Video & Transcript : 'loan intermediaries' :

Page 28 of 273
NH
Transcript Highlights:
  • They took money out of ... equity loan, but everyone can relate to equity loan, but everyone can relate
  • </c> out the equivalent of a home equity loan out the equivalent of a home equity loan on<02:52:46.880
  • </c> Uh we also took a look at a state loan Uh we also took a look at a state loan repayment<03:08:07.760
  • </c> theory that if you pay somebody's loan theory that if you pay somebody's loan who's<03:09:00.160
  • :01.920><c> they're</c> who's already taken the loan, they're who's already taken the loan, they're going
Summary: The meeting was a House budget briefing focused on the overall state budget and the first of three divisions. The presenter reviewed the size and structure of the budget, noting that the state had eliminated the interest and dividends tax and still balanced the budget. He explained the major spending categories in the general fund and total budget, emphasizing that health and human services and education remain the largest areas, while transportation is largely self-funded. He also walked through the revenue picture, including business taxes, insurance taxes, court fees, communications taxes, and Medicaid recoveries, and said the remaining interest and dividends tax revenue reflected late payments from prior assessments. Members asked about the size of the tax cut from eliminating the interest and dividends tax, federal funding stability, and why Medicaid was being reduced if federal support was expected to remain steady. The response was that the lost revenue would have been about $200 million absent repeal, and that the budget gap was addressed through many small cuts across departments. On federal funds, the presenter said most aid is tied to multi-year grants and that core programs such as Medicare and Medicaid were expected to remain relatively stable, though some federal reductions could occur. He also said some agency reductions came from eliminating long-vacant, funded positions and from expected lapses. The discussion then moved into Division One, which covers smaller and miscellaneous agencies. The division made cuts to the governor’s office, eliminated a temporary position at the Governor’s Commission on Disability, reduced Department of Information Technology spending through a back-of-budget cut, and found savings in Administrative Services. It also delayed maintenance at the Sununu Youth Services Center, stopped advertising for paid family medical leave, changed retiree health insurance funding, and consolidated several personnel-related boards into one. The division eliminated the Commission on Aging and the Office of the Child Advocate, made a temporary special education advocate position permanent, reduced the Secretary of State’s budget, kept municipal rooms-and-meals distributions flat, and made changes to the retirement system, including $55 million to improve Group 2 retirement benefits and a new retirement structure for future state hires. The judicial branch was also asked to find savings and received two additional judges because of expected caseload increases from other eliminations.
MN

Minnesota 2025-2026 Regular Session

Committee on Education Policy - 02/24/25

Education Policy

Transcript Highlights:
  • And our take on this is that the partnership really is an intermediary.
  • new support from ECMC, really acknowledging the importance of having a P20 partnership, of this intermediary
  • licensure through the Alternative Pathways program specifically because taking out additional student loans
CA
Transcript Highlights:
  • If I can only unsubscribe from things by web forms, it makes it extremely challenging for intermediary
Summary: The committee held its first hearing and took up several privacy, AI, and consumer protection bills. SB 1106 (Cabaldon) would shorten the Delete Act data broker deletion response deadline from 45 days to 30 days; it received support from the California Initiative for Technology and Democracy, one senator said they would lay off pending implementation of the original law, and the bill passed on a due-pass motion to Appropriations with a 5-0 vote on call. SB 923 (Becker) would expand the CCPA deletion right to all personal information held by businesses and require online-only businesses to offer a web form or similar method for privacy requests; supporters included the California Privacy Protection Agency and privacy groups, while business groups raised concerns about scope, compliance, and the email/web-form requirement. The committee advanced it 6-0 to Appropriations, on call, with members noting continued work on amendments. SB 1142 (Becker) would regulate digital replicas and deepfakes, including takedown and notice provisions for large online platforms and protections against misuse of a person’s likeness, voice, or identity. Supporters emphasized harms from non-consensual synthetic media and fraud; opponents, including the Motion Picture Association and tech industry groups, raised First Amendment, due process, Section 230, and overbreadth concerns, especially around deceased persons and the 48-hour takedown process. Members said they would support the bill while working on constitutional issues, and it passed 6-0 to Judiciary, on call. The committee also adopted its rules without objection. The committee then heard several member bills. SB 867 (Padilla) would impose a four-year moratorium on AI chatbot-powered toys for children; supporters cited research showing sexual content, dangerous advice, and privacy risks, while opponents asked for narrower definitions and retailer liability protections. It passed 7-0 to Appropriations, on call. SB 1247 (Padilla) would give child influencers a right to request deletion or modification of images and likenesses used in monetized social media content; there was little testimony beyond a civil justice group’s opposition to a new private right of action, and it passed 7-0 to Judiciary, on call. SB 1114 (Cabaldon) would restrict sharing of state-collected LGBTQ-related data absent an enforceable order; Equality California and other advocates supported it as a safeguard against misuse of sensitive data, and it passed 6-0 to Appropriations, on call. SB 1159 (Cabaldon) would limit local governments’ obligation to treat AI bots and agents as persons in public participation and records processes; supporters said AI-generated comment floods and requests can drown out human participation, while opponents argued the bill should focus on fraud and warned about overreach. It passed 9-0 to Appropriations. Finally, SB 1050 (Ashby) would require disclosures when advertisements use AI-generated synthetic performers; supporters framed it as a truth-in-advertising and worker-protection measure, while opponents urged narrower, materiality-based standards and exemptions for broadcasters. Members generally supported the goal but raised concerns about breadth and alignment with existing law, and the bill was moved forward on a due-pass motion to Judiciary.
CA

California 2025-2026 Regular Session

Senate Privacy, Digital Technologies, and Consumer Protection Committee Apr 6th, 2026

Privacy, Digital Technologies, and Consumer Protection

Transcript Highlights:
  • If I can only unsubscribe from things by web forms, it makes it extremely challenging for intermediary
WA
Transcript Highlights:
  • nicotine that are sold in Washington retail, whether directly or through a distributor or another intermediary
Summary: The committee first heard House Bill 2483, which would create an annual data broker registry at the Department of Licensing beginning in 2027. Staff explained that data brokers would have to register, pay a fee, and disclose information about the types of data collected, security measures, opt-out options, and whether precise geolocation or consumer health data is involved. Prime sponsor Rep. Kloba said the bill is intended to make data collection and resale more visible to consumers and to address harms such as scams, tracking, and surveillance pricing. Testimony was mixed: TechNet, the Association of Washington Business, and the Washington Retail Association opposed the bill as drafted, saying the definition of data broker is too broad and could sweep in businesses that are not true data brokers, while the sponsor and committee members discussed possible clarifying amendments and public-data carve-outs. The committee then heard House Bill 2400, which would regulate monetized social media content featuring children. Staff described provisions requiring vloggers above certain revenue thresholds to register with the Department of Revenue, creating trust accounts for minor children appearing in monetized videos, allowing young adults to request deletion of monetized childhood content, requiring reporting by social media services, and establishing civil penalties and statutory damages. Rep. Reeves said the bill is meant to draw a line between ordinary family posting and monetizing children online, citing concerns about child labor protections and exploitation. TechNet and AWB opposed the bill, arguing that social media platforms should not be made the middleman for trust accounts and that the private right of action and enforcement structure should be revisited; they urged further work during the interim. Finally, the committee took testimony on House Bill 2439, an omnibus tobacco and vapor product bill. Staff said it would create a responsible vendor program, raise license fees and penalties, require retailers to buy from licensed wholesalers or distributors, add certification requirements for vapor manufacturers, study extended producer responsibility for vapor waste, expand lab testing authority, tighten age-verification rules, prohibit certain imitation or entertainment vapor products, remove state preemption so local governments could adopt stricter rules, and redirect portions of tobacco tax revenue to public health accounts. Supporters, including public health groups, King County, the American Heart Association, and pediatricians, backed the youth-prevention, local-control, and funding provisions. Industry and retail witnesses opposed the bill, focusing on the loss of preemption, higher fees, compliance burdens, and the risk of pushing sales to the illicit market; some also argued the bill should rely more on state-level uniform regulation and stronger enforcement rather than new restrictions.
CA
Transcript Highlights:
  • So the key is to make sure we maintain those relationships and that market presence with our intermediaries
Summary: The Assembly Committee on Arts, Entertainment, Sports, and Tourism held an informational hearing on the state of California tourism amid declining international visitation and broader economic and political headwinds. Visit California CEO Caroline Betetta said the industry remains a major economic driver, with 2024 visitor spending of $157 billion, 1.2 million jobs supported, and $12.7 billion in state and local tax revenue, but warned that 2025 forecasts show the first post-pandemic decline in visitation, driven largely by a projected 9.2% drop in international travel. She cited concerns about the strong dollar, visa wait times, border and immigration rhetoric, and a proposed federal visa integrity fee, while emphasizing Visit California’s marketing campaigns and the importance of upcoming mega-events like the World Cup and 2028 Olympics. A second panel of destination leaders described local impacts and strategies. Visit Sacramento’s Mike Testa said the city has diversified beyond conventions into music festivals, sports, and food events, but noted that international apprehension is affecting events like Terra Madre Americas and that California should do more to incentivize major festivals to stay in-state. Santa Monica Travel and Tourism’s Lauren Salisbury said the city is seeing lower international visitation, especially from Canada, Australia, and Europe, and that wildfire coverage and later federal troop presence in Los Angeles hurt local sentiment and caused cancellations. Yosemite Sierra Visitors Bureau’s Rhonda Salisbury reported steep drops in international visitation to the gateway region, ongoing concerns about wildfire, reservations, insurance costs, and park access, and praised a new federal requirement for quarterly meetings between national parks and gateway communities. San Diego Tourism Authority COO Carrie Verbeck-Cappich said tourism is the region’s second-largest sector, but 2025 is softer than 2024, with spending down despite modest visitation growth. She pointed to weaker Canadian and Asian travel, government-related meeting cancellations, and the need for more support to bid on and host major events; she also highlighted border-crossing delays, insufficient federal staffing at ports of entry, and the Tijuana River sewage crisis as major regional issues. Committee members discussed the effects of federal rhetoric, infrastructure, and cross-border conditions on tourism, and several witnesses urged continued support for Visit California, Brand USA, event incentives, and efforts to present California as welcoming and open. Public comment then opened, beginning with testimony from the California Attractions and Parks Association.
NM

New Mexico 2025 Regular Session

Senate - Conservation Feb 4th, 2025

Senate Conservation

Transcript Highlights:
  • Authority can't receive direct appropriations from the legislature, so it typically goes to an intermediary
OK
Transcript Highlights:
  • As you know, this bill in and of itself is the district rural district attorney loan repayment assistance
  • Certain educational loan debts, if they stayed there locally in these rural areas, this bill essentially
OK
TX

Texas 89th Regular

Public Health Mar 31st, 2025

Public Health

Transcript Highlights:
  • one of us to this... ...to the farm to go get the milk, but we don't have an established sort of intermediary
  • to incentivize more providers to accept Medicaid patients and funding the state's dental education loan
  • in talking to schools and the graduating dental students, when you present, "Hey, if we could get a loan
Committee: House Public Health
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 029 Feb 11th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • </c> We<03:04:06.160><c> have</c><03:04:06.479><c> intermediaries</c><03:04:07.760><c> out</c><03:04:
  • 08.000><c> there</c><03:04:08.399><c> today,</c> We have intermediaries out there today, We have intermediaries
  • of their children, on behalf of their children, we<03:04:47.120><c> have</c><03:04:47.279><c> intermediaries
  • </c><03:04:48.240><c> on</c><03:04:48.479><c> the</c><03:04:48.640><c> PBT,</c> we have intermediaries
  • on the PBT, we have intermediaries on the PBT, pediatric<03:04:50.960><c> behavior</c> pediatric behavior
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-05-26 - 2:00PM

Vermont Senate Floor Meeting

Transcript Highlights:
  • You have an intermediary background. This isn't...
  • It's on a medical student loan reimbursement. And then section nine is unchanged.
  • Uh, this takes the rental housing revolving loan program within the VHFA portfolio, and it was created
  • 52:56.320><c> program,</c><01:52:56.680><c> the</c><01:52:56.800><c> revolving</c><01:52:57.240><c> loan
  • </c> this program, the revolving loan this program, the revolving loan program,<01:52:58.320><c> but<
CA
Transcript Highlights:
  • For those of you who don't know who we are, we are a statewide intermediary, along with our sister organization
Summary: The select committee on Community Economic Mobility and Investment heard testimony on how California can support inclusive economic development through coordinated workforce, education, nonprofit, and industry partnerships. Chair Arambula opened by emphasizing that rural, low-income, and historically underinvested communities often face the greatest barriers to accessing state resources, and that the hearing would focus on successful collaboration models, the role of training and higher education, and future opportunities tied to economic mobility and social determinants of health. Witnesses from the California Workforce Association, Fresno State, and NextGen Policy described local and regional workforce systems in the Central Valley and beyond. They highlighted examples such as apprenticeship and pre-apprenticeship programs, employer-led partnerships, on-the-job training, support for women entering construction, programs for justice-involved and opportunity youth, and the need to braid federal, state, philanthropic, and private funding. Several speakers stressed that local workforce boards, community colleges, adult education, labor organizations, and community-based groups are best positioned to identify regional labor needs and that California should fund systems, not just individual grants, especially as federal workforce funding has declined and new work requirements tied to HR 1 and AI-related labor shifts create added pressure. A second panel focused on the Community Economic Mobility Initiative as a statewide model. Sierra Health Foundation and its partners said CME has helped community organizations build capacity, pursue more than $400 million in grants and contracts, and attract about $178 million back into California communities. Speakers from Siskiyou Economic Development Council, Fresno EDC, Edge Collaborative, and Líderes Campesinas gave examples of place-based projects in rural and urban regions, including business innovation centers, community-owned development, bioeconomy and restoration projects, subsidized employment, and farmworker-led cooperatives. They argued that long-term, locally driven investment produces stronger regional economies and better health outcomes, and urged the Legislature to provide durable funding and policy support rather than short-term extensions. No formal votes or committee actions were taken in the portion provided.
CA
Transcript Highlights:
  • For those of you who don't know who we are, we are a statewide intermediary, along with our sister organization
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • found that PBM margins have been increasing at a faster pace than any other pharmacy-related intermediaries
Summary: The committee held a lengthy hearing on a large docket of pharmacy and drug-pricing bills, with most testimony focused on PBM reform, 340B drug discount program protections, specialty medication access, and medication adherence. Chair James Murphy and Senator Paul Feeney opened the hearing and took testimony from legislators, patient advocates, pharmacists, health center leaders, industry representatives, and policy groups. Several speakers described delays, denials, high out-of-pocket costs, and pharmacy closures tied to PBM practices, while others emphasized the importance of community health centers and independent pharmacies in serving patients. On the 340B program, supporters including Senator Eldridge, Senator Payano, Community Care Cooperative, Fenway Health, the Massachusetts League of Community Health Centers, and several community health center leaders argued that bills such as H. 1107 and S. 819 would stop discriminatory PBM and manufacturer practices, preserve contract pharmacy access, and protect safety-net providers that say they reinvest savings into care, pharmacy expansion, interpreter services, behavioral health, and other services. Opponents including PhRMA, the Community Liver Alliance, and a public policy analyst argued the program lacks transparency and accountability, has grown beyond its original purpose, and may benefit large hospitals and for-profit entities more than low-income patients. They urged more reporting and oversight rather than expanding protections. On PBM reform, testimony supported bills including H. 1157, H. 1234, S. 724, S. 831, and related measures that would require rebate pass-through, ban spread pricing, limit steering to PBM-owned pharmacies, and improve reimbursement for community pharmacies. Independent pharmacists and patients said current PBM practices raise costs, create administrative burdens, and threaten access to local pharmacies. PCMA, representing PBMs, opposed the reforms, arguing PBMs lower costs, that plan sponsors choose to contract with them, and that the Health Policy Commission and CHIA should complete their ongoing study before new mandates are adopted. The committee also heard support for H. 1322 and S. 734 on specialty medications, and for H. 781 and H. 1305 on medication synchronization to improve adherence. No votes or formal actions were taken during the hearing.
CA

California 2025-2026 Regular Session

Senate Privacy, Digital Technologies, and Consumer Protection Committee Apr 6th, 2026

Privacy, Digital Technologies, and Consumer Protection

Transcript Highlights:
  • If I can only unsubscribe from things by web forms, it makes it extremely challenging for intermediary
Summary: The committee convened for its first hearing, took roll, and heard several privacy- and AI-related bills. SB 1106 by Senator Cabaldon would shorten the Delete Act data broker deletion deadline from 45 days to 30 days; it drew support from a technology and democracy group, no opposition testimony, and was moved out on a due pass to Appropriations vote. SB 923 by Senator Becker would expand the CCPA deletion right to cover all personal information held by a business and require online-only businesses to offer a web form or similar method for privacy requests; supporters included the California Privacy Protection Agency and privacy advocates, while business groups raised concerns about scope, compliance, and the email/web-form requirement. The bill passed 6-0 to Appropriations, with some members noting they were laying off or wanted further amendments. The committee also heard SB 1142, the Digital Dignity Act, which would regulate digital replicas and deepfakes on large online platforms, including takedown and revocation procedures and penalties. Supporters said it would protect Californians from fraud, harassment, and nonconsensual synthetic likeness use; opponents, including the Motion Picture Association, CCIA, TechNet, and others, raised First Amendment, due process, Section 230, and overbreadth concerns, especially around deceased persons and the 48-hour takedown process. Members said they supported the bill but wanted further work before Judiciary, and it passed 6-0 as amended to Judiciary. The committee also adopted its rules without objection. Later, SB 867 by Senator Padilla would impose a four-year moratorium on the sale and manufacture of AI chatbot-powered toys for children, citing research showing unsafe, sexually explicit, or privacy-invasive behavior; child advocacy and consumer groups supported it, while retailers and civil justice groups sought narrower definitions and liability protections. It passed 7-0 to Appropriations. SB 1247 would give child influencers, once adults, a right to request deletion or modification of images and likenesses used in monetized social media content; it drew no support testimony but was opposed by a civil justice group over the creation of a new private right of action, and it passed 7-0 to Judiciary. SB 930, the consent-calendar item, was approved 7-0. The committee then heard SB 1114, which would restrict sharing of state-collected data related to LGBTQ Californians absent an enforceable order, with supporters arguing it would protect sensitive data from misuse by federal agencies and preserve trust in state programs. It passed 6-0 to Appropriations. SB 1159 would let local governments treat AI bots and agents differently from people for Brown Act, public records, and related civic participation laws, in response to AI-generated comment floods; supporters from environmental, local government, and nonprofit groups said it was needed to preserve human participation, while opponents argued the bill should focus on fraud rather than AI and warned about overreach. The bill passed 9-0 to Appropriations. Finally, SB 1050 would require disclosures when synthetic performers are used in advertisements; labor and consumer advocates supported it as a truth-in-advertising measure, while media and industry groups objected that it was overbroad and should be narrowed to misleading ads and aligned with existing law. Members signaled support for the bill’s goal but also raised concerns about scope and consistency with current false-advertising rules.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 20th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • nicotine that are sold in Washington retail, whether directly or through a distributor or another intermediary
Bills: HB2439 , HB2483 , HB2400
TX
Transcript Highlights:
  • Second... ...always support the idea of intermediary organizations providing a much-needed purpose and
Bills: HB2 , HB2