Bills: HR213, SB2607, SB2043, SB2396, SB2835

Keywords: Hawaiian Council, Council for Native Hawaiian Advancement, Native Hawaiian, Native Hawaiian community, Native Hawaiian advocacy, recognition resolution, ceremonial resolution, nonprofit, community development, economic development, cultural preservation, self-sufficiency, housing counseling, community development financial institution, CDFI, small business accelerator, trades academy, tourism, regenerative tourism, iwi kūpuna

Transcript Highlights:

• And allows the Department of the Attorney General or the Office of Consumer Protection to bring a civil
• Consumer Protection, Department of Law Enforcement, and county police departments.
• <00:37:56.000> Consumer for the AG Office of Consumer for the AG Office of Consumer Protection
• Emma Olson, for the Office of Consumer Protection, testified in support of the measure and said the office
• <00:45:18.800> protection the most consumer protection the most consumer protection is<00:

Bills: SB1166, SB888, SB2387, SB2471

Keywords: insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Transcript Highlights:

• Or will they just simply bend a knee to the orders of co-presidents Trump and Musk? Mr.
• His track record suggests that he will do what's in the best interest of Washington.
• to protect consumers and financial stability.
• We will now vote on the nomination of Paul Atkins first.
• I move to a roll call vote on Luke Pettit to be the Assistant Secretary of the Treasury.

Keywords: nominees, economic growth, financial stability, public testimony, consumer protection

Summary: The meeting centered around the confirmation of four significant individuals nominated for leadership positions within various financial institutions. Members engaged in heated discussions regarding the nominees' qualifications and past track records. Concerns were raised over the potential implications of these appointments on economic stability and consumer protections. Each nominee was scrutinized, with particular emphasis on their political alignments and prior influence in their respective agencies. Despite the contentious atmosphere, there was a clear focus on the need for strong leadership to guide economic policies during challenging times.

Transcript Highlights:

• I work at the Attorney General's Office in the Consumer Protection Division.
• number of states that are taking steps to protect consumer privacy.
• , the data of more than 100,000 consumers, the data of more than 100,000 consumers, then<00:04:06.320
• In that way, competition itself is one of the strongest protections for consumer affordability.
• We appreciate the goal of protecting consumers.

Bills: HF3794, HF3408

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, consumer protection, price setting, biometric data, retail, privacy, 1183, house

Summary: The committee first approved the minutes from March 3, 2026, and then received a presentation from the Minnesota Office of the Attorney General on the Minnesota Consumer Data Privacy Act. Assistant Attorney General Caitlin Miko and Deputy Attorney General Jessica Whitney reviewed the law’s scope, consumer rights, business obligations, and enforcement history. They said the law took effect July 31, 2025, gives Minnesotans rights to access, delete, and opt out of sale, profiling, and targeted advertising, and is enforced by the Attorney General with penalties up to $7,500 per violation. They reported more than 200 complaints in the first six months, many warning letters, and a shift from education to active enforcement now that the initial warning-letter period has expired. Committee members asked about how the universal opt-out works, what happens when companies deny deletion or editing requests, how the office determines willful noncompliance, and whether the law could burden small businesses. The AG’s office said the opt-out can be set through privacy-protective browsers or extensions, companies must respond to consumer requests within 45 days, small businesses are exempt as defined by the SBA, and investigations look for patterns and evidence of willful conduct rather than minor technical violations. The office also said it needs additional funding to fully staff enforcement efforts and noted that it has already issued subpoenas and civil investigative demands. The committee then took up House File 3408, the Stop Grocery Surveillance Price Gouging Act. The author explained that the bill would prohibit retail grocers, physical and online, from setting individualized prices based on consumer information, would limit certain uses of facial recognition and electronic shelf labels, and would preserve narrow exceptions for discounts and loyalty programs. Public testimony followed from the Minnesota Farmers Union in support, arguing that grocery consolidation and surveillance pricing could worsen already high food costs and harm fair competition. The Minnesota Grocers Association opposed the premise that grocery stores use surveillance pricing, said shelf prices are generally uniform and set from a single storewide database, and argued electronic shelf labels are efficient and not nefarious. A technology company representative similarly said ESLs do not use personal data or facial recognition, prices are uniform, and a 2025 study found no meaningful price increases after ESL adoption. The bill was laid over for possible further discussion after the testimony.

Transcript Highlights:

• It would allow the Department of Finance Division Risk Management Bond Program to satisfy the requirements
• And the merchant of record in the Tourism Tax Protection Act here really governs who holds the money
• And the merchant of record in the Tourism Tax Protection Act here really governs who holds the money
• of legislation. of legislation.
• in the state of Alabama. of expertise.

Bills: SB294, HB296, HB300, SB269

Keywords: public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks

Transcript Highlights:

• of bullying, this level of bribing, this level of billionaire backing.
• And all of that because of this issue.
• It was a result of her disability and things that we could not protect her completely from.
• of what kind of results we can expect.
• liberty and private school autonomy protection and the prioritization of the poor and vulnerable if

Bills: HB 3

Keywords: emergency communication, public safety, interoperability, Texas Interoperability Council, grant program, emergency communications, public safety radio, first responders, radio system, dispatch, 911, emergency management, Texas Division of Emergency Management, public safety infrastructure, Project 25, P25, broadband emergency alerting, outdoor warning sirens, homeland security, disaster response

Transcript Highlights:

• And of course, I don't think any of us believe that the Alabama Department of Public Health is going
• /c> And of course, I don't think any of us And of course, I don't think any of us believe<00:02:57.120
• Department of Public Health. And they to Department of Public Health.
• > transparency<00:19:42.160> of again, the lack of transparency of again, the lack of transparency
• the bill is right I know the the aim of the bill is patient<00:24:36.520> protection.

Bills: HB128, SB297, HB128, SB297

Keywords: HB128, Alabama Board of Nursing, Sunset Law, sunset review, nursing board, nurse licensure, registered nurse, RN, licensed practical nurse, LPN, advanced practice nursing, certified registered nurse anesthetist, CRNA, consumer member, board appointments, congressional districts, geographic representation, nursing regulation, nursing education programs, licensure compact

Transcript Highlights:

• innovation and protecting consumers.
• the interests of the American people and consumer.
• Finally, consumer protection.
• the kind of protection. of standards that Americans would expect.
• And I want to focus my questions on kind of better understanding how consumer protections should work

Keywords: Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony

Summary: The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.

Transcript Highlights:

• So, um, the chair asked me to just kind of go over some of the differences.
• Um, now it's just if you control 25,000 consumers or more, and those are Alabama citizens, or 25% of
• one of the exemptions.
• don't fall under one of the exemptions. don't fall under one of the exemptions.
• of a controller, the idea of a control of a controller, the regulated<00:10:59.839> entity,<00

Bills: HB351, HB351

Keywords: ad valorem tax, road funding, local government, referendum, Choctaw County, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, 1136, house, all

Transcript Highlights:

• Consumers also may want to purchase a damage waiver, which is offered by rental car companies to protect
• Although it's simple for our customers who desire the protections of a Collision Damage Waiver for longer
• Of the fund.
• A recognition of the transformation of currency into the realm of cryptocurrency, and that recognition
• So we have kind of a wider group of people that come with different...

Bills: SB 21, SB21, SB72, SB140, SB262, SB370, SB372, SB495, SB627, SB703, SB764, SB842

Keywords: emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information

Transcript Highlights:

• At the end of the day, I don't believe consumer protection is here yet.
• not enough consumer protection out there yet.
• those networks, control over the satellites, and the protection of those networks.
• code in terms of the protections for...
• I'm the Director of the Field Inspections Division for the Texas Department of Licensing and Regulation

Bills: SB 21, SB21, SB72, SB140, SB262, SB370, SB372, SB495, SB627, SB703, SB764, SB842

Keywords: emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information

Transcript Highlights:

• As advanced air mobility represents a new dimension of transportation, a new dimension of safety, a new
• dimension of mobility, a new dimension of autonomy.
• Leaders of technology. Leaders of government. We need a heliport on the top of the sat.
• Okay. 2999 House Bill 2993 appropriates $6.4 million from the Consumer Protection/Consumer Fraud Revolving
• of the troopers.

Bills: HB2148, HB2993

Keywords: federal funding, state budget, appropriation, block grants, noncustodial funds, legislative authority, Arizona attorney general, Department of Public Safety, DPS, consumer fraud revolving fund, consumer protection fund, gang and immigration intelligence team enforcement mission fund, public safety appropriation, supplemental appropriation, outside counsel, state agency legal representation, legal services, state settlement proceeds, general fund, A.R.S. 41-192

Summary: The Committee on Appropriations, Transportation and Technology heard a presentation on advanced air mobility, featuring video and remarks about new aircraft technologies, including drones and electric vertical takeoff and landing craft. The presentation emphasized potential uses such as medical delivery, rescue operations, passenger and cargo transport, quieter flight profiles, and the need for coordination among industry, government, NASA, the FAA, and other partners. Members also noted an upcoming display of a Pivotal aircraft on the Senate lawn. The committee then considered House Bill 2148, which would grant the legislature authority to appropriate non-constitutional federal monies and require the legislature to specify the purposes for which those funds are spent, with a delayed effective date of January 1, 2027. Supporters described it as a transparency and separation-of-powers measure, while opponents argued it would interfere with existing federal funding structures and state programs. The bill received a do-pass recommendation on a 6-4 vote. House Bill 2993 was also heard. It would appropriate $6.4 million from the Consumer Protection/Consumer Fraud Revolving Fund to the Department of Public Safety for FY 2026 and exempt DPS from the statutory restriction on employing legal counsel without approval. Testimony from the Arizona State Troopers Association supported the funding as an emergency need to avoid cuts to recruit classes, overtime, and patrol car purchases, but several members objected to combining the appropriation with the outside-counsel policy change. The committee approved the bill on a 6-4 do-pass vote. The meeting concluded with announcements about upcoming committee events and adjournment.

Bills: HB1851

Keywords: automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency, 914, all

Transcript Highlights:

• It also puts some other consumer protections in place, just making sure that people are aware that they

Bills: HB1851

Keywords: automatic renewal, consumer protection, cancellation policy, Oklahoma Fair Renewal Act, contract transparency, 914, all

Transcript Highlights:

• of what they say their terms of service are.
• their terms of service.
• Senate Bill 1024 seeks to protect the will of the voters by prohibiting a taxing entity from issuing
• to be a long-term debt item where we're consuming lots of it.
• And it's kind of... ...one of the tools you want us to use instead of using long-term debt.

Bills: SB512, SB1024

Keywords: SB 512, Texas Finance Code, money transmission, money services business, money transmitter, money transmission licensee, terms of service, consumer protection, civil penalty, attorney general enforcement, account closure, refund of balance, financial services regulation, payments industry, fintech, prepaid accounts, remittance, licensee compliance, local government debt, municipal finance

Transcript Highlights:

• As a non-partisan enforcer of consumer protection and competition law.
• , Mark has served at the forefront of key consumer protection and antitrust issues.
• Its twin missions to stop unfair methods of competition and to protect consumers have arguably never
• protection matter, some act of unfair practice or deception of consumers.
• And on the consumer protection. side, if the application of terms of service or other promises made by

Keywords: Senate Committee, Commerce, Science, Technology, Quantum Computing, Artificial Intelligence, FTC, Consumer Protection, Innovation, Emerging Technologies

Summary: The meeting of the Senate Committee on Commerce, Science, and Transportation featured significant discussions regarding technological advancements and their implications for the future. Notably, nominations were made for key positions in the White House's Office of Science and Technology Policy and the Federal Trade Commission. Committee members expressed the importance of leading in emerging technologies like artificial intelligence and quantum computing, emphasizing that the pace of innovation is crucial for maintaining the United States' global position as a leader in technology. The discussions also highlighted the role of the FTC in protecting consumers from deceptive business practices and ensuring fair competition in the marketplace. Attendees underscored the urgency of advancing research and development in areas such as quantum computing, as evidenced by a demonstration of a new quantum chip anticipated to redefine computing capabilities across industries. Various members engaged in vibrant exchanges, showing support for initiatives aimed at bolstering innovation through public and private collaboration. Overall, the meeting set a strong agenda for pursuing future science and technology policies that ensure the U.S. remains at the forefront of global advancements.

Transcript Highlights:

• My example would be seven and a half percent, and that's not uncommon for the protection of consumers
• There's also IRS regulations on some of that, but that is outside of our purview as a state and of this
• Think about a consumer-to-consumer versus consumer-to-business or business-to-business.
• of having a purchase agreement in front of.
• It's about four pages long, and every line on there is because of a bad actor to protect the people.

Bills: HF2601, HF2607, HF2027, HF2608

Keywords: financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate

Transcript Highlights:

• of the course.
• In similar protection cases, in natural disasters, that creates somewhat of a problem.
• General in these consumer protection cases. All right, see where's the scope?
• do and just start targeting businesses they don't like and suing them for consumer protection violations
• In a consumer protection public enforcement action, when our office investigates one of these cases and

Bills: HB5621, HB4904, HB5067, HB5076, HB5081, HB5354, HB4862, HB3847, HB4088, HB4157, HB2966, HB2287, HB4203, HB4803, HB4737, HB5093, HB783, HB5411, HB4281

Keywords: HB 5621, consumer protection, Deceptive Trade Practices Act, DTPA, Business & Commerce Code, attorney general, consumer protection division, district attorney, county attorney, local prosecutor, civil investigative demand, CID, voluntary compliance, financial institution records, bank records, privacy, protective order, in camera review, trade secrets, insurer

Transcript Highlights:

• On behalf of the Texas Council of Administrators of Special Education, testifying on the bill.
• of teachers of foundation. and subjects.
• About three quarters of that big jump of money, that $1,600 plus of money, about three quarters of that
• Lots of writing, lots of processing, lots of collaborating, talking.
• But because of what you heard in terms of the uncertainty of getting all of the all the way through to

Bills: HB2, HB2

Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace

Transcript Highlights:

• Its basic allotment of $220 falls way short of what we are capable of doing.
• I am president of the Board of Trustees. of the Texas Business Leadership Council.
• Is there a are we getting copies of all of the written?
• All of us. But I am a prodigy of public education.
• of Texas.

Bills: HB2, HB2

Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, disaster preparedness, emergency management, flooding, mass fatality, mass casualty, fatality tracking, body recovery, autopsy, justice of the peace