Transcript Highlights:

• The things the agency does not do well are things like direct lending, voter registration efforts, and
• That trends like AI, changes in the lending market, that we're recognizing how they affect entrepreneurs

Committee: Senate Small Business and Entrepreneurship Committee

Keywords: SBA, small business, nominations, Bill Briggs, Casey Mulligan, regulations, capital access, public support

Summary: The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.

Transcript Highlights:

• SO TO GET THESE FUNDS OUT WE HAVE 230 SOMETHING PARTICIPATING LENDING INSTITUTIONS WHO WE WORK WITH AND
• EACH OF THOSE LENDING INSTITUTIONS HAVE MULTIPLE LOAN OFFICERS WHO WE TRAINED TO USE THE PROGRAM.

Transcript Highlights:

• inflated costs are driven by restrictive contract terms that limit how libraries can purchase, use and lend
• <00:03:38.400><c> purchase,</c><00:03:38.879><c> use</c><00:03:39.200><c> and</c><00:03:39.440><c> lend
• </c> how libraries can purchase, use and lend how libraries can purchase, use and lend ebooks.<00:03:
• The law stops libraries from signing agreements that block lending, limit restrictions on how many times
• , limit restrictions on how block lending, limit restrictions on how many<00:09:16.240><c> times</c><

Bills: HF3698 , HF4243 , HF4239 , HF4241 , HF4242 , HF4240

Committee: House Elections Finance and Government Operations

Transcript Highlights:

• There's also express preemption of payday lending ordinances moving forward in the bill.
• Payday lending, again, most of these issues have been arising in large urban communities, but I'm sure
• some rural communities as well—payday lending operations.
• And I will say in fairness, the language related to payday lending that's in the Finance Code actually
• , I think, sort of preserves some of those payday lending ordinances that were adopted before a certain

Committee: House Governmental Oversight, Select

Transcript Highlights:

• like Massachusetts, where not everyone, but they have a different model, and that Massachusetts model lends
• like Massachusetts, where not everyone, but they have a different model, and that Massachusetts model lends
• like Massachusetts, where not everyone, but they have a different model, and that Massachusetts model lends
• like Massachusetts, where not everyone, but they have a different model, and that Massachusetts model lends
• like Massachusetts, where not everyone, but they have a different model, and that Massachusetts model lends

Summary: The Health and Human Services Oversight Committee met on February 2 and first approved the draft minutes from the prior meeting, with minor corrections to the meeting date and attendance notation. DHHS Associate Commissioner Patricia Tilly then gave a department update, describing the current uncertainty around federal priorities and funding, and provided two substantive reports: progress on the new Hampstead Youth Development Center and an update on the department’s review of an ALS registry proposal. She said the YDC project is underway with tree clearing, fencing, stormwater and site-prep work, and remains on track for completion by June 30, 2026 and operation by August 30, 2026. The center currently has 12 youth, and the new design is intended to provide flexibility for fluctuating census levels. On ALS, Tilly explained that HB 576 had prompted the department to examine whether a registry could be built, but the estimated cost of a HIPAA-compliant system was about $750,000. She said DHHS is reviewing whether existing data sources, such as hospital discharge data and CHIS claims data, could provide useful information, but noted both are incomplete for registry purposes. Committee members discussed whether the Rare Disease Advisory Council, Dartmouth, or existing cancer registry infrastructure could help reduce costs. DHHS said it is neutral and willing to continue exploring alternatives, while members emphasized the value of a registry and the need to consider shared infrastructure and funding. The committee also heard from Jenny Horan of the Alzheimer’s Association, who presented the subcommittee’s report on Alzheimer’s disease and related dementias. She said the subcommittee spent the past year gathering information on dementia care, abuse and exploitation issues, caregiver strain, and available services, and is now moving into a second phase focused on identifying gaps and developing a state plan. Members asked about geriatric psychiatric capacity and long-term care availability; Horan said the state has limited capacity and that the plan will help clarify where needs are greatest. She offered to return for follow-up questions at a later meeting. Finally, Olivia May of DHHS presented the quarterly report on the 12-month postpartum Medicaid coverage extension. She said New Hampshire implemented the extension after federal and state action, and the first claims data are still emerging because of reporting lags. In the initial cohort studied, 95% received some medical services during the extended period, 52.4% received mental health or substance use disorder treatment, 26.7% received preventive visits, and 3.2% received heart or hypertension services. Members asked about return on investment and whether higher federal matching rates are being used appropriately; DHHS said it claims the highest possible match based on eligibility group and will return with more data over time. The committee then heard the annual therapeutic cannabis program report from Michael Holt, who said the program had 1,475 registered patients as of June 30, 2024 and that growth has slowed, with New Hampshire having the lowest per-capita medical cannabis enrollment nationally.

Transcript Highlights:

• for another day, is that we used to, back in the '70s and '80s, hold banks accountable for their lending
• We hold banks accountable for their lending that they gave back to Black and brown communities.
• discrimination and access to financing, mortgage rules that disadvantage Latino applicants, predatory lending
• households also work in industries with lower job stability or lack the credit history needed for fair lending

Committee: Joint Joint Committee on Racial Equity, Civil Rights, and Inclusion

Summary: The Joint Committee on Racial Equity, Civil Rights, and Inclusion held a hearing on the impact of federal policy on the racial wealth gap in Massachusetts, with no bills heard. Chairs Bud Williams and Miranda opened by framing the issue as a structural, long-standing disparity affecting Black and brown communities, citing major gaps in wealth, income, housing, and opportunity. Members noted this was the fourth hearing in a series on federal impacts on racial equity, and public written testimony was invited by the posted deadline. Administration witnesses Secretary Lauren Jones, Secretary Kiami Mahania, and Assistant Secretary Juan Vega described how labor, health, and economic development policy intersect with wealth-building. Jones pointed to higher unemployment, wage gaps, and underemployment among Black and Latino workers, and highlighted ESOL, workforce training, MassHire, and skills-based hiring efforts. Mahania argued poverty drives poor health, linking medical debt, Medicaid instability, maternal health, and chronic disease to wealth loss, and said federal changes could worsen both health and wealth gaps. Vega focused on entrepreneurship and procurement, citing disparities in business ownership and revenue, and described state efforts such as small business technical assistance, founder pipelines, place-based grants, and the Business Front Door; members also pressed him on microbusiness definitions, supplier diversity, and whether state programs were reaching firms that had received prior grants. Nicole O’Bean of the Black Economic Council of Massachusetts testified that Black-owned businesses face a hostile environment due to tariffs, DEI rollbacks, immigration enforcement, capital barriers, and federal funding cuts that reduce contracts from education, health care, and nonprofit sectors. She emphasized that certification alone is not enough and called for stronger inclusive procurement outcomes, better data, and more support for microbusinesses. Dr. Melissa Colon and Dr. Fabian Torres-Dal of the Mauricio Gaston Institute testified on Latino wealth gaps, especially low homeownership, high rent burden, limited access to credit, and occupational segregation; they said structural racism, wage gaps, and education inequities are central drivers and urged housing, labor, and education reforms. Committee members repeatedly linked the hearing’s themes to redlining, medical debt, single-parent households, financial literacy, and the need for legislation and state programs to close the gap, but no votes or formal actions were taken.

Transcript Highlights:

• for another day, is that we used to, back in the '70s and '80s, hold banks accountable for their lending
• We hold banks accountable for their lending that they gave back to Black and brown communities.
• disadvantage Latino applicants financing, mortgage rules that disadvantage Latino applicants, predatory lending
• households also work in industries with lower job stability or lack the credit history needed for fair lending

Committee: Joint Joint Committee on Racial Equity, Civil Rights, and Inclusion

Transcript Highlights:

• around banking are pretty obvious: to address the security of those deposits, to make sure that we're lending
• increasingly small number of community banks, which, by the way, is the bulk of who does small business lending
• particularly that there are circumstances in which an I-10 is appropriate and allowable in order to lend
• This will intimidate people into predatory lending, increase workforce instability, and much more.

Summary: The committee first took up SB 1803, which would regulate non-accredited veterans benefits claims assistance by prohibiting unrecognized agents or attorneys from preparing or prosecuting claims, limiting compensation practices, requiring written disclosures and cancellation rights, and making violations subject to Attorney General enforcement. Supporters, including the sponsor and several veterans, said the bill would create needed guardrails against predatory actors while preserving veterans’ choice to use free or paid help. Opponents and some neutral testimony, including a VA-accredited attorney and representatives of the VFW and American Legion, argued the bill still lacked sufficient protections, raised federal preemption concerns, and should require VA accreditation instead. After debate over fees, back pay, and the availability of free services, the committee adopted an amendment and gave SB 1803 a do pass recommendation by a 5-2 vote. The committee then heard SB 1232, a strike-everything amendment dealing with outdoor advertising signs in military airport and ancillary military facility overlay zoning districts. The bill would allow signs on property with a military compatibility permit in areas otherwise treated as residential under a zoning designation, which the sponsor and property representatives said was needed to resolve an ADOT permitting loophole for a specific parcel near Luke Air Force Base and the Northern Parkway. Members questioned whether the change was narrowly tailored, whether other properties could be affected, and whether ADOT and federal highway beautification rules would be satisfied. After the amendment was adopted, the committee approved SB 1232 on a 4-3 vote, with several members saying they would reserve the right to change their votes on the floor. Finally, the committee began hearing SB 1511, which would prohibit operation of a commercial motor vehicle in Arizona unless the operator can prove lawful presence in the United States and would allow impoundment if proof is not provided. The sponsor introduced the bill with a lengthy explanation of commercial driver licensing history and concerns about non-domiciled and limited-term CDLs, contrasting them with Canadian and Mexican commercial licensing arrangements. The transcript cuts off before testimony, questions, or any action on SB 1511.

Transcript Highlights:

• increasingly small number of community banks, which, by the way, is the bulk of who does small business lending
• particularly that there are circumstances in which an I-10 is appropriate and allowable in order to lend
• This will intimidate people into predatory lending, increase workforce instability, and much more.
• Intimidate people into predatory lending, increase workforce instability, and much more.

Bills: SB1232 , SB1421 , SB1505 , SB1511 , SB1520 , SB1803

Committee: Senate Military Affairs and Border Security

Keywords: outdoor advertising, military compatibility, zoning, electronic signage, permitting, undocumented immigrants, financial services, identification requirements, loans, foreign remittances, transitional housing, military, veterans, grant program, supportive services, SB1511, commercial driver license, CDL, nondomiciled CDL, nondomiciled commercial driver license

Transcript Highlights:

• And so the ag lending industry starts talking about whether it is even worth lending on state...”
• And so the ag lending industry starts talking about, is it even worth lending on state lands?

Summary: The committee first heard an Auditor General presentation on the Arizona State Veterinary Medical Examining Board’s sunset review. The audit found the board generally met some licensing requirements, but it did not timely investigate and resolve 49 of 159 complaints in fiscal year 2024, and it did not fully comply with conflict-of-interest disclosure and filing requirements. The Auditor General also noted the board lacked a formal process to verify continuing education compliance. The board’s executive director said the agency had already corrected some conflict-of-interest issues, was working to improve complaint handling, and would implement all 21 recommendations. A veterinarian representing the Arizona Veterinary Medical Association supported the board and said the profession is also working to address the shortage of large-animal veterinarians. The committee then voted to recommend continuation of the board for eight years, until July 1, 2034. The committee next received the Auditor General’s sunset review of the Arizona State Land Department. The audit identified three major problem areas: the department had not updated its required five-year disposition plan for state trust land since 2011, it had not adjusted agricultural rental rates to reflect market conditions for many years, and it had not consistently inspected mineral-related leases and permits before releasing reclamation bonds. The Auditor General said these issues risked lower returns for trust beneficiaries, lost revenue, and public safety hazards, and made 18 recommendations in the performance audit plus 34 additional recommendations in the sunset review. The department agreed to implement or partially implement nearly all recommendations and said it had begun a mass appraisal process. State Land Commissioner Robin Zahid then testified that the department was making operational improvements, including rulemaking updates, stakeholder outreach on water-use policy, a new customer-service status bar, and process changes for land sales and mining applications. She defended the decision not to renew the Fondomonte leases in a transportation basin, citing the high value of groundwater and the trust’s fiduciary duty. Members questioned her about agricultural lease water charges, the status of a water policy framework and addendum, the lack of a formal expedited review process, the Fondomonte reimbursement payments for improvements, and the department’s handling of a high-profile land auction tied to the Coyotes arena proposal. Several members also asked for follow-up information on pending residential housing applications, acreage, administrative fees, and third-party contractors.

Transcript Highlights:

• there's some pretty old language that says that they can use watch persons and that every citizen shall lend
• look at the box on the right for second-class cities, that statute still says every citizen shall lend
• So they should not be wearing a uniform or badge or anything that would lend itself to confusion.
• So they should not be wearing a uniform or badge or anything that would lend itself to confusion. should

Committee: Senate Law & Justice

Summary: The committee met in Mill Creek and first heard an update on eviction proceedings from King County Superior Court Judge Michael Scott and then from the Office of Civil Legal Aid and Snohomish County Legal Services. Judge Scott said eviction filings are at historic highs statewide, with King County seeing a growing backlog after pandemic-era declines, though recent added judicial resources have reduced pending cases and brought average filing-to-disposition time down to about 60 days. He described county-by-county differences in how eviction calendars are handled and said courts are working with landlords, legal aid, and housing advocates to balance speed, due process, and access to counsel. Committee members asked about average timelines, tracking outcomes after eviction, and whether other counties offer useful models. Legal aid witnesses said Washington’s appointed counsel program has expanded access to representation statewide, except that King County still lacks enough resources for full representation in every case. They said the program has represented more than 30,000 tenants, often helps connect clients to social services, and has kept many people housed, but they warned of a funding shortfall that could eliminate about 17 attorneys and leave roughly 2,000 tenants without counsel. A Snohomish County provider said most of its cases now involve nonpayment of rent and emphasized the program’s role in preventing homelessness and helping clients secure benefits and housing stability. The second work session focused on theft and vandalism of critical infrastructure, especially copper and telecom cable theft. Committee staff outlined existing criminal and scrap-metal laws, including malicious mischief and theft statutes, plus licensing and recordkeeping rules for scrap metal businesses. Comcast, Mason PUD3, and the Recycled Materials Association testified that theft and damage to aerial cable and utility infrastructure have become a crisis, causing outages, public safety risks, and major costs. Witnesses described incidents affecting 911 service, schools, hospitals, home health monitoring, and electric reliability, and said thieves often cannot distinguish between copper, fiber, and other lines. Utility and recycling representatives urged stronger audits, tougher penalties for theft affecting critical infrastructure, better identification and payment rules, and more coordinated enforcement. Committee members asked about the motive for fiber damage, the role of out-of-state resale, and whether other states have useful approaches; witnesses said there is no easy fix and that best practices such as marking cable and improving interagency coordination could help. The final item was a briefing from the Criminal Justice Training Commission on standards for law enforcement certification and decertification. Executive Director Monica Alexander and Assistant Director Kimberly Bliss explained the difference between an agency commission and state certification, the training and background process for officers, and the grounds and procedures for mandatory and discretionary decertification. They said agencies conduct the background checks, CJTC reviews complaints and reports, and officers are entitled to administrative hearings and court review. Members asked about elected sheriffs, and CJTC clarified that sheriffs are not required to undergo the same pre-employment background check as other applicants, though many are already certified officers and remain subject to decertification rules; the commission said it has decertified a sheriff since 2021. No votes were taken during the meeting.

Transcript Highlights:

• You can't indirectly advance, pay, give, promise, lend food, money, liquor, clothing, entertainment,
• ><00:18:56.799><c> pay</c><00:18:57.360><c> give</c><00:18:57.880><c> promise</c><00:18:58.360><c> lend
• </c> indirectly advance pay give promise lend indirectly advance pay give promise lend um<00:18:59.760

Summary: The committee took up House File 1378, an elections administration bill, and first adopted the DE5 amendment. The author described DE5 as a negotiated package combining provisions from several bills on election administration, including notice of temporary polling locations, residence standards for people under civil commitment orders, polling place closure/change notices, absentee voting provisions, special election filing periods, and timelines for filing statements of economic interest. The committee then adopted two additional amendments, A6 and A8, both presented as technical or corrective changes; A8 restored language on off-reservation temporary polling that had been inadvertently left out. Testimony from county election officials and the Secretary of State’s office was generally supportive of the bill’s election-administration changes. Blue Earth County’s Michael Stalberger said the bill would streamline election-day work, improve absentee ballot deadlines, clarify ballot correction procedures, formalize chain-of-custody plans, and speed out-of-court remedies for ballot errors. He also raised concerns about implementation details, including the timing for first chain-of-custody plans, applying candidate filing changes to townships and school districts as well as cities, the short turnaround for college student housing lists, and whether the statewide system could handle new absentee-ballot data fields. Nicole Freeman of the Secretary of State’s office echoed support for the technical cleanup and several policy changes, including removing the permanent absentee application box from voter registration forms, clarifying ballot-board procedures, chain-of-custody planning, and the out-of-court remedy, while also flagging concerns about the absentee application cutoff, city opt-outs from absentee voting, and staffing requirements for absentee locations. Later in the hearing, members discussed a separate proposed amendment, A4/A3, dealing with prohibitions on inducements to vote or register, including lotteries or other chances to win money or goods. The author explained it was intended to clarify existing law and respond to recent examples of large-money election-related giveaways, but after discussion the chair declined to offer the amendment in committee, saying it would likely not have enough support and could be taken up later on the floor. The hearing ended with the technical amendments adopted and the bill advanced with the committee continuing broader discussions on the remaining issues.

Transcript Highlights:

• They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
• They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
• They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
• They take that $30 million out and lend it basically to the hospital every 2 weeks so that they can cash
• 01:07:42.400><c> it</c><01:07:42.600><c> basically</c><01:07:43.240><c> to</c> $30 million out and lend

Committee: House Taxes

Transcript Highlights:

• From what I understand, and from what this group is, I do lend more toward the fact that it's not just
• group</c><00:25:51.640><c> is</c><00:25:52.200><c> I</c><00:25:52.360><c> do</c><00:25:52.720><c> lend
• </c><00:25:53.279><c> more</c> what this group is I do lend more what this group is I do lend more towards
• that we did have were more than<00:28:57.679><c> willing</c><00:28:58.240><c> to</c><00:28:58.399><c> lend
• hand</c><00:28:59.519><c> come</c><00:28:59.720><c> up</c><00:28:59.840><c> to</c> than willing to lend

Summary: The subcommittee work session focused on HB 153, a bill intended to improve law enforcement response to animal cruelty cases. The bill’s sponsor explained that the proposal would require one sheriff or deputy and one state trooper in each county to receive specific training in animal cruelty laws so they could serve as knowledgeable resources. The sponsor described real-world examples where agencies were unclear about jurisdiction, veterinary involvement, and response protocols, arguing that better training was needed because animal cruelty cases can require quick action and many towns do not have animal control officers. Jerry Sorenson, a retired UNH professor and longtime animal cruelty instructor, described the existing training structure at Police Standards and Training. He said recruits receive a required two-hour introductory block at the academy, while additional animal cruelty materials and a more comprehensive online resource library are available through the Benchmark system for certified officers. He noted that the older two-day in-service course he taught was more detailed and guided, but the current online materials are more of a self-study resource and are not mandated for in-service officers. He also said the committee could track usage through Benchmark analytics. Kurt Arenberg of the Humane Society of the United States and Rob Johnson of the Farm Bureau both supported the goal of ensuring a trained law enforcement contact is available statewide, but they questioned whether assigning one trained officer per county would be the best way to achieve it. They emphasized the need for a real-time response and for officers to know where to find help and guidance, rather than expecting one person per county to handle all cases. Vincent Greco of State Police said the agency is willing to help and has handled animal cruelty matters, but he said one trooper per county would not realistically meet the goal given coverage demands and vacancy rates; he suggested broader access to resources and training may be more effective. Representative Freeman asked how cases are handled now and was told State Police responses generally follow standard criminal investigation steps, with assistance from animal control, veterinarians, and other resources when available. No vote or final action was taken during the work session.

Transcript Highlights:

• , and small business assistant, lending, and small business incubator.<01:28:59.920><c> I'm</c><01:29
• We are a CDFI, which allows us to lend up to $250,000 to entrepreneurs depending on their need and their
• We are a CDFI, which allows us to lend up to $250,000 to entrepreneurs depending on their need and their
• We are a CDFI um which allows us<01:30:17.360><c> to</c><01:30:17.600><c> lend</c><01:30:17.920><c> up
• to us to lend up to $250,000 to entrepreneurs<01:30:20.960><c> uh</c><01:30:21.199><c> depending</c>

Committee: Senate Jobs and Economic Development

Transcript Highlights:

• The new EEAC will include seats to represent banking, mortgage, and lending organizations, and individuals
• The new EEAC will include seats to represent banking, mortgage, and lending organizations, and individuals

Transcript Highlights:

• But I just want to make sure that I lend my voice in support.”
• “I also hear from that area, but I just want to make sure that I lend my voice in support of what this

Bills: HCR63 , HCR69 , SCR6 , SCR18 , SB2 , SB19 , SB24 , SB50 , SB70 , SB96 , SB101 , SB103 , SB104 , SB114 , SB122 , SB159 , SB160 , SB182 , SB412 , SB418 , SB460

Committee: House Transportation, Highways & Public Works

Summary: The House Transportation Committee met on Monday, April 27, with a quorum present and took up a series of Senate bills and one House concurrent resolution, most of them related to transportation infrastructure, memorial highway designations, and prestige license plates. Early action centered on Senate Bill 122, which would direct the Department of Transportation and Development to be more proactive about bridge maintenance, inspection, reporting, and public meetings on bridge conditions; the committee adopted a large amendment package before reporting the bill with amendments. The committee also reported favorably SCR 6 supporting an LNG facility at Port Fourchon and SCR 18 directing a study of commercial driver’s license privileges compared with neighboring states. Several bills designated memorial highways or bridges, including SB 50 for the Elwood T. Brady Jr. Memorial Bridge, SB 70 for the Officer Mark Brock Memorial Highway, SB 460 for the Hayden Lane Mangum Memorial Highway, SB 101 for the Daniel Edward Didillo Memorial Highway and Bill Blue Evans Memorial Highway, SB 160 for the Speaker Joe R. Salter Memorial Highway, SB 418 for the Dick and Jacques Schuford Memorial Highway, SB 103 for the Gladys Edwards Highway, SB 159 for the Surgeon Roelio Roy Gonzalez Jr. Memorial Highway, SB 182 for the Mayor Billy Cobb Memorial Highway, SB 104 for the Ernest J. Gaines Memorial Highway, and SB 2 for the Falcons Band Highway. The committee also approved SB 114 creating a prestige plate for the Foundation for Moral Law and SB 96 creating a Fallen Heroes prestige plate. One of the more substantive policy items was HCR 63, which creates a task force to study whether certain active-duty military personnel without civilian driver’s licenses should be allowed to operate federally owned vehicles on state highways; it was reported favorably after discussion of military training and licensing differences. Another major item was HCR 69, urging DOTD to improve Interstate 12 in Livingston Parish; the committee adopted amendments adding findings about flooding, drainage, and evacuation concerns, and then reported the resolution with amendments. The committee also considered SB 19 on the state employee retired prestige plate; after objections about whether proceeds should continue supporting LASERS, the bill was reported favorably by roll call vote, 13-1, with Representative Schamberhorn voting no.

Transcript Highlights:

• Wanted to recognize my guests from the Arizona LEND Program, that's Leadership, Education, in Neurodevelopmental
• I also want to welcome our folks here from the LEND Program from the U of A, if they could please stand

Transcript Highlights:

• They would no longer lend money to Lehman Brothers.
• They would no longer lend money to Lehman Brothers.

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• So there are some situations that really lend themselves to a group employment situation.
• Certainly, I would lend my support to that.

Summary: The subcommittee met to approve the January minutes and then heard an update from Undersecretary of Labor and Workforce Development Josh Cutler on apprenticeship expansion in Massachusetts. Cutler described the Healey-Driscoll administration’s efforts to grow apprenticeships beyond the building trades into sectors such as banking, bio, early education, health care, and human services, emphasizing that apprenticeship is an earn-while-you-learn model with strong retention and career advancement. He noted recent milestones and supports, including the 10,000th registered apprenticeship, expanded tax credits, reduced program fees, added apprenticeship liaisons, and Grow grants to help employers launch programs. He also said the administration is open to using grants, incentives, and convening power to encourage more human services and disability-focused apprenticeships. Members focused on how these models could work for disability and human services providers, especially in lower-wage fields like early education and direct care. They raised examples such as sterile processing, PCA services, mental health, brain injury, independent living centers, and programs involving community colleges, Bridgewater State, and vocational schools. Cutler explained that apprentices are W-2 employees, programs must include at least 2,000 hours of on-the-job learning, 150 hours of related instruction, a mentor relationship, and progressive wages, but employers largely design the program themselves. He said intermediaries such as the Massachusetts Bankers Association or disability organizations can help employers navigate the process and that the state can support these efforts through grants and tax credits. The discussion also covered employer outreach, the role of community colleges, and how to make careers in disability services more visible and valued. Cutler said the registered apprenticeship tax credit is $4,800 per apprentice, can be claimed twice for longer apprenticeships, and is stackable with the disability employment tax credit. Members suggested hosting a targeted virtual panel with apprenticeship liaisons, employers, and intermediaries to identify a few priority occupations and develop concrete next steps. The meeting ended with agreement to follow up offline on specific opportunities and potential partners, including Eastern Bank and existing apprenticeship programs in health care and related fields.