Video & Transcript Research : 'wind damage'

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CA

California 2025-2026 Regular Session

Assembly Insurance Committee Apr 30th, 2025

Transcript Highlights:
  • that we must find ways to help our consumers build stronger before the event so they can have less damage
  • We bundled the program with mandated wind mitigation discounts and strong building codes in our coastal
  • In fact, we also found that most of the claims on the fortified roofs were not about wind blowing the
Summary: The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations. AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations. AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.
FL
Transcript Highlights:
  • DISASTERS, HURRICANES AND TROPICAL STORMS RENDERED DERELICT VESSELS OR RENDER VESSELS DERELICT FROM WIND
  • THE NUMBER OF VESSELS WE HAVE REMOVED, VTOL REMOVALS BEING REMOVED QUICKER WITH LESS ENVIRONMENTAL DAMAGE
  • CENTER IS SELF PLUS AN ADJACENT OFFICE BUILDING, THEY WILL BOTH BE ABLE TO WITHSTAND A CATEGORY FIVE WIND
Keywords: 999, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Friday, December 12, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • security is going to be damaged security is going to be damaged severely.<00:36:42.079> So,
  • And I think this is incredibly damaging to the House as an institution.
  • And I think this is incredibly damaging to the House as an institution.
  • And I think this is incredibly damaging to the House as an institution.
  • And I think this is incredibly damaging to the House as an institution.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • Property damage can differ.
  • Why I mentioned Connecticut, they're 10,000—or, excuse me, 5,000—for property damage.
  • Right now it's at $5,000, so anything over $5,000 worth of damage is a major accident.
  • They wind up paying wildly different premiums just because of the neighborhoods where they live.
  • It ensures that negligent drivers are held responsible for the damage they cause.
Keywords: 995, all
Summary: The Joint Committee on Financial Services held a public hearing on a wide range of auto insurance and vehicle-related bills. Testimony focused heavily on autonomous vehicle regulation, auto insurance rating by ZIP code, rental car liability coverage, and surcharge thresholds for minor accidents. Representative Polito supported a bill to regulate autonomous vehicle testing and deployment, arguing for school-zone restrictions, slower speeds, a remote kill switch, and minimum insurance requirements to protect the public. Representative Mendez and Senator Payano testified for legislation to reduce racial and socioeconomic inequities in auto insurance pricing by limiting the weight insurers may place on territorial loss costs, while the Mass Insurance Federation and Consumer Federation of America offered opposing and supporting views, respectively, on the fairness and actuarial impact of geographic rating. The committee also heard support for a bill to remove inspection-sticker violations from license-point calculations, and for a bill to raise the damage threshold for insurance surcharges and minor/major accident classifications. A substantial portion of the hearing addressed House Bill 1301 on rental car liability. Enterprise Mobility, the American Car Rental Association, and a small Massachusetts rental company supported the bill, saying personal auto insurers should be primary when their insureds drive rental cars, that Massachusetts is an outlier compared with most other states, and that the change would reduce costs and simplify claims handling. The Mass Insurance Federation opposed the bill, arguing that current Massachusetts law already clearly makes the vehicle owner’s policy primary and that shifting liability would raise costs for private-passenger policyholders. Committee members asked detailed questions about how rental coverage works, whether premiums or rental rates would change, and how other states handle the issue. The committee also heard testimony on a bill to adjust surcharge rules for at-fault accidents, with sponsors arguing that repair costs and vehicle values have risen sharply and that the current thresholds are outdated. Members discussed how the point system affects drivers, whether the proposal should apply cumulatively or per incident, and how Carfax and out-of-pocket repairs factor into consumer costs. At the end of the hearing, the chair noted written testimony could still be submitted and, during a brief personal privilege, recorded support for two underinsurance bills, H. 1109 and S. 748. The committee then moved and seconded a motion to adjourn, and the hearing ended without any votes on the bills themselves.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, February 27, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • to our grid federal programs and damage to our grid our<02:02:07.560> national<02:02:08.000><
  • don't have to wait for the sun to come up, the rain to go away, the clouds to go away, or for the wind
  • to blow for a windmill or for the wind to blow for a windmill or solar<02:50:19.319> plant<02
  • The total damage was estimated to be $1.5 million, but in today's dollars it's $32 million plus.
  • challenged anyway so the total damage challenged anyway so the total damage was<03:22:41.640>
AZ

Arizona 2026 Regular Session

02/10/2026 - Senate Natural Resources

Natural Resources

Transcript Highlights:
  • Your group that you represent, you guys only support wind, solar, and batteries, is that correct?
  • You guys only support wind, solar, and batteries. Is that correct? Ms. Barr. Mr.
  • getting their roofs inspected for stability prior to solar installation and improper installations damaging
  • We had this conversation many times about the damage to roofs, and it's not an attack on solar, not an
  • we can better manage OHV recreation in the state of Arizona, it's through education, it's through damage
Summary: The committee took up several appropriations and policy bills, beginning with SB 1488, which would provide $600,000 for a workforce development study on coal-impacted communities in northern Arizona, including areas affected by the closure of the Navajo Generating Station. The sponsor and supporters said the study is intended to help communities transition economically, diversify, and support new jobs; the bill received a do-pass recommendation on a 7-0 vote. SB 1523, appropriating $340,000 to the Navajo Nation for the Ganado waterline pipeline project, was also advanced after testimony that the project would bring clean drinking water to about 235 homes and that the remaining funding gap had been reduced to the requested amount; it passed 7-0 with one member not voting. The committee then approved SB 1041, which would appropriate $500,000 to the Arizona Trail Fund. Supporters described the Arizona Trail as a statewide recreational and cultural asset that needs maintenance and continued support, and the bill received a do-pass recommendation on a 7-0 vote. SB 1445, which would allow smaller cities and towns to use approved on-site bacteriological testing equipment and limit how often ADEQ may require sampling, drew concern from one member about whether the language could be read as restricting sampling during discharge events, but supporters said it would save small towns money; it passed 5-3. Members also advanced SB 1580, a $2.545 million appropriation for fire incident management software and hardware for fire and law enforcement agencies. Fire officials said the platform would improve accountability, information sharing, drone integration, and interoperability during incidents; the bill passed 5-3. SB 1363, which would create additional rural dispensary licensing opportunities for underserved areas, drew support from rural advocates and opposition from the dispensary industry over the number of licenses and transferability language; it passed 8-0. SB 1418, which would streamline siting for small modular nuclear reactors in certain counties, was supported by proponents who argued it would help Arizona meet future energy demand and opposed by counties and environmental groups concerned about local zoning, public review, and waste; it passed 5-3. Finally, SB 1419, a rooftop solar consumer-protection bill requiring added disclosures and inspections, was supported by county officials and some consumer advocates but opposed by solar industry representatives and environmental groups who said it could discourage rooftop solar and restrict speech; it passed 6-2. The committee then began hearing SB 1447, which would extend the groundwater withdrawal fee moratorium and related fund deadlines for Pinal County water projects, with supporters saying the extension is needed to continue well rehabilitation and infrastructure work after Colorado River and CAP-related cuts.
LA

Louisiana 2026 Regular Session

Commerce, Consumer Protection and International Affairs May 13th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • fiber is being installed, we’ve seen cases where underground water lines and utilities have been damaged
  • Finally, the bill requires immediate notification if damage occurs and provides for responsibility when
TX

Texas 89th 2nd C.S.

Disaster Preparedness & Flooding, Select Aug 22nd, 2025

Disaster Preparedness & Flooding, Select

Transcript Highlights:
  • On July 4th, we had the intense rainfall caused by widespread damage across the state. Thank you.
  • We had the intense rainfall caused by widespread damage across the state. Horrifying events.
  • One was to adopt minimum statewide design standards to reduce flood-related damage and loss of life.
  • I believe this is an opportunity to curtail the loss of life and damage that comes in these situations
  • , maintained, this is an important part, maintained owns a real property that sustained flood damage,
Summary: The committee met in special session to hear a series of flood, preparedness, and youth-camp safety bills, with members repeatedly noting that many of the measures were intended as planning, warning, or authority-clarifying bills rather than direct spending bills. House Bill 254 would expand eligibility for the Rural Infrastructure Disaster Recovery Program to include Kerr County and 18 other flood-affected counties by raising the GDP cap and lowering the poverty threshold; it drew no opposition and was left pending. House Bill 68 would direct a study of flood mitigation in flatland areas, especially in the Rio Grande Valley, to develop cost-effective drainage and infrastructure recommendations; local officials and advocates supported it, and it was also left pending. The committee then heard several youth camp bills tied to the recent Hill Country flooding. House Bill 75 would impose flood-aware building and site standards for youth camps near floodplains, and House Bill 71 would require camps and youth activity entities to submit emergency preparedness plans to TDEM, coordinate with local responders, and maintain readiness protocols; both bills were supported by safety advocates and camp representatives, and both were left pending. House Bill 171 would require campgrounds near flood-prone waters to give written flood-risk notice to campers and obtain signed acknowledgment; it was presented as informed consent and left pending. Testimony on these bills emphasized Camp Mystic and other recent flood tragedies, with some witnesses urging broader building-code and floodplain reforms. The committee also heard House Bill 117, which would let counties regulate impervious cover for flood mitigation in unincorporated areas. Supporters, including county officials, environmental groups, and residents, argued that rapid development in the Hill Country and other growing areas is worsening runoff and downstream flooding; opponents from the builders’ association said counties already have substantial authority and warned about overreach into rural property use. After extensive testimony, the bill was left pending. Senate Bill 18 would streamline permitting for certain flood control districts to repair dams and reservoirs and build small holding areas, and it was left pending after supportive testimony from Plum Creek Conservation District. Senate Bill 3 would create a state-backed outdoor flood warning siren program for identified flood-prone areas, funded through a grant program; witnesses generally supported it, though some cautioned that sirens are not sufficient by themselves and may not be heard indoors or in overnight storms. It too was left pending. The committee also began hearing House Bill 149 on public-safety radio interoperability, but the transcript cuts off before the bill’s full testimony or action is shown.
TX
Transcript Highlights:
  • They're useful for shifting the responsibility for damage away from the renter and back to the rental
  • are a few provisions currently in statute that allow rental car companies to avoid the collision damage
  • And we've been unable to avoid the damage, despite the fact that they willingly leave the keys in the
  • That is a valid question and a valid concern, and it does not invalidate the damage waiver.
  • Our members write wind and hail insurance down there, but the coast handles about 47% of it, TWIA does
TX
Transcript Highlights:
  • out-of-control costs with different caps here and there, whether that's litigation caps, economic damage
Summary: The Senate Business and Commerce Committee met with a quorum and first took up pending business, voting out several bills. Senate Bills 1697, 1569, 1202 as substituted, 1029, 1364, 1185, 924, 1008 as substituted, 264, 1376, and 1358 as substituted were reported favorably, with some sent to the local and uncontested calendar. The committee also adopted a substitute for SB 1202 and later corrected votes on several measures. SB 924 and SB 1376 drew some opposition, while the rest of the pending bills were reported without dissent or with limited nays. The committee then heard testimony on SB 1856, which would create an annual capacity-cost recovery rider for Entergy Texas customers in the MISO region. The author and Entergy argued the bill would better match rates to actual capacity costs and improve transparency, while the Texas Association of Manufacturers and the Public Utility Commission raised concerns about the short 10-day review period, rider proliferation, and the preference for full rate cases over piecemeal adjustments. The bill was left pending. The committee also heard and left pending SB 522 on CPA reciprocity, SB 1664 requiring TDUs to provide clearer, standalone rate-change disclosures, SB 1877 expanding OPUC’s access to market data, SB 1254 and SB 1255 as TDLR cleanup bills on professional employer organizations and mold assessors, SB 1341 updating manufactured housing rules, SB 1239 on sovereign debt and Texas governing law, and SB 1259 streamlining the surveyor-in-training licensing process. Additional bills discussed included SB 1977, which would cap recoverable legal expenses in electric, water, and sewer rate cases; OPUC and some consumer advocates supported the idea as a way to reduce ratepayer costs, while utility representatives warned it could discourage participation and increase rate shock. The committee also heard SB 1762 clarifying that geothermal energy conservation wells are not battery resources, and SB 783 allowing SECO to proceed with future energy-code rulemaking for state-funded buildings. Both drew supportive testimony from industry and environmental groups. All remaining bills heard during the meeting were left pending, and the committee recessed subject to the call of the chair.
ND

North Dakota 2026 1st Special Session

Water Topics Overview Committee Jun 10th, 2026

Water Topics Overview Committee

Transcript Highlights:
  • So yeah, I know that's a long-winded way of answering yes.
  • The question really was, how did you wind up setting a regional system up like that?
  • Well, it wind up being as a result of need, really, these rural communities just...
  • In other words, the damages have already been done. Everybody's built up to that.
  • In other words, the damages have already been done, or shall we say, the damage has already been taken
Summary: The Water Topics Overview Committee met to review several interim studies and receive updates from the Department of Water Resources. The committee approved the March 26, 2026 minutes, observed a moment of silence for the late Representative Conmy, and welcomed Representative Hansen to the committee. Staff then reported that the watershed management study and the stormwater/wastewater study had both satisfied the presentation requirements in their study directives, with no further required testimony unless members wanted additional information. The department’s main presentation focused on major water projects and agency operations. Reese Haas and staff updated members on the NAWS project, the Southwest Pipeline Project, Devils Lake outlet operations, low-head dam safety work, floodplain management repository implementation, data center water use, and the 2027 Water Development Plan. Members asked detailed questions about NAWS funding sources, remaining project costs, capacity concerns for All Seasons and other users, and whether current construction is being designed for future demand. The department said NAWS remains on track for substantial completion by October, that remaining NAWS funding will come from a mix of federal, state, and local sources, and that current construction is designed for ultimate capacity while some future components will be adjusted for increased demand. A large portion of the meeting was devoted to the department’s cash management, Resources Trust Fund revenues, carryover balances, and the State Water Commission’s cost-share program. The department reported $340.6 million in carryover remaining, explained that much of it is already obligated to long-term projects, and noted that oil price forecasts and stripper-well exemptions will affect future revenues. Members raised concerns about large carryovers, affordability for local sponsors, and whether the state should continue obligating money multiple bienniums ahead. The department said it is working with the commission on a revised prioritization framework, including high/moderate/low project categories and a two-tier pre-construction/construction approach, to better manage obligations and affordability. The committee also reviewed Deloitte’s finalized studies on regional governance/finance and cost-share policy. Deloitte presented options for Southwest, NAWS, and Red River governance, with stakeholders generally favoring keeping NAWS largely as is, using the current Southwest model with improvements, and pursuing a more structured governance option for Red River. On cost share, the department said Deloitte’s recommended package would cover projected needs through the 2030s, but would require policy changes such as lower percentages for some project types, a 25% replacement-project rate with a cap, and possible bonding or delayed reimbursement strategies. No votes were taken on these policy questions, and the chair indicated the committee would continue the discussion at future basin meetings and the September Water Topics meeting.
WY

Wyoming 2026 Regular Session

House Agriculture, State and Public Lands & Water Resources, February 10, 2026

Agriculture, State and Public Lands & Water Resources

Transcript Highlights:
  • in headlines for a few years now, these fires typically get off to the races pretty quick in high winds
  • and cause extensive damage to communities.
  • <00:30:18.559> and races pretty quick in high winds and races pretty quick in high winds and
  • cause<00:30:19.760> extensive<00:30:20.159> damage<00:30:20.480> to<00:30:20.640
  • cause extensive damage to communities. cause extensive damage to communities.
TX

Texas 89th 2nd C.S.

Judiciary & Civil Jurisprudence Apr 16th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Have you, is this something that you've gotten wind of?
  • So are these damages basically for pain and suffering?
  • It's not any out of money or or they didn't have actual damages themselves.
  • She has no actual damages other than emotional distress.
  • damages are the money that was intended for your receipt, right?
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 16th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Is this something that you've gotten wind of?
  • So are these damages basically for pain and suffering or emotional distress?
  • Your constituent is not out any money or didn't have actual damages themselves.
  • She has no actual damages other than emotional distress. Correct.
  • Flores' question about the damages, it seems to me that the actual damages are the money that was...
OK

Oklahoma 2026 Regular Session

Judiciary 2ND REVISED Mar 3rd, 2026 at 01:30 pm

Judiciary

Transcript Highlights:
  • That was a really long-winded answer, just to say, no, there's no other states.
  • But I did receive one email that one of the owners had Experienced $14,000 in damage from a guest.
  • It also requires an acquiring agency to provide the property owner with an appraisal or a damage assessment
TX

Texas 89th Regular

Higher Education Apr 15th, 2025

Higher Education

Transcript Highlights:
  • Another area, critical area, that we do a lot of research in is in National Wind Institute.
  • if you're aware, in the 70s, a tornado went through Lubbock, Texas, and really did... did a lot of damage
  • to it, and so, out of that, Texas Tech has taken the lead in doing a lot of research on... on wind and
  • Human and Environmental Health, the National Wind Institute, the Global Laboratory for Energy Asset Management
US
Transcript Highlights:
  • But if we now screw this up, when we're halfway into it, it is a really damaging to the United States
  • We badly need electricians and this is something that really is wind at the back of bringing new people
  • And this position that the Trump administration has taken, they're trying to knock down our offshore wind
  • Every electron produced by offshore wind. Displaces an electron produced by burning natural gas.
Summary: The committee meeting focused on the Surface Transportation Reauthorization Act, discussing the ongoing implementation of the Infrastructure Investment and Jobs Act (IIJA). Chairman Capito highlighted the bipartisan nature of the legislation and the necessity of refining existing provisions to ensure effective delivery of transportation projects. Notable emphasis was placed on the need for flexibility in funding to address inflation impacts and delays caused by bureaucratic hurdles, especially relating to environmental reviews under NEPA. Witnesses from state transportation agencies provided valuable insights into real-world challenges faced in project execution, ultimately underscoring the importance of continuous federal support for infrastructure development. The discussion also touched on the broader implications of federal funding freezes by the previous administration, which have reportedly hindered several ongoing and planned projects. This issue raised significant concern among committee members, who urged the need for reliable funding and the removal of unnecessary bureaucratic obstacles that could cause delays in project implementation. The meeting concluded with a commitment from the members to work collaboratively to overcome these challenges and ensure a smooth path forward for critical infrastructure investments.
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/18/2026 #2

Maryland Senate Floor Meeting

Transcript Highlights:
  • , and energy storage as offshore wind, and energy storage as specified.<00:35:22.000> By<00:35
  • injuries and economic damages and non-economic damages up to a cap in current Maryland law, which is
  • declaratory or seek damages and declaratory or injunctive<01:25:35.040> relief.
  • Damages I assumed is injunctive relief.
  • personal injuries and economic damages personal injuries and economic damages and<01:25:45.560><
Summary: The Senate reconvened with a quorum present and then proceeded through committee reports, largely adopting favorable reports and amendments without objection. Early measures included SB 530, which funds grants for multigenerational social connection programs for older adults; SB 731, clarifying the legal status of the Maryland Statewide Independent Living Council; SB 809, directing a feasibility study on a caregiver infrastructure program; SB 860, creating an Aging Resilience Fund with reporting and budget protections; SB 910, requiring insurance reimbursement for services provided by graduate-level clinical interns under supervision; and SB 972, making several Baltimore City alcoholic beverages licensing changes. Each of these bills was advanced to third reading after committee amendments were adopted. The Finance Committee also advanced SB 555, establishing a Dementia Services and Brain Health Program and a provider resource toolkit for dementia care; SB 757, creating a Maryland Local Sourcing Portal to connect businesses with local sources for tariff-impacted goods; SB 772, creating an employment training and opportunity database to help people qualify for or maintain Medicaid and SNAP; SB 792, requiring hospitals to adopt and train staff on immigration-enforcement policies consistent with Attorney General guidance; SB 869, establishing a workforce training pilot program through Commerce and community colleges; SB 905, creating an advanced manufacturing grant program through TEDCO; and SB 974, changing who may serve as inspector for the Caroline County Board of License Commissioners. Most of these bills were reported favorably with technical or narrowing amendments and then ordered printed for third reading. Budget and Taxation advanced SB 28, which would create binding arbitration for state employee collective bargaining impasses and include a proposed constitutional amendment requiring funding in the Governor’s budget; SB 466, expanding a physician preceptor tax credit and adjusting training-hour requirements; and later SB 704, concerning estate tax treatment for qualified agricultural property transferred to an LLC. SB 557, a gaming-related bill, was laid over until the end of the evening at the majority leader’s request. In the Education, Energy, and the Environment report, the committee advanced SB 35 on a state natural science museum designation, SB 166 on shellfish aquaculture permit sanctions, SB 189 on municipal drainage inlet safety requirements prompted by a child’s death, SB 242 on civil relief for service members and spouses, SB 266 on local regulation of invasive trees and tree-of-heaven, and SB 267 on a corporate rental-property registry and local housing application review process. SB 267 drew a brief question from the minority leader, who asked whether prior opposition remained and how the amended bill differed; the sponsor said the opposition had gone away and described the bill as now focused on a responsible-owner registry and an administrative review process.