Video & Transcript : 'unfair trade practice' :

Page 35 of 500
CA

California 2025-2026 Regular Session

Assembly Privacy and Consumer Protection Committee Mar 3rd, 2026

Privacy and Consumer Protection

Transcript Highlights:
  • , laws like the Information Practices Act of 1977 and many other privacy laws, and dozens of cases that
  • Surveillance capitalism is fueling unfair practices in the marketplace and the workplace.
  • And then, of course, the Federal Trade Commission, and here in California, we get complaints.
  • and deceptive, manipulative practices.
  • Consumers against unfair and deceptive, manipulative practices.
Keywords: 988, house, all
TX
Transcript Highlights:
  • So if you had a company that had a million shares... and it was trading at $50 a share, your capital,
  • She has a customer that wants. to purchase that stock, and so the trade is executed.
  • So the exchange is actually making 50 cents on the trade not $3. And that's what this is about.
  • If you'd like to yes including prohibiting unfair or deceptive trade practices requiring sales persons
  • We're the trade association for the 72 municipally owned electric utilities.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • Through this legislation, we would create safe and responsible happy hour practices.
  • The labeling for some of these products oftentimes includes the retailer's trade name, but certainly
  • laws and rules and may be prohibited from engaging in preferential practices.
  • So that would be the trade dress, name, not being an attorney.
  • House 407, an act regulating the practice of veterinary technicians, that's redrafted.
Keywords: 995, all
Summary: The Joint Committee on Consumer Protection and Professional Licensure held a hearing on alcohol licensing, sales, and consumption issues affecting bars, restaurants, package stores, and local communities. The chair outlined hybrid hearing procedures, including three-minute testimony limits and instructions for written testimony. The committee heard a local bill for Milford, H. 4169, authorizing an additional off-premises all-alcohol license for Charlie’s Mini Mart, with the understanding that the existing wine and malt license would be surrendered if the new license is granted. A major topic was the long-running debate over happy hour. The Massachusetts Restaurant Association opposed bills such as S. 217, H. 349, and H. 443, arguing that discounted alcohol would intensify competition, create pressure on restaurants to participate, and potentially raise liquor liability and insurance costs. In contrast, Senator Julian Cyr testified in support of repealing the happy hour ban through a local-option framework, saying the bill includes safeguards such as no discounts after 10 p.m., fixed pricing during promotions, and advance posting requirements, and that it could help downtowns and seasonal businesses without creating a public health risk. The Massachusetts Package Stores Association testified on a broad package of bills, opposing measures to reinstate happy hour, allow supplier control over retail shelf space (H. 350), impose a transfer fee on licenses (H. 351), authorize alcohol coupons or discounts (H. 381 and S. 219), and permit Thanksgiving alcohol sales (H. 428). It supported bills requiring beverage alcohol training for off-premise licensees (H. 344), restricting self-checkout for alcohol (H. 366), changing Section 15 grocery-store license rules (S. 213), and several other regulatory changes. The Distilled Spirits Council supported H. 350 on private label spirits, while acknowledging concerns about disclosure and preferential treatment; package store witnesses defended private labels as lawful products they create with manufacturers, and the council argued the bill should address consumer confusion and unfair competitive advantages. The hearing concluded with Chair Chan announcing committee poll results on other bills, including a number of favorable reports and study orders, and the committee then voted to close the hearing.
CA
Transcript Highlights:
  • , laws like the Information Practices Act of 1977 and many other privacy laws, and dozens of cases that
  • You can really take action now to see the opportunities and to really make those rights real in practice
  • Surveillance capitalism is fueling unfair practices in the marketplace and the workplace.
  • And then, of course, the Federal Trade Commission and here in California, we get complaints.
  • , deceptive, and manipulative practices.
Summary: The Assembly Privacy and Consumer Protection Committee held an informational hearing on California privacy in the age of mass surveillance, with members framing the issue as urgent in light of AI, data brokers, workplace monitoring, and government access to commercially collected data. Opening remarks emphasized California’s long-standing privacy tradition and concern for impacts on Latino, immigrant, LGBTQ+, and other vulnerable communities. The committee heard from experts from UC Law San Francisco, UC Berkeley, UC Irvine, UC Davis, and a worker-organizer from Amazon, followed by a journalist from 404 Media. Nicole Ozer reviewed the history of California’s constitutional right to privacy, tracing it to the 1972 ballot measure and arguing that lawmakers should use that right more fully to operationalize stronger protections against surveillance. Deirdre Mulligan described how surveillance capitalism has expanded through physical-world instrumentation, biometrics, connected devices, and AI, and argued that notice-and-consent models are inadequate because people cannot meaningfully understand or control how data is collected, inferred, shared, and used. Ari Waldman focused on disparate harms to marginalized communities, including queer people, survivors of domestic violence, and people seeking reproductive care, and called for stronger regulation, limits on data collection and sharing, and greater accountability for companies and government access to data. Josh Black testified about Amazon’s workplace surveillance, including handheld devices, time-off-task monitoring, hidden cameras, and driver-facing AI cameras, saying the system pressures workers to skip breaks, rush safety training, and discourages organizing. He said the surveillance is used to increase productivity and suppress union activity. Committee members asked about data retention, injury reporting, cash as a privacy-protective payment option, and whether workers truly consent to surveillance as a condition of employment. Jason Kebler described how police departments adopt commercial surveillance tools through pilot programs and vendor relationships, often without public debate, citing license plate readers and networked camera systems that can spread data across jurisdictions. No votes were taken; the hearing was informational and ended with discussion of the need for clearer definitions, stronger enforcement, and continued legislative action.
LA

Louisiana 2026 Regular Session

Insurance Apr 29th, 2026

Insurance

Transcript Highlights:
  • But when they personally perform a health care service within the CRNA's lawful scope of practice, the
  • In short, this is a reimbursement fairness and network access bill for CRNAs practicing within the scope
  • trade practices and consumer protection law, to provide reporting when a prescription drug price increases
  • trade practices and consumer protection law, to provide reporting when a prescription drug price increases
  • It is considered to be trade secret and confidential and proprietary information that is not subject
Committee: House Insurance
Keywords: 965, house, all
CA

California 2025-2026 Regular Session

Joint Legislative Committee on Climate Change Policies Feb 23rd, 2026

Joint Legislative Committee on Climate Change Policies

Transcript Highlights:
  • We've seen the letters from the building trades.
  • You're not subject to the cap-and-trade program.
  • emissions intensive trade exposed sectors here. Right.
  • CARB's proposed update to cap and trade is too weak.
  • Mike Monaghan, on behalf of State Building Trades.
Summary: The Joint Legislative Committee on Climate Change Policy heard an overview from CARB on proposed amendments to California’s Cap-and-Invest program, which was reauthorized through 2045 by AB 1207 and SB 840. CARB said the draft rules are intended to preserve affordability, market certainty, and progress toward the state’s 2030 and 2045 climate targets. The agency described the program’s main features, including the declining emissions cap, utility and industrial allowance allocations, offset changes, the allowance price containment reserve, and new reporting and oversight requirements. CARB also said the rulemaking is on a public comment timeline, with board consideration planned for late May and an effective date targeted for September 1, 2026. Committee members focused heavily on electricity affordability, the planned shift of free allowances from natural gas utilities to electric utilities, and whether the proposal would raise rates for investor-owned and publicly owned utilities. CARB said the proposal is meant to protect ratepayers from compliance costs and that the utility allocation is based on updated data showing utilities are greener than before, but members and utility representatives argued the transition should happen faster and that the current draft could reduce expected revenues and disrupt long-term planning. Members also pressed CARB on carbon capture and sequestration, asking that the regulations clearly recognize it as a compliance pathway, and on whether the SB 905 rulemaking for carbon capture should move forward on schedule. A second major topic was industrial allocations, especially for refiners and other sectors at risk of leakage. CARB said it is keeping all industries at high leakage risk through 2030, maintaining the current cap-adjustment approach, and leaving room for additional comments and data on whether refiners need more allowances to avoid economic leakage and preserve in-state refining. Members also questioned how imported gasoline is treated, and CARB explained that transportation fuel is regulated at the rack and through the low-carbon fuel standard, while cap-and-invest covers in-state tailpipe and smokestack emissions rather than full life-cycle emissions. CARB said it is open to using additional data, including SB 253 reporting, to improve fuel carbon-intensity estimates. The panel of outside experts largely agreed that the program must balance affordability, ambition, and leakage concerns, but they differed on how much allowance value should go to utilities, industry, and the Greenhouse Gas Reduction Fund. The Legislative Analyst’s Office emphasized that the Legislature should scrutinize CARB’s allocation choices now because they will be hard to change later. An IEMAC representative said the proposal appears to shift more allowance value to industry and utilities, which could reduce GGRF revenues, while EDF argued the cap could be tightened further in the near term without triggering price containment. SCAPA, representing publicly owned utilities, warned that the proposal would reduce utility allowances and could raise costs for ratepayers and undermine early decarbonization investments. No votes were taken at the hearing.
AZ

Arizona 2026 Regular Session

03/19/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • They've been students; they're all seniors, and they've either going to go off to some trade schools,
  • They've been students; they're all seniors, and they've either going to go off to some trade schools,
  • It's unfair for us to carry that burden.
  • It's unfair for us to carry that burden.
  • I believe it's a practical solution that Arizona can implement now, and I urge your support.
Keywords: 1182, all
FL
Transcript Highlights:
  • And I think that a big we have a situation, quite frankly, we're becomes unfair for an individual who
  • I might give you an example on on hiring practices, but that's not my my only concern.
  • I should have the right is a business owner to decide what practices I intend to implement in my own
  • And this was normal practice where women included no were promotions.
  • It's unfair. It's not smart. It's not using our best resources.
Keywords: 999, senate, all
MA
Transcript Highlights:
  • If some CCRC commits something that is a pattern and practice of engaging in unfair and deceptive practices
  • John, the two bullet points there: one, deceptive or unfair business practices; and the second one, resident
  • It tends to be a pattern or practice. That doesn't mean we don't have the authority.
  • in the Commonwealth that's unfair, deceptive.
  • So Charge 5 was on advertising practices.
Keywords: 995, all
Summary: The commission met to review its draft final report on continuing care retirement communities (CCRCs), with most of the discussion focused on whether recommendations required unanimous consensus and how to handle disagreements in the report. Members agreed that consensus meant no stated opposition, and several participants argued that unresolved issues should still be described in the report rather than omitted. The chairs said the report would include agreed-upon recommendations, note areas without consensus, and preserve written comments or dissent letters submitted by members. The draft report’s findings and slides were reviewed charge by charge, including CCRC definitions, financial condition, entrance fee refunds, regulatory oversight, advertising practices, and closure/change-of-ownership procedures. Members suggested several factual and wording edits, including clarifying financial data sources, correcting a presenter’s name, refining language about entrance fee use and refund timing, and revising statements about Attorney General authority and CCRC advertising. There was also discussion about the need to distinguish nonprofit and for-profit CCRCs and to better explain how different care levels and licensing structures are described. On recommendations, the commission kept the proposal to advance the disclosure bill (S. 478) and update the consumer guide, but removed a recommendation for annual open board meetings after objections that it was inadequate. The group spent considerable time debating whether to recommend resident representation on CCRC boards, timely refund requirements for entrance fees, and possible state registration or definition changes for CCRCs, but no consensus was reached on those items. The chairs said the final report would be completed by the statutory August 1 deadline, with final written comments due before then and the report and meeting materials posted on the legislature website.
TX

Texas 89th Regular

Insurance Apr 9th, 2025

Insurance

Transcript Highlights:
  • Oncology care is a very evidence-based practice.
  • We don't think it's the practice of medicine to us.
  • I don't think that's, as a practical matter, really an issue, though.
  • It's, as a practical matter, going to have an impact here.
  • I see it all the time and feel it's unfair, so I appreciate you bringing it. Thank you.
Committee: House Insurance
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/19/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • </c> to um get together with uh uh a trade to um get together with uh uh a trade with<00:43:57.920><c
  • </c> that you know that that trade that you know that that trade relationship<00:44:08.880><c> has</c
  • </c><00:44:21.400><c> trade</c> um these are friendly trade trade um these are friendly trade trade partners
  • </c> pull um to um get uh you know trade pull um to um get uh you know trade Partners<00:45:15.440><c
  • It’s unfair, and it’s unjust.
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Joint Legislative Committee on Climate Change Policies Feb 23rd, 2026

Joint Legislative Committee on Climate Change Policies

Transcript Highlights:
  • We've seen the letters from the building trades.
  • You're not subject to the cap-and-trade program.
  • And so this is a really... ...lock in some important features and trade-offs.
  • As we've heard today, decisions around cap and trade are incredibly consequential.
  • Mike Monaghan on behalf of State Building Trades.
Summary: The committee heard an overview and discussion of CARB’s proposed amendments to California’s Cap-and-Invest program, implemented under AB 1207 and SB 840. Chairs and members emphasized the program’s role in meeting climate targets while balancing affordability, and CARB described the proposal as intended to preserve market certainty, strengthen cost containment, address utility affordability, and support the state’s 2045 carbon-neutrality goal. CARB also noted the public comment period, the planned board hearing, and the goal of an effective date of September 1, 2026. Members questioned CARB on several implementation issues, including whether the rulemaking would be completed on time, the treatment of carbon capture and sequestration, the timing of the transfer of allowances from natural gas utilities to electric utilities, and the impact on ratepayers. CARB said it was on track to meet the May deadline, that CCUS/CDR could be further refined in the proposal and would also be addressed in a separate SB 905 rulemaking later in the year, and that it was seeking to protect ratepayers while inviting more utility data during the comment period. The committee also discussed refining-sector leakage risk, gasoline imports, and how imported fuel is accounted for under cap-and-invest versus the low-carbon fuel standard. A second panel of outside experts and stakeholders then testified. The Legislative Analyst’s Office and IEMAC representatives explained the major statutory changes, including putting offsets under the cap, shifting allowances from natural gas to electric utilities over time, and changing how allowance value is divided among utilities, industry, and the Greenhouse Gas Reduction Fund. They stressed that CARB has significant discretion in setting the allowance “pie,” and that more free allocations to utilities or industry reduce GGRF revenues. EDF’s representative argued the proposal should be adopted this spring, said the utility transition should happen faster, and urged a tighter near-term emissions cap. SCAPA, representing publicly owned utilities, opposed the proposed utility allocation changes, saying they would reduce expected allowances, undermine long-term planning, and could force higher rates or reduced decarbonization investments.
LA

Louisiana 2026 Regular Session

Health and Welfare Mar 18th, 2026

Health and Welfare

Transcript Highlights:
  • practice in a manner that benefits all parties.
  • I'm the practice manager for the gastrology group in Monroe.
  • You do not have to be certified to practice.
  • But because of these unfair trade practices, you have less and less by the day, and you're going to continue
  • Trade Practices Act, which may result in a civil penalty of $10,000.
Summary: The committee first adopted the minutes from several prior 2025 meetings, then took up HB 574 by Rep. Spell, which updates the names of two organizations on the Mental Health Advocacy Service Board of Trustees. Rep. Spell explained it as a technical cleanup bill to correct the names of the Louisiana Mental Health Association and the Louisiana State Medical Society so the board’s membership records match current organization names. With no objections, HB 574 was reported favorably. The committee then heard HB 486, also by Rep. Spell, to join the Psychology Interjurisdictional Compact (PsyPact) and allow Louisiana psychologists to provide telepsychology and temporary in-person services across state lines. Rep. Spell and PsyPact representatives said the compact would expand access to mental health care, especially in rural areas, while maintaining standards and disciplinary oversight. The committee adopted amendments on fees and the effective date, and HB 486 was reported favorably with amendments. HB 198 by Rep. Eccles proposed a Medicaid reimbursement methodology for ambulatory surgical centers, using a Medicare-based rate to improve access for Medicaid patients needing specialty procedures. Amendments were adopted to add ophthalmology-related services and to cap reimbursement at the lesser of the outpatient hospital rate or 100% of the Medicaid rate, along with a technical amendment to address the fiscal note. Supporters from GI and ASC groups said the bill would improve access and lower long-term costs, and the bill was reported favorably with amendments. The committee spent the most time on HB 182 by Rep. Travis Johnson, which would require hospitals to ensure access to sexual assault forensic exams and related training. Johnson, law enforcement witnesses, and the Attorney General’s office emphasized the need for timely evidence collection, especially in rural areas, and said the current system leaves victims traveling long distances or losing evidence. Hospital and coroner witnesses supported the goal but opposed the bill as written, arguing it could impose duties on hospitals without enough trained personnel, funding, or a workable statewide training and coordination system; they urged a statewide coordinator, mobile SANE units, and clearer implementation. The bill was not finally disposed of in the portion of the meeting provided, and members discussed continuing to work on amendments and timing before floor consideration.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • So that's creating a huge discrimination practice for the insurance companies.
  • For example, the attorney that owns a law practice in the city of Brockton is a workaholic and works
  • This is unfair, and this is different premiums just because of the neighborhoods where they live.
  • This is unfair. And this bill, S. 820, is a moderate, common-sense reform.
  • It'll help consumers reduce costs and reduce unfair bias.
Keywords: 995, all
Summary: The Joint Committee on Financial Services held a public hearing on a wide range of auto insurance and vehicle-related bills. Testimony focused heavily on autonomous vehicle regulation, auto insurance rating by ZIP code, rental car liability coverage, and surcharge thresholds for minor accidents. Representative Polito supported a bill to regulate autonomous vehicle testing and deployment, arguing for school-zone restrictions, slower speeds, a remote kill switch, and minimum insurance requirements to protect the public. Representative Mendez and Senator Payano testified for legislation to reduce racial and socioeconomic inequities in auto insurance pricing by limiting the weight insurers may place on territorial loss costs, while the Mass Insurance Federation and Consumer Federation of America offered opposing and supporting views, respectively, on the fairness and actuarial impact of geographic rating. The committee also heard support for a bill to remove inspection-sticker violations from license-point calculations, and for a bill to raise the damage threshold for insurance surcharges and minor/major accident classifications. A substantial portion of the hearing addressed House Bill 1301 on rental car liability. Enterprise Mobility, the American Car Rental Association, and a small Massachusetts rental company supported the bill, saying personal auto insurers should be primary when their insureds drive rental cars, that Massachusetts is an outlier compared with most other states, and that the change would reduce costs and simplify claims handling. The Mass Insurance Federation opposed the bill, arguing that current Massachusetts law already clearly makes the vehicle owner’s policy primary and that shifting liability would raise costs for private-passenger policyholders. Committee members asked detailed questions about how rental coverage works, whether premiums or rental rates would change, and how other states handle the issue. The committee also heard testimony on a bill to adjust surcharge rules for at-fault accidents, with sponsors arguing that repair costs and vehicle values have risen sharply and that the current thresholds are outdated. Members discussed how the point system affects drivers, whether the proposal should apply cumulatively or per incident, and how Carfax and out-of-pocket repairs factor into consumer costs. At the end of the hearing, the chair noted written testimony could still be submitted and, during a brief personal privilege, recorded support for two underinsurance bills, H. 1109 and S. 748. The committee then moved and seconded a motion to adjourn, and the hearing ended without any votes on the bills themselves.
LA

Louisiana 2026 Regular Session

Commerce Mar 30th, 2026

Commerce

Transcript Highlights:
  • It keeps alignment with Louisiana's existing 811 framework, prevents unfair liability that drives up
  • Like many legal things, this guidance made legal sense, but maybe not practical sense.
  • But in practice, In practical terms, it put many pension plans and financial institutions in a bind.
  • Violations of the bill would be considered violations of Louisiana's unfair trade practices and consumer
  • Trade Practices and Consumer Protection Law.
Bills: HB220 , HB259 , HB463 , HB536 , HB750 , HB830 , HB950
Committee: House Commerce
NH
Transcript Highlights:
  • But he told a story where he said MV realy began using these unfair service practices by having 40-year
  • </c> unfair service excuse me these unfair unfair service excuse me these unfair practices<01:35:46.080
  • : “Preventing unfair and harmful practices that take advantage of people.
  • I urge you to support Senate Bill 164 that outlaws this unfair practice. Thank you very much.
  • Thank you very this unfair practice. Thank you very much. much. much. Thank<02:04:33.639><c> you.
Keywords: 928, house, all
Summary: The committee held a public hearing on Senate Bill 25, which would allow New Hampshire state-chartered credit unions to choose, by member vote, to compensate their board members. Prime sponsor Senator Dan Innis said the bill is enabling only, does not require compensation, and is intended to align New Hampshire with other states that already permit this. He argued that credit union board service now requires more time and expertise, and that compensation could help attract stronger candidates and improve governance. Representatives from the Cooperative Credit Union Association and St. Mary’s Bank testified in support. They said the change would not create salaries, but could cover modest compensation or reimbursements such as daycare, education, cybersecurity, or accounting training. They emphasized that credit unions remain nonprofit and member-driven, that board members must be credit union members and elected by members, and that any compensation decision would be made by the membership at an annual meeting or through the credit union’s voting process. Witnesses also said the bill would help with recruitment and retention, especially as credit union operations have become more complex and digital, and noted that similar authority exists in 16 other states, including Rhode Island. Committee members asked about the historical reason credit unions were excluded, the amount and structure of compensation, whether there would be a cap, and how voting would work. Witnesses said the bill does not set a statutory maximum, but in practice the amount would be disclosed to members and set through the vote; they also described St. Mary’s Bank’s ballot process and said proxy or ballot procedures depend on each credit union’s bylaws. One witness noted that federally chartered credit unions are subject to different limits. After testimony and questions, the chair closed the public hearing on Senate Bill 25 and then moved on to Senate Bill 26.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/4/26

Commerce Finance and Policy

Transcript Highlights:
  • </c> security practices. security practices.
  • Behind this change are unfair pricing practices that have undermined small businesses and driven up costs
  • </c> Instacart's alleged pricing practices." Instacart's alleged pricing practices."
  • </c> through a trade association. through a trade association.
  • </c> Our industry does not have a trade Our industry does not have a trade association.<00:37:25.600>
Bills: HF3794 , HF3408
TX

Texas 89th Regular

89th Legislative Session Apr 1st, 2025

Texas House Floor Meeting

Transcript Highlights:
  • But simple and much-needed exemptions for high-frequency trading practices and speculative automated
  • stock trading, trading that happens at microsecond speed, often thousands of times per second.
  • For the Committee on Trade, Workforce, and Economic Development.
  • HB 4333 by Hayes, relating to deceptive and unfair property practices in Wisconsin. ...practices relating
  • SB 4394, relating to the Strategic Action of the County Attorneys to prosecute deceptive trade practices
Bills: HJR4 , HJR6 , HB195 , HB 13 , HB143 , HB135
WA

Washington 2025-2026 Regular Session

House Capital Budget Feb 4th, 2026 at 04:00 pm

Capital Budget

Transcript Highlights:
  • Allowing embodied carbon savings to count as a trade-off for energy code savings could lower building
  • And as I said, Washington has some of the best wood and best practices in the country.
  • That is what environmental justice really looks like in practice. To quote Rep.
  • That is what environmental justice really looks like in practice. To quote Rep.
  • Jeff Pack, Washington Citizens Against Unfair Taxes. We are opposed to this bill.
Bills: HB2273 , SB5188 , HB2353 , HB2420 , HB2470
AZ

Arizona 2026 Regular Session

02/09/2026 - Senate Finance

Finance

Transcript Highlights:
  • Now, that outcome is also not only unfair to taxpayers but also to businesses that aren't subsidized.
  • You mean those seven parking spots at the Abney Hotel wasn't a fair trade, right?
  • , is that attorneys want an affidavit completed as part- Or, at least in practice, attorneys want an
  • of the Senate Finance Committee, and the chairperson of the House of Representatives International Trade
  • of the Senate Finance Committee, and the chairperson of the House of Representatives International Trade
Committee: Senate Finance