Video & Transcript Research : 'consumer transactions'

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CA

California 2025-2026 Regular Session

Senate Business, Professions and Economic Development Committee Jun 22nd, 2026

Business, Professions and Economic Development

Transcript Highlights:
  • How can they call themselves consumer-friendly when they deceive consumers with these deceptive practices
  • and fees, and only to cash transactions.
  • and fees, and only to cash transactions.
  • We are a consumer-facing organization made up of fans, consumers, and equity groups across the state,
  • A price cap does not curb consumer demand.
Keywords: 987, senate, all
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 072 Mar 27th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • Consumers don't know, black box.
  • versus consumer choice? versus consumer choice?
  • needed to to complete the transaction. needed to to complete the transaction.
  • It trickles down to the consumer.
  • I think it risks consumers, broad.
Keywords: 981, all
Summary: The House convened, established a quorum, approved the corrected journal, and heard announcements about committee meetings later in the day. The main floor action was a motion to place House Bill 1101, House Bill 1193, Senate Bill 118, and House Bill 1210 on the special orders calendar, which was adopted without objection. The House then moved into committee of the whole for consideration of House Bill 1101, a bill concerning criminal offenses related to critical infrastructure components and commodity metals. During debate on HB 1101, the sponsor explained that the bill is intended to address theft of critical infrastructure such as street lights, RTD equipment, cell towers, and similar materials by targeting the scrap metal market where stolen goods are sold. The committee adopted amendment L004, which reorganized the statutory structure and aligned offenses more closely with the conduct involved; the sponsor said this reduced the highest charge level from an F5 to an F6 in some circumstances. Amendment L005, a technical correction to L004, was adopted. Several members raised concerns that the bill could unfairly burden scrap yards and legitimate businesses, while others supported the measure as a response to widespread infrastructure theft. The committee rejected amendment L006, which would have required buyers to know or reasonably know that material was unlawfully obtained, with the sponsor arguing it would increase liability and undermine negotiated protections for scrapyard dealers. Amendment L008, which sought to add a good-faith protection for legitimate businesses and reduce chilling effects on commerce, was also defeated after members said similar protections already existed in the bill. Amendment L009, creating an affirmative defense for documented commercial transactions and record-keeping compliance, was likewise rejected because members said the bill already contained a stronger affidavit-based safe harbor. Finally, amendment L10, which would have added a five-year repeal/sunset date for the bill, was debated at length but was not adopted; opponents argued criminal provisions should remain stable, while supporters said a sunset would allow review of the bill’s effectiveness and unintended consequences.
FL

Florida 2025 Regular Session

December 9, 2025 - 12:30 PM

Transcript Highlights:
  • SOME OF THEM ARE UP TO 25% AND TRANSACTION.
  • IF YOU ARE CONTACTED BY LAW ENFORCEMENT OR A STRANGER STOPPED THE TRANSACTION.
  • IT IMPOSES DAILY TRANSACTION LIMITS, TOO THOUSAND DOLLARS PER CALENDAR DAY SOMEONE WAS TRANSACTED WITH
  • IT WILL REQUIRE A REFUND TO THE CUSTOMER FOR THE FIRST VIRTUAL CURRENCY TRANSACTION.
  • WE DISCLOSE TO CONSUMERS WHAT WE ARE DOING ON THAT UPON THE REQUEST.
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 04/09/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • So, you can see where this becomes a problem where we have real consumer fraud and consumer protection
  • <01:06:12.640> with can still be used to transact with can still be used to transact with
  • withdraw funds if you want to transact withdraw funds if you want to transact crypto<01:06:19.280
  • This is a consumer from this state.
  • > and<01:47:51.199> come Let's protect consumers today and come Let's protect consumers
Keywords: 1187, senate, all
Summary: The Senate opened with a prayer, pledge, and roll call, confirmed a quorum, and then moved through routine business including first reading and referral of Senate File 5019 to the Health and Human Services Committee, along with referral of Senate resolutions 73 to 75 to Rules and Administration. Senator Westrom’s motion to withdraw Senate File 3893 from Finance, give it a second reading, and place it on general orders was adopted. The chamber then took up House File 3556, which renames Minnesota’s Community Solar Garden Program as the Melissa Hortman Community Solar Garden Program. Senator Hoffman presented the bill as a tribute to Speaker Melissa Hortman’s role in creating and advancing community solar in Minnesota, with Senator Marty and others supporting the recognition. The bill was read a third time and passed on final passage by a vote of 59-7, with the title agreed to. Senate File 1251 followed, a bipartisan bill to remove the June 2026 sunset on crossbow use during archery season and make the allowance permanent. Senator Pa and supporters cited a DNR study showing no negative impact on deer or turkey populations and argued the change would improve participation among women, youth, and older hunters. An A3 technical amendment was adopted, and the bill passed 67-0. The Senate then considered Senate File 3868, a bill to ban cryptocurrency kiosks in Minnesota due to fraud concerns. The author and supporters described widespread scams targeting seniors and others, citing losses in Minnesota and national fraud data. An A2 amendment requiring lawful-presence verification for foreign remittance transfers was ruled not germane, and the chair’s ruling was upheld on a 34-33 appeal. Debate then began on an A3 amendment related to cash transfers through airports, with members arguing over germaneness and the scope of the fraud-prevention bill.
AL

Alabama 2026 1st Special Session

Alabama House Financial Services Committee Jan 28th, 2026

Financial Services

Transcript Highlights:
  • would occur and be deployed transactions would occur and be deployed on<00:14:40.240> the<00:
  • So, what would you say the consumer acceptance has been of all of it, digital crypto? Yeah.
  • So, what would you say the consumer acceptance has been of all of it, digital crypto? Yeah.
  • <00:19:37.360> acceptance would you say the consumer acceptance would you say the consumer
  • <00:23:22.000> and handling this kind of transactions and handling this kind of transactions
LA

Louisiana 2026 Regular Session

Civil Law and Procedure Apr 27th, 2026

Civil Law and Procedure

Transcript Highlights:
  • It's a consumer protection act.
  • I think you've heard a lot of the arguments already, so It's a consumer protection act.
  • Cost consumers less. Thank you. Question: How many states use this? Mr.
  • provider to pay for that transaction.
  • provider to pay for that transaction.
Summary: The committee first heard Senate Bill 476, which would add clearer warning language for garnishees responding to interrogatories and create a limited procedure for a new trial when a garnishee can show it never held property or owed the debtor during the garnishment period. After brief questions about how garnishment works, the bill was reported favorably without objection. Senate Bill 260, a youth athletics coaches training bill, was then amended to remove language about the department using donated funds to purchase courses and was reported as amended. House Bill 79, by Chairman Carter, would remove the damages cap for carbon capture release claims. Carter argued carbon capture should be treated like other industries and not receive special liability protection, and the committee reported the bill favorably without objection. The committee also took up Senate Bill 424, which clarifies that electronic service applies only to counsel of record representing a party, and Senate Bill 180, a constitutional amendment allowing a surviving spouse of a deceased disabled veteran to make a one-time transfer of an expanded property tax exemption to another qualifying homestead. SB 180 received a ballot-language amendment and a 6.88 report before being reported as amended. The longest discussion centered on House Bill 1089, which creates “care accounts” for future medical damages in delictual actions. Supporters said the bill would ensure future medical awards are used for medical care, reduce abuse, and function like a restricted account with a card or similar payment mechanism; opponents raised concerns about the account being owned by the judgment debtor, possible reversion of unused funds to the wrong party, administrative confusion, and impacts on survivors of trafficking and sexual abuse who may need flexible, trauma-informed care outside standard billing codes. After extensive testimony and debate, the committee adopted an amendment set and reported the bill favorably by a 6-1 vote, with Representative Carter voting no. Finally, House Bill 437 was heard and amended. The bill would prohibit expert witnesses from having a pecuniary interest in the outcome of the case, while still allowing inquiry into an expert’s prior testimony history. An amendment excluded criminal traffic and juvenile proceedings, and the committee continued discussion with testimony from supporters and opponents as the transcript ended.
MN

Minnesota 2025-2026 Regular Session

Ticket resale disclosures and pricing restrictions 3/18/26

Minnesota House Floor Meeting

Transcript Highlights:
  • True consumer protection keeps transactions in transparent, regulated marketplaces and respects fans'
  • True consumer can no longer attend.
  • True consumer protection<00:35:06.640> keeps<00:35:06.960> trans<00:35:07.599> transactions
  • power, not empower consumers. power, not empower consumers.
  • of peace of mind um in that transaction. of peace of mind um in that transaction.
Keywords: 1183, house
AL

Alabama 2026 1st Special Session

Alabama House State Government Committee Feb 4th, 2026

State Government

Transcript Highlights:
  • So some of the things that we're going to do: consumer disclosure and receipts, transaction disclosures
  • Daily transaction limits. And this is a piece here that's very important. New consumer.
  • If a consumer is fraudulently induced into a transaction and provides a law enforcement report within
  • Daily transaction limits. And this is a piece here that's very important. New consumer.
  • If a consumer is fraudulently induced into a transaction and provides a law enforcement report within
LA

Louisiana 2026 Regular Session

Civil Law and Procedure Apr 27th, 2026

Civil Law and Procedure

Transcript Highlights:
  • It's a consumer protection act.
  • Any issues on the back end, if there is a dispute over whether the transaction was a qualified transaction
  • provider to pay for that transaction.
  • provider to pay for that transaction.
  • provider to pay for that transaction.
Summary: The committee first heard Senate Bill 476, which would add clearer warning language for garnishees responding to interrogatories and create a limited procedure for a new trial when a garnishee shows it never held property of, or owed money to, the judgment debtor. After brief questioning about how garnishment works, the bill was reported favorably without objection. The committee then took up Senate Bill 260 on youth athletics, which establishes required injury-mitigation training content for youth sports coaches, including emergency preparedness, concussions, heat injuries, overuse injuries, equipment, heart defects, and sudden cardiac effects. An amendment was adopted to remove language allowing the department to spend donated funds to purchase the courses, and the bill was reported as amended. House Bill 79, which removes the damage threshold for carbon capture release, was also reported favorably after sponsor testimony that carbon capture should be treated like other industries and not receive a special liability cap. Senate Bill 424, clarifying service by mail, delivery, or electronic means by defining “counsel of record” as someone who actually represents a party, was reported favorably as well. Senate Bill 180, a constitutional amendment allowing the surviving spouse of a deceased disabled veteran to make a one-time transfer of an expanded property tax exemption to another qualifying property, received a ballot-language amendment and a 6.8A report, then was reported as amended. The committee spent the most time on House Bill 1089, which creates “care accounts” for future medical damages in delictual actions. The sponsor and supporters said the bill would ensure future medical awards are actually used for medical care, function like a money market/HSA-style account, and potentially reduce costs; opponents raised concerns about the account being owned by the judgment debtor, possible reversion of unused funds to the wrong party, unclear mechanics for payment, and the impact on survivors of trafficking and sexual abuse who may need flexible, non-billing-code-based care. Several members suggested exclusions or clarifying amendments for med-mal, intentional torts, and sexual abuse victims, and the bill was reported favorably on a 6-1 vote after amendment. Finally, House Bill 437 was taken up, which bars expert witnesses from having a pecuniary interest in the outcome of the case. An amendment excluding criminal traffic and juvenile proceedings was adopted, and members discussed that the bill would prohibit contingent-style expert fee arrangements while still allowing cross-examination about an expert’s prior testimony and payment history. The discussion emphasized that the rule would apply to both plaintiffs and defendants.
KY
Transcript Highlights:
  • It was the right to hold and transact, the right to mine, and then treating it as a commodity and not
  • the right to mine and then transact the right to mine and then treating<00:03:00.800> it<00:03
  • Section two deals with an individual's right to hold digital assets and transact using those digital
  • <00:05:05.320> using hold digital assets and transact using hold digital assets and transact
  • or abuse under kuy's current consumer or abuse under kuy's current consumer protection<00:05:24.880
Keywords: 958, all
Summary: The House Standing Committee on Banking and Insurance met with a quorum and first introduced a guest before taking up House Bill 701, sponsored by Representative Adam Bowling. The committee adopted a committee substitute by voice vote. Bowling explained that the substitute removed the bill’s mining-related language and added clarification that the bill does not require anyone to accept digital assets as payment. The bill was described as a measure to modernize Kentucky’s approach to digital assets and blockchain technology, protect the right to hold and transact in digital assets, and clarify that certain crypto activities are not securities; it also preserves authority for the Attorney General to pursue fraud under existing consumer protection laws. Members asked questions about why Kentucky should act before federal regulators fully resolve whether digital assets are securities or commodities, whether the bill affected local zoning authority, and how the measure addresses consumer protection and money laundering concerns. Bowling and a Coinbase representative said the bill is intended to provide clarity, align Kentucky with emerging federal developments, and avoid stifling innovation. They noted that Coinbase remains subject to federal AML/KYC rules and that recent federal litigation over staking and securities issues had been dismissed. Several members said they supported the bill as a way to put Kentucky in a leading position, while others expressed uncertainty about the security-versus-commodity question. The committee then voted on House Bill 701 as amended by the substitute. The bill passed on a roll call vote, with most members voting yes. Representative Camuel passed, saying she wanted more time to understand the issue, and Representative Grossberg voted yes with reservations. Representative Hancock and others said the bill’s regulatory clarity and consumer protection aspects were important, and Representative Lockett said the measure would help Kentucky be ready once federal regulators decide how crypto should be classified.
MS

Mississippi 2026 Regular Session

Judiciary, Division A - Room 409, 3 February, 2026; 2:00 P.M.

Judiciary, Division A

Transcript Highlights:
  • It's a consumer protection bill. You can look at it as a consumer protection bill.
  • transactions are doing it responsibly. transactions are doing it responsibly.
  • what this transaction is going to cost. what this transaction is going to cost.
  • . transaction. transaction.
  • You can't use it against the consumer. You can't use it against the consumer.
Summary: The committee first took up Senate Bill 2893, a municipalities bill on zoning notice requirements. The committee substitute would require notice of proposed zoning changes to be posted on Facebook, Instagram, and X 30 and 15 days before the hearing, while also continuing newspaper publication, posting on a local website if available, making the proposal available at a government office or library, and extending the appeal period for landowners from 10 to 20 days. Members raised concerns about relying on social media for accurate notice and whether local governments would need accounts on those platforms, but the sponsor said the bill was meant to supplement, not replace, newspaper notice. The bill was described as supported by municipal interests, and the committee adopted a motion for a title sufficient, due pass committee substitute. The committee then considered Senate Bill 2027, which creates a rebuttable presumption that joint physical custody is in the best interest of a child. The sponsor and other senators said the bill is intended to add a tool to existing custody law, not replace the Albright factors or other custody standards, and would apply even where the parents were never married. Questions focused on paternity, how the presumption could be rebutted, and whether distance between parents would defeat equal time; the sponsors said paternity rules would remain unchanged and courts could deviate when joint custody is not feasible, such as when parents live far apart. Senators also asked about chancellors’ reactions, and the sponsor said he had discussed the measure with many of them and had revised the bill in response to prior concerns. The committee then passed the bill on a motion for title sufficient, due pass. Finally, the committee began hearing Senate Bill 2747, a consumer legal funding bill. The sponsor and a representative of the industry described the measure as regulating consumer legal funding, which provides small advances to injured plaintiffs for household expenses while litigation is pending, and distinguishing it from litigation financing, which pays litigation costs. They said the bill would impose consumer protections, require attorney review, prohibit quid pro quo arrangements between funders and law firms, bar law firms from operating side funding businesses, and block foreign money from entering the market. The discussion was informational at this stage, with the witness explaining that the bill is intended to regulate an existing practice and protect consumers and the legal system.
OK
Transcript Highlights:
  • When you walk through fire, you shall not be burned, and the flame shall not consume you.
Summary: The House convened, called the roll, offered prayer and the Pledge of Allegiance, and recognized the Nurse of the Day and several student and athletic groups, including Career Tech students, charter school students, Meridian Tech students, and Carl Albert championship teams. A lengthy personal privilege/farewell-style speech was delivered by Representative Lepak, reflecting on his service, family, staff, and legislative colleagues, and offering general advice about public service and the legislative process. The chamber then took up several Senate bills. SB 1369, creating a 988 revolving fund to support Oklahoma’s mental health lifeline, passed 85-7. SB 1441, clarifying penalties for drones contacting critical infrastructure, passed 80-2. SB 137, adding DUI/GBI to electronic monitoring ineligibility and clarifying Department of Corrections language, passed 72-18 after questions about retroactivity and administrative authority. SB 843, raising the minimum ADA threshold from 400 to 550 for school districts to hire relatives of board members, passed 77-4, and its emergency clause also received the required two-thirds vote. The most extensive debate centered on SB 483, which would have authorized county commissioners to establish a relocation assistance program for people seeking to move to supportive housing or services. Members raised concerns about homelessness policy, county capacity, public-private partnerships, safeguards, and possible misuse or “bussing” of people between communities. The bill ultimately failed 35-52, and notice was given of a possible motion to reconsider. Later, SB 1433, requiring agencies to publicly post guidance documents and note they lack the force of law, passed unanimously; SB 1257, updating THC-related language in controlled substances law, passed 68-13; and SB 1365, updating promotional fund language for state retail outlets, lodges, gift shops, and golf courses, failed 43-42, with notice of reconsideration also given. The House then moved to recess until 1:15 p.m.
OK
Transcript Highlights:
  • But when we talked about that, about 80% of the transactions are three bad players, does this help clean
Summary: The House met in quorum call and then took up a long series of Senate bills, most of them passing with little or no debate. Early action included SB 1475, renaming the I-35 bridge at Indian Hills in Norman as the Toby Keith Memorial Interchange, which passed 77-5. SB 1447, modifying the RFP process for the state employees’ prescription drug plan, passed 87-0. The chamber also adopted Senate amendments to HB 2288 on the Teacher Retirement System, shortening the return-to-work waiting period for teachers from three years to six months, and both the bill and its emergency clause passed 90-0. Other education-related measures included SB 1521 on conversational AI child protections, SB 1276 making the “bell-to-bell, no-cell” school cellphone restriction permanent, SB 201 raising the minimum teacher salary schedule by $2,000, and SB 1721 extending and restructuring the Oklahoma Advisory Council on Indian Education; all advanced, with SB 201 drawing the most debate over teacher pay, local control, and whether the increase was enough. The House also passed bills on veterans, public safety, and state operations. SB 1533 would allow the Oklahoma Department of Veterans Affairs to bury Oklahoma resident veterans who die out of state. SB 1232 updated penalties for copper theft, SB 1255 shifted medical pardon review from the DOC director to the medical director, SB 1327 restored more authority to the Oklahoma Tourism and Recreation Commission board, and SB 1525 authorized up to $75,000 for the state’s annual tourism conference; the tourism bill also received emergency passage. Additional measures included SB 667 clarifying chiropractic education language, SB 1436 requiring hospitals to provide information after fetal death, SB 1317 allowing career teacher status to transfer to a new district with approval, SB 604 resolving motor vehicle statutory conflicts, SB 1325 protecting domestic abuse victims, SB 1496 updating OSBI authority, SB 2007 requiring PBMs to honor appealed reimbursement rates going forward, SB 1567 clarifying nursing language, SB 2112 cleaning up open pasture road law, SB 1980 creating gift card protections, SB 1735 aligning career tech oversight, SB 1558 clarifying child-care licensing rules for certain group homes, SB 1491 clarifying replacement presidential electors’ oath requirements, SB 1287 allowing the Abstractors Board to deny licenses to people not legally working in the U.S., and SB 1378 creating an Olympics in Oklahoma revolving fund. Most of these passed by wide margins, and several emergency clauses were adopted. The chamber also rejected a motion to vacate the temporary presiding officer, and later voted to reject Senate amendments to HB 3403 and request further conference, while also requesting a second conference committee report on HB 1851. The session included multiple gallery introductions, including visitors, ag students, and a large page presentation. The House adjourned until Wednesday, April 29, 2026, at 10:30 a.m.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 11th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • This was work done by those in the mortgage industry as well as the Department of Consumer Credit to
  • How does this bill protect individuals from being convicted Based on alcohol that may have been consumed
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 11th, 2026 at 09:00 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • as well as these career tech programs because more than just pilots, bioengineering, family and consumer
  • And I understand that that it can become consuming and there can be an obsession around that to try to
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 10th, 2026 at 01:30 pm

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 1448 narrows the exclusions for the Consumer Protection Act to enable enforcement.
  • what this is in effect is Whenever a state, what the current law is, is when there's an issue of consumer
  • What this does is allows the Consumer Protection Act to take action if there's any sign of fraud or anything
  • like that on the consumers.
  • rules, administrative rules, when we're talking about those regulations, how does that affect the Consumer