Video & Transcript Research : 'no cost sharing'
Page 2 of 500
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- </c> codifying federal guidance requiring no codifying federal guidance requiring no cost<01:14:18.880
- </c><01:16:53.120><c> sharing</c> stool-based test without cost sharing stool-based test without cost
- </c><01:50:25.920><c> We</c> pharmacists at no cost to the state.
- We pharmacists at no cost to the state.
- </c><02:25:04.800><c> that</c><02:25:05.040><c> cost</c> and employers get to share that cost and employers
Bills:
HB20, HB2612, HB2404, HB2459, HB2194, HB1880, HB2284, HB1969, HB2458, HB1546, HB2161, HB1721, HB1641, HB2137, HB1782, HB2360, HB1965, HB1897, HB1513
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
AZ
Transcript Highlights:
- There is no reason for this.
- issues, amends, delivers, or renews an insurance policy on or after January 1, 2027, from imposing cost-sharing
- From a state perspective, certainly Medicaid doesn't really have these types of cost sharing, so it's
- And the state system eliminated cost sharing for this current plan year.
- Seeing none and seeing no discussion, no further speakers, Mr.
Keywords:
mental health, involuntary evaluation, service of process, court-ordered treatment, evaluation agencies, AHCCCS, remote work, state agency, employment, public health, healthcare, behavioral health, prior authorization, American Indian health program, medicaid, medical examiner, death investigation, body disposal, autopsy, veteran burial
AZ
Transcript Highlights:
- And so that means their premiums, whatever, the costs of insurance would be shared by all members, a
- And so that means their premiums, whatever, the costs of insurance would be shared by all members, a
- blanket disability insurer's insurance policy issued on or after January 1, 2027, from imposing a cost-sharing
- SB 1165 eliminates cost-sharing or co-pays for medically necessary diagnostic breast examinations and
- Currently, Medicaid and the state employee health program have waived the cost-sharing components for
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
AL
Transcript Highlights:
- No? Thank you, appreciate it. Opposed? No? Thank you, appreciate it. Mr.
- What will have to happen is, the short answer is no, but what will have to happen is someone actually
- Fine, we got one no. Simpson, favor? Okay, fine, we got one no. It's fine. CL will report.
- Simpson working in coordination, I expect our meeting to last no more than 15 minutes.
- No, I know, as I saw the name on No, I know, as I saw the name on the got Che
Keywords:
vaccination, parental consent, minors, medical consent, guardian approval, sex offender, employment, first responder, childcare, public safety, juvenile protection, emergency orders, child custody, court authority, abuse and neglect, firearm possession, law enforcement, criminal penalty, concealed carry, Alabama law
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Apr 22, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- They have no commission did not testify.
- Any<00:37:34.960><c> nos?</c> Any nos? Any nos?
- </c><00:38:01.839><c> No.</c> reservations? Any members voting? No. reservations?
- No.
- Any nos? Okay, vice chair, reservations? Any nos?
Keywords:
electric reliability, renewable energy, interconnection, Hawaii Electric Reliability Administrator, Public Utilities Commission, capacity shortfalls, energy policies, mail-order pharmacy, insurance, healthcare access, chronic disease management, cost savings, rural access, emergency healthcare, patient adherence, critical infrastructure, foreign influence, local control, energy dependence, economic resilience
Summary:
The Committee on Consumer Protection and Commerce heard several Senate concurrent resolutions related to utilities, pharmacy access, critical infrastructure, and energy policy. STR 96 SD1 asked the Public Utilities Commission (PUC) to report on the progress of the Hawaii Electric Reliability Administrator; the PUC offered written comments and the measure later advanced as is. STR 109 SD1 urged the insurance commissioner to study expanding mail-order pharmacy use. Testimony was split: DCCA’s insurance division, HMSA, and the Hawaii Association of Health Plans supported the study, while Shipa and the Hawaii Pharmacist Association opposed it, arguing mail-order pharmacy is already available and that in-person pharmacist counseling should be preserved. The measure was ultimately deferred.
The committee also heard STR 164 SD1 on protecting Hawaii’s critical infrastructure from foreign influence. Greenpeace Hawaii and 350 Hawaii strongly supported the resolution, framing it as a consumer protection and resilience measure tied to reducing dependence on imports and strengthening local food and energy systems. No opposition was presented, and the resolution was moved out as is. STR 172 SD1 HD1 directed the PUC to conduct a comprehensive analysis of ways to maximize cost reduction and minimize financial risk while meeting state goals. DCCA, the Hawaii State Energy Office, and the PUC offered comments, and Earthjustice supported the measure; it was also advanced as is.
For STR 166 SD1, which concerns how the PUC should evaluate generational energy commitments, DCCA, the Hawaii State Energy Office, and the PUC provided comments, while 350 Hawaii, Greenpeace Hawaii, and others opposed any move toward LNG, arguing it would harm ratepayers and conflict with Hawaii’s renewable goals. After discussion, the committee amended the resolution to add language directing the PUC to evaluate any LNG or other imported-fuel proposal for its potential effects on or delays to the state’s renewable portfolio standards, including the 2045 deadline. The amended resolution then passed, and the committee adjourned.
TX
Texas 89th Regular
S/C on Academic & Career-Oriented Education May 8th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- If a district covers the cost of certification exams and associated requirements, such as Application
- And so we had a reimbursement for cybersecurity certification, but no other fields, correct?
- For students, it only allows one reimbursement for examination costs.
- This allows other CTE examination costs to be reimbursed for teachers.
- If there's no objection, the bill will be left pending. Objection? Chair, there's none.
Keywords:
education, teacher certification, cost subsidies, public school funding, career and technology education, reimbursement, subsidy, education funding, student subsidies, cost reimbursements, public school finance, public school, examination fees, apprenticeship, workforce development, career education, high school students, technical education, employment, 1184
TX
Texas 89th Regular
Senate Committee on Business and Commerce Mar 25th, 2025 at 08:00 am
Business & Commerce
Bills:
SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
TX
Bills:
SB 483, SB 522, SB 783, SB 1239, SB 1254, SB 1255, SB 1259, SB 1341, SB 1664, SB 1762, SB 1856, SB 1877, SB 1977
Keywords:
utility, proprietary information, customer data, data protection, electric service, customer information, emergency communication, electric utility, privacy, certification, public accountants, interstate licensing, accounting, regulatory amendment, energy efficiency, construction regulations, building codes, Texas, sustainability, cost-effectiveness
MN
Transcript Highlights:
- So no problem for one-word difference. So no problem for the<00:27:52.080><c> pages.
- </c> >> No. Okay. Representative Miller. >> No. Okay. Representative Miller.
- </c><00:41:28.720><c> it</c> cost of doing it is is different. it cost of doing it is is different. it
- >> No.
- No. Okay. Representative comments? No. Okay. Representative Lawrence. Lawrence. Lawrence.
TX
Transcript Highlights:
- There's no interest. There is no indication that they're not.
- So there is no judicial discretion at that point.
- I see no one registered for public testimony.
- I see no one registered for public testimony.
- No, it actually could. How could it?
Keywords:
Texas criminal procedure, magistrate, probable cause, written findings, arrest review, criminal justice, Article 15.17, pretrial release, judicial recordkeeping, court transparency, law enforcement, defendant rights, criminal proceedings, no probable cause, magistrate findings, bail reform, felony offenses, constitutional amendment, public safety
Summary:
The Senate Committee on Criminal Justice met with a quorum present and took up three bills tied to bail reform and law enforcement records. Senator Huffman presented SJR 87, a proposed constitutional amendment that would require denial of bail for people accused of certain serious felony offenses if they have a prior conviction for, or are already on bond for, one of those offenses and there is probable cause to believe they committed another listed offense. Supporters said it would give judges a needed tool to detain repeat violent offenders; opponents from the ACLU of Texas and Texas Civil Rights Project argued it would mandate detention without individualized due process and weaken the presumption of innocence. The committee voted 7-1 to report SJR 87 favorably, with Senator Miles voting no.
The committee then heard SB 3073, which would require magistrates who find no probable cause after an arrest to enter written findings supporting that determination. Senator Huffman said the bill was a narrow cleanup measure to improve transparency and provide guidance to law enforcement and prosecutors without limiting judicial discretion. With no invited or public testimony, the committee voted 6-1 to report SB 3073 favorably, again with Senator Miles dissenting.
Finally, the committee considered SB 781, a committee substitute dealing with law enforcement file management and personnel records. Senator King explained that the bill would standardize policies already used in many Texas cities and under civil service rules, separating public and sealed personnel information while preserving access for criminal defense discovery. Senator Miles raised concerns that sealing exonerated allegations could hide patterns of misconduct and allow problematic officers to move between agencies. The committee adopted the committee substitute and voted 6-1 to report SB 781 favorably, with Senator Miles voting no. The committee then recessed subject to the chair’s call.
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/12/26
Energy Finance and Policy
Transcript Highlights:
- >> No. >> No. >> No.
- Prior to hearing the testimony, I want to highlight the fiscal note, which shows no cost to implement
- to have lights on when there's no sunshine, which is shared.
- The 30% for capacity to have lights on when there's no sunshine; that's shared.
- >> No. >> No. >> No.
Keywords:
utilities, rate cases, cost recovery, reporting requirements, gas infrastructure, 1183, house
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Apr 23rd, 2025
Finance and Taxation General Fund
Transcript Highlights:
- I have absolutely no answer for that one.
- It's lower risk and it's less risk to healthcare and other costs through Medicare and Medicaid costs
- If you say no, they do not sell to you.
- No need. We got a motion and a second.
- No objections.
Keywords:
SSUT, simplified sellers use tax, sales tax distribution, municipal revenue, municipal population, annexation, deannexation, incorporation, boundary change, federal census, decennial census, Department of Revenue, local government finance, revenue sharing, municipal boundaries, population recalculation, probate judge, Boundary and Annexation Survey, Alabama municipalities, HB158
TX
Transcript Highlights:
- So there is no judicial discretion at that point.
- I see no one else registered for public testimony.
- Seven ayes, no nays. Ayes 7, nays 0.
- I see no one registered for public testimony.
- No, it actually could. Good. How could it?
Keywords:
Texas criminal procedure, magistrate, probable cause, written findings, arrest review, criminal justice, Article 15.17, pretrial release, judicial recordkeeping, court transparency, law enforcement, defendant rights, criminal proceedings, no probable cause, magistrate findings, bail reform, felony offenses, constitutional amendment, public safety, 1185
TX
Transcript Highlights:
- physicians and no hospitals.
- cost and price.
- No, no, yeah, I understand. I mean, I get that.
- We feel we could absorb these costs.
- No one else has filed this bill.
Keywords:
HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301
TX
Transcript Highlights:
- Wendell shared.
- No.
- No! I know it says oppose. I apologize. No! No, you didn't say opposed; you just said against.
- Let's gather the data, figure this out, and then decide if a mandate costs too much and provides no benefit
- Maybe that's a typo or no, no, no, thanks for the knowledge.
Keywords:
HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301
HI
Hawaii 2026 Regular Session
EEP-LAB Joint Public Hearing - Thu Mar 19, 2026 @ 9:30 AM HST
Energy & Environmental Protection
Transcript Highlights:
- There's no evidence that this works for Hawaii. Bill adds cost and not savings.
- </c> costs and not direct utility costs. costs and not direct utility costs.
- So, make it fair for everyone so there's no borne cost to either side. >> So, it's not as dramatic as
- </c> there's no born cost to either side. there's no born cost to either side.
- </c> no longer need. no longer need.
Bills:
SB3326
Keywords:
renewable energy, energy storage, cost reduction, public utilities commission, Hawaii energy policies, 910, house, all
Summary:
The joint committees on Energy and Environmental Protection and Labor heard SB 3326, a bill concerning a study of separating transmission from generation in Hawaii’s electric system. Testimony was largely opposed. Life of the Land argued that true separation on an isolated island grid has not been shown to work anywhere and said the bill would waste taxpayer money. Hawaiian Electric and the Public Utilities Commission also opposed the measure, saying Hawaii already uses competitive bidding for new generation, that the bill would add cost, complexity, and reliability risks, and that a new study would duplicate prior work. In response to questions, the PUC explained its existing competitive bidding framework and said it had not seen an island system fully restructure in this way. The chair then amended the bill’s intent to require the PUC to open a proceeding for an independent, comprehensive analysis of the state’s energy pathways, including cost reduction, financial risk, state energy goals, and reliability, rather than narrowly focusing on separation. Both committees voted to pass SB 3326 SD2 with amendments, with the Energy committee adopting the recommendation unanimously and the Labor committee adopting it with one reservation and two no votes.
The Energy and Environmental Protection Committee then took up SB 2497 SD2, which would require electric utilities other than cooperatives to provide transparent, publicly accessible customer bill impact analyses and annual reports to the PUC. The Department of Commerce and Consumer Affairs and the PUC offered comments, with the PUC supporting the intent. Life of the Land said the proposed disclosure requirements would be too complex for most ratepayers to use meaningfully, while Hawaiian Electric said the bill could raise costs and slow projects, though it acknowledged some of the language changes and said much of the information is already available through existing planning and regulatory processes. Hawaii Clean Power Alliance and one individual testified in support. No vote was taken on SB 2497 SD2 during the excerpt.
The committee also heard SB 3183 SD2, which would bar higher-income taxpayers from claiming the renewable energy technologies income tax credit for certain residential solar systems and would change refundability rules. The Department of Taxation, the Hawaii State Energy Office, and the Tax Foundation offered comments, while the Hawaii Solar Energy Association and numerous companies and individuals opposed the bill. Opponents raised concerns about impacts on financing models and the solar market. Members asked the Department of Taxation for data on how credits are claimed by homeowners versus third-party owners and on the refundability of the credit; the department said it did not have the information immediately available but would follow up. The chair indicated decision-making would likely be deferred to allow further review, and no vote was taken in the excerpt.
KY
Kentucky 2026 Regular Session
House Budget Review Subcommittee on Personnel, Public Retirement, and Finance (2-15-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=gU-A8E3V4Hk, 2026-06-21T07:17:03+00:00, 2.2.24, Data collected via generic collector engine, MEETING START 00:00
ROLL CALL 02:46
DISCUSSION WITH THE PROPERTY VALUATION ASSOCIATION, DUSTIN BILLINGS, EXECUTIVE DIRECTOR, 05:11
DAVID O’NEILL, FAYETTE COUNTY PVA, AND LEE MARTIN, GRAVES COUNTY DEPUTY CONCERNING AERO
SURVEYING AND HOW IT POSITIVELY AFFECTS KY AGRICULTURE NEEDS. AERIAL IMAGERY, REVIEWING
IMPROVEMENTS, INFLUENCING FACTORS OF PROPERTY, CHANGE DETECTION, AND SKETCH VERIFICATION.
DISCUSSION WITH REVENUE CABINET, TOM CRAWFORD, EXECUTIVE DIRECTOR OF PROPERTY EVALUATION 26:31
WITH DEPT. OF REVENUE, AND MIKE TACKETT, MINERAL TAXATION AND GIS SERVICES WITH DEPT. OF REVENUE.
THE KYFROMABOVE PROJECT IS GOING TO BE A HUGE BENEFIT TO KY. BENEFITS TO SMALLER COUNTIES WHO
DO NOT HAVE ACCESS TO THIS INFORMATION. COST SAVINGS FOR ALL KY COUNTY PVA OFFICES.
DISCUSSION WITH KENT ANNESS, DIVISION OF GEOGRAPHIC INFORMATION, PROGRAM DIRECTOR FOR THE 33:10
KYFROMABOVE PROJECT ABOUT AERIAL MAPPING, PROJECT UPDATES, PROJECT OVERVIEW, STATUS, RETURN
ON INVESTMENT AND GIS DATA SHARING., 958, all, 2.2.42, 2.1.47
TX
Transcript Highlights:
- No, sir.
- No, no, no. We're trying to get done. But there's a real point here.
- No, no, no. We're trying to get done. But there's a real point here.
- And if we do fund that program, those costs come out of our no-new-revenue rate.
- And we all share the benefits of the services, and therefore we also all share the cost.
Bills:
SB9
Keywords:
property tax, ad valorem tax, voter-approval tax rate, no-new-revenue tax rate, tax rate calculation, Tax Code, local government finance, municipality, county, special taxing unit, sales and use tax, property tax cap, tax rollback, tax levy, maintenance and operations, debt rate, disaster relief rate, Texas Legislature, local taxing unit
Summary:
The Senate Committee on Local Government met to hear Senate Bill 9, which would lower the voter-approval tax rate for certain local taxing units from 3.5% to 2.5%. Sen. Bettencourt, the bill author, argued the change would continue the state’s property tax reforms begun in 2019, slow local levy growth, and give voters more say over larger tax increases. He and supporters cited data showing property tax levies have grown faster than population plus inflation, and said the bill would help protect taxpayers while preserving the state’s broader investments in school tax relief, water, rural law enforcement, and ambulance funding.
Supporters included the Texas Taxpayers and Research Association, the Texas Association of Business, the Texas Public Policy Foundation, and the Texas Association of Manufacturers. They said the bill would improve transparency, encourage more disciplined budgeting, and create certainty for homeowners and businesses. They argued that lower tax-rate growth would help attract and retain employers and investment, and that voters would still be able to approve higher rates when needed.
Local officials and other opponents said the bill would constrain cities and counties facing rapid growth, inflation, infrastructure needs, and public safety costs. Testimony from county judges, city finance officials, firefighters, and urban county representatives emphasized pressures from jail operations, roads, water, EMS, police and fire staffing, and unfunded mandates. Several witnesses asked for carve-outs or exemptions for public safety and disaster-related costs, warning that a one-size-fits-all cap could force service cuts or shift costs elsewhere. The committee heard extensive questioning but no final vote or disposition on the bill was taken in the portion provided.
TX
Transcript Highlights:
- It's all there's no fees or no cost on the great state of Texas.
- West Safarini Hinojosa Huffman, aye. 9 ayes, no nays, 9 ayes, no nays.
- West Zafarini Hinojosa Huffman, 10 ayes, no nays. 10 ayes, no nays.
- Hi, 10 ayes, no nays. 10 ayes, no nays.
- West Sarini Hinojosa Huffman. 10 ayes, no nays 10 ayes, no nays.
Bills:
HB104
Keywords:
property tax, ad valorem tax, tax rate election, voter-approval tax rate, no-new-revenue tax rate, de minimis rate, local government, special district, tax increase, tax notice, public hearing, tax code, Health and Safety Code, Texas property taxes, taxing unit, election threshold, two-thirds vote, majority vote, budget approval
TX
Transcript Highlights:
- And so that, I think that's what no, no, that that that that was not lost on me at any point.
- Um, well, no, I mean, the way I asked it was really a yes or no.
- The obvious answer is no.
- No. Really, I mean, it depends.
- With no other business, and if there's no objection, the committee stands adjourned.
Bills:
HB104
Keywords:
property tax, ad valorem tax, tax rate election, voter-approval tax rate, no-new-revenue tax rate, de minimis rate, local government, special district, tax increase, tax notice, public hearing, tax code, Health and Safety Code, Texas property taxes, taxing unit, election threshold, two-thirds vote, majority vote, budget approval