Video & Transcript Research : 'foreclosure procedures'

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TX

Texas 89th Regular

Human Services Mar 11th, 2025

Human Services

Transcript Highlights:
  • The purpose of this committee is to develop best. practices or policies and procedures that ensure accuracy
  • get this right and this is to have . . . have a body that comes in with the best practices and procedures
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 1/21/25

Housing Finance and Policy

Transcript Highlights:
  • the purchase, transfer, recording, and ownership of real estate, as well as home mortgages and foreclosure
  • Everyone in their packets should have a copy of the committee rules and procedures for this committee
  • Everyone in their packets should have a copy of the committee rules and procedures for this committee
Keywords: 1183, house
Summary: The House Housing Finance and Policy Committee met for an informational session with no bills taken up and no votes or formal actions. Members and staff introduced themselves, and Chair Speno said the committee would focus on understanding housing policy and barriers to building more homes, noting Minnesota’s housing shortage and the need to support both single-family and multifamily construction. House Research analyst Mary Davis and House Fiscal analyst Katrina Heimark gave an overview of the committee’s jurisdiction and the Minnesota Housing Finance Agency’s programs and funding streams. Davis outlined areas the committee may hear about, including real estate law, landlord-tenant law, manufactured home parks, housing cooperatives, zoning, property taxes, and MHFA programs. Heimark described MHFA’s five main budget areas—development and redevelopment, housing stability, homeownership assistance, preservation, and resident/organization support—and reviewed recent appropriations, emphasizing that much of the large 2024–25 funding was one-time money and that ongoing base funding is lower in 2026–27. Members asked several questions about how prior appropriations were spent, whether unused funds return to the general fund, and whether funds can be repurposed. Heimark said transferred funds generally are not returned to the general fund if unspent, but are expected to be used for the purposes outlined in the appropriation; she also said she had requested more detailed expenditure information from the agency and would follow up. Questions also focused on who benefits from programs such as rental housing rehabilitation and the affordable rental investment fund, with the testifiers explaining that most MHFA programs are targeted to low- and moderate-income households and that income eligibility varies by program. The committee also discussed the new metro-area sales tax revenue dedicated to housing, with members requesting more detail on reporting, oversight, and allowable uses.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 2/19/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • thousands of meals around the state and have increasingly moved into the issue of rental assistance and foreclosure
  • issue of rental moved into the issue of rental assistance<00:42:36.800> and<00:42:37.040> foreclosure
  • <00:42:37.760> prevention, assistance and foreclosure prevention, assistance and foreclosure
Keywords: 1183, house
KY
Transcript Highlights:
  • And that was a good chunk of Senate Bill 129, along with other opportunities to have foreclosures and
  • have along with other opportunities to u have along with other opportunities to u have foreclosures
  • 00.080> things<01:19:00.239> like<01:19:00.320> that<01:19:00.560> to foreclosures
  • and things like that to foreclosures and things like that to take<01:19:01.040> to<01:19:01.280
Summary: The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households. Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable. Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.
MN
Transcript Highlights:
  • where I think the application of this tax would be particularly unfair: for example, evictions, foreclosures
  • particularly unfair for<01:04:02.000> example<01:04:02.440> evictions<01:04:02.920> foreclosures
  • <01:04:03.559> and for example evictions foreclosures and for example evictions foreclosures
Keywords: 919, house, all
Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.
CA
Transcript Highlights:
  • As such, this bill would directly conflict with the MRL, which already has in place procedures for allowing
  • I just want to speak to those ambiguities in the procedural aspects that have been highlighted.
  • I just want to speak to those ambiguities in the procedural aspects that have been highlighted.
  • But some of the procedural mechanisms have trailed behind that.
  • It’s going to be—it was a procedural staff, who, right? I guess you might say.
Summary: The committee heard several housing bills, with the longest discussion focused on SB 79, which would allow more housing near high-capacity transit stops and on transit agency-owned land. The author and supporters argued it would address California’s housing shortage, reduce vehicle miles traveled, and strengthen transit systems by putting more residents near rail and rapid transit. Supporters included housing advocates, local officials, environmental groups, and transit-oriented development organizations. Opponents, including many cities, the League of California Cities, and some tenant and legal advocacy groups, raised concerns about affordability requirements, displacement, demolition protections, local control, and the bill’s interaction with existing local planning efforts. The committee discussed amendments to strengthen anti-displacement protections, minimum density, affordability standards, and a local flexibility alternative, and SB 79 was moved out on a due-pass-as-amended vote of 8-1, with one member not voting. The committee then took up SB 21, which would amend the Housing Crisis Act to allow limited unit reductions when converting deed-restricted SRO buildings into larger, more livable affordable units with private bathrooms, kitchens, and supportive services. The author and nonprofit housing providers said many SRO buildings are financially unsustainable and that the bill would preserve deeply affordable housing while improving conditions for residents. There was no organized opposition testimony at the hearing, though one business property group registered opposition. Members expressed support for the preservation-focused approach, and SB 21 was approved on an 8-0 vote and sent to the Assembly Committee on Local Government. Next, SB 92 was heard, a measure to close a density bonus loophole by limiting how much additional commercial floor area a project can receive and preventing the law from being used to justify very large nonresidential projects with only minimal affordable housing. The author cited a San Diego project as an example of the problem, and the City of San Diego supported the bill as a reasonable fix. Several labor and housing groups also supported it, while no formal opposition witnesses testified. The committee accepted amendments, members praised the effort to curb abuse while preserving feasibility, and SB 92 passed on a 7-0 vote. Finally, the committee began hearing SB 522, which would extend just-cause eviction protections to units rebuilt after disaster if they had previously been covered by the Tenant Protection Act. The author and the Los Angeles City Attorney said the bill would help preserve rental housing in disaster-affected communities, especially after the Pacific Palisades fires, and would not create new rent control. Opponents, including apartment, realtor, and property owner groups, argued it would add burdens to rebuilding and could discourage reconstruction. Members raised questions about whether existing law already protects returning tenants and whether the bill was necessary, and the hearing continued into committee discussion.
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-05-20 - 10:00AM

Vermont Senate Floor Meeting

Transcript Highlights:
  • H 606, an act relating to firearms procedures.
  • H. 937, an act relating to miscellaneous judiciary procedures.
  • Procedure asked that they be repealed. Procedure asked that they be repealed.
  • that they do follow uh procedure that they do follow regarding<00:46:20.600> this.
  • And there are procedures that placement.
Keywords: 927, senate, all
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works May 5th, 2026

Transportation, Highways & Public Works

Summary: The House Transportation Committee met on Tuesday, May 5, and considered a long agenda of mostly transportation, public safety, and local infrastructure measures. Among the bills reported favorably were Senate Bill 420, which adds Vermilion and Iberia Parish representation to the Lafayette Metropolitan Expressway Commission; Senate Bill 69, which updates appointments to the South Tangipahoa Parish Port Commission after redistricting; Senate Bill 40, which expands Louisiana’s move-over/safety protections for emergency and disabled vehicles; and House resolutions from Rep. Dickerson urging DOTD action on Highway 16 widening, turn lanes on Highway 1024, and a roundabout on Highway 1019. The committee also advanced HCR 53 creating a study committee on oversized vehicle permits, SB 438 increasing per diem for the Greater Lafourche Port Commission, SB 449 giving the New Orleans Public Belt more procurement flexibility, SB 115 allowing DOTD to assume certain federal NEPA duties to speed project delivery, and SB 489 authorizing third-party verification of vehicle insurance coverage. Members heard testimony on several safety and enforcement measures. SB 151 would flag OMV records for people who owe DNA samples under CODIS-related criminal provisions; State Police explained it would help law enforcement collect required samples and aid cold cases. SB 48 would create driver’s license reciprocity between Louisiana and Ireland, and SB 235 would clarify payment and liquidated damages rules for public contracts, with contractors and industry representatives saying it would help ensure timely payment to contractors, subs, and suppliers. SB 55 clarified that seat belts must be worn across both the lap and shoulder, and SB 278 required ignition interlock devices for DUI-related license reinstatement; committee members raised questions about due process, vehicle use, and how the devices would work, but both bills were reported favorably. Several measures drew more extensive debate. HB 762, as amended, would give OMV discretion over referring certain debts to the Office of Debt Recovery or Attorney General, and the amendment passed 14-2 after discussion about relief for drivers who cannot pay. SB 330 on school-zone automated speed enforcement received an amendment preserving existing compliant pavement markings, but a separate amendment to exempt Shreveport, Gretna, Livonia, and Westwego from the law failed on a roll call vote. HB 714, as substituted, would have created a railroad commission and required railroads to address blighted or abandoned lines, but after concerns about federal preemption, definition of blight, and whether a new commission was needed, Rep. Phelps moved to defer the bill, and the committee agreed. The meeting ended with adjournment after a brief recognition of committee staff and visitors.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • I know people do it, but to me, there already seems to be the proper channels, procedures, proceedings
  • Texas Rules of Civil Procedure 202 has been abused, weaponizing the legal system through deposition procedure
  • However, for years the TCPA has been misused as a procedural weapon, a sword, creating more, not less
  • To perform services and procedures at the hospital, the physician still has to be credentialed.
  • The procedures do not happen at an NPHO facility. They happen at the hospital.
Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.