Video & Transcript Research : 'cost of borrowing'

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MN

Minnesota 2025-2026 Regular Session

House Elections Finance and Government Operations Committee 3/25/26

Elections Finance and Government Operations

Transcript Highlights:
  • cost of these systems time, the upfront cost of these systems remain<00:05:09.759> significant
  • and allowing costs to be spread over the long life of these systems.
  • and allowing costs to be spread over the long life of these systems.
  • and allowing costs to be spread over the long life of these systems.
  • 01:20:58.480> lot access that would cost a heck of a lot access that would cost a heck of a lot
HI

Hawaii 2026 Regular Session

HSH Public Hearing - Tue Mar 24, 2026 @ 10:00 AM HST

Human Services & Homelessness

Transcript Highlights:
  • We are in strong support of the intent of SB 2479.
  • <00:15:08.320> the of information to the members of the of information to the members of the
  • of a continuum of need for a pairing of a continuum of care<00:16:54.079> and<00:16:54.320>
  • not seen any of those reports as part of not seen any of those reports as part of you<00:21:27.360
  • little bit of grace. little bit of grace.
Summary: The committee heard testimony on several measures related to criminal procedure, homelessness, family resilience, Medicaid-funded services, and school Medicaid reimbursement. On SB 2479 SD2, the Judiciary testified in neutral opposition with concerns that the bill could require imprisonment even for probation-eligible defendants, expand sentence reconsideration in ways that could undermine finality for victims, conflict with existing sentencing statutes, and require additional judicial resources. The Office of the Public Defender supported the bill’s intent but asked for language changes so people serving sentences could raise the new evidence in Rule 40 petitions and so probation would remain available in appropriate felony cases. Written testimony also included opposition from several county prosecutors and police, and support from the Office of Hawaiian Affairs. The chair later deferred SB 2479 SD2, citing unintended consequences and problems with the bill. For SB 2557 SD1, which would require annual reporting by the State Office on Homelessness and Housing Solutions, the office said it supported the intent but noted it already produces annual and quarterly reports, that some requested data is already available, and that staffing and cost constraints could make the new reporting burdensome. The State Council on Mental Health supported the measure and suggested narrowing the reporting language to data on individuals with serious mental illness or co-occurring behavioral health conditions, to the extent practicable and in collaboration with relevant agencies. A committee member asked about the availability of point-in-time count data, and the office explained that some figures may not be available every year and may need to be generated through HMIS. Dr. Jack Lewin testified in support, saying the data would be useful for understanding health care costs. The committee passed SB 2557 SD1 with amendments, including a deferral of the effective date. The committee also heard SB 2861 SD2 and SB 3204 SD1, both family resilience pilot program measures. For SB 2861 SD2, the Office of Wellness and Resilience and DHS supported the bill but requested amendments to clarify that the office’s role is planning and advisory, that DHS is a key partner, and that federal compliance safeguards are included. The chair raised concerns about overlap with DHS’s existing Ka Ohana program and asked for language to avoid redundancy while allowing the bill to cover other at-risk children; decision-making was deferred to the next hearing. For SB 3204 SD1, which would create a peer-navigator-based family resilience pilot, the Office of Wellness and Resilience and DHS supported the measure, with the office requesting a two-year pilot period, and both agencies and several advocacy groups submitted support. The committee discussed funding, the proposed five peer navigators, and whether the pilot should be limited to one or two geographic areas; no final action was taken in the portion provided. The committee also heard and supported SB 3324 SD1 on Medicaid home and community-based services, with the Department of Health emphasizing caregiver shortages and the cost-effectiveness of community care, and SB 3325 SD1 HD1 on public school Medicaid reimbursement, where DOE and the Attorney General requested clarifying amendments to reporting language and position titles.
AL

Alabama 2026 Regular Session

Alabama House Ways and Means Education Committee Mar 3rd, 2026

Ways and Means Education

Transcript Highlights:
  • of 200 employer<00:06:30.880> of<00:06:31.199> 250,000 employer of 250,000 employer of
  • aware of? aware of?
  • /c> the intent of this bill, of course, is the intent of this bill, of course, is to<00:18:05.600>
  • of risk of us there is not a whole lot of risk of us going<00:22:59.840> off<00:23:00.240>
  • definition of group of one or see the definition of group of one or more<00:34:32.159> individuals
OK

Oklahoma 2026 Regular Session

Commerce and Economic Development Oversight Feb 26th, 2026 at 10:30 am

Commerce & Economic Development Oversight

Transcript Highlights:
  • Trying to take care of some of the members here that have other committees.
  • , things of that nature.
  • the state of Oklahoma.
  • those kinds of things.
  • I mean there's tens of thousands of people that hunt Morels in the spring.
HI

Hawaii 2026 Regular Session

WLA Public Hearing 02-06-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • cost and time uh there's a lot of cost and time associated<00:59:03.440> with<00:59:03.680>
  • We need a better way to plan together and take care of the cost for the future.
  • We need a better way to plan together and take care of the cost for the future.
  • We need a better way to plan together and take care of the cost for the future.
  • We need a better way to plan together and take care of the cost for the future.
Summary: The committee heard testimony on several measures, beginning with SB 2982 on campaign finance, which would prohibit foreign entities and foreign-influence businesses from making contributions and expenditures. The Attorney General’s office testified first, followed by the Campaign Spending Commission, which supported the bill but asked for clarification on constitutional review authority and additional implementation time for certifications, forms, and procedures. Common Cause also supported the measure, arguing it would help protect elections from dark money and foreign influence. No vote was taken. The committee then took up SB 2367 on a state boating facilities lease program for the Ala Wai small boat harbor. DLNR supported the bill, while UPW opposed it, warning about privatization of a public asset and possible job displacement. Several members of the public supported the concept but urged amendments to protect public access, affordability, youth ocean programs, and state employee jobs. Committee members questioned DLNR about the scope of the lease, the role of the Board of Land and Natural Resources, and whether public access and existing concessions would remain protected. DLNR said current leases would remain, the board would retain approval authority, and employees would not necessarily be displaced, but members indicated more discussion and possible amendments were needed. For SB 2818 on boating penalties, DLNR testified in support and there was no opposition testimony. The committee also heard SB 2944 on conservation, which would require wildlife viewing guidelines that substantially conform to NOAA guidance and reporting requirements; DLNR said it stood on its written testimony. SB 2022 on water code penalties drew support from DLNR’s Commission on Water Resource Management, which said the bill’s two-tiered penalty structure would preserve deterrence while keeping the current $5,000 penalty for first-time or non-harmful violations. The Board of Water Supply submitted comments, and Ulupono Initiative supported the measure as a needed enforcement tool. Committee members discussed whether the higher penalty ceiling should be phased in and asked for stakeholder input on the amount of the penalties. Finally, the committee began SB 2240 on land use, which would require water availability certification from the Commission on Water Resource Management before a district boundary amendment proceeds to the Land Use Commission. DLNR supported the bill and said it often reviews project documents that lack sufficient information on water needs and availability, so the measure would allow earlier review and comment. The committee also indicated it would seek amendments and further feedback on the water penalty bill before it moved to the next committee.
TX

Texas 89th Regular

Public Health May 5th, 2025

Public Health

Transcript Highlights:
  • Line 17, it does require in the annual report that the overall cost of providing inpatient...
  • So we're just comparing the cost of sending them to one of these inpatient facilities versus sending
  • And if they are, if they do qualify to go to one of these private facilities, who pays the cost because
  • The Department of State Health Services will support these pharmacies by covering the cost of one collection
  • Yes, he would take care of that cost for the rural areas.
TX

Texas 89th Regular

Health and Human Services Apr 30th, 2025

Health & Human Services

Transcript Highlights:
  • cost of arbitration by reducing the number of fees that are actually paid.
  • Or you wouldn't be here trying to get rid of the cost of the arbitration.
  • And part of the reason is the cost of arbitration.
  • The point was to get rid of the cost of arbitration, lower the cost of arbitration.
  • lower total cost of care.
Summary: The committee met with a quorum and announced it would vote on pending bills at 10:30, with public testimony limited to two minutes. It first took up Senate Bill 905, a TDLR cleanup bill on licensing regulation of speech-language pathologists and audiologists. Senator Zafferini said the committee substitute would streamline advisory board consultation, remove obsolete provisional licenses, and allow any licensed physician to authorize hearing instruments for minors; the substitute was adopted and the bill left pending. The committee then heard House Bill 451, which would require universal screening for commercial sexual exploitation risk for children in DFPS conservatorship and youth under TJJD jurisdiction. The author and witnesses from Children at Risk, the Fort Bend Anti-Trafficking Collective, and Texas CASA supported the bill as a prevention tool with existing infrastructure and training; the committee adopted the substitute and left the bill pending. The committee next considered Senate Bill 466, which would clarify that families may request a fetal death certificate at any gestational age, while keeping existing filing requirements for physicians. A constituent father testified about losing his 11-week-old daughter and being told he could not obtain a certificate, which he said prevented funeral arrangements; the substitute was adopted and the bill left pending. Senate Bill 2311 followed, requiring residential treatment centers to have a written agreement with the school that will educate resident children before becoming operational. The author cited a local dispute where an RTC and school district lacked communication, and witnesses from Texas CASA and Disability Rights Texas supported clearer educational planning while suggesting the Education Code may need conforming changes; the bill was left pending. The committee then heard Senate Bill 2826, known as Alyssa’s Law, which would create a statewide education program on medical child abuse for medical students, health care professionals, and CPS caseworkers. The author and Sheriff Bill Weyburn described Alyssa’s case as involving repeated unnecessary surgeries and argued the bill would improve awareness and early identification, while several witnesses and members raised concerns about false accusations, impacts on medically fragile children, and the need for scientific, peer-reviewed training and safeguards. After extensive discussion, the chair left the bill pending. The committee also heard House Bill 136, which would add certified lactation consultants as Medicaid providers to expand breastfeeding support; witnesses from lactation and nutrition fields said the bill would improve access, maternal and infant health, and long-term savings, and the bill was left pending. Finally, the committee took up Senate Bill 2805, a surprise-billing/arbitration measure that would clarify provider identifiers and shift arbitration costs to the losing party. The author said the substitute was a legislative counsel draft with no substantive difference, and witnesses from the Texas Medical Association, Texas Society of Anesthesiologists, and U.S. Anesthesia Partners supported the bill as a modest improvement that would reduce administrative confusion and make arbitration fairer without weakening patient protections. Members discussed how arbitration costs affect settlement behavior and how to define the “winner” in close cases. The bill was heard but not voted out during this segment.
TX

Texas 89th Regular

Delivery of Government Efficiency Apr 30th, 2025

Delivery of Government Efficiency

Transcript Highlights:
  • I think we estimated the cost of a team that would be conducting an audit—a comprehensive audit.
  • Department of Education for unallowable costs.
  • That the dollar inflates, but even with those adjustments, the cost of education per student goes up
  • Nearly 80% of costs in public education are related to personnel productivity.
  • As we increase that number, if that deficiency exists at all, obviously the total cost of that deficiency
TX
Transcript Highlights:
  • total cost of legal proceedings.
  • The cost of the fight is so enormous they are trying to punish us for having the audacity to question
  • Right now, basically what they've done is they've just kind of borrowed staff within TEA.
  • Kind of word of mouth has helped, and then realizing that they can apply for high-cost funds to help
  • But these other problems of the cost of it, or where TEA doesn't seem to understand, you have to deal
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • But I think generally, we see that where costs of things go down when the cost of... ...the supplier
  • ...costs, your risk costs, those costs that are part of your overall costs are something that are baked
  • One is a direct cost, and one is you get more of a cost savings in competition. Thank you, ma'am.
  • At some point in time, the insurance cost is not matching the cost of the ticket to get in, and a lot
  • I would say, too, that it's not just the cost of the litigation; it's also the cost of the insurance
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • So that is more or less. mandating a minimum expense of whatever the cost of an initial retainer is every
  • Does a statement of inability to afford the cost, so the county takes on the cost of filing it.
  • it also impacts insurance costs and viability of businesses that if there's not some kind of action
  • cost, whichever is less, right, and the average cost of a funeral in Texas is roughly $10,000, right
  • Now, as the bill is written, it limits mental anguish damages to the lesser of three times the cost of
TX

Texas 89th Regular

S/C on Transportation Funding Mar 31st, 2025

S/C on Transportation Funding

Transcript Highlights:
  • The cost of construction items has risen faster than the cost of consumer goods in recent years. ...of
  • 20 years to gouge Texas drivers with the high cost of private tolls.
  • I showed a cost of an annual user of approximately $648 for driving through one toll plaza, $1,296 for
  • We were able to complete 42.7 miles at a cost of around $339,350 a mile.
  • This doesn't include the $57 billion estimated cost of traffic crashes.
TX
Transcript Highlights:
  • We're talking about the cost of the loss. Nobody's overpaid or... ...underpaid.
  • And that's the cost of the fuel stock.
  • choose, and has led to relatively low costs of energy.
  • As part of that, the court had to determine the cost of the removal, right?
  • A lot of that cost.
MN

Minnesota 2025-2026 Regular Session

House Capital Investment Committee 3/4/25

Capital Investment

Transcript Highlights:
  • , so the city of Blue Earth is prepared to cover 65% of the total cost.
  • <00:29:13.240> of<00:29:13.360> $3 additional cost of $3 additional cost of $3 million
  • These systems happen to be miles apart and would cost a lot of money to interconnect.
  • The total cost we're looking at is $7.5 million over the course of time.
  • of inefficiencies and added costs of tearing<01:18:14.120> up<01:18:14.239> the<01:18:
TX

Texas 89th Regular

Culture, Recreation & Tourism May 1st, 2025

Culture, Recreation & Tourism

Transcript Highlights:
  • rich history. to the great history of the state of Texas.
  • Together united as Texans because we are all sons and daughters of the lineage of the Alamo, of Goliad
  • the history of this state and of this country are told.
  • I, too, as the prior witnesses have mentioned, am in favor of the depiction. ...of all of our history
  • the physical symbols of the history of our great state.
TX

Texas 89th Regular

Culture, Recreation & Tourism May 1st, 2025

Culture, Recreation & Tourism

Transcript Highlights:
  • the land of Texas.
  • Under the Republic of Texas, Milan served as a port of entry.
  • stalks of some varieties.
  • Nestled in the heart of Pawnee Woods of East Texas lies Pineland, a town founded at the turn of the 20th
  • in favor of HB 5259.
AL

Alabama 2025 Regular Session

Alabama Senate Finance and Taxation General Fund Committee Apr 24th, 2025

Finance and Taxation General Fund

Transcript Highlights:
  • Um, the port of Mobile...
  • We ran out of... ...I brought my own coffee. We ran out of cash.
  • But anyway, people are not doing a lot of travel out of the country now.
  • So we're not in danger of anything along that... ...danger of anything along that line.
  • I'd move adoption of the amendment. 15th day and such. I'd move adoption of the amendment.
TX

Texas 89th Regular

Senate Session (Part III) Aug 27th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • After the registrar's receipt of certain change of address notices.
  • Yeah, I know of a doctor who was taking care of seniors in nursing homes and called to get all of it
  • mismanagement of an office of an elected official.
  • Of the Navy.
  • God bless each of you. One of you.
TX

Texas 89th Regular

Senate Session (Part II) Aug 27th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • The chair announces the signing of the following in the presence of the Senate: Senate Bill 11, Senate
  • The Secretary of State must request the assistance of the Office of Attorney General to determine if
  • On flood warning systems in the state of Texas, I want to thank Senator Perry and the leadership of the
  • I think it's a great work of a lot of folks, not only in the agencies but here in the legislature, and
  • Where 27 young women were essentially eulogized as having gone to heaven because of the lack of a warning