Video & Transcript Research : 'judicial foreclosure'

Page 27 of 213
LA

Louisiana 2026 Regular Session

House of Representatives May 27th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Is that a recommendation of the Judicial Council?
  • Any marginal decrease in judicial salary.
  • Council, or the Judicial Structure Task Force.
  • The speaker then corrected the term to the Judicial Commission.
  • And shouldn't this issue... ...be under the judicial branch of government?
LA

Louisiana 2026 Regular Session

House of Representatives May 27th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Is that a recommendation of the Judicial Council?
  • There has been no report or request from the Supreme Court, the Judicial Council, or the Judicial Structure
  • The Judicial Council shall have the authority to conduct an annual review of judicial districts and appellate
  • The Judicial Council has specific duties under all..." "No.
  • Okay, not with the Judicial Commission.
Summary: The House convened with a quorum and opened with prayer by Archbishop Checchio, the pledge, and the national anthem. Members also used personal privilege to recognize visiting officials, university leaders, grocers, Governor’s Fellows, and several special guests and honorees, including Grambling State University for its 125th anniversary, Tiger Athletics, and the Tiger Marching Band, as well as CASA volunteers and advocates. The chamber adopted a number of ceremonial resolutions and made several conference committee appointments and committee discharge motions. The floor then took up a series of Senate and House resolutions, many of which were adopted without objection or after brief debate. These included resolutions creating or studying task forces on topics such as homeowner catastrophe claims and insurance-related litigation, the Louisiana-Ireland Trade Commission, informed consent laws, fiscal note procedures, K-12 student success pathways, and military funding alignment. Members also adopted resolutions on domestic violence protective-order access, flood risk mapping, seismic activity in North Louisiana, illegal dumping enforcement, toll signage and customer service, and other local or commemorative matters. Several Senate resolutions were temporarily returned to the calendar, while others were adopted by recorded vote, including SCR 29, SCR 33, SCR 37, SCR 63, SCR 30, SCR 65, and SCR 40. The House then considered Senate Bill 259, which authorizes an online application process for civil protection orders and restraining orders for domestic violence victims; it passed 93-0. Senate Bill 312, dealing with public-sector labor organizations and dues/withdrawal procedures, prompted extended debate focused on whether the bill unfairly singled out teachers’ unions and whether teachers already have the ability to opt out; the bill ultimately passed 60-38. Senate Bill 348, allowing the City of St. George to contract for administrative assistance in motor-vehicle crash response, passed 84-9 after questions about citations, reports, and the role of third parties. Senate Bill 485, concerning St. George’s municipal fiscal authority and insurance premium taxes, passed 91-0 after an amendment removed new public facility charge authority. The House also debated Senate Bill 197, which would reduce the number of judges on the Fourth Circuit Court of Appeal from 12 to 10 based on a workload and population study by the National Center for State Courts. Supporters cited the circuit’s smaller population and lower per-judge workload, while questions focused on the study’s publication and whether it actually recommended a reduction. The transcript ends during that debate, before final disposition is shown.
FL

Florida 2026 Regular Session

Community Affairs Jan 14th, 2025

Community Affairs

Transcript Highlights:
  • Every quarter, the Mortgage Bankers Association comes out with delinquency and foreclosure numbers, and
  • And we always compare very favorably to the overall statewide average of delinquency and foreclosures
  • look at our portfolio, Senator, and let you know how many actually paid off or sold or went into foreclosure
Summary: The Committee on Community Affairs held its first meeting and heard presentations focused on affordable housing implementation under the Live Local Act. Florida Housing Finance Corporation described its role in administering rental and homeownership programs, including SAIL, SHIP, the Low-Income Housing Tax Credit program, disaster recovery efforts, supportive housing, and the Live Local funding and tax incentives. Officials said the first year’s $150 million Live Local rental allocation was fully committed to 23 developments producing 3,171 units with mixed-income set-asides, and they outlined how projects were selected through competitive solicitations tied to statutory priorities such as mixed-use development, publicly owned land, foster youth, rural areas of opportunity, redevelopment, and housing near military installations. They also discussed the tax credit contribution program, the missing-middle property tax exemption, sales tax rebates, and the year-one ad valorem exemption for qualifying affordable projects. Members asked detailed questions about the data and program design, including the use of area median income figures, per-unit subsidy levels, county targeting, tenant relocation during redevelopment, and whether the programs were helping lower-income households. Florida Housing said it uses competitive scoring and data from the Schimberg Center and that redevelopment projects are supposed to include tenant relocation plans. The homeownership portion of the presentation covered the Hometown Heroes program, which provides down payment and closing cost assistance to first-time homebuyers, with exceptions for active-duty military and veterans. Staff said the program has assisted more than 21,000 families and leveraged over $6.5 billion in first mortgages, and members asked about repayment rates, credit scores, and whether participants were staying in homes long enough to show the program was serving intended buyers. The committee then heard from OPAGA on two required Live Local evaluations: affordable housing strategies in other states and affordable housing policies in Florida. OPAGA reported that Florida has a high share of cost-burdened households, with 1.5 million households cost burdened and 1.4 million severely cost burdened, and that Florida’s counties and municipalities reported more than $1.4 billion in affordable housing expenditures in fiscal year 2023-24. The report identified 13 innovative out-of-state programs, with three considered high-potential for Florida implementation, and summarized Florida local government practices such as SHIP-funded homeownership and rental assistance, expedited permitting, mixed-income zoning, rehabilitation programs, and interlocal cooperation. No votes were taken, and the meeting adjourned after the presentations and questions.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Nov 19th, 2025

Transcript Highlights:
  • This would include legal services for fraud, domestic violence, disability rights, foreclosures, etc.
  • big picture demand for capital outlay on the state-owned side of things, executive agencies and judicial
  • On page 2, you can see some of the major requests from state agencies and judicial entities broken up
NH

New Hampshire 2025 Regular Session

House Municipal and County Government (02/04/2025)

Municipal and County Government

Transcript Highlights:
  • The judicial system has enumerated in case law a very few, limited reasons for abatements, and they are
  • The judicial system has enumerated in case law a very few, limited reasons for abatements, and they are
  • of houses and support cost foreclosures of houses and you<03:43:12.199> know<03:43:12.439>
  • We’re being held accountable by the judicial system to follow the law.
  • being held accountable by the judicial being held accountable by the judicial system<04:43:55.480
Keywords: 1189, house, all
KY

Kentucky 2026 Regular Session

House Standing Committee on Licensing, Occupations, and Administrative Regulations.(3-11-26)

Licensing, Occupations, & Administrative Regulations

Transcript Highlights:
  • Okay, and that's mostly on foreclosures or—well, you know, sometimes estates are ordered by judges to
  • :02:48.720> that's<00:02:49.280> mostly<00:02:49.680> on<00:02:49.840> foreclosures
  • Okay, and that's mostly on foreclosures Okay, and that's mostly on foreclosures or<00:02:51.520>
KY

Kentucky 2026 Regular Session

House Standing Committee on Veterans, Military Affairs, and Public Protection (2-3-26)

Veterans, Military Affairs, & Public Protection

Transcript Highlights:
  • service and they find difficulty finding employment, get behind their bills, and face eviction and foreclosure
  • , which included over 500 dependents. 308 housing assistance payments, that's just to prevent a foreclosure
  • shutdowns, snowstorms, all these situations, everything we've described to you is... prevent a a foreclosure
  • Um, prevent a a foreclosure or eviction.
Keywords: 958, all
Summary: The committee heard House Bill 369, which would add post-traumatic stress disorder to an existing 2018 hyperbaric oxygen therapy-related law for veterans. Representative Scott Sharp and HBOT for KY Vets representatives testified that PTSD and traumatic brain injury often overlap, that veterans are frequently misdiagnosed, and that hyperbaric oxygen therapy has shown benefits in clinical trials and in Kentucky’s own funded program. Members asked whether the bill would require insurance coverage; the sponsors said it would not, and noted they are seeking broader approval through medical and congressional channels. The committee voted favorably on HB 369, with members expressing support based on personal experience and the needs of veterans and their families. The committee then considered House Bill 419, for which a committee substitute was adopted before testimony. Representative Suzanne Miles and Kentucky Fire Commission/KCTCS representatives explained that the bill would expand the fire commission board from 14 to 18 members, clarify that KCTCS’s 5% administrative fee applies collectively to all funds rather than separately to each fund, and allow excess funds to help cover out-of-pocket cancer screening costs for volunteer and paid firefighters. A question about board staggering was answered by explaining that staggered terms were originally used to avoid all terms ending at once and were expected to continue. The committee passed HB 419 with favorable expression. Later, USA Cares presented an update on how it has used prior state funding. The organization described its grant-based assistance for veterans and military families facing housing, vehicle, and utility crises, as well as career transition and housing-related support programs. Testimony emphasized that the aid helps prevent homelessness and reduce suicide risk, and the group reported it had used nearly all of the $2 million awarded in the last budget cycle to assist 364 families and more than 500 dependents. No vote was taken on the USA Cares presentation.
MN

Minnesota 2025-2026 Regular Session

Curbing private equity purchases of single-family homes 3/4/26

Minnesota House Floor Meeting

Transcript Highlights:
  • That means single-family homes can go through foreclosure, sit vacant, or fall into disrepair.
  • They've ramped up evictions as well as foreclosures, and so I think this just speaks to, and I know you're
  • /c><00:43:10.840> as<00:43:11.040> well<00:43:11.160> as<00:43:11.280> foreclosures
  • <00:43:11.920> and up evictions as well as foreclosures and up evictions as well as foreclosures
Keywords: 1183, house
Summary: The committee took up House File 2687, as amended by a DE1 amendment. The amendment narrowed the bill to prohibit private equity companies from buying single-family homes and to limit corporations and partnerships to owning no more than 50 single-family homes, with enforcement through the Attorney General’s office. The committee adopted the DE1 amendment, and the author, Representative Bajaj, described the bill as a step toward expanding homeownership and reducing corporate concentration in the housing market. Representative Bajaj and supportive testimony argued that corporate ownership of single-family homes makes it harder for first-time buyers and working families to compete, especially in lower-income neighborhoods, and can lead to absentee ownership and poor maintenance. Ellen Sahli of the Family Housing Fund cited research on single-family rentals showing that larger portfolios are associated with worse renter experiences, higher rents, and more repair problems. Rachel Ruby Jones testified in support based on her experience renting from Havenbrook, describing flooding, delayed repairs, safety concerns, and poor treatment by management, and said private equity ownership can shift risks and costs onto vulnerable tenants. Opposition focused on market effects and the bill’s scope. Mark Brunner of the Minnesota Manufactured Home Association said the language was too broad and could unintentionally affect manufactured home communities on leased land. Paul Eger of Minnesota Realtors warned that market prohibitions could create unintended consequences, especially in a cyclical housing market, and suggested alternatives such as tax incentives for sales to owner-occupants and more first-time buyer assistance. In member discussion, Representative Nash questioned whether the problem was widespread and pressed for details on enforcement and divestiture; Representative Agbaje said the current language is forward-looking, would not force existing owners below the cap, and would rely on lawsuits and remedies the Attorney General deems appropriate, with more detail to be worked out later. The chair indicated the bill would be laid over for further consideration and likely move next to Judiciary, with some discussion of whether Commerce should also be a stop.
MN

Minnesota 2025-2026 Regular Session

Limiting local governments from mandating HOAs 3/2/26

Minnesota House Floor Meeting

Transcript Highlights:
  • penalties on top of the fine and then they nailed her with attorney's fees and now she's looking at foreclosure
  • penalties on top of the fine and then they nailed her with attorney's fees and now she's looking at foreclosure
  • looking<00:35:46.280> at fees and now she's looking at fees and now she's looking at foreclosure
  • 48.280> I<00:35:48.320> mean<00:35:49.040> okay,<00:35:49.200> there's foreclosure
  • I mean okay, there's foreclosure. Jesus.
Keywords: 1183, house
Summary: House File 2614 was heard with a delete-everything amendment adopted at the outset. The bill, as explained by the authors, would prevent local governments from requiring amenities or common property that effectively force the creation of a homeowners association, while still allowing developers to create HOAs voluntarily when needed. The authors said the language was negotiated with stakeholders, including the League of Minnesota Cities, and was intended to be moved on to the Housing Committee for further discussion. Supportive testimony came from Housing First Minnesota and the Minnesota Homeownership Center. They argued that unnecessary HOA mandates can raise housing costs, reduce homebuyer choice, and shift public infrastructure costs onto homeowners through dues in addition to property taxes. Testifiers cited examples involving single-family developments, a Burnsville case involving a large roof assessment and disputed ACH withdrawal, and the Heritage Park development in Minneapolis, where an HOA was required but later became difficult to dissolve. They said the bill would preserve HOAs where they are genuinely needed, such as townhomes or shared-amenity developments. Members raised questions about the removal of county-specific language in the amendment, the meaning of the bill’s references to services and common property, and whether the bill would still allow neighborhood signs or other developer-requested features. A major point of concern was stormwater ponds and drainage infrastructure: one member argued that prohibiting cities from requiring HOA maintenance of such facilities could shift costs to taxpayers, while the authors responded that the bill was meant to stop cities from mandating discretionary amenities and that maintenance issues had been partly addressed in the amendment. The committee did not take a final vote in the portion provided, but the amendment was adopted and the bill was discussed for referral onward.
CA
Transcript Highlights:
  • when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
  • for the great conservation that was being done because it was unable to discern conservation from foreclosure
  • when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
  • Those homes were not using water. into foreclosure. Those homes were not using water.
  • for the great conservation that was being done because it was unable to discern conservation from foreclosure
Summary: The committee heard several energy and water affordability bills, with extensive testimony on SB 254 by Senator Becker, SB 541 by Senator Becker, SB 453 by Senator Stern, SB 292 by Senator Caballero, and SB 473 by Senator Padilla. SB 254 was presented as a broad utility affordability package addressing short-term climate credits, a Power Fund, tighter scrutiny of rate increases and utility profits, wildfire spending, securitization of future utility costs, and streamlining. Supporters, including TURN and several environmental and public power groups, said it could lower bills and reduce long-term costs; opponents from investor-owned utilities, labor, business, and local government raised concerns about market impacts, insufficient analysis, and the breadth of the bill. The committee approved SB 254 on a 6-3 vote and placed it on call. SB 541 focused on load flexibility and using existing grid capacity more efficiently. Senator Becker described it as a transparency and planning measure to identify cost-effective load shifting and reduce peak demand, while supporters said it could improve resiliency and save money. Several CCAs and utilities opposed the bill in print or unless amended, arguing that some language implied a mandate and that the concept needed more cost-effectiveness analysis; the author said amendments would remove language dividing the state goal among retail suppliers and clarify that the bill is not a procurement mandate. The committee passed SB 541 as amended to Appropriations on a 9-1 vote and left it on call. SB 453 by Senator Stern would return unspent ratepayer-funded microgrid program dollars and was described as a way to keep the lights on and redirect unused funds. It drew support from local government and environmental groups, with PG&E expressing concern about how the bill would affect its ability to spend awarded funds. The committee passed SB 453 as amended to Appropriations on a 12-0 vote. SB 292 by Senator Caballero would require more granular outage and reliability reporting, including census-tract-level data, to better inform resilience planning after PSPS events; utilities opposed unless amended, citing duplicative reporting and regulatory overlap, but the bill passed 12-0 to Appropriations. SB 473 by Senator Padilla would require or expand water utility decoupling to promote conservation and affordability. Supporters, including water utilities, labor, business, and local government groups, argued decoupling stabilizes revenue, supports conservation, and can keep rates lower for low-use customers. The Public Advocates Office opposed, saying prior pilot data showed no conservation benefit and about $1 billion in added costs, and that the CPUC had already rejected similar requests. Committee members questioned the conservation and capital-investment effects of the different rate structures; the author and supporters argued decoupling helps utilities fund infrastructure while allowing lower fixed charges for low-use customers. The transcript ends during that discussion, before a final vote on SB 473 is shown.
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Banks - 01/28/2026

Banks

Transcript Highlights:
  • Southeast Queens right now is the epicenter of foreclosures in the nation.
  • What, if anything, we can do about this tidal wave hitting Southeast Queens in terms of foreclosure.
Keywords: 993, senate, all
Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.
MN

Minnesota 2025-2026 Regular Session

Housing Committee Meeting - 2025-04-02

Housing Finance and Policy

Transcript Highlights:
  • I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
  • This law firm also has its own foreclosure department and its own debt collection department.
TX

Texas 89th 2nd C.S.

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • for 8 years, yeah, that was answering my question because we're seeing a recurring problem here on judicial
  • Just here to answer any questions you may have about a complicated topic of prosecutor and judicial pay
  • You are eliminating core fundamental American rights to the civil judicial process.
  • It is one of the oldest judicial proceedings that exists.
  • increasing Texans' access to justice and enhancing our ability to meaningfully participate in the judicial
Bills: HB15, HB171, HB204
HI
Transcript Highlights:
  • just wanted to elaborate a bit on what we are seeing currently on the ground in Lānaʻi with the foreclosure
  • tirelessly to even shift a lot of their efforts into helping dig some of these families out of foreclosure
  • just wanted to elaborate a bit on what we are seeing currently on the ground in Lānaʻi with the foreclosure
  • Currently on the ground in Lānaʻi, with the foreclosure moratorium ending this past January, the threat
  • Next item is SP332 SD1, related to foreclosures.
Keywords: 910, house, all
Summary: The Housing Committee heard testimony on several housing-related bills. On SB 26, SD 2, relating to affordable housing, the Office of Planning and Sustainable Development explained a prior transit-oriented development study that identified roughly 59,000 possible units and about 25,000 affordable units from known projects, and said the bill would help fill gaps by evaluating additional public lands for housing suitability and possible co-use with existing facilities. Members asked about the need for resources and staffing to do that work, and OPSD said it would need time and consultant support to carry it out. Testimony on the bill included support from state and county housing agencies and comments from planning and land use entities. On SB 66, SD 2, relating to housing and historic preservation review, SHPD and OHA both testified. SHPD said the bill would not override existing burial-site protections and that county staff with proper qualifications could make historic-property determinations locally, while OHA asked for clearer language requiring consultation when Native Hawaiian historic sites are involved and clearer procedures if an adverse effect is found. Committee members and SHPD discussed whether the bill should explicitly preserve existing Chapter 6E processes, whether counties have qualified staff, and how quickly a county would have to decide if it cannot complete the review itself and must use a third-party reviewer. Supporters said the measure could speed permitting and keep decisions local; one opponent argued it could rush approvals and strain infrastructure. The committee also heard support from housing, construction, business, and food-industry groups, and opposition from some preservation and community advocates. The committee then heard SB 332, SD 1, on foreclosure-related protections, with testimony focused on Lānaʻi and concerns about speculative real estate after the foreclosure moratorium ended. SB 414, SD 2, on restoring access to disaster-affected areas, drew support from HHFDC, DHS, and the Maui Chamber; HHFDC noted DOH plans for a temporary paved access road to the Kayola temporary housing site and said agencies were discussing which parcels would be needed. On SB 102, SD 2, relating to affordable housing and third-party historic review, SHPD said it would need to do more upfront screening and that the bill’s timelines and third-party provisions should be clearer; OHA said the measure should include a sunset and better staffing, and asked that the department fill positions to meet review demand. No votes or final committee actions were reported in the transcript.
TX

Texas 89th Regular

89th Legislative Session Apr 24th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Don't you think this bill is unconstitutional because it blurs the line between the judicial and the
  • you don't believe- that you're creating essentially a fourth branch of government that acts in a judicial
  • Simply put, HB 2723 will protect our sacred and historical burial grounds from wrongful foreclosures.