Video & Transcript Research : 'premiums'

Page 2 of 133
LA
LA

Louisiana 2026 Regular Session

Judiciary Apr 9th, 2026

Judiciary

TX
TX

Texas 89th Regular

Insurance Apr 30th, 2025

Insurance

Transcript Highlights:
  • I don't see where it would increase our premiums.
  • I could think of: somebody coming back and saying, I literally can't see where it would increase premiums
  • Many other testimonies that our insurance premiums and the way benefits are designed are a balancing
  • One is that you have to look at the loss costs against the premium to know whether the system is working
  • Because if you're in an escrow, you're going to find out that that insurance premium probably ate your
Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635
Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory
TX
TX

Texas 89th Regular

Insurance Apr 30th, 2025

Insurance

OK
OK

Oklahoma 2026 Regular Session

House of Representatives Second Regular Session of the 60th Legislature Day 5 Feb 9th, 2026 at 01:30 pm

Oklahoma House Floor Meeting

Transcript Highlights:
  • And you touched there on, you know, the reason for the bill is this tension between mandates and premiums
  • And then there's, as the more mandates we have, the more premiums will have a Tendency to go up.
  • zoned out at this point, our constituents that actually care about their increase in their insurance premiums
  • choice before we pass a piece of legislation that has an unint Ended consequence that increases the premiums
  • The purpose of the bill is to see what impact on policyholders and premium payers would be if we passed
Bills: HB2975, HB3405, HB3406, HB3728, HB3902, HB3977, SB397, HB1161, HB2938, HB2939, HB3306, HB3722, HB4113, HB4123, HB2293, HB3176, HB3545, HB3546
Keywords: poultry waste, nutrient management, environmental regulations, agriculture, water quality, pollution prevention, best management practices, noxious weeds, poison hemlock, kudzu, landowner responsibilities, environmental control, public nuisance, eradication, burn bans, fire danger, drought conditions, emergency declaration, scrap metal, regulation
AL
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means General Fund Committee Feb 18th, 2026

Ways and Means General Fund

Transcript Highlights:
  • This year, our premium is about $400 million.
  • Um, that's 76 cents a month is what the increase in premium would be for the improvements that this legislation
  • Um, that's 76 cents a month is what the increase in premium would be for the improvements that this legislation
  • Um, that's 76 cents a month is what the increase in premium would be for the improvements that this legislation
Bills: HB185, HB378, SB28, HB400, SB155, HB312, HB185, HB378, SB28, HB400, SB155, HB312
Keywords: appropriation, transportation, judicial system, funding, state budget, Pickens County, local act, vehicle tag fee, registration fee, issuance fee, motor vehicle registration, license plate, replacement tag, transfer tag, renewal fee, county revenue, earmarked funds, ambulance service, emergency medical services, EMS
TX
TX

Texas 89th Regular

Senate Committee on Health and Human Services Mar 18th, 2025

Health & Human Services

Transcript Highlights:
  • So, Senate Bill 1330 curbs artificial premium inflation that comes from excess charges on some of these
  • Do you believe this bill will impact premium costs for enrollees at all?
  • The goal of Senate Bill 1332 is simply to allow health insurers to waive employer premiums.
  • Current law does require employees to be responsible for the health insurance premium until the end of
  • Such notification causes businesses to be responsible for an additional monthly premium, resulting in
Bills: SB95, SB268, SB493, SB619, SB660, SB922, SB984, SB1098, SB1188, SB1307, SB1332, SB1822
Keywords: immunization, written informed consent, civil liability, health care provider, vaccine compensation, administrative penalty, health care, licensing, complaint procedure, disciplinary action, law enforcement, pharmacy benefit manager, PBM, gag clause, prescription drug pricing, out-of-pocket cost, cash price, pharmacist, pharmacy, prescription drug benefit
TX
TX

Texas 89th 2nd C.S.

State Affairs Apr 30th, 2025

State Affairs

TX
TX

Texas 89th Regular

State Affairs Apr 30th, 2025

State Affairs

TX
TX

Texas 89th Regular

State Affairs Apr 30th, 2025

State Affairs

TX
TX

Texas 89th Regular

Senate Committee on Business and Commerce Mar 25th, 2025

Business & Commerce

TX
TX

Texas 89th Regular

Senate Committee on Business and Commerce Mar 25th, 2025 at 08:00 am

Business & Commerce

Bills: SB483, SB522, SB783, SB1239, SB1254, SB1255, SB1259, SB1341, SB1664, SB1762, SB1856, SB1877, SB1977
Keywords: utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
Summary: The Senate Business and Commerce Committee met with a quorum and first took up pending business, voting out several bills. Senate Bills 1697, 1569, 1202 as substituted, 1029, 1364, 1185, 924, 1008 as substituted, 264, 1376, and 1358 as substituted were reported favorably, with some sent to the local and uncontested calendar. The committee also adopted a substitute for SB 1202 and later corrected votes on several measures. SB 924 and SB 1376 drew some opposition, while the rest of the pending bills were reported without dissent or with limited nays. The committee then heard testimony on SB 1856, which would create an annual capacity-cost recovery rider for Entergy Texas customers in the MISO region. The author and Entergy argued the bill would better match rates to actual capacity costs and improve transparency, while the Texas Association of Manufacturers and the Public Utility Commission raised concerns about the short 10-day review period, rider proliferation, and the preference for full rate cases over piecemeal adjustments. The bill was left pending. The committee also heard and left pending SB 522 on CPA reciprocity, SB 1664 requiring TDUs to provide clearer, standalone rate-change disclosures, SB 1877 expanding OPUC’s access to market data, SB 1254 and SB 1255 as TDLR cleanup bills on professional employer organizations and mold assessors, SB 1341 updating manufactured housing rules, SB 1239 on sovereign debt and Texas governing law, and SB 1259 streamlining the surveyor-in-training licensing process. Additional bills discussed included SB 1977, which would cap recoverable legal expenses in electric, water, and sewer rate cases; OPUC and some consumer advocates supported the idea as a way to reduce ratepayer costs, while utility representatives warned it could discourage participation and increase rate shock. The committee also heard SB 1762 clarifying that geothermal energy conservation wells are not battery resources, and SB 783 allowing SECO to proceed with future energy-code rulemaking for state-funded buildings. Both drew supportive testimony from industry and environmental groups. All remaining bills heard during the meeting were left pending, and the committee recessed subject to the call of the chair.
OK
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 23rd, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • So we know how many cans are being sold of a premium product like Copenhagen or Schull.
  • House Bill 3802 simply prohibits an insurance company from raising premiums on a motor vehicle policy
Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800
Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation
MN
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 01/30/25

Commerce and Consumer Protection

Transcript Highlights:
  • <00:01:15.400> maintains stabilizes market premiums maintains stabilizes market premiums maintains
  • individual market and lower premium individual market and lower premium costs<00:03:08.159> for
  • <00:14:50.639> low reinsurance Works to keep premiums low reinsurance Works to keep premiums
  • <00:31:33.440> or they they assume that the premiums or they they assume that the premiums
  • <00:31:50.080> are grow 12% where the other premiums are grow 12% where the other premiums
Keywords: 1187, senate, all
Summary: The committee heard a reinsurance overview from Deputy Commissioner Julia Dryer of the Minnesota Department of Commerce on the Minnesota Premium Security Plan. She explained that reinsurance helps stabilize premiums in the individual market by reimbursing insurers for high-cost claims, and said Minnesota’s program has lowered premiums, preserved carrier participation, and helped maintain consumer choice. She warned that without continued funding, the program would be depleted and individual-market premiums could rise by about 25%, with potential losses in coverage and access to care. She also described the program’s structure under a federal 1332 waiver, the role of MCHA in administering the program, and the state’s receipt of more than $650 million in federal pass-through funds to date. Dryer said the current program is funded through the end of 2025, though the federal waiver authority runs through 2027. The governor’s proposal would create a new assessment on insurers, estimated at roughly 2% to 3%, to fund the state share of the program and avoid another full waiver submission. She noted that the proposal assumes MinnesotaCare funding would be held harmless and that the program would be reduced if federal basic health plan funding were negatively affected. She also said projected costs changed because individual-market enrollment has grown and enhanced federal subsidies were removed from the estimate. Members raised concerns about the proposal’s impact on premiums and the history of the fund. Senator Rasmusson argued the new assessment amounts to a large tax increase on health insurance and questioned who would be assessed and whether the surcharge would be capped. Dryer responded that the assessment would be based on annual claims experience and market conditions, with final amounts determined at the end of each year, not monthly. Senator Duckworth and Senator Frentz supported reinsurance as a way to keep premiums lower, while also questioning how the program should be financed. Senator Green asked about the mechanics of the assessment and the role of the department in setting it, and Senator H questioned why the fiscal note assumed 12% annual growth for program costs when general premium growth was lower. No vote or formal action was taken in the meeting.
NM
NM

New Mexico 2025 Regular Session

IC - Legislative Education Study Jun 26th, 2025

Transcript Highlights:
  • NEA New Mexico is advocating for state to cover 80% of healthcare premiums for educators.
  • And you'll see that premium increases, those annual premium increases have accelerated pretty significantly
  • So you could stabilize the fund and bring those future premium increases down.
  • Is the annual premium increases that NMSA had projected before the session.
  • Employees, uh, premiums.
MN
MN

Minnesota 2025-2026 Regular Session

Extending aspects of the state's reinsurance program 3/5/26

Minnesota House Floor Meeting

Transcript Highlights:
  • <00:05:18.080> will before, cost of individual premiums will before, cost of individual premiums
  • With the loss of the advanced premium With the loss of the advanced premium tax<00:10:40.000>
  • Commerce's 2016 rate release, premiums Commerce's 2016 rate release, premiums in<00:14:27.920>
  • that market and help bring premiums that market and help bring premiums down. down. down.
  • Is it upfront with the premiums?
Keywords: 1183, house
Summary: The committee took up House File 3388, and an A1 amendment was adopted by voice vote. The bill, as amended, would direct the Department of Commerce to seek another federal waiver to continue Minnesota’s reinsurance program and preserve the assessment-and-tax-credit funding model adopted last session. Chair O’Driscoll said the measure is intended to give future legislators options before the current reinsurance structure ends, warning that without it individual-market premiums could rise substantially and more people could lose coverage. Testimony was largely supportive. Dan Andre of the Minnesota Council of Health Plans said reinsurance has been a success since 2018, has lowered premiums by covering a portion of high-cost claims, and helped subsidize care for more than 5,000 Minnesotans in 2024. Ann New Brindley of the Minnesota Business Partnership and Steven Rubis of the Health Plan Partnership of Minnesota also backed the bill, saying market stability is important amid the loss of federal premium tax credits and that continued reinsurance would help prevent further premium increases and cost shifting. Jonathan Carter of the Minnesota Chamber of Commerce likewise supported the bill, citing the program’s role in keeping Minnesota’s individual-market premiums among the lowest in the country. Members also discussed how the assessment and tax-credit mechanism works, with Chair O’Driscoll describing it as an assessment on plans followed by a tax credit against state liability. Representative Elkins questioned how insurers self-assess, and Representative Smith said the assessment model is preferable to a general-fund approach if the program continues. Representative Kaggel raised concerns about taxpayer costs and the broader health care system, while also saying the current system is unsustainable and in need of more fundamental change. The committee then renewed the motion to lay House File 3388, as amended, over for possible inclusion in an omnibus bill.
MN
MN

Minnesota 2025 1st Special Session

House Commerce Finance and Policy Committee 2/19/25

Commerce Finance and Policy

Transcript Highlights:
  • premium tax credits go away.
  • premium tax credits go away.
  • premium tax credits go away.
  • premium tax credits go away.
  • premium tax credits go away.
Keywords: 1183, house
MN
MN

Minnesota 2025-2026 Regular Session

Creating the Educator Group Insurance Program (Part 2) 2/26/26

Minnesota House Floor Meeting

Transcript Highlights:
  • Assuming just a 10% annual premium increase, a decade from now, the premium for the same plan will cost
  • Assuming just a 10% annual premium Assuming just a 10% annual premium increase,<00:04:00.879>
  • increase, a decade from now, the premium increase, a decade from now, the premium for<00:04:02.720
  • :04:55.520> coverage<00:04:56.080> is premiums going up, but coverage is premiums going
  • The amount we pay in healthcare premiums The amount we pay in healthcare premiums and<00:08:37.440
Keywords: 1183, house
FL
FL

Florida 2025 Regular Session

February 4, 2025 - 03:00 PM

Transcript Highlights:
  • For Medicaid, there is no monthly premium.
  • The monthly premium contribution also correspondingly increased.
  • So here we are: we've created the new tiers and the premiums.
  • There's no payment of premium in Medicaid. Okay. All right.
  • And as directed by statute, monthly premiums are collected.
Summary: The committee received a briefing from AHCA Deputy Secretary Brian Meyer and Florida Healthy Kids CMO Ashley Carr on implementation of HB 121, which was enacted in 2023 to expand Florida’s KidCare/CHIP eligibility from 200% to 300% of the federal poverty level and replace the sharp premium “benefits cliff” with a tiered premium glide path. Sponsor Rep. Bartleman described the bill as a bipartisan effort to help working families keep children insured while moving toward economic self-sufficiency. The presenters explained that the program remains a joint federal-state structure, with Medicaid unchanged and the bill affecting only the CHIP-related portions of KidCare. AHCA said implementation has been delayed by federal CMS actions. The agency reported that CMS first rejected a state plan amendment approach, then required revisions to the premium tiers under a new maintenance-of-effort interpretation, and later issued a new interpretation of continuous 12-month eligibility that would prevent disenrollment for nonpayment of premiums. AHCA said it submitted an 1115 waiver, but negotiations over special terms and conditions reached an impasse, and the state has filed litigation challenging CMS’s interpretation. Members asked about the cost of litigation, the effect on future bills, the review process for CMS documents, disenrollment and reenrollment rules, and whether any additional legislative action is needed; AHCA said no further state action is needed at this time and that the key issue is the pending federal litigation. Several members and the sponsor emphasized the need for immediate implementation and asked about possible interim relief. AHCA said current coverage remains in place under the preexisting program, that there is a 30-day grace period for premium payment, and that reenrollment does not require a penalty or back payment, though coverage is not active during lapsed periods. The committee also heard public comment from Nicholas Hessing of the Children’s Services Council of Broward County and the Florida Alliance of Children’s Councils and Trusts, who supported HB 121 and said the expansion could make about 17,600 additional children eligible in Broward County alone. The meeting ended with Rep. Bartleman thanking staff and expressing hope that the new federal administration would allow the program to move forward, and the chair adjourned the meeting.
MN
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/4/25

Commerce Finance and Policy

Transcript Highlights:
  • proposing a premium subsidy or a premium proposing a premium subsidy or a premium write<00:13:47.800
  • <00:19:16.919> by the highest at reducing premiums by the highest at reducing premiums by
  • doesn't act and Congress does premiums doesn't act and Congress does premiums would<00:25:26.279
  • further increases in the premiums further increases in the premiums uh<00:26:59.840> repeat
  • having insurance and paying premiums having insurance and paying premiums that<00:31:22.799>
Bills: HF837
Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, 1183, house
MN
MN

Minnesota 2025 1st Special Session

House DFL Press Conference 3/27/25

Transcript Highlights:
  • For many families and individuals, car insurance premiums can be an insurmountable financial burden and
  • <00:04:44.600> are companies companies whose premiums are companies companies whose premiums
  • So if you have more money and better credit, you are going to have a better premium cost.
  • So if you have more money and better credit, you are going to have a better premium cost.
  • <00:21:02.039> are we are being our insurance premiums are we are being our insurance premiums
Keywords: 1183, house