Video & Transcript : 'Overdraft Lending' :

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AZ

Arizona 2026 Regular Session

02/09/2026 - Senate Military Affairs and Border Security

Military Affairs and Border Security

Transcript Highlights:
  • increasingly small number of community banks, which, by the way, is the bulk of who does small business lending
  • particularly that there are circumstances in which an I-10 is appropriate and allowable in order to lend
  • This will intimidate people into predatory lending, increase workforce instability, and much more.
  • Intimidate people into predatory lending, increase workforce instability, and much more.
Bills: SB1232 , SB1421 , SB1505 , SB1511 , SB1520 , SB1803
AZ
Transcript Highlights:
  • And so the ag lending industry starts talking about whether it is even worth lending on state...”
  • And so the ag lending industry starts talking about, is it even worth lending on state lands?
Summary: The committee first heard an Auditor General presentation on the Arizona State Veterinary Medical Examining Board’s sunset review. The audit found the board generally met some licensing requirements, but it did not timely investigate and resolve 49 of 159 complaints in fiscal year 2024, and it did not fully comply with conflict-of-interest disclosure and filing requirements. The Auditor General also noted the board lacked a formal process to verify continuing education compliance. The board’s executive director said the agency had already corrected some conflict-of-interest issues, was working to improve complaint handling, and would implement all 21 recommendations. A veterinarian representing the Arizona Veterinary Medical Association supported the board and said the profession is also working to address the shortage of large-animal veterinarians. The committee then voted to recommend continuation of the board for eight years, until July 1, 2034. The committee next received the Auditor General’s sunset review of the Arizona State Land Department. The audit identified three major problem areas: the department had not updated its required five-year disposition plan for state trust land since 2011, it had not adjusted agricultural rental rates to reflect market conditions for many years, and it had not consistently inspected mineral-related leases and permits before releasing reclamation bonds. The Auditor General said these issues risked lower returns for trust beneficiaries, lost revenue, and public safety hazards, and made 18 recommendations in the performance audit plus 34 additional recommendations in the sunset review. The department agreed to implement or partially implement nearly all recommendations and said it had begun a mass appraisal process. State Land Commissioner Robin Zahid then testified that the department was making operational improvements, including rulemaking updates, stakeholder outreach on water-use policy, a new customer-service status bar, and process changes for land sales and mining applications. She defended the decision not to renew the Fondomonte leases in a transportation basin, citing the high value of groundwater and the trust’s fiduciary duty. Members questioned her about agricultural lease water charges, the status of a water policy framework and addendum, the lack of a formal expedited review process, the Fondomonte reimbursement payments for improvements, and the department’s handling of a high-profile land auction tied to the Coyotes arena proposal. Several members also asked for follow-up information on pending residential housing applications, acreage, administrative fees, and third-party contractors.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Sep 18th, 2025 at 10:00 am

Law & Justice

Transcript Highlights:
  • there's some pretty old language that says that they can use watch persons and that every citizen shall lend
  • look at the box on the right for second-class cities, that statute still says every citizen shall lend
  • So they should not be wearing a uniform or badge or anything that would lend itself to confusion.
  • So they should not be wearing a uniform or badge or anything that would lend itself to confusion. should
Summary: The committee met in Mill Creek and first heard an update on eviction proceedings from King County Superior Court Judge Michael Scott and then from the Office of Civil Legal Aid and Snohomish County Legal Services. Judge Scott said eviction filings are at historic highs statewide, with King County seeing a growing backlog after pandemic-era declines, though recent added judicial resources have reduced pending cases and brought average filing-to-disposition time down to about 60 days. He described county-by-county differences in how eviction calendars are handled and said courts are working with landlords, legal aid, and housing advocates to balance speed, due process, and access to counsel. Committee members asked about average timelines, tracking outcomes after eviction, and whether other counties offer useful models. Legal aid witnesses said Washington’s appointed counsel program has expanded access to representation statewide, except that King County still lacks enough resources for full representation in every case. They said the program has represented more than 30,000 tenants, often helps connect clients to social services, and has kept many people housed, but they warned of a funding shortfall that could eliminate about 17 attorneys and leave roughly 2,000 tenants without counsel. A Snohomish County provider said most of its cases now involve nonpayment of rent and emphasized the program’s role in preventing homelessness and helping clients secure benefits and housing stability. The second work session focused on theft and vandalism of critical infrastructure, especially copper and telecom cable theft. Committee staff outlined existing criminal and scrap-metal laws, including malicious mischief and theft statutes, plus licensing and recordkeeping rules for scrap metal businesses. Comcast, Mason PUD3, and the Recycled Materials Association testified that theft and damage to aerial cable and utility infrastructure have become a crisis, causing outages, public safety risks, and major costs. Witnesses described incidents affecting 911 service, schools, hospitals, home health monitoring, and electric reliability, and said thieves often cannot distinguish between copper, fiber, and other lines. Utility and recycling representatives urged stronger audits, tougher penalties for theft affecting critical infrastructure, better identification and payment rules, and more coordinated enforcement. Committee members asked about the motive for fiber damage, the role of out-of-state resale, and whether other states have useful approaches; witnesses said there is no easy fix and that best practices such as marking cable and improving interagency coordination could help. The final item was a briefing from the Criminal Justice Training Commission on standards for law enforcement certification and decertification. Executive Director Monica Alexander and Assistant Director Kimberly Bliss explained the difference between an agency commission and state certification, the training and background process for officers, and the grounds and procedures for mandatory and discretionary decertification. They said agencies conduct the background checks, CJTC reviews complaints and reports, and officers are entitled to administrative hearings and court review. Members asked about elected sheriffs, and CJTC clarified that sheriffs are not required to undergo the same pre-employment background check as other applicants, though many are already certified officers and remain subject to decertification rules; the commission said it has decertified a sheriff since 2021. No votes were taken during the meeting.
MN
Transcript Highlights:
  • You can't indirectly advance, pay, give, promise, lend food, money, liquor, clothing, entertainment,
  • ><00:18:56.799><c> pay</c><00:18:57.360><c> give</c><00:18:57.880><c> promise</c><00:18:58.360><c> lend
  • </c> indirectly advance pay give promise lend indirectly advance pay give promise lend um<00:18:59.760
Summary: The committee took up House File 1378, an elections administration bill, and first adopted the DE5 amendment. The author described DE5 as a negotiated package combining provisions from several bills on election administration, including notice of temporary polling locations, residence standards for people under civil commitment orders, polling place closure/change notices, absentee voting provisions, special election filing periods, and timelines for filing statements of economic interest. The committee then adopted two additional amendments, A6 and A8, both presented as technical or corrective changes; A8 restored language on off-reservation temporary polling that had been inadvertently left out. Testimony from county election officials and the Secretary of State’s office was generally supportive of the bill’s election-administration changes. Blue Earth County’s Michael Stalberger said the bill would streamline election-day work, improve absentee ballot deadlines, clarify ballot correction procedures, formalize chain-of-custody plans, and speed out-of-court remedies for ballot errors. He also raised concerns about implementation details, including the timing for first chain-of-custody plans, applying candidate filing changes to townships and school districts as well as cities, the short turnaround for college student housing lists, and whether the statewide system could handle new absentee-ballot data fields. Nicole Freeman of the Secretary of State’s office echoed support for the technical cleanup and several policy changes, including removing the permanent absentee application box from voter registration forms, clarifying ballot-board procedures, chain-of-custody planning, and the out-of-court remedy, while also flagging concerns about the absentee application cutoff, city opt-outs from absentee voting, and staffing requirements for absentee locations. Later in the hearing, members discussed a separate proposed amendment, A4/A3, dealing with prohibitions on inducements to vote or register, including lotteries or other chances to win money or goods. The author explained it was intended to clarify existing law and respond to recent examples of large-money election-related giveaways, but after discussion the chair declined to offer the amendment in committee, saying it would likely not have enough support and could be taken up later on the floor. The hearing ended with the technical amendments adopted and the bill advanced with the committee continuing broader discussions on the remaining issues.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 5/5/26

Taxes

Transcript Highlights:
  • They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
  • They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
  • They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
  • They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
  • 01:07:42.400><c> it</c><01:07:42.600><c> basically</c><01:07:43.240><c> to</c> $30 million out and lend
Committee: House Taxes
NH
Transcript Highlights:
  • From what I understand, and from what this group is, I do lend more toward the fact that it's not just
  • group</c><00:25:51.640><c> is</c><00:25:52.200><c> I</c><00:25:52.360><c> do</c><00:25:52.720><c> lend
  • </c><00:25:53.279><c> more</c> what this group is I do lend more what this group is I do lend more towards
  • that we did have were more than<00:28:57.679><c> willing</c><00:28:58.240><c> to</c><00:28:58.399><c> lend
  • hand</c><00:28:59.519><c> come</c><00:28:59.720><c> up</c><00:28:59.840><c> to</c> than willing to lend
Summary: The subcommittee work session focused on HB 153, a bill intended to improve law enforcement response to animal cruelty cases. The bill’s sponsor explained that the proposal would require one sheriff or deputy and one state trooper in each county to receive specific training in animal cruelty laws so they could serve as knowledgeable resources. The sponsor described real-world examples where agencies were unclear about jurisdiction, veterinary involvement, and response protocols, arguing that better training was needed because animal cruelty cases can require quick action and many towns do not have animal control officers. Jerry Sorenson, a retired UNH professor and longtime animal cruelty instructor, described the existing training structure at Police Standards and Training. He said recruits receive a required two-hour introductory block at the academy, while additional animal cruelty materials and a more comprehensive online resource library are available through the Benchmark system for certified officers. He noted that the older two-day in-service course he taught was more detailed and guided, but the current online materials are more of a self-study resource and are not mandated for in-service officers. He also said the committee could track usage through Benchmark analytics. Kurt Arenberg of the Humane Society of the United States and Rob Johnson of the Farm Bureau both supported the goal of ensuring a trained law enforcement contact is available statewide, but they questioned whether assigning one trained officer per county would be the best way to achieve it. They emphasized the need for a real-time response and for officers to know where to find help and guidance, rather than expecting one person per county to handle all cases. Vincent Greco of State Police said the agency is willing to help and has handled animal cruelty matters, but he said one trooper per county would not realistically meet the goal given coverage demands and vacancy rates; he suggested broader access to resources and training may be more effective. Representative Freeman asked how cases are handled now and was told State Police responses generally follow standard criminal investigation steps, with assistance from animal control, veterinarians, and other resources when available. No vote or final action was taken during the work session.
MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - Part 1 - 04/02/25

Jobs and Economic Development

Transcript Highlights:
  • , and small business assistant, lending, and small business incubator.<01:28:59.920><c> I'm</c><01:29
  • We are a CDFI, which allows us to lend up to $250,000 to entrepreneurs depending on their need and their
  • We are a CDFI, which allows us to lend up to $250,000 to entrepreneurs depending on their need and their
  • We are a CDFI um which allows us<01:30:17.360><c> to</c><01:30:17.600><c> lend</c><01:30:17.920><c> up
  • to us to lend up to $250,000 to entrepreneurs<01:30:20.960><c> uh</c><01:30:21.199><c> depending</c>
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jul 1st, 2026

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • The new EEAC will include seats to represent banking, mortgage, and lending organizations, and individuals
  • The new EEAC will include seats to represent banking, mortgage, and lending organizations, and individuals
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works Apr 27th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • But I just want to make sure that I lend my voice in support.”
  • “I also hear from that area, but I just want to make sure that I lend my voice in support of what this
Bills: HCR63 , HCR69 , SCR6 , SCR18 , SB2 , SB19 , SB24 , SB50 , SB70 , SB96 , SB101 , SB103 , SB104 , SB114 , SB122 , SB159 , SB160 , SB182 , SB412 , SB418 , SB460
Summary: The House Transportation Committee met on Monday, April 27, with a quorum present and took up a series of Senate bills and one House concurrent resolution, most of them related to transportation infrastructure, memorial highway designations, and prestige license plates. Early action centered on Senate Bill 122, which would direct the Department of Transportation and Development to be more proactive about bridge maintenance, inspection, reporting, and public meetings on bridge conditions; the committee adopted a large amendment package before reporting the bill with amendments. The committee also reported favorably SCR 6 supporting an LNG facility at Port Fourchon and SCR 18 directing a study of commercial driver’s license privileges compared with neighboring states. Several bills designated memorial highways or bridges, including SB 50 for the Elwood T. Brady Jr. Memorial Bridge, SB 70 for the Officer Mark Brock Memorial Highway, SB 460 for the Hayden Lane Mangum Memorial Highway, SB 101 for the Daniel Edward Didillo Memorial Highway and Bill Blue Evans Memorial Highway, SB 160 for the Speaker Joe R. Salter Memorial Highway, SB 418 for the Dick and Jacques Schuford Memorial Highway, SB 103 for the Gladys Edwards Highway, SB 159 for the Surgeon Roelio Roy Gonzalez Jr. Memorial Highway, SB 182 for the Mayor Billy Cobb Memorial Highway, SB 104 for the Ernest J. Gaines Memorial Highway, and SB 2 for the Falcons Band Highway. The committee also approved SB 114 creating a prestige plate for the Foundation for Moral Law and SB 96 creating a Fallen Heroes prestige plate. One of the more substantive policy items was HCR 63, which creates a task force to study whether certain active-duty military personnel without civilian driver’s licenses should be allowed to operate federally owned vehicles on state highways; it was reported favorably after discussion of military training and licensing differences. Another major item was HCR 69, urging DOTD to improve Interstate 12 in Livingston Parish; the committee adopted amendments adding findings about flooding, drainage, and evacuation concerns, and then reported the resolution with amendments. The committee also considered SB 19 on the state employee retired prestige plate; after objections about whether proceeds should continue supporting LASERS, the bill was reported favorably by roll call vote, 13-1, with Representative Schamberhorn voting no.
AZ

Arizona 2026 Regular Session

04/07/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • Wanted to recognize my guests from the Arizona LEND Program, that's Leadership, Education, in Neurodevelopmental
  • I also want to welcome our folks here from the LEND Program from the U of A, if they could please stand
ID

Idaho 2026 Regular Session

Mar 19th, 2026

Commerce and Human Resources

Transcript Highlights:
  • They would no longer lend money to Lehman Brothers.
  • They would no longer lend money to Lehman Brothers.
MA

Massachusetts 2025-2026 Regular Session

Status of Persons with Disabilities Feb 26th, 2026

Transcript Highlights:
  • So there are some situations that really lend themselves to a group employment situation.
  • Certainly, I would lend my support to that.
Summary: The subcommittee met to approve the January minutes and then heard an update from Undersecretary of Labor and Workforce Development Josh Cutler on apprenticeship expansion in Massachusetts. Cutler described the Healey-Driscoll administration’s efforts to grow apprenticeships beyond the building trades into sectors such as banking, bio, early education, health care, and human services, emphasizing that apprenticeship is an earn-while-you-learn model with strong retention and career advancement. He noted recent milestones and supports, including the 10,000th registered apprenticeship, expanded tax credits, reduced program fees, added apprenticeship liaisons, and Grow grants to help employers launch programs. He also said the administration is open to using grants, incentives, and convening power to encourage more human services and disability-focused apprenticeships. Members focused on how these models could work for disability and human services providers, especially in lower-wage fields like early education and direct care. They raised examples such as sterile processing, PCA services, mental health, brain injury, independent living centers, and programs involving community colleges, Bridgewater State, and vocational schools. Cutler explained that apprentices are W-2 employees, programs must include at least 2,000 hours of on-the-job learning, 150 hours of related instruction, a mentor relationship, and progressive wages, but employers largely design the program themselves. He said intermediaries such as the Massachusetts Bankers Association or disability organizations can help employers navigate the process and that the state can support these efforts through grants and tax credits. The discussion also covered employer outreach, the role of community colleges, and how to make careers in disability services more visible and valued. Cutler said the registered apprenticeship tax credit is $4,800 per apprentice, can be claimed twice for longer apprenticeships, and is stackable with the disability employment tax credit. Members suggested hosting a targeted virtual panel with apprenticeship liaisons, employers, and intermediaries to identify a few priority occupations and develop concrete next steps. The meeting ended with agreement to follow up offline on specific opportunities and potential partners, including Eastern Bank and existing apprenticeship programs in health care and related fields.
MA

Massachusetts 2025-2026 Regular Session

Status of Persons with Disabilities Feb 26th, 2026

Transcript Highlights:
  • So there are some situations that really lend to a group employment situation.
  • Certainly, I would lend my support to that.
Summary: The subcommittee met to approve the January minutes and then heard an update from Undersecretary of Labor and Workforce Development Josh Cutler on apprenticeship expansion in the Healey-Driscoll administration. Cutler described apprenticeship as a key workforce tool, especially for sectors with labor shortages, and highlighted growth in early education, health care, banking, bio, and human services. He noted the administration’s milestones and supports, including reaching 10,000 registered apprenticeships, expanding the registered apprenticeship tax credit (RATSY), lowering program fees, adding apprenticeship liaisons, and issuing Grow grants to help employers start programs. Members focused on how apprenticeship could better serve people with disabilities and human services employers. They raised examples such as sterile processing, radiology, PCA services, developmental disability supports, and community college partnerships, and asked how smaller or lower-paid providers could afford to participate. Cutler explained that apprentices are W-2 employees, programs must include on-the-job learning, related instruction, mentorship, and progressive wages, and employers largely design their own programs. He said the state can support through tax credits, grants, and intermediaries such as trade associations or disability organizations that help employers navigate the process. The discussion also covered employer outreach, the role of intermediaries, and possible collaboration with community colleges and organizations like Commonwealth Corporation. Cutler said Eastern Bank did not currently have a program but could be a potential partner, and he confirmed that the RATSY credit is $4,800 per apprentice, with a cap and online application process, and that it can be stacked with the disability employment tax credit. The subcommittee agreed to follow up with Cutler’s team, identify a few priority occupations, and consider a targeted panel or information session to help expand apprenticeship opportunities for people with disabilities and in human services.
CA

California 2025-2026 Regular Session

Senate Floor Session Feb 5th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • to inhumane housing environments; zoning laws, racially restrictive covenants, and discriminatory lending
  • The Senator from Bieber asked me to lend a assist here to make sure that folks understand how important
Summary: The Senate convened with a quorum, opened with prayer and the Pledge of Allegiance, and then took up several floor items focused largely on housing, public health, and tax-credit awareness. The chamber adopted SR 71, a resolution by Senator Arreguín recognizing the importance of affordable homeownership in California. Supporters from both parties emphasized homeownership as a path to wealth-building, stability, and community strength, highlighted racial disparities in ownership, and praised nonprofit builders such as Habitat for Humanity. After passage, Senator Arreguín introduced Habitat for Humanity advocates in the gallery and noted the role of the CalHome program in funding affordable homeownership projects. The Senate also confirmed Trista Gonzalez as Director of the Department of Tax and Fee Administration, Aaron McGuire as executive director of the Board of State and Community Corrections, and Lee Herrick for another term as California Poet Laureate, each by unanimous or near-unanimous roll call votes. The Senate then adopted SCR 115 by Senator Daly, recognizing February as Heart Health Month and focusing on women’s heart health. Senator Daly shared her own experience with a stroke during a heart procedure and urged women to listen to their bodies and seek care early. Several senators spoke in support, describing silent heart attacks, the need to recognize symptoms in women, and the importance of challenging medical assumptions. The resolution passed unanimously. The Senate also adopted SR 75 by Senator Rubio, designating California Earned Income Tax Credit Awareness Week. Senators described CalEITC as a key anti-poverty tool and urged greater outreach so eligible families do not miss the credit; that resolution also passed unanimously. Later, the Senate heard a series of adjournment-in-memory tributes, including one for architect Frank Gehry, whose work in Los Angeles and Bilbao was praised for its global influence and civic impact, and one for June Roberti, remembered for her long partnership with former Pro Tem David Roberti and her advocacy and family life. Senator Arreguín also moved to place file item 67 on the inactive file. The session ended with announcements, including a committee meeting notice, and the Senate recessed with the next floor session scheduled for Monday, February 9, 2026.
CA

California 2025-2026 Regular Session

Senate Floor Session Feb 5th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • Zoning laws, racially restrictive covenants, and discriminatory lending practices have explicitly excluded
  • The Senator from Bieber asked me to lend a hand here to make sure that folks understand how important
WA
Transcript Highlights:
  • The lending acts are still in place. They are not preempted.
  • This bill was brought to me to kind of simplify some of the issues in lending, and basically, William
Summary: The committee held a public hearing on an amended and restated tribal-state gaming compact with the Squaxin Island Tribe. Washington State Gambling Commission staff explained the compact amendment process and said the restatement consolidates six prior amendments, updates several appendices, and adds new provisions including high-limit room options and electronic table games. Squaxin Island representatives said the changes clarify the existing compact, improve casino regulation and management, and support tribal economic development and community services. Committee members expressed support, and the compact will next go through additional commission and legislative review before possible governor approval. The committee then heard Senate Bill 5831, which enacts the Uniform Mortgage Modification Act. Staff and the bill sponsor said the measure creates safe harbors for common mortgage modifications, clarifies when modifications must be recorded, and preserves the priority of modified mortgages in foreclosure without preempting other mortgage or lending laws. A Uniform Law Commission representative testified that the bill would advance protections by reducing uncertainty and costly attorney opinion requirements. There was no opposition testimony, and the public hearing closed without a vote. Senate Bill 6178, requested by the Insurance Commissioner, would prohibit contractors and others from soliciting or requiring post-loss assignments of property insurance benefits from insureds, making such agreements void and enforceable by the commissioner with civil penalties. The sponsor, Insurance Commissioner, and several supporters said the bill would protect homeowners after disasters from losing control of their claims and help prevent contractor abuse; a consumer attorney, PEMCO, and the National Insurance Crime Bureau also supported it. The committee then heard Senate Bill 6031, which expands and modernizes the state’s insurance fraud laws, classifies insurance fraud as a Class B felony, broadens reporting and investigative authority, and extends the fraud program to related crimes affecting insurers and consumers. The Insurance Commissioner, anti-fraud groups, and industry representatives supported the bill, while the Washington Society of CPAs said concerns about CPA language would be addressed by amendment. After public hearings, the committee moved to executive session, adopted a proposed substitute for SB 5928, and voted do-pass recommendations for SB 5928 as amended and SB 5919, sending both to Rules.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 114 May 8th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • Second, it prohibits the use of credit cards, overdraft, and buy now pay later products to fund a sports
  • 03:47:42.640><c> cards,</c> prohibits the use of credit cards, prohibits the use of credit cards, overdraft
  • :43.840><c> buy</c><03:47:44.080><c> now</c><03:47:44.479><c> pay</c><03:47:44.800><c> later</c> overdraft
  • , and buy now pay later overdraft, and buy now pay later products<03:47:45.520><c> to</c><03:47:45.680
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, April 30, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • I've seen this Republican Congress authorize the imposition of even more excessive overdraft fees, which
  • authorize the imposition of even more authorize the imposition of even more excessive<05:07:09.760><c> overdraft
  • </c><05:07:10.400><c> fees,</c><05:07:11.040><c> which</c><05:07:11.280><c> will</c> excessive overdraft
  • fees, which will excessive overdraft fees, which will cost<05:07:11.760><c> American</c><05:07:12.160
Bills: HJR89 , HJR87 , HJR88
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/15/26

Commerce Finance and Policy

Transcript Highlights:
  • this bill updates several statutes covering nondepository financial institutions to reflect modern lending
  • this Bill update several statutes covering non depository financial institutions to reflect modern lending
  • Finally, it requires lending officers and lenders offering services online to just licensing information
Bills: HF4881 , HF4867 , HF4422 , HF4223