Video & Transcript Research : 'Consumer Financial Protection Bureau'
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MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 2/23/26
Agriculture Finance and Policy
Transcript Highlights:
- The 75% makes more of a financial ask of our providers and incentive for them to build in these remote
- /c><00:09:51.600>
uh <00:09:51.920>ask <00:09:52.399>of 75% makes more of a financial - uh ask of 75% makes more of a financial uh ask of our<00:09:53.519>
uh <00:09:53.760>providers - program to follow NEPA which is a national<00:20:58.480>
environmental <00:20:59.200>protection - national environmental protection act. national environmental protection act.
FL
Florida 2026 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Feb 4th, 2026
Appropriations Committee on Transportation, Tourism, and Economic Development
Transcript Highlights:
- of opportunity on the same footing as counties and municipalities for certain state and federal financial
Keywords:
special districts, funding, financial assistance, rural community, state agency, economic development, compensation, wrongful conviction, civil rights, historic injustice, reparation, cybersecurity, internships, workforce development, education, economic growth
Summary:
The Appropriations Committee on Transportation, Tourism, and Economic Development met with a quorum present and considered three bills. First, SB 214 by Senator McLean, a rural access bill for special districts, was amended to allow independent special districts in rural areas to receive certain state and federal financial assistance payments directly for verified work rather than relying on reimbursement. Testimony in support came from representatives of water and sewer entities and the Florida Association of Special Districts. The committee adopted the amendment and then reported CS/SB 214 favorably.
Next, the committee took up CS/SB 1266 by Senator Collada on cybersecurity internships and workforce readiness. The bill was amended to create a cybersecurity experiential learning opportunity and clearance readiness program within the Department of Commerce, working with Cyber Florida at USF. A proposed amendment to the amendment was withdrawn by Senator Bernard. With no opposition noted, the committee adopted the amendment and then reported CS/SB 1266 favorably.
Finally, the committee heard CS/SB 694 by Senator Bracey Davis, which provides compensation to the descendants of the Groveland Four—Charles Greenlee, Walter Irvin, Samuel Shepard, and Ernest Thomas—for wrongful convictions and related harms. The bill was presented as a justice and redress measure, with supportive testimony from Delatry Hollinger and comments from Senator Smith and the chair praising the effort. The committee reported CS/SB 694 favorably, and then adjourned without further business.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025 at 10:04 am
Licensing & Administrative Procedures
Transcript Highlights:
- Like what is the law protecting?
- The law is protecting the agreements of when the legislation was passed.
- and inconsistent protections across states.
- with greater transparency about their rights and protections.
- protections across the industry, providing consistent and reliable safeguards for consumers regardless
Bills:
HB 1301, HB2278, HB2776, HB2820, HB3848, HB3920, HB4172, HB4215, HB4284, HB4285, HB4463, HB4517, HB4690, HB4765, HB4766, HB4767, HB4768, HB4769, HB4773, HB4830, HB5506
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding
Summary:
The Committee on Licensing and Administrative Procedures met with a quorum present, corrected the minutes from April 8, and then took up a long list of pending bills, most of which were reported favorably or left pending after hearing testimony. Early action included HB 1764 (accounting practice for certain out-of-state CPAs), HB 1788 (continuing education for barbers and cosmetologists on recognizing and assisting victims of sexual assault, domestic violence, and human trafficking), HB 2204 (land surveyor regulation), HB 2885 (local option elections on alcohol sales), HB 2996 (gambling offense definitions and prosecution), HB 3250 (real estate appraisals and appraisal management companies), HB 3352 (driver education on work zones), HB 3385 (farm winery permit), HB 3756 (powers of certain nonresident sellers’ permit holders who also hold a winery permit), HB 3816 (cruelty to livestock animals), HB 3913 (real estate licensing), and HB 3928 (electronic notice of towed vehicles), all of which were advanced with unanimous or near-unanimous votes. Several of these bills were reported with committee substitutes, and some were also sent to the Committee on Local and Consent Calendars.
The committee then heard testimony on HB 2278, which would legalize limited home distilling of spirits for personal or family use and add honey as an approved ingredient; supporters framed it as a consistency and freedom issue, and the bill was left pending. HB 3920, a TDLR workforce/CTE bill, and HB 1301, which would allow beer or malt beverages to be sold at certain wineries with on-site restaurants, were also laid out and left pending after discussion. HB 2776, aimed at tightening massage therapy licensing restrictions for people convicted of sexual and trafficking-related offenses and strengthening TDLR enforcement, and HB 3848, which would allow electronic filing of elevator and escalator inspection reports, were both heard and left pending as well.
A major portion of the meeting focused on alcohol-related bills. HB 4215 would place delivery network companies under a statewide TDLR regulatory framework; Favor Delivery supported it, and it was left pending after the committee substitute was withdrawn. HB 4172 and HB 2820 would raise bingo reserve limits and update charitable bingo rules; supporters from veterans and nonprofit groups argued the changes would help charities, but both bills were left pending after the substitutes were withdrawn. HB 4463, a broadly supported bill allowing contract brewing and alternating brewery proprietorships, was also left pending. HB 4284 would remove the “excessive discount” prohibition in alcohol sales, HB 4285 would allow airlines to store alcohol within five miles of an airport in the same county, HB 4517 would create a complaint process for Texas distillers not paid by wholesalers, and HB 4773 would let breweries and brewpubs transport their own beer between facilities; HB 4773 drew the most debate, with supporters citing efficiency and opponents warning about unintended consequences and possible effects on the three-tier system, but it too was left pending. The committee also heard and left pending a series of TDLR cleanup bills and other measures, including HB 4765 through HB 4769, HB 4830 on service contracts for lease vehicles, HB 5506 giving civil immunity to ringside physicians at combative sports events, and HB 4690 on gasoline vapor pressure compliance. The meeting ended after all business was completed and the committee adjourned.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- What are we protecting by law?
- What does the law protect if they can do it this other way?
- Like, what is the law protecting? Oh, it's protecting the agreements of when...
- and inconsistent protections across states.
- consumer protections across the industry, providing consistent and reliable safeguards for consumers
Bills:
HB 1301, HB2278, HB2776, HB2820, HB3848, HB3920, HB4172, HB4215, HB4284, HB4285, HB4463, HB4517, HB4690, HB4765, HB4766, HB4767, HB4768, HB4769, HB4773, HB4830, HB5506
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding
TX
Transcript Highlights:
- But in case he's wrong, the state legislatures are always there to erect a bulwark to protect the citizens
- The responsibility of state legislatures is to protect their people from an overreaching federal government
- better people to Congress or not, or whether you like Article 5 or not, every single method. ...to protect
Keywords:
public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards
TX
Transcript Highlights:
- William Hild from Consumers Research, thank you committee and chair for the opportunity.
- The substitute enhances procedural protections and administrative transparency.
- Their advice is not tied to financial performance.
- I'm the Executive Director of Consumers Research.
- sectors like insurance that are essential for protecting society.
Keywords:
public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards
TX
Transcript Highlights:
- issue one or more subpoenas to compel BlackRock Incorporated, State Street Corporation, or any other financial
Keywords:
public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards
LA
Keywords:
HB 287, Louisiana Tax Commission, ad valorem, property tax, property assessment, assessment fees, fee extension, sunset extension, public service property, utility property, insurance company property, financial institution property, tax administration, R.S. 47:1838, Act 296, reappraisal, ad valorem tax, valuation, Louisiana tax law, homestead exemption
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 22nd, 2025
Licensing & Administrative Procedures
Keywords:
education, funding, student support, financial aid, K-12, higher education, weather modification, prohibition, criminal offense, Texas, agriculture, environmental control, agriculture law, Texas legislation, chemical control, Texas law, massage therapy, regulation, licensing, criminal penalties
HI
Hawaii 2026 Regular Session
EEP-WAL Joint Public Hearing - Wed Feb 18, 2026 @ 8:45 AM HST
Energy & Environmental Protection
Transcript Highlights:
- protect protect If<00:25:49.200>
you <00:25:49.360>guys <00:25:49.520>can <00:25 - This bill will protect our fishing, our laba.
- This bill will protect our fishing, our laba.
- will protect This bill will protect our<00:36:48.160>
fishing, <00:36:49.359>our <00:36: - impacts of a Hawaiian marine protected impacts of a Hawaiian marine protected area<01:18:42.560>
Bills:
HB2101
Keywords:
aquatic life, commercial aquarium purposes, Hawaii, environmental protection, sustainability, Native Hawaiian values, marine resources, 910, house, all
Summary:
The joint committees on Energy and Environmental Protection and Water and Land heard testimony on House Bill 21101, which would ban or otherwise end commercial aquarium collection. Chairs opened the hearing with a short time limit for testimony and noted they would move to decision-making before the next committee meeting. The Department of Land and Natural Resources said it appreciated the bill’s intent and stood on written testimony, while the Office of Hawaiian Affairs strongly supported the measure as part of its legislative package, citing community calls to ban the practice. Many other organizations and individuals also testified in support, including environmental, Native Hawaiian, and community groups, with arguments focused on reef protection, public trust, cultural concerns, and the view that the trade is extractive and not sustainable.
Supporters repeatedly cited declines in yellow tang and other reef fish, especially on West Hawaii and Oahu, and argued that reef recovery has not occurred where collection pressure existed. Several testified that legal aquarium collection has not occurred in West Hawaii since 2017 or on Oahu since 2021, and that the state should not reopen an industry that has been effectively shut down for years. Others said the program is fiscally inefficient because permits generate little revenue compared with the cost of administering and enforcing the program, and that aquaculture or other alternatives could provide jobs without removing wild fish. Native Hawaiian speakers and civic club representatives emphasized traditional and customary practices, community stewardship, and the need to protect resources for future generations.
Opposition testimony came from aquarium fishers and related advocates who argued the fishery has been shown sustainable, that the EIS process was completed, and that the bill would unfairly target one user group over another. They said the trade provides livelihoods for local families, that management is solid, and that the legislature should not ban a fishery after requiring compliance with environmental review. Some opponents also argued that fish populations have increased in recent years and that the issue reflects broader user conflict rather than science. No vote or final committee action was taken during the portion of the hearing provided; the chair continued taking testimony, including on Zoom, as time allowed.
WY
Transcript Highlights:
- The guardrails protect both students and taxpayers.
- The guardrails protect both students and taxpayers.
- aligned with institutional satisfactory academic progress standards as already defined for federal financial
- I'm not sure if I'm prepared to support it just because of the financial change that it may bring to
- cap to the tuition increases, you know, by sending a benchmark, but would want to evaluate the financials
TX
AL
Transcript Highlights:
- Renew their spirits, protect their families, show spirits, protect their families, show spirits, protect
- And all of a sudden, we had a lot more financial sudden, we had a lot more financial sudden, we had a
- lot more financial obligation if we honored that.
Bills:
HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29, SB 5, SB 262, HB 11, HJR 72, HB 106, HB 18, HB 48, HB 27, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 503, HB 1089, HB 2986, HB 972, HB 502, HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29
Keywords:
water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty
FL
Transcript Highlights:
- This actually protects things to make sure...
- I respect the intention to protect our students.
- I respect the intention to protect our students.
- I respect the intention to protect our students.
- This bill doesn't protect justice; it protects.
Bills:
HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29, SB 5, SB 262, HB 11, HJR 72, HB 106, HB 18, HB 48, HB 27, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 503, HB 1089, HB 2986, HB 972, HB 502, HB 29, HB 125, HB 145, HB 171, HB 255, HB 50, HB 796, HB 363, HB 116, HB 491, HB 589, HB 1495, HB 368, HB 1285, HB 1905, HB 1360, HB 2002, HB 917, HB 2723, HB 2067, HB 1238, HB 2337, HB 745, HB 1188, HB 1606, HB 2003, HB 2147, HB 2391, HB 2355, HB 2546, HB 2495, HB 2818, HB 2249, HB 1749, HB 3109, HB 3228, HB 3240, HB 1507, HB 658, HB 1748, HB 1851, HB 1922, HB 2001, HB 2798, HB 107, HCR 29
Keywords:
water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty
Summary:
The Florida House of Representatives conducted legislative business including prayer, pledge, and voting on multiple bills. Key legislation included HB 1105 expanding Florida Bright Futures Scholarship eligibility, HB 443 on charter school regulations (passed 83-23), and HB 1539 on materials harmful to minors (passed 81-29) after extensive debate about book challenges in schools. Other bills addressed education funding, law enforcement benefits, parole guidelines, and various local issues. The Speaker announced budget negotiations with the Senate have stalled, with disagreements over spending levels and tax cuts. The House will not meet this weekend as originally planned. Session adjourned until tomorrow at 10 AM.
TX
Transcript Highlights:
- Chief Financial and Operations Officer, Mr.
- Speaker, members, this bill protects our youth from emerging AI technologies when it comes to sexual
- Speaker and Members, HB 1495 is designed to protect the privacy of Texas who serve on civil juries.
- Speaker and members this is a simple consumer protection bill as virtual currency transactions become
- HB 2798 directly addresses these concerns. by introducing consumer protections and I have some perfecting
Bills:
HB29, HB 125, HB145, HB171, HB255, HB50, HB796, HB363, HB 116, HB491, HB589, HB1495, HB368, HB 1285, HB1905, HB1360, HB2002, HB917, HB2723, HB2067, HB 1238, HB2337, HB745, HB 1188, HB1606, HB2003, HB2147, HB2391, HB2355, HB2546, HB2495, HB2818, HB2249, HB1749, HB3109, HB3228, HB3240, HB1507, HB658, HB1748, HB1851, HB1922, HB2001, HB2798, HB 107, HCR29, SB5, SB262, HB 11, HJR72, HB 106, HB18, HB48, HB27, HB37, HB1481, HB581, HB1696, HB2216, HB 1035, HB1633, HB742, HB754, HB1689, HB1690, HB2669, HB391, HB517, HB 1024, HB1607, HB252, HB1716, HB1562, HB4116, HB1866, HB1741, HB2103, HB2637, HB2884, HB503, HB 1089, HB2986, HB972, HB502, HB29, HB 125, HB145, HB171, HB255, HB50, HB796, HB363, HB 116, HB491, HB589, HB1495, HB368, HB 1285, HB1905, HB1360, HB2002, HB917, HB2723, HB2067, HB 1238, HB2337, HB745, HB 1188, HB1606, HB2003, HB2147, HB2391, HB2355, HB2546, HB2495, HB2818, HB2249, HB1749, HB3109, HB3228, HB3240, HB1507, HB658, HB1748, HB1851, HB1922, HB2001, HB2798, HB 107, HCR29
Keywords:
water audit, water loss, water loss mitigation plan, municipally owned utility, municipal utility, water conservation, Texas Water Development Board, TCEQ, Texas Commission on Environmental Quality, water leakage, leak detection, billing data accuracy, utility validation, water audit validation, water scarcity, water management, infrastructure, public utility, conservation plan, administrative penalty
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Apr 1st, 2026
Banking and Insurance
Bills:
HB545
Keywords:
HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions, payment methods, 923, senate, all
TX
Transcript Highlights:
- SB 213 provides a very good consumer protection against, essentially, as you stated, Representative Dean
- Some of your members are requiring consumers when they purchase...
- We get questions often from consumers about how to shop the market.
- This is Also, along the same lines as providing some sort of consumer protection, we need to have a balance
- Okay, we support the legislation on consumer bill.
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
Transcript Highlights:
- For patients in pain, which is common for chiropractic patients, these delays cause physical and financial
Bills:
HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords:
insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 4 Feb 5th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- little bit of a story here, but sometimes we overlook and forget about the actual heroes that are protecting
- trooper, moved toward the truck and began attempting to break its windows to extract the family to protect
- Instead, they held their ground, using their own bodies as shields to protect the innocent while returning
- They take time away from their families and do what needs to be done to protect us and our way of life
Bills:
HB4139, HB4143, HB4144, HB3974, HB3303, HB3790, HB3697, HB3262, HB4226, HB2936, HB3322, HB4296, HB3278, HB4202, HB3648, HB3500, HB3037, HB3428, HB3257, HB3432, HB3043, HB3044, HB3078, HB3940
Keywords:
home warranty, service contracts, transparency, insurance regulation, consumer protection, motor vehicles, traffic collisions, car accident, auto accident, crash report, collision report, property damage threshold, Department of Public Safety, DPS, law enforcement reports, insurance claims, financial responsibility, uninsured motorist, private property accidents, public roadway
TX
Transcript Highlights:
- Members, HB 2806 is about protecting... Protecting Texans before the next preventable death.
- I also need protection. My immune system, just like yours, needs protection.
- That's right, to protect the people who can't be protected themselves.
- Protect our rights, protect our choices, and protect safe, respectful out-of-hospital birth.
- Protect Texans, protect your family. Vote no on House Bill 5274. Thank you.
Bills:
HB3772, HB1656, HB4504, HB1896, HB4420, HB4421, HB4076, HB3708, HB2806, HB3540, HB1586, HB5459, HB4553, HB4535, HB3811, HB3749, HB4255, HB4051, HB5098, HB3554, HB4539, HB5274
Keywords:
e-cigarettes, health and safety, regulations, directory, penalties, regulation, certification, compliance, manufacturers, FDA, nicotine, mental health, emergency detention, paramedic authority, mental illness, healthcare facility, public health, covenants not to compete, health care practitioners, physicians