Video & Transcript Research : 'judicial foreclosure'

Page 36 of 211
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 2/19/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • thousands of meals around the state and have increasingly moved into the issue of rental assistance and foreclosure
  • issue of rental moved into the issue of rental assistance<00:42:36.800> and<00:42:37.040> foreclosure
  • <00:42:37.760> prevention, assistance and foreclosure prevention, assistance and foreclosure
Keywords: 1183, house
KY
Transcript Highlights:
  • And that was a good chunk of Senate Bill 129, along with other opportunities to have foreclosures and
  • have along with other opportunities to u have along with other opportunities to u have foreclosures
  • 00.080> things<01:19:00.239> like<01:19:00.320> that<01:19:00.560> to foreclosures
  • and things like that to foreclosures and things like that to take<01:19:01.040> to<01:19:01.280
Summary: The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households. Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable. Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.
MN
Transcript Highlights:
  • where I think the application of this tax would be particularly unfair: for example, evictions, foreclosures
  • particularly unfair for<01:04:02.000> example<01:04:02.440> evictions<01:04:02.920> foreclosures
  • <01:04:03.559> and for example evictions foreclosures and for example evictions foreclosures
Keywords: 919, house, all
Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.
MN

Minnesota 2025 1st Special Session

House Higher Education Finance and Policy Committee 3/13/25

Higher Education Finance and Policy

Transcript Highlights:
  • We offer budget and debt counseling, student loan debt counseling, credit report reviews, foreclosure
  • debt counseling credit<00:03:47.159> report<00:03:47.480> reviews<00:03:48.439> foreclosure
  • credit report reviews foreclosure credit report reviews foreclosure prevention<00:03:50.120>
Keywords: 1183, house
TX

Texas 89th Regular

Intergovernmental Affairs Mar 18th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • serious as many of these deals may not be able to fall into this new compliance and face defaults or foreclosures
  • continuing... ...to encroach on the representative forms of government: the legislative branch, the judicial
  • They make determinations, but I think all of those things are subject to judicial review if, and to the
  • A judicial order came down that said this is not a problem, and you need to. go ahead and do the thing
NH
Transcript Highlights:
  • Went into disrepair, foreclosure, terrible state. Mr. and Mrs.
  • Went into disrepair, foreclosure, terrible state. Mr. and Mrs.
  • Went into disrepair,<00:08:42.159> foreclosure,<00:08:43.039> terrible<00:08:43.519>
  • disrepair, foreclosure, terrible state. disrepair, foreclosure, terrible state.
Keywords: 928, house, all
Summary: The committee heard testimony on SB 27FN, which would change how improvements to dwellings over water are handled and align those projects more closely with the state building code. The bill was presented by Trisha Milo on behalf of Senator Lang, and attorney John Cronin explained that it arose from a specific New Hampshire Supreme Court case involving the Newcombs’ lakeside property, but that it could affect a small number of older waterfront homes statewide. He said the intent was to give the Department of Environmental Services (DES) limited waiver authority for improvements that do not harm water quality, plant life, or fish, while still requiring DES review and local permits. Committee members asked several questions about the scope of the bill, including whether it was tied to one case, how many properties might be affected, what counts as “living space,” and whether the language could allow larger decks or other expansions. Cronin said the bill was meant to be narrow, focused on access and egress and not on creating new living space, and that DES would still be able to deny unreasonable requests. He also described the Newcombs’ project as a rehabilitation of an older structure that had been approved locally and later challenged by DES, leading to the current dispute. Darlene Forst, the Wetlands Bureau administrator at DES, testified in opposition. She said the department was surprised the bill was being heard because it believed the Senate had sent it to interim study, and she argued the language was unclear and could have broader statewide effects than intended. Forst also said the underlying case was still active and should not be effectively re-litigated through this bill. No vote or final committee action was taken during the portion of the hearing provided.
TX
Transcript Highlights:
  • appraisal system... ...whether it’s an appraisal system that is vendor-based umpire selection or judicial
  • and who’s bearing the costs and whether or not they get the same fairness that would occur with a judicial
  • policyholder to choose whether or not it's a vendor-based appraiser or a kind of an independent judicial
  • We think that it's really important to be judicious when you look at single-year returns and smooth those
  • Loss mitigation programs are certainly working and have delayed many foreclosures, but what we're seeing
Keywords: 1185, senate, all
LA

Louisiana 2026 Regular Session

Senate May 27th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Services, Department of Conservation, Environmental Quality, Group Benefits, Department of Insurance, Judicial
Summary: The Senate convened with a quorum, heard a guest prayer by Pastor Lee Shipp, and conducted routine opening business including journal adoption, receipt of confirmation appointments, and House messages naming conferees on several Senate bill disagreements. The chamber also adopted or recognized several personal privilege resolutions and commendations, including honors for Grady Hazel, the Acadiana Veterans Hockey of Louisiana national championship team, Grambling State University’s 125th anniversary and related athletics/band centennials, the 2026 Governor’s Fellows, and a brief address by special guest Ms. Benson. Members then acted on a series of resolutions and concurrent resolutions. The Senate adopted measures creating or requesting study task forces on child permanency, medical malpractice review panels, driving school fees, the Minimum Foundation Program, and earthquake activity in north Louisiana, and it concurred in House resolutions on illegal dumping, gaming board review, behavioral health crisis center reimbursement, Medicaid incentive payment reporting, and a physician review panel study. Several condolence and commendation resolutions also passed, including those honoring Lewis Thomas Nelson and Josephine Ruth Kennedy, and the Senate adopted a resolution urging local governments to consider generator requirements for unlicensed senior and disability residential facilities. The chamber also took up House Bill 723, a motorcycle traffic-signal bill allowing certain two- and three-wheeled vehicles to proceed through malfunctioning vehicle-actuated signals under specified circumstances; after debate about safety and enforcement, it passed 33-3. The Senate then considered numerous House amendments to Senate bills, concurring in most, including bills on fluoridation/local opt-out, public assistance, nutrition, human trafficking training, bulletproof vests, adult residential care generators, cell-cultured food products, public benefits eligibility, attorney-fee limits in disciplinary proceedings, critical infrastructure protections, debit card surcharges, bank stock certificates, child welfare proceedings, digital student IDs, watershed restoration funding, innovation hubs, sports agent registration, and manufactured housing regulation. It rejected House amendments to SB 283 and SB 408 for further negotiation. The session ended with announcements for committee meetings and a recess until 2 p.m.
HI

Hawaii 2026 Regular Session

Room 224 Conference PM - 04-29-2026

Hawaii Senate Floor Meeting

Summary: The committee first took up SB 148 on combat sports, but members said they had agreement only in principle and were waiting on a conference draft and money committee release, so the bill was rolled to the next day. HB 1810 on charitable solicitation was then described as regulating professional solicitors who sell donated non-perishable tangible property, including prompt payment, financial reporting, disclosure, and contract requirements; the committee adopted the conference draft and passed it unanimously. SB 2607 on landscape architects was also passed with a conference draft after members agreed to align licensure qualifications with the uniform standard used by the Council of Landscape Architectural Registration Boards. Later, HB 1642 on consumer protection and crypto kiosks was passed with amendments to ban the purchase of cryptocurrency through crypto kiosks, and SB 2396 on property was deferred because members said they were aligned on the policy but still needed to sort out enforcement, with the issue to be left to a task force. SB 2961 on insurance was deferred to the next day pending release, and SB 2471 on the powers of artificial persons was rolled to the next day while the House and Senate sought legal clarification to make the bill more defensible; members said they agreed on the goal of addressing dark money but wanted to avoid harming Hawaii or local companies. The committee then passed SB 3001 on artificial intelligence with amendments. The conference draft renamed the regulated systems as “AI companions,” narrowed and clarified the definition, required reasonable measures to prevent outputs encouraging serious bodily injury, increased disclosure frequency for minors, added a feature restriction to discourage disengagement, removed provisions the Senate viewed as too broad or insufficiently articulated, shifted annual reporting to the Department of Health’s Behavioral Health Administration, and removed civil penalties. Members also said the romantic-relationship language had been removed for now but could be revisited later. SB 2433 on condominiums was discussed but rolled to the next day because the House and Senate were still considering changes related to DCCA authority and condo-owner disputes, and HB 1897 on condominium alternative dispute resolution was deferred for the session because the Senate was not ready and time was running out. In the final portion, HB 1753 on social media data retention was passed with amendments setting limits on how long companies may retain user data, with exceptions such as domestic violence evidence. SB 1166 on insurance was rolled to the next day after discussion of historic weather damage and the need to avoid affecting ongoing litigation against oil companies; members noted they had received an AG opinion that the bill would not jeopardize that litigation. SB 2964 on property insurance was passed with a conference draft requiring insurers to periodically ask homeowners about significant improvements so coverage can be reassessed, and SB 3255 on currency was passed with a conference draft authorizing penny rounding to the nearest five cents, though one senator voted no because he preferred the Senate version that had included a separate cash-acceptance issue. The committee also discussed SB 2852 on website accessibility for people with disabilities as the next item, but the transcript cuts off before any action on that measure.
OK

Oklahoma 2026 Regular Session

Rules 2ND REVISED Mar 4th, 2026 at 09:30 am

Rules

Transcript Highlights:
  • Members, HJR 1024 modifies the judicial nominating committee to remove the restrictions on the members
  • Finally, the measure, if approved, applies to any position on the judicial nominating committee that
  • So, how does this impact the perception of impartiality in judicial nominations?
  • The commission is meant to be a check on politics and judicial appointments, yet this amendment makes
  • explain and So, because we're starting to change the way regular Oklahomans have a voice on our judicial
TX
Transcript Highlights:
  • to the operation and administration of the practices and procedures related to proceedings in the judicial
  • This bill strengthens our judicial system across the state and encompasses new courts, changes to judicial
  • It fixes alleged counts, citation errors, and adds the 501st Judicial Court in Fort Bend County, giving
  • operation and... administration of and practices and procedures related to proceedings into the judicial
  • to the operation, administration of, and practices and procedures related to proceedings in the judicial
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • But, you know, it sounds like some of the remedies could include collections and foreclosure as well.
  • Foreclosure, so the business is going to be completely out of business.