Transcript Highlights:

• In fact, according to the Fed's Small Business Credit Survey, in 2023, only 32 percent of Black small
• The program makes small-dollar loans with a focus on reaching undisturbed small business owners.
• They responded by starting their own home health care agency.
• Advantage program has demonstrated success in making small dollar loans to small business owners that
• I got an extraordinary note from a small business owner.

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Bills: HB0143, HB0129

Keywords: health care providers, free speech, discrimination, governmental agencies, civil remedies, physician access, internationally trained physicians, medical licensing, provisional license, healthcare workforce, 916, all

Transcript Highlights:

• > or<00:04:15.519> commission agency, department, board, or commission agency, department
• <00:10:52.880> that are there any government agencies that are there any government agencies
• It's a small section right there.
• I it it's a small section right there. I it it's a small section right there.
• , it's just an agency of the state.

Bills: HB0143, HB0129

Keywords: health care providers, free speech, discrimination, governmental agencies, civil remedies, physician access, internationally trained physicians, medical licensing, provisional license, healthcare workforce, 916, all

Transcript Highlights:

• worked very closely together and collaboratively in many ways, but found there were just a couple small
• <00:03:02.000> just<00:03:02.159> a<00:03:02.319> couple<00:03:02.480> small
• <00:03:02.640> issues there were just a couple small issues there were just a couple small

Bills: SF1832, HF2440

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, labor market, employment, funding, data analysis, 1183, house

Bills: SB 324, SB 1978, SB 2139, SB 2401, SB 2587, SB 2610, SB 2858, SB 3016

Keywords: E-verify, employment verification, state contracts, immigration, labor compliance, Sunset Review, government accountability, Texas Lottery Commission, Texas Department of Criminal Justice, Texas Ethics Commission, government agencies, regulatory review

Transcript Highlights:

• But ultimately, this is a small business engagement tour.
• So the small business priorities are a little bit different than, say, big business.
• I have a, Monica, I have some questions about small businesses.
• We know that small businesses are really good at what they do...
• We talk to small business leaders. We're talking to them continuously.

Bills: HB2754

Keywords: Arizona Commerce Authority, business development, economic growth, small business support, job creation, Board of Directors, e-verify, grant administration, 1182, all

Transcript Highlights:

• One, it requires that agencies have specific and explicit authority for every agency rule that they propose
• Two, it requires that all agencies inventory all existing rules within the next three years so that all
• One, it requires that agencies have specific and explicit authority for every agency rule that they propose
• Two, it requires that all agencies inventory all existing rules within the next three years so that all
• If you've got one issue that you run across, get with the agency, contact them, let me know that you're

Bills: SJR49, HB3281, HB4319, HJR1086

Keywords: wildlife, conservation, Oklahoma, regulations, permanent rules, administrative procedures, guidance documents, transparency, public inspection, rulemaking, rulemaking authority, specific authority, legislative review, agency rules, judicial rules, public safety, state agencies, legislative approval

Summary: The committee first considered Senate Joint Resolution 49, as amended, which revokes an Oklahoma Wildlife Department rule requiring oil and gas companies to post a surety bond. Senator Murdoch explained that the change was intended to eliminate what he described as duplicate regulation, since the Corporation Commission already requires security bonds, and said the Wildlife Department had agreed to the revision. Senator Merritt’s amendment narrowing the resolution to the surety bond provision was adopted by voice vote, and the resolution then passed 6-0. The committee then heard House Bill 3281, described by Senator Bergstrom as the same measure previously passed as Senate Bill 1433, the Guidance Transparency Act. It was advanced without questions or debate and passed 6-0. House Bill 4319 followed, requiring agencies to have explicit statutory authority for each rule and to inventory existing rules within three years so noncompliant rules would be automatically repealed by January 1, 2030; it passed 7-0 after a due-pass motion. Finally, House Joint Resolution 1086 was approved, which ratifies rules from the Board of Tests for Alcohol and Drug Influence, the Attorney General, the Department of Public Safety, the State Fire Marshal Commission, and the State Board of Licensed Social Workers. Senator Bergstrom said committee concerns had already been addressed in prior hearings, and the resolution passed 7-0. The chair then announced a meeting for the following Wednesday at 11:30, urged members to continue reviewing rules and raising concerns promptly, and adjourned the meeting.

Transcript Highlights:

• House Bill 4319 Primarily does two things: one, it requires that agencies have specific and explicit
• authority for every agency rule that they propose.
• Two, it requires that all agencies inventory all existing rules within the next three years.
• Committee members on these rules after these agencies responded to initial questions both in the House
• If you got one issue that you run across, get with the agency, contact them, let me know that you're

Bills: SJR49, HB3281, HB4319, HJR1086

Keywords: wildlife, conservation, Oklahoma, regulations, permanent rules, administrative procedures, guidance documents, transparency, public inspection, rulemaking, rulemaking authority, specific authority, legislative review, agency rules, judicial rules, public safety, state agencies, legislative approval, 914, all

Transcript Highlights:

• as a new small craft alcoholic beverage manufacturer license that authorizes a brew pub, small craft
• But there'll be three licenses, as I said: small craft distiller license, small craft winery license,
• to call it across the state these small to call it across the state these small distillers<00:11
• pubs etc and our small craft distillers and<00:11:23.839> small<00:11:24.240> craft<00
• > small<00:12:14.079> craft small craft distillers, small craft small craft distillers,

Bills: SB265, HB593

Keywords: data processing centers, tax abatements, economic development, construction related taxes, energy infrastructure, small craft distilleries, wineries, alcoholic beverages, licensing, craft beverage industry, 1136, house, all

Transcript Highlights:

• Again, this is not the advertising agency, and what this says is that the state agency engages with an
• advertising agency... ...engages with an advertising agency to distribute their dollars to different
• We're just saying if that advertising agency says, "Well, these networks score high risk," we're not
• But anyway, again, it may be an advertising agency in Alabama that is not...
• And so it's just saying that when that state agency would not knowingly spend state dollars with an agency

Bills: HB134, SB217, SB180, HB157, HB92, HB335

Keywords: vehicle registration, disability access, fines, law enforcement, public accommodation, bond financing, municipal bonds, county debt, local government debt, debt service schedule, bond disclosure, public finance, bond underwriter, county commission, city council, refunding bonds, swap agreements, interest rate swaps, derivatives, fiscal transparency

Transcript Highlights:

• But if it was for all farmers that are small, midsize, that would be... >> Aloha.
• small farmers. small farmers.
• If you go to Farm Service Agency and NRCS, I mean, I think they're given the same opportunity as a small
• :25:37.199> or same opportunity as a small farmer or same opportunity as a small farmer or small
• small rancher as well. small rancher as well.

Bills: SB874, SB2097, SB2098, SB2126, SB2154, SB2153, SB2160, SB2123, SB2110

Keywords: veterinary medicine, prescription, consumer rights, transparency, pet medication, sustainable agriculture, climate adaptation, food system resilience, grant program, Hawaii agriculture, agriculture, clean plant program, disease-free plants, plant propagation, small farms, midsize farms, sustainable farming, Hawaii, data analysis, market study

Summary: The committee heard several agriculture-related bills. SB 874 on veterinary medicine would require veterinarians, upon a client’s request, to provide a written prescription for an animal patient in an existing veterinary client-patient relationship, allow Hawaii-licensed pharmacies to dispense those prescriptions, and authorize the Veterinary Medicine Board to set penalties. Testimony was overwhelmingly supportive, with supporters citing lower costs and consumer choice; the Hawaii Veterinary Medical Association said veterinarians already should be doing this and supported the bill if amended. One testifier in opposition argued the bill needed a conspicuous notice requirement so pet owners know they can request prescriptions. Committee members and the Department of Agriculture said they were not aware of widespread problems, and discussion focused on whether the measure was already consistent with current practice and whether amendments would address remaining concerns. The committee also heard SB 2097, which would create a climate-resilient food systems grant program in the Department of Agriculture and Biosecurity and appropriate funds. The department, Hawaii Farm Bureau, Hawaii Farmers Union, Hawaii Cattlemen’s Council, and others supported the bill, saying it could help farmers and ranchers invest in resilience, infrastructure, and technology. Several testifiers asked for clearer definitions, especially for terms like “food hubs” and “resilience hubs,” and suggested adding technical assistance and clearer eligibility criteria. The department explained the program was intended for shovel-ready projects in the middle of the supply chain, with a focus on farmers in a certain revenue range, and said it was modeled on a USDA program. SB 2098 would establish a clean plant program to produce and distribute disease-free plant material to growers, nurseries, and other producers. Testimony was supportive, emphasizing biosecurity, nursery industry needs, and preventing invasive species and crop disease. The department described the program as using tested clean stock, tissue culture facilities, and data collection to support future planting decisions, and estimated a two-year ramp-up. Members questioned whether the program duplicated existing work at CTR/other partners and whether data collection should be centralized, but the department said the effort would build on existing varieties and partnerships rather than overlap them. Finally, SB 2126 would create a conventional farming grant program for small and midsize conventional farmers. Supporters from the department, Hawaii Farm Bureau, and Hawaii Cattlemen’s Council said conventional agriculture deserves support and that the bill would help increase food production. Opposition and comments focused on the bill’s exclusion of organic farmers; one farmer said the measure was unfair unless amended to include organic producers, while a Farmers Union witness said the bill was too vague about the grant’s purpose and should be clearer about its goals. In response to questions, the department said the exclusion of organic farming was not intentional and that the bill was meant to support all agriculture, though no vote or final action was taken in the excerpt provided.

Transcript Highlights:

• Now, as a guy who runs a small business myself, I could tell you that though jobs are going away, AI
• We were founded as a country by and for self-sufficient small business owners, right?
• bread, and I think AI gives us a wonderful opportunity to get back there because it makes running a small
• I know you're a lawyer, so I was going to ask you for the record to state your small business, but you
• I know you're a lawyer, so I was going to ask you for the record to state your small business, but you

Bills: HB2311, HB2371, HB2409, HB2410, HB2456, HB2457, HB4005

Keywords: artificial intelligence, disclosure requirements, data privacy, minor protection, online safety, HB2371, Arizona divorce, family law, dissolution of marriage, AI arbitration, AI-assisted arbitration, automated dispute resolution, online arbitration, binding determination, recommendation, superior court appeal, de novo review, marital dissolution, spousal consent, minor children

Transcript Highlights:

• Chairman, members, Senate Bill 1520 requires the state and its agencies to share any data requested by
• And so they go through blenders and small appliances and things like that very quickly.
• And so they go through blenders and small appliances and things like that very quickly.
• I would have to check with our agencies. Mr.
• This is a small step in that direction. And I think it's a good one.

Bills: SB1216, SB1391, SB1493, SB1520

Keywords: trauma, public safety, counseling, mental health, employee benefits, law enforcement, stress management, suicide prevention, workforce readiness, disciplinary action, appeals, termination, superior court, investigative process, reinstatement, immigration, data sharing, federal government, undocumented immigrants, visa overstays

Bills: HB2583, HB1591, HB1749, HB2423

Keywords: HB2583, Hawaii Micro-Lending Credit Enhancement Program, DBEDT, Department of Business, Economic Development, and Tourism, micro-loan, microloan, small business lending, small business financing, loan loss reserve, first-loss reserve, credit enhancement, partial guarantee, risk-sharing, community development financial institution, CDFI, working capital, inventory financing, equipment financing, leasehold improvements, startup loans

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.

Transcript Highlights:

• going into each individual agency.
• Moving on to agency 6.
• Moving on to agency 6. special revenue. Moving on to agency 6.
• This is the again a agency 11.
• Next, in agency 27, State agency 24.

Bills: SF0032, SF0010, SF0001, HB0001

Keywords: 911 services, emergency response, grant funding, next generation technology, government accountability, public safety, mental health, detention, competency evaluation, treatment, contractual agreements, Wyoming, budget, funding, education, wildfire prevention, healthcare, community colleges, grants, economic development

Transcript Highlights:

• of money, but it is a relatively small of money, but it is a relatively small percentage<00:04:24.960
• There is a small difference in the amount.
• The response was that there is a small difference in the amount.
• There is a small difference identical.
• <00:27:29.679> business program, which is the small business program, which is the small business

Bills: SF0032, SF0010, SF0001, HB0001

Keywords: 911 services, emergency response, grant funding, next generation technology, government accountability, public safety, mental health, detention, competency evaluation, treatment, contractual agreements, Wyoming, budget, funding, education, wildfire prevention, healthcare, community colleges, grants, economic development

Transcript Highlights:

• Let's uh let's go to the agencies next. Is there uh agency members that need to opine on this?
• this bill before I get to agencies? this bill before I get to agencies?
• Is there uh agency members that next.
• Johnson is coming on now." agencies to be able to talk to each agencies to be able to talk to each other
• includes any of those agency requests. includes any of those agency requests.

Bills: SF0032, SF0010, SF0001, HB0001

Keywords: 911 services, emergency response, grant funding, next generation technology, government accountability, public safety, mental health, detention, competency evaluation, treatment, contractual agreements, Wyoming, budget, funding, education, wildfire prevention, healthcare, community colleges, grants, economic development

Transcript Highlights:

• Representative, just for clarification, is this a bill that would allow for a small business to purchase

Bills: HB3334, HB4248, HB4454, HB3851

Keywords: alcohol regulation, retail, recordkeeping, reporting, state laws, HB4248, hemp beverage, hemp drinks, THC beverage, cannabis beverage, intoxicating hemp, age restriction, under 21, minor possession, youth access, public health and safety, Title 63, Oklahoma Statutes, retail sales, alcohol-style regulation

Transcript Highlights:

• A lot of these subcontractors are small A lot of these subcontractors are small businesses<00:19
• agencies must provide it within 7 days. agencies must provide it within 7 days.
• agency did not bulk at your requests. agency did not bulk at your requests.
• Budget Office and for agencies. Budget Office and for agencies.
• labor intensive for an agency. Is that labor intensive for an agency. Is that correct?

Bills: HF1234, HF3528, HF3672, HF3679, HF3680, HF1944

Keywords: payment transparency, public contracts, contractor rights, government accountability, construction payments, barbering, licensing, examinations, barber schools, public safety, certifications, Barber Examiners Board, data transparency, Legislative Budget Office, state agencies, fiscal notes, public data, standard time, federal law, time zone

Transcript Highlights:

• In my opinion, the Junior College president that I worked on this bill with mentioned that a very small

Bills: SB175, SB195, SB196, SB199

Keywords: aircraft, tax exemption, sales tax, lease tax, maintenance, Alabama, health insurance, Medicare, retirees, public education, contracts, education, high school, community college, dual enrollment, secondary credit, Move on When Ready, parental leave, state employees, local education agencies