Video & Transcript : 'loan intermediaries' :

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FL

Florida 2026 4th Special Session

January 21, 2026 - 04:00 PM

Transcript Highlights:
  • THE SYSTEM ARE REFLECTED IN LOWER PREMIUMS AND LOWER OUT-OF-POCKET COSTS, NOT ABSORBED LIGHT INTERMEDIARIES
WA

Washington 2025-2026 Regular Session

House Housing Jan 15th, 2026 at 09:00 am

Housing

WA

Washington 2025-2026 Regular Session

House Housing Jan 15th, 2026

Transcript Highlights:
  • So the purpose of this legislation is kind of an intermediary between if we can't quite get to a bill
Summary: The committee held a public hearing on House Bill 2299, which would create a state senior independent living ombuds program. Staff explained that the bill would direct the Department of Commerce to contract with a nonprofit to provide ombuds services for residents of senior independent living facilities, including complaint handling, data collection, referrals, training, and protections against retaliation and disclosure. The bill also sets qualifications and conflict-of-interest rules for ombuds staff and requires facilities to post notice of the services. The chair noted that, although executive session was on the agenda, the bills would not be voted out that day because amendments were still being worked on. Representative Christine Reeves, the bill’s sponsor, said the measure was intended to address gaps in protections for seniors in independent living settings, which are often treated under multifamily housing law rather than senior housing or long-term care statutes. She described constituent concerns about poor communication, delayed maintenance, safety issues, and a lack of a clear place for residents to seek help. Committee members asked about the bill’s scope, including whether it would apply to 55-plus communities, condominiums, and rented versus owned units, and staff clarified that the bill defines covered facilities as age-restricted apartment buildings, condominiums, or residential neighborhoods where residents rent the unit or land, plus certain portions of CCRCs and assisted living buildings not actively used for assisted living. Testimony was mixed. The Washington Health Care Association and LeadingAge Washington said they support the goal but raised concerns about the bill’s structure, funding, overlap with existing landlord-tenant and long-term care ombuds systems, and the need for a broader stakeholder process and a resident bill of rights first. The Washington State Long-Term Care Ombuds Program supported the concept and said it could potentially absorb the work, but emphasized that current funding is already below recommended staffing levels and that additional resources would likely be needed. Residents and advocates testified in support, saying the bill would provide a neutral outside authority and help address real problems in senior communities. No vote was taken, and the hearing was closed without further action.
NH
Transcript Highlights:
  • They are peer-to-peer, so there's no intermediaries and that mitigates counterparty risk.
  • > there's</c><01:05:03.760><c> no</c> peer-to-peer, so there's no peer-to-peer, so there's no intermediaries
  • <01:05:04.559><c> and</c><01:05:04.720><c> that</c><01:05:04.880><c> mitigates</c> intermediaries and
  • that mitigates intermediaries and that mitigates counterparty<01:05:06.000><c> risk.
  • So, the elimination of intermediaries drives cost savings and being able to use a blockchain substrate
Summary: The Stable Token Study Commission held its first regular meeting, welcomed all remaining appointed members, and completed brief introductions from legislators and agency designees. The chair outlined the commission’s plan to use the first part of the enabling legislation as a “level-setting” discussion, focusing this meeting on the basics of blockchain, the current landscape for stablecoins and tokenized real-world assets, and leaving blockchain-based trust for a later meeting. No votes were taken. The main presentation came from Deanna Bario Zales of the Global Blockchain Business Council, who described stablecoins as increasingly converging toward fiat-backed or asset-backed models, with algorithmic designs viewed more cautiously. She said stablecoins are being used for payments, remittances, DeFi activity, cross-border transfers, retail use in high-inflation markets, and treasury functions, while noting risks such as peg instability, reserve transparency, counterparty and network risk, and possible capital flight from weaker banking systems. She cited growth in supply, wallet activity, and transfer volume, and said U.S.-pegged stablecoins dominate the market, with USDT and USDC leading. Zales also discussed tokenized real-world assets, describing them as digital representations of physical assets that can enable fractional ownership, liquidity, and faster settlement. She said the market is growing quickly, with institutional participation from firms such as BlackRock and Franklin Templeton, and projected continued expansion. She closed with an overview of regulatory developments, emphasizing the new U.S. stablecoin framework under the Genius Act, the proposed Clarity Act, OCC guidance, and similar regimes in the EU, UK, UAE, Singapore, Japan, and elsewhere, all of which she said are shaping compliance requirements and market development.
NH

New Hampshire 2026 Regular Session

Senate Session (03/05/2026)

New Hampshire Senate Floor Meeting

Transcript Highlights:
  • 621, FN, an act establishing a homicide cold case commission for the purposes of acting as an intermediary
  • between purposes of acting intermediary between the<03:11:50.080><c> department</c><03:11:50.399><c>
  • SB 621 establishes a cold case commission within the Department of Justice to act as an intermediary
  • between</c><03:12:33.120><c> the</c><03:12:33.359><c> cold</c><03:12:33.600><c> case</c> as an intermediary
  • between the cold case as an intermediary between the cold case unit<03:12:34.160><c> and</c><03:12:34.399
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 02/25/25

Housing and Homelessness Prevention

Transcript Highlights:
  • uh to make HOA repairs more loans uh to make HOA repairs more affordable<00:50:09.240><c> uh</c><00:
  • The final recommendations for the issue of municipalities included making HIA-type loans available to
  • all CICs and requiring cities or state entities to offer loans as an option, as well as eliminating
  • As well as recommending the HIA should allow the payoff of the loan before the end of the term if the
  • The final recommendations for the issue of municipalities included making HIA-type loans available to
AZ

Arizona 2026 Regular Session

02/11/2026 - House Appropriations

House Appropriations Committee of Reference

Transcript Highlights:
  • Credits are packaged and sold through layers of intermediaries, syndicators, consultants, compliance
  • Credits are packaged and sold through layers of intermediaries, syndicators, consultants, compliance
Summary: The committee first heard HB 2584, which would prohibit public monies from being used for genetic sequencing procedures involving devices made by companies owned or substantially controlled by entities domiciled in a foreign adversary. The sponsor said the bill is intended to protect genetic data from being sold or used against the United States. There was no public testimony, and the committee approved the bill on a 13-5 vote for a do pass recommendation. The committee then took up HB 2804, which creates a rural development and housing tax credit capped at $2 million per year and tied to federal low-income housing tax credit projects in counties under 800,000 population. Supporters, including the sponsor, the Flagstaff mayor, and housing investors/developers, argued it would leverage private capital to address rural affordable housing shortages, especially for seniors, veterans, and low-income residents. Opponents, including the Arizona Free Enterprise Club, argued state LIHTC programs are inefficient, costly, hard to oversee, and can add complexity and higher per-unit costs. The bill passed 13-4 with one not voting. HB 2388, as amended, appropriates $100,000 for the Arizona Commerce Authority to study the economic benefits of small modular reactors and data centers, with a report due June 30, 2027. Supporters said the study would help Arizona plan for energy demand and data center growth, while opponents argued the agency should use existing funds instead of a new appropriation. The committee adopted the amendment and then approved the bill 10-7 with one not voting. The committee also received a presentation from the Auditor General on county treasurer procedural reviews, including the response to the Santa Cruz County treasurer embezzlement case and the office’s ramp-up plan for reviews and staffing. Later, the committee approved HB 2352, which appropriates $2,385,900 in FY2029 to make the Auditor General’s county treasurer review funding ongoing. Members supporting the bill said the office needs certainty to plan audits and retain staff, while opponents objected to funding it so far in advance during budget uncertainty. The bill passed 11-7. The committee also approved HB 2418, as amended, which directs $600,000 to be evenly distributed among five county sheriff task forces in Cochise, Coconino, Navajo, Pinal, and Yuma counties; supporters said it codifies the long-standing distribution practice, and it passed 17-1. Finally, the committee heard HB 2499, which would provide $2.6 million and 12 FTEs to the Department of Education for ESA administration; supporters argued the program’s rapid growth requires more staff for enrollment, reviews, and accountability, while members questioned the lack of standardized testing data and how to measure student outcomes. The transcript ends during that discussion, before a final vote on HB 2499.
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 1st, 2026 at 01:15 pm

Senate Health & Public Affairs

Transcript Highlights:
  • therapy through the health plan, the cost of that therapy as they go from the manufacturer to the intermediary
  • What I'm really talking about is the fact that a manufacturer or an intermediary who administers...
Bills: SB41 , SB33 , SB32 , SB30
HI

Hawaii 2026 Regular Session

JHA Public Hearing - Fri Feb 13, 2026 @ 2:00 PM HST

Judiciary & Hawaiian Affairs

Transcript Highlights:
  • every day. and to expect them to also navigate this area of the law to have to be some sort of intermediary
  • every day. and to expect them to also navigate this area of the law to have to be some sort of intermediary
  • every day. and to expect them to also navigate this area of the law to have to be some sort of intermediary
  • </c><01:07:08.079><c> between</c><01:07:08.640><c> ICE</c> some sort of intermediary between ICE some
  • sort of intermediary between ICE agents<01:07:10.079><c> um</c><01:07:10.240><c> and</c><01:07:10.559
Summary: The committee heard testimony on House Bill 1768, which would prohibit state and county law enforcement agencies and officials from entering into federal immigration-enforcement agreements under 8 U.S.C. 1357(g) and from assisting in certain immigration enforcement actions except in limited circumstances. The Office of the Public Defender, Hawaii Coalition for Immigrant Rights, the Legal Clinic, and the ACLU of Hawaiʻi all testified in strong support, arguing the bill would protect due process, reduce fear in immigrant communities, preserve trust in local police, and keep local resources focused on public safety. Testifiers said cooperation with immigration enforcement can chill court attendance, crime reporting, and cooperation with police, and they emphasized that the bill would not stop federal enforcement or affect other deputization agreements for environmental or other criminal matters. Committee members asked whether any 287(g) agreements currently exist in Hawaiʻi; testifiers said they were unaware of any and believed the bill would maintain the status quo. No vote was taken in the portion provided. The committee then took up House Bill 1548, which would reduce the maximum sentence for misdemeanors from one year to 364 days and allow people previously sentenced to one year to seek sentence modification. The Office of the Public Defender, Office of Hawaiian Affairs, the Legal Clinic, the Hawaii Coalition for Immigrant Rights, the ACLU of Hawaiʻi, and the William S. Richardson School of Law immigration clinic all supported the measure, saying the one-day change could prevent severe immigration consequences such as detention, removal, and bars to relief that can be triggered by a sentence of 365 days or more. Testifiers stressed that the bill would not change criminal liability or public safety, but would align Hawaiʻi law with similar reforms adopted in other states. Members questioned whether the change would affect citizens or create an automatic immigration process; witnesses responded that the issue is the federal immigration consequence tied to the maximum sentence, not actual time served, and that citizens would not face that consequence. The transcript ends during continued discussion of HB 1548, with no final vote shown.
CA

California 2025-2026 Regular Session

Assembly Education Committee Jun 17th, 2026

Education

Transcript Highlights:
  • registered apprenticeship program sponsors, industry partners, labor partners, and apprenticeship intermediaries
Committee: House Education
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026 at 01:00 pm

Washington House Floor Meeting

Transcript Highlights:
  • Part of his goal, and I've heard a little bit of that with some of the intermediaries.
Summary: The House began by signing several bills and receiving messages from the Senate that multiple House bills had passed there or that Senate bills had been signed. It then took up third reading and concurrence on a series of bills, often with sponsors explaining that Senate amendments were technical, clarifying, or improved the bills, while opponents argued some amendments broadened exemptions, weakened election protections, or created tax increases and other unintended consequences. Among the most debated measures were bills related to election administration and voting rights, utility and energy programs, local government finance, tourism promotion, and public safety. House Bill 2215 failed to concur in Senate amendments after concerns that an exemption was too broad. House Bill 1710, dealing with voting rights/election procedures, passed 57-39 after a roll call vote despite objections that it could complicate elections and reduce local control. House Bill 1750 and House Bill 1916 also passed after roll calls, with supporters describing them as technical or protective of election integrity and opponents warning about voter dilution, local authority, and access issues. Other bills passed with varying levels of support: House Bill 1903 on utility assistance passed 70-26 after supporters said it would help small counties and make the program voluntary and state-funded; House Bill 2532 on nitrous oxide sales passed unanimously as a public health and youth safety measure; House Bill 1974 on housing/conservation-related policy passed 59-37 amid debate over nonprofit advantages and county revenue impacts; House Bill 2296 passed 95-1 after supporters said it would help renters and utilities with energy efficiency; House Bill 2325 passed 91-5 with added transparency for tourism oversight; House Bill 2442 passed 51-45 despite sharp disagreement over property tax and levy implications; and House Bill 2594 passed 95-1 as the state version of McKinney-Vento protections for unhoused students. The House also transmitted or received several bills and ended the session briefly at ease.
FL

Florida 2026 4th Special Session

February 18, 2026 - 08:00 AM

Transcript Highlights:
  • fully understand the employment status of the caregivers they hire, because registries act as intermediaries
FL

Florida 2025 Regular Session

March 5, 2025 - 01:30 PM

Transcript Highlights:
  • This amendment clarifies which intermediaries must submit fingerprints for live scan processing for registration
Summary: The committee met with a quorum present and heard several insurance- and financial-services-related bills. HB 315 was temporarily postponed. The chair also noted that, following the speaker’s remarks, members should expect additional special meetings as the committee investigates insurance-related issues and seeks transparency and the truth. HB 497, relating to nonprofit agricultural organization health coverage, was presented as a way to give Florida Farm Bureau members—especially farmers, ranchers, and small business owners—more affordable health coverage options. An amendment added statutory placement changes, disclosures that the product is not commercially sold, and annual financial audits. Members discussed ACA-related protections, fraud, and insolvency concerns, and the bill received support from Florida Farm Bureau and was reported favorably 16-0. HB 379, the annual securities package, updated exemptions, foreign jurisdiction rules, the Florida Invest Local Exemption, merger-and-acquisition broker rules, fingerprinting requirements, and technical issues in the Securities Guarantee Fund. Three amendments clarified entity definitions and fingerprint/live-scan requirements; the bill drew support from industry and OFR and passed favorably 17-0. The PCS for HB 147 on consumer debt collection clarified prohibited communications during nighttime hours, with the sponsor and supporters explaining the intent was to allow email while restricting other forms of contact and reduce litigation over passive communications. Members and public witnesses discussed ambiguity in the wording, and the sponsor said further cleanup language may still be needed; the PCS was reported favorably 17-0. HB 655 on pet insurance and wellness programs created a regulatory framework for pet insurance, drew support from industry and humane society representatives, and passed favorably 17-0. HB 367 on home and service warranty association financial requirements allowed financial compliance through multiple contractual liability insurance policies and alternative parent-company documentation; an amendment corrected cross-references and duplicative language, and after questions about consumer protections and insolvency, the bill was reported favorably 17-0. Finally, HB 7003 preserved a public-records exemption for sensitive financial technology sandbox application materials; members discussed the sandbox concept and possible future issues, but no amendments were taken and the bill passed favorably 17-0. The meeting adjourned without objection.
AZ

Arizona 2026 Regular Session

02/02/2026 - House Health & Human Services

Health & Human Services

Transcript Highlights:
  • She explained that when an intermediary does not get the proper information the first time, it creates
  • And like I said, the difference between 6% and 3% of loan is $80 million.
NM

New Mexico 2025 Regular Session

IC - Indian Affairs Nov 13th, 2025

House Government, Elections & Indian Affairs

Transcript Highlights:
  • other self-governance tribes where we basically take over all the upper levels so there's no more intermediary
  • , especially when we talk about our people coming back to provide those services because they have loans
KY
Transcript Highlights:
  • A broker is an intermediary who coordinates rides between the beneficiaries needing transportation and
  • Um, a broker is, uh, an intermediary<00:08:57.680><c> who</c><00:08:57.920><c> coordinates</c><00:08:
  • 58.399><c> rides</c> intermediary who coordinates rides intermediary who coordinates rides between<00
Summary: The Budget Review Subcommittee on Health and Family Services met in person, approved the October 15 minutes, and began with a moment of silence following a Louisville UPS plane explosion that was described as a local tragedy affecting many families and first responders. The main presentation was an overview of Kentucky’s Medicaid non-emergency medical transportation (NMT) program from the Department for Medicaid Services and the Transportation Cabinet. Witnesses explained that NMT is a federally required Medicaid benefit, administered by the Transportation Cabinet under a risk-based capitated model, with eligibility limited to Medicaid members traveling to medically necessary, Medicaid-covered services and who lack access to other transportation. They also described exclusions, including certain KCHIP, QMB, and PACE members, and outlined the brokered regional structure, call center operations, scheduling rules, vehicle and driver oversight, complaint handling, and rider surveys. The presenters reported that NMT handled more than 3.1 million trips in state fiscal year 2024, with over 1.38 million trips already recorded in October, and said customer satisfaction surveys were high. They said the FY 2025-26 contract total is about $360.6 million, with monthly per-member capitation rates set by region through an actuarial process and approved by CMS. They emphasized that payments are tied to monthly Medicaid enrollment and that the state draws down federal funds for the exact amount paid, with no leftover balance. They also said most NMT use comes from adult day centers and rehabilitative care such as dialysis. Members questioned the witnesses about how quality metrics and contract standards are set, whether the state had explored alternatives such as Uber Health or other integrated models, and how utilization was calculated. The witnesses said contract requirements are developed collaboratively by Medicaid Services, the Transportation Cabinet, and other agencies, and that studies of other models generally found higher costs and lower approval ratings, with additional research on a hybrid model expected by the end of the year. They clarified that one figure reflected the share of Medicaid members with registered vehicles, while another reflected actual NMT users, and they defended the capitated structure as shifting financial risk to brokers rather than the state. Representative Fleming also raised concerns about oversight, reporting, and the apparent gap between budgeted and contracted amounts, asking whether any unused funds would return to general funds; the discussion ended before a final answer was given.
AZ

Arizona 2026 Regular Session

03/25/2026 - House Judiciary

House Judiciary Committee of Reference

Transcript Highlights:
  • Instead, they'll leave their advocacy for intermediaries.
  • Instead, they'll leave their advocacy for intermediaries. We urge you to vote no. Thank you.
Summary: The Judiciary Committee heard and advanced several bills focused on criminal justice, public safety, firearms, immigration-related enforcement, and victims’ rights. SB 1170 would enhance sentencing for selling dangerous or narcotic drugs to a minor when the drug sale contributed to the minor’s death; supporters, including grieving parents, argued it would hold dealers accountable, while opponents warned it would remove judicial discretion and increase prison terms for people with addiction. The committee also approved SB 1012, which narrows a restaurant-related concealed-carry restriction for properly permitted handgun holders in certain Series 12 restaurants; supporters framed it as a limited correction, while beverage industry representatives said it overrides property rights and creates confusion. SB 1511, requiring proof of lawful status for drivers using non-domiciled commercial driver’s licenses and allowing citations and possible impoundment, also received a do-pass recommendation after emotional testimony about trucking-related fatalities. The committee then took up a strike-everything amendment to SB 1100 creating an Arizona registration and disclosure system for lobbying on behalf of foreign adversary principals, with the Department of Homeland Security supporting the measure and civil rights advocates objecting that it could stigmatize people based on origin rather than conduct. SB 1004, dealing with GPS monitoring for homeless registered sex offenders, was amended to remove DPS as the monitoring agency and passed despite concerns about overcriminalization and loss of judicial discretion. SB 1213, which would bar probation for people unlawfully present in the U.S. and require ICE notification, passed over objections that it conflicts with existing probation statutes and raises constitutional concerns. SB 1402, requiring probationers on electronic monitoring to pay the fee, also passed, with opponents arguing courts already have discretion and should consider ability to pay. The committee next approved SB 1709, which mandates re-arrest, probation revocation, and consecutive prison terms for adults on probation for dangerous crimes against children who commit new offenses or violate probation; supporters said it was needed to protect children, while opponents said it strips judges of discretion and can punish technical violations too harshly. SB 1413, removing a $100,000 cap on restitution for serious injury or death caused by moving violations, passed after the county attorney’s office said the cap had already been found unconstitutional. SB 1416, updating missing-child notification procedures and requiring faster photo and media dissemination, passed unanimously after testimony from missing-child advocates. Finally, SB 1725, creating a civil and petty-offense remedy for excessive marijuana smoke or odor drifting onto neighboring property, passed after debate over private-property rights, medical marijuana protections, local control, and possible conflict with the Voter Protection Act; the committee also heard SB 1723, a domestic-violence-related bill expanding protective-order, bail, and parenting-time considerations, but the transcript cuts off before action on that measure.