Transcript Highlights:

• their cost.
• purpose, regardless of various views of the past.
• Of the President Pro Tempore of the State of Texas, and will, to the best of my ability, preserve, protect
• One of the highest examples of true love...
• production of a multitude of documents on behalf of all Senate offices.

Bills: SB27, SB30, SB293, HB4, HB2974, HB5138, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3045, SB3071, HB796, HB1523, HB5294, HB748, HB3395, HB180, HB3171, HB146, HB5596, HB5694, HB1135, HB3225, HB186, HB1449, HB3793, HB112, HB104, HB3336, HB3520, HB3320, HB5663, HB2399, HB111, HB3483, HB4580, HB3748, HB632, HB4730, HB5690, HB5689, HB3385, HB4359, HB5381, HB123, HB5606, HB1057, HB3664, HCR141, HCR40, HCR59

Keywords: judicial conduct, judges discipline, judicial compensation, retirement benefits, judicial transparency, SJR 50, constitutional amendment, Texas Constitution, Article VIII, securities tax, transaction tax, occupation tax, financial markets, broker-dealer, stock exchange, securities exchange, trading platform, clearing agency, transfer agent, FINRA

Transcript Highlights:

• Chair announces the signing of the following in the presence of the Senate.

Bills: SB27, SB30, SB293, HB4, HB2974, HB5138, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3045, SB3071, HB796, HB1523, HB5294, HB748, HB3395, HB180, HB3171, HB146, HB5596, HB5694, HB1135, HB3225, HB186, HB1449, HB3793, HB112, HB104, HB3336, HB3520, HB3320, HB5663, HB2399, HB111, HB3483, HB4580, HB3748, HB632, HB4730, HB5690, HB5689, HB3385, HB4359, HB5381, HB123, HB5606, HB1057, HB3664, HCR141, HCR40, HCR59

Keywords: judicial conduct, judges discipline, judicial compensation, retirement benefits, judicial transparency, SJR 50, constitutional amendment, Texas Constitution, Article VIII, securities tax, transaction tax, occupation tax, financial markets, broker-dealer, stock exchange, securities exchange, trading platform, clearing agency, transfer agent, FINRA

Transcript Highlights:

• This bill reinforces this approach by allowing catastrophe savings accounts to cover the cost of these
• with this kind of language when we know... ...might be setting up for borrowers with this kind of language
• forbearance solution for all borrowers, regardless of their particular financial situation.
• It was borrowers who had gotten some sort of forbearance.
• Maybe billions of dollars on their balance sheets and, you know, borrowers don't.

Keywords: 988, house, all

Transcript Highlights:

• 84% of loans to low- and moderate-income borrowers in 2023, up from 29% in 2008.
• I kind of want to get an understanding of what you feel are potential costs associated with AB 801, especially
• And, oh, by the way, this is going to cost us a lot of money.
• , and for servicing, means that those costs will get passed down to the borrower and increase the costs
• costs will get passed down to the borrower and increase the costs.

Summary: The Assembly Banking and Finance Committee met to hear several bills, beginning with a consent calendar that included AB 665 and AB 866, both adopted on a do pass basis and referred to Appropriations. The committee then took up AB 801, which would create a California Community Reinvestment Act to require covered financial institutions, including state-chartered banks, credit unions, residential mortgage lenders, and money transmitters, to meet the financial needs of low- and moderate-income communities and communities of color. The author and supporters argued the bill would close gaps left by the federal CRA, address redlining and discriminatory lending, and expand investment in housing, small business, and community development. Support came from community groups, CDFIs, labor, and housing advocates, while opposition from mortgage bankers and credit unions argued the bill would impose costly new reporting and regulatory burdens, especially on institutions they said already serve underserved borrowers well. Committee members discussed the scope of the bill, the experience of other states with state CRA laws, and possible carve-outs or tiered treatment for smaller credit unions. AB 801 was passed as amended and referred to Appropriations, with the roll left open and later completed; one member voted no and others were not voting or voted aye as the roll was finalized. The committee also heard AB 743, which would require licensing and surety bonds for commercial lawsuit financing and bring those transactions under DFPI oversight. The author said the bill was aimed at a largely unregulated, multi-billion-dollar industry and was intended to increase transparency and address concerns about foreign interests, fraud, and abusive litigation funding practices, while not affecting consumer legal funding. Supporters, including Unified Patents, the Civil Justice Association of California, the California Chamber of Commerce, the California Trucking Association, and the American Property Casualty Insurance Association, said the bill was an important first step toward disclosure and regulation. There was no opposition testimony. AB 743 passed unanimously as amended and was referred to Appropriations, with the roll held open briefly for absent members before the committee adjourned.

Transcript Highlights:

• This will significantly increase the cost of credit. decrease the availability of credit, and make it
• We keep the cost of mental health care down.
• I would say that the cost of inaction is high, because regardless of the cost of the taxpayer, every
• We believe the borrower needed community-advantaged 780 loans of at least $450,000.
• The first rule of lending is know your borrower.

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• cost of education and which offset the cost of education and provides<00:42:44.079> opportunities
• Regarding the implementation of Parent PLUS borrowing limits, 47% of our Parent PLUS loan borrowers —
• full cost of graduate education. full cost of graduate education.
• <02:09:28.560> at borrower that we're aware of that was at borrower that we're aware of that was
• And the loss of those discoveries will cost lives.

Keywords: 1187, senate, all

Transcript Highlights:

• of the what turned out to be a little bit large of a fiscal cost within the research area of its implications
• So is the purpose of these two amendments taken together to lessen the cost of the bill?
• cost of the bill? cost of the bill? >> Represent<00:03:46.319> Falconer.
• <01:43:02.719> of<01:43:02.960> those<01:43:04.000> of externalized costs of
• those of externalized costs of those of production<01:43:04.880> are<01:43:05.199> transferred

Bills: HF3898, HF3957, HF4372, HF4350, HF3692, HF4085

Keywords: pesticides, wild rice, environmental protection, agriculture, water quality, pollinators, training, management plan, fertilizer research, education grants, Minnesota Agricultural Council, technology transfer, agricultural productivity, HF4372, Minnesota agriculture, meat processing, meat processing training, retention incentive grants, grant extension, project deadline extension

Transcript Highlights:

• of each home, increasing per-unit costs, passing that cost onto new homeowners, and limiting the number
• In that time, the cost of medical care and simply living in our state, In that time, the cost of medical
• Any such recommendations must include estimates of the cost of the plan on an annual basis.
• These cases, on average, cost about $5.4 million for the lifetime of that baby to be treated medically
• It will cost kids their lives and cost the state of Florida millions of dollars.

Bills: S0036, S0620, S0796, S0934, S1080, S1096, S1366, S1536, S1548, S1580, S1588, S1620, S1756, S7034, S7044

Keywords: nursing title, advanced practice registered nurse, advertising, professional standards, disciplinary action, candidate qualifying, federal office, election integrity, regulatory compliance, political candidacy, veterinary medicine, telehealth, veterinary professional associate, animal health, public safety, access to veterinary services, payment bond exemption, Habitat for Humanity, Florida Forever Act, land acquisition

Summary: The committee first took up SB 354, the “Blue Ribbon Projects” bill, which creates a framework for large planned communities on at least 15,000 contiguous acres with 60% reserved area and a streamlined local review process. Senator McLean presented the bill and a strike-all amendment, and members raised concerns about local control, conservation enforceability, data centers, concurrency, multi-county projects, and whether reserve lands could later be converted. Audubon Florida and 1,000 Friends of Florida opposed the bill, arguing the conservation protections were not permanent enough and that the reserve areas could be changed later; small-county representatives also worried about tax-base impacts. Supporters argued the bill would better manage growth, preserve green space, and provide a more orderly alternative to sprawl. After debate, the committee voted to report the bill favorably. The committee then approved SB 620 on candidate qualifying, which requires candidates for federal, state, county, district, judiciary, school, and school board offices to disclose any non-U.S. citizenship. Amendments added disclosure about whether federal candidates intend to trade stock if elected and adjusted 2026 congressional qualifying procedures in the event of redistricting, including a new qualifying window and petition rules. The bill was reported favorably after brief support from a member of the public and discussion about candidate vetting. The committee also reported favorably CS/CS/CS/SB 1452, a Department of Financial Services bill with amendments addressing My Safe Florida Home notices, condo pilot eligibility, firefighter hiring, unclaimed property, and related financial-services provisions. Next, the committee approved CS/CS/SB 1620, a school board members’ bill of rights. A substitute amendment narrowed the bill to access to records, fiscal transparency, and nondisclosure agreements, while preserving board members’ rights to timely documents, budget information, and public comment, and setting deadlines for records requests. Superintendents and a school board member testified in support, saying the bill clarifies roles and prevents board members from being frozen out. The committee also passed CS/HB 245, which replaces the term “child pornography” with “child sexual abuse material”; one senator supported the terminology change but warned about preserving legal precedent and avoiding appellate issues. The committee then reported favorably SB 1548, an update to the Live Local affordable housing law expanding eligible sites and clarifying setbacks, airport proximity, and fair-housing protections. Finally, the committee took up the veterinary medicine bill creating veterinary professional associates. The bill allows trained master’s-level VPAs to perform limited veterinary services under a veterinarian’s supervision, and an amendment tightened the standard to immediate supervision on premises. Supporters said the measure would expand access to care, especially in rural areas with vet shortages, while opponents argued it added unnecessary regulation. After testimony from veterinary educators and others, the bill continued with support expressed by committee members, including praise for the direct-supervision amendment.

Transcript Highlights:

• The costs of food transportation are incurred by many across the agricultural system.
• kind of a ballpark idea what this might be an annual cost?
• kind of a ballpark idea what this might be an annual cost?
• of it, I wouldn't be able to tell cost of it, I wouldn't be able to tell you. you. you.
• <00:28:31.760> of federal level is to defay the cost of federal level is to defay the cost

Bills: HB1602, HB2246, HB1707, HB2216, HB2594, HB2595, HB2155, HB2113, HB2207, HB1832, HB2015, HB2152, HB2548

Keywords: agriculture, grant specialist, financial support, farmers, Hawaii, federal grants, grant administration, revolving fund, department of agriculture and biosecurity, grant compliance, transportation, reimbursement, food security, local production, sustainability, agricultural loans, financing, Department of Agriculture and Biosecurity, Hawaii agriculture, loan portfolio

Bills: HB25, HB15, HB124, HB146, HB73, HB74, HB75

Keywords: juvenile delinquency, firearm possession, criminal background checks, state law, gun control, youth offense, conviction, public safety, medical injury, adverse outcome, health care provider, patient rights, confidentiality, settlement, legal counsel, HB124, New Americans Division, Workforce Solutions Department, immigrant workforce, refugee resettlement

Transcript Highlights:

• but also with uh food and other costs. but also with uh food and other costs.
• of Hawaii in support. of Hawaii in support.
• of of appreciation for long-term rate of of appreciation for multif<00:16:23.040> family<00:16
• 1440% the rate of appreciation of the 1440% the rate of appreciation of the 1440% AMI<00:21:42.080
• of multiple homes?

Bills: SB2060, SB2063, SB2062, SB2069, SB2070

Keywords: rental housing revolving fund, HHFDC, Hawaii Housing Finance and Development Corporation, mixed-income housing, mixed-income rental project, affordable housing, low-income housing, housing finance, housing development, preservation, rehabilitation, pre-development, construction financing, equity investment, credit enhancement, collateral, gap financing, area median income, AMI, perpetual affordability

Summary: The committee heard five housing measures, with the chair announcing that SB 2060, SB 2063, SB 2062, and SB 2069 were works in progress and that decision-making would be deferred to February 3. SB 2060 would allow HHFDC, with Finance approval, to transfer money within the rental housing revolving fund and its subaccounts without further legislative authorization, including a transfer to the mixed-income subaccount for FY 2026-2027. HHFDC and other supporters said the change would give the agency more flexibility to move projects forward, while Catholic Charities Hawaii and a testifier from Roars and Cares supported the bill but warned that shifting money away from lower-income housing could weaken efforts to serve households under 80% of area median income and people at risk of homelessness. HHFDC said the fund’s uncommitted balance was about $100 million and that demand exceeded available resources. SB 2063 would revise the mixed-income subaccount by changing project priorities, adding new criteria, allowing transfers within the subaccount without legislative approval, and directing conveyance tax revenues into the subaccount. HHFDC, OPSD, LURF, Hawaii Appleseed, Housing Hawaii’s Future, Stanford Carr Development, and Roars and Cares supported the measure, while Catholic Charities urged the committee to keep rental and for-sale housing policy separate and to use other mechanisms for homeownership. Catholic Charities said the rental housing revolving fund should remain focused on rentals, and that for-sale initiatives should be addressed separately. The chair indicated an intent to defer the bill for further edits. SB 2062 would make the dwelling unit revolving fund equity pilot a permanent HHFDC program, allowing the agency to buy equity in for-sale developments to lower initial purchase prices and require repayment through shared appreciation. HHFDC said the pilot had been successful, with 83 units committed and $7.6 million of the $10 million program cap already committed, and said permanence would let the agency pair the program with DERF loans earlier in project financing. The chair said SB 2069 would be used as the vehicle for amendments to the DERF equity program and related changes. SB 2069 would authorize HHFDC to use existing dwelling unit revolving fund balances for the equity pilot; it drew support from HHFDC and several housing organizations. SB 2070 would create a permanently affordable for-sale housing program by replacing the current 10-year buyback restriction with a resale price cap tied to an appreciation index, which HHFDC said would preserve affordability while allowing owners to build equity. In questioning, senators pressed HHFDC on whether the bill was necessary, whether it would remove first-time homebuyer and other ownership restrictions, and whether the new program was truly “permanently affordable” if not tied to AMI. HHFDC said the current statutory restrictions limit flexibility, that the proposal would expand access to local residents, and that the price cap would be based on about 4.5% annual appreciation. Supporters said the approach would help buyers move up the housing ladder, while some senators expressed concern that it could open the program to owners of multiple properties and that the committee should see sales-velocity data on existing restricted units before proceeding.

Transcript Highlights:

• Deans, as a matter of pending business, we take up House Bill 49, sponsored by Perry.
• Any questions of Senator Hancock?
• Senator Hughes moves adoption of the committee substitute.
• The Chair lays out, as a matter of pending business, House Bill 44.
• The Chair lays out, as a matter of pending business, As a matter of pending business, House Bill 4426

Bills: SB3074, HB49, HB2440, HB3556, HB3619, HB3866, HB4042, HB4112, HB4271, HB4413, HB4426, HB5033, HB49

Keywords: SB 3074, TCEQ, Texas Commission on Environmental Quality, Water Code, permit applications, environmental permitting, administrative record, ex parte communications, legislative communications, governor, lieutenant governor, state legislators, district projects, public records, recusal, conflict of interest, substantial interest, agency transparency, environmental regulation, permit renewal

Transcript Highlights:

• And obviously, the Texas Gulf Coast is a key flyway, and a lot of that is because of the amount of farming
• of private land.
• of birds.
• We're on the same side of a lot of issues a lot of the time.
• It relates to the rights and liabilities of the owner of the surface estate of the tract of land on which

Bills: SB3074, HB49, HB2440, HB3556, HB3619, HB3866, HB4042, HB4112, HB4271, HB4413, HB4426, HB5033, HB49

Keywords: SB 3074, TCEQ, Texas Commission on Environmental Quality, Water Code, permit applications, environmental permitting, administrative record, ex parte communications, legislative communications, governor, lieutenant governor, state legislators, district projects, public records, recusal, conflict of interest, substantial interest, agency transparency, environmental regulation, permit renewal

Transcript Highlights:

• Uh, I'm the director of public policy for Texas COSA here in support of House or Senate Bill 2311.
• Um, all of those kinds of things really need to be, um, spelled out, particularly, uh, because there
• Um, of course, there are a lot of other factors that are equally as important that we want the state
• I've heard a lot of talk about age.
• Now with age or health of a of a kinship placement. We, we do not consider age.

Bills: SB 2041, SB 1777, SB 1681, SB 2311

Keywords: child welfare, foster care, Department of Family and Protective Services, DFPS, Family Code, conservatorship, placement selection, contract residential care, kinship care, relative placement, designated caregiver, best interest of the child, least restrictive setting, placement stability, child protective services, residential treatment, group home, family reunification, Texas foster system, residential care

Transcript Highlights:

• I'm the Director of Public Policy for Texas CASA, here in support of Senate Bill 2311.
• of academic progress.
• those kinds of things.
• Those kinds of things.
• Any one of them had to get custody of their grandchildren, that members like...

Bills: SB2041, SB1777, SB1681, SB2311

Keywords: child welfare, foster care, Department of Family and Protective Services, DFPS, Family Code, conservatorship, placement selection, contract residential care, kinship care, relative placement, designated caregiver, best interest of the child, least restrictive setting, placement stability, child protective services, residential treatment, group home, family reunification, Texas foster system, residential care

Transcript Highlights:

• Either Tuesday or Wednesday of next week, we'll have it here in front of you. I got two...
• It doesn't regard anything on the agenda, but I want you all to have it regarding the high cost of. .
• ..have it regarding the high cost of higher education in our state.
• Chairman, members of the committee.
• So this comes at the request of the charter school folks. request of the charter school folks.

Bills: HB315, HB152, HB205, SB184, SB209, HB309, SB280, SB267

Keywords: sales tax, local exemption, Consumer Price Index, tax holiday, clothing tax exemption, school supplies, sales tax exemption, baby supplies, baby formula, maternity clothing, menstrual hygiene products, use tax, exemption, tax conformity, tangible personal property, Alabama Department of Revenue, retail tax, consumer use tax, nonresident, religious publications

Transcript Highlights:

• Support of Senate Bill 1355 on behalf of the Texas Distilled Spirits Association and of myself.
• As a result of that, late payment causes much more challenge than in many other types of business.
• based outside of Texas.
• What's the violation of our law?
• of situation. of Texas bubble without changing this problem in the statute, specifically.

Bills: SB8, SB650, SB667, SB779, SB1349, SB1355, SB1378, SB1585, SB1721, SB2312, SB 8

Keywords: immigration enforcement, ICE agreements, sheriff grants, law enforcement, county jail, federal immigration law, China, Chinese-affiliated entities, Chinese military companies, People's Republic of China, Chinese Communist Party, divestment, state pension funds, public retirement systems, Teacher Retirement System, Employees Retirement System, Permanent School Fund, Texas Comptroller, foreign investment, national security

Transcript Highlights:

• The cost can be prohibitive of getting an e-bike, and that's why this program was first put in place,
• Taxpayers cannot and should not be expected to continue bearing the cost of this project, especially
• <00:29:52.679> of expected to continue bearing the cost of expected to continue bearing the
• cost of this<00:29:53.240> project<00:29:54.240> especially<00:29:54.799> given
• mentioned the cost of bikes have gone mentioned the cost of bikes have gone down<00:34:41.119>

Bills: HF2066, HF340, HF341, HF566, HF2107, HF2130

Keywords: electric bicycles, tax rebate, transportation, environment, local economy, fleeing peace officer, culpable negligence, traffic laws, public safety, motor vehicle offenses, driving violations, penalties, license suspension, traffic enforcement, all-terrain vehicle, ATV, class 1 ATV, class 2 ATV, road rights-of-way, public roads

Transcript Highlights:

• Make the prosperity of Texas and all Texans the object of our pride. of their labors.
• Justice of the 30 Court of Appeals.
• She's an alumna of the American Inns of Court and remains an active member of the local bar association
• All of you are excellent jurists. That is what we need. echo the comments of all of my colleagues.
• Of course, as an alumni of Baylor University, it changed my life forever.

Bills: SB 26, SJR 36, SB 26, SB 616, SB 565, SB 384, SB 28, SR 109, SR 122, SR 126, SR 130, SR 136, SR 137, SR 141, SR 142, SCR 20

Keywords: teacher compensation, education funding, public school educators, teacher retention, teacher designation, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, compliance agreement, enforcement suspension, utility consolidation, regionalization, water supply, sewer

Summary: The meeting was marked by significant resolutions recognizing various contributions to Texas and celebrating community initiatives. Key discussions included the adoption of resolutions commemorating Texas Hispanic Judges Day and highlighting the 100th anniversary of Memorial Park. Senators expressed appreciation for the judges' dedication and legacy, with notable mentions of individual judges and their impact on the community and legal landscape in Texas. The Senate also honored students and organizations contributing positively to their communities, showcasing the interconnectedness of public service and the legislative process.

Transcript Highlights:

• of all humanity.
• When I call your name, if you could please stand: members of the Association of County Commissions of
• Be it resolved by the Senate of the legislature of Alabama that immediately upon the adoption of this
• I talked about the... ...talked about the inclusion of the minority caucus in terms of a third of the
• The citizens of the state of Alabama passed that a couple of years ago.

Bills: SB 26, SJR 36, SB 26, SB 616, SB 565, SB 384, SB 28, SR 109, SR 122, SR 126, SR 130, SR 136, SR 137, SR 141, SR 142, SCR 20

Keywords: teacher compensation, education funding, public school educators, teacher retention, teacher designation, aquifer, water management, Edwards Aquifer, sustainability, regulatory framework, SB 565, Texas Water Code, TCEQ, Texas Commission on Environmental Quality, compliance agreement, enforcement suspension, utility consolidation, regionalization, water supply, sewer