Video & Transcript Research : 'transaction security'

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AZ

Arizona 2026 Regular Session

02/03/2026 - House Commerce

Commerce

Transcript Highlights:
  • Social Security numbers because that's one of the most important thing on a social security as a Social
  • So there is a transactional fee. There is a transactional fee. Mr.
  • So each transaction is its own individual transaction, but there's no compounding.
  • So each transaction is its own individual transaction, but there's no compounding.
  • I can’t complete that transaction.
Summary: The House Commerce Committee heard and advanced several bills. HB 2181, as amended, would extend the deadline for funeral establishments to submit death certificates from 7 days to a maximum of 14 days and clarify that a provider’s medical certification period excludes weekends and holidays. The sponsor and a mortuary owner testified that the current timeline is often difficult to meet because of weekends, holidays, doctor availability, county delays, and family circumstances. Several members said the bill did not fully address the underlying compliance problems, but the committee adopted the amendment and passed the bill 6-4-1. HB 2682 would create a DES rental assistance program offering up to two months or $5,000 in aid, with a $5 million general fund appropriation for administration. The sponsor and a tenant advocate described the bill as a short-term bridge to prevent eviction and homelessness, while an industry representative said rental assistance is an effective early intervention tool. Some members raised concerns about limiting eligibility to households with children and about program administration, but the bill passed 7-4. HB 2698 would create a rental assistance study committee to evaluate program effectiveness and repeal in 2028; it passed on a 7-4 vote. HB 2476 would revise CPA certification and reciprocity requirements, creating multiple pathways to licensure and updating related rules and fees. Supporters said it would help address a CPA shortage and align Arizona with other states; after clarification from the sponsor and the State Board of Accountancy, the committee passed it unanimously, 11-0. The committee then heard HB 2308, which would bar dental insurers and certain holding companies from owning dental practices; the Arizona Dental Association supported it as a safeguard against vertical integration, while Delta Dental opposed it as overbroad and burdensome. The bill passed 8-0-3. Finally, the committee began hearing HB 2118 on mobile food vendors and local permitting, with the sponsor and food truck operators arguing for streamlined county/state licensing and reduced local duplication, while a vendor representative warned the proposal could affect existing local ordinances and private-property vendors.
HI

Hawaii 2025 Regular Session

EDT-TCA, EDT Public Hearings 04-10-2025

Economic Development and Tourism

Transcript Highlights:
  • Well, keep in mind our transactions.
  • First up, uh security in the Pacific.
  • the head of national security comes from Hawaii.
  • the head of national security comes from Hawaii.
  • Recommendation security in the Pacific.
Keywords: 912, senate, all
Summary: The Senate Committees on Economic Development and Tourism and on Transportation, Culture, and the Arts heard HCR 142, which urges the Hawaii Tourism Authority and Department of Transportation to expand the airport greetings program to display art in all neighbor island airports. Testimony from CARES supported the measure, emphasizing that public art and youth art competitions help educate keiki, strengthen cultural understanding, and support economic development through Hawaii’s creative industries. No one testified in opposition, and members raised no questions. Both committees recommended passage of HCR 142 unamended. The measure was adopted by voice vote in each committee, with some members excused. Later, the Senate Committee on Economic Development and Tourism heard HTR 102, which concerns translating the real estate salesperson exam into Japanese for timeshare-related sales. Supporters, including DBEDT and ARDA Hawaii, argued the change would help Japanese-speaking applicants, improve workforce recruitment, and support Hawaii’s timeshare industry and Japanese visitor market. A representative from APAC Hawaii supported the idea but suggested considering additional languages such as Korean, Chinese, and Filipino. Some senators questioned whether the proposal adequately addressed continuing education and long-term English proficiency, and the Real Estate Commission explained it does not currently issue a limited timeshare salesperson license and that the proposal would not restrict licensees from selling other real estate products. The committee also heard HCR 156, which asks the Hawaii Technology Development Corporation to increase its focus on advanced manufacturing and cybersecurity to support economic diversification, high-wage jobs, innovation, and national security. HTDC and the Hawaii Military Affairs Council supported the resolution, citing the recent federal discontinuation of the local Manufacturing Extension Partnership program, Innovate Hawaii, and the loss of related staff positions as reasons to reinforce state support. Testimony and discussion stressed cybersecurity, supply-chain resilience, automation, and the need to sustain manufacturing momentum in Hawaii. Both HTR 102 and HCR 156 were recommended for passage as is and were adopted by the committee, with some members excused.
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • fee, and that transaction fee can go to the treasurer to actually administer the program.
  • And if you want to do transaction with it, you can.
  • And if you want to do transaction with it, you can.
  • so certain consumers can transact with gold?
  • Some company do these transactions so certain consumers can transact with gold.
Summary: The committee took up several House measures. HCR 66, as amended, asked Louisiana Economic Development and the Governor’s Office of Rural Development to study rural parish assets, infrastructure, workforce, and development opportunities, and it was moved forward without objection. HB 387, a clarification to allow the fire marshal’s office to review architectural and engineering plans equally, also passed favorably without objection. HB 1223, which would have LED promote Louisiana’s clinical trial capacity and adjust internal review board processes, was amended and moved favorably. HB 950, aimed at helping older adults recognize and avoid fraud through materials and resources from the Office of Elderly Affairs, was reported favorably. HB 975, a routine measure to recreate the Public Service Commission, was also reported favorably. HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, was amended and moved favorably. HB 1222, described as a Grocery Initiative Act to let LED identify ways to address food deserts and food insecurity, was introduced near the end of the meeting. The most extensive debate centered on HB 617, a consumer transparency bill requiring mandatory fees to be included in upfront pricing. The author said the bill was intended to curb hidden fees and help consumers compare prices, with examples such as hotel resort fees and automatic restaurant service charges. Supporters argued it would improve transparency, while opponents from grocery, restaurant, hotel, housing, retail, and business groups said the bill was too broad, vague about terms like “total price,” unclear on enforcement and penalties, and could create compliance burdens and litigation risk, especially for small businesses. Housing advocates opposed the bill’s housing carve-out, arguing it could weaken renters’ ability to bring unfair-practice claims. Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard lengthy testimony on HB 797, which would create a Bayou Gold certification for certain transactional gold vendors that meet state-defined standards such as segregation, insurance, and nearby storage. The sponsor said the goal was to give consumers confidence and encourage vendors to keep gold closer to Louisiana, while critics argued the program would amount to a state endorsement of private companies, create misleading consumer impressions, and expose the state to confusion or liability. The bill drew opposition from the Sound Money Defense League and others, but the committee ultimately reported HB 797 favorably, with the understanding it still had to go to Finance. HB 1228, a hearing-aid cleanup bill updating definitions, contracts, testing periods, and licensing rules, was also moved favorably without objection.
WY

Wyoming 2026 Regular Session

Senate Minerals, Business & Economic Development Committee, February 25, 2026

Minerals, Business & Economic Development

Transcript Highlights:
  • Uh, put transaction limits on, you know, daily transactions, maybe for nonboarded customers and then
  • a cash transaction, debit card transaction,<00:17:19.760> all<00:17:19.919> wallet<00:
  • 17:20.400> addresses<00:17:20.799> that transaction, all wallet addresses that transaction
  • That was multiple transactions.
  • <00:32:23.440> But transactions on our cell phones. But transactions on our cell phones.
Bills: HB0075, HB0128
TX

Texas 89th Regular

State Affairs Feb 24th, 2025

State Affairs

Transcript Highlights:
  • And security.
  • For a debit card transaction?
  • And the transaction fee...
  • data, all of our transaction records.
  • was a concern about this transaction?
Summary: The meeting was a crucial session for discussing several important bills including SB992, which aims to establish a clear time frame for the Attorney General's approval on outside legal counsel for state agencies. Senator Nichols presented the bill, emphasizing its necessity for timely responses to ensure efficient legal processing. Another notable discussion centered around SB523, which seeks to allow parole and probation officers to use a business address on their driver's licenses for safety and security purposes. This bill passed favorably out of the committee, with public testimony supporting the need for such provisions due to the risks these officers face.
AL

Alabama 2026 1st Special Session

Alabama Senate Fiscal Responsibility and Economic Development Committee Apr 1st, 2026

Fiscal Responsibility and Economic Development

Transcript Highlights:
  • I have had to straighten up transactions for people who thought wholesalers was realtors because they
  • > who<00:06:05.600> thought transactions for people who thought transactions for people
  • <00:06:11.600> and and they go through a transaction and and they go through a transaction
  • of some of those transactions.
  • We regulate folks those transactions.
Bills: HB586
Keywords: 923, senate, all
NM

New Mexico 2025 Regular Session

IC - Investments and Pensions Oversight Aug 13th, 2025

Investments & Pensions Oversight Committee

Transcript Highlights:
  • So, all the transactions on a Bitcoin network are auditable.
  • And to bundle the transactions. Every 10 minutes, those transactions are bundled into a block.
  • The miner that solves the puzzle adds those transactions to all historical transactions before it.
  • Every transaction is verified and locked.
  • So, there were a lot of security concerns initially.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, June 26, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • <03:11:10.640> This security. That's plain and simple. This security.
  • assessment of the security situation. assessment of the security situation.
  • jeopardize homeland security. jeopardize homeland security.
  • national security. national security.
  • Fact is that border is not secure. Fact is that border is not secure.
TX
Transcript Highlights:
  • That was an investment our community made. ...a bond program focused on safety and security to replace
  • We are now doing the same thing with regard to any transaction you do with respect to.
  • 1841, and Representative Davis have outlined a thoughtful approach to protecting the privacy and security
  • Name, transactions made at the airport, trusted traveler details, lounge information, travel dates, length
  • The dealer-issued license plate database is a security measure.
MN

Minnesota 2025-2026 Regular Session

House Transportation Finance and Policy Committee 3/9/26

Transportation Finance and Policy

Transcript Highlights:
  • So, it adds convenience, security, safety. It adds convenience, security, safety.
  • 20:56.960> safety, it adds convenience, security, safety, it adds convenience, security, safety
  • steps forward to better secure steps forward to better secure our<00:27:11.240> industry<
  • are all online or virtual transactions are all online or virtual transactions that<00:38:00.720>
  • uh transaction between two individuals. uh transaction between two individuals.
TX

Texas 89th Regular

89th Legislative Session Apr 1st, 2025

Texas House Floor Meeting

Transcript Highlights:
  • transactions or an occupation tax on a registered securities market operator.
  • These are generally referred to as financial transaction taxes.
  • H.J.R. 4 would ban the legislature from ever taxing securities transactions or market operators, ever
  • Because actual working Texans aren't making $10 million transactions.
  • This amendment would sunset the ban on occupation and transaction taxes related to security markets as
Bills: HJR4, HJR6, HB195, HB 13, HB143, HB135
WY

Wyoming 2026 Regular Session

House Revenue Committee, February 12, 2026

Revenue

Transcript Highlights:
  • Chairman, improve the security. And Mr. Chairman, improve the security.
  • <00:40:58.440> is period after a transaction is period after a transaction is consummated<
  • send their transaction.
  • send their transaction.
  • to when you start the transaction. to when you start the transaction.
WY

Wyoming 2026 Regular Session

House Travel, Recreation, Wildlife & Cultural Resources Committee, February 19, 2026

Travel, Recreation, Wildlife & Cultural Resources

Transcript Highlights:
  • electronic um means of transacting electronic um means of transacting business<00:04:38.880>
  • whatsoever. this is strictly a security whatsoever. this is strictly a security issue<00:04:55.919
  • The transaction fees are too high.
  • The transaction fees are too high. it.
  • <00:15:00.320> of<00:15:00.560> our the safety and security of our the safety and security
Bills: SF0024
NM

New Mexico 2025 Regular Session

IC - New Mexico Finance Authority Oversight Aug 11th, 2025

New Mexico Finance Authority Oversight Committee

Transcript Highlights:
  • Don't use the secure one because that is our webcast.
  • Although municipal bonds are considered to be securities, they are exempt from most securities laws that
  • We then work with them throughout the transaction.
  • So, the different kinds of security pledges, the NMFA has a number—basically every Type of security pledge
  • Between the state and the IRS in that transaction.
NH
Transcript Highlights:
  • Hampshire Bureau of Securities Hampshire Bureau of Securities Regulation<00:13:57.360> and
  • <00:14:55.360> and my focus has mostly been on security and my focus has mostly been on security
  • may require AML and securities may require AML and securities regulations<00:31:54.080> depending
  • greater security of expecting greater security of authentication<00:45:21.440> of<00:45:21.760
  • So these could be securities, assets.
Keywords: 1189, house, all
Summary: The Stable Token Study Commission held its first regular meeting, welcomed all remaining appointed members, and completed brief introductions from legislators and agency designees. The chair outlined the commission’s plan to use the first part of the enabling legislation as a “level-setting” discussion, focusing this meeting on the basics of blockchain, the current landscape for stablecoins and tokenized real-world assets, and leaving blockchain-based trust for a later meeting. No votes were taken. The main presentation came from Deanna Bario Zales of the Global Blockchain Business Council, who described stablecoins as increasingly converging toward fiat-backed or asset-backed models, with algorithmic designs viewed more cautiously. She said stablecoins are being used for payments, remittances, DeFi activity, cross-border transfers, retail use in high-inflation markets, and treasury functions, while noting risks such as peg instability, reserve transparency, counterparty and network risk, and possible capital flight from weaker banking systems. She cited growth in supply, wallet activity, and transfer volume, and said U.S.-pegged stablecoins dominate the market, with USDT and USDC leading. Zales also discussed tokenized real-world assets, describing them as digital representations of physical assets that can enable fractional ownership, liquidity, and faster settlement. She said the market is growing quickly, with institutional participation from firms such as BlackRock and Franklin Templeton, and projected continued expansion. She closed with an overview of regulatory developments, emphasizing the new U.S. stablecoin framework under the Genius Act, the proposed Clarity Act, OCC guidance, and similar regimes in the EU, UK, UAE, Singapore, Japan, and elsewhere, all of which she said are shaping compliance requirements and market development.
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • fee, and that transaction fee can go to the treasurer to actually administer the program.
  • And if you want to do transaction with it, you can.
  • so certain consumers can transact with gold?
  • Some company do these transactions so certain consumers can transact with gold.
  • It is, this bill does talk about transactional gold. And this is just what I talked about.
Summary: The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud. The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.
AZ

Arizona 2026 Regular Session

02/16/2026 - Senate Federalism

Transcript Highlights:
  • The bill would apply to any transaction, transfer, agreement, or arrangement that is designed to work
  • The bill would apply to any transaction, transfer, agreement, or arrangement that is designed to work
  • Securities, one thing. $3.8 billion for Luke Air Force Base contributes to the state of Arizona. $15.8
  • You know, I understand that this bill is being brought with some national security concerns.
  • be relevant to the national security concern.
Keywords: 1182, all
Summary: The Federalism Committee met to consider one measure, Senate Bill 1683, an emergency bill expanding Arizona’s restrictions on foreign adversary involvement in real property. The bill would bar foreign adversaries from leasing or otherwise obtaining a substantial interest in Arizona real property, lower the definition of “substantial interest” from 20% to 5% for contingent interests, prohibit foreign adversaries from installing or accessing equipment or data on Arizona property, and make violations a Class 5 felony. It also covers transactions designed to evade the law through intermediaries, shell companies, partnerships, or trusts, and requires certain utilities, telecom providers, critical infrastructure owners, and agencies to notify the Attorney General and Arizona Corporation Commission if they suspect prohibited equipment or lease arrangements. The committee heard supportive testimony from retired Lt. Col. James Rusty Mitchell, who said Arizona has been a national model for protecting military training and argued the bill would strengthen those protections, especially around Luke Air Force Base. Committee members questioned the breadth of the bill, particularly the reduction of the ownership threshold to 5% and the definition of a person acting in support of a designated foreign terrorist organization. Mitchell said he was not the expert on those legal details, while Department of Emergency Affairs legislative liaison Travis Schulte said the definition is tied to federal statute. One member expressed concern that the bill could sweep in non-adversarial transactions and implicate First Amendment activity. After discussion, the vice chair moved SB 1683 for a do pass recommendation. The committee voted 5 ayes and 2 nays to advance the bill, and the meeting adjourned.
AZ

Arizona 2026 Regular Session

06/01/2026 - Joint Legislative Audit Committee

Joint Legislative Audit Committee

Transcript Highlights:
  • The Auditor General found 34% of transactions... ...against fraud.
  • In fiscal year 2023, when we pulled a sample of 40 transactions, we identified that one transaction for
  • We questioned costs for this specific transaction, which were $41,05.
  • We questioned costs for this specific transaction, which were $41,05.
  • This is primarily managed by the Department of Economic Security, or DES.
Summary: The committee first heard an update on Topok Elementary School District’s long-running noncompliance with Arizona’s Uniform System of Financial Records. The Auditor General’s office explained the USFR noncompliance process and reported that Topok had made substantial progress, correcting many deficiencies in areas such as open meeting law, procurement, payroll, attendance reporting, property control, and information technology. The district’s superintendent and staff described the corrective actions they had taken, the use of outside consultants, and their plan to maintain compliance through stronger leadership, training, and consistent procedures. Members praised the district’s progress and asked about the remaining deficiencies and the status of the 3% state-aid withholding, which the Auditor General said would be addressed by the State Board of Education. The committee then considered a request for a fourth school safety special audit, tied to concerns raised by Representative Martinez about Phoenix Union High School District and school violence response practices. The Auditor General said the proposed audit would be a new topic focused on policies and procedures for responding to credible threats of violence and allegations of staff misconduct affecting student safety, and could include Phoenix Union in the sample. Representative Martinez described a fatal 2024 shooting, weapons incidents, and concerns about district oversight. The committee approved the motion 10-0. Next, staff presented the fiscal years 2027-2028 school district performance audit schedule, describing 26 randomly selected school districts and career and technical education districts, plus 84 planned follow-ups. The Auditor General said the schedule is intended to shorten the average time between audits and that the school audits division is now fully staffed. Members asked about county coverage and the inclusion of ESA accountability, but the schedule was ultimately presented for review rather than approval. The committee also heard a detailed federal compliance audit presentation on the Child Care and Development Fund (CCDF) administered by DES. The Auditor General reported repeated findings involving missing provider documentation, questioned costs, and FFATA reporting errors, including a 2024 sample that led to questioning $2.88 million in costs. The office recommended stronger documentation, record retention, reporting procedures, and staff training; DES concurred and said it would correct the findings in 2026. Members discussed the limits of the single-audit scope, the possibility of a broader special audit, and the federal government’s recent actions on CCDF oversight in other states. Finally, the committee considered and discussed a special audit request for CCDF that would broaden review to provider oversight, licensing, site visits, and billing accuracy across multiple state agencies, with estimated costs of $547,000 to $625,000 and a projected report date of July 31, 2027.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • you go to your favor on the tax and tip portion of a transaction.
  • the taxability and the tax nature of the transaction and assign different rates.
  • falls squarely within that preempted category, eliminating around 90% of payment transactions.
  • And data security... ...in 10 minutes of insanity for all the industries.
  • And data security isn't cheap.
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 21st, 2025

Banking and Finance

Transcript Highlights:
  • Or more of the transaction amount.
  • or a pin is being used with a transaction.
  • You're saying if a transaction is fraudulent, but there was a tax on the transaction, and then if it
  • So every transaction has a tax, correct?
  • Withdrawal fees because those transactions are...
Keywords: 988, house, all