Video & Transcript Research : 'claims adjustment'
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HI
Hawaii 2025 Regular Session
WAM-LBT, WAM-TCA, WAM-HHS Informational Briefings 01-16-2025
Hawaii Senate Floor Meeting
Transcript Highlights:
- But if you have 1,400 open claims—no, she's saying 800 now—1,400 open claims...
- open claims in restaurant of of claims open claims in the<00:39:04.560><c> year</c><00:39:04.839><c>
- There's active claims in a year.
- Active claims are claims that we have to touch, so we close just as many claims that come in that we
- we</c><00:39:50.599><c> have</c> so active claims are claims that we have so active claims are claims
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/27/25
Commerce Finance and Policy
Transcript Highlights:
- data or didn't have the have the claims data or didn't have the claims<00:12:08.800><c> data</c><00:
- </c><00:18:25.720><c> experience</c> submit their actual claims experience submit their actual claims
- </c><00:41:20.960><c> database</c> Minnesota allpay or claims database Minnesota allpay or claims database
- It includes medical claims, pharmacy claims.
- </c> contribute data to the all pair claims contribute data to the all pair claims database<00:57:12.000
TX
Texas 89th Regular
Senate Committee on Finance (Part II) Jan 29th, 2025
Transcript Highlights:
- It is adjusted every year by inflation.
- I mean, claims per year is about $4 billion a year in claims that we pay out, yes.
- A year, the claims costs that we're covering.
- The agency is requesting an additional nine claims benefit advisors to support VA claims submissions,
- with each of their claims benefit cases.
Summary:
The Senate Finance Committee heard budget presentations for the Texas Historical Commission, the Pension Review Board, the Employees Retirement System (ERS), Social Security and benefit replacement pay, the Texas Emergency Services Retirement System (TESSRS), and the Cancer Prevention and Research Institute of Texas (CPRIT). The Legislative Budget Board outlined recommendations and major changes for each agency, including reductions tied to one-time projects at the Historical Commission, continued funding for courthouse grants, heritage trails, and Holocaust/genocide education, as well as new or modified riders and capital items. For the pension-related items, LBB described funding changes for PRB, ERS, Social Security, and TESSRS, including ERS health plan cost growth driven largely by pharmacy costs, the status of pension funding reforms, and TESSRS’s request for additional state support to address its unfunded liability and staffing needs.
Members asked extensive questions about the Historical Commission’s one-time funding, unexpended balance authority, courthouse preservation, the Presidio La Bahia and National Museum of the Pacific War projects, and coordination of Texas history messaging across sites such as the Alamo, San Jacinto, Washington on the Brazos, and other heritage locations. The Historical Commission chair emphasized heritage tourism, economic development, and the need for continued investment in historic sites, staffing, IT modernization, and vehicles. On the pension items, senators discussed PRB oversight of local systems, including the Dallas police and fire pension situation, and ERS investment returns, benchmark comparisons, and rising health costs. ERS officials said the plan remains well funded overall, noted a 2021 cash balance reform and a planned supplemental legacy payment, and explained that GLP-1 drugs such as Ozempic and Mounjaro are a major driver of pharmacy spending; they also said the agency is working with the Texas Pharmacy Initiative and that rebates are contractually returned to ERS.
For TESSRS, LBB and agency staff said the system serves volunteer and part-paid emergency personnel, is facing an infinite amortization period, and is requesting additional appropriations, staffing, and IT funding, along with a statutory change to allow an actuarially determined state contribution. The agency said it may otherwise need to cut benefits for volunteer firefighters. For CPRIT, LBB reported about $600 million in recommended funding for the biennium and a 10-FTE increase, while the agency described its $6 billion voter-approved program, $3.75 billion in grants awarded to date, and $10.4 million in revenue sharing since 2011. CPRIT’s only exceptional item was a request for a 10% salary increase for two exempt positions. No committee votes or formal actions were taken in the transcript.
LA
Transcript Highlights:
- House Bill 1162, by Representative Barupson and Gloria Oso, payment adjustment of insurance claims; verification
- to evaluation of claims.
- to evaluation of claims.
- The fee adjustments are between $5 and at most $35, and not all fees have been adjusted.
- The fee adjustments are between $5 and at most $35, and not all fees have been adjusted.
Bills:
HR91, HR92, HR93, HCR44, HR84, HR85, HR86, HR87, HR88, HR89, HR90, HCR42, HCR43, SCR21, HB483, HB484, HB893, HB1087, HB1088, HB1089, HB1090, HB1091, HB1092, HB1093, HB1094, HB1095, HB1096, HB1097, HB1098, HB1099, HB1100, HB1101, HB1102, HB1103, HB1104, HB1105, HB1106, HB1107, HB1108, HB1109, HB1110, HB1111, HB1112, HB1113, HB1114, HB1116, HB1117, HB1118, HB1119, HB1120, HB1121, HB1122, HB1123, HB1124, HB1125, HB1126, HB1127, HB1128, HB1129, HB1130, HB1131, HB1132, HB1133, HB1134, HB1135, HB1136, HB1137, HB1138, HB1139, HB1140, HB1141, HB1142, HB1143, HB1144, HB1145, HB1146, HB1147, HB1148, HB1149, HB1150, HB1151, HB1152, HB1153, HB1154, HB1155, HB1156, HB1157, HB1158, HB1159, HB1160, HB1161, HB1162, HB1163, HB1164, HB1165, HB1166, HB1167, HB1168, HB1169, HB1170, HB1171, HB1172, HB1173, HB1174, HB1175, HB1176, HB1177, HB1178, HB1179, HB1180, HB1181, HB1182, HB1183, HB1184, HB1185, HB1186, HB1187, HB1188, HB1189, HB1190, HB1191, HB1192, HB1193, HB1194, HB1195, HB1196, HB1197, HB1198, HB1199, HB1200, HB1201, HB1202, HB1203, HB1204, HB1205, HB1206, HB1207, HB1208, HB1209, HB1210, HB1211, HB1212, HB1213, HB1214, HB1215, HB1216, HB1217, HB1218, HB1219, HB1220, HB1221, HB1222, HB1223, HB1224, HB1225, HB1226, HB1227, HB1228, HB1229, HB1230, HB1231, SB1, SB54, SB82, SB87, SB92, SB93, SB99, SB104, SB113, SB114, SB115, SB123, SB129, SB133, SB161, SB162, SB224, SB236, SB275, SB280, SB289, SB305, SB310, SB325, SB330, SB339, SB350, SB359, SB382, SB410, SB412, HCR10, HB54, HB55, HB67, HB73, HB125, HB133, HB158, HB168, HB169, HB191, HB195, HB205, HB225, HB245, HB280, HB283, HB296, HB319, HB325, HB339, HB399, HB407, HB448, HB482, HB550, HB591, HB821, HB826, HB992, HB995, HB1085, HB1086, HR15, HR20, HCR14, HCR6, HCR19, HB861, HB889, HB904, HB907, HB908, HB929, HB1009, HB13, HB23, HB25, HB32, HB41, HB90, HB120, HB121, HB122, HB127, HB138, HB139, HB141, HB179, HB187, HB213, HB247, HB286, HB332, HB344, HB357, HB367, HB370, HB462, HB505, HB527, HB537, HB605, HB680, HB681, HB725, HB780, HB782, HB847, HB892, HB911, HB916, HB1012, HB81, HB134, HB154, HB163, HB170, HB194, HB217, HB220, HB254, HB259, HB290, HB308, HB311, HB360, HB382, HB401, HB410, HB417, HB463, HB575, HB592, HB718, HB723, HB750, HB755, HB776, HB812, HB844, HB882, HB888, HB961, HB966, HB980, HB228, HB289, HB735, HB796, HB284, HB301, HB722, HB468, HB546, HB746, HB842, HB923, HB46, HB166, HB349, HB352, HB436, HB588, HB140, HB429, HB827, HB953, HB901, HB9, HB52, HB58, HB193, HB400, HB570, HB577, HB582, HB733, HB747, HB868, HB952
Keywords:
Tulane University, education, research, economic impact, healthcare, Louisiana, condolences, memorial, community service, faith, legacy, centenarian, tribute, honor, longevity, philanthropy, youth leadership, fundraising, nonprofits, physical therapy
Summary:
The House convened with a quorum, opened with prayer and the pledge, and then spent much of the day on personal privileges and resolutions recognizing groups and individuals. Members honored Physical Therapy Day at the Capitol, Tulane Day at the Capitol, and Landscape Architecture Month/Day, and also recognized the Liftoff Louisiana team for its work on an FAA advanced air mobility pilot program. The chamber also observed a moment of silence for former Representative Gene Durgey and adopted several condolence resolutions.
The House then took up a long series of introductions and committee reports on bills, with many measures referred to committees and several resolutions adopted without objection. Among the more notable floor actions, the House adopted resolutions for Tulane University, physical therapy, landscape architecture, and the Liftoff Louisiana team, while other resolutions expressing condolences or commending individuals were either adopted or laid over. The chamber also received a large number of House and Senate bills on second reading for referral, covering topics such as education, health care, insurance, transportation, criminal justice, natural resources, taxation, and government administration.
During floor consideration of bills, the House passed a number of measures, including a government clean-up bill removing inactive boards and commissions, an oyster tagging measure for alternative cultivation, a naloxone immunity bill, and a Secretary of State fee bill that drew some opposition but passed. Other bills approved included legislation on auto glass insurance practices, reckless driving at speeds over 100 mph, retirement system changes and cost-of-living adjustments, and several local crime prevention or improvement district measures. Some bills were amended or temporarily returned to the calendar for correction, including a firefighter retirement board governance bill, while most final passages were accompanied by motions to table reconsideration and, in some cases, requests for co-authors.
NH
Transcript Highlights:
- Uh the prior adjusted authorized.
- what's missing from the claim.
- and 51,000 continued claims, with continued claims peaking at 112,204 on May 6, 2020.
- </c> 372 and continued claims 3,86. 372 and continued claims 3,86.
- c> 51,000 continued claims with continued 51,000 continued claims with continued claims<02:28:53.920>
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 03/25/26
Health and Human Services
Transcript Highlights:
- </c> and in that um was also some adjustment and in that um was also some adjustment of<00:33:16.720>
- </c> reimbursement that we haven't adjusted reimbursement that we haven't adjusted in<00:54:08.240><c
- </c> a technical adjustment to this amount. a technical adjustment to this amount.
- </c> fee-for-service claims. fee-for-service claims.
- </c> review of claims. review of claims.
LA
Transcript Highlights:
- Do you know if the Department of Insurance keeps track of these type of claims?
- So maybe I'm not sure how many of these claims that you guys would be aware of.
- So maybe I'm not sure how many of these claims that you guys would be aware of.
- And so they've continued to bring these claims.
- adjusters, limited licensees, and insurance consultants.
Summary:
The committee first took up HB 774, which would extend required hearing-aid coverage for certain individuals up to age 26. Representative Boyer said the bill helps young adults maintain access to hearing aids during school and early work years. The Louisiana Academy of Audiology supported the measure, and the committee adopted technical amendments and reported the bill favorably as amended.
The committee then heard extensive testimony on HB 702, which would require transportation network companies to provide uninsured/underinsured motorist coverage. Representative Landry and supporters argued that current law and court rulings have left injured drivers and passengers without meaningful coverage in some cases, especially for riders who do not own cars and therefore lack personal UM coverage. Insurance agents and legal witnesses said they cannot currently find a product to cover the driver in certain ride-share phases, while Uber representatives opposed the bill, warning it would raise fares and noting that drivers already have optional occupational accident coverage and that passengers’ own UM coverage would generally apply. After debate over costs, coverage gaps, and whether the issue should instead be studied further, the committee voted to voluntarily defer the bill.
The committee next considered HB 477, as substituted, which would require coverage for prosthetic and custom orthotic devices and associated services. Representative Ebert and witnesses described the bill as a modernization of existing coverage rules so people with limb loss can obtain more than one medically necessary device, including activity-specific prosthetics. Testimony from amputees and a physical therapist emphasized the impact on mobility, work, sports, and quality of life. The committee adopted the substitute and reported the bill favorably by substitute.
The committee also reported HB 76, which updates oral anti-cancer medication parity rules, by adopting amendments that clarify applicability and exempt certain limited-benefit and ERISA self-funded plans. HB 903, which increases the commissioner of insurance’s fine authority, was amended to set higher aggregate caps and then reported favorably. Finally, HB 291, which would prohibit health plans from penalizing hospitals when a member of the care team is out of network, drew support from the sponsor and the Louisiana Hospital Association as a preventative measure against insurer pressure tactics; Louisiana Blue opposed it, citing cost concerns and questioning the need for the bill. The transcript ends during that bill’s hearing, before final action is shown.
MN
Transcript Highlights:
- </c><00:26:49.360><c> to</c><00:26:49.600><c> claim</c> services other than those claim to claim services
- other than those claim to claim the<00:26:50.000><c> working</c><00:26:50.320><c> family</c><00:26:50.640
- Adjusted for our rate, we have one of the least robust sales taxes in the country.
- Adjusted for our rate, we broader base.
- </c><00:56:43.680><c> their</c> have more wiggle room to adjust their have more wiggle room to adjust
TX
Transcript Highlights:
- Um, if the bill is about adjustment of claims, which I think is more the spirit of it, um, I would just
- Those claims are pretty rare, rare in auto. That's like 1 out of 5000 paid or payable claims, so.
- My insurance claim adjuster came out and told me my car was a total loss upon looking at it.
- There was a 340B claim. So here's how it works.
- adjuster, working in that space.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 15th, 2026 at 01:32 pm
House Appropriations & Finance
Transcript Highlights:
- We can't adjust them. They are highly competitive.
- Not just the highest returns, but Highest risk-adjusted returns.
- Turning to page 10, Slide 10 represents sexual abuse and misconduct claims.
- Okay, Madam Chair, Director, the decrease in claims against schools.
- If it's filed under state court, we have the Tort Claims Act.
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Aug 19th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- We will start with an analysis of the medical claims and billing system in New Mexico.
- Our analysis of the medical claims and billing system in New Mexico.
- Coding and claims process.
- Adjusting only for inflation, the cost is estimated at $3.1 billion.
- Providers are limited to 90 days to submit a claim for patient care.
LA
Transcript Highlights:
- What the intention of this bill was to go in and to remedy a claim shark essentially coming in because
- came out of the House and now no longer bars persons from receiving compensation for services on claims
- payment does not interrupt, suspend, or otherwise extend the prescription period applicable to the claim
- We have a claim. Thank you. Messages from the House.
Bills:
SCR12, HB221, HB509, HCR58, SB78, SB25, SB80, SB132, SB155, SB157, SB202, SB228, SB250, SB414, SB433, SB479, SB513, SCR9, SCR58, SB65, SB215, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, SB514, HCR32, HB17, HB41, HB73, HB223, HB244, HB759, HB906, HB966, HB1006, HB1009, HB1086, HB1107, HB1112, HB1215, HB1242, SB217, SB283, SB469, HB36, HB42, HB74, HB119, HB159, HB259, HB302, HB414, HB459, HB776, HB848, HB956, HB1017, HB1028, HB1095, SB208, SB312, SB382, SB389, HB210, HB258, HB359, HB368, HB468, HB552, HB732, HB784, HB870, HB953, HB1117, HB1236
Keywords:
logging, recognition, John Keith, environment, safety, Mississippi River bridge, Trump Expressway, transportation, federal funding, Louisiana highways, injection wells, public hearing, geologic sequestration, environmental impact, public comment, Ascension Parish, state capitol, economic development, community partnership, celebration day
Summary:
The Senate met with 29 members present, heard a prayer and national anthem presentation, and approved the journal without objection. The chamber then received multiple messages from the House on conference committee reports and concurrence actions, and took up a long calendar of Senate resolutions and House/Senate bills returned from the House with amendments. Several resolutions were adopted without objection, including commendations and requests for reports or studies, while others were left over or returned to the calendar.
The Senate concurred in or adopted amendments on a series of bills covering registrar compensation (SB 25), broadband administration and reimbursement (SB 80), school safety master key boxes (SB 132), dental coverage for cancer treatment (SB 155), paid parental leave for educators (SB 157), election supervisor compensation days (SB 202), water utility service line replacement funding (SB 228), weight management services through the Office of Group Benefits (SB 250), medical debt protection (SB 414), Medicaid coverage of weight-loss medication (SB 443), and design-build authority for vertiport facilities (SB 513). It also adopted a House concurrent resolution urging backup motors for the St. Claude Avenue Bridge (HCR 32). One bill, SB 479 on removal of certain judges, had its amendments rejected and was sent to conference.
The chamber then considered conference committee reports on several measures. Reports were adopted on SB 312 (labor organization dues and fees), SB 208 (veterans services and VA-related restrictions), SB 382 (workers’ compensation advisory council and reimbursement schedule timing), SB 389 (agent and athlete registration and fee review), and multiple House bills including HB 359 (party primary qualifying rules), HB 368 (New Orleans historic preservation lien procedures), HB 468 (wholesale residential real estate definitions), HB 552 (DWI-related responsive verdict language), HB 732 (motor vehicle fines/fees and hybrids), HB 870 and HB 1236 (pharmacy benefit manager and insurance provisions), and HB 1117 (prescription period issues). HB 210 on retroactivity was also adopted after debate. Several conference reports were temporarily passed over or returned to the calendar, including HB 953, and the Senate adjourned to reconvene the next morning for final work.
LA
Transcript Highlights:
- What the intention of this bill was to go in and to remedy a claim shark essentially coming in because
- came out of the House and now no longer bars persons from receiving compensation for services on claims
- payment does not interrupt, suspend, or otherwise extend the prescription period applicable to the claim
- We have a claim. Thank you. Messages from the House.
Bills:
SCR12, HB221, HB509, HCR58, SB78, SB25, SB80, SB132, SB155, SB157, SB202, SB228, SB250, SB414, SB433, SB479, SB513, SCR9, SCR58, SB65, SB215, SB249, SB269, SB282, SB296, SB323, SB363, SB369, SB474, SB490, SB492, SB500, SB514, HCR32, HB17, HB41, HB73, HB223, HB244, HB759, HB906, HB966, HB1006, HB1009, HB1086, HB1107, HB1112, HB1215, HB1242, SB217, SB283, SB469, HB36, HB42, HB74, HB119, HB159, HB259, HB302, HB414, HB459, HB776, HB848, HB956, HB1017, HB1028, HB1095, SB208, SB312, SB382, SB389, HB210, HB258, HB359, HB368, HB468, HB552, HB732, HB784, HB870, HB953, HB1117, HB1236
Keywords:
logging, recognition, John Keith, environment, safety, Mississippi River bridge, Trump Expressway, transportation, federal funding, Louisiana highways, injection wells, public hearing, geologic sequestration, environmental impact, public comment, Ascension Parish, state capitol, economic development, community partnership, celebration day
NH
New Hampshire 2026 Regular Session
House Executive Departments and Administration (03/18/2026)
Executive Departments and Administration
Transcript Highlights:
- It's, um, handling or adjusting claims.
- </c> adjusting workers compensation claims. adjusting workers compensation claims.
- </c><03:45:54.560><c> It</c> It's um handling or adjusting claims.
- It It's um handling or adjusting claims.
- </c> I I think someone who is a claims I I think someone who is a claims adjuster,<03:47:29.600><c> for
Summary:
The committee first held a public hearing and then an executive session on Senate Bill 401, which DHHS described as a cleanup bill. Testimony from the department explained that the bill would repeal obsolete reporting requirements tied to a repealed municipal reimbursement program and to the now-repealed commission on demographic trends. No one testified in opposition, and the committee voted 12-0 ought to pass, placing the bill on the consent calendar.
The committee then heard Senate Bill 402, which would eliminate certain non-compete agreements for physician associates going forward. Senator Gray introduced the bill, and a representative of the New Hampshire Society of Physician Associates said it would improve workforce recruitment and access to care without changing scope of practice or affecting existing agreements. Committee members asked about the length of current restrictions and whether the change would make New Hampshire more attractive to PAs. The committee voted 12-0 ought to pass and sent the bill to the consent calendar.
Next, the committee took up Senate Bill 426, which would repeal the permissible fireworks committee. Senator Uler and the deputy state fire marshal said the committee’s original purpose had been overtaken by later changes adopting federal fireworks standards, and that the fire marshal now has the necessary authority. The committee voted 12-0 ought to pass and placed the bill on the consent calendar.
Finally, the committee began hearing Senate Bill 469, a DMV modernization bill allowing electronic signatures in place of wet signatures for certain motor vehicle title and registration processes. Senator Lang, Carvana, the New Hampshire Auto Dealers Association, Copart, and DMV staff all supported the measure, saying it would reduce delays, errors, and paperwork burdens. Members asked about AI, consumer protections, costs, and how electronic signatures would work in practice, including in cases involving deceased owners. The transcript cuts off during that hearing before any committee action on SB 469.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 7 on Accountability and Oversight Apr 23rd, 2025
Transcript Highlights:
- We weren't, our report doesn't debate whether these are legit claims or not legit claims, whether we
- So it's an uninsured claim in its entirety.
- It's really not about the retroactive claims, but about future claims.
- At this point in time, claims, while there was a deadline to file claims that only applied to certain
- So, we have settled a portion of the claims to date.
MN
Transcript Highlights:
- You take adjustments to gross income and then get AGI, adjusted gross income.
- ><c> income</c><00:02:55.120><c> and</c> take adjustments to gross income and take adjustments to gross
- </c> then get AGI adjusted gross income. then get AGI adjusted gross income.
- </c><00:05:13.680><c> gross</c> definition of Minnesota adjusted gross definition of Minnesota adjusted
- </c> law also specifies that they can't claim law also specifies that they can't claim a<00:12:38.000
Keywords:
January 6 insurrection, pardon, law enforcement, violent crimes, public safety, justice system, political accountability, Blaine, local sales tax, special tax, restaurant tax, lodging tax, admissions tax, amusement tax, hotel tax, redevelopment, capital improvements, municipal finance, bonding authority, tourism tax
FL
Florida 2025 Regular Session
October 15, 2025 - 08:00 AM
Transcript Highlights:
- BASED UPON CLAIMS DATA THE LARGEST PERCENTAGE OF CLIENTS ATTEND ADT BETWEEN 16 AND 20 DAYS PER BASED
- THESE ADJUSTMENTS ARE APPLIED IN THE PREVIOUS MODEL AND WILL CONTINUE TO BE REFINED.
- I NEED TO KNOW THE WHAT I APPLY A WAGE ADJUSTMENT TO SALARY AND FRINGE.
- I'M ADJUSTING EVERYONE'S SALARY AND FRINGE.
- I WAS TRYING TO DO THE ADJUSTMENTS ALIGN WITH OTHER TRENDS IN THE CHILD WELFARE SYSTEM.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 5 on Corrections, Public Safety, Judiciary, Labor and Transportation Apr 16th, 2026
Transcript Highlights:
- the claim.
- can go up to 200 pages in the capital. claims.
- We currently represent the four lead cases with RJA claims before the California Supreme Court.
- Chief Justice and adjust your May revision numbers based upon that hearing.
- That has not been adjusted for the budget.
HI
Hawaii 2025 Regular Session
CPC/CPN Joint Info Briefing - Wed Dec 17, 2025 @ 9:30 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- <00:32:28.559><c> rather</c><00:32:28.880><c> than</c> adjustment rather than adjustment rather than
- So, this collection, and claims.
- </c> Um we also allow for online claim Um we also allow for online claim reporting.<00:37:57.760><c>
- </c> a lot of the claims to the 806. a lot of the claims to the 806.
- </c> people for single claim. people for single claim. >> Yes. >> Yes. >> Yes.
Summary:
The joint committees held an informational briefing on efforts to expand insurance capacity in Hawaii’s property market, especially for condominium and homeowners coverage. The Insurance Commissioner reviewed the background: a legislative task force, the governor’s emergency proclamation in August 2024, and Senate Bill 1044 in May 2025 led to new condo insurance products. He said the work over the past two and a half years was producing positive results and introduced representatives from HPIA and HHRF/HHR to provide updates.
HPIA’s board chair and its administrator described the organization’s history, structure, and current products. HPIA said it was created in 1991 as a residual market for homeowners insurance, now writing four residential products: HO2 homeowners, renters, HO6 condo unit owners, and dwelling fire. They reported policy counts have grown again as admitted-market carriers tightened underwriting, and they discussed financial pressure from reinsurance costs, though those costs had declined in 2025 after different purchasing decisions. They also said the market has become more favorable overall, with some capacity returning and deductibles beginning to ease.
Members focused much of their questioning on HPIA’s proposed higher dwelling limits. HPIA explained that the current $450,000 limit for homeowners and dwelling fire was set in 2023, but agents are now asking for a higher limit in the $650,000 to $750,000 range because construction costs have risen and many policies are not being submitted when the limit is too low. HPIA said it has the authority to raise the limit through a filing with the Insurance Division and expects more submissions if the cap increases. They also discussed the shift in the book of business from roughly 70% lava-zone coverage to closer to a 50/50 split between lava and non-lava risks.
HPIA outlined strategic initiatives: a new policy administration system that went live October 1 and now allows online payments, online claims reporting, and electronic notices; a filed request to raise the homeowners and dwelling fire limit to $650,000 effective March 1 for new business and April 1 for renewals; an increase in the HO6 condo unit owners limit from $5,000 to $100,000; and a planned commercial property all-other-perils-excluding-hurricane condo product targeted for filing by January 31. No votes were taken, and the meeting was informational only.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 2 on Human Services May 21st, 2025
Transcript Highlights:
- The average provider who claims overtime works 55 hours a week.
- So this is just a technical adjustment.
- Our adjustments are really technical adjustments.
- The next item is a federal fund authority adjustment.
- adjustment to the Federal Trust Fund, and that's all I have. ...setting net-zero adjustment to the Federal
Summary:
The hearing began with opening remarks on the Governor’s May Revision for child care and human services, with committee members and advocates stressing that the budget should not be balanced on the backs of low-income families, children, and providers. Legislative members and public witnesses strongly opposed the proposed suspension of the child care COLA, reductions to the Emergency Child Care Bridge Program, and the lack of codified rate reform tied to the alternative methodology. Several speakers also urged more support for providers affected by the Eaton fire and other disasters, and called for child care to be funded at the true cost of care and for additional slots to be restored.
Administration, LAO, and Department of Education staff described the child care proposal as maintaining existing funding levels while adding administrative resources to prepare for federally required prospective payment changes and single-rate reform. The administration said the May Revision would suspend the 2025–26 COLA and reduce Bridge Program funding to align with utilization, while the LAO raised questions about the size and purpose of the proposed rate-reform and prospective-payment funding and recommended rejecting a Department of Technology exemption. CDE supported continued early education investments but said it would need additional resources if prospective pay were extended to state preschool, and it objected to a proposed reallocation of preschool funds for inclusive education grants.
The committee then moved to the IHSS portion of the May Revision. DSS outlined five major proposals: capping provider work hours at 50 per week, eliminating IHSS for undocumented adults age 19 and older, shifting certain Community First Choice reassessment penalties to counties, reinstating the Medi-Cal asset test as a conforming IHSS reduction, and automating the termination of IHSS when Medi-Cal eligibility ends. DSS also discussed funding to implement a federal HCBS access rule and a separate reassessment of IHSS administrative methodology that found counties would need additional administrative funding. Finance said the proposals were intended to slow program growth and improve sustainability, while the LAO said it was still analyzing the package and raised concerns about implementation, county workload, and the potential loss of services.
Committee members and public commenters criticized the IHSS cuts, especially the overtime cap and the elimination of services for undocumented adults and people affected by the asset test. Advocates argued that IHSS workers and recipients depend on these services, that county administration is already underfunded, and that the proposals could destabilize vulnerable consumers. The chair closed by saying the committee would continue to fight for child care and would not pause on child care, and the meeting recessed before moving on to the remaining May Revision items.