Video & Transcript Research : 'cost of borrowing'

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HI
HI

Hawaii 2026 Regular Session

AEN-TRS, EDT-AEN, AEN DEFER, AEN Public Hearings 02-13-2026

Agriculture and Environment

Transcript Highlights:
  • I quote, 'Addressing the cost of living remains essential.
  • I quote, 'Addressing the cost of living remains essential.
  • I quote, 'Addressing the cost of living remains essential.
  • I quote, 'Addressing the cost of living remains essential.
  • Because of the cap that's there, a lot of times some of the ranchers only get about 1% of the cost covered
Bills: SB2709, SB3154
Keywords: biosecurity, Department of Agriculture, quarantine, Akamai Arrival Program, importation regulations, pests control, plant health, animal health, compliance mechanisms, environmental review, transportation projects, NEPA, state sovereignty, federal compliance, streamlining, Hawaii Department of Transportation, 912, senate, all
Summary: The hearing began with SB 2709, which would require the Department of Agriculture and Biosecurity to establish rules to enforce the Okami arrival program and strengthen quarantine enforcement for plants, non-domestic animals, and microorganisms. The Department of Land and Natural Resources and the Hawaii Invasive Species Council supported the bill, as did DAB, saying it would improve biosecurity and make some provisions mandatory rather than optional. Alaska/Hawaiian Airlines supported the goal but raised concerns about language changing inspections from “may” to “shall” for aircraft, warning of possible federal preemption and operational conflicts unless the bill is clarified to align with federal aviation safety, security, and operational requirements. Committee members questioned DAB about inspection timing, scope, and compliance; DAB said the measure is intended to increase enforcement, improve form completion rates toward a 90% goal, and expand beyond airlines to other entry modes, while also noting plans to restore detector dog use and improve software/AI tools for processing forms. Decision-making on SB 2709 was deferred to February 17 at 3:02 p.m. in Room CR229. The committees then took up SB 3154, an administration measure authorizing the Department of Transportation to assume certain National Environmental Policy Act responsibilities for highway, rail, public transportation, and multimodal projects, with the aim of streamlining environmental review. DOT supported the bill and explained that it would allow the department to work directly with federal resource agencies such as U.S. Fish and Wildlife and SHPO rather than routing everything through federal highways. After brief discussion, the Committee on Transportation voted to pass SB 3154 with technical amendments, and the AEN committee followed with the same recommendation; the measure was adopted with five votes in favor. A later portion of the transcript shifted to SB 2374 on the blue economy. DBED said it supported the concept but noted that it already sits on many working groups and would need resources if a new working group is created. DBED suggested the committee could instead request research through a letter or memo, and said agencies including ADC, HTDC, and Agriculture had already begun internal discussions. Testimony in support came from IMUA Alliance, Hawaii Food Policy, and others, emphasizing the potential for blue economy ventures to support survivors, align with climate and cultural goals, and create economic opportunity. No final vote on SB 2374 appears in the excerpt.
KY
KY

Kentucky 2025 Regular Session

House Standing Committee on Families & Children (3-6-25)

Transcript Highlights:
  • We had some unexpected things arise this morning, um, but I hereby call this fourth meeting of the House
  • Thank you, members of the committee. My name is Jennifer Decker.
  • Chairman, I'm here to ask each of you to vote yes on House Bill 508.
  • The bill addresses a problem that arose during 2024 during the implementation of House Bill 499, a bill
  • that was sponsored by the chairman of this committee when she was here, Representative Heavrin.
Keywords: 00:00 Call to Order/Roll Call 00:56 Discussion of 25RS HB 508 03:15 Roll Call Vote on 25RS HB 508 04:08 Review of Referred Administrative Regulations 04:28 Adjournment, 958, all
Summary: The House Standing Committee on Families and Children met and heard only House Bill 508, sponsored by Representative Jennifer Decker. Decker explained that the bill amends the child care assistance program created under House Bill 499 by requiring the Cabinet for Health and Family Services to make the standardized agreement available on its website and allow submission by email, mail, or an online portal, rather than limiting participants to the current process. A member asked whether the change would expand options beyond online-only submission, and Decker confirmed the bill was intended to address that issue. After discussion, the committee voted on House Bill 508 and passed it favorably by a 13-0 vote. The committee then briefly reviewed a referred administrative regulation; there were no comments or questions, and it was marked reviewed. The chair noted this would likely be the committee’s last meeting of the session, thanked staff for their work, and entertained a motion to adjourn.
KY
KY

Kentucky 2025 Regular Session

House Standing BR Sub. on Econ. Dev., Public Protection, Tourism, and Energy (2-12-25) - Reupload

Transcript Highlights:
  • Using Bermuda grass has a proven track record of reducing maintenance costs and improving playability
  • 44.520> and record of reducing maintenance costs and record of reducing maintenance costs and
  • The construction of the facility has a shared cost of $7.5 million from the Commonwealth and $5.2 million
  • cost<00:47:21.480> of<00:47:21.640> $7.5<00:47:22.640> million<00:47:23.280
  • > from<00:47:23.440> the shared cost of $7.5 million from the shared cost of $7.5 million
Keywords: Reuploaded to restore full meeting 00:13 Call to Order and Roll Call 01:14 Approval of Minutes 01:40 Tourism, Arts, and Heritage Cabinet 27:44 Department of Parks 59:23 Adjournment, 958, all
Summary: The committee met for its second Budget Review on Economic Development, Public Protection, Tourism, and Energy and first approved the minutes from the prior meeting. Members then heard a presentation from the Tourism, Arts, and Heritage Cabinet and the Kentucky Department of Tourism on the 1% tourism marketing fund. Witnesses explained that the fund supports statewide tourism promotion, advertising, research, regional marketing, and matching grants to local tourism commissions, and that it cannot be used for capital construction. They reported that the General Assembly and governor increased appropriations in the 2024 session, adding $3 million in FY25 and $7 million in FY26, and set aside funding for the Kentucky Mountain Regional Recreation Authority, the National Quilt Museum, and the Southern Kentucky Tourism Initiative. Tourism officials emphasized that Kentucky tourism is a major economic driver, citing 2023 figures of $13.8 billion in economic impact, 79.3 million visitors, $9.7 billion in direct spending, more than 95,000 jobs supported, and nearly $1 billion in state and local tax revenue. They said the department now uses targeted digital and over-the-top advertising in selected domestic and international markets, with 62% of media placements digital and 80% of the budget spent out of state. Members asked about market selection, how the department measures return on investment, and what attracts visitors from places such as Dallas, Orlando, Toronto, and Washington, D.C.; officials said research shows a mix of family visits, outdoor recreation, and varied Kentucky offerings, and that 81% of overnight visitors are repeat visitors. They also discussed the potential impact of tariffs and trade tensions on bourbon-related tourism and international visitation, especially from Canada, and officials said they were monitoring the situation with U.S. Travel Association and Brand USA. The committee then heard from Kentucky State Parks officials on capital projects funded through HJR 76, HJR 56, and House Bill 6. They said they are providing quarterly project reports and have been meeting regularly with the Finance Cabinet’s engineering and contract staff. The presentation focused on campground utilities, broadband, and structural upgrades, including $40 million for campground improvements across the park system, with completed bathhouse renovations at Barren River and Nolin Lake and additional projects underway or in planning. Officials said the work is based on camper survey feedback, such as requests for better Wi-Fi, sewer and electric upgrades, frost-free spigots, and improved site layouts, and noted that the My Old Kentucky Home campground project is under construction and expected to be completed by spring 2026.
FL
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 25th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • So it is just continuing the original cost because of the world we are in today it deletes that word.
  • Cost of living is more than your fund grows annually and you are aware of it now.
  • And the estimated cost of this—it is a portion of the cost—it is $1.1 billion.
  • The reason this is before you today is because of Rick Nease: the cost of maintaining this system went
  • It's a lot of cost.
Bills: S0598, S0934, S1260, S1300, S1452, S1510, S1566, S1580, S1668, S7034
Keywords: funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care, direct disposal, mortuary science, funeral service arts, licensure by endorsement, cemetery license, contiguous acres, consumer services
FL
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 25th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • It provides for the payment of health insurance premiums and out-of-pocket costs for participants and
  • Your cost of living is currently more than your fund grows annually, and you are well aware of this.
  • And the estimated cost of this, and this is just a portion of the cost, is $1.1 billion.
  • The estimated cost of this, and this is just a portion of the cost, is $1.1 billion, and that does not
  • That's a lot of cost. But it's all worth it.
Bills: S0598, S0934, S1260, S1300, S1452, S1510, S1566, S1580, S1668, S7034
Keywords: funeral homes, cemetery law, cremation, embalmer, funeral director, preneed contract, preneed funeral, human remains, unclaimed cremated remains, disposition of remains, hospice, palliative care, end-of-life care, direct disposal, mortuary science, funeral service arts, licensure by endorsement, cemetery license, contiguous acres, consumer services
Summary: The committee first took up appointments, recommending confirmation of James Patrick Grambling and Brian J. Aungst on a single favorable vote. It then heard and approved several committee bills, including CS/CS/SB 1260 on building code inspections, which directs the Department of Management Services to contract with private providers for plan review and inspections; CS/SB 1668 on NICA, which updates benefits, oversight, funding, and immunity language; SB 1300 on a workforce/CDL training program for selected nonviolent inmates; CS/CS/SB 598 on funeral and cemetery services; CS/SB 1580 on illegal gaming enforcement; CS/SB 934 on Florida Keys affordable housing tax exemptions; and CS/CS/SB 1452, an agency bill updating DFS programs and licensing rules. Each of those bills was reported favorably after committee debate and, in several cases, amendments were adopted. The committee spent substantial time on CS/CS/SB 1510, the DEP package, which reorganizes environmental rulemaking and land acquisition authority, expands septic-to-sewer and nutrient-reduction requirements in sensitive areas, updates stormwater and resilience provisions, and revises related permitting and grant programs. Two amendments were adopted, including one adding solar-energy and stormwater-related provisions and another removing septic disclosure reporting language. Testimony included support from DEP and concerns from environmental advocates about septic timelines and implementation. The bill was ultimately reported favorably. The committee also considered CS/CS/SB 1566 on local government budget transparency, requiring counties and municipalities to post budgets and related materials online for extended periods in a standardized format. The League of Cities opposed the bill as an unfunded mandate, while the sponsor argued it would improve taxpayer access and accountability; the bill was reported favorably. Finally, the committee heard SB 7034, a rule ratification for minimum flows and levels for the lower Santa Fe and Ichetucknee rivers and priority springs, with testimony focused on the proposed Water First restoration strategy, conservation measures, and concerns about water quality, funding, and local opposition. The transcript ends during closing remarks on that ratification bill, before a final vote is shown.
AL
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means Education Committee Jan 20th, 2026

Ways and Means Education

Transcript Highlights:
  • It's in the Department of Revenue.
  • We need graduates to stay in the state of Alabama and a variety of other things.
  • the state of Alabama and a variety of the state of Alabama and a variety of other<00:09:55.120><
  • Alabama School of Medicine.
  • Is that part of all of this? I don't know.
Bills: HB245, HB138, HB151, HB152, HB245, HB138, HB151, HB152
Keywords: inhalants, controlled substances, butyl nitrite, nitrous oxide, amyl nitrite, health, public safety, pregnancy, pregnant defendant, incarceration, jail intake, pregnancy test, bail, pre-incarceration probation, supervised probation, electronic monitoring, electronic supervision, perinatal care, prenatal care, maternal health
TX
TX

Texas 89th Regular

State Affairs (Part I) Mar 20th, 2025

State Affairs

Transcript Highlights:
  • I kind of had a love-hate relationship with that part of the bill, and I just spoke to a lot of members
  • It just provides another piece of data for the Secretary of State to use.
  • service of the people of Texas.
  • Section 22.002A of the Government Code to the text of Article 5, Section 3A of the Constitution.
  • and clarifying the jurisdictional limits of the Supreme Court of Texas.
Bills: SB16, SB76, SB310, SB311, SB396, SB505, SB827, SB964, SB1209, SB1210, SB1386, SB1470, SB2035, SJR37
Keywords: voter registration, proof of citizenship, Election Code, criminal offenses, limited federal ballot, transportation, infrastructure, funding, public safety, state regulation, election, polling places, voter access, state oversight, electronic voting, voting, polling place, elections, countywide program, election integrity
Summary: The Senate Committee on State Affairs met and heard several bills related to legislative process and court jurisdiction. Senate Bill 1386, by Senator Huffman, would change compelled legislative testimony from blanket transactional immunity to testimonial immunity, allowing compelled statements or documents to be used against a witness in criminal prosecution only if not derived from the compelled testimony, while preserving protection against perjury and false statements and retaining the right to counsel. No public witnesses testified, and the bill was left pending. The committee then heard Senate Bill 1470, by Chairman Hughes, which would require DPS to share existing data on cross-state driver’s license cancellations with the Secretary of State for voter-roll maintenance. Hughes said the bill does not create new data collection and is intended to improve list maintenance. A DPS resource witness was present, there was no substantive opposition, and the bill was left pending. Senate Bill 1210, also by Hughes, would address conflicts between the Texas Supreme Court and the Court of Criminal Appeals on constitutional questions by making the Supreme Court the final arbiter in limited circumstances. Chris Hilton supported the bill, but Allen Place, Jack Rohde, and Philip Furlow opposed it, arguing it was unconstitutional, unnecessary, and could create practical problems in criminal post-conviction litigation. The bill was left pending after testimony. The committee also heard Senate Bill 311, which would conform the Government Code to the Texas Constitution by clarifying the Supreme Court’s original writ authority against lower courts and officials other than the governor. Justice Evan Young and Chris Hilton supported the bill as a clarification of existing authority, while no one testified against it; the bill was left pending. The committee then recessed to allow the chamber to rearrange for the Senate session.
OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 42 Apr 16th, 2026 at 09:30 am

Oklahoma House Floor Meeting

Transcript Highlights:
  • In the past, we've done cost of living adjustments where it's been a flat percentage or so forth.
  • I'm noticing that this is tiered, similar to the other cost of living adjustment bills.
  • the cost of living adjustments?
  • Third reading of the bill, House Bill 1162 by Caldwell of the House and Hall of the Senate. of the House
  • of the state of Oklahoma.
Bills: SB1365, SB2139, SB1595, SB1303, SB2180, SB2072, SB1772, SB1209, SB137, SB1944, SB372, SB1636, SB1256, SB1827, SB2104, SB1226, SB1876, SB1966, SB80, SB1148, SB1147, SB1149, SB1161, SB1162, SB1164, SB1159, SB1165, SB1174, SB1156, SB1158, SB1163, SB1175, SB1176, SB1166, SB1167, SB1157, SB1146, SB1481, SB1144, SB1145, SCR20
Keywords: SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, restrictive covenants, discriminatory covenants
OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 27 Mar 23rd, 2026 at 01:30 pm

Oklahoma House Floor Meeting

Transcript Highlights:
  • The data center will pay for 80% of their infrastructure costs, which would be all 100% of their costs
  • demand to the grid, they have to pay for the cost of that demand.
  • costs of bringing those facilities will be borne by those developers.
  • But it's great to hear that they have no intent of passing those costs on to the ratepayers.
  • and they're going to cost a lot of money.
Bills: HB2059, HB3920, HB2992, HB3267, HB4457, HB3800, HB3818, HB4425, HB4427, HB4430, HB4431, HB4333, HB4340, HB4343, HB4344, HB4363, HB4229, HB4230, HB4236, HB4246, HB1979, HB3431, HB3052, HB3047, HB3048, HB4092, HB4302, HB3261, HB3704, HB3312, HB3546, HB3849, HCR1021, HB4105, HB4159, HB4304, HB3835, HB3619, HB4490, HB3710, HB4201, HB3907, HB3748
Keywords: health care, medication, inmates, Oklahoma Health Care Authority, reimbursement, county jails, medical expenses, sales tax exemption, nonprofit organizations, procurement, transplant research, Oklahoma Tax Code, HB2992, Data Center Customer Ratepayer Protection Act of 2026, Corporation Commission, Oklahoma utilities, ratepayer protection, data centers, artificial intelligence computing, AI data centers
NH
NH

New Hampshire 2026 Regular Session

House Finance Division I (03/20/23 - Afternoon Session)

AL
AL

Alabama 2026 1st Special Session

Alabama Senate Agriculture, Conservation, and Forestry Committee Apr 1st, 2026

Agriculture, Conservation and Forestry

Transcript Highlights:
  • I need a point of order. All right, it is 9:45. We're going to, uh, Clerk, call the roll.
  • Which is a good piece of legislation.
  • Uh, I think the intent of the legislation is good.
  • Uh, my desire today would be to move it out of committee, but probably let it sit the rest of the year
  • Because here's sit the rest of the year.
Bills: HB444, HB444
Keywords: HB444, vaccines, vaccine exemption, religious exemption, religious liberty, private school, church school, faith-based school, parochial school, school immunization, testing requirement, disease testing, parental rights, school enrollment, attendance requirements, CHOOSE Act, school choice, education funding, tax exemption, corporate income tax
TX
TX

Texas 89th Regular

Senate Committee on Border Security May 15th, 2025

Border Security

Transcript Highlights:
  • Senator Hinojosa of Hidalgo? Present. Senator Eckhardt? Senator Hinojosa of Nueces.
  • to the clerk of the committee.
  • Senator Hinojosa of Hidalgo? Aye. Senator Hinojosa of Nueces?
  • entry, which is the codification of federal law.
  • Before we close out, Senator Hinojosa of Nueces.
Bills: HCR98, HB180, HB180
Keywords: counter-unmanned aircraft systems, C-UAS, counter-drone, drone mitigation, unmanned aircraft systems, UAS, border security, U.S.-Mexico border, aviation safety, airspace regulation, federal preemption, Homeland Security, Department of Defense, Department of Justice, Department of Energy, FBI, state-local coordination, tribal and territorial partners, border patrol, cartels
TX
TX

Texas 89th Regular

Public Education Mar 6th, 2025

Public Education

Transcript Highlights:
  • picking up about 8% of facilities costs now.
  • And with the cost of materials, cost of instructions, cost of salaries. Okay, thank you.
  • Let me go back to the issue of administrative costs.
  • The reality is districts must cover the high cost of testing and a significant portion of the cost of
  • To keep pace with rising costs, an automatic cost-of-living adjustment should be included.
Bills: HB2, HB2
Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
TX
TX

Texas 89th Regular

Public Education Mar 6th, 2025

Public Education

Transcript Highlights:
  • Its basic allotment of $220 falls way short of what we are capable of doing.
  • I am president of the Board of Trustees. of the Texas Business Leadership Council.
  • All of us. But I am a prodigy of public education.
  • The rising cost of living is overwhelming. salary raises to match inflation, I'm faced with tough decisions
  • costs.
Bills: HB2, HB2
Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
TX
TX

Texas 89th Regular

Public Education Mar 4th, 2025

Public Education

Transcript Highlights:
  • That is a high-quality certification worthy of that cost, right, essentially.
  • That would go to the educator preparation program to support some of those costs.
  • Your average cost per student is $1,873. You have a premium of $1,095,000.
  • You talk about the cost of instruments, the cost of that.
  • know, from the insurance costs and what you mentioned in terms of the day-to-day, the other costs to
Bills: HB2, HB2
Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
TX
TX

Texas 89th Regular

Public Education Mar 4th, 2025

Public Education

Transcript Highlights:
  • You'd call it the cost of education index or something like that.
  • keep up with the cost of inflation and other real costs of educating Texas children.
  • very specific cost drivers. outside of the basic allotment and that does relieve some of the pressure
  • So the cost has been significant. An example of this is...
  • It will not make up the increase in the cost of. goods that we purchase due to the steep rates of inflation
Bills: HB2, HB2
Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace
KY
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children (3-7-24)

KY
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children (2-29-24)

KY
KY

Kentucky 2026 Regular Session

House Standing Committee on Families and Children (2-15-24)

KY
KY

Kentucky 2026 Regular Session

Legislative Oversight & Investigations Committee (6-15-23)