Video & Transcript Research : 'resale'

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MA
Transcript Highlights:
  • And these are not purely refundable, but are conditionally refundable based on the resale of the unit
  • So only upon resale to a new resident does an old resident or their heir actually receive any of that
  • So if the repayable-on-resale unit has not been sold within 180 days of termination of the repayable
  • And these are not purely refundable, but are conditionally refundable based on the resale of the unit
  • So if the repayable on resale unit has not been sold within 180 days of termination of the repayable
Keywords: 995, all
Summary: The commission’s fifth meeting focused on consumer protections and resident rights in continuing care retirement communities (CCRCs), with a presentation by Yvonne Choyah of UC Law San Francisco. She described California’s CCRC framework, including entrance fee structures, monthly fee increases, contract types (A, B, and C), disclosure requirements, and regulatory oversight. A major theme was that residents often do not understand the contracts they sign, while providers retain broad discretion over fees, transfers, terminations, and changes to the physical plant. She also emphasized that California’s regulator is understaffed and not well suited to oversee the complex financial and insurance-like aspects of CCRCs, and that resident complaints and litigation can be slow and difficult. Choyah and commission members discussed several consumer-protection issues, including refundable versus repayable-on-resale entrance fees, rising monthly care fees, the decline of life care contracts, and the need for clearer disclosures and better comparative data for prospective residents. She noted that California requires annual disclosure statements, resident bill of rights materials, and some fee-related reporting, but that enforcement and accessibility remain weak. Members raised questions about resident board representation, accreditation, refund requirements, and whether state agencies or resident associations could help explain contracts to consumers before admission. Choyah suggested stronger oversight, more financial expertise in regulation, and better transparency about ownership and fee-setting. The meeting ended with discussion of the commission’s next steps toward its August report. Staff said a draft report would be prepared from the commission’s discussions and circulated for comment before final revisions. The chair also announced staff transitions: Jennifer would be leaving the State House role, and Juliana Fernandez and Vicky Halal would be the main contacts going forward. The commission adjourned after thanking Choyah for her presentation and answering member questions.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 16, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • This is not a casual fan-to-fan resale thing that's happening.
  • This is not a casual fan-to-fan resale This is not a casual fan-to-fan resale thing<00:24:08.840
  • <00:24:55.120> For these predatory resale practices.
  • For these predatory resale practices.
  • Like, is there an incentive to keep second uh resale tickets high?
Bills: SCR118, SCR173
Summary: The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member. The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.
CA
Transcript Highlights:
  • the seller of a ticket to own or have a contractual right to sell the ticket before listing it on a resale
  • It prioritizes transparency by requiring both resellers and secondary resale platforms to disclose seat
  • Coalition for Ticket Fairness, representing the small and medium-sized businesses engaged in the resale
  • So effectively using that definition precludes anybody in the resale market from selling a ticket in
  • gut the resale industry and eliminate competition.
Summary: The Assembly Arts, Entertainment, Sports, and Tourism Committee met on April 8, 2025, and heard three bills. AB 666 would designate Bigfoot as California’s official state cryptid, with the author arguing it would recognize North Coast history and support local tourism; there was no support testimony, one opposition witness said the bill was a distraction from more serious issues, and the chair ultimately held the bill for lack of a motion. AB 1349 addressed speculative ticketing in the live entertainment market by requiring sellers to own or have a contractual right to tickets before listing them, along with disclosure, recordkeeping, anti-spoofing, and refund provisions. The author and supporters from music venues, artist groups, and sports organizations said the bill would protect fans and artists from deceptive resale practices and price gouging. Opponents from consumer and resale groups argued the measure was overbroad, could restrict legitimate resale and concierge services, and might favor primary ticketing monopolies. The committee members who spoke generally supported the consumer-protection goals, and the bill passed out of committee on a 7-0 vote, with two members not voting. AB 932 would require local education agencies that rent facilities to third-party youth sports clubs to provide gender-equitable access, closing what the author described as a loophole affecting girls’ club sports. Supporters, including the California Department of Education and youth sports advocates, said the bill would improve access for girls and address examples of unequal field and gym use. Opponents argued it could conflict with Title IX and raised broader objections to gender identity language in sports policy. The committee approved the bill on a 6-0 vote, with three members not voting, and sent it to Judiciary.
FL

Florida 2026 5th Special Session

Community Affairs Dec 9th, 2025

Transcript Highlights:
  • homes on the ground—new homes that can't be sold—but there's also a lot of people stuck in their resale
  • Resale market, we've talked about this a little bit in previous, but the resale market is also very,
  • The other problem in the resale market is resellers, people that want to sell their home, don't really
  • Prices are cheaper than the resale prices.
  • You said that the resale value of the homes was decreasing.
Summary: The Committee on Community Affairs met with a quorum present and took up SB 122, which would repeal Chapter 205 on local business taxes while allowing municipalities to continue imposing a gross-receipts-based business tax on merchants. Senator Trumbull presented the bill for the sponsor, and committee members questioned what services local governments fund with local business tax revenue and whether the bill should be considered alongside broader property tax changes. County and city representatives opposed the bill, arguing that local business taxes are capped home-rule revenues used for general fund services such as public safety, zoning and licensure checks, economic development, and business support, and warning that repeal would shift costs to residential taxpayers and reduce local flexibility. Senator Shreve said he would vote no because of ongoing property tax discussions, while Senator Pizzo said he would support the bill but wanted clearer accounting of how the revenue is spent. The committee voted 5-1 to report SB 122 favorably. The committee then held a housing panel discussion focused on Florida’s housing shortage, affordability, and supply constraints. Dr. Samuel Staley said Florida is in a housing crisis driven largely by insufficient supply, arguing that the state needs roughly 100,000 additional units per year just to keep up with in-migration and that local planning systems often do not prioritize housing enough. He urged more emphasis on measurable impacts, streamlined permitting, accessory dwelling units, smaller lot sizes, and other market-responsive tools. Ann Ray of the Shimberg Center said Florida is seeing more single-family and multifamily construction but that production is concentrated in a handful of counties, while condo construction remains limited; she also noted that rents and home prices spiked sharply in the early 2020s and remain above pre-2020 levels, with nearly 905,000 low-income renters cost-burdened. Leslie Deutsch of John Burns Research said the national housing market is slow, Florida has a severe affordability problem, and builders are lowering prices and offering incentives but still face high land, labor, materials, and insurance costs. In committee discussion, senators focused on whether Florida should encourage more density, including townhomes, build-to-rent products, modular housing, and redevelopment of existing sites rather than relying on large new subdivisions. Members also discussed the role of local zoning, impact fees, density bonuses, and state incentives tied to housing targets. Several senators said Florida’s growth and affordability challenges require updating land development codes and planning for where future residents will live without overbuilding rural or environmentally sensitive areas. The chair closed by emphasizing that density can support affordability and that Florida should use existing footprints more efficiently.
HI
Transcript Highlights:
  • Resale Exchange.
  • Vivid Seats, and Ticket Master Resale Vivid Seats, and Ticket Master Resale Exchange.<00:03:01.200
  • It simply ban resale or transfers.
  • Thank you. marketplaces uh that dominate resale, marketplaces uh that dominate resale, calling<00:04:
  • <00:04:04.640> price calling for uh a lack of resale price calling for uh a lack of resale
Keywords: 912, senate, all
Summary: The committee took up Senate Bill 3019, which would cap ticket resale prices at face value for events in Hawaii and authorize DCCA to enforce violations. DCCA’s Office of Consumer Protection opposed the bill and said it preferred a ticket transparency approach focused on upfront disclosure of fees, while supporters argued the measure would curb scalping, bots, and extreme markups. Testimony from the National Independent Venue Association and a concert promoter emphasized that resale does not add inventory and said the bill would protect consumers; committee members questioned DCCA about enforcement and cited examples of very high resale prices for local concerts. No vote was taken in the excerpt, and the chair said the measure would be moved along for further consideration. The committee then heard Senate Bill 3311, which would create the Strengthen Hawaii Homes Program within DLNR to fund fire-mitigation grants for residential property owners. DLNR supported the bill, saying the need is immediate and that the program is modeled on successful mainland efforts, though the department said it ultimately belongs under the State Fire Marshal once that office has capacity. DCCA’s Insurance Division submitted written comments only. The measure was received without further action in the excerpt. Senate Bill 2979, authorizing DLNR and community-based organizations to enter community co-management agreements for state lands, drew broad support from OHA, community groups, and several individuals, who said the bill would formalize partnerships, strengthen shared responsibility, and help community stewardship efforts. Testifiers clarified that the bill does not require 65-year agreements and said the term should be left to DLNR’s discretion. The committee then moved on without questions or a vote shown in the excerpt. Finally, the committee heard Senate Bill 2351 on the state park special fund, which would allow DLNR to use fund monies for environmental protection programs. DLNR’s state parks administrator opposed the bill, saying the special fund is already fully committed to urgent maintenance and infrastructure needs across an aging park system, and warned that diverting money would weaken the fund’s ability to support parks. The Tax Foundation also submitted written testimony, and a community witness opposed the measure for similar reasons. The excerpt ends as the committee begins Senate Bill 2918, which would require HCDA to establish a community action center in Chinatown; HCDA’s executive director expressed concern about jurisdiction and said the city and county should continue leading that work.
HI
Transcript Highlights:
  • control demand is to put the properties in trust for the local workers, where we can control the resale
  • control demand is to put the properties in trust for the local workers, where we can control the resale
  • control demand is to put the properties in trust for the local workers, where we can control the resale
  • control demand is to put the properties in trust for the local workers, where we can control the resale
  • workers where we can control the resale workers where we can control the resale keep<00:21:09.640
Keywords: 910, house, all
Summary: The House Committee on Housing held a public hearing on a series of housing bills. HB 1432 and HB 1428 drew support from HHFDC, and HB 1428 also received testimony from Hawaiian Community Assets, which said housing counseling funding is needed to meet demand for financial education tied to affordable housing, and that such counseling can help reduce evictions, prevent foreclosure, and stabilize households. HB 833 on community land trusts received broad support from HHFDC, county housing officials, community land trust representatives, and a local developer; testimony emphasized keeping housing affordable in perpetuity, but also asked for clearer access to financing, longer repayment terms, and inclusion of additional land trusts in the bill. Peter Savio argued that community land trusts are the best way to control demand and keep housing tied to local incomes. The committee also heard HB 19 on the Dwelling Unit Revolving Fund, which HHFDC said should be made permanent because the pilot has been successful, with 81 units in the program and $7.4 million of the $10 million allocation already committed. HHFDC said the fund helps stalled for-sale projects by providing state equity that revolved back when homes are sold. HB 529 and HB 432 were also heard; HB 432 would create a subaccount in the rental housing revolving fund for projects above 60% AMI, and HHFDC said this would help finance housing for households at 65% and 80% AMI. The bill drew support from several housing, business, and industry groups. Several other housing measures were discussed with mixed testimony. HB 419 had HHFDC support, Limby Hawaiʻi opposition, and support from the Grassroot Institute and others; members asked about whether councils approve these projects in one or multiple readings. HB 527 and HB 416 also drew a mix of support and opposition, with questions focused on county approval timelines and whether state-financed projects would still go through normal local review. HB 417 on the rental housing revolving fund prompted questions about how it differs from the Dwelling Unit Revolving Fund and whether it should be more flexible for mixed rental and for-sale projects. HB 418’s proposed working group was noted as potentially unnecessary because HHFDC said a public working group was already being formed. HB 1411 on housing preference raised questions about what happens if a recipient changes jobs, and HB 374 drew an Attorney General’s Office recommendation to remove a duration requirement to avoid possible constitutional travel issues. HB 373 and HB 1492 were also heard, with strong testimony from Peter Savio in favor of a broader trust-based model for affordable housing. No votes or final actions were taken during the hearing.
FL

Florida 2026 Regular Session

Community Affairs Dec 9th, 2025

Community Affairs

Transcript Highlights:
  • homes on the ground, new homes that can't be sold, but there's also a lot of people stuck in their resale
  • The resale market, we've talked about this a little bit in previous, but the resale market is also very
  • So what's happening in the resale market is most people bought their home with a nice 2%, 3%, 4% mortgage
  • The other problem in the resale market is resellers, people that want to sell their home, don't really
  • You said that the resale value of the homes was decreasing.
Summary: The Committee on Community Affairs met with a quorum present and first took up SB 122, which would repeal Chapter 205 governing local business taxes while allowing municipalities that already levy a gross-receipts-based business tax to continue doing so, with limits on changing the tax rate. The sponsor’s proxy and committee members discussed whether local business taxes fund identifiable services, with supporters saying the bill would reduce burdens on businesses and opponents arguing it would remove a capped home-rule revenue source used for general services, economic development, inspections, fire and police support, and business regulation. The Florida Association of Counties and the Florida League of Cities opposed the bill, citing a statewide revenue loss and concern that costs would shift to residential taxpayers, while one member noted the bill should be considered in the context of broader property tax changes. SB 122 was reported favorably by a roll call vote, with Senators Leek, Passidomo, Pizzo, Trumbull, and Chair McClain voting yes and Senator Sharief voting no. The committee then held an extended informational panel on Florida’s housing shortage and affordability challenges. Dr. Samuel Staley said Florida is in a housing crisis driven primarily by insufficient supply, arguing that the state needs far more units each year, that local comprehensive plans and zoning often fail to prioritize housing, and that the state should focus more on measurable impacts, density, accessory dwelling units, smaller lot sizes, and other ways to let the market respond. Ann Ray of the Shimberg Center presented data showing increased single-family and multifamily construction but limited condo growth, highly concentrated new development in a handful of counties, and continued high cost burdens for renters, especially lower-income and older households. Leslie Deutsch of John Burns Research and Consulting said the national housing market is slow, Florida prices are easing but remain well above pre-pandemic levels, and affordability problems are being driven by land, construction, financing, and insurance costs; she urged more product diversity, including build-to-rent, townhomes, manufactured housing, and higher-density redevelopment tailored to local demographics. Members questioned the panel about density, vertical development, impact fees, construction costs, and incentives for local governments. Several senators said local governments need clearer direction or incentives to approve more housing, while others emphasized preserving local character and avoiding overdevelopment. The panel generally agreed that no single policy will solve the problem, but that Florida needs more housing types, more density in appropriate places, updated zoning and building codes, and a more market-responsive regulatory framework. After the presentations and discussion, the committee adjourned with no further business.
CA

California 2025-2026 Regular Session

Assembly Arts, Entertainment, Sports, and Tourism Committee Apr 8th, 2025

Arts, Entertainment, Sports, and Tourism

Transcript Highlights:
  • the seller of a ticket to own or have a contractual right to sell the ticket before listing it on a resale
  • It prioritizes transparency by requiring both resellers and secondary resale platforms to disclose seat
  • Coalition for Ticket Fairness, representing the small and medium-sized businesses engaged in the resale
  • often used to justify legislative efforts like this one, seeking to eliminate competition in the resale
  • So effectively, using that definition precludes anybody in the resale market from selling.
Keywords: 988, house, all
HI
Transcript Highlights:
  • Clarifies that certain resale and occupancy restrictions apply only to projects developed prior to a
  • Clarifies that certain resale and occupancy restrictions apply only to projects developed prior to a
  • Clarifies that certain resale and occupancy restrictions apply only to projects developed prior to a
  • Clarifies that certain resale and occupancy restrictions apply only to projects developed prior to a
  • Clarifies that certain resale and occupancy restrictions apply only to projects developed prior to a
Summary: The committee first took up HB 2611, which would prohibit algorithmic price-setting in Hawaii’s rental market, require public education by the Attorney General, and establish fines and penalties. The Department of the Attorney General opposed the bill, saying its language was too unclear and could expose landlords and agents to criminal and civil liability for ordinary rent-setting practices based on public information or assistance from property professionals. Members asked about antitrust standards, tacit agreement, and whether using county-published affordable-rent schedules would be unlawful; the AG said that would not be unlawful if based on public information and without collusion. Testimony was mixed, with the chair noting support from the Hawaii Civil Rights Commission, Hawaii Realtors with comments, 50501 Hawaii and General Strike Hawaii, Haloha Project, 13 individuals, and one opponent. The committee then heard HB 2102, which clarifies that residential projects involving ground disturbance in high-risk areas remain subject to state historic preservation review and removes an exemption for lands presumed nominally sensitive. The Office of Planning and Sustainable Development and the Department of Planning and Permitting supported the measure, saying it would improve clarity and ensure review focuses on projects most likely to affect historic properties or iwi kupuna, while also urging language refinements to better define sensitive sandy-soil areas and balance preservation with housing timelines. NAP Hawaii opposed the bill, arguing it would undo progress made last session and that the current process already includes protections for inadvertent discoveries and efficiency for lower-risk areas. The Office of Hawaiian Affairs strongly supported HB 2102, explaining it was responding to beneficiary complaints about late-added language in last year’s law and saying the nominally sensitive-area language should be removed because it was adopted without sufficient stakeholder input and could be harmful to iwi kupuna protections. Native Hawaiian Legal Corporation and several individuals also supported the bill. Committee discussion focused on how “nominally sensitive” areas are determined, whether project proponents could self-certify areas as exempt, and how high-density residential projects should be treated; SHPD said it uses survey and monitoring data to map sensitivity, that highly sensitive areas like Kīauea are not nominally sensitive, and that some high-density projects should remain exempt if they do not involve new ground disturbance. The hearing included no final vote in the portion provided, but the chair noted 48 individuals in support and continued questioning on the bill’s definitions and implementation.
CA

California 2025-2026 Regular Session

Senate Business, Professions and Economic Development Committee Jun 22nd, 2026

Business, Professions and Economic Development

Transcript Highlights:
  • California Fans First Act, which will protect fans from excessive ticket price gouging by capping resale
  • California Fans First Act, which will protect fans from excessive ticket price gouging by capping resale
  • As a result, over 90% of resale tickets are sold by these professional scalpers, and fans are paying
  • There are more than a dozen states attempting to cap resale ticket prices this year, including New York
  • However, as the committee analysis recognizes, there are important questions about whether resale caps
Keywords: 987, senate, all
TX
Transcript Highlights:
  • Under the S permit, you are prohibited from importing wine. wine for resale.
  • You cannot have a permit that imports any liquors or wine or spirits for resale.
  • only transferable G permit brands in Texas, they're the only two G permits that can import wine for resale
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 01:00 pm

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • This particular legislation revolves around the ticket resale market, specifically as it relates to movie
  • artists and other ticketing services, such as Dice FM, have developed and adopted to limit predatory resale
  • National Independent Talent Organization shows that fans paid over $200,000 above face value for resale
  • Mandating ticket transferability will prohibit fan-to-fan resale and the primary ticketers that offer
  • And in some cases, they simply ban resale altogether.
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.
TX

Texas 89th Regular

State Affairs (Part II) Mar 17th, 2025

State Affairs

Transcript Highlights:
  • The S permit, you are prohibited from importing wine for resale.
  • Or spirits for resale. So there's the problem right there, right?
  • Import wine for resale and have an S permit associated.
Summary: The Senate Committee on State Affairs resumed consideration of several pending bills, first taking up Senate Bills 667, 1349, 1585, and 2312. After inviting testimony had already been heard, no members of the public came forward to testify on any of those measures, and the committee closed public testimony and left all four bills pending. The committee then heard Senate Bill 1355, which Senator Parker explained as a committee substitute aimed at helping Texas distillers recover unpaid invoices from wholesalers. The substitute would require distillers to invoice at the time of purchase, send a demand letter if payment terms are violated, and allow complaints to be filed with the Texas Alcoholic Beverage Commission, which could determine an appropriate penalty based on the facts. Natasha Dehart of Bent Distilling Company testified in support, describing serious cash-flow problems and unpaid invoices from a Texas wholesaler that had forced layoffs, late vendor payments, and operational strain. No one testified against the bill, and it was left pending. The committee also heard Senate Bill 1378, a narrowly tailored local bill for a Carrollton facility recently acquired by Sazerac that employs more than 1,000 Texans. Senator Parker said the bill would create a limited exemption to avoid forcing the company to shut down or move because of current permit restrictions, while preserving the three-tier system and preventing the company from selling wine to itself. A Texas Alcoholic Beverage Commission resource witness said the bill was drafted so it would not open the door to broader industry changes. Mason Moreland testified against the bill as filed, arguing it gave special treatment to one company and failed to address broader problems in the wine industry, including direct-to-consumer sales and permit issues. After questions from senators, public testimony closed and SB 1378 was left pending. The committee then recessed subject to the call of the chair.
MN

Minnesota 2025-2026 Regular Session

Preferential scoring for housing projects in communities with land trusts 3/10/26

Minnesota House Floor Meeting

Transcript Highlights:
  • community land trust properties across the state, and community land trusts have facilitated over 775 resales
  • community land trust approach, all the community land trusts in Minnesota utilize an appraisal-based resale
  • And there'll be a resale formula restriction that's put into place to keep that home affordable without
Keywords: 1183, house
MA
Transcript Highlights:
  • We're a small chain of resale stores in central Massachusetts.
  • Resale stores are honestly the heart of the community in every city and town in the Commonwealth.
  • When you walk into a resale store, you're walking into your neighbor's closets, your neighbor's homes
  • We're a small chain of resale stores in central Massachusetts.
  • Resale stores are honestly the heart of the community in every city and town in the Commonwealth.
Keywords: 995, all
Summary: The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs. Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges. On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee May 1st, 2025

Transcript Highlights:
  • that sellers of tickets own or have a contractual right to sell the ticket before listing it on a resale
  • We try to compete with Ticketmaster in the resale, secondary market sales.
  • Ticketmaster, which controls more than 80% of the primary market and is an increasingly large player on the resale
Summary: The California Assembly Judiciary Committee met as a subcommittee because quorum was initially lacking, then heard AB 1349, a consumer-protection bill aimed at stopping speculative ticketing. The author said the bill would require ticket sellers to own or have a contractual right to sell tickets before listing them, require disclosure of seat locations, maintain records and refund capability on secondary platforms, and ban fake websites that mimic official event pages. Supporters included California Arts Advocates, the Music Artist Coalition, the National Independent Venue Association, Live Nation, the San Francisco Symphony, the American Conservatory Theater, and several sports teams, who argued the bill would protect fans, artists, venues, and nonprofit arts organizations from fraud and price gouging. Opposition came from the Consumer Federation of California, StubHub, SeekGeek/TickPick, and Vivid Seats. They said they supported the goal of stopping speculative ticketing but argued the bill’s language could create implementation problems, interfere with legitimate ticket transfers, and overlap with issues already being addressed in federal legislation and litigation involving the ticketing industry. They also raised concerns about terms-and-conditions restrictions and the potential effect on consumers’ ability to resell or transfer tickets they already purchased. Committee members largely expressed support for the bill’s consumer-protection goals while noting the need to continue working on amendments and unresolved issues. The author said he was committed to working with the opposition. The committee then approved AB 1349, as amended, on a do-pass motion to Appropriations by unanimous roll call vote, and the bill was reported out of committee.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 04/24/26

Judiciary and Public Safety

Transcript Highlights:
  • It provides for retail resale disclosure certificate requirements to prevent hidden liabilities.
  • <00:10:11.400> ensuring<00:10:11.800> incoming<00:10:12.320> buyers and resales
  • ensuring incoming buyers and resales ensuring incoming buyers have<00:10:12.840> governing<00
  • <00:10:29.040> disclosure It provides for retail resale disclosure It provides for retail
  • resale disclosure certificate<00:10:30.160> requirements<00:10:30.720> to<00:10:30.800>
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 03/26/26

Taxes

Transcript Highlights:
  • 53:56.440> to<00:53:56.560> include<00:53:56.880> nonprofit<00:53:57.440> resale
  • <00:53:57.800> stores tax to include nonprofit resale stores tax to include nonprofit resale
  • a result, there are many items that come in that are simply not in a condition to be suitable for resale
  • <00:57:09.600> and from the waste stream through resale and from the waste stream through
  • resale and salvage. salvage. salvage.
Keywords: 1187, senate, all
MA
Transcript Highlights:
  • So it's a contingent liability based on the resale of the unit. On the resale of the unit.
  • The majority of those refunds were made upon resale of the unit and receipt of the new entrance fee.
Keywords: 995, all
Summary: The commission met at Brookhaven at Lexington to continue discussing continuing care retirement communities (CCRCs), with a focus on financial viability, entrance fees, refund policies, and how the industry is evolving. Speakers explained that nonprofit CCRCs have shifted away from building entirely new campuses since the 2008 financial crisis, and now more often grow through expansions, affiliations, mergers, or added home- and community-based services. They also noted that many newer CCRCs, especially nationwide, are being built without on-campus skilled nursing, relying instead on assisted living, memory care, or off-site arrangements, and that zoning and local approval can affect expansion plans. A substantial portion of the discussion centered on financial health and consumer protection. Panelists said the most important indicators of a strong CCRC are high occupancy, strong liquidity, and reinvestment in the property, with low occupancy and declining days cash on hand cited as warning signs. They described how actuarial reviews are used to estimate health care utilization and set pricing, and said staffing shortages are often a bigger financial pressure than resident care utilization itself. On refunds, speakers said entrance-fee refunds are generally paid when a unit is resold and the new entrance fee is received, and that resident refunds are usually protected even in bankruptcy, though residents are unsecured creditors. Massachusetts examples such as Reed’s Landing and the Groves were cited as cases where residents remained in place and refunds were ultimately protected. The group also discussed a pending disclosure bill on Beacon Hill related to entrance fees and refund transparency. LeadingAge Massachusetts said it supports clearer disclosure so residents understand refund provisions, and reported that among surveyed member CCRCs, the average time to provide an entrance-fee refund over the past two years was about 117 days. Participants emphasized the need to balance consumer protection with preserving the financial stability of the communities. The commission also reviewed upcoming dates: a virtual public hearing/listening session on June 16, the next commission meeting on June 23, and a later discussion planned on consumer rights, protections, and advertising practices. The meeting concluded with introductions of commission members and an invitation for attendees to tour the Brookhaven campus.
TX

Texas 89th 2nd C.S.

Culture, Recreation & Tourism Apr 8th, 2025

Culture, Recreation & Tourism

Transcript Highlights:
  • different procurement standards for site-specific customized products brought in, brought in for resale
  • requirements hamper the ability of Texas Parks and Wildlife Department to offer site-specific goods for resale
  • Specifically by them for resale, it does so explicitly exempting their standards and procedures from
  • Provide a variety of items for resale for the visitors that come to, to state parks.
Bills: HCR6