Video & Transcript Research : 'loss mitigation'

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FL

Florida 2026 Regular Session

Fiscal Policy Jan 28th, 2026

Fiscal Policy

Bills: S0578
Summary: The Committee on Fiscal Policy heard CS for SB 57A, the Alzheimer’s Disease Awareness Initiative by Senator Simon. The bill would create a statewide public health awareness campaign through the Department of Elder Affairs to promote early detection and diagnosis, brain health education, awareness of research and clinical trials, and outreach to older adults and higher-risk populations, with the department contracting with nonprofits for education and awareness efforts. Senator Simon and the bill’s supporters emphasized Florida’s high Alzheimer’s prevalence and the need for public education and early intervention. John Strader, representing the Alzheimer’s Association in South Florida and speaking as a caregiver, testified in support and described how early diagnosis and recent medical advances make awareness campaigns more important. He said a local pilot campaign in Miami-Dade led to a more than 30% increase in calls to the association’s helpline. Karen Morillo of AARP Florida and Tyler Jefferson of the Alzheimer’s Association waived in support. Several senators voiced support and personal reflections on the impact of Alzheimer’s on families and caregivers. Senator Osgood asked about funding and whether the initiative would require new appropriations, and Senator Jones urged that the bill be fully funded and recognized Senator Simon’s personal connection to the issue. In closing, Senator Simon spoke emotionally about his mother’s diagnosis and the need to help families find resources earlier. The committee then approved the bill by roll call vote and reported CS for SB 57A favorably before adjourning.
HI

Hawaii 2026 Regular Session

CPN Public Hearing 01-29-2026

Commerce and Consumer Protection

Transcript Highlights:
  • Dental loss ratio and our written testimony is moving across the continental U.S.
  • It does differ from medical loss ratios.
  • calculate a dental insurers dental loss calculate a dental insurers dental loss ratio<00:35:44.160
  • Dental loss ratio for Hawaii consumers.
  • So they differ from medical loss ratios.
Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.
ND

North Dakota 2025-2026 Regular Session

Senate Energy and Natural Resources Apr 3rd, 2025 at 02:30 pm

Energy and Natural Resources

Transcript Highlights:
  • there was ever a downturn in the market, then there's a potential there could be double down on our losses
Bills: SB2339
Summary: The Energy and Natural Resources Committee continued work on House Bill 1459, which concerns rare earth and critical mineral recovery from North Dakota lignite coal. Testimony from UND researcher Dan Ludo and industry representative David Straely focused on the urgency of developing the process quickly, the technical differences between extracting minerals from coal versus ash, and the potential value of elements such as terbium, dysprosium, gallium, germanium, and synthetic graphite. Straely argued the bill is constitutional, limited to minerals within the coal seam, and needed to avoid years of quiet title litigation and provide certainty for development and compensation to royalty owners. Committee members raised questions about landowner rights, compensation levels, possible amendments from the Department of Trust Lands, and whether the bill should be modified to address constitutional concerns or sunset provisions. No final action was taken on HB 1459; the chair said parties could work on language until Monday before the committee revisits it. The committee then returned to House Bill 1579, a high-load study bill with a possible energy infrastructure investment amendment. Jody Smith of the Retirement and Investment Office presented updated language adding guardrails for in-state infrastructure investing, including requiring approved projects to be underwritten and managed by a qualified investment manager or financial institution and to follow the Legacy Fund investment policy. Members discussed whether the amendment had been shared with the House sponsor and noted that the related bill 1330 was still pending, so HB 1579 was being held for the time being. Finally, the committee took up House Bill 1566, which had an amendment from the Agriculture Commissioner’s office. The committee adopted the amendment 7-0, then passed a due-pass motion on the amended bill and referred it to Appropriations, also by a 7-0 vote. Members discussed the bill’s fiscal impact, including an estimated $580,000 for two FTEs over two years, and clarified that the study component remains in the bill. Senator Gerhardt was assigned to carry the measure.
HI

Hawaii 2026 Regular Session

WAL Public Hearing - Thu Feb 12, 2026 @ 9:00 AM HST

Water & Land

Transcript Highlights:
  • Um, question for Dylan, please. help with erosion mitigation.
  • And yes, help with erosion mitigation.
  • This bill represents another aspect of erosion mitigation.
  • Um, this bill represents another aspect of erosion mitigation.
  • We're not advocating for beach loss.
Summary: The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed. Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided. The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • , Minnesota saw masses massive losses, Minnesota saw masses massive losses, workforce<00:08:17.880
  • dollars worth of impact on hotel losses dollars worth of impact on hotel losses both<00:20:19.040
  • harms and losses.
  • <00:48:46.840> may requirement of 20% revenue loss may requirement of 20% revenue loss may
  • , This is not just about revenue loss, This is not just about revenue loss, it's<01:06:56.080>
Bills: HF4477
FL

Florida 2026 Regular Session

Appropriations Committee on Transportation, Tourism, and Economic Development Feb 18th, 2026

Appropriations Committee on Transportation, Tourism, and Economic Development

Transcript Highlights:
  • It directs FHFC to establish and oversee the Vacancy Relief and Risk Mitigation Trust Fund, as well as
  • vacant dwelling for a veteran who does not have a home for up to 45 days, and also to provide a risk mitigation
  • least, tab number seven: CS for Senate Bill 1604 on trust funds, vacancy relief trust fund, risk mitigation
  • This delete-all amendment creates the vacancy relief and risk mitigation trust fund rather than two separate
Summary: The committee first heard CS for SB 1342 on transit-oriented development by Senator Rouson, which seeks to expand housing near fixed transit corridors by updating TOD definitions and applying Live Local-style land-use principles to those areas. An amendment narrowed definitions, limited the bill to land-use and development regulations, removed a private cause of action, and added exclusions for environmentally sensitive areas, historic properties, and military installations. Supporters said the bill would increase housing supply near existing infrastructure and maximize the state’s transit investments, while local government groups and city leagues opposed it as a sweeping preemption of local zoning authority that could force high-density development without public hearings or adequate infrastructure planning. The committee adopted the amendment and then reported the bill favorably. The committee then took up CS for SB 1334 on elections by Senator Grall, which would require documentary proof of citizenship in voter registration and related election processes, update how citizenship is verified through REAL ID and the SAVE database, clarify that paper ballots are the primary voting method, and add other election-related changes such as candidate eligibility rules and timelines. Two technical amendments were adopted. During extended questioning, senators raised concerns about how documents would be submitted and stored, whether voters without Florida IDs or REAL IDs—especially students, disabled voters, seniors, and homeless Floridians—could be flagged or burdened, and what fiscal and workload impacts the bill would have on supervisors of elections and state agencies. Supporters argued the bill would streamline verification and reduce duplicate paperwork, while many public speakers and some senators said it would create barriers to voting, increase costs, and risk disenfranchising eligible voters. The transcript ends during debate on the bill, before a final vote is shown. Later, the committee considered CS for SB 1362 on advanced air mobility by Senator Harrell. A strike-all amendment aligned the bill with the House version and added vertiports and charging systems as eligible projects for public-private partnership funding, with FDOT authorized to fund certain vertiport costs within available resources. The bill drew support from industry and local representatives, and the committee adopted the amendment and reported the bill favorably. The committee also heard SB 174, which designates a portion of State Road 985 in Miami-Dade County as Charlie Kirk Memorial Avenue and directs FDOT to install markers at an estimated cost of $2,400. The bill prompted significant debate over whether Kirk’s legacy warranted a state road designation, with opponents citing his controversial statements and arguing the honor was political and divisive, while supporters said the designation recognizes civic engagement near FIU and is symbolic rather than regulatory. The transcript ends during debate on SB 174, before any final action is shown.
MN

Minnesota 2025 1st Special Session

House Judiciary Finance and Civil Law Committee 3/27/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • By implementing strict data protection measures, officers can mitigate these risks to work better to
  • U, a few states allow it as it relates to a mitigation of damages and Mr.
  • of damages and relates to a mitigation of damages and Mr.<01:41:51.520> Yagfpel<01:41:52.159>
  • Secondarily, there's a defense that's called mitigation of damages, which can be used to argue about
  • Secondarily, there's a defense that's called mitigation of damages, which can be used to argue about
TX

Texas 89th Regular

State Affairs Apr 7th, 2025

State Affairs

Transcript Highlights:
  • than Delta-9-THC, including psychological effects and changes in... heart rate, disorientation, and loss
  • You have to be 21 to buy a Coca-Cola in these locations, so that mitigates some of the issues we have
  • There's some great science on it for managing weight loss and diabetes. I just saw one.
  • many other Marines, reached for that bottle of alcohol to cope with our depression, anxiety, and the loss
  • Make no mistake, HB28 would lead to devastating results: job losses, store closures, and impact Texas
Bills: HB28, SB3, SB 3
TX

Texas 89th Regular

State Affairs Apr 7th, 2025

State Affairs

Transcript Highlights:
  • They'd also cause the devastating loss of many businesses and jobs, including mine and the wonderful
  • If passed, expect a rise in overdose, homelessness, job loss, and the disruption of countless lives across
  • This shift could suppress competition, stifle small businesses, and lead to job losses for Texans who
  • Its passage would lead to the closure of numerous small businesses and this loss of many jobs in the
  • Banning THC products as proposed by SB 3 would dismantle the regulated market, resulting in the loss
Bills: SB 3, HB28, SB3
TX

Texas 89th 2nd C.S.

Senate Session (Part II) Aug 27th, 2025

Texas Senate Floor Meeting

Bills: SB3, SB16
Summary: The Senate opened with an invocation by Senator Hagenbuch, who asked for wisdom, humility, courage, and guidance in serving Texas and conducting the chamber’s work with integrity and respect. After the prayer, the House messenger reported that the House had passed several congratulatory and commemorative resolutions, including HCR 2 honoring the victims of the July 2025 Hill Country floods, HCR 3 marking the dedication of the Children’s Emergency Relief International George M. Cowden Building in Austin, HCR 4 congratulating Ricky and Anne Lowe on their 47th wedding anniversary, and HCR 5 recognizing Don Sparks of Midland for receiving the 2025 Chief Roughneck Award. Following the House message, the Senate announced a brief recess while awaiting completion of the House calendar. Senator Zaffirini then moved that the Senate stand in recess until 4:00 p.m. on Wednesday, August 27, and the motion was adopted without objection.