Transcript Highlights:

• There's a reduction in the cap and the premiums.

Keywords: 1183, house

Transcript Highlights:

• responsible budget deal that eliminates nearly half the projected deficit and delivers the largest reduction

Keywords: 1183, house

Transcript Highlights:

• There were some reductions... In the bill as well, but I'm also a caseworker with birth moms.

Bills: HB163 , HB216 , HB721 , HB2035 , HB2038 , HB3057 , HB3153 , HB3233 , HB3595 , HB3801 , HB3812 , HB4076 , HB4129 , HB4377 , HB4535 , HB4666 , HB4730 , HB4743 , HB4903 , HB5149 , HB5155 , HB1534 , HB163 , HB216

Committee: Senate Health & Human Services

Keywords: epinephrine, healthcare, emergency response, administration, medical policy, health care, itemized billing, patient rights, provider regulations, Texas Health and Safety Code, cost disclosure, insurance, benefit plan, administrators, chemical dependency, treatment facilities, minor admissions, parental notice, mental health, medical licensing

Transcript Highlights:

• heart without stopping the heart. that fixes heart valves and it saves lives in one large study, 50% reduction

Committee: Senate Finance Committee

Keywords: Michael Falkender, Deputy Secretary of the Treasury, IRS, taxpayer privacy, nomination process, committee hearing

Summary: The committee convened to discuss critical issues surrounding the nomination of Michael Falkender for the position of Deputy Secretary of the Treasury. This meeting included a series of remarks from committee members who expressed divergent views on Falkender's qualifications and the implications of his appointment. Senator Wyden voiced strong opposition, arguing that Falkender represents harmful policies expected to be perpetuated under the current administration, especially concerning taxpayer privacy and IRS tactics. Meanwhile, other members defended Falkender, noting his extensive experience, including a commitment to transparency in government operations if confirmed.

Transcript Highlights:

• and House Bill 3 for over 65 and disabled persons exemptions I think have resulted in significant reductions

Committee: House S/C on Property Tax Appraisals

Keywords: 1184, house, all

Transcript Highlights:

• It's a hard number to catch because it can go up, it can go down, and it may require some reduction.

Transcript Highlights:

• I hear a lot of red tape reduction in the bill, so we'll start first with Senator Thomas.

Keywords: 958, all

Summary: The Senate Standing Committee on Education met with a quorum and first took up Senate Bill 68, which was presented by Kentucky Department of Education staff as a cleanup measure to reduce duplicative or outdated reporting requirements. The bill, as amended by a committee substitute, would streamline reporting on local wellness policies, school breakfast programs, school budgets, audits, and school nutrition assessments, while preserving existing requirements to adopt wellness and physical activity policies and maintain audit obligations. Members asked whether removing reporting on physical activity and related topics would weaken oversight; KDE responded that districts would still have to adopt the policies and be reviewed under federal nutrition monitoring, but the state reports were often incomplete, hard to compare, and not especially useful. The committee adopted the substitute and passed SB 68 unanimously. The committee then heard Senate Bill 207, the School Innovation Act, sponsored by Senator West. The bill would create an optional program allowing school districts to apply to the Kentucky Board of Education for waivers from certain administrative regulations and establish three-year “schools of innovation,” potentially with third-party partners, to give struggling schools more flexibility and a fresh start. Senator West said the model was inspired by a visit to a school of innovation in South Carolina and by examples from South Carolina and Indiana, and he argued that the bill would let districts try new approaches without mandating participation. He also said existing “district of innovation” language in statute is a relic and that the bill would replace it with a school-based model. Committee members asked about fiscal impact, eligibility, and whether the bill was limited to failing schools. Senator West said the fiscal note was indeterminate because participation is voluntary and could range from none to many districts, but he expected little direct budget change and possible outside philanthropic funding if a district chose to participate. He said the bill does not limit participation to the bottom 5% of schools and would be left to local district discretion. Members also raised whether high-performing or specialized schools could use the model; West said yes, if a district chose. Supportive testimony emphasized that the bill could reduce burdensome oversight and allow schools more flexibility to innovate. The discussion ended with continued questions and no final action recorded in the excerpt.

Transcript Highlights:

• feel</c><00:11:15.720><c> that</c> I feel that workforce protections and against elimination and or reduction

Committee: Senate Commerce and Consumer Protection

Keywords: 912, senate, all

Summary: The Senate Commerce and Consumer Protection Committee held its first hearing of the 2025 session and reviewed several measures. SB 102 would restrict third-party restaurant reservation services from listing or selling reservations without a written agreement from the restaurant; the Attorney General recommended amendments to strengthen the bill against First Amendment and Contracts Clause challenges, and the Hawaii Restaurant Association strongly supported it, saying restaurants should control who represents them. The committee also heard SB 137 on electric utility mergers and acquisitions, with support from Ulupono Initiative and IBW Local 1260. Supporters said the bill would preserve state policy protections, including renewable energy and rate-making goals, and protect workers; IBW also suggested amendments, including a severability clause. The committee discussed a possible alternative approach from the PUC involving solicitation of bids from non-investor-owned utilities, and Ulupono said it would consider that idea but was concerned about preserving time for co-op formation. Members then heard SB 142, which would require insurers paying claims by check to send them by certified mail with restricted delivery and return receipt. The Insurance Division stood on its written testimony, while the Hawaiian Insurers Council, State Farm, NAMIC, and the American Property Casualty Insurance Association opposed the bill. A senator questioned whether the measure was too prescriptive and could create problems for claimants displaced by disasters; the response was that insurers and claimants usually remain in contact and that other payment methods may already be available depending on the carrier. SB 157 would ban algorithmic price setting in Hawaii’s rental market and require a public education program; the committee noted written testimony in support and comment, but no oral testimony was taken before moving on. SB 158 would create a state-owned bank implementation board within DCCA; DCCA’s financial institutions division, the Budget and Finance Department, and the Legislative Reference Bureau submitted comments, while the Hawaii Bankers Association opposed and the Hawaii Credit Union League commented. The committee also heard SB 318, which would require DCCA to adopt privacy rules for direct-to-consumer genetic testing and specify whether genetic information may be used for investigative genetic genealogy. The Office of Consumer Protection and Andrew Crossland opposed the bill, saying federal law and existing state protections already cover much of the area and that rulemaking would be a better way to address it; members raised concerns about federal changes and the need for state protections, but OCP said the bill was not the best approach. SB 332 would prohibit bundling foreclosed homes at public sale and delay finality of sales; L. Strong and written testimony supported it, citing Lahaina’s post-fire foreclosure risks and warning of investors profiting from the disaster. The final measure, SB 525, would require written notice and consent before mortuaries, cemeteries, or pre-need funeral authorities sell or recycle precious metals recovered after cremation. DCCA’s consumer protection and licensing divisions offered comments, while the Hawaii Funeral and Cemetery Association opposed the bill, saying it was surprised by the measure and was unaware of current consumer problems in the industry.

Transcript Highlights:

• Uh the research behind MTSS demonstrates that schools implementing tier behavioral systems see reduction
• Uh the research behind MTSS demonstrates that schools implementing tier behavioral systems see reduction
• behavioral schools implementing tier behavioral systems<05:28:03.200><c> see</c><05:28:03.440><c> reduction
• </c><05:28:03.920><c> in</c><05:28:04.240><c> office</c> systems see reduction in office systems see
• reduction in office discipline<05:28:05.040><c> referrals,</c><05:28:05.600><c> suspensions,</c><05:28

Committee: House Education Policy and Administration

Keywords: 1189, house, all

Transcript Highlights:

• experience in FY 2022 and FY 2023, the contingency reserve fell to 4.7% of expected contributions, a reduction
• as not to fall so low again. 4.7% of expected contributions, a 4.7% of expected contributions, a reduction
• </c><05:20:56.798><c> We</c> reduction of over 14.9% in 2 years.
• We reduction of over 14.9% in 2 years.
• elimination of critical prescription drug coverage, the imposition of restricted deductible caps, the reduction

Keywords: 928, house, all

Summary: The committee first heard Senate Bill 47, sponsored by Senator Regina Birdsell at the request of the Insurance Department. The bill would clarify that a birth mother’s health insurance is the primary policy for a newborn’s care unless the mother has no coverage or no employer-sponsored coverage. Birdsell and Insurance Commissioner DJ Benton Court said the measure simply codifies the department’s long-standing interpretation of existing law. Representative Miles asked whether the coverage would extend to a grandchild if a young woman on her parents’ plan had a baby, and Birdsell said it would. The hearing on SB 47 was then closed. The committee next heard Senate Bill 121, introduced by Grant Bosi for Senator Kevin Avard. The bill requires insurers to notify the Insurance Department when they stop writing an entire line of business or, in some cases, when they change Medicare Advantage offerings. Benton Court said the bill was prompted by disruption in the Medicare Advantage market, where consumers and the department were confused by carriers exiting, changing plans, or narrowing offerings. He said the department does not regulate Medicare Advantage itself, but does license the carriers, and the notice requirement would help the department advise consumers; he also said noncompliance could affect a carrier’s license and could lead to fines. Members discussed the notice period, and the department and AHIP indicated support for changing it from 120 days to 90 days to align with federal timing. The hearing was closed with plans to work on an amendment in subcommittee. Finally, the committee heard Senate Bill 247, introduced by Representative Brian Cole, which would prohibit network exclusion for pharmacies that refuse to dispense prescriptions when PBM reimbursement is below acquisition cost. Cole said the bill is meant to stop pharmacies from being forced to sell at a loss. Members questioned whether pharmacies voluntarily enter PBM contracts, whether the bill would raise consumer prices, and whether it would mainly affect independent pharmacies. Cole and others said the issue has changed over time because PBMs now control a much larger share of the market, and that the bill would let pharmacies refuse loss-making fills and direct patients to mail order instead. The discussion also noted that the bill excludes Medicare and Medicaid and that the current proposal does not create a middle-ground option for patients to pay a premium at the counter.

Transcript Highlights:

• I do agree that the reduction from three and a half times to three times is not nearly enough, as we
• do agree that um is put into effect I do agree that the<02:20:16.600><c> uh</c><02:20:16.760><c> reduction
• 17.479><c> three</c><02:20:17.680><c> and</c><02:20:17.800><c> 1</c><02:20:17.920><c> half</c> the uh reduction
• from three and 1 half the uh reduction from three and 1 half times<02:20:18.560><c> to</c><02:20:18.800
• because those are the three different things that were talked about, could be alleviated by further reductions

Keywords: 928, house, all

Summary: The hearing focused on HB 563, which would revise the education funding formula for pupils receiving special education services by replacing the current single special education amount with three differentiated categories. Representative Rick Ladd, the prime sponsor, said the bill largely tracks a House-passed version from the prior session with minor figure adjustments, and explained that the proposal uses projected FY26 amounts for three categories based on time in general education versus more intensive placements. He also noted that the bill does not address catastrophic aid directly, but that special education aid, CAT aid, and proration all remain issues for later work sessions. Ladd and supporters argued that weighted categories better reflect actual costs and are more sustainable than treating all IEPs the same. Representative Margaret Drye said the approach was one of the best ideas from the education funding subcommittee and urged the committee to support differentiated aid. Representative Ames asked how the category amounts were derived, and Ladd said Category A follows the FY26 base, Category B is a higher weight, and Category C is a still higher weight for more intensive services, though he acknowledged the exact multipliers were developed earlier and could be revisited. He also said the committee would continue discussing whether the weights are appropriate and how they interact with CAT aid. Testimony from Bonnie Dunham strongly opposed the bill. She argued that funding based on placement rather than actual service need would create incentives to move students into more restrictive settings, could stigmatize children with labels such as "Category C," and would undermine the least restrictive environment requirements under federal special education law. She described her son’s experience in inclusive settings as beneficial and said the bill would have penalized the district for serving him there. In response to questions, she said schools and parents should base funding on the child’s actual needs and costs, not on placement, and urged the committee to recommend the bill inexpedient to legislate.

Transcript Highlights:

• While we're on the topic, I would love to see a reduction in high-stakes testing, too.
• While we're on the topic, I would love to see a reduction in high-stakes testing, too.
• While we're on the topic, I would love to see a reduction in high-stakes testing, too.

Committee: Joint Education

Keywords: 958, all

Transcript Highlights:

• was the chief architect and proponent of the largest tax cut in Alabama history, a $300 million reduction
• Uh, this outlaws any rate increase until 2029, but leaves open the ability of rate reduction.
• Uh, this outlaws any rate increase until 2029, but leaves open the ability of rate reduction.

Keywords: 920, all

Summary: The Alabama Senate convened with prayer, the pledge, and a roll call establishing a quorum. Senators then adopted the prior day’s journal and excused absent members. A lengthy point of personal privilege followed, in which Senator Smith criticized the prior day’s handling of the special order calendar and argued that minority-party senators were denied the chance to speak, while Senator Coleman said Senate Bill 318 had been removed from the calendar and tied that to Child Abuse Prevention Month; she also noted Senate Bill 43, which would provide civil recourse for child sex assault survivors, had not advanced. The presiding officer also recognized guests in the gallery, including staff from the Alabama Department of Child Abuse and Neglect Prevention and members of Delta Sigma Theta Sorority, Inc. The Senate then received multiple committee reports, largely on a unanimous or near-unanimous basis. Finance and Taxation Education reported favorably on House Bills 235, 236, 237, 238, 239, 240, 241, 242, 565, 517, and 98, and Senate Bill 380, with some substitutes or amendments; Finance and Taxation General Fund reported Senate Bill 378 favorably; County and Municipal Government reported House Bills 568, 499, and 433; Education Policy reported House Bills 8 and 380; Banking and Insurance reported House Bill 545; Fiscal Responsibility and Economic Development reported House Bill 586 with two nays; Healthcare reported House Bills 533 and 605; Tourism and Marketing reported House Bills 513 and 626 and Senate Bill 357; and local legislation committees reported several Mobile County and Madison County bills, including Senate Bill 379 relating to Madison County and various House bills, all advancing to the next legislative day. In motions and resolutions, the Senate agreed to allow committee reports to be received at any time during the day. Several resolutions were introduced and referred to the Rules Committee, including Senate Joint Resolution 100 honoring Presley Skelton, SJR 101 commending Auburn University’s School of Architecture, Planning and Landscape Architecture, SJR 102 establishing the Alabama Forest Products Retention and Pulp and Paper Mill Stability Study Commission, SJR 103 mourning Norman Wendell Arnold, and SJR 104 designating Alabama as the river state. The chamber also suspended the rules to take up Senate Joint Resolution 105, commending Lieutenant Governor Will Ainsworth for his service; the resolution included a lengthy recitation of his background and accomplishments and was read for immediate consideration with all senators added as sponsors.

Transcript Highlights:

• 13.279><c> and</c> services and primary care supports and services and primary care supports and reductions
• 14.399><c> low</c><00:30:14.720><c> value</c><00:30:15.120><c> primary</c><00:30:15.600><c> care</c> reductions
• in low value primary care reductions in low value primary care services.<00:30:17.360><c> Uh</c><00:

Keywords: 910, house, all

Summary: The joint hearing opened with House Bill 1969, which would provide state funding for colorectal cancer screenings for uninsured and underinsured residents. The Department of Human Services said it supports the goal of early screening but would need new administrative capacity, including a program manager and claim pre-screening, to run the program. The Department of Health supported the measure and cited low screening rates in Hawaii, noting an educational campaign to encourage screening. The Insurance Division raised concerns about reliance on federal FAQs, warning that guidance can change and may create state cost exposure. Supporters including the American Cancer Society Cancer Action Network and the Hawaii Medical Association argued the bill would close a preventive-care gap, reduce late-stage diagnoses, and save long-term costs; the committee also discussed implementation costs, estimated by DHS at roughly $1.4 million to $2 million annually plus administrative expenses, and a 6-month to 1-year timeline to establish the program. The committee then took up House Bill 1965, which would require health carriers to spend at least 6% of total medical expenditures on primary care providers. The Insurance Division said several provisions raise technical and legal concerns, including the premium freeze, the medical loss ratio language, the lack of an existing external review process for downcoding claims, and a new mandate for medically necessary inter-island transportation that could trigger an ACA defrayal. The Department of Human Services supported the intent but suggested broader language to include primary care supports and services, and noted that QUEST integration plans already invested at least 9% of total medical expenditures in primary care in 2024, with additional spending on supports and low-value care reductions. State health planning officials strongly supported the bill as an investment in primary care, saying it could improve outcomes and lower long-term costs, though they acknowledged a possible temporary premium increase during the transition. Testimony in support emphasized Hawaii’s physician shortage, especially on Maui, the Big Island, and other neighbor islands, and warned that clinics are under financial strain and may close without higher primary care reimbursement. The Hawaii Healthcare Task Force, AARP Hawaii, and other supporters said the bill would help retain providers, improve access for Medicare and Medicaid patients, and prevent downstream costs from emergency room use and avoidable hospitalizations. No votes or final committee action were taken in the portion of the hearing provided.

Transcript Highlights:

• Um, to Eastern Kentucky, you talked about that the projection is a reduction in need for power in the
• So, is that anticipation due to a reduction in population, or are we just saying we're going to give
• to Eastern Kentucky, so we're not going to have any need for power and so there's going to be a reduction

Keywords: Meeting Start 00:00:00 Attendance Roll Call 00:01:12 Approval of Minutes 00:02:25 Co-Chair & Member Comments 00:02:48 Discussion of 2025 SB 137 00:06:58 Outdoor Adventure Tourism Opportunities 00:41:56 Public Service Commission Update 01:21:37, 958, all

Summary: The committee meeting began with prayer, the Pledge of Allegiance, roll call, and approval of the prior minutes. Members also observed a moment of reflection for Charlie Kirk and offered condolences to Representative Bobby McCool on the death of his mother. Representative Fugate then made announcements about the ongoing ATV/UTV trail system, including an October 21 opening in Letcher County and an October 2 groundbreaking in Knott County, and staff was asked to circulate the dates to members. The main agenda item was Senate Bill 137, presented by Senator Cassie Chambers Armstrong with testimony from George Ecklan of the Coalition of the Homeless and Wesley Bryant, a flood survivor and Eastern Kentucky resident. The bill would prohibit utility disconnections for non-payment during dangerous weather and emergencies, including extreme cold, excessive heat, and declared natural disasters. Supporters said the measure is narrow, does not forgive past-due balances or change reconnection policies, and is intended to protect vulnerable residents, reduce risks to first responders, and create a minimum statewide standard amid a patchwork of utility policies. They cited weather thresholds and historical examples of extreme weather and disaster declarations in Kentucky. Testimony emphasized the human impact of shutoffs, especially for low-income households, older adults, and families facing illness or disaster recovery. Bryant described experiences with people shivering without heat or struggling to keep children cool when power was cut off, calling electricity a lifeline rather than a luxury. Representative Gu raised concerns that utility bills have become unaffordable due to broader policy and rate issues, argued that some customers may not pay if shutoffs are prohibited, and questioned whether the bill was needed. Senator Chambers Armstrong responded that the proposal is limited to non-payment shutoffs during short periods of dangerous conditions and is meant to keep people safe during emergencies. No vote or final action on the bill was taken in the portion of the meeting provided.

Transcript Highlights:

• So I ask, and there has actually also determined that there was no reduction in suicidal ideation attributed
• We maintain the Senate position to make sure that Medicaid didn't get a 3% reduction in payouts to providers
• We maintain the Senate position to make sure that Medicaid didn't get a 3% reduction in payouts to providers

Keywords: 1191, senate, all

Transcript Highlights:

• I am deeply troubled by the significant reduction in funding for these essential interventions our teachers
• Section C calls for a reduction in funding to the local school district. write it in some way to the
• consistent and well-trained adult. during the school day outpaces gains from technology support, size reduction

Bills: HB6 , HB27 , HB 123 , HB210 , HB213 , HB222 , HB610 , HB 1085 , HB1481 , HB6 , HB27 , HB123 , HB210 , HB213 , HB222

Committee: House Public Education

Keywords: mental health, telehealth, public schools, discipline management, behavioral interventions, financial literacy, high school education, curriculum requirements, economics, personal finance, HB 123, kindergarten readiness, early literacy, early numeracy, reading screening, math screening, foundational literacy, foundational numeracy, dyslexia screening, reading intervention

Transcript Highlights:

• A full continuum of care, one that includes prevention, treatment, harm reduction, drug user legal services
• INVEST IN PROVEN STRATEGIES THAT CAN PREVENT SUBSTANCE USE DISOTHERS BEFORE THEY START, REDUCE HARM REDUCTION

Keywords: 993, senate, all

Summary: The Senate convened, approved the journal, and then moved through a large number of motions to discharge bills from committees and substitute identical Senate bills for third reading. The chamber also received and accepted a Finance Committee report on nominations for Kathleen Mosier as Commissioner of Parks, Recreation and Historic Preservation, Terrence O’Leary as Commissioner of Homeland Security and Emergency Services, and John Kagia as Executive Director of the Office of Cannabis Management. All three nominees were confirmed, with Mosier and O’Leary confirmed unanimously and Kagia confirmed 57-1, with Senator Walczyk voting no. The Senate adopted previously approved resolutions recognizing June 2026 as LGBTQIA+ Pride Month and mourning the death of Susan Irene Wright of Harlem. Senators Brisport and Bottcher spoke at length in support of Pride Month, emphasizing LGBTQ+ history, resilience, and ongoing threats to the trans community. On the Susan Wright resolution, Senators Cleare, Bailey, and Bottcher praised her community leadership, philanthropy, and family legacy, and Assembly Member Jordan Wright was recognized in the chamber. The body then considered and passed many bills on the calendar, including measures on insurance, environmental conservation, public health, education, business law, labor, social services, highway law, and local tax exemptions. Several bills drew brief explanations of vote, including a measure to end higher insurance premiums for widows, a bill to prohibit correctional facilities from denying visitation because of menstrual products or IUDs, and a Medicaid-related bill to expand access to blood pressure monitors for pregnant people. Most bills passed with broad support, though some had notable opposition from a small group of senators. Late in the session, the Senate took up a proposed constitutional amendment on redistricting. Senator Stewart-Cousins sponsored the measure, and Senator Walczyk questioned it extensively, arguing voters had previously approved an independent redistricting process and objecting to changes that would remove the Legislature’s two-thirds map-approval requirement and alter the commission’s role. The sponsor said the changes were needed in response to aggressive partisan redistricting in other states and would still require voter ratification in future sessions. The transcript ends during that debate, with no final vote on the amendment shown.

Transcript Highlights:

• costs for someone who is plugging an electric vehicle at home, but it will result in significant reductions
• the settlement provides a public benefit, meaning that it either requires a Prop 65 warning or a reduction

Summary: The committee heard several bills, with most of the discussion focused on public safety, consumer protection, and youth harms. AB 1557 by Assemblymember Papin would clarify e-bike motor power limits and set lower speed-related standards for Class 1 and 2 e-bikes. Supporters, including the California Police Chiefs Association, cities, the California Medical Association, and the American Academy of Pediatrics, argued the bill would reduce severe injuries and deaths among young riders. Opponents from People for Bikes warned it could conflict with federal law, create legal uncertainty, and disrupt the bicycle market. The author and committee members acknowledged industry concerns and urged continued work on the bill. AB 1770 by Assemblymember Garcia would place large health care service plan arbitration under California Department of Justice oversight and require compliance with the California Arbitration Act. Supporters described cases where patients were forced into private arbitration with little transparency or accountability, arguing the bill would make the process fairer and more neutral. Kaiser Permanente and the Civil Justice Association of California said they were still reviewing amendments and had not settled on a final position. Committee members expressed sympathy for the personal stories shared and encouraged continued negotiations. The committee also heard AB 2075, which would require fire suppression equipment to be kept closer at hand during brush work, and AB 1864, which would require screening of gene synthesis orders to prevent misuse for bioterrorism. AB 2075 was presented as a response to a Ventura County wildfire, with support from the Ventura County District Attorney’s office and no opposition heard. AB 1864 was backed by the author, Stanford biosecurity expert Dr. Milana Trout, and Encode AI, while Biocom opposed unless amended and California Life Sciences remained neutral. Members discussed implementation details and the role of the Department of Public Health. A major portion of the hearing was devoted to AB 1709, which would set a minimum age of 16 for social media accounts on platforms with harmful features and create an e-safety advisory commission. Supporters, including youth advocates, parents, medical groups, and Common Sense Media, said addictive design features are harming children’s mental health and safety. Opponents, including EFF, the ACLU, TechNet, and other civil liberties and industry groups, argued the bill is overbroad, raises First Amendment and privacy concerns, and could limit access to important online communities. Despite those objections, the bill was moved forward after committee discussion, with members emphasizing the need to protect children while continuing to work on carveouts and implementation details.

Transcript Highlights:

• costs for someone who is plugging an electric vehicle at home, but it will result in significant reductions
• the settlement provides a public benefit, meaning that it either requires a Prop 65 warning or a reduction

Committee: House Judiciary

Keywords: 988, house, all