Transcript Highlights:

• Yeah, I think it's very timely. Yeah, I think it's very timely and appropriate thinking there.
• So that's on-time graduation.
• Across time.
• at the same time.
• Thank you for your time. Thank you so much for your time.

Committee: House Consumer Protection & Business

Summary: The committee held a work session on earthquake insurance and later on Washington State Institute for Public Policy (WSIPP) cannabis and I-502 research. The Office of the Insurance Commissioner explained that earthquake coverage is usually excluded from standard property policies, is expensive, and often carries very high deductibles. Staff also described admitted versus surplus line insurers, and introduced parametric insurance and captive insurance as specialized risk-transfer tools mainly used by commercial and sophisticated buyers. OIC data showed about 226,000 admitted earthquake policies in 2023, with most personal policies concentrated in the Puget Sound and Vancouver areas and commercial endorsements more broadly distributed. A second panel, including insurance and banking representatives, focused on potential catastrophic earthquake exposure for commercial buildings and collateralized loans. They argued that many commercial properties may lack earthquake coverage, leaving banks and the broader economy exposed if owners default or surrender damaged properties after a major quake. They discussed the Nisqually earthquake, the Cascadia subduction zone, building age, soil and slope conditions, retrofit standards, pollution remediation, and the need for property resilience assessments and inventories of vulnerable buildings. Members asked about consumer impacts, affordability, education, and whether legislation like prior work on unreinforced masonry buildings could help reduce risk; the Washington Bankers Association said earthquake insurance is costly and that affordability is a major concern. Committee members also discussed inventories and risk assessment efforts, including state geologist work on school buildings and whether similar approaches could be extended to nearby private structures. The presenters said banks likely have good inventories of their collateral but may not know which properties are most vulnerable to earthquake damage. The discussion ended with a request for follow-up information on consumer education and disaster planning resources. WSIPP then presented its long-running evaluation of Initiative 502 and cannabis legalization. Staff explained WSIPP’s nonpartisan role and its legislatively directed 20-year study, with final benefit-cost work due in 2032. The presentation summarized prior findings that cannabis misdemeanor convictions dropped sharply after legalization, though racial disproportionalities persisted at lower absolute levels. WSIPP also reported that shorter drive times to cannabis retailers were associated with higher reported adult cannabis use, more fatal traffic crashes involving local drivers, higher THC-positive rates among blood-tested crash drivers, and higher cannabis use disorder diagnoses and co-occurring substance use disorder diagnoses among Medicaid enrollees. For high school students, nearby retail access was associated with more reported use, more unexcused absences, and a lower likelihood of graduating on time. In the newest 2025 Medicaid study, WSIPP said retailer openings were associated with higher cannabis use disorder diagnoses, hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, while emphasizing that the analyses show associations rather than direct causation and that results are specific to Medicaid enrollees.

Transcript Highlights:

• Chair, again, I hope you have a wonderful time in Rio.
• I was in a welding class one time for a long time, and they would provide the metal Box settling and
• And this is proven time and time again in the data we have right now comparing apples to apples: human
• Yes, we received TPF funds at that time.
• So usually we have one dedicated full-time to 532.

Transcript Highlights:

• It’s getting to that time of day.
• So they've been up for consideration the entire time. On your spreadsheets the whole time.
• It talks about adding an item, not just extending a time period.
• There's no time for them to be able to do their casework.
• part-time or wrap-around.

Committee: House House Appropriations & Finance

Transcript Highlights:

• zones.
• time.
• I mean, it's time to take action at that time. That's what I'm trying to say.
• time is wasted.
• when you really need to know that ahead of time. time.

Transcript Highlights:

• Now times it's it's a lot of times >> Yeah.
• . zone. zone.
• zone.
• . zone. zone.
• </c> here a long time. here a long time.

Transcript Highlights:

• He had people that got angry with him and got him indicted a couple of times, a couple of times, but
• and you're in a 35 mile speed zone."
• Debate on the bill can occur at this time.
• This is the second time this bill has been contested.
• Aubrey, please stand at this time.

Bills: HB 118 , HB388 , HB 114 , HB205 , HB2789 , HB2791 , HB499 , HB2960 , HB3163 , HB3135 , HB2427 , HB1618 , HB1672 , HB1722 , HB1338 , HB787 , HB2618 , HB879 , HB 1126 , HB4134 , HB3513 , HB718 , HB1536 , HB1445 , HB1640 , HB1893 , HB1734 , HB3229 , HB3306 , HB 1276 , HB3272 , HB3276 , HB3516 , HB4145 , HB1585 , HB4810 , HB2989 , HB2558 , HB3014 , HB2742 , HB1695 , HB29 , HB 125 , HB145 , HB171 , HB255 , HB50 , HB363 , HB 116 , HB491 , HB1495 , HB368 , HB 1285 , HB1905 , HB2002 , HB917 , HB2723 , HB2067 , HB 1238 , HB745 , HB 1188 , HB1606 , HB2003 , HB2147 , HB2355 , HB2546 , HB2495 , HB2818 , HB2249 , HB3228 , HB3240 , HB1507 , HB658 , HB1748 , HB1851 , HB1922 , HB2798 , HB 107 , HB1587 , HB3684 , HB 118 , HB388 , HB 114 , HB205 , HB2789 , HB2791 , HB499 , HB2960 , HB3163 , HB3135 , HB2427 , HB1618 , HB1672 , HB1722 , HB1338 , HB787 , HB2618 , HB879 , HB 1126 , HB4134 , HB3513 , HB718 , HB1536 , HB1445 , HB1640 , HB1893 , HB1734 , HB3229 , HB3306 , HB 1276 , HB3272 , HB3276 , HB3516 , HB4145 , HB1585 , HB4810 , HB2989 , HB2558 , HB3014 , HB2742 , HB1695 , HB609 , HB630 , HB420 , HB767 , HB1708 , HB1404 , HB2457 , HB140 , HB227 , HB913 , HB2198 , HB2763 , HB 1261 , HB 1135 , HB1318 , HB2358 , HB2765 , HB2735 , HB3307 , HB 1242 , HB2842 , HB333 , HB201 , HB694 , HB2415 , HB155 , HB272 , HB405 , HB519 , HB 1136 , HB 1275 , HB1437 , HB1532 , HB1675 , HB1868 , HB1888 , HB1990 , HB2286 , HB2523 , HB3129 , HB3251 , HB3354 , HB3479 , HB3803 , HB3804 , HB3805 , HB3806 , HB3887 , HB4163 , HB4238 , HB 1240 , HB1842 , HB2029 , HB2622 , HB3255 , HB654 , HB4643 , HB4945 , HB3611 , HB3724 , HB3623 , HB3810 , HB4127 , HCR78 , HCR12 , SB767

Keywords: HB 388, HB388, coordination of benefits, COB questionnaire, health benefit plan, health insurance, insurance commissioner, Texas Department of Insurance, uniform form, primary payer, secondary payer, multiple coverage, dual coverage, Medicaid, CHIP, managed care, HMO, small employer health plan, school district health coverage, self-funded plan

Transcript Highlights:

• Oil fields disappear over time.
• And so that is. reduced that time frame somewhat.
• Many times it can take years before we'll reimburse them but many times it's primary.
• Yes, sir. overall time frame for the whole project?
• counties achieved in the same amount of time? I do not.

Committee: House S/C on Transportation Funding

Transcript Highlights:

• Over time, or excuse me, not over time, over the last several years, this has generated about $21 million
• miles an hour... ...time.
• So it isn't like we're destroying things all the time. All right, some of the time, yes, we do.
• This is what we call a friction zone.
• Okay, lots of times it's accumulating small improvements that can yield, over time, real reductions.

Committee: Senate Education Postsecondary

Summary: The Education Postsecondary Committee held its first meeting and focused on state university centers and institutes, with an overview from the Board of Governors on how the more than 500 centers and institutes across Florida’s public universities are categorized, overseen, and reported. The Board described three categories: state-level centers, legislatively established centers, and university-established centers. Members were told universities must maintain policies, notify the Board of changes, publish public inventories, and submit annual reports and compliance certifications. Senator Harrell asked about funding sources and whether underperforming centers are reviewed for elimination; the response was that funding varies by center and that universities decide whether to maintain or disband centers under their own policies, with annual reporting and audit findings shared with the Board. Four university presentations followed. Florida Atlantic University highlighted its Center of Excellence in Biomedical and Marine Biotechnology, describing research in marine-derived drug discovery, genomics, imaging, cancer, neurodegenerative disease, and ocean sustainability, along with spin-off institutes and partnerships that have generated significant grant and contract support. FIU presented its Center of Excellence for Hurricane Damage Mitigation and Product Development, emphasizing the Wall of Wind facility, hurricane and water intrusion testing, code and product innovation, insurance modeling, and future expansion toward higher wind speeds and flood simulation. Florida State University’s High-Performance Materials Institute described work in advanced materials, aerospace composites, sensors, nanocomposites, and AI-enabled materials development, along with patents, industry partnerships, and new facilities tied to economic development. The University of Florida’s Lastinger Center for Learning outlined its work on teacher professional learning, literacy, New Worlds Reading, tutoring, and mathematics supports, including microcredentials, statewide book distribution, and early results showing improved reading confidence and growth. Members generally praised the centers for their research, commercialization, workforce development, and education impacts. Senator Jones and Senator Harrell commended the Lastinger Center’s literacy work and the broader return on investment from these programs, while Senator Berman noted the value of the synergies across institutions. The chair emphasized that future funding requests should clearly show measurable success, commercialization, and statewide impact. The committee then adjourned without any formal votes on legislation.

Transcript Highlights:

• time.
• She spent a ton of time with me over the weekend. I spent a ton of Be spending time.
• It takes time. We are invested in time and in that transition, and I would just again touch.
• It takes time. We are invested in time and in that transition.
• Why is time so expensive?

Committee: House Natural Resources

Summary: The committee heard extensive testimony on AB 1243, the Polluters Pay Climate Superfund Act of 2025, which would direct CalEPA to identify major fossil fuel companies, study California’s climate damages, and assess fees on large polluters to fund resilience, recovery, and related projects. The author and supporters argued the bill would shift costs from taxpayers to the companies most responsible for climate harm, while dedicating funding to disadvantaged communities, home hardening, school resilience, clean energy, and jobs. Supporters included environmental justice groups, health advocates, youth activists, labor-aligned climate groups, and many individual witnesses who described climate impacts in their communities and urged polluters to pay. Opposition came primarily from the building trades, business groups, and petroleum-related organizations, who argued the bill would raise fuel and consumer costs, create uncertainty for business, and accelerate refinery closures and job losses. They said California already has cap-and-trade, which they described as a better tool for funding climate action and reducing emissions, and warned that retroactive liability for past emissions was legally and economically problematic. Committee members questioned both sides on consumer impacts, job effects, and whether cap-and-trade already addresses the problem. After discussion, the committee voted 6-1 to pass AB 1243 to the Judiciary Committee, with Assembly Member Ellis voting no and Assembly Member Muratsuchi not voting. The chair and members noted the bill would continue to be discussed, and the author closed by emphasizing the need to fund climate resilience while holding polluters accountable. The transcript then began a separate presentation on a wildfire mitigation bill, with the author introducing committee amendments and describing wildfire prevention and recovery needs, but that item was not completed in the excerpt.

Transcript Highlights:

• Projects are being put out to bid on time, are projects being completed on time, and then once the budget
• I say this every time.
• And then, of course, from time to time, other projects are identified and added.
• I never have seen a year that they say it's not the right time. It's not the right time first.
• And it's really time that...

Transcript Highlights:

• We have proven that time and time again through disaster.
• These calls usually last 12 minutes, maybe 13 minutes from time to time.
• I do think now is the time to start the clock on an implementation. for professionalizing, credentialing
• UGRA staff includes eight full-time employees and four part-time employees.
• This is over time.

Transcript Highlights:

• see through your time in these next few days.
• and zoning, and also approved by Council.
• So then the last couple of times I've been here, one of the things that I've heard almost each time is
• there used to be a time...
• of the time.

Transcript Highlights:

• Restaurants have prices change all the time. Grocery stores have prices change all the time.
• They change prices all the time.
• Interesting enough, I think that's actually more of a local zoning issue.
• Interesting enough, I think that's actually more of a local zoning issue.
• Thank you for the time this morning, Senator.

Committee: Senate Commerce, Consumer Protection, and International Affairs

Summary: The committee took up several House measures. HCR 66, as amended, asked Louisiana Economic Development and the Governor’s Office of Rural Development to study rural parish assets, infrastructure, workforce, and development opportunities, and it was moved forward without objection. HB 387, a clarification to allow the fire marshal’s office to review architectural and engineering plans equally, also passed favorably without objection. HB 1223, which would have LED promote Louisiana’s clinical trial capacity and adjust internal review board processes, was amended and moved favorably. HB 950, aimed at helping older adults recognize and avoid fraud through materials and resources from the Office of Elderly Affairs, was reported favorably. HB 975, a routine measure to recreate the Public Service Commission, was also reported favorably. HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, was amended and moved favorably. HB 1222, described as a Grocery Initiative Act to let LED identify ways to address food deserts and food insecurity, was introduced near the end of the meeting. The most extensive debate centered on HB 617, a consumer transparency bill requiring mandatory fees to be included in upfront pricing. The author said the bill was intended to curb hidden fees and help consumers compare prices, with examples such as hotel resort fees and automatic restaurant service charges. Supporters argued it would improve transparency, while opponents from grocery, restaurant, hotel, housing, retail, and business groups said the bill was too broad, vague about terms like “total price,” unclear on enforcement and penalties, and could create compliance burdens and litigation risk, especially for small businesses. Housing advocates opposed the bill’s housing carve-out, arguing it could weaken renters’ ability to bring unfair-practice claims. Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard lengthy testimony on HB 797, which would create a Bayou Gold certification for certain transactional gold vendors that meet state-defined standards such as segregation, insurance, and nearby storage. The sponsor said the goal was to give consumers confidence and encourage vendors to keep gold closer to Louisiana, while critics argued the program would amount to a state endorsement of private companies, create misleading consumer impressions, and expose the state to confusion or liability. The bill drew opposition from the Sound Money Defense League and others, but the committee ultimately reported HB 797 favorably, with the understanding it still had to go to Finance. HB 1228, a hearing-aid cleanup bill updating definitions, contracts, testing periods, and licensing rules, was also moved favorably without objection.

Transcript Highlights:

• </c><00:09:47.519><c> federal</c> both of these are at this time federal both of these are at this time
• </c><00:32:32.399><c> my</c> exactly right at the same time my exactly right at the same time my understanding
• That's that's that's the game time.
• </c><00:54:06.880><c> availability</c> And over time, as job availability And over time, as job availability
• </c><00:58:24.880><c> median</c> price was about three times median price was about three times median

Summary: The committee first approved the minutes and heard a brief member introduction before taking up an overview of major tax provisions in HR1, referred to by the presenters as the One Big Beautiful Bill Act. Representatives from the Kentucky Society of CPAs explained new federal deductions for tips, overtime, and car loan interest; a new tax-favored “Trump account” for children; expanded bonus depreciation and Section 179 expensing for businesses; changes to R&D expensing; and a new limit on wagering loss deductions. Members asked several clarifying questions about the duration of the provisions, W-2 and 1099 reporting changes, and how overtime deductions would work. The presenters emphasized that tips and overtime remain subject to payroll taxes and that many of the business provisions are permanent, while the individual deductions are temporary through 2028 or otherwise phased in over time. The discussion then shifted to individual and nonprofit provisions, including the increase in the state and local tax itemized deduction cap from $10,000 to $40,000 with income-based phaseouts, the temporary senior deduction, and a new deduction for car loan interest with income limits and vehicle qualifications. On charitable giving, the presenters described a permanent nonitemizer deduction, new floors for individual and corporate charitable deductions, and a new scholarship-granting organization credit that would allow donors to receive a dollar-for-dollar federal credit up to $1,700, beginning in 2027. Members focused heavily on the SGO provision, asking about state implementation, oversight, whether churches would qualify, and whether the credit could support both public and private education. The presenters said the state would need to establish the mechanism and that additional federal guidance is still pending. After the tax presentation, the committee heard from the Kentucky Chamber of Commerce on workforce issues, with a focus on child care and housing as barriers to labor force participation. Chamber representatives said they were not proposing large new government programs, but rather targeted policy recommendations for the 2026 session. They described Kentucky’s long-term decline in workforce participation since 2000, attributing much of it to demographic change, an aging population, and fewer younger workers entering the labor force. The presentation continued into a broader discussion of workforce trends and the need for practical policy responses, but no votes or formal actions were taken on these informational items.

Transcript Highlights:

• Thank you for your time.
• </c> coming and for spending so much time coming and for spending so much time being<00:18:49.680><c>
• Thank you so much for your time.
• They must step out of their comfort<00:41:17.080><c> zone.</c> comfort zone. comfort zone.
• </c> Thank you all for your time. Thank you all for your time.

Committee: Senate Education Policy

Transcript Highlights:

• Early implementation of the pending Zone Zero building standards, also known as Ember Free Zone Building
• Thank you very much for your time. Thank you.
• It's time for the ports to do their fair share.
• We have, this is my time. This is my time. We have not.
• Segment, I know this is your first time to this committee.

Committee: House Natural Resources

Summary: The committee first heard SB 14, which would direct state agencies to reduce single-use plastics and improve recycling and composting practices in state facilities. The author described the bill as a way for California to lead on waste reduction, with goals such as more reusable foodware, less paper purchasing, better employee education on sorting waste, and stronger recycled-content requirements for state purchases of plastic bottles. Support came from composting and waste-management representatives, while manufacturers and bottled-water interests removed their opposition after amendments narrowed the bill; the measure received a due pass recommendation to Governmental Organization on a unanimous roll call of members voting. The committee then took up SB 326, a wildfire-risk bill that would create a framework for Cal Fire to evaluate wildfire mitigation investments and accelerate implementation of Zone Zero building standards in very high fire hazard areas. The author and a Stanford wildfire policy expert argued the bill would help prioritize the most effective fuels-management and defensible-space actions, while local government and insurance representatives voiced support. With no opposition, the bill was passed as amended to Appropriations on a unanimous vote. Next, the committee considered SB 34, dealing with the South Coast Air Quality Management District and the ports of Los Angeles and Long Beach. The author said the bill was narrowed by amendments to preserve port competitiveness while requiring the district to account for factors outside the ports’ control, avoid cargo-throughput caps, and focus on stakeholder collaboration and electrification planning. Supporters included labor, business, and port-related groups, while environmental organizations, community advocates, and the AQMD opposed it, arguing it would weaken local air-quality efforts and set a bad precedent. After extensive debate over precedent, automation, cargo limits, and federal preemption, the bill passed as amended to Transportation on a roll call with some members voting no and others not voting. The committee also heard SB 279, which would expand composting flexibility for agricultural operations and small community composters. The author and supporters said the bill would help farmers manage orchard and vineyard removals after the agricultural burning ban, increase local composting capacity, and keep more organic material out of landfills. Commercial composting interests opposed the measure, warning it could create permitting inequities, undercut existing facilities, and allow too much food waste at small sites. Despite those concerns, the bill passed to Appropriations on a roll call vote. The transcript ended as the committee began discussion of SB 613 on upstream methane emissions and data collection for imported oil and gas, with the author noting there was no opposition to that bill.

Transcript Highlights:

• Zone Zero building standards, also known as ember-free zone building standards, would accelerate what
• Thank you very much for your time. Thank you.
• It's time for the ports to do their fair share.
• We have—this is my time. This is my time. We have not.
• I know this is your first time to this committee.

Summary: The committee first heard SB 14, which would direct state agencies to reduce single-use plastics and improve waste diversion at state facilities by updating integrated waste management plans, increasing reusable foodware use, reducing paper purchasing, and requiring better employee education and recycling/composting practices. Supporters from the California Compost Coalition, Republic Services, Waste Management, and others said the bill would help build composting and recycling markets and let the state lead by example. Several groups that had opposed earlier versions said they were now neutral after amendments, including the removal of a 90% requirement. The bill was moved out on a due pass as amended recommendation. The committee then took up SB 326 on wildfire mitigation. The bill would create a framework for Cal Fire to evaluate the risk-reduction benefits of fuels management and landscape resilience investments, and it would accelerate implementation of Zone Zero defensible-space standards, including grants for local enforcement and broader application to rental and sale properties and post-fire reconstruction. Support came from Stanford climate researcher Michael Mastrandrea and several local government, insurance, and climate groups. With no opposition, the bill passed as amended to Appropriations. Next, SB 34 on port emissions and the South Coast Air Quality Management District drew extensive testimony. The author said the bill was narrowed by committee amendments to preserve the ports’ ability to reduce emissions while preventing cargo throughput caps and addressing concerns about automation, local control, and the timeline for port clean-air planning. Supporters included ILWU, business groups, and port-related stakeholders, while the South Coast AQMD and many environmental and community organizations opposed it, arguing it would weaken public-health protections and set a bad precedent. After lengthy debate, the committee approved the bill on a due pass as amended vote to Transportation, with some members voting no and others abstaining. The committee also heard SB 279, which would expand composting options for farmers and small community composters by allowing limited on-farm composting after large biomass events and increasing the amount small operations may process and sell. Supporters said the bill would help address agricultural waste, expand composting capacity, and reduce landfill disposal. Commercial composting representatives opposed it, warning that the bill could create regulatory inequities, strand recent investments in permitted facilities, and allow too much unregulated food waste. Despite those concerns, the bill passed to Appropriations on a due pass vote. The transcript also briefly referenced SB 613 on upstream methane emissions data, described as having no opposition and intended to improve tracking of imported oil and gas emissions.

Transcript Highlights:

• TIME TO WORK IS THE OVERARCHING FACTOR.
• TARIFF ONE IS LIMITED TO THREE GIGAWATTS IN SPECIFIED ZONES.
• THANK YOU FOR YOUR TIME.
• AND ARE YOU SEEING THE RESPONSE TIMES AND OUTAGES AND ARE WE SEEING BETTER RESPONSE TIMES BEING ABLE
• TIME I WAS UP HERE AS WELL. WE WORK WITH THE FCC.

Transcript Highlights:

• Senator Bettencourt carried it last time, but he needed the other Aggie to do this one this time.
• Thanks for being here, and thanks for your time.
• The bill is left pending at this time.
• I'm taking the time, and taking your time, because I want our members to be fully involved.
• Bills left pending at this time.

Bills: SB82 , SB1807 , SB2254 , HB 119 , HB 130 , HB581 , HJR98 , SB1988 , SB 18 , SB 34

Committee: Senate State Affairs

Transcript Highlights:

• Would you like to take that up at this time? Thank you, sir. Yes. Right.
• This is for those times in the interim when a court shall interpret if there are duplicate sections within
• processes to make sure that there is due process whenever that's going to be enacted, as well as the time

Bills: HB2650 , HB2696 , HB3177 , HB3264 , HB3298 , HB3321 , HB3322 , HB3497 , HB3499 , HB3500 , HB3742 , HB3845 , HB3941 , HB3970 , HB3980 , HB3981 , HB4421

Committee: Senate Judiciary

Keywords: probate, estate administration, summary administration, decedent, inheritance, open records, educational records, cybersecurity, student privacy, confidential information, court reporters, salaries, legislation, employment compensation, state administration, Oklahoma, criminal justice, minimum sentences, parole eligibility, violent crimes