Transcript Highlights:

• Uh, also joining us today in the gallery are healthcare professionals from UNAC, Union of Health Care

Bills: SB2042, SB2892, SB1163, SB2076, SB2116, SB2122, SB99, SB2088, SB2114, SB2117, SB2118, SB2245, SB2386, SB2079, SB2043, SB2155, SB2268, SB2932, SB3240

Keywords: SB2042, Hawaii insurance, captive insurance, sponsored captive, class 4 captive, minimum capital, surplus requirement, unimpaired capital, insurance commissioner, HRS 431:19-104, commercial insurance, risk retention, insurance regulation, financial solvency, captives, Ways and Means, CPN, feral chickens, chickens, animal control

Bills: HB1183, HB1656, HB1658, HB1661, HB1663, HB1664, HB1859, HB2116, HB2271, HB2276, HB2335, HB2360, HB2387, HB2472, HB1805, HB2469, HB1815, HB1860, HB2117, HB2118, HB2437, HB2438, HB2604, HB1590, HB2156, HB2268

Keywords: retirement, pension, law enforcement, public safety, Hawaii Revised Statutes, indebtedness, salary recovery, employee compensation, deductions, financial management, collective bargaining, employee relations, impasse procedures, arbitration, public employment, HB1661, cafeteria plan, Section 125, Internal Revenue Code, flexible spending account

Bills: SB2169, SB2263, SB2360, SB2359, SB2031, SB2796, SB3090, SB3091, SB3092, SB2120, SB2593, SB2751, SB2135, SB2024, SB2872, SB3179, SB2308, SB2392, SB2470, SB2398, SB2902, SB2841, SB2436, SB2806, SB2691, SB2824, SB2645, SB2384, SB2697, SB3153, SB3156, SB888, SB2423, SB2746

Keywords: business competitiveness, economic development, DBEDT, Department of Business Economic Development and Tourism, business climate, regulatory reform, permitting, economic ranking, state ranking, top 10 states, business climate improvement working group, business revitalization task force, CNBC America’s Top States for Business, Hawaii business climate, workforce development, infrastructure, cost of doing business, tax competitiveness, labor unions, private sector

Bills: SB2054, SB2143, SB2145, SB2400, SB2447, SB2494, SB2723, SB2727, SB3131, HCR187, SCR177, SR172, SCR5, SCR85, SR75, SCR139, SR131, SCR146, SR138, SR84, SCR31, SR27, SCR46, SR45, SCR48, SR47, SCR9, SR11, SCR83, SR73, SCR20, SR17, SCR56, SR54, SCR87, SR79, SCR160, SR151, SCR28, SCR120, SCR129, SR121, SCR71, SR66, SCR147, SR139, SCR79, SCR179, SCR181, SCR182, SCR60, SR81, SR174, SR176, SR177, SCR89, SCR69, SCR74, SR68

Keywords: public safety, Hawaii National Guard, military deployment, governor authority, federal assistance, elections, chief election officer, vacancy, order of succession, election commission, law enforcement, recording rights, private action, civil rights, police accountability, SB2400, seaglider, wing-in-ground craft, wing in ground effect, WIG craft

Transcript Highlights:

• <00:16:37.120> and have a union then they have a union and have a union then they have a union
• <00:54:59.599> it Union which is an independent Union it Union which is an independent Union
• the union the I am the union we are the union the union<03:21:06.319> is<03:21:06.520> not<
• our union and retire in our union.
• <04:02:01.600> you union you want to belong to a union you union you want to belong to a union

Keywords: 1189, house, all

Transcript Highlights:

• <00:07:49.560> unionization<00:07:50.400> rates private sector union unionization rates
• . unions. unions.
• unionization campaigns. unionization campaigns.
• anti-union campaign. anti-union campaign.
• better in a union. better in a union.

Keywords: 1187, senate, all

Transcript Highlights:

• It narrows paid union leave for non-public safety union members to only those situations where the union
• The unions...
• Unions are unions, and I really appreciate my union.
• Unions are union, and I really appreciate my union.
• They can keep their union. We're not taking your union away.

Summary: The committee took up several bills and confirmations. It reported favorably SB 332, as amended, on a narrow public-meetings/public-records exemption for legal strategy and settlement communications during the pre-suit period in Burt Harris claims; SB 464, requiring K-12 schools to formally observe Veterans Day; SB 984, clarifying firefighter cancer/death-benefit provisions and related prevention language; SB 576, expanding and codifying the local government cybersecurity protection program under Florida Digital Service; SB 964, revising how certain gifts and honoraria are reported to the Commission on Ethics; SB 1612, requiring local governments to accept electronic payments with exceptions and a delayed effective date; SB 830, creating public-records exemptions for certain local government administrators and their families; SB 1096, clarifying the filing deadline for Florida Civil Rights Act complaints; and SB 1656, designating the SS American Victory as Florida’s official state flagship. The committee also considered a large confirmation package. Jeffrey Aaron’s appointment to the Public Employees Relations Commission was discussed separately after Senator Polsky raised concerns about his political connections and prior work; the committee still recommended him favorably. The remaining appointees on tabs 12 through 30 were also recommended favorably in one vote. The longest and most contentious item was SB 1296, with a committee substitute, on the Public Employees Relations Commission and public-sector unions. The PCS would change union certification/recertification rules, require a recent showing-of-interest form, create different voting thresholds for public safety and non-public safety employee organizations, limit paid union leave for non-public safety unions unless reimbursed, require equal access to certain employer communication spaces, and speed up impasse procedures for legislatively funded salary increases. Senators raised constitutional concerns, especially about the single-subject rule and collective-bargaining rights, and many speakers opposed the bill as union-busting and harmful to teachers, bus drivers, nurses, utility workers, and other public employees. Supporters argued it would improve accountability, ensure genuine member support, and prevent taxpayer-funded union activity. The committee continued debate on SB 1296 after extensive testimony, but the transcript ends before a final vote on that bill.

Transcript Highlights:

• About 70% of the public supports uh folks being a part of unions, want to be a part of unions, and so
• About 70% of the public supports uh folks being a part of unions, want to be a part of unions, and so
• We need a union. I repeat it again: we need a union.
• We need a union. I repeat it again: we need a union.
• We will take questions. drivers a union a union gives drivers drivers a union a union gives drivers the

Keywords: 1187, senate, all

Transcript Highlights:

• this only dealing with teachers unions or any of the unions, any of the public unions?
• But first and foremost, the union members don't need unions for the union members to be successful at
• ' union.
• ' union.
• that union because they paid to be in that union.

Summary: The Senate convened with prayer, the Pledge of Allegiance, and several guest introductions before moving into a long special-order calendar. The chamber first considered two claims bills: SB 6/HB 6507 for relief of L.E. through the Department of Children and Families, described as compensation for severe injuries after DCF returned the child to unsafe parents, and SB 26/HB 6509 for the estate of Mark Legata, involving catastrophic injuries tied to FDOT negligence. Both bills were substituted with their House companions and passed overwhelmingly. Members then approved several policy bills focused on child welfare, education, and professional regulation. CS/CS/SB 42/HB 47 required child protective investigators to consider certain medical diagnoses before proceeding in abuse cases; CS/SB 206/HB 851 expanded autism-related training and incentives for teacher preparation programs; SB 556/HB 453 allowed Special Olympics participation to satisfy PE requirements for students with disabilities and clarified marching band credit; SB 688 reestablished licensure and regulation for naturopathic doctors; SB 878/HB 1347 addressed clinical laboratory personnel shortages by aligning more closely with federal CLIA standards; and SB 914/HB 867 clarified that licensed occupational therapists may perform dry needling. Each of these measures passed, most by unanimous or near-unanimous votes. The chamber also approved bills on court administration, public records, financial disclosure, and child welfare. SB 326/HB 131 modernized rules for curators of estates; SB 758/HB 625 updated the composition of the Justice Administrative Commission, with an amendment broadening the judicial member to a judge or senior judge; SB 830 created a public records exemption for certain local government executives and their families; SB 964/HB 6011 revised how gifts and honoraria are reported and, via amendment, restored a percentage-based reporting option for financial disclosures; and SB 1002 clarified that acute or chronic parental drug abuse can constitute harm or neglect and allow courts to order assessment and services. These bills all passed, with SB 830 drawing the most opposition among them. The most contentious debate centered on CS/CS/CS/SB 354, the Blue Ribbon Projects bill, which would create a framework for very large planned communities with substantial conservation set-asides. Supporters argued it would provide a new growth-management tool and economic opportunity, while opponents warned it was too broad, lacked specificity, weakened local control, and could be exploited by large developers. After extensive debate and an amendment limiting data centers in commercial areas, the bill was temporarily postponed rather than brought to a final vote. The Senate also passed SB 530 on lottery operations, SB 1632/HB 1471 on foreign law and domestic terrorist designations after a lengthy and divisive amendment debate over references to Sharia law, and SB 21/HB 218 on land-use regulations tied to hurricane recovery, which preserves SB 180 restrictions in storm-affected counties while lifting them later for unaffected counties.

Transcript Highlights:

• For union dues? Yes.
• member of the union and have asked the employer to withhold the dues and pay them to the union.
• For union dues? Yes.
• , not just teacher unions.
• But unions, I support. I support unions. They've been good to my family.

Keywords: 965, house, all

Summary: The House Committee on Labor and Industrial Relations met for its final meeting of the 2026 session and took up SB 312 by Senator Talbot, a bill concerning labor organizations, employee dues and fees, withdrawal from unions, annual notice requirements, and related reporting and notification provisions. The committee first adopted a technical amendment set, then debated a larger amendment set that shifted the cease-withholding request to the employer, required electronic confirmation, placed certain administrative costs on the labor organization, and added language about employer notification and authorization procedures. Members discussed whether the bill was needed, whether employees already have the ability to opt out, and whether the amendments would create confusion or unnecessary bureaucracy. Supporters said the bill protects employee choice and ensures dues stoppage happens at the nearest payroll period; opponents argued the added language was unclear and burdensome. The committee also adopted a separate technical amendment adding mass transit employees to the list of exemptions. Testimony came from the bill author and several stakeholders. Senator Talbot said the bill is meant to ensure workers know they do not have to join a union, can revoke dues authorizations, and can stop deductions without waiting for a fixed annual window. Representative Eccles defended the amendments as employee protections and a way to shift administrative costs away from taxpayers. Jim Patterson of LABI supported the amendments, saying they protect public employers and taxpayers from administrative costs. After the amendments were adopted on a roll call vote, union representatives Matt Wood of the Louisiana AFL-CIO, Peter Robbins-Brown of the AFL-CIO, and Larry Carter of the Louisiana Federation of Teachers and School Employees testified in opposition to the amended bill, saying they had worked in good faith on a simpler opt-in/opt-out framework and objected to the new cost and bureaucracy provisions. Several members also spoke in favor of the bill as a matter of freedom of choice and employee control over paycheck deductions. At the end of debate, Representative Wilder moved to report SB 312 with amendments. The motion passed on a roll call vote, and the bill was reported from committee with amendments. The committee then adjourned.

Transcript Highlights:

• Is this only dealing with teachers unions or any of the unions, any of the public unions?
• But first and foremost, the union members don't need unions for the union members to be successful at
• I didn't have a union. by teachers unions alone.
• ' union.
• in that union because they paid to be in that union?

Summary: The Senate convened with prayer, the Pledge of Allegiance, and a brief introduction of the doctor of the day before moving to the special order calendar. The chamber first took up several claims bills, including SB 6/HB 6507 for relief of L.E. through the Department of Children and Families, which was described as compensation for severe injuries after DCF returned the child to unsafe parents; the House bill was substituted and passed 34-0. SB 26 for the estate of Mark Legata, involving catastrophic injuries tied to FDOT negligence, was also substituted with the House version and passed 35-0. SB 42/HB 47 on specific medical diagnoses and child protective investigations passed 34-0 after supporters said it would require child protection teams to consider certain medical conditions that can mimic abuse. Later, SB 1002 on child welfare passed 37-0 after sponsors said it clarifies that parental drug abuse can constitute harm or neglect and allow earlier court intervention and services, while not changing parental rights law. The Senate then considered education and health-related measures. SB 206/HB 851 on students with autism spectrum disorder was amended to the House bill and passed 35-0; the sponsor said it expands teacher preparation, requires autism-related training, creates a loan forgiveness program, and adds salary supplements for teachers with autism endorsements. SB 556/HB 453 on high school diploma requirements passed 36-0 and would allow students with disabilities to use Special Olympics participation to satisfy PE requirements, while also fixing a marching band credit issue. SB 688 on naturopathic medicine passed 33-3, reestablishing licensure and regulation of naturopathic doctors. SB 878/HB 1347 on clinical laboratory personnel passed 37-0 to address staffing shortages by aligning Florida more closely with federal CLIA standards. SB 914/HB 867 on dry needling by occupational therapists passed 37-0, clarifying authority for that treatment. SB 530 on state lotteries passed 36-0 with updates to operations, security, and retailer rules. SB 964/HB 6011 on financial disclosures and gifts/honoraria passed 36-0 after an amendment restored a percentage-based reporting option. The chamber also approved several government-administration and public-records measures. SB 326/HB 131 on curators of estates passed 36-0, updating probate rules for temporary court-appointed curators. SB 758/HB 625 on the Justice Administrative Commission passed 37-0 after an amendment broadened the judicial member to a judge or senior judge rather than only a circuit judge. SB 830 on public records passed 31-5, creating exemptions for the personal information of county and city managers and certain family members. The Senate also passed SB 21/HB 218 on land use regulations, which preserves hurricane-recovery restrictions in affected counties while lifting them later for unaffected counties, and the sponsor thanked colleagues for helping address unintended consequences from prior law. SB 354 on Blue Ribbon Projects was debated extensively over concerns about local control, conservation protections, and vague standards; after a late amendment excluding data centers from commercial areas, the bill was temporarily postponed rather than passed. Finally, SB 1632/HB 1471 on ideologies inconsistent with American principles and domestic terrorist designations drew significant debate over references to Sharia law, religious freedom, notice, and due process; one amendment striking Sharia references failed, and a second amendment with broader revisions was under discussion when the transcript ended.

Transcript Highlights:

• With other union members, and I've worked with other union members trying to fight for a union.
• union members to not pay dues, sabotaging labor unions.
• union members to not pay dues, sabotaging labor unions.
• paying union dues and union membership in unionized shops, as well as limiting collective bargaining
• rights for unions.

Keywords: 995, all

Summary: The hearing focused on employment rights legislation, especially the Protect Labor Act (H. 2086/S. 1327), which would create state-level labor protections if federal private-sector labor law is weakened or struck down, and would also add protections such as bans on captive audience meetings, virtual elections, stronger misclassification rules, and protections for health care workers and immigrant workers. Supporters from the AFL-CIO, nurses, SEIU, UAW, building trades, teachers, graduate workers, and policy groups argued that the bill is needed because of Trump administration actions, Project 2025, and threats to the NLRA and NLRB. They described the bill as a “trigger” law meant to preserve organizing and bargaining rights in Massachusetts if federal protections disappear or if the NLRB declines jurisdiction over certain workers. The committee also heard testimony on bills to restore a limited right to strike for certain public employees (H. 2078/S. 1311 or related filings). Supporters, including a representative, educators, and labor advocates, said the current ban on public employee strikes weakens good-faith bargaining and leaves workers without leverage to secure wages, staffing, and student supports. They argued that strikes are used as a last resort and that legalizing them under defined conditions would improve negotiations and better reflect the realities of recent teacher strikes in Massachusetts. The Massachusetts Municipal Association opposed the strike bills, warning that public employee strikes are already prohibited by state law, that strikes disrupt students and communities, and that local governments face budget constraints under Proposition 2 1/2. The committee also took testimony on paid family and medical leave bills (S. 1351/H. 2110 and S. 1352), which would improve notice to workers, expand public reporting on claim denials and demographics, and fix a technical definition issue that has limited access for some covered contract workers. Witnesses from legal aid, policy organizations, and a small business owner said the changes would improve transparency, equity, and access to benefits without imposing major burdens on employers. Additional testimony supported a railroad sick leave bill and a private construction transparency bill, with Senator Keenan urging favorable action on both. No votes were taken during the hearing; members asked questions, and several witnesses and legislators requested favorable reports on the bills.

Transcript Highlights:

• Is this only dealing with teachers unions or any of the unions, any of the public unions?
• But first and foremost, the union members don't need unions for the union members to be successful at
• ' union.
• ' union.
• that union because they paid to be in that union?

Keywords: 999, senate, all

Transcript Highlights:

• Is this only dealing with teachers unions or any of the unions, any of the public unions?
• Is this only dealing with teachers unions or any of the unions, any of the public unions?
• But first and foremost, the union members don't need unions for the union members to be successful at
• ' union.
• ' union.

Summary: The Senate convened with prayer, the Pledge of Allegiance, and several recognitions before taking up a special order calendar of bills. Early measures included a claims bill for relief to L.E. through the Department of Children and Families, which passed 34-0 after substitution from the House version, and a claims bill for the estate of Mark Legata, which passed 35-0 after the amount was reduced in the substitute. The chamber then approved CS for CS for SB 42 on child protective investigations and specific medical diagnoses, requiring investigators to consider certain medical conditions that can mimic abuse; the sponsor described it as a fix for cases where medical evidence is overlooked, and it passed 34-0. A bill on autism education for teachers was also substituted with the House version, amended to replace the Senate language, and passed 35-0 after supportive remarks from members. The Senate next passed a land-use bill, SB 218, adjusting hurricane-related development restrictions so they continue in storm-damaged counties but expire in unaffected counties in 2026, with debate focused on local control and recovery needs; it passed 36-0. The chamber then approved several other measures with little or no opposition: a probate bill modernizing curators of estates (36-0), a Blue Ribbon Projects bill creating a framework for large planned developments with conservation set-asides, which drew extensive debate over local control, growth management, and the bill’s breadth before being temporarily postponed, a state lotteries update (36-0), a diploma requirements bill allowing Special Olympics participation to substitute for PE and clarifying marching band credit (36-0), and a naturopathic medicine licensure/regulation bill that reestablishes a licensing framework and board, which passed 33-3. The Justice Administrative Commission bill was amended to broaden membership to include a judge or senior judge and passed 37-0. The Senate also passed a public records exemption for certain local administrators and their families (31-5), a clinical laboratory personnel bill easing staffing requirements by aligning more closely with federal CLIA standards (37-0), a dry needling bill clarifying occupational therapists may perform the practice (37-0), a financial disclosures bill revising gift/honoraria reporting and restoring a percentage-based reporting option via amendment (36-0), and a child welfare bill expanding when parental drug abuse can be treated as harm or neglect and allowing earlier court intervention and services (37-0). Later, the chamber took up a bill on ideologies inconsistent with American principles and terrorist organizations. The sponsor said it would prevent enforcement of foreign or religious law over the Constitution, create a due-process process for domestic terrorist designations, and bar public funds from supporting terrorism. Senators raised questions about the lack of a time limit on conduct used for designation and whether conviction is required; an amendment was then offered to remove specific references to Sharia law and the bill’s findings, with the sponsor of the amendment arguing the language stigmatized Muslim constituents and singled out Islam. The transcript cuts off during that amendment debate, so no final action on the bill is shown in the provided text.

Transcript Highlights:

• For union dues? Yes.
• member of the union and have asked the employer to withhold the dues and pay them to the union.
• You don't have to join the union.
• , not just teacher unions.
• But unions, I support unions. They've been good to my family.

Summary: The House Committee on Labor and Industrial Relations met for its final meeting of the session and took up SB 312 by Senator Talbot, a bill concerning labor organizations, employee dues and fees, withdrawal from unions, collective bargaining agreements, and related notice and reporting requirements. The author explained the bill would require annual notice to employees of their right to join or refrain from joining a labor organization, allow dues deductions to be authorized and revoked electronically, and require stoppage of deductions at the nearest possible payroll period after notice. The committee first adopted a technical amendment set, then considered a larger amendment set that shifted the withdrawal request to the employer, required the employer to notify the labor organization, placed the burden of proving notice compliance on the labor organization, and made the labor organization responsible for certain administrative costs. Supporters said the bill protected employee choice and could reduce taxpayer-funded administrative burdens; opponents argued the amendments created confusion, unnecessary bureaucracy, and unclear invoicing and cost-shifting procedures. Testimony came from business and labor representatives on both sides. Jim Patterson of the Louisiana Association of Business and Industry supported the cost-shifting language as a way to protect taxpayers and public employers. Matt Wood, Peter Robbins-Brown, and Larry Carter, representing labor groups, said they had worked for months to reach a simpler opt-in/opt-out framework and objected to the new amendments as adding complexity and uncertainty. Several members questioned why police, firefighters, and later mass transit employees were exempted; the author and others said those exclusions were tied to federal law or because those groups had not requested inclusion. After debate, the committee adopted the large amendment set and then adopted a separate technical amendment adding mass transit employees to the exemption list. On the bill itself, members continued debating whether the measure was necessary if unions already allow members to opt out and whether the bill should apply only to public employees such as teachers and school workers. The committee ultimately voted to report SB 312 with amendments. The motion passed on a roll call vote, with several members voting no, and the meeting adjourned afterward.

Transcript Highlights:

• this only dealing with teachers unions or any of the unions, any of the public unions?
• I want to make sure that the good unions do their job of being good unions, but the bad unions are not
• But first and foremost, the union members don't need unions for the union members to be successful at
• ' union.
• sector unions.

Keywords: 998, house, all

Summary: The Senate convened with opening prayer, the Pledge of Allegiance led by pages, and several guest recognitions before moving to the special order calendar. The chamber first took up a series of claims and relief bills, including SB 6 for L.E. against DCF, SB 26 for the estate of Mark Legata, and later other measures such as child welfare, public records, and professional licensing bills. Most of these bills were explained by sponsors as targeted fixes or relief measures, and several were substituted with identical House bills before final passage. Votes were overwhelmingly favorable on these items, including unanimous or near-unanimous approvals on the claims bills and education-related measures. A major floor debate centered on CS/CS/SB 354, the Blue Ribbon Projects bill, which would create a new framework for large-scale planned developments on at least 15,000 acres with substantial conservation set-asides. Supporters argued it would provide a structured path for long-term growth and development, while opponents from both parties warned it was too vague, could undermine local control, and lacked enough specificity on conservation, infrastructure, and land-use protections. After extensive debate, the bill was temporarily postponed rather than brought to a final vote. The Senate also passed SB 21 on land-use regulations tied to hurricane recovery, SB 530 on lottery operations, SB 556 on Special Olympics as a PE substitute for students with disabilities, SB 688 on naturopathic medicine, SB 758 on the Justice Administrative Commission, SB 830 creating public-records exemptions for certain local officials and their families, SB 878 on clinical laboratory personnel, SB 914 on dry needling by occupational therapists, and SB 1002 on child welfare and parental drug abuse. Another lengthy and contentious discussion involved CS/CS/SB 1632 on ideologies inconsistent with American principles, which included provisions on foreign law, domestic terrorist designations, and restrictions on public support for designated organizations. Senators debated an amendment to remove references to Sharia law; that amendment failed. A second amendment with broader revisions and notice procedures was then taken up, with questions focused on notice, appeal rights, and the designation process. The transcript ends during that amendment discussion, before final disposition is shown. Throughout the session, many bills were substituted with identical House companions and then passed by recorded vote, often with strong bipartisan support.

Transcript Highlights:

• The bill also requires the union to disclose the amount of dues retained by or distributed to the union
• all unions to go to an election.
• A union, and in that case, the number of eligible voters—those who would be covered by the union—was
• unions, but there's a whole host of other unions out there that are public employees unions that are
• union.

Transcript Highlights:

• But what that tells you is some credit unions have far exceeded the original purpose of a credit union
• But what that tells you is some credit unions have far exceeded the original purpose of a credit union
• And some of the credit unions are.
• union. Thanks for your consideration. union. Thanks for your consideration.
• I'm a my union. I'm a businessman.

Keywords: 1136, house, all

Transcript Highlights:

• Wilson from the credit unions.
• I think, for the credit unions themselves, we're asking our member credit unions, hey, what do you think
• And I do want to acknowledge that, especially the smaller credit unions, the credit unions and communities
• from schools, universities, unions.
• from schools, universities, unions.

Summary: The Assembly Banking and Finance Committee met to hear several bills, beginning with a consent calendar that included AB 665 and AB 866, both adopted on a do pass basis and referred to Appropriations. The committee then took up AB 801, which would create a California Community Reinvestment Act to require covered financial institutions, including state-chartered banks, credit unions, residential mortgage lenders, and money transmitters, to meet the financial needs of low- and moderate-income communities and communities of color. The author and supporters argued the bill would close gaps left by the federal CRA, address redlining and discriminatory lending, and expand investment in housing, small business, and community development. Support came from community groups, CDFIs, labor, and housing advocates, while opposition from mortgage bankers and credit unions argued the bill would impose costly new reporting and regulatory burdens, especially on institutions they said already serve underserved borrowers well. Committee members discussed the scope of the bill, the experience of other states with state CRA laws, and possible carve-outs or tiered treatment for smaller credit unions. AB 801 was passed as amended and referred to Appropriations, with the roll left open and later completed; one member voted no and others were not voting or voted aye as the roll was finalized. The committee also heard AB 743, which would require licensing and surety bonds for commercial lawsuit financing and bring those transactions under DFPI oversight. The author said the bill was aimed at a largely unregulated, multi-billion-dollar industry and was intended to increase transparency and address concerns about foreign interests, fraud, and abusive litigation funding practices, while not affecting consumer legal funding. Supporters, including Unified Patents, the Civil Justice Association of California, the California Chamber of Commerce, the California Trucking Association, and the American Property Casualty Insurance Association, said the bill was an important first step toward disclosure and regulation. There was no opposition testimony. AB 743 passed unanimously as amended and was referred to Appropriations, with the roll held open briefly for absent members before the committee adjourned.

Transcript Highlights:

• union.
• And my federally chartered credit unions do not enjoy the same strength under the Federal Credit Union
• But my credit union, I use it for different purposes, and the credit union doesn't charge me any fees
• And I know not all credit unions are the same, but my credit union is...
• If, like I said, with my credit union, I have to go to the specific credit union, but it would be the

Summary: The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote. A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote. The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment. The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.