Video & Transcript Research : 'premium stabilization'
Page 32 of 338
TX
Transcript Highlights:
- Recommendations include 450... revenue to offset member premium increases.
- Those premium reductions went into effect on January 1st of this year.
- , premiums cover the cost of Active Care fully.
- They're written premiums.
- costs because they didn't see a premium increase that we paid.
HI
Transcript Highlights:
- And we want to make sure we stabilize the insurance market. >> We do.
- the insurance companies do have some kind of damages award, to ensure that that goes into lowering premiums
- :55.240>
lowering ensure that that goes into lowering ensure that that goes into lowering premiums - <00:14:56.839>
for <00:14:57.240>existing <00:14:58.120>insurance premiums for existing - insurance premiums for existing insurance customers<00:15:00.400>
or <00:15:01.120>at <
Bills:
HB2241, HB1163, HB1514, HB1696, HB2021, SB2135, SB2466, SB2727, SB3082, SB3097, SB2861, SCR100, SB3096, SB99, SB2138, HB2289, HB2319, HB1711, HB2270, SB3138, SB3076, HB1642, HB2338, HB2171, HB1785, SB2881, HB2505, SB2552, HB1518, HB1815, SB3125, SB3234, SCR162, SB2614, SB3118, SB2053, SB2494, SB2851, SB3073, HB1678, HB1721, HB2475, HB2246, HB1667, HB1516, SB2532, SB3131, SB3154, HB2297, HB1737, SB2143, SB2398, SB2623, HB1740, HB1920, HB1682, SB2153, SB3140, HB2158, HB1718, HB2207, HB1801, SB3229, SB2338, SB3069, SB2600, HB2300, HB1800, HB1960, SB2999, SB2060, SB2866, SB2239, HB1741, HB1713, HB2023, HB2417, SB2877, SB2598, SB2921, SB2645, HB2547, HB2275, HB2452, HB2329, HB2339, HB1838, HB1509, HB1661, HB2271, HB2272, HB2344, HB1888, HB1707, SB2340, HB2474, HB1576, HB1853, HB1804, HB1854, HB2095, HB2050, HB472, SB3215, SB2247, SB2400, HB1618, HB1802, HB1969, HB1541, HB2310, HB2498, HB2443, HB2218, HB649, HB2104, HB1710, SB2802, HB1973, HB1974, HB1894, HB1891, HB1890, SB177, SB2101, SB3320, SB2487, HB2429, HB1870, HB1839, HB2583, HB1391, HB2094, SB2671, SB2673, SB2892, SB2057, SB3245, HB306, HB2592, SB3157, SB3204, SB3324, SB2580, SB2074, SB411, SB3025, SB2934, SB2567, SB2125, SB3238, SB2367, SB2599, SB3007, SB2001, SB2756, SB3029
Keywords:
renewable energy, income tax credit, solar energy, wind energy, low-income households, energy policy, commercial drivers license, non-domiciled, federal regulations, commercial learner's permit, citizenship, lawful residency, Department of Transportation, workers' compensation, vocational rehabilitation, injury recovery, employment services, return to work, commercial driving, driver's license
FL
Transcript Highlights:
- the bill makes changes to subscriber contributions, the fee charged to policyholders on top of the premium
- The bill also provides that insurers include information to policyholders about where their premium dollars
- We moved into a CCRC for the same things other people do: security, stability, and an environment of
- Senate Bill 1740 is a pro-consumer insurance bill with a goal of bringing down insurance premiums, decreasing
- corresponding mitigation credit given by the insurance company to homeowners that will reduce the insurance premium
Summary:
The committee heard and advanced several insurance, financial regulation, and public safety bills. The most extensive discussion centered on SB 1656, a major Office of Insurance Regulation bill covering reciprocal insurers, rate transparency, data calls, cybersecurity notification, and stronger oversight of continuing care retirement communities (CCRCs). The sponsor and OIR described the bill as aimed at transparency and preventing insolvencies, especially after recent CCRC failures. CCRC residents and industry representatives testified both in support and in opposition, with supporters emphasizing resident protection and opponents warning about liens, reserve requirements, management-company regulation, and higher costs. After debate and assurances that problematic provisions would be refined, the committee adopted a delete-all amendment and then reported the bill favorably.
The committee also passed SB 1658, which creates a public records framework for the uniform mitigation verification of inspection form database while protecting policyholders’ personal information; a clarifying amendment was adopted before the bill was reported favorably. SB 1612 on financial institutions was approved after a substitute amendment restored current limits on credit union investments and kept only reimbursement, not salary, authority for certain board members and officers. SB 1740, an insurance bill intended to reduce premiums and insurer insolvency risk, was amended to prioritize rate-decrease filings and prohibit claim denials based solely on AI, then reported favorably.
Two public-safety bills also moved forward. SB 1212 on firefighter health and safety would update OSHA-related protections, address toxic exposure in gear, encourage safer replacement equipment, and support best practices and mental health resources; an amendment refined terminology and added related provisions, and the bill was reported favorably. SB 1184 on residual market insurers was amended to preserve existing consumer protections and disclosure rules for excess and surplus lines and to clarify Citizens-related appointment requirements before being reported favorably. Throughout the meeting, members repeatedly noted ongoing stakeholder negotiations and intent to refine several bills further in later committee stops.
MD
Transcript Highlights:
- And you talk about stability.
- And you talk about stability.
- <00:28:17.720>
in This bill is about stability in This bill is about stability in communities - ,<00:41:59.800>
compliance fees, insurance premiums, compliance fees, insurance premiums, - <01:23:11.680>
in We really want to have the stability in We really want to have the stability
Summary:
The House convened with 113 members present and took up House Bill 774, a local enabling bill on residential landlord-tenant good-cause termination and eviction standards. The sponsor and floor leader described the bill as intended to create stability for families and communities by limiting nonrenewal of leases without good cause, while emphasizing that it would only take effect if adopted by local counties. The bill’s stated good-cause grounds include repeated late rent payment, lease violations, and other specified reasons.
Several amendments were offered and debated. One amendment sought to require tenants to keep paying rent, late fees, and other lease obligations during any legal challenge to a nonrenewal; the floor leader argued this was redundant because existing law already requires payment during holdover proceedings, and the House rejected the amendment by roll call, 79 in the negative. Another amendment added a good-cause ground where housing is tied to employment on the property and the employment ends; the floor leader accepted it as a friendly amendment, and it was adopted. A further amendment exempted short-term rentals such as VRBOs from the bill; it was also accepted as friendly and adopted.
The House then rejected another amendment that would have changed the late-rent good-cause standard from four notices in a 12-month period to three. The sponsor argued the change would reduce the time and financial burden on small landlords, while the floor leader responded that the bill did not alter existing eviction timelines for nonpayment and that the current four-instance standard was appropriate. Finally, an amendment to extend access to the state’s eviction counsel fund to low-income landlords was offered, with the sponsor arguing for fairness to small property owners; the floor leader opposed it, saying the fund was created to represent low-income tenants and that most landlords are already represented. The transcript cuts off before the final vote on that amendment.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/12/2025)
Transcript Highlights:
- This creativity can lead to more options for consumers, can help increase competition, and help stabilize
- their overall profitability, which in turn can lead to more favorable market conditions and lower premiums
- c> market<00:27:28.279>
Market <00:27:29.279>fifth <00:27:30.080>better stabilize - <00:27:52.320>
for market conditions and lower premiums for market conditions and lower premiums - to make up for that raise the premium to make up for that mandate<01:31:21.800>
but <01:31:22.000
Summary:
The committee held a public hearing on HB 733-FN, a bill on third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors financing lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, and contributes to litigation abuse, higher insurance costs, and what he called a “tort tax.” He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with specific references to foreign-entity restrictions, consumer-protection guardrails, and reporting requirements. He also noted a few technical fixes to the draft, including adding the word “knowingly” and restoring a section that had been omitted.
Committee members questioned how the bill’s foreign-entity language would work, including whether a governor or the Department of Safety would designate countries of concern, and whether the bill would bar foreign parties from using litigation funding. Cole and others clarified that the bill was intended as a reporting measure, not a ban on litigation funding itself, and that the goal was to disclose who is funding lawsuits and to what extent. Representative Sal asked whether the bill would prevent a litigant from getting outside financing; Cole answered no, emphasizing disclosure rather than prohibition.
Brandon Grat of the Attorney General’s Consumer Protection and Antitrust Bureau testified that the bill’s enforcement provisions were too limited. He said the draft appears to give the Attorney General only a civil-penalty remedy, likely too small to deter violations, and not the broader Consumer Protection Act tools such as injunctions, restitution, or investigation authority. He also raised concerns about whether the Attorney General or Insurance Department would have proper jurisdiction, given that the product may be financial or insurance-related. Insurance Commissioner DJ Benton Court said the department sees possible benefits from transparency because disclosure of litigation funding could help insurers assess risk, improve underwriting, and potentially ease hard-market pressures, especially for nonprofits and child care providers. He also said the bill’s language likely needs further work to clarify agency authority and suggested involving the Attorney General, Insurance Department, and banking regulators.
Opposition testimony came from the New Hampshire Trial Lawyers Association. Marissa Chase and Samantha Hering argued the bill is one-sided because it requires disclosure only on the plaintiff side and not from defendants or insurers. They said New Hampshire already has court rules and discovery procedures that cover relevant disclosures, making the bill unnecessary, and questioned whether the existence of a funding contract is even relevant in litigation. The hearing ended with the committee continuing to discuss possible revisions and enforcement options, but no vote or final action was taken in the transcript.
ND
Transcript Highlights:
- So the first one there is the budget stabilization fund.
- There really wasn't a discount that we were receiving a premium.
- We are hearing that, too, that in certain markets, there is a premium...
- Not a discount, a premium for North Dakota crude, but there's still a question, I think, as to how that
- Committee, for our report from the Legacy and Budget Stabilization Fund Advisory Board, we're going to
Summary:
The Budget Section met to approve prior minutes and receive a series of budget, revenue, and program updates from OMB, the Tax Department, DOT, DMR, and DPI. OMB reported that general fund revenues through May were about $76 million below the legislative forecast, driven mainly by individual income tax and sales tax shortfalls, though the biennium is still projected to end with a positive balance. OMB also reviewed oil price and production assumptions, the budget stabilization fund transfer above its cap, Legacy Fund performance, federal grant applications, fiscal irregularities, tobacco settlement proceeds, budget guidelines for agencies, vacancy savings, and the DAPL settlement, noting that most of the settlement funds had been deposited but a small amount of accrued interest would require a future deficiency request.
The committee then considered Emergency Commission requests. It approved requests for Public Service Commission abandoned mine lands federal authority, an Attorney General FTE and related funding for criminal investigator work tied to the Office of Guardianship and Conservatorship, and a DPI transfer for bridge software costs. After discussion, the committee also approved DPI’s request for a $500,000 transfer for the food vendor program, despite questions about the program’s savings and cash-flow structure. Later, the Tax Commissioner presented the primary residence credit program, reporting that current biennium costs are expected to exceed the appropriation by about $22 million and explaining how the credit interacts with homestead and disabled veteran credits and the 3% property tax levy cap.
The Legacy and Budget Stabilization Fund Advisory Board reported strong returns for both funds, and DOT sought and received approval for two flexible fund highway projects on ND 49 and ND 31. DOT also updated members on Highway 85 construction and said remaining flex fund dollars were essentially fully allocated. DMR reported on the abandoned well plugging and site reclamation fund, noting North Dakota’s relatively small orphan well inventory, current and projected fund balances, rising remediation costs, and a possible need to adjust the fund cap in future sessions. Finally, DPI outlined the new integrated formula gap funding program, explaining that it compensates school districts that cannot reach the assumed 60-mill local contribution because of the 3% levy cap; the first year’s gap funding totaled about $1.8 million, with future costs expected to grow.
HI
Hawaii 2026 Regular Session
HLT/HSH Joint Public Hearing - Wed Feb 4, 2026 @ 9:00 AM HST
Transcript Highlights:
- Um create unuarily sound uh premiums.
- probably will have a temporary premium probably will have a temporary premium um<00:25:53.200>
There are ways to maintain um premiums There are ways to maintain um premiums at<00:38:48.640> healthcare carrier shall raise premiums healthcare carrier shall raise premiums to<00:45:56.000>- We don't um without increasing premiums.
Summary:
The joint hearing opened with House Bill 1969, which would provide state funding for colorectal cancer screenings for uninsured and underinsured residents. The Department of Human Services said it supports the goal of early screening but would need new administrative capacity, including a program manager and claim pre-screening, to run the program. The Department of Health supported the measure and cited low screening rates in Hawaii, noting an educational campaign to encourage screening. The Insurance Division raised concerns about reliance on federal FAQs, warning that guidance can change and may create state cost exposure. Supporters including the American Cancer Society Cancer Action Network and the Hawaii Medical Association argued the bill would close a preventive-care gap, reduce late-stage diagnoses, and save long-term costs; the committee also discussed implementation costs, estimated by DHS at roughly $1.4 million to $2 million annually plus administrative expenses, and a 6-month to 1-year timeline to establish the program.
The committee then took up House Bill 1965, which would require health carriers to spend at least 6% of total medical expenditures on primary care providers. The Insurance Division said several provisions raise technical and legal concerns, including the premium freeze, the medical loss ratio language, the lack of an existing external review process for downcoding claims, and a new mandate for medically necessary inter-island transportation that could trigger an ACA defrayal. The Department of Human Services supported the intent but suggested broader language to include primary care supports and services, and noted that QUEST integration plans already invested at least 9% of total medical expenditures in primary care in 2024, with additional spending on supports and low-value care reductions. State health planning officials strongly supported the bill as an investment in primary care, saying it could improve outcomes and lower long-term costs, though they acknowledged a possible temporary premium increase during the transition.
Testimony in support emphasized Hawaii’s physician shortage, especially on Maui, the Big Island, and other neighbor islands, and warned that clinics are under financial strain and may close without higher primary care reimbursement. The Hawaii Healthcare Task Force, AARP Hawaii, and other supporters said the bill would help retain providers, improve access for Medicare and Medicaid patients, and prevent downstream costs from emergency room use and avoidable hospitalizations. No votes or final committee action were taken in the portion of the hearing provided.
NM
New Mexico 2026 Regular Session
IC - Legislative Finance Jan 7th, 2026 at 11:04 am
Transcript Highlights:
- most important thing that you can do in budgeting: create equal balances of economic growth and stability
- We don't have to make cuts We have the money and the reserves to create stability.
- And so with stability, we may be slow to enter, but our recovery speed can be at a higher rate because
- You know, the fact that we've picked up the premiums that lapsed and have not been renewed at the federal
- be talking about three percent less money in new money And so when you talk about how we've set stability
MS
Mississippi 2026 Regular Session
MS Senate Floor - 25 February, 2026; 10:00 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- With annual premiums that can increase and are difficult to predict, as many of you know who operate
- for individual health insurance premiums for individual health insurance premiums and<00:43:06.560
- When with annual premiums that volatile.
- This provides a local tool to help stabilize small rural hospitals that are often the only access to
- provides a local tool to help stabilize provides a local tool to help stabilize small<00:56:57.359
Summary:
The Senate convened with a quorum, opened with prayer by Reverend Max Smith of Jesus Name Tabernacle in Florence, and then led the Pledge of Allegiance. The chamber quickly dispensed with the reading of the journal and committee reports, and then spent much of the morning recognizing guests, including multiple FFA groups, the Mississippi FFA state officer team, the Mississippi Food Bank Collaborative, optometrists visiting for Optometry Day, and representatives from engineering and fire service organizations.
On the calendar, the Senate took up several finance-related bills. Senate Bill 2824, extending deadlines related to renewable energy fee-in-lieu agreements and construction start dates, was explained and adopted, then passed by use of the morning roll call with three no votes and one present. Senate Bill 2867, revising the income tax credit for employer-provided dependent child care or child care stipends, was explained as a targeted, capped credit for actual employer spending on licensed child care; it was adopted and passed by morning roll call. Senate Bill 3109, clarifying that a nonprofit leasing and managing LaFleur’s Bluff State Park land is not subject to ad valorem taxes on state-owned park land, was adopted and passed by morning roll call with one no vote.
The Senate also considered Senate Bill 2840, which would provide a 75% rebate or sales tax credit related to inventory taxes and eliminate local privilege taxes. After extended discussion, the committee substitute was adopted, a reverse repealer amendment was added, and the bill passed by morning roll call with one no vote. Senators discussed the burden of inventory taxes on retailers and the need for more data before fully implementing the proposal. Finally, Senate Bill 2868, creating a tax credit tied to employer contributions for individual coverage health reimbursement arrangements (ICHRAs), was introduced and explained as a way to encourage employer-supported health coverage for small and midsize businesses; the transcript cuts off during the explanation before final action on that bill.
CA
Transcript Highlights:
- We are talking about the stability of entire communities. And right now, the backbone is cracking.
- That stability is slipping, and that is not something any of us in California should accept.
- Fund the true cost of care, pass AB 1981, and stabilize California's child care workforce today.
- They take away dignity, stability, and opportunity.
- AB 2769 provides stability during the critical transition to adulthood and assures students and their
Summary:
The Senate Human Services Committee heard a long agenda of child welfare, food assistance, child care, and social services bills. Early actions included AB 308 on regional center safety training for people with intellectual and developmental disabilities, AB 1049 to remove sponsor deeming from the California Food Assistance Program, AB 1201 to narrow a violent-felony bypass for family reunification services, AB 2379 to require know-your-rights training for family child care providers, AB 2429 to ease requirements in early childhood mental health consultation, AB 1755 to repeal CalWORKs’ 100-hour work penalty, AB 2478 to create a kinship family approval pathway, and AB 1969 and AB 1996 to expand coordinated cradle-to-career and child-poverty reduction efforts. The committee also began discussion of AB 1932, which would continue and strengthen community-based crisis response services.
Testimony was largely in support across the hearing. Advocates, county representatives, child care providers, legal aid groups, food banks, disability organizations, and anti-poverty coalitions argued that the bills would reduce administrative barriers, improve access to benefits and services, and better protect children and families. Several authors and witnesses emphasized real-world harms from current rules, including fear of immigration enforcement, wrongful benefit denials, delayed kinship placements, and the burden of outdated eligibility requirements. On AB 1201, county welfare officials and child welfare advocates said the bill would preserve judicial discretion while allowing more parents a fair chance at reunification; on AB 2478, they said a kin-specific approval path would help place children with relatives more quickly; and on the child care bills, providers said current reimbursement and compliance systems are unsustainable.
There was some committee concern about accountability and safety, especially on AB 1049 and AB 1201. One senator questioned whether removing sponsor deeming could weaken program integrity, and another raised concerns about whether narrowing the reunification bypass could expose children to unsafe environments or criminal activity. Authors and supporters responded that the bills still leave eligibility screening, judicial review, supervision, and service plans in place, and that the changes mainly remove automatic barriers or overly broad rules. Votes taken during the hearing were generally favorable: AB 308 passed 3-0 and was held on call; AB 1049 passed 2-1 and was held on call; AB 1201 passed and was held on call; AB 2379 passed 3-0 and was held on call; AB 2429 passed and was held on call; AB 1755 passed and was held on call; AB 2478 passed and was held on call; and AB 1969 and AB 1996 both passed and were held on call. The committee also noted that some bills were on the consent calendar and approved those items 3-0 while holding them open.
FL
Transcript Highlights:
- . $28 million for Healthy Kids combined risk model premium stabilization, $55 million to support the
- In large part, our movements into the stabilization, I'm sorry, our movements into the new categorical
- under the line, as well as reflecting the stabilization fund being utilized to be able to offset any
- ...funding, replacing the funding that we had in the old stabilization program, or is it in addition
- who are living with HIV, they're starting to lose their benefits now because the DOH is cutting off premium
Summary:
The Senate took up the 2026-2027 budget package, beginning with an overview of the $115 billion General Appropriations Bill (SB 2500/HB 500). Appropriations Chair Hooper said the budget is smaller than last year’s, maintains strong reserves, and includes a 3% pay raise for all state employees and 5% raises for state law enforcement, firefighters, correctional officers, and park rangers. Committee chairs then highlighted major spending in their areas, including $34.9 billion for Pre-K-12 education, $11.9 billion for higher education, a $2.1 billion-plus increase in health and human services, $7.9 billion for criminal and civil justice, $16.8 billion for transportation/tourism/economic development, and major environmental and regulatory investments such as Everglades restoration, water quality, and land acquisition.
Members asked detailed questions about several items. Topics included the Emergency Management Trust Fund, arts and cultural grants, Florida Forever land acquisition versus conservation easements, teacher salaries and charter school funding, New College funding, ADAP/HIV drug assistance, Medicaid rate reductions for non-critical access hospitals, DOC operational deficits and inmate health/food costs, judicial staffing, and school enrollment supplements. Chairs explained that some reductions reflected shifts in how scholarship and categorical funds are tracked, that the ADAP appropriation would take effect immediately upon enactment but would only cover part of the year, and that hospital reductions were tied to a broader DPP funding increase. Questions also covered lottery staffing, concealed carry licensing workload, and whether vacant positions were being eliminated as part of budget right-sizing.
After the budget discussion, the Senate substituted House bills for the Senate budget bills and adopted amendments placing the Senate language onto the House vehicles. The chamber then passed HB 500, HB 503, and HB 5201, and agreed to conference on each. It also passed SB 7028/HB 5205 on retirement, SB 2506 on fuel taxes, SB 2508 on the state agency law enforcement radio system, SB 2510/HB 5401 on court trust funds, SB 2512 on judgeships, SB 2514 on K-12 education, SB 2516 on higher education, and SB 2518 on health, with each bill passing by unanimous or near-unanimous votes and then being sent to conference or requested of the House for concurrence.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (05/21/2025)
Transcript Highlights:
- We have no premium deficiency reserve.
- Our rates premium deficiency reserve.
- <01:46:47.679>
for paying premiums for paying premiums for claims.<01:46:49.440>If - simply was not pricing the premiums simply was not pricing the premiums properly.<02:04:26.080><
- You're talking about the nuance between the impact for the people and the premium, the ultimate premium
Summary:
The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal.
Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs.
The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.
WA
Washington 2025-2026 Regular Session
Senate Ways & Means Oct 16th, 2025
Transcript Highlights:
- because they do not meet the work or community engagement requirements are also not eligible for premium
- across the state of Washington and in alignment with CMS priorities of thinking about workforce stability
- There is already likely an increase of 15% in premiums above the baseline, and that these effects will
- So, again, the bottom line of this is if the enhanced premium tax credits are not continued and do expire
- line of savings that people have from them sort of, again, bottom line of this is if the enhanced premium
Summary:
The Ways and Means Committee held a work session to review how H.R. 1 (the One Big Beautiful Bill Act) could affect Washington’s Medicaid, long-term care, developmental disabilities, and food assistance programs, with a focus on implementation challenges, fiscal impacts, and likely coverage losses. Staff and agency officials explained Washington’s Medicaid financing structure, eligibility categories, caseload trends, and the role of the Health Care Authority and DSHS in administering Apple Health and related services. They also described how Medicaid expansion increased access to behavioral health services and how H.R. 1’s provisions are expected to affect the expansion population most directly.
Health Care Authority and DSHS officials outlined several major H.R. 1 changes: new work and community engagement requirements for the Medicaid expansion population, six-month redeterminations instead of annual renewals, changes to immigrant eligibility, limits on provider taxes and state-directed payments, new cost-sharing requirements, reduced retroactive coverage, and changes affecting long-term care eligibility. They said Washington is still awaiting federal guidance on many details, but estimated that about 620,000 Apple Health expansion enrollees could be subject to work requirements, that roughly 30,000 immigrants could lose Medicaid eligibility under the new definition of qualified alien, and that some long-term care and developmental disability clients could be indirectly affected. Officials also said the state is working with other agencies to build shared verification systems and may seek a delay waiver, though they do not expect broad federal flexibility.
The committee also heard that H.R. 1 immediately blocks Medicaid reimbursement for Planned Parenthood services for one year, with the state planning to backfill about $11 million to preserve access. In addition, officials warned that the law could reduce federal Medicaid revenue by billions over time and strain hospitals and emergency rooms as more people become uninsured. They noted that Washington’s rural health transformation grant application is due November 5 and could bring some funding, but not to offset coverage losses. No votes were taken; the session was informational only. The committee then heard a separate presentation on food assistance, where staff and DSHS described H.R. 1’s SNAP changes, including expanded work requirements, immigrant eligibility restrictions, higher state administrative costs, and a possible future state share of benefit costs tied to payment error rates. DSHS estimated a four-year fiscal impact of about $750 million for food assistance changes and said the state is working on system and policy changes across agencies before the new requirements take effect.
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Aug 18th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- We're starting to already see the market react in terms of what's happening—premium increases and things
- Dollars in premium increases per person here in New Mexico.
- We are also seeing requested premium increases coming in on the private side, which is high, so coverage
- Every child's well-being is tied to the stability, health, and strength of their parents and caregivers
- Experts help design policies that give families a fair path to stability.
MN
Minnesota 2025 1st Special Session
Senate Leadership's Plans for Session / Online Sports Betting Testimony / November Budget Forecast Jan 14th, 2025
Minnesota Senate Floor Meeting
Transcript Highlights:
- If you're paying your premiums, you should get the care that you deserve and that you've contracted for
- c><00:04:26.479>
your balanced um if you're paying your balanced um if you're paying your premiums - :27.840>
get <00:04:27.960>the <00:04:28.080>care <00:04:28.280>that premiums - uh you should get the care that premiums uh you should get the care that you<00:04:28.560>
deserve - unknowns, or chaos as you put it, that we're starting this session with, you are a, you know, you add stability
Summary:
The program opened with interviews on the start of Minnesota’s 94th Senate session, where the chamber is evenly split 33-33 after the death of DFL Senator Kari Dziedzic and a special election to fill the vacancy. DFL Majority Leader Aaron Murphy and Republican Leader Mark Johnson both said the tied Senate and narrow margins in both chambers will require more cooperation and compromise. Murphy emphasized affordability issues such as health care, child care, housing, college costs, and medical debt, while Johnson said Republicans want to refocus on Minnesota’s needs, limit tax increases and mandates, and use the split chamber to gain more influence in negotiations. Both leaders said they expect bipartisan work on issues like mental health, EMS, public school funding, permitting reform, and mandate reform. Former Senator Ann Johnson Stewart was also sworn in after winning the special election for District 45 and said she hopes to work on infrastructure, transportation, bonding, and jobs.
The Senate Finance Committee then held a hearing on the social impact of legalizing online sports betting. Testimony from researchers and gambling addiction experts warned that online sports betting can contribute to addiction, family harm, and financial distress, with one witness describing it as a public health disaster and citing higher bankruptcy filings in states that legalize it. Committee discussion also reflected the competing view that many Minnesotans want the option to bet legally, while lawmakers have a responsibility to protect residents from harm.
The final segment focused on Minnesota’s budget and economic forecast. Officials said the state is expected to end the 2026-2027 biennium with a surplus, but spending growth is projected to outpace revenues in the following years, creating a structural deficit of nearly $6 billion in fiscal years 2028-2029. Legislators said the forecast underscores the need to address spending, inflation, and long-term obligations such as special education and disability services, and some Republicans called for attention to waste, fraud, and abuse. The report noted that an updated forecast will be released in February, which could further shape budget negotiations.
FL
Transcript Highlights:
- Premiums, the point of this slide is just simply to say that we're trying to work against the grain,
- Generally, premiums had been going up, as we know, and we're trying to do what we can in our part of
- Seven, there was no change in premium. There could be various reasons.
- Seven, there was no change in premium. There could be various reasons for that.
- So there are all kinds of things that can affect the premium that they're being quoted.
Summary:
The Banking and Insurance Committee heard a series of presentations focused on mitigation, flood and wind resilience, and insurance discounts. Kevin Guthrie of the Florida Division of Emergency Management outlined several funding streams for mitigation, including federal Hazard Mitigation Grant Program dollars, BRIC grants, flood mitigation assistance, and the state hurricane loss mitigation program. He emphasized the new Elevate Florida initiative, which will use about $400 million initially to elevate or reconstruct flood-prone homes, starting with National Flood Insurance Program properties and severe repetitive-loss homes, with no current per-home cap. Guthrie said the state will contract directly with licensed vendors and aims to reduce future flood losses, lower insurance costs, and keep properties on the tax rolls rather than relying on buyouts.
Insurance Commissioner Mike Yaworski described Florida’s windstorm mitigation discount program, explaining that the 1802 inspection form is used to assess a home’s overall “envelope” and determine statutory discounts. He said the office is updating the program based on a new wind loss study, with likely changes including greater recognition of roof types such as metal roofs and possible territorial risk adjustments. He also said the Legislature now requires the office to revisit the study every five years. Stephen Fielder of the Department of Financial Services reported on My Safe Florida Home, noting that the program offers inspections and grants for roof and opening protections, has completed more than 100,000 inspections, and has reimbursed hundreds of millions of dollars. He said the department has validated its discount calculations with insurers and that the program is intended to help homeowners reduce premiums through verified mitigation work.
Michael Newman of the Insurance Institute for Business and Home Safety said Florida’s building code is nationally leading and that post-Ian surveys found no wind-driven structural damage in buildings built after adoption of the code. He argued that mitigation should be treated as a system, not isolated upgrades, and suggested adding Fortified designation to the state’s mitigation form to better document verified resilience improvements. Bill Truex, a county commissioner and builder, stressed the need to educate homeowners about floodproofing and roof choices, citing examples where flood panels prevented damage and noting that asphalt shingles often do not last as long in Florida as their marketing suggests. In panel discussion, senators asked about program eligibility, outreach to elderly and digitally challenged residents, contractor vetting, roof-life disclosures, and whether flood insurance should be more broadly required. Officials said outreach will include call centers and in-person assistance, and several participants urged better consumer disclosure and more data-driven guidance on roof and mitigation choices.
MN
Minnesota 2025-2026 Regular Session
November 2025 State Budget and Economic Forecast Presentation - 12/04/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- Just that that housing stabilization services... like, for example, current investigations into
- I think you can expect me to come back again asking for those cuts to be made to stabilize especially
- I think you can expect me to come back again asking for those cuts to be made to stabilize especially
- I think you can expect me to come back again asking for those cuts to be made to stabilize especially
- I think you can expect me to come back again asking for those cuts to be made to stabilize especially
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/15/2025)
Transcript Highlights:
- <01:25:29.000>
and ensuring the stability and ensuring the stability and reliability<01:25 - others say when it when it stabilizes others say when it when it stabilizes Bitcoin<01:33:17.239
- That's a policy decision for you to make, but the consequence of that will be higher premiums.
- There is no question that you will see an increase in commercial insurance premiums.
- It's going to be more difficult for individuals to afford those premiums. ...those premiums, and while
Summary:
The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops.
Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight.
Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 14th, 2026 at 02:14 pm
House Appropriations & Finance
Transcript Highlights:
- DFA recommended an increase for property insurance premiums.
- Both recommendations fund the increases in healthcare premiums for The agency.
- We closed out over 140 million of pending refund claims, which helps provide stability both to you when
- vacancies happened When DFA and the health care authority were calculating the group health insurance premium
- we think it's critical for us to be able to pay the group insurance, the group health insurance premiums
NH
New Hampshire 2025 Regular Session
Health and Human Services Oversight Committee (09/26/2025)
Transcript Highlights:
- I'm Karen Heert, director for the Division of Economic Stability at DHS. Good afternoon.
- Um and we will be able to do premium.
- So the potentially subject to a premium.
- <00:32:46.799>
can limits the amount that the premium can limits the amount that the premium - subject to a premium. subject to a premium.
Summary:
The committee first approved the draft minutes of its May 16, 2025 meeting, with one correction removing Representative Dry from the attendance list because she was present as a guest rather than an appointed member. The committee then received a Department of Health and Human Services update from Commissioner Lori Weaver, who focused on the rural health transformation grant process. She said the department has been gathering stakeholder input since July, issued a request for information on September 22, and is working toward an end-of-October draft and a November 3 deadline, with a grant writer request expected to go before Governor and Council at no cost to the state.
The bulk of the meeting centered on federal changes affecting SNAP and Medicaid. Karen Heert explained that the federal law changes commonly referred to as the “Big Beautiful Bill” or HR1 will affect SNAP eligibility and state costs, including a shift in administrative cost sharing from 50/50 to 75/25 beginning in October 2026 and a possible state share of benefits if New Hampshire’s error rate is too high. She said the program affects about 43,000 households, that New Hampshire’s federal fiscal year 2024 error rate was 7.57% versus a national rate of 10.93%, and that the state must get below 6% to avoid liability. She also said DHS is preparing remediation steps, auditing cases, and seeking technology and staffing support, including a grant for automation and training.
Henry Litman then described Medicaid changes under HB2 and the new federal law. He said New Hampshire returned to pre-pandemic eligibility verification rules on July 1, including a 10% income compatibility standard and reduced ex parte renewals, which has increased manual work and contributed to a drop in enrollment from about 185,000 in late June to about 178,000 in early September. He also reviewed new child premiums, pharmacy copays, Granite Advantage premiums, and possible Medicaid work requirements, noting that DHS is working with CMS on implementation details and may use a state plan option rather than an 1115 waiver because it would be less expensive and faster. Members asked several questions about the SNAP error-rate rules, the distinction between administrative and client errors, the effect of unpaid copays, and the timing and legal risk of the Medicaid work requirement; no votes were taken on those policy issues.