Transcript Highlights:

• And to give Half an hour, 45 minutes to the people who gave us the positive numbers and by opinion for
• Some people receive a few hours of support a couple of times a week to ensure weekly tasks and goals
• Allison is a developmentally disabled adult who requires a 24-hour plan of care with her research in
• So two full-time jobs, 75 hours a week.
• So 2 full-time jobs. 75 hours a week?

Keywords: 1183, house

Transcript Highlights:

• I drove up a couple of days ago—three and a half hours to Santa Fe, and then over this morning.
• So they're either an hour and a half away or they might even be out of state.
• Internships are 20 hours a week.
• They have provided over 10,000 hours of service directly to clients and students.
• During COVID, he was working 18 hours in his clinic, of which he's put 40 years into.

Transcript Highlights:

• <00:11:15.600> a amounts to a dungeon for eight hours a amounts to a dungeon for eight hours
• <00:42:02.079> So, a single kilowatt hour to the grid.
• So, a single kilowatt hour to the grid.
• <01:03:42.799> That's megawatt hours used by the state.
• That's megawatt hours used by the state.

Keywords: 1189, house, all

Transcript Highlights:

• We clarified that employees may now use up to 240 hours of recruit sick leave, previously six weeks,
• They had previously required 10 hours of continuing education for each year.
• Every two months, there was a certain number of hours, and it was very hard to track.
• The other supervision changes that were made were with some of the qualifying supervision hours.
• For our speech-language pathology license assistants, we require 100 hours of...

Keywords: 908, all

Transcript Highlights:

• Morning hour 10. Introduction of House resolutions.
• Morning hour 10.
• Morning hour 11. SCRs lying over.
• Morning hour 11. SCR is lying over.
• Morning hour nine.

Bills: HR218, HR219, HR220, HR221, HR222, HCR91, HCR92, HCR93, HR210, HR211, HR212, HR213, HR214, HR215, HR216, SCR29, SCR38, SB100, HR171, HCR49, HCR65, SCR23, HB276, HB508, HB512, HB599, HB632, HB656, HB998, HB1052, HB1084, HB1171, HB1193, HB1194, HB1204, HB1209, HB1250, SB2, SB19, SB24, SB50, SB70, SB96, SB101, SB103, SB104, SB114, SB122, SB159, SB160, SB173, SB180, SB182, SB260, SB412, SB418, SB424, SB442, SB460, SB476, HCR41, HCR76, HCR77, HCR63, HCR69, HCR86, SCR19, SCR3, SCR6, SCR18, HB64, HB68, HB92, HB130, HB167, HB227, HB243, HB321, HB335, HB398, HB492, HB624, HB689, HB708, HB804, HB906, HB926, HB955, HB968, HB969, HB978, HB985, HB1005, HB1029, HB1069, HB1077, HB1095, HB1104, HB1107, HB1187, HB1203, HB1217, HB1220, HB730, HB225, HB175, HB198, HB437, HB457, HB488, HB646, HB763, HB909, HB971, HB981, HB1066, HB1089, HB1125, HB1154, HB1231, HB1246, HB1248, HB1249, SB47, SB82, SB106, SB206, SB210, SB248, SB305, SB376, SB397, SB441, HCR32, HB59, HB617, HB897, HB911, HB1223, HB798, HB824, HB989, HB1140, HB1166, HB1244, HB901, HB79, HR20, HR74, HB284, HB306, HB366, HB393, HB458, HB459, HB577, HB582, HB605, HB614, HB682, HB733, HB752, HB773, HB996, HB1035, HB1113, HB1180, HB1234, HB1240, SB89

Keywords: EJ Fields, Shreveport, Louisiana, gospel music, commendation, resolution, honorary resolution, Billboard Gospel Airplay, Mediabase Gospel Airplay, Mercy Endureth, music award, ministry, artist recognition, cultural heritage, spiritual heritage, African American gospel, local hero, state commendation, St. Charles Parish, parish day

Summary: The House met with 89 members present and began with prayer, the pledge, and routine journal and leave requests. The early part of the session was largely ceremonial, with multiple personal privilege remarks recognizing visiting groups and special days at the Capitol, including St. Bernard Parish Day, Gulf States Renewable Energy Industries Association Day, ARPEC members, retired public servant Barney Arsenault, Deaf History Month, Asthma and Allergy Awareness Month, Young Farmers and Ranchers, Louisiana Housing Corporation participants, and Louisiana Hospital Day. The chamber also received Senate messages, including concurrence in several House concurrent resolutions, Senate passage of a number of bills, and a list of Senate resolutions lying over. The House then moved through a long series of resolutions and bills, many of them adopted without objection. Among the measures approved were resolutions designating or commending various observances and groups, and bills addressing inmate documentation upon release, court filings on letter-sized paper, safe harbor protections for trafficking victims, public benefits verification, travel meal reimbursement limits for state employees, the Governor’s Task Force on Impaired Driving, school emergency operation plans, justice of the peace jurisdiction in East Baton Rouge Parish, unaffiliated voter participation in party primaries, electronic monitoring rules, crime victims’ compensation terminology, the indigent defender fund threshold for small municipalities, sex offender identification procedures, the Office of State Public Defender, microbrewery special-event permits, alternative power sources for nursing facilities, relay attack device penalties, and a capital-case intellectual disability bill. Several of these passed overwhelmingly; some were temporarily returned to the calendar or tabled after passage. A few bills drew more discussion. HB 335 on citizenship verification for public benefits passed 77-17. HB 398, limiting meal reimbursements for state travel to GSA rates with an exception process, passed 62-32 after questions about scope and lodging. HB 906 on presidential preference primary qualification and party rules for unaffiliated voters passed 68-19. HB 897, protecting health data collected by pregnancy centers and imposing fines for unauthorized disclosure, passed 94-0 after an amendment and questions about its application. HB 1107 on intellectual disabilities in capital cases passed 75-11 after amendments informed by disability advocates. HB 1187, allowing Citizens Property Insurance to direct certain emergency assessment overages to the Fortify Homes Program or reserves, passed 87-9. HB 1220 on the State Board of Medical Examiners passed 95-0. The House also reconsidered and successfully revived HB 225 after suspending the rules, and several bills were returned to the calendar for later consideration, including HB 689 before it was later brought back and passed 84-7 after amendment. The session concluded with notice of additional Senate messages and upcoming floor scheduling.

Transcript Highlights:

• Not including our normal clinic hours or patients seen in the main hospital.
• We use our thousands of hours of studying and seeing patients while being closely guided by our mentor
• Optometrists with just 20 hours of potentially entirely web-based pharmacology training, as listed in
• Medicaid and some of my Medicare plan patients have to travel as far as Lakeland, which is over an hour
• hours of education and 2,000 patient encounters before they graduate.

Summary: The subcommittee met with a quorum present and took up five health-related bills. HB 1089, which would add Duchenne muscular dystrophy to Florida’s newborn screening panel, was presented as a way to enable earlier diagnosis and treatment; a pediatric neurologist from Nemours testified in support, noting existing FDA-approved therapies and ongoing clinical trials. After supportive debate, the bill passed 17-0 and was reported favorably. HB 1083 would standardize patient access to medical records by setting deadlines for providers to produce or allow inspection of records and requiring electronic delivery when available. Supporters said it would reduce delays in care and costs, while two industry groups appeared in opposition. Members from both parties spoke in favor, and the bill passed 17-0 and was reported favorably. HB 1297, which aligns Florida’s electronic prescribing rules more closely with federal law and removes some state exceptions, drew opposition from physicians who argued paper prescriptions are still needed for emergencies, shortages, and price shopping. The sponsor said the bill’s goals were patient safety, fraud prevention, and efficiency; despite concerns, it passed 18-0 and was reported favorably. The committee then considered PCS for HB 1421, the Emily Adkins Family Protection Act, which would create a statewide blood clot and pulmonary embolism registry, require hospital reporting and risk-assessment policies, and expand training requirements in hospitals, nursing homes, and assisted living facilities. The bill was presented with emotional testimony from Emily Adkins’ parents, who urged support and co-sponsorship in her memory. Members from both parties praised the family’s advocacy, and the PCS passed 18-0 and was reported favorably. Finally, HB 449 on optometry would expand optometrists’ authority to prescribe certain medications and perform specified laser and non-laser eye procedures after certification. The bill and amendment drew strong opposition from ophthalmologists and their association, who raised patient-safety, training, and delegation concerns, while optometrists argued the bill would improve access, especially in rural areas and counties without ophthalmologists. The amendment was adopted, and the bill as amended passed on a recorded vote and was reported favorably.

Transcript Highlights:

• approximately 80 million kilowatt hours. approximately 80 million kilowatt hours.
• million kilowatt hours. million kilowatt hours.
• So if you buy X amount of kilowatt hours So if you buy X amount of kilowatt hours at<00:15:52.399
• kilowatt hours per year. kilowatt hours per year. >> Got<00:23:49.440> it.
• We take that data in those mil hours?

Bills: HF3296, HF3802

Keywords: energy conservation, data centers, electric sales, energy optimization, utility regulations, energy regulation, certificate of need, renewable energy, power production, energy efficiency, Minnesota statutes, 1183, house

Transcript Highlights:

• Senator Utke, that is correct. 8-hour DEA training.
• break time within each 4 hours worked. break time within each 4 hours worked.
• 4 hours and often on a flexible basis. 4 hours and often on a flexible basis.
• <02:43:13.440> spent breaks cannot count as FTE hours spent breaks cannot count as FTE hours
• providers must now reduce the FTE hours providers must now reduce the FTE hours reported<02:43:19.840

Keywords: 1187, senate, all

Transcript Highlights:

• And there are 43 objectives that they need to hit within those 14 hours of lessons.
• I’m sure when I sit 14 hours, there was like a pause in the room.
• So we’re doing that. ...concrete and just focused on juveniles is 14 hours. So we’re doing that.
• That’s the one that the new recruits in the academies receive 14 hours of training in juvenile law.
• But remember, after this meeting is over, 24 hours a day, you have a 13...

Keywords: 962, all

Summary: The Juvenile Justice Policy and Oversight Committee (JJPOC) met for administrative updates, approved the April meeting minutes, and discussed a proposed shift from monthly full committee meetings to a quarterly schedule beginning later this year. Members generally supported the change, saying it would reduce strain on agency and committee resources and allow more time for work groups to complete implementation tasks. Several members also asked for more flexible agendas and a clearer way to add issues between meetings, with staff suggesting a standardized form for submitting topics in advance. Work group updates covered cross-agency data sharing, diversion, education, incarceration, and community expertise. The data-sharing group reported continued work on the Equity Dashboard 2.0, a statewide expulsions analysis, municipal-level data collaboration with UConn’s IMRP, and a cross-system analysis of crossover youth. The diversion group described work on POST curriculum revisions for juvenile law, a youth-focused law enforcement interaction training, a community-police relationship toolkit, expansion of youth diversion teams, and pre-arrest diversion policy. The education group is reviewing implementation of the law creating educational oversight in juvenile facilities, along with a free public transportation pilot for high school students and truancy cleanup legislation. The incarceration group is tracking conditions of confinement, DOC restraint and chemical agent reports, the DOJ settlement monitoring process, the reentry success plan, and gender-responsive programming. The community expertise group emphasized elevating lived experience, youth voice, prevention, and conditions of confinement, with members urging the committee to focus on stability, infrastructure, and meaningful use of lived-experience perspectives. A major presentation from OPM outlined Connecticut’s effort to re-enter the federal Title II juvenile justice formula grant program. OPM explained the program’s core compliance requirements, including deinstitutionalization of status offenders, adult jail and lockup removal, sight-and-sound separation, and addressing racial and ethnic disparities. Staff said Connecticut is currently not fully compliant because of issues including youth being held in adult facilities and the state’s six-hour detention rule, and that Title II funding is on hold while OPM works toward compliance. OPM is developing a monitoring manual, identifying facilities to be monitored, and forming a state advisory group (SAG) to support the application and compliance process. Members questioned why a separate SAG is needed, whether JJPOC or the community expertise group could serve that role, and how lived-experience members would be selected; OPM said federal rules require the SAG to include youth or parents with lived experience and that the group cannot be composed of state or government employees in the key leadership roles. The committee agreed to circulate the federal parameters and ask members to suggest candidates for the SAG and to help move compliance work forward over the summer.

Transcript Highlights:

• I earn $10 an hour right now, and I'm, like I matter.
• And I got my job at CK Energy, and I'm making $17 an hour.
• They gave us a raise and stuff, and they gave us $17 an hour."
• I started working for them part-time when Gatesway cut my hours.
• to like around 20-ish hours now.

Summary: The meeting was a 14(c) Task Force hearing focused on employment experiences of Oklahomans with disabilities and the state’s use of subminimum wage. Numerous self-advocates and workers testified about their jobs, accommodations, pay, transportation barriers, and the importance of community integration. Several speakers described positive experiences in competitive or community jobs, while others recounted being underused, fired without explanation, or paid by piece rate or minimum wage in sheltered or enclave settings. Many emphasized that fair pay, independence, ABLE accounts, and supportive employers matter to them, and several said they want future careers, promotions, or even to own businesses and help others with disabilities find work. Task force members discussed recurring themes from the testimony: transportation as a major barrier, the importance of community and self-advocacy, employer misconceptions and stigma, the need for better transition services from school to work, and the difficulty families face navigating benefits and employment systems. Members also raised concerns about people being fired without explanation and about the need for meaningful options for those not ready for competitive employment. Suggestions included more employer education, reverse job fairs, job coaching, benefits planning, better coordination between DDS and DRS, and stronger transition supports in schools and through programs like Project SEARCH. Staff then presented research on how other states have phased out or eliminated 14(c) certificates. Examples included Kansas, Illinois, Indiana, Oregon, Pennsylvania, and Washington, with common approaches such as phase-out timelines, technical assistance, provider transition plans, and support for competitive integrated employment. The presenters noted that Oklahoma still has 40 entities using 14(c), most of them DDS providers, but many providers are already moving away from it. Members discussed potential unintended consequences, the need for a clear timeline, the possibility of blending or braiding services, and whether Oklahoma should create a more one-stop, employer-friendly system. No votes were taken, and the group agreed to continue gathering information and return in June to begin shaping priorities and possible policy directions.

Transcript Highlights:

• to scan deceased cats and dogs on public roadways for microchips, notify animal services within 48 hours
• and when feasible make efforts 48 hours and when feasible make efforts to<00:11:51.839> contact
• on public roadways, bike lane, hour on public roadways, bike lane, sidewalk,<00:25:32.400> similar
• Class one and two bicycles may operate on sidewalks with speeds of 10 miles per hour or less, except
• And then recess. 5 miles per hour to 7 over the postage 5 miles per hour to 7 over the postage speed<

Keywords: 912, senate, all

Summary: The conference committee first took up HB 496 HD2 SD1 on mamaki tea. Members described the agreed conference draft as prohibiting misleading use of Hawaiian words, imagery, place names, and motifs on tea packaging unless all tea or dried leaves were grown, harvested, and dried in Hawaii. The bill also included an appropriation for a measurement standards inspector position at the Hawaii Department of Agriculture, with $65,000 in each of FY 2026 and FY 2027. The House and Senate managers recommended passage with amendments, and the measure was adopted by unanimous votes from the members present, with some members excused. The committee then recessed and reconvened several times to manage a larger agenda of conference bills, moving some items to later times and rooms. Among the measures adopted were HB 862, addressing school transportation shortages by allowing certain nontraditional vehicles under safety conditions; HB 667, retitled the Microchip Identification Act, requiring DOT and counties to scan deceased cats and dogs for microchips and notify animal services; HB 958, regulating electric bicycles and other micromobility devices with safety, labeling, registration, and age requirements; HB 934, relating to broadband and the digital equity office, with appropriations and positions; HB 960, raising DOT capital advancement contract thresholds and annual caps; HB 697, updating automated speed enforcement rules and appropriating $2 million; and SB 26, creating an affordable housing land inventory task force with a $250,000 appropriation. Each of these measures was adopted with amendments by conference vote, with some members excused and several brief recesses taken for quorum or agenda management. Not all bills were resolved. HB 732, relating to the film industry tax credit cap, was deferred after conferees said they had not reached agreement, despite comments supporting the industry and local workers. HB 437, concerning an office in the Philippines under DBED, was also deferred for lack of agreement. The committee adjourned after stating that the remaining measures on the agenda would be deferred indefinitely.

Transcript Highlights:

• The internet itself shuts off for young people at a certain hour.
• The internet itself shuts off for young people at a certain hour.
• It is now 15 minutes with an hour of composite hold time once a bill is added.
• 10 hours during existing operating hours for those businesses.
• And so folks are commuting hours and hours, that the realtors say, drive till you qualify, because that

Summary: The committee heard several bills, with most of the discussion focused on public safety, consumer protection, and youth harms. AB 1557 by Assemblymember Papin would clarify e-bike motor power limits and set lower speed-related standards for Class 1 and 2 e-bikes. Supporters, including the California Police Chiefs Association, cities, the California Medical Association, and the American Academy of Pediatrics, argued the bill would reduce severe injuries and deaths among young riders. Opponents from People for Bikes warned it could conflict with federal law, create legal uncertainty, and disrupt the bicycle market. The author and committee members acknowledged industry concerns and urged continued work on the bill. AB 1770 by Assemblymember Garcia would place large health care service plan arbitration under California Department of Justice oversight and require compliance with the California Arbitration Act. Supporters described cases where patients were forced into private arbitration with little transparency or accountability, arguing the bill would make the process fairer and more neutral. Kaiser Permanente and the Civil Justice Association of California said they were still reviewing amendments and had not settled on a final position. Committee members expressed sympathy for the personal stories shared and encouraged continued negotiations. The committee also heard AB 2075, which would require fire suppression equipment to be kept closer at hand during brush work, and AB 1864, which would require screening of gene synthesis orders to prevent misuse for bioterrorism. AB 2075 was presented as a response to a Ventura County wildfire, with support from the Ventura County District Attorney’s office and no opposition heard. AB 1864 was backed by the author, Stanford biosecurity expert Dr. Milana Trout, and Encode AI, while Biocom opposed unless amended and California Life Sciences remained neutral. Members discussed implementation details and the role of the Department of Public Health. A major portion of the hearing was devoted to AB 1709, which would set a minimum age of 16 for social media accounts on platforms with harmful features and create an e-safety advisory commission. Supporters, including youth advocates, parents, medical groups, and Common Sense Media, said addictive design features are harming children’s mental health and safety. Opponents, including EFF, the ACLU, TechNet, and other civil liberties and industry groups, argued the bill is overbroad, raises First Amendment and privacy concerns, and could limit access to important online communities. Despite those objections, the bill was moved forward after committee discussion, with members emphasizing the need to protect children while continuing to work on carveouts and implementation details.

Transcript Highlights:

• I was paid $8 an hour. hour. hour.
• as high as $31.27 per hour.
• And 1/2 hours.
• transition, few opportunities or hours transition, few opportunities or hours in<01:14:38.840>
• , longer working, are working fewer hours, longer working, are working fewer hours, or<01:16:16.520

Keywords: 1187, senate, all

Transcript Highlights:

• eight hours of video to make sure that there's no one, a child doesn't step in at hour 4.
• at hour 4. Do you follow what I mean? at hour 4. Do you follow what I mean?
• So for a 30-minute video, you're invested four hours of man hours or woman hours into that.
• That's eight hours of footage now of two hours of a dead body.
• If this bill is charge man-hour.

Keywords: 1189, house, all

Transcript Highlights:

• and hour.
• Are they on one hour a day? What are they doing to do this?
• We've also accepted the Chamber's suggestions regarding hours of operation, limiting to existing 10 hours
• during existing operating hours for those businesses.
• Hours of operation, limiting to existing 10 hours during existing operating hours for those businesses

Keywords: 987, senate, all

Transcript Highlights:

• Um so th those areas every few hours.
• uh I think it's about six or seven hours uh I think it's about six or seven hours a<00:20:16.960
• >> They are, and they're only out for an hour a day. >> An hour a day. >> So this would be a significant
• hour a day. hour a day.
• >> An hour a day. >> An hour a day.

Keywords: 1189, house, all

Transcript Highlights:

• It says internship and cooperative placement hours, I guess.
• My question would be: Would that equivalence for the internship be like classroom hours would replace
• the current on-the-job, in-the-field training hours?
• attainment hours for on the<00:07:42.360> job<00:07:42.599> training<00:07:43.400>
• a follow question please Mr hours a follow question please Mr chairman<00:08:00.919> thank<00

Keywords: 958, all

Summary: The committee first took up House Bill 46, which would allow lottery winners of $1 million or more to remain anonymous. After brief discussion and a motion with a second, the committee approved the bill unanimously and sent it to the House floor. Members then heard House Bill 54, a workforce and education measure aimed at aligning dual credit and project-based learning with licensed construction trades and other high-demand careers. The sponsor and witness said the bill is intended to help students meet both education and on-the-job training requirements, address labor shortages, and speed entry into the trades. Several members raised concerns about possible abuse of internships, the need for input from unions and other trade groups, and the amount of authority left to the Department of Housing, Buildings and Construction to write regulations. The sponsor said the bill does not replace current hands-on training requirements and expressed willingness to continue discussions. The committee passed the bill, with some members explaining their votes as conditional or in hopes of further amendments. The committee also approved House Bill 261, which would let retired CPAs provide certain uncompensated services, such as nonprofit work, while retaining their CPA designation, and would create a retirement-based CPE waiver for those limited services. A question from Representative Donworth focused on how retired CPAs would disclose their status to nonprofits; the board representative said retired status is noted in board records, but there is currently no separate requirement governing use of the CPA designation. The bill passed. Finally, the committee considered House Bill 262, which would remove restrictions on small CPA firm names after an owner dies or retires. The sponsor said Kentucky is an outlier because current law requires the remaining owner to change the firm name. The bill passed unanimously. After that, the chair turned the gavel over to the vice chair and began presenting House Bill 306, which would change engineering education requirements for licensure, especially to help Eastern Kentucky University fire protection engineering technology graduates qualify for licensure in Kentucky rather than leaving the state. The sponsor and witnesses explained that the bill would not change the rest of the PE licensure pathway, only the education component, and said most other states already allow this route. Members noted that engineers may have concerns and encouraged continued discussions before the bill advances further.

Transcript Highlights:

• We have Three bills are on the agenda today and a healthy three hours to get through them, so I've allocated
• one hour per bill.
• Since I have an hour, my debate is going to be about 45 minutes, if I may, right? No, no, no.
• He's an hourly OPS employee, earning $15 an hour.
• I'm spotting you back 2 hours and 40 minutes of your lives.

Transcript Highlights:

• It's good to know that that institution will be there for Minnesotans in their hours of need.
• It's good to know that that institution will be there for Minnesotans in their hours of need.
• Minnesotans in their hours of need. Minnesotans in their hours of need.
• I didn't get to read any of these bills, most of them until a couple of hours ago. Why was that?
• I didn't get to read any of these bills, most of them until a couple of hours ago. Why was that?

Keywords: 919, house, all

Summary: House DFL leaders reflected on the end of session, saying the legislature accomplished major priorities despite a narrow partisan split and a tense political environment. They highlighted passage of a $705 million package to stabilize HCMC, anti-fraud measures, IT upgrades, property tax cuts, tab fee cuts, and a housing bill that included $40 million for rental assistance. They also said the session was unusually orderly and productive compared with recent years, and credited the power-sharing arrangement with reducing prolonged floor fights and encouraging more individual bills and conference committee work. At the same time, they emphasized several disappointments, especially the failure to pass meaningful gun violence prevention measures and legislation to curb ICE abuses or respond to Operation Metro Surge. Leaders argued Republicans blocked even modest gun safety proposals, including enhanced extreme risk protection orders, and said they would take those issues to voters in the next election. They also said the campaign message would focus on affordability, health care costs, hospital stability, gas and energy prices, and school safety. In response to questions, leaders defended the transparency of the session’s negotiations, saying the underlying ideas had been debated publicly for months even if final packages were released late. They also said the $40 million rental assistance funding was intended to help people affected by Operation Metro Surge, and argued that maintaining Minnesota’s road network requires adequate long-term funding even if the distribution of costs changes.

Transcript Highlights:

• . >> Is this the bill where it takes a,000 hours?
• >> It's uh 210 hours of cosmetology or 420 hours under supervision of a cosmetologist.
• >> Got a question. >> Is this the bill where it takes a,000 hours?
• >> It's uh 210 hours of cosmetology or 420 hours under supervision of a cosmetologist.
• Got Weaver's got favorable. hours under supervision of a hours under supervision of a cosmetologist.<

Bills: HB42, SB246, SB38, SB194, SB183, SB253, SB160

Keywords: unclaimed vehicles, towing, Department of Revenue, notification requirements, abandoned vehicles, real estate, residential property, single-family home, homeowner protection, property solicitation, unsolicited offer, wholesaling, real estate wholesaling, assignment contract, equitable interest, investment property, house flipping, predatory real estate practices, title cloud, deceptive trade practices