without a variance. The Energy Office said the current law already allows variances in some cases, suggested adding high-efficiency heat pump water heaters to the exemption, and said the 15-year figure may be too short, with 18 years mentioned as a possible alternative. The committee also briefly moved through several other bills, including HB 2606 HD1 on off-site construction and HB 2362 HD1 on housing, with no notable testimony or action recorded in the excerpt.

Transcript Highlights:

• Mark Sektnan from the American Property Casualty Insurance Association with comments.
• Association of Hawaii. Association of Hawaii.
• Insurance Association with comments. Insurance Association with comments.
• notice requirements for cancellation or non-renewal of a property insurance policy.
• <00:31:37.360> insurance non-renewal of a property insurance non-renewal of a property insurance

Bills: HB1511, HB1535, HB1642, HB1753, HB1810, HB2282, HB2614

Keywords: consumer protection, unsolicited mail, unsolicited email, junk mail, spam email, deceptive marketing, misleading solicitation, high-pressure sales, vehicle warranty, auto warranty, service contract, home warranty, license renewal, registration renewal, government impersonation, affiliation disclosure, direct mail, email marketing, consumer fraud, refund

Summary: The committee heard several consumer-protection and insurance measures. HB 1511 HD2 would prohibit unsolicited mail or email using high-pressure tactics or falsely implying affiliation with another entity; it drew support from the Office of Consumer Protection, the DCCA Insurance Division, and the Service Contract Industry Council, with some written support and at least one opposition. HB 1535 HD2, concerning automated external defibrillators and a tax-related provision for devices installed in certain public accommodations, received comments from DOTAX and the Tax Foundation, with additional support from the Department of Health and other groups. HB 1642 HD1 would ban ownership or operation of digital financial asset transaction kiosks that accept U.S. currency; it was strongly supported by OCP, the Attorney General, and AARP, while kiosk operators and industry representatives opposed the ban and urged a regulatory approach instead, including licensing, transaction limits, refunds, and other safeguards. Members questioned whether federal action could preempt the bill and whether a licensure regime could be funded through a surcharge, but no action was taken during the discussion. The committee also took up HB 1753 on social media account deletion and permanent erasure of personal information, with OCP standing on its initial comments and TechNet and Will Caron in support. HB 1810 HD2 would impose prompt payment and financial reporting requirements on professional solicitors selling donated tangible property on behalf of charities; Goodwill Hawaii testified in strong support, emphasizing donor trust and transparency, and several nonprofit and business groups submitted supportive testimony. HB 2282 HD1, which would require explanations for premium increases and clarify insurance licensing and cancellation/non-renewal procedures, was supported by the Insurance Division and OCP; a vice chair asked for complaint data related to condo associations, and a member noted that the same agencies had previously opposed similar Senate bills. Finally, HB 2614 HD1 would require cosmetics merchants to accept returns of new or unopened goods within specified time frames and improve signage requirements; OCP said the bill addressed longstanding complaints about high-pressure sales tactics and no-return policies, citing over 180 complaints and survey results showing most complainants did not understand the policy and felt misled.

Transcript Highlights:

• Property and Casualty Insurance Guarantee Association.
• To protect policyholders by paying covered claims when a property and casualty insurer becomes insolvent
• And you are with the Texas Association of Life and Health Insurers, right?
• When an insured makes a property claim, such as damage to a house, car, or personal property, an insured
• Ward Tisdale, Regent and Vice President of the National Association of Mutual Insurance Companies.

Bills: HB1464, HB1635, HB2516, HB3317, HB3502, HB4012, HB4268, HB4386, HB4877, SB916

Keywords: prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool

Transcript Highlights:

• Next we have Hawaii<00:19:24.880> Realtors Hawaii Realtors Hawaii Realtors >> and<00:19:
• engaged as both individual properties engaged as both individual properties and<00:20:32.080>
• Um, and and the regional properties.
• Hawaiians throughout the state of Hawaii and across Hawaii.
• I'm Rosanne Freighus with the Building Industry Association of Hawaii, and we stand in strong support

Bills: HB1846, HB2205, HB1802, HB1571, HB2047, HB2434, HB2426, HB2361, HB2395, HB1712, HB2544, HB1619

Keywords: coastal erosion, shoreline properties, regional planning, mitigation districts, sediment management, environmental impact, public access, community financing, shoreline erosion, emergency permits, coastal management, erosion control, Hawaii Revised Statutes, HB1802, conservation banking, conservation bank, mitigation banking, compensatory mitigation, incidental take permit, incidental take license

Summary: The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed. Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided. The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.

Transcript Highlights:

• Next, we have Lauren Zerbal, Hawaii Food Industry Association on Zoom. >> Uh, good morning, Chair, Vice
• Lauren Zerbal, Hawaii Food Industry<00:13:26.800> Association<00:13:28.000> on<00:13:28.160
• Industry Association on Zoom. Industry Association on Zoom.
• And I would like to note in the committee report the issues raised by the Hawaii Insurance Council on
• > the the Hawaii Insurance Council on the the Hawaii Insurance Council on the liability<01:17:

Bills: HB1602, HB2246, HB1707, HB2216, HB2594, HB2595, HB2155, HB2113, HB2207, HB1832, HB2015, HB2152, HB2548

Keywords: agriculture, grant specialist, financial support, farmers, Hawaii, federal grants, grant administration, revolving fund, department of agriculture and biosecurity, grant compliance, transportation, reimbursement, food security, local production, sustainability, agricultural loans, financing, Department of Agriculture and Biosecurity, Hawaii agriculture, loan portfolio

Transcript Highlights:

• Next up, we have Hawaii Pharmacist Association in opposition.
• Corey Sanders, executive director of the Hawaii Pharmacist Association.
• Next up, we have Hawaii Association of Health Plans in support.
• Rachel Wilkinson, on behalf of the Hawaii Association of Health Plans, and we're going to stand on our
• Wilkinson on behalf of the Hawaii Wilkinson on behalf of the Hawaii Association<00:19:57.919>

Bills: SCR96, SCR109, SCR164, SCR172, SCR166

Keywords: electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience

Summary: The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred. The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is. For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.

Transcript Highlights:

• Hawaii Pharmacists Association in support.
• Pharmacists Association in Hawaii Pharmacists Association in support.
• Hawaii Association of Health Plans offering comments.
• > Plans Hawaii Association of Health Plans Hawaii Association of Health Plans offering<00:35:47.920
• Wilkinson on behalf of the Hawaii Wilkinson on behalf of the Hawaii Association<00:36:02.040>

Bills: SB2433, SB2047, SB2425, SB3045, SB2761, SB3001, SB2852, SB2471

Keywords: condominium governance, education trust fund, unit owners, real estate, dispute resolution, financial obligations, community representation, pharmacy benefit managers, maximum allowable cost, transparency, drug pricing, insurance commissioner, contracting pharmacies, healthcare, substance use disorder, SUD, addiction treatment, behavioral health, mental health, rehabilitation

Summary: The committee heard testimony on SB 2433 SD1 relating to condominiums, which would direct the condominium education trust fund toward educational resources for unit owners and require the Real Estate Commission to ensure owners’ interests are represented in funded activities and related rulemaking. Supporters, including the Hawaii Real Estate Commission and a condominium owner advocate, said owners need a seat at the table in condo governance and education efforts. Committee discussion focused on whether the bill was necessary, with the Real Estate Commission indicating it could already use the trust fund for owner education and that owners are already considered stakeholders, though not through a specific commission seat. No vote was taken during the excerpted discussion. The committee then took up SB 2047 SD2 HD1 on pharmacy benefit managers, which would set requirements for maximum allowable cost reimbursement, allow reverse-and-rebill claims after successful appeals, and authorize fines for violations. The Insurance Division offered comments, the Hawaii Pharmacists Association supported the measure with amendments and suggested future PBM reform funding, and Kaiser Permanente requested a technical amendment. A committee question raised whether the staffing and resource request for implementation was too large for a bill focused only on MAC pricing, and the witness said he would provide more data to the next committee. No final action was shown. Next was SB 2425 SD2 HD1 on health insurance and substance use disorder treatment, requiring insurers to honor written assignments of benefits to SUD providers and prohibiting anti-assignment clauses. Supporters described patients being unable to access treatment because of high out-of-pocket costs and said direct payment would reduce harm for people in recovery. HMSA opposed the bill but said it would begin direct payments to non-participating SUD facilities effective March 27, while continuing to object to the assignment-of-benefits portion because of fraud and balance-billing concerns; the Hawaii Association of Health Plans also opposed. Members questioned HMSA about reimbursement mechanics and why the bill was needed if coverage policies were already changing. Finally, the committee heard SB 3045 SD1 HD1, which would require coverage of continuous glucose monitors and related supplies, including for Medicaid managed care, under certain conditions. DHS and the Insurance Division offered comments, while SHPDA, Hilo Benioff Medical Center Foundation, and others supported the bill, citing inconsistent access and a case in which a woman allegedly died after being denied a CGM. HMSA said it already covers medically necessary CGMs and had updated its policy in 2025 for type 1 and insulin-dependent patients, but it raised concerns about expanding mandated coverage to type 2 and gestational diabetes and about supply impacts. The committee also discussed whether the bill duplicated existing coverage standards and why it had been introduced repeatedly. No votes or final dispositions were included in the excerpt.

Transcript Highlights:

• General Contractors Association of Hawaii in support. The Gallery Limited in support.
• Mortgage Bankers Association of Hawaii with comments. >> Housing Hawaii's Future in support. >> NYOP
• Mortgage Bankers Association of Hawaii with comments. >> Housing Hawaii's Future in support. >> NYOP
• Mortgage Bankers Association of Hawaii with comments. >> Housing Hawaii's Future in support. >> NYOP
• Mortgage Bankers Association of Hawaii with comments. >> Housing Hawaii's Future in support. >> NYOP

Bills: HB2611, HB2102, HB1710, HB1868, HB1920, HB1812, HB1733, HB1715, HB1723, HB1724, HB1727, HB1711

Keywords: HB2611, Hawaii antitrust, rental housing, rent price-fixing, algorithmic pricing, algorithmic rent-setting, property management software, pricing algorithms, rent coordination, price-fixing, collusion, cartel, multifamily housing, landlord software, occupancy levels, lease terms, Attorney General, public education program, consumer protection, housing affordability

Summary: The committee first took up HB 2611, which would prohibit algorithmic price-setting in Hawaii’s rental market, require public education by the Attorney General, and establish fines and penalties. The Department of the Attorney General opposed the bill, saying its language was too unclear and could expose landlords and agents to criminal and civil liability for ordinary rent-setting practices based on public information or assistance from property professionals. Members asked about antitrust standards, tacit agreement, and whether using county-published affordable-rent schedules would be unlawful; the AG said that would not be unlawful if based on public information and without collusion. Testimony was mixed, with the chair noting support from the Hawaii Civil Rights Commission, Hawaii Realtors with comments, 50501 Hawaii and General Strike Hawaii, Haloha Project, 13 individuals, and one opponent. The committee then heard HB 2102, which clarifies that residential projects involving ground disturbance in high-risk areas remain subject to state historic preservation review and removes an exemption for lands presumed nominally sensitive. The Office of Planning and Sustainable Development and the Department of Planning and Permitting supported the measure, saying it would improve clarity and ensure review focuses on projects most likely to affect historic properties or iwi kupuna, while also urging language refinements to better define sensitive sandy-soil areas and balance preservation with housing timelines. NAP Hawaii opposed the bill, arguing it would undo progress made last session and that the current process already includes protections for inadvertent discoveries and efficiency for lower-risk areas. The Office of Hawaiian Affairs strongly supported HB 2102, explaining it was responding to beneficiary complaints about late-added language in last year’s law and saying the nominally sensitive-area language should be removed because it was adopted without sufficient stakeholder input and could be harmful to iwi kupuna protections. Native Hawaiian Legal Corporation and several individuals also supported the bill. Committee discussion focused on how “nominally sensitive” areas are determined, whether project proponents could self-certify areas as exempt, and how high-density residential projects should be treated; SHPD said it uses survey and monitoring data to map sensitivity, that highly sensitive areas like Kīauea are not nominally sensitive, and that some high-density projects should remain exempt if they do not involve new ground disturbance. The hearing included no final vote in the portion provided, but the chair noted 48 individuals in support and continued questioning on the bill’s definitions and implementation.

Bills: HB162, HB376, HB425, SB96, HB426

Keywords: homelessness, homeless individuals, unsheltered, transient, shelter, encampment, street outreach, relocation, displacement, law enforcement, municipal government, county government, local government, interjurisdictional transport, Class A misdemeanor, criminal penalties, public safety, social services, Alabama Code 15-20A-4, environmental regulation

Transcript Highlights:

• I'm here on behalf of the Hawaii Automobile Dealers Association.
• I'm here on behalf of the Hawaii Automobile Dealers Association.
• On behalf of the Hawaii Association of Realtors, we submitted comments, which are really concerns about
• On behalf of the<00:31:18.799> Hawaii<00:31:19.200> Association<00:31:19.600> of
• <00:31:19.760> Realtors,<00:31:20.399> we the Hawaii Association of Realtors, we the Hawaii

Bills: HB1849, HB2000, HB1753, HB1511, HB276, HB1513, HB2188, HB1876

Keywords: licensing, professional license, individual taxpayer identification number, immigration, state residency, right to repair, wheelchairs, consumer protection, repair providers, device documentation, HB1753, Hawaii Social Media Data Deletion Act, social media, account deletion, data deletion, privacy, consumer privacy, personal information, sensitive personal information, data retention

Summary: The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown. The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information. On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose. The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.

Transcript Highlights:

• Um, currently the state treasurer handles unclaimed property.
• Um, says that a property may be recovered from the state treasury without payment of a fee.
• >> in unclaimed property as a whole. >> in unclaimed property as a whole.
• <00:59:19.520> banking savings and loans association banking savings and loans association
• So if you over as unclaimed property.

Bills: SB57, SB155, HB39, HB77, HB104, SB57, SB155, HB39, HB77, HB104

Keywords: property, acknowledgment, conveyance, business entities, limited liability companies, state employees, payroll deduction, salary deduction, comptroller, membership association, membership dues, voluntary contributions, insurance premiums, financial instruments, deferred compensation, state payroll, employee benefits, association dues, withholding, Alabama Code 36-1-4.3

Transcript Highlights:

• producers, those folks who sell us life insurance, health insurance, property insurance, and casualty
• , health insurance, property insurance, health insurance, property and<00:03:19.280> casualty<
• Our association represents insurance and financial professionals across the state who serve individuals
• As an insurance professional, I can attest that serving on association boards and committees requires
• <00:08:13.039> associations<00:08:14.319> that other three insurance associations that

Bills: HF357, HF3389, HF1434, HF2500, HF1606

Keywords: HF357, hasenpfeffer, card games, social skill game, Minnesota gambling law, tournament, contest, prize limit, low-stakes gaming, card game exemption, gambling exemption, cribbage, bridge, euchre, pinochle, Texas hold'em, whist, skat, sheepshead, gin

Bills: HB287, HB340, HB412, HB440, HB514, HB515, HB521, HB543, HB553, HB570, HB961

Keywords: HB 287, Louisiana Tax Commission, ad valorem, property tax, property assessment, assessment fees, fee extension, sunset extension, public service property, utility property, insurance company property, financial institution property, tax administration, R.S. 47:1838, Act 296, reappraisal, ad valorem tax, valuation, Louisiana tax law, homestead exemption

Transcript Highlights:

• Grassroot Institute of Hawaii in support. Hawaii Solar Energy Association in support.
• I'm Rocky Mould, executive director of the Hawaii Solar Energy Association.
• 59.680> in Hawaii Solar Energy Association in Hawaii Solar Energy Association in support.
• Hawaii Food Industry Association in opposition on Zoom.
• Lauren Zirbel on behalf of Hawaii Food Industry Association.

Bills: HB1984, HB1593, HB2423, HB1691, HB2283, HB2386, HB1824, HB1697, HB2164, HB2165

Keywords: renewable energy, solar energy, self-certification, building permits, environmental regulations, HB1593, affordable housing, pet-inclusive housing, pet friendly housing, rental housing, affordable rental housing, HHFDC, Hawaii Housing Finance and Development Corporation, tenant pets, companion animals, dogs, cats, landlord-tenant law, security deposit, pet deposit

Summary: The committee heard testimony on HB 1984 HD2, which would require government entities issuing building permits to create a self-certification process for certain behind-the-meter rooftop solar and energy storage systems, allowing approved applicants to proceed without waiting for standard permit review. The Public Utilities Commission and DLNR offered comments, and the Hawaii Solar Energy Association, Holoholo Energy, Photon Works Engineering, Malama Solar, RevoluSun, and others testified in strong support. Supporters said the bill would reduce permitting delays, lower costs, and help meet Hawaii’s renewable energy goals while still relying on licensed engineers, electricians, and county inspections for safety. Committee members asked about risk, existing county pilot programs, and whether self-certification had been used before; witnesses said the professional liability remains with licensed signers and that current automated review systems often flag minor issues that slow projects. The committee also noted 16 additional written testimonies in support. The committee then took up HB 1593 HD1, which would require HHFDC-financed affordable rental housing projects to allow residents to own or keep common household pets. The Hawaiian Humane Society testified that the bill is a top priority because housing restrictions are a major reason pets are surrendered and because many unhoused residents with pets avoid housing that does not allow animals. In response to questions, the Humane Society said concerns about pet-related damage are overstated, suggested pet behavior screening as a safeguard, and said it would be willing to work on broader private-market pet-friendly housing policies. Members raised concerns about whether allowing pets in public housing could create problems for residents who later transition to the private market, and the witness said California has a similar law and no major negative effects had been identified. Finally, the committee heard HB 2423 HD2, which would require that by January 1, 2028, diesel fuel sold in Hawaii for on-highway vehicles contain at least 5% biodiesel by volume. The Hawaii State Energy Office offered comments, and Hawaii Transportation Association and Pacific Biodiesel Technologies testified in support. Pacific Biodiesel argued the mandate would improve energy security, stabilize fuel prices amid global supply disruptions, and support local clean-fuel production. In response to questions, the company said its nameplate capacity is 5.5 million gallons per year and it has produced over 6 million gallons annually, but much of its output is tied up in standby generator contracts that can fluctuate. Witnesses said the mandate would provide a stable market signal and could support future investment in expanded local biodiesel production, including agricultural feedstock development and a possible second refinery. No votes or final actions were taken during the portion of the meeting provided.

Transcript Highlights:

• Hawaii Aquaculture and Aquaponics Association. Are they in here? They're in support.
• Emmanuel Zebakalaman from Hawaii Pest Control Association.
• from Hawaii Pest Control Association. from Hawaii Pest Control Association.
• Hawaii Pest Control<01:31:42.320> Association.
• Next is Emanuel Zuckalam from the Hawaii Pest Control Association.

Bills: SB2350, SB2349, SB2407, SB3320

Keywords: agriculture, aquaculture, livestock, agribusiness, Department of Agriculture, regulatory functions, employee benefits, restorative practices, sustainability, environmental stewardship, local food systems, Native Hawaiian, workforce development, agricultural development, Hawaii Island, property manager, state employment, SB3320, Hawaii, Agribusiness Development Corporation

Summary: The committee heard testimony on SP 2350, which would transfer oversight of the Department of Agriculture’s Agricultural Development Division and the aquaculture and livestock support services branch to the Agribusiness Development Corporation. The Department of Agriculture and ADC both testified, with ADC opposing the bill as written while supporting the goal of strengthening agriculture. ADC said the transfer could create federal operational and coordination risks, jeopardize federal funding and program continuity, and was unnecessary because ADC is a business development entity, not a regulatory agency. The Hawaii Farmers Union also expressed concern that moving the programs could weaken the department’s ability to access federal resources, while the Hawaii Farm Bureau submitted written testimony and the Hawaii Aquaculture and Aquaponics Association and H-Plan were noted as supporting the measure; the Hawaii Cattlemen’s Council was noted as opposing it. Much of the discussion focused on aquaculture’s economic potential and the role of regulation, permitting, and funding. Committee members questioned why aquaculture had not grown faster, citing current gross revenues of about $66 million last year, a prior high of $82 million, and a possible long-term target of $500 million. Testimony identified permitting and feed costs as major barriers, along with market conditions and water quality issues affecting producers. ADC described ongoing efforts on feed development, permitting streamlining, coastal-state collaboration on seaweed and restorative aquaculture, and national advocacy for more parity in seafood import standards. Members also pressed the Department of Agriculture on its leadership and priorities, criticizing the lack of bills and resources dedicated to aquaculture and asking whether the department should have more authority to pursue land purchases and development opportunities. The department said it relies on divisions and industry feedback for bill ideas, noted it funds an annual aquaculture survey, and said it was pursuing congressional earmarks and other funding for aquaculture parks, research, and export/import issues. ADC said it would work with the department if the bill passed, but that its current statute does not give it regulatory authority and any such change would require a statutory amendment.