Bills: HB20 , HB276 , HB644 , HB812 , HB816 , HB916 , HB1131 , HB1247 , HB1518 , HB1525 , HB1537 , HB1541 , HB1546 , HB1553 , HB1562 , HB1565 , HB1566 , HB1576 , HB1577 , HB1591 , HB1605 , HB1612 , HB1613 , HB1614 , HB1618 , HB1620 , HB1650 , HB1656 , HB1658 , HB1661 , HB1664 , HB1668 , HB1676 , HB1707 , HB1711 , HB1713 , HB1715 , HB1718 , HB1727 , HB1749 , HB1756 , HB1774 , HB1776 , HB1801 , HB1802 , HB1805 , HB1813 , HB1815 , HB1831 , HB1838 , HB1853 , HB1854 , HB1859 , HB1863 , HB1871 , HB1872 , HB1918 , HB1920 , HB1952 , HB1965 , HB1966 , HB1967 , HB1969 , HB1972 , HB1973 , HB1974 , HB1975 , HB1980 , HB1985 , HB2005 , HB2023 , HB2031 , HB2033 , HB2062 , HB2113 , HB2114 , HB2116 , HB2138 , HB2139 , HB2156 , HB2158 , HB2159 , HB2171 , HB2208 , HB2268 , HB2270 , HB2272 , HB2273 , HB2276 , HB2289 , HB2310 , HB2315 , HB2335 , HB2338 , HB2339 , HB2340 , HB2343 , HB2361 , HB2384 , HB2387 , SB2338 , SB2431 , SB2438 , SB2593 , SB2907 , SB2671 , SB2321 , SB3084 , SB2401 , SB3033 , SB2972 , SB3032 , SB2806 , SB3014 , SB2108 , SB2981 , SB2973 , SB2423 , SB2078 , SB2322 , SB2397 , SB2896 , SB2088 , SB2347 , SB2408 , SB2970 , SB2851 , SB2713 , SB2697 , SB2312 , SB2192 , SB2363 , SB2530 , SB3028 , SB2024 , SB3007 , SB2599 , SB2596 , SB2662 , SB2930 , SB3334 , SB2378 , SB3019 , SB3231 , SB2240 , SB2372 , SB2175 , SB2046 , SB2298 , SB2922 , SB2835 , SB3263 , SB2174 , SB2128 , SB2006 , SB2489 , SB3134 , SB2982 , SB2425 , SB2849 , SB2797 , SB2795 , SB2575 , SB2521 , SB2765 , SB2386 , SB2852 , SB2022 , SB2117 , SB2277 , SB2387 , SB2688 , SB2885 , SB3132 , SB3219 , SB2169 , SB2591 , SB2090 , SB2983 , SB888 , SB3249 , SB2611 , SB2429 , SB2463 , SB3154 , SB3131 , SB3152 , SB3315 , SB2448 , SB2054 , SB2140 , SB2520 , SB2377 , SB2986 , SB2010 , SB2189 , SB2026 , SB3010 , SB2818 , SB2002

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, condominiums, annual report, filing fee, real estate, developer, residency, property regime, PFAS, single-use plastics, environmental health, food ware, pollution reduction, local produce, agriculture, Hawaii Revised Statutes

Transcript Highlights:

• It's overreaching in the way of our lender boards, who have set out what they think should be the criterion
• It's overreaching in the way of our lender boards, who have set out what they think should be the criterion
• It's overreaching in the way of our lender boards, who have set out what they think should be the criterion
• It's overreaching in the way of our lender boards, who have set out what they think should be the criterion
• Our lender boards who have set out what they think should be the criterion for lure, and now we're coming

Summary: The House Standing Committee on Postsecondary Education met to consider House Bill 4, relating to postsecondary education. Before taking up the bill, the committee adopted a committee substitute. The substitute removed language creating a private right of action and immunity provisions, added a definition of “indoctrinate,” revised language tied to the Attorney General, and added a new section directing the Auditor of Public Accounts to review compliance every four years. If an institution is found out of compliance, it would have 180 days to cure the issue or become ineligible for formula funding increases in the following fiscal year, with an opportunity to petition the Attorney General. The substitute also added language barring licensing authorities from requiring diversity, equity, and inclusion training as a condition of initial or renewal licensure. Representative Decker presented the bill as an effort to end what she described as unconstitutional DEI practices in Kentucky’s postsecondary system and to refocus colleges on academic instruction, equal opportunity, and affordability. She argued that DEI offices and initiatives have cost taxpayers heavily and have not improved enrollment outcomes for low-income and underrepresented students. Michael Frasier, testifying in support, framed the bill as an equal-protection measure rather than simply an anti-DEI bill, saying it targets preferential treatment and discrimination while exempting traditional civil-rights compliance offices such as Title IX, disability, and other anti-discrimination functions. He also argued that the bill aligns with recent U.S. Supreme Court precedent and that Kentucky should shift toward socioeconomic-based approaches. Several members raised concerns about the bill’s assumptions and effects. Representative Willner questioned the claim that DEI initiatives caused enrollment declines and asked why the state would not make such programs more inclusive instead of eliminating them. Representative Stalker argued that the bill ignored decades of exclusion in higher education and asked what would replace DEI efforts aimed at closing achievement gaps and preventing brain drain. Supporters responded that the bill addresses unconstitutional preferences and that the state should move toward equal treatment and socioeconomic factors rather than race-based criteria. After discussion, the committee substitute was adopted, and the committee continued consideration of House Bill 4.

Transcript Highlights:

• They still pay at the time of registration if it's the per-mile capped.
• And, of course, the RUC charges are capped at that $143 mark.
• With scenario one, where the cap is removed. And this shows our projections for fiscal year 2027.
• And of course, the reason for that is if you remove the cap, there are going to be participants that
• They're staying below the cap.

Committee: House Transportation

Summary: The Assembly Transportation Committee first took up three highway memorial naming resolutions on its consent calendar: ACR 109, SCR 78, and SCR 90. The committee approved the consent calendar on an 11-0 vote, with the roll not held open. The chair also recognized committee science fellow AJ Mendeola for his service before adjourning the bill-hearing portion and moving to an informational hearing. The informational hearing focused on alternatives to the gas tax and how other states are responding to declining fuel-tax revenue. A first panel of researchers and policy experts described the erosion of gas-tax receipts due to inflation, improved fuel efficiency, and growth in electric vehicles, and compared options such as EV registration fees, kilowatt-hour charging fees, delivery fees, transportation network company fees, managed lanes, and road usage charges. Witnesses generally said road usage charges best preserve the user-pays principle, but they also emphasized that implementation costs, privacy concerns, and public understanding remain major obstacles. Committee members raised concerns about fairness for commuters, low-income drivers, and EV adoption, while some members argued a mileage-based system could amount to a new tax unless the gas tax is actually repealed. The second panel featured state officials from Hawaii, Utah, Oregon, and Virginia describing their programs. Hawaii said it launched its road usage charge program on July 1, 2025, using existing safety-check and registration systems, with EV owners initially choosing between a per-mile charge and a flat annual fee before mandatory EV participation begins in 2028 and a broader transition plan is due by 2026. Utah described its voluntary EV road usage charge program, annual flat fee option, quarterly reporting, privacy protections, and recent cost reductions as enrollment grows. Oregon began outlining its structural funding challenges and constitutional cost-responsibility framework, while the hearing overall underscored that states are experimenting with different approaches but have not settled on a single replacement for the gas tax.

Transcript Highlights:

• So we did cap it off.
• It is the first time in the bank's history that we have capped off a disaster program due to size.
• Chairman and Don, going back to the $500 million cap that was put in place based on the reserves that
• And Don, you know, like the local banks, too, you know, your ag lenders, too.
• But as much to put a cap on it, as would, here's my cash, this is our lines of credit.

Summary: The committee took roll, approved the March 18 minutes, and then received a compliance-report update on the Industrial Commission and related funds and programs. Staff reviewed the status of one-time appropriations and grant programs, including electric grid resiliency, lignite research, enhanced oil recovery, the Clean Sustainable Energy Authority, the salt cavern business-case study, and the new NDSU research and technology park grant. Members asked about funding balances, reimbursement timing, matching requirements, and how some commitments would affect the State Investment Fund and future biennia. Industrial Commission staff then gave a broader update on the agency’s administrative office, grant management system, leadership transitions at several commission agencies, and active grant rounds. They reported that the grant management system is nearing completion, that several agency leadership searches have concluded, and that the commission’s grant programs currently have 108 active grants totaling more than $165 million. They also described the Clean Sustainable Energy Authority round, the oil and gas research program’s enhanced oil recovery awards, the grid resiliency grants, the salt cavern study, and the research technology park program, noting that some projects are awaiting federal funds or additional matching cash. Ron Ness, speaking for the Oil and Gas Research Council, focused on the state of the oil industry and the enhanced oil recovery “Bakken 2.0” effort. He said production remains steady, but future growth depends on better infrastructure, longer laterals, and new EOR methods such as CO2, natural gas, and surfactants. He emphasized the importance of the Bakkeneast pipeline and related gas-utilization projects, the recent DOE funding that will return some money to the research council, and the need to modernize tax and incentive rules for CO2-based recovery. Members discussed the potential economic benefits for oil, agriculture, and manufacturing. The Bank of North Dakota then presented its compliance report and a broader strategic update. Bank leadership reviewed the bank’s mission, governance, participation lending, student lending, disaster programs, and legislatively directed programs, and said the bank is managing for a flatter deposit base and stronger liquidity because of fintech competition and changing market conditions. They reported improved earnings, with net income rising to about $231 million, and described Rough Rider Coin as a new internal payment rail for North Dakota banks and credit unions, not a public cryptocurrency. Members asked about student loan eligibility, disaster lending, and the bank’s capacity to support state programs while maintaining its balance-sheet and liquidity requirements.

Transcript Highlights:

• As the gentleman from the Matheson District said, this reduces, in years of inflation, that cap from
• I don’t think we say that a student loan lender is a fiduciary who has some obligation to the student
• Well, I appreciated your bill from last year that put a cap, or that made sure that it wouldn't go up
• As the bill sponsor was saying, it really is just being able to modernize and raise the caps that would
• And I think, as you all read through it, there's some great things in here as far as raising the caps

Summary: The House convened with prayer, the Pledge of Allegiance, approval of the House Journal by a 121-0 vote, and a brief suspension of business for the Speaker to sign HB 2014. Members also observed a moment of silence for Butler County Fire Protection District Sergeant Commander Jatin Warren, who died in the line of duty, and the chamber introduced several guest groups, including Missouri Council on Aging representatives and county clerks. A resolution was also presented honoring former state representative K. H. Steinmetz for her 18 years of service in the Missouri House. The House then received committee reports recommending passage of HB 2934, HB 1800, and HB 1707. On third reading, HB 2974 passed 136-0 on telehealth and licensure reciprocity; HB 2934 passed 121-24 on consolidating St. Louis convention center governance; HB 2057 passed 137-10 on entertainment districts for Osage Beach and Chesterfield; the combined HB 1839/2921/3015 passed 120-19 on age verification for harmful online content; HB 1707 passed 149-0 to bar the Department of Revenue from taxing credit card processing fees; HB 2819 passed 145-0 to set rounding rules as the penny is phased out; and HB 2600 passed 148-0 to allow ambulance districts to combine resources for coverage. HB 1800, which reduces the inflationary growth factor for certain taxing districts from 5% to 3% and adjusts assessment ranges, drew the most extended debate over its effect on schools, fire districts, and taxpayers; it ultimately passed 82-61. Members also perfected HB 2774, which bars state and local governments from restricting equipment sales or use based on fuel source, and HB 2383, a utility infrastructure protection bill adding wired/copper infrastructure to existing critical infrastructure protections and setting penalties for theft or damage; HB 2383 was amended to align with the Senate version and then perfected. Finally, the House began debate on a combined bill package including HB 1664, 1610, 1645, and 2182, which would extend the statute of limitations for child sexual abuse civil claims while also shortening the general personal injury statute of limitations from five years to three; the child sexual abuse provisions drew broad support, while the tort-reform portion prompted sharp disagreement over access to justice versus business certainty.

Transcript Highlights:

• It caps out at $50 million to make sure that we're kind of timing this and we're not biting off more
• We have a cap, like I said, of $50 million.
• says you could either claim it as a personal income tax or corporate income tax, but the aggregate cap
• It really puts us also ahead in the region of other states on how they, you know, $500 a month capped
• So it's capped at a total of $6 million.

Bills: SB36 , SB88 , SB92 , SB97 , SB48 , SB55 , SB58 , SB76 , SB93 , SB89 , SB60

Committee: Senate Senate Tax, Business & Transportation

Keywords: quantum technology, tax credit, infrastructure, economic development, New Mexico, corporate tax, research and development, innovation, foster care, income tax, guardianship, youth services, financial relief, affordable housing, gross receipts tax, tax deduction, construction materials, multifamily housing, low income, tax credits

Transcript Highlights:

• I mean, any dollar amount cap?
• purchase these BOLI products already for key men, key women in their organization, CEOs, CFOs, chief lenders
• Is this the $100 a day cap? I thought we moved those down.
• So this isn't touching any caps or doing anything. This is basically taking...
• So this isn't touching any caps or doing anything.

Bills: HR320 , HR321 , SCR55 , SCR69 , SCR75 , SCR77 , SCR78 , SCR79 , SB259 , SB295 , SB312 , SB348 , SB444 , SB485 , HR73 , HR118 , HR144 , HR196 , HR237 , HR249 , HR260 , HR267 , HR272 , HR278 , HCR85 , HCR100 , HCR105 , HCR107 , HCR114 , HR245 , SCR5 , SCR29 , SCR33 , SCR37 , SCR63 , SCR30 , SCR40 , HB62 , HB193 , HB210 , HB220 , HB246 , HB364 , HB420 , HB475 , HB584 , HB622 , HB772 , HB784 , HB949 , HB953 , HB1043 , HB1070 , HB1092 , HB1134 , HB1162 , HB1176 , HB1196 , HB1214 , HB119 , HB129 , HB233 , HB283 , HB538 , HB789 , HB850 , HB870 , HB1236 , HB1241 , HB54 , HB137 , HB321 , HB368 , HB386 , HB414 , HB431 , HB552 , HB555 , HB578 , HB590 , HB593 , HB618 , HB638 , HB670 , HB692 , HB707 , HB708 , HB715 , HB718 , HB732 , HB741 , HB748 , HB776 , HB796 , HB807 , HB822 , HB848 , HB856 , HB887 , HB888 , HB917 , HB921 , HB1082 , HB1243 , HB1246 , HB378 , HB509 , HB1090 , HB1259 , SB80 , SB131 , SB143 , SB251 , SB254 , SB279 , SB367 , SB384 , SB388 , SB389 , SB398 , SB408 , SB431 , SB468 , SB469 , SB496 , SB4 , SB52 , SB57 , SB83 , SB145 , SB152 , SB194 , SB276 , SB319 , SB333 , SB448 , SB450 , SB465 , SB484 , SB501 , SB509 , SB149 , HR168 , HB463 , HB998 , SB123 , SB353 , SB479 , SB495 , SB82 , SB97 , SB283 , SB326 , SB518 , SB197 , SB268 , HB901 , HR20 , HR74 , HCR65 , HCR71 , HCR98 , HB284 , HB306 , HB341 , HB366 , HB393 , HB458 , HB577 , HB603 , HB605 , HB614 , HB625 , HB646 , HB733 , HB752 , HB773 , HB798 , HB911 , HB955 , HB996 , HB1035 , HB1069 , HB1113 , HB1140 , HB1180 , HB1191 , HB1240 , HB1255 , SB89 , HB74 , HB134 , HB258 , HB359 , HB468 , HB956 , HB1117 , SB29 , SB42 , SB43 , SB78 , SB208 , SB217 , SB274 , SB300 , SB341 , SB379 , SB382 , SB387 , SB401 , SB441 , SB449 , SB487

Keywords: Arsenal, Arsenal F.C., Premier League, English football, soccer, football club, Mikel Arteta, Emirates Stadium, North London, Tottenham Hotspur, Gunners, sports resolution, commendation, celebration, championship, silverware, Louisiana House Resolution, ceremonial resolution, domestic violence, forensic medical examinations

Transcript Highlights:

• So those are the ones that we have actually specialized in to work with several CDF. mission lenders
• banks to be able to to provide them with true affordable access to capital because there's plenty of lenders
• It's really important because of the fact that it provides us access to more lenders that really. provide

Committee: House Economic Development, Growth, and Household Impact

Transcript Highlights:

• model, and under a weekly installment model someone would have to be late for payments before the lender
• model, and under a weekly installment model someone would have to be late for payments before the lender

Summary: The committee met with a quorum present and took up Senate Bill 145, first adopting a committee substitute. Senator Givens explained that the bill addresses retail installment contracts under KRS Chapter 190 by adjusting the timing for collection/enforcement on past-due vehicle installment payments, with the substitute also aligning KRS Chapter 371 for non-vehicle retail installment contracts such as furniture and appliances. The substitute raises a fee from $10 to $15, a change described as updating an amount that had not been revised since 1996 and bringing the two chapters into alignment. Members discussed the bill in general terms, noting its relevance to weekly installment arrangements, buy-here-pay-here car lots, and consumer purchases of household goods. One member said the proposal made them somewhat nervous because of possible effects on consumers with low-value items, but stated there were no known concerns and that they trusted the sponsor’s judgment. No opposition was voiced during the roll call. The committee voted unanimously in favor of Senate Bill 145 as amended by the committee substitute, and the bill passed. After the vote, members thanked Senator Givens, and there was brief discussion that the bill had not yet reached the point of being ready for consent.

Transcript Highlights:

• credit unions, money transmitters, and other financial institutions, including things like mortgage lenders
• We have payday lenders, debt servicers, and mortgage servicers.
• </c><00:04:45.960><c> debt</c> transmitter we have payday lenders debt transmitter we have payday lenders
• For capped license types, these are licenses that are subject to limitation by statute.
• , and for those license types that are not capped, we anticipate seeing successful applicants start to

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• is fake loan payoffs and wire fraud, where we have scammers that will hack into title company and lender
• And then there are even fewer lenders that actually do them. And most of them are online.
• And so a lot of these are your online reverse mortgage lenders...
• And so a lot of these are your online reverse mortgage lenders, but again, Arkansas simply doesn't have

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• The release of this protected information could be used by fraudulent contractors, predatory lenders,
• Thursday, February 5th, which will be HBCU Day, Historically Black Colleges and Universities Day, we will cap

Transcript Highlights:

• lacks clear standards for requesting or conducting alternative sales, creating opportunities for lender
• non-lawyers engaging in the unlicensed practice of law, but, for example, there's legislation on different caps

Committee: Senate Judiciary

Summary: The Judiciary Committee met with a quorum present and Senator Thompson excused. The committee first considered Senate Bill 48 by Senator Garcia on judicial sales and procedures. Garcia explained a delete-all amendment that would create clearer statewide procedures for alternative judicial sales, increase transparency, remove bidding credits, extend sale timelines, and add oversight for auctioneers and escrow agents to prevent fraud and collusion. After no questions or opposition, the amendment was adopted, Senator Pasadoma said the rewrite addressed many of his concerns, and the committee then voted CS for SB 48 favorably with unanimous yes votes from members present. The committee then received a presentation from the Seminole County Sheriff’s Office on the effectiveness of Florida’s recent anti-squatting law, House Bill 621/SB 888. Presenters described several cases in which deputies used the new process to remove unlawful occupants, including a false landlord report, a long-term fake lease situation, and a more recent unlawful occupancy case. They said the law has helped protect property owners and potential victims, but suggested technical changes: clearer authorization for deputies to enter and use force if needed, and a fix to the affidavit penalty provision because false statements are currently being charged as false reports rather than perjury under the existing wording. The Florida Bar also presented on its role in regulating lawyers, lawyer advertising, and the unlicensed practice of law. Bar leaders explained that the Bar operates under the Florida Supreme Court’s authority, is funded by member fees, and handles complaints through a multi-step process involving intake, branch offices, grievance committees, referees, and final Supreme Court review. They described advertising review procedures, discipline statistics, consumer assistance, the Clients’ Security Fund, and enforcement against unlicensed practice. Senators asked about the Legislature’s authority over lawyer advertising, the prevalence of legal ads, the role of public members on grievance committees, and how those members are selected and used.

Transcript Highlights:

• We are small-dollar cash lenders in this state.
• And so I'm just thinking there needs to be a cap, and I may be insensitive, but I think there needs to
• be a cap on what's the maximum on that.
• And I may be insensitive, but I think there needs to be a cap on what's the maximum damage that can be

Summary: The subcommittee considered a long agenda of civil justice and claims measures. HB 1173, relating to the Florida Trust Code, was presented as a clarification of standing in trust litigation after recent case law; after questions about who may sue, an amendment was adopted clarifying that an expressly named charity retains standing, and the bill passed 14-2. HB 1437, on attorney’s fees in motor vehicle PIP disputes, drew testimony from insurers and reform groups opposing a return to fee-driven litigation and from medical groups supporting fee recovery for prevailing parties; it passed 17-0. CS/HB 147, addressing prohibited debt-collection communications during nighttime and early morning hours, was described as a clarification of an outdated statute in light of modern communications, with support from business groups and no opposition in the vote; it passed 18-0. The committee then heard several claims bills against the Department of Children and Families. HB 6511, for relief of L.P., described severe injuries to a child after DCF allegedly failed to act on warning signs; a technical amendment was adopted and the bill passed 18-0. HB 6515, for relief of Michael Barnett, involved DCF’s alleged failure to investigate domestic violence that preceded the killing of three children and injury of a fourth; members asked about the settlement amount and the case’s circumstances, and the bill also passed 18-0. HB 1517, expanding wrongful death law to allow parents of an unborn child to recover for the child’s death, generated the most extensive debate. The sponsor said it aligns civil law with existing criminal definitions and excludes claims against mothers and providers of lawful medical care, including IVF; opponents warned it could be used to target reproductive care, support networks, and domestic violence survivors, while supporters framed it as a justice measure for families. An amendment clarifying damages rules for minors and unborn children was adopted, and the bill passed 13-4. Finally, HB 947, on evidence of medical damages in personal injury and wrongful death cases, sought to allow broader evidence at trial and to change “shall” to “may”; supporters said it would improve fairness and transparency, while opponents argued it would weaken post-2023 tort reforms and reintroduce inflated medical damages. The amendment was adopted and the bill was then taken up with additional opposition testimony.

Transcript Highlights:

• So how we work: we participate with local lenders throughout the entire state of Minnesota.
• We take 45% of that loan, and the lender does most of the paperwork.
• So the local lender lends all the money, and we buy 45%.
• So with the loans that we do, if a farmer is buying 80 acres, we are participating with the lender.
• until a new the tunnel will be capped until a new building<00:51:32.960><c> is</c><00:51:33.599><c>

Committee: Senate Capital Investment

Transcript Highlights:

• We regulate small loan lenders, which includes title lenders and payday lenders.
• We regulate small loan lenders, which includes title lenders and payday lenders.
• We regulate small loan lenders, which includes title lenders and payday lenders.
• We regulate small loan lenders, which includes title lenders and payday lenders.
• We regulate small loan lenders, which includes title lenders and payday lenders.

Summary: The meeting began with introductory remarks for new and returning members of the House Commerce Committee, led by Chairman John Hunt. Members briefly introduced themselves and their backgrounds, and several noted the committee’s bipartisan, collegial tone. Hunt explained the committee’s structure and traditions, including the division into three subcommittees: banking and business, consumer protection, and liquor commission matters, with insurance now handled as a single area. He also reviewed basic hearing procedures, including decorum, questions for information only, and the committee’s practice of moving bills through subcommittees before full committee executive sessions. The committee then heard an overview from the New Hampshire Insurance Department, led by Commissioner DJ Bettencourt and staff. The department described its mission as promoting a safe and competitive insurance marketplace and emphasized consumer protection, market competition, and affordability. Officials outlined the department’s responsibilities, including licensing insurers, producers, adjusters, and TPAs; reviewing insurance forms; regulating companies and market conduct; overseeing financial solvency; and investigating insurance fraud. They also noted that the department is self-funded through assessments on insurers, collects premium taxes and fees for the state, and returned more than $2.7 million to companies in fiscal year 2024 due to underspending. The presentation also covered the broader regulatory framework for insurance, including the role of the National Association of Insurance Commissioners in promoting uniform standards across states and territories. Officials said New Hampshire licenses about 1,200 insurance companies and roughly 245,000 producers and adjusters, and that the department’s financial examinations are part of an accreditation system used nationwide. No votes or formal committee actions were taken in the portion provided; the session was primarily organizational and informational, with the insurance department presentation beginning the committee’s substantive work for the term.

Transcript Highlights:

• Several cities have also capped short-term rentals, stopping future owners from participating.
• Essentially, if you get a permit first, you're allowed to operate, but if your also capped short-term
• to 12 times higher than that of hotels, property tax with property tax lightening, and also unfair caps
• We are asking the state to caps that restrict competition.
• It will create fee parity caps on business licenses and permit caps across all cities and towns, and

Committee: Joint Economic & Rural Development & Policy Committee

Transcript Highlights:

• So, thank you for extending the farmer lender mediation sunset to 2032.
• So, thank you for extending the farmer lender mediation sunset to 2032.
• So, thank you for extending the farmer lender mediation sunset to 2032.
• So, thank you for extending the farmer lender mediation sunset to 2032.
• So, thank you for extending the farmer lender mediation sunset to 2032.

Committee: Senate Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:

• So those are a couple of tools, and also recognizing that we do have a hard cap on the funds that we
• A contract with lenders is likely going to stipulate the order for and some of the allowable uses for
• A contract with lenders is likely going to stipulate the order for and some of the allowable uses for

Committee: Joint Joint Oregon-Washington Legislative Action Committee

Summary: The Joint Committee on Interstate 5 Bridge met remotely with Washington legislative members to receive updates on the Interstate Bridge Replacement Program, including environmental review, cost and funding, tolling, and procurement for construction. Program staff said the final supplemental environmental impact statement was published in April 2026, with a federal record of decision expected in early summer. They described the recommended design as a single-level fixed-span bridge, centered I-5 alignment, C Street ramps, one auxiliary lane in each direction, and dispersed park-and-ride parking. Members raised concerns about transparency, the closed chat function, and the decision not to include two auxiliary lanes; staff said the one-lane option was recommended through consultation with partner agencies and analysis, but the final decision would come with the record of decision. Staff also said the diversion analysis projected less than 3% traffic diversion to I-205 in 2045, though members from Oregon and Washington expressed concern about impacts to their communities and asked for more detail on mitigation and decision-making. The committee also reviewed a major cost update. Staff said the full five-mile program is now estimated at $13.5 billion to $15.2 billion, with a likely cost of $14.4 billion, up from a 2022 estimate of $5 billion to $7.5 billion, citing inflation, schedule delays, scope changes, and more detailed risk modeling. They said the first funded phase has been reduced to a $5.68 billion package focused on the Columbia River bridge replacement, connections to I-5, Hayden Island and SR-14, bridge demolition, tolling infrastructure, and advancing light rail design. Funding for that phase was described as $5.69 billion, including $2.1 billion federal funds, $1 billion from each state, and $1.5 billion in projected toll revenue. Members asked what would happen if costs rise further; staff said the estimate includes substantial contingency, the project will use progressive design-build to manage risk, and the team will continue updating the finance plan annually. A separate tolling and traffic-revenue presentation explained that four toll scenarios were analyzed using regional travel demand modeling, a toll diversion model, and a post-processing review. All scenarios assume pre-completion tolling beginning July 1, 2028, a 50% low-income discount for eligible users, and exemptions for tribal preemptions, emergency vehicles, maintenance vehicles, and organized militia. Staff said the low-income discount would affect about 4% to 6% of annual transactions and reduce annual revenues by roughly 2% to 3%. They said Scenario 2 was used for the financial analysis and is sufficient to support the $1.5 billion toll contribution in the funded phase. Members asked about toll collection costs, revenue impacts of the discount, and how the scenarios differed; staff said collection costs are expected to be in line with other WSDOT toll facilities, but exact costs are not yet set because toll rates are not final. Finally, WSDOT staff outlined procurement and delivery steps for construction. They said WSDOT will be the lead contracting agency, using progressive design-build, with a request for qualifications targeted for early July 2026, a request for proposals in October, contractor selection in April 2027, construction starting in 2028, and tolling beginning in 2028. Staff said the approach is intended to consolidate scope, reduce interface risk, and allow transparent negotiation with an independent cost estimator, while preserving an off-ramp if a fair price cannot be reached. Members asked for more detail on timing, cost allocation, and the share of the first phase funded by tolls; staff estimated tolls account for about 26% of the first phase cost.

Transcript Highlights:

• As a result of the unchanged inspection deadlines, many lenders have required compliance, Unchanged inspection
• deadlines have led many lenders to require compliance with the requirements.
• This bill will remove the arbitrary and harmful wage cap and place for incarcerated workers throughout

Summary: The Assembly convened, established a quorum, offered prayer and the Pledge of Allegiance, and then moved through a long floor file with many Senate bills. Early procedural actions included unanimous-consent motions, a successful roll-call to rescind prior action on SB 351, and a 54-vote suspension of Joint Rule 61(a)(3) to allow floor amendments on SBs 80, 351, and 415. The chamber also made several referrals, moved one item to the inactive file, and welcomed new Assembly Member Natasha Johnson and other guests. The bulk of the meeting consisted of concurrence and third-reading votes on a wide range of measures, many of them passing with little or no opposition. Topics included tribal gaming grants (AB 221), State Bar fee and bar exam changes (SB 253), AI guardrails in community colleges (SB 241), consumer arbitration clauses (SB 82), due process for law enforcement in Racial Justice Act cases (SB 734), dental payment fee disclosures (SB 386), HOA balcony inspection reports (SB 410), farmland protection and EIFD rules (SB 5 and SB 516), emergency shelter zoning (SB 340), HIV confidentiality (SB 504), election signature-cure reforms (SB 3), contractor workers’ compensation compliance (SB 291), fire training funding (SB 345), wage theft enforcement (SB 355 and SB 261), food allergen disclosures (SB 68), ride-share insurance coverage (SB 371), housing and disaster recovery measures (SB 233, SB 625, SB 21), midwifery education (SB 520), mobile home insurance access (SB 525), epinephrine in schools (SB 568), health facility emergency licensing (SB 582), hair relaxer enforcement (SB 236), wastewater surveillance (SB 317), and several tax, transportation, and public health bills. A number of bills drew brief policy debate or opposition. SB 388, creating a California Latino Commission, prompted criticism from some members who argued the money should go directly to community needs rather than a new commission; it still passed. SB 50 on digital safety for victims of abuse, SB 20 on silicosis prevention, SB 306 on prior authorization reform, SB 373 on oversight of out-of-state special education placements, and SB 437 on reparations descendant-status verification were among the more substantive and discussed measures. Most bills passed by wide margins, often unanimously, and several urgency or tax-levy measures required 54 votes and were approved. The session ended with continued passage of remaining file items and multiple items retained or passed temporarily for later action.