Video & Transcript Research : 'cost of borrowing'
Page 32 of 500
KY
Kentucky 2026 Regular Session
House Standing Committee on Health Services (3-14-24)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=q3hnrs5plSo, 2026-06-21T07:17:07+00:00, 2.2.24, Data collected via generic collector engine, There was a technical issue that interrupted the previous live stream. This is the committee meeting in it's entirety.
00:00:00 Call to Order/Roll Call
00:01:05 Discussion of 24RS HB 170
00:05:17 Roll Call Vote on 24RS HB 170
00:06:25 Discussion of 24RS SB 89
00:10:45 Roll Cal Vote on 24RS SB 89
00:11:44 Discussion on 24RS HB 764
00:13:35 Roll Call Vote on 24RS HB 764
00:14:36 Discussion of 24RS HB 252
00:41:49 Roll Call Vote on 24RS HB 252
00:44:43 Discussion of 24RS HCR 103
00:49:36 Roll Call Vote on 24RS HCR 103
00:51:05 Discussion of 24RS HB 438
00:52:29 Roll Call Vote on 24RS HB 438
00:54:13 Discussion of 24RS HB 766
01:00:33 Roll Call Vote on 24RS HB 766
01:01:51 Discussion of 24RS HB 677
01:03:35 Roll Call Vote on 24RS HB 677
01:05:07 Consideration of Referred Administrative Regulations
01:16:47 Adjournment, 958, all, 2.2.42, 2.1.47
HI
Transcript Highlights:
- of the Year. of the Year.
- of the Kapaa Clubhouse.
- of Hawaii Youth of Boys and Girls Club of Hawaii Youth of the<00:08:34.640>
Year <00:08:35.000 - competing for for the Youth of the Year. competing for for the Youth of the Year.
- is Leia Williamson of the Makawao award is Leia Williamson of the Makawao Clubhouse.
Bills:
SB3225, HCR53, HCR57, HCR101, HB1878, HB1481, SCR40, SCR59, SCR114, SCR197, SCR198, SR30, SR107, SR185, SR186
Keywords:
statutory revision, Hawaii Revised Statutes, clarification, obsolete provisions, legal accuracy, University of Hawaii, Board of Regents, associate degree, degree audit, reverse transfer, credit audit, student completion, credential attainment, community college transfer, four-year campus, higher education, postsecondary attainment, workforce development, student retention, graduation pathways
TX
Transcript Highlights:
- Evidence of groundwater availability in the vicinity of a proposed subdivision is crucial.
- I'm here to testify on behalf of and in support of Senate Bill 1855. My name is Jacob Holt.
- In other words, just to cut to the quick of it, a lot of groundwater is being used.
- of millions of dollars statewide.
- These practices raise the cost of housing and infrastructure and divert development away from past growing
Keywords:
SB 612, Texas Water Code, Section 49.2127, conservation and reclamation district, water district, reclamation district, developer fees, pipeline construction, water pipeline, sewer pipeline, associated infrastructure, subdivision infrastructure, cost recovery, fee cap, actual reasonable documented costs, engineering fees, legal fees, inspection fees, infrastructure relocation, utility connections
MN
Transcript Highlights:
- cost upwards of 26,000 such an enormous cost upwards of 26,000 more<00:08:27.159>
per more per - <00:18:57.080>
of additional treatment at a cost of additional treatment at a cost of approximately - in our water for the cost of $80,000, and we had to replace one of our wells at a cost of $25,000.
- <00:34:21.200>
of the cost of the cost of $80,000<00:34:23.520>and <00:34:23.879>- >
city wells at a cost of $25,000 and the city wells at a cost of $25,000 and the city this<00 - >
Bills:
HF343, HF446, HF448, HF674, HF811, HF832, HF1661, HF1528, HF1536, HF1541, HF1670, HF1438, HF1714, HF1748, HF1835, HF1904, HF1929, HF1942
Keywords:
HF343, Chisago County, Shorewood Park Sanitary Sewer District, Rush Lake, sewer extension, wastewater infrastructure, sanitary sewer, treatment pond, sewage treatment, capital investment, bonding bill, state bonds, Public Facilities Authority, local infrastructure, municipal utilities, water quality, sanitation, bond proceeds fund, Minnesota bonding, HF446
AZ
Transcript Highlights:
- , in support of Senate Bill 1181.
- The assets are distributed in an order of priority for the benefit of the assignor's creditors.
- Chair, members of the committee.
- I'm going to give a brief overview of the key parameters of this act.
- I'm here on behalf of State Farm Insurance in support of Senate Bill 1415.
Keywords:
certified public accountants, CPA certification, accounting regulations, professional standards, continuing education, assignment for benefit of creditors, ABC act, insolvency, creditor claims, debt liquidation, business wind-up, receivership, liquidation, secured creditors, unsecured creditors, proof of claim, voidable transactions, fraudulent transfer, wage claims, priority claims
Summary:
The Commerce Committee met and heard three bills, after announcing that Senate Bill 1254 would not be heard. Senate Bill 1181, which revises requirements for certified public accountants and is identical to House Bill 2476, was presented as a CPA pathways measure that opens additional routes to CPA certification in Arizona. Testimony from the Arizona Society of Certified Public Accountants supported the bill as part of a nationwide effort to keep Arizona CPAs competitive. The committee had no questions and voted 10-0 to give SB 1181 a do pass recommendation.
Senate Bill 1252 adopted the Uniform Law Commission’s Uniform Assignment for Benefit of Creditors Act. Staff and Uniform Law Commission testimony explained that the bill creates a debtor-initiated alternative to bankruptcy or receivership, allowing a distressed business to assign assets to an assignee who liquidates them and distributes proceeds to creditors under a priority scheme. The act was described as flexible, with creditor notice, claims resolution, and court oversight provisions. The committee again had no questions and voted 10-0 to recommend SB 1252 do pass.
Senate Bill 1415 set qualifications for salaried employees of insurers or managing general agents to obtain an adjuster license without taking the Arizona adjuster exam, and limited such licenses to adjusting claims as salaried employees. State Farm testified in support, explaining that other states have changed licensing rules, creating a need for Arizona-based company adjusters to obtain Arizona licenses without duplicative testing, especially for large employers like State Farm and USAA. The bill was presented as a workaround to preserve reciprocity for existing adjusters, and the committee voted 10-0 to recommend SB 1415 do pass before adjourning.
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 2/25/26
Public Safety Finance and Policy
Transcript Highlights:
- Finally, also there was an effort to fully eliminate the cost of the original part of the original bill
- cost of the original fully eliminate the cost of the original part<00:22:41.280>
of <00:22:41.440 - and hundreds of millions of dollars of restitution being wiped out.
- <00:49:04.319>
they hearing some of the stories of what they hearing some of the stories of - of the Department of is Liz Richard of the Department of Corrections<01:00:45.760>
Victims <01:
Keywords:
public safety, coercion, criminal penalties, law enforcement, victim protection, HF3496, supervision abatement, earned compliance credit, earned compliance credits, conditional release, supervised release, corrections, Minnesota Department of Corrections, restitution, willful nonpayment, probation-like supervision, release supervision, community supervision, lifetime conditional release, early termination of supervision
NM
Transcript Highlights:
- And, you know, of course, many of us know if we're involved... ...many of us know if we're involved in
- Madam Chair, members of the committee, I guess I'd like to point out, yes, I can understand the cost
- It's about a third of the cost in your total premium.
- I know that we do anticipate, if you will, some of the additional costs that would go into ensuring these
- And during that time, a lot of times there are cost increases, whether it's materials or labor or other
Keywords:
insurance, wildfire, flood damage, natural disasters, property coverage, water projects, appropriation, New Mexico, finance authority, infrastructure, New Mexico Finance Authority, funding, SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law
MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 3/12/25
Agriculture Finance and Policy
Transcript Highlights:
- She said the bill falls short of meeting the needs of farmers today.
- He said you are in direct control of this budget that is in front of us today, and one of the few things
- <00:26:04.840>
the <00:26:05.080>few of us today and in this one of the few of us today - <00:31:24.000>
that <00:31:24.120>we're of of guiding to consensus that we're of of - all of us safe.
Keywords:
Minnesota agriculture budget, Department of Agriculture appropriation, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, farm bill, rural development, agricultural grants, soil health, livestock compensation, crop damage, meat inspection, poultry inspection, county agricultural inspectors, biofertilizer, nitrogen management, commercial nitrogen fertilizer, water quality, farm down payment assistance, beginning farmers
KY
Kentucky 2026 Regular Session
House Standing Committee on Health Services (3-7-24)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=PZRzEbmZRi4, 2026-06-21T07:17:07+00:00, 2.2.24, Data collected via generic collector engine, 00:00:00 Call to Order/Roll Call
00:01:12 Discussion of 24RS HB 11
00:50:08 Roll Call Vote on 24RS HB 11
00:54:03 Discussion of 24RS HB 829
01:05:32 Roll Call Vote on 24RS HB 829
01:07:25 Discussion of 24RS HB 190
01:10:47 Roll Call Vote on 24RS HB 190
01:12:00 Discussion of 24RS HB 467
01:20:30 Roll Call Vote on 24RS HB 467
01:23:17 Discussion of 24RS HB 645
01:27:50 Roll Call Vote on 24RS HB 645, 958, all, 2.2.42, 2.1.47
KY
Kentucky 2026 Regular Session
House Budget Review Subcommittee on Health and Family Services (2-15-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=aNg2fNu_Rg0, 2026-06-21T07:17:02+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00
ROLL CALL 00:27
APPROVAL OF MINUTES 01:02
DISCUSSION WITH COMMUNITY BASED SERVICES, LESLIE HOFFMAN, DEPUTY COMMISSIONER, PAM SMITH, DIRECTOR FOR MEDICAID SERVICES. WAIVER ENROLLMENT NUMBERS, AND RATE & STUDY FINDINGS. 2:06
DISCUSSION WITH CEO, KY ASSOCIATION OF PRIVATE PROVIDERS, AMY STAYED ON THE IMPLANTATION OF THE INCREASE FOR WAIVER PROVIDERS THAT IS LISTED IN HOUSE BILL 1 24:18
DISCUSSION WITH LESA DENNIS, ACTING COMMISSIONER WITH DEPT. OF COMMUNITY BASED SERVICES &SHANNON HALL, CHIEF OF STAFF ABOUT SOCIAL WORK RECRUITMENT & RETENTION IN THE FIELD AND OFFICES. 32:16, 958, all, 2.2.42, 2.1.47
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight Apr 14th, 2026 at 03:00 pm
Commerce & Economic Development Oversight
Transcript Highlights:
- of 12 times.
- With 10 aye, 4 nay, we will declare your bill out of committee. Bill out of committee.
- This is part of the agreed-upon bundle of bills involving prescription drugs this session.
- This is part of the agreed-upon bundle of bills involving prescription drugs this session.
- of Tesla.
Keywords:
bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act
HI
Keywords:
HI Senate YouTube, https://www.youtube.com/watch?v=wSIdBG_2FU8, 2026-07-02T01:22:43+00:00, 2.2.24, Data collected via generic collector engine, This recording was previously aired on "Olelo on April 14, 2020. Footage courtesy of Olelo Community
Agenda
The special committee will convene to assess and advise the Senate regarding the State of
Hawaii's COVID-19 plans and procedures to include, but not limited to:
1) Confirm the development of the state departmental plans and procedures;
2) Review and assess current state departmental plans and procedures;
3) Review and assess whether state departmental plans and procedures are properly and
timely implemented to safeguard public health and safety; and
4) To communicate and disseminate information obtained therefrom.
The special committee will be meeting with the following:
11:00 a.m. Office of the Attorney General
Ms. Clare Connors, Attorney General
11:45 a.m. Department of Labor and Industrial Relations
Mr. Scott Murakami, Director
12:30 p.m. Department of Transportation – Airports Division
Mr. Ross Higashi, Deputy Director
1:15 p.m. Department of Health
Dr. Bruce Anderson, Director
Please note that there may be committee members or invited speakers participating remotely
via video or teleconference.
The meeting will be available for live viewing on Olelo Channel 49 on Oahu and will go out
live for pick up by neighbor island public access channels.
No public testimony will be accepted.
Meeting of the Special Committee
Senate State of Hawaii COVID-19
Tuesday, April 14, 2020
If you require special assistance, please call 586-6800 or email your request to
waysandmeans@capitol.hawaii.gov.
-End of Agenda-, 912, senate, all, 2.2.42, 2.1.47
KY
Kentucky 2025 Regular Session
Kentucky Housing Task Force 2025 (7-28-25)
Transcript Highlights:
- for a home and the cost of a home.
- land for a home and the cost of a home. land for a home and the cost of a home.
- infrastructure cost the linear feet of infrastructure cost the linear feet of sewer<00:57:19.119
- <01:14:28.480>
to costs of everything from financing to costs of everything from financing - rising costs of labor and building rising costs of labor and building supplies. supplies. supplies
Keywords:
Meeting Start 00:00:07
Roll Call 00:00:14
Discussion of Pro-Growth Housing Policies 00:02:01
Discussion of Historic Rehabilitation Tax Credit 01:11:13
Adjournment 01:40:27, 958, all
Summary:
The Kentucky Housing Task Force met and heard first from the Kentucky Chamber of Commerce, which presented findings from a housing study done with the Home Builders Association. The chamber said housing is now a major economic-development issue, citing survey results that 90% of community leaders said their region could not absorb a major job announcement and 66% said housing is holding back Kentucky’s economy. The chamber described Kentucky’s housing shortage, rising home prices, declining permits since 2008, and the need for more production to support growth. It urged policy changes including zoning and land-use reform, tax incentives, regional approaches, and especially a residential infrastructure fund modeled on Indiana’s low-interest loan program to help communities finance roads and other infrastructure needed for new housing. Members asked about the severity of the problem, workforce shortages in permitting and construction, the loan interest rate, repayment, and whether Kentucky could replicate Indiana’s results; the witness said the issue is a crisis and that the program would be a revolving public-private partnership, likely around 3% interest, with implementation details still to be worked out.
The Kentucky Bankers Association then testified that the housing gap is especially acute for households at 80% of area median income and below, which it said represents about 70% of Kentucky’s housing need. It emphasized that the shortage affects both urban and rural counties and pointed to examples such as Rowan County, where workers at major employers must commute long distances because local housing is unavailable or unaffordable. The bankers said high interest rates remain a major barrier and proposed a $20 million bank commitment for a revolving fund tied to tax credits to finance new housing, not refinances. They cited Hope of the Midwest as an example of a successful tax-credit housing model with a long track record and no defaults, and said the proposal would leverage public-private partnerships to create new units.
Committee members questioned how the proposed fund would compare with industrial revenue bonds and whether it could be structured like Kentucky’s tobacco settlement fund, with seed money, a review board, scoring criteria, and possible population thresholds to ensure smaller communities benefit. The bankers said the proposal would be another tool for cities and counties, specifically tied to residential infrastructure, and that larger cities should not be able to capture all of the resources. No formal votes or actions were taken during this portion of the meeting.
TX
Transcript Highlights:
- outside of ERCOT.
- Senate Bill 1022 by Kolkhorst et al. relates to the recovery of vegetation management costs by electric
- Senate Bill 1123 by Blanco et al. relates to the prosecution and punishment of the offense of theft of
- of the appraised value of the residence of a partially disabled veteran, addressing local government
- the cost of optional residence homestead exemptions, addressing education K-16.
Bills:
SJR36, SB26, SJR3, SJR48, SJR50, SJR51, SCR15, SCR17, SB3, SB5, SB12, SB18, SB1001, SB1002, SB1003, SB1004, SB1005, SB1006, SB1007, SB1008, SB1009, SB1010, SB1011, SB1012, SB1013, SB1014, SB1015, SB1016, SB1017, SB1018, SB1019, SB1020, SB1021, SB1022, SB1023, SB1024, SB1025, SB1026, SB1027, SB1028, SB1029, SB1030, SB1031, SB1032, SB1033, SB1034, SB1035, SB1036, SB1037, SB1038, SB1039, SB1040, SB1041, SB1042, SB1043, SB1044, SB1045, SB1046, SB1049, SB1050, SB1051, SB1052, SB1053, SB1054, SB1055, SB1056, SB1057, SB1058, SB1059, SB1060, SB1061, SB1062, SB1063, SB1064, SB1065, SB1066, SB1067, SB1068, SB1069, SB1070, SB1071, SB1072, SB1073, SB1074, SB1075, SB1076, SB1077, SB1078, SB1079, SB1080, SB1081, SB1082, SB1083, SB1084, SB1085, SB1086, SB1087, SB1088, SB1089, SB1090, SB1091, SB1092, SB1093, SB1094, SB1095, SB1096, SB1097, SB1098, SB1099, SB1100, SB1101, SB1102, SB1103, SB1104, SB1105, SB1106, SB1107, SB1108, SB1109, SB1110, SB1111, SB1112, SB1113, SB1114, SB1115, SB1116, SB1117, SB1118, SB1119, SB1120, SB1121, SB1122, SB1123, SB1124, SB1125, SB1126, SB1127, SB1128, SB1129, SB1130, SB1131, SB1132, SB1133, SB1134, SB1135, SB1136, SB1137, SB1138, SB1139, SB1140, SB1141, SB1142, SB1143, SB1144, SB1145, SB1146, SB1147, SB1148, SB1149, SB1150, SB1565
Keywords:
teacher compensation, education funding, public school educators, teacher retention, teacher designation, dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, severance tax, oil and gas, Texas STRONG fund, economic stabilization, public health, property tax relief
OK
Oklahoma 2026 Regular Session
Postsecondary Education REVISION 3: HB2210 - Added Feb 17th, 2026 at 10:30 am
Postsecondary Education
Transcript Highlights:
- This is the credentials of value.
- the cost of their education.
- just for the record, can you explain that credential of value in just kind of lay terms?
- There also goes into the net cost of attendance.
- And there's never been a report of any impropriety or any misuse of funds in this process.
Keywords:
credential of value, education, workforce development, labor market, government reporting, higher education, Oklahoma State University, Board of Trustees, presidential selection, college governance, Oklahoma Agricultural Extension, local funding, financial institutions, county extension services, state funds, academic programs, low-producing programs, Oklahoma State Board of Regents, program review, curriculum quality
NM
Transcript Highlights:
- the session, I've talked with the chair of the House, and both of us have kind of agreed when our bills
- We are grateful to all of you for your support of KANW.
- Music Supports the cultural interests of a large portion of the state of New Mexico.
- I feel that because of Just the size of some of the largest school districts.
- Of kind of changing that structure of having more of a city manager structure, city-run government, kind
Keywords:
appropriation, higher education, sports facilities, community college, Luna Community College, KANW, educational radio, rural news, public education, funding, education, documentary, historical figure, Padre Antonio Jose Martinez, cultural heritage, research funding, federal funding, New Mexico, University of New Mexico, New Mexico State University
NM
Transcript Highlights:
- So there's a lot of situations.
- There's a lot of brain issues involved.
- I know for me personally, we're kind of steering away from anything that really shows any of their knowledge
- accent, any sort of speech impediment, any sort of... and sometimes a soft voice they couldn't hear
- Now they do get a different perspective of, "I'm not just playing when I'm here; it is a lot of listening
Keywords:
appropriation, higher education, sports facilities, community college, Luna Community College, KANW, educational radio, rural news, public education, funding, education, documentary, historical figure, Padre Antonio Jose Martinez, cultural heritage, research funding, federal funding, New Mexico, University of New Mexico, New Mexico State University
KY
Kentucky 2026 Regular Session
House Legislative Session Day 19 (2-3-26)
Kentucky House Floor Meeting
Transcript Highlights:
- is the orders of Next order of business is the orders of the<00:06:43.759>
day. - /c> No one under the age of 21 years of old No one under the age of 21 years of old may<00:17:37.120>
- That's different types of uh of smokes.
- equity<00:33:41.440>
and director of the division of equity and director of the division of - > color preparation of young citizens of color preparation of young citizens of color for<00:34:15.679
Keywords:
Convene 00:00
Senate Message 04:18
Report of Committees 05:09
Orders of the Day 06:40
HB 169 06:50
HB 393 13:08
HB 194 15:43
Motions, Petitions, and Communications 24:38
Introduction of New Bills and Resolutions 35:23
Recess for ConC/Rules Meeting 38:09
ConC/Rules Report 40:57
Floor Amendments 42:04
Adjournment 42:20, 958, all
Summary:
The House convened, opened with prayer and the Pledge of Allegiance, recorded 95 members present, approved the prior journal, and received notice from the Senate that Senate Bills 1 and 3 had passed and were sent over for concurrence. Committee reports advanced a number of bills on housing, local purchasing, health care credentials, postsecondary education, school bus safety, special license plates, milk transportation, veteran PTSD treatment, and the Kentucky Fire Commission, with several reported with committee substitutes.
The chamber then considered House Bill 169 on coverage for feeding or eating disorders. The sponsor explained that the bill addresses insurance coverage decisions tied to body mass index by requiring BMI to be considered alongside another factor, such as depression, anxiety, or family circumstances, and said the committee substitute clarified that one factor alone could not control the decision. The substitute was adopted, and the bill passed 95-0. House Bill 393, which updates the Alzheimer’s and related dementias council, adds a caregiver seat, and requires an annual action project including an early detection toolkit, also passed unanimously, 95-0.
House Bill 194, relating to cigar bars, drew the most discussion. The sponsor said the bill does not repeal existing smoke-free ordinances, but creates a narrow exemption for tightly defined cigar bars, with a 25% gross revenue threshold from cigar-related sales, age restrictions, local permitting options, smoke containment requirements, and signage. Members asked about local authority, other tobacco products, and whether the bill could affect smoking bans; supporters emphasized the narrow scope and personal choice, while opponents said their districts’ smoking bans and constituent concerns led them to vote no. The bill passed 69-24. The House then applied the clincher and moved to announcements, including committee schedule notices, a Small Business Day event, receptions, and citations recognizing National School Counseling Week, the KBLC Black History Celebration, and memorializing Brandy Engles.
AL
Alabama 2025 Regular Session
Alabama House Constitution, Campaigns and Elections Committee Apr 30th, 2025
Constitution, Campaigns and Elections
Transcript Highlights:
- So, that's what led to all of this. They just wanted to say you can't.
- We do carry this before the poll workers and they're aware of this.
- So technically, this is already the rule of law, right?
Keywords:
SB142, Alabama, voting, voter registration, election law, Secretary of State, board of registrars, ERIC, Electronic Registration Information Center, National Change of Address, NCOA, voter roll maintenance, address change, voter list cleanup, inactive voter, voter notification, forwardable mail, postage prepaid card, statewide voter registration database, county commission
KY
Kentucky 2026 Regular Session
Juvenile Justice Oversight Council (10-4-24)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=kEv59IdXKUA, 2026-06-21T07:17:08+00:00, 2.2.24, Data collected via generic collector engine, Meeting Start: 00:00:00
Roll Call: 00:00:05
Approval of Minutes of the August 23, 2024 Meeting: 00:01:25
Agency Updates: 00:01:40
Department of Juvenile Justice Update: 00:02:34
Juvenile Probation: 01:27:23, 958, all, 2.2.42, 2.1.47