Transcript Highlights:

• Without rules, financial products can be abused.
• Arizona workers deserve tools that support financial stability, not systems that could deepen financial
• This is just requiring reporting requirements.
• This is just requiring reporting requirements.
• In Arizona, access to financial services should be based on financial facts, not ideological scoring.

Bills: HB2118 , HB2181 , HB2308 , HB2309 , HB2402 , HB2476 , HB2682 , HB2698 , HB2875 , HB2877 , HB2903 , HB2910

Committee: House Commerce

Keywords: mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner

Transcript Highlights:

• I do know that with the increased population, there has been more nuisance reported.
• So the idea is that they're not going to commingle those funds; they would put them in a separate financial
• As funds that would put them in a separate financial institution, which you have to go back to page two
• bought pizza for $300 for a whole bunch of starving kids, and some of them, that could put them in a financial

Bills: HB3239 , HB3391 , HB3557 , HB4128

Committee: Senate Agriculture and Wildlife

Keywords: veterinary medicine, definitions, animal husbandry, board of veterinary examiners, telemedicine, veterinarian-client relationship, animal welfare, commercial pet breeders, licensing, advertising, animal cruelty, Oklahoma Agricultural Extension, local funding, financial institutions, county extension services, state funds, wildlife conservation, hunting regulations, mountain lions, black bears

Summary: The Agriculture Committee first considered two executive nominations and approved both unanimously. Rebecca Hartfield was re-nominated to the State Board of Veterinary Medical Examiners, where she described her rural mixed-animal veterinary work and efforts to encourage future veterinarians. James Harrell was then nominated to the Oklahoma State University Veterinary Medical Authority; supporters emphasized his commitment to rural Oklahoma and addressing the shortage of large-animal veterinarians, and he discussed efforts to improve veterinary education and recruit more Oklahoma students. Both nominations passed 13-0. The committee then took up House Bill 3391, which would add improper advertising as a basis for revoking a commercial pet breeder license and define advertising to include digital and social media. Members asked about the definition and scope of commercial pet breeders. The bill passed on a 9-4 vote. House Bill 4128, dealing with black bear hunting season and harvest limits, drew extensive debate. An amendment to move the opener to September 21, expand counties, and let the Wildlife Commission set quotas failed 6-7. The underlying bill, which would have kept the September 15 opener and a 200-bear limit, also failed 3-9 after testimony and debate focused on bear population data, nuisance complaints, and concerns about out-of-state hunters and impacts on female bears. House Bill 3557, which would keep locally raised county extension funds in separate accounts so they are not swept into state accounts, passed 10-2 after questions about how local, state, and federal funds would be handled. Finally, House Bill 3239 on veterinary telemedicine passed 9-3. The bill defines the veterinarian-client relationship needed before telemedicine can be used, with supporters saying it would provide needed structure while preserving access for rural livestock care; opponents worried it could restrict access in emergencies. The committee then adjourned.

Bills: SB706 , SB1262 , SB1272 , SB1546

Committee: House A&B Education Subcommittee

Keywords: school funding, general fund carryover, State Aid, educational finance, budget penalties, emergency clause, tuition waiver, human trafficking, education, higher learning access, victims' rights, Oklahoma Tuition Equalization Grant, higher education, financial aid, income eligibility, student grants, scholarships, capital improvements, teacher incentives, Oklahoma Equal Opportunity Education Scholarship Act

Transcript Highlights:

• Then we have some deadlines in here for when they’re going to report back to both the corporations and
• There's no one that is not touched financially by the blessing of the resources that we are very, very
• There's no one that is not touched financially by the blessing of the resources that we are very, very
• So that's what our largest financial institutions tend to utilize as their treasury-type investments.
• </c> that's what our largest financial that's what our largest financial institutions<01:08:36.880><c

Bills: SF0102 , SF0123 , SF0021 , SF0099

Committee: House Minerals, Business & Economic Development

Keywords: energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation

Transcript Highlights:

• A 20-year contract of Wyoming producing ammonia and hydrogen for the Asians would turn our Craig report

Bills: SF0102 , SF0123 , SF0021 , SF0099

Committee: Senate Minerals, Business & Economic Development

Keywords: energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation

Transcript Highlights:

• For every dollar that we invest, the National Out-of-School Time Programming Research Foundation reports
• The National Out-of-School Time Programming Research Foundation reports that every $1 results in $3 to
• And I would say, too, that frankly, financial conservatives should love this bill as well.
• We report to PED on this grant. We have support from them.
• They monitor attendance, report cards, and then they also come out and do site visits and monitor what

Bills: SB83 , SB106 , SB107 , SB123 , SJR1

Committee: Senate Senate Education

Keywords: ecological monitoring, sustainability, tribal engagement, education, research funding, graduate scholarship, higher education funding, New Mexico, appropriation, financial aid, out-of-school programming, education funding, youth programs, affordability, nonprofit organizations, defibrillators, public schools, health and safety, emergency response, school elections

Transcript Highlights:

• This financial assistance as well as ensuring that the education retirement system is financially sound
• They did not initially report those additional students.
• In fact, we're still trying to finish up their reporting.
• And so, reported late, what do you mean by reported late if this was something that was flagged in late
• They did not report those students at that time when required.

Bills: SB83 , SB106 , SB107 , SB123 , SJR1

Committee: House House Education

Keywords: ecological monitoring, sustainability, tribal engagement, education, research funding, graduate scholarship, higher education funding, New Mexico, appropriation, financial aid, out-of-school programming, education funding, youth programs, affordability, nonprofit organizations, defibrillators, public schools, health and safety, emergency response, school elections

Transcript Highlights:

• loss ratio and requires dental insurers to include dental loss ratio information in their annual reports
• </c><00:35:49.359><c> to</c><00:35:49.599><c> the</c><00:35:49.839><c> insurance</c> their annual reports
• to the insurance their annual reports to the insurance commissioner<00:35:51.119><c> and</c><00:35:51.359
• </c> report information. report information.
• We already meet many of the reporting and transparency requirements included in this bill.

Bills: SB2004 , SB2039 , SB2042 , SB2043 , SB2044 , SB2132

Committee: Senate Commerce and Consumer Protection

Keywords: outdoor advertising, billboards, public safety, penalties, community pollution, elections, campaign finance, business entities, political activity, regulation, liability, non-natural persons, insurance, captives, examination, regulations, policyholders, dormant captive, tax exemption, Hawaii revised statutes

Summary: The Senate Commerce and Consumer Protection Committee opened its first hearing of the year with remarks from Chair Jared Kohole outlining hearing procedures, a two-minute testimony limit, rules for remote testimony and decorum, and a revised testimony-publication pilot that keeps 96-hour notice but returns to a standard 24-hour testimony deadline. He then moved through the agenda, beginning with SB 2004 on outdoor advertising, which would increase penalties for violations of billboard and outdoor advertising laws. Testimony on that measure was limited; Henry Curtis of Life of the Land was first up, and written support was noted from Hawaiian Electric and the Outdoor Circle. The committee then heard SB 2039 on election campaign finance, which would prohibit certain business entities from engaging in campaign finance activities. The Attorney General’s office offered comments and did not take a formal position at the hearing. Several proponents testified in support, including Josh Frost, Tom Moore of the Center for American Progress, Hapa/Hawaii Alliance for Progressive Action, and Common Cause Hawaiʻi, all arguing the bill would curb corporate and dark-money influence and return elections to the people. Moore distinguished between regulating corporate “rights” and limiting corporate “powers,” and said the state can redefine the powers it grants corporations. In questions, Senator McKelvey asked whether the bill could be expanded to include unions; the Attorney General said he would need to get back with legal analysis, while Moore said his preferred approach would include all entities and that leaving out nonprofits or unions would create problems. Members also discussed whether the bill would affect PACs, and Moore explained that the proposal would prohibit corporate and dark-money flows into PACs while leaving individual political giving and existing political committees in place. The committee then moved on to the next measure. SB 2042, relating to insurance, was heard next. The bill would reduce the unimpaired minimum capital and surplus required of class 4 sponsored captive insurance companies under certain circumstances. The DCCA Insurance Division said it stood on its written testimony, and the Hawaii Captive Insurance Council testified in support, describing the change as a narrow, risk-based adjustment that would not affect the commissioner’s authority where actual risk resides and would help keep Hawaii competitive. The committee noted additional written support and proceeded without a vote or final action in the portion of the hearing provided.

Transcript Highlights:

• training would also cover how to refer a client to resources for victims of human trafficking and report
• artists so that when they encounter somebody that they suspect might be trafficked, they can then report
• For a brief background, the Washington College Grant is the state's largest financial aid program that
• And we are disenfranchising students who would benefit greatly from the same financial aid that their
• different than the Northwest Commission standard, and we do not have the ability to control the financial

Bills: HB2427 , HB2458 , HB2474 , HB2540 , HB2589

Committee: House Postsecondary Education & Workforce

Keywords: ink of hope act, mental health, substance use, rehabilitation, community support, Washington college grant, postsecondary education, nondegree programs, student access, financial aid, consumer protections, school closures, educational programs, student rights, emergency medical services, EMT recertification, healthcare, first responders, public health, encampments

Transcript Highlights:

• on the financial status of the grocery store, community access to food, the number of jobs created or
• retained, and, for grocery stores funded through tax increment financing, an annual fiscal report and
• requirements, reporting requirements, sunset provisions, things like that.
• I don't want to repeat what the staff report said or other testimony that...
• I don't want to repeat what the staff report said or other testimony that.

Bills: HB2313 , HB2451 , HB2298 , HB2566 , HB2517

Committee: House Local Government

Keywords: grocery stores, public ownership, food accessibility, community services, economic development, tax increment financing, local government, municipal finance, public infrastructure, property title protection, land record fraud, county auditors, voluntary program, real estate, procurement, contracting, transparency, financial oversight, municipal permitting, transit projects

Transcript Highlights:

• The bill will be reported due past.
• offense report information, showing the advanced date and time, general location, officer, and brief
• The bill will be reported due past. Thank you, committee. Thank you, Mr.
• The bill will be reported due past. Thank you.
• And in the police report, 100% of the blame in the accident was placed on the truck driver.

Bills: HB3790 , HB2941 , HB2959 , HB3087 , HB3974 , HB3500 , HB3697 , HB3262 , HB3582 , HB4226 , HB3037 , HB4139 , HB4143 , HB4144 , HB2936 , HB3322 , HB4296 , HB3278 , HB4202 , HB4176 , HB3303 , HB3648 , HB4119

Committee: House Civil Judiciary

Keywords: home repairs, consumer protection, contracts, homeowner rights, rescission, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, school abuse reporting, child abuse, neglect, mandatory reporting, student safety, school employee misconduct, administrator reporting, superintendent

Transcript Highlights:

• The bill will be reported due pass. Declare the vote: nine ayes, zero nays.
• The bill will be reported due pass. Thank you, Mr. Chairman.
• The bill will be reported due pass.
• The bill will be reported due pass. Thank you, committee. Thank you, Mr.
• The bill will be reported due pass. Thank you, Mr. Chair.

Bills: HB3790 , HB2941 , HB2959 , HB3087 , HB3974 , HB3500 , HB3697 , HB3262 , HB3582 , HB4226 , HB3037 , HB4139 , HB4143 , HB4144 , HB2936 , HB3322 , HB4296 , HB3278 , HB4202 , HB4176 , HB3303 , HB3648 , HB4119

Committee: House Civil Judiciary

Keywords: home repairs, consumer protection, contracts, homeowner rights, rescission, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, school abuse reporting, child abuse, neglect, mandatory reporting, student safety, school employee misconduct, administrator reporting, superintendent

Summary: The committee considered a series of House bills, mostly on civil procedure, public records, insurance, local government, and liability issues. Early measures included HB 4139, creating the Oklahoma Home Warranty Transparency Act to improve disclosures in home service contracts; HB 4143, raising the property-damage threshold for Oklahoma City officers to work traffic collisions from $300 to $3,000; HB 4144, clarifying that arrest and incident reports must include a brief summary; and HB 3974, allowing counties in multi-county jails to limit lawsuits to the county that placed the inmate in the facility. Each of these bills received a motion, no debate, and a unanimous due-pass recommendation. The committee also heard HB 3303, which was presented as a response to an insurance claim dispute involving fault allocation after a red-light crash. The author said the bill would align with Oklahoma Insurance Department processes and could be revised further before oversight; members raised concerns about jury verdicts and whether the bill could affect premiums. HB 3790, giving homeowners a five-day cooling-off period after door-to-door home repair sales, and HB 3697, a procedural fix codifying extra time defendants can already obtain by reservation, also advanced unanimously. HB 3262, a request bill from the Oklahoma County Sheriff’s Office to update warrant fees, was amended to say “up to” and then passed 7-2. Additional bills approved included HB 4226 on timelines for judicial recusals, HB 2936 barring people convicted of pedophilia from adopting, HB 3322 on interpreting statutes when multiple versions exist, HB 4296 protecting a notary’s home address from publication, HB 3278 creating a process to resolve Open Meetings Act violations without court, HB 4202 moving radiology reimbursement rates in workers’ compensation to the fee schedule, HB 3648 extending Governmental Tort Claims Act coverage to OU Health entities, HB 3500 removing a nine-month delay for filing a transfer-on-death deed confirmation, and HB 3037 adding certain students working under professors to the employee definition for tort-claim purposes. The committee also laid over HB 2941, HB 2959, HB 387, HB 4176, and HB 419, and adjourned after reporting the remaining bills due pass.

Transcript Highlights:

• Fifth Order of Business, committee reports.
• With the consent of the House, the bills listed on today's committee reports under the Fifth Order of
• Fifth Order of Business, committee reports.
• With the consent of the House, the bills listed on today's committee reports under the Fifth Order of

Bills: HB1160 , HB1289 , HB1339 , HB1604 , HB1798 , HB1002 , HB1065 , HB1155 , HB1269 , HB1916 , HB2120 , HB2123 , HB2158 , HB2178 , HB2264 , HB2309 , HB2411 , HJM4004

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Summary: The House convened with a quorum, opened with the Pledge of Allegiance, a National Anthem performance, and a prayer offered by Washington Army National Guard Lieutenant Colonel Jeffrey Cole. The chamber then adopted House Resolution 4675, honoring the Washington National Guard for its service in emergencies, search and rescue, disaster response, and military readiness. Members spoke in support, highlighting the Guard’s history, its role in recent flood and landslide responses, and the sacrifices of service members and their families. The resolution passed by voice vote, and Guard leadership and members present in the galleries were recognized. The House also recognized Congressman Dan Newhouse in a point of personal privilege, with remarks praising his service in state and federal office and his ties to agriculture. The chamber then moved to the Fourth Order of Business and debated a motion to suspend House rules to send two initiatives to the Education Committee for prompt public hearings. Supporters argued the Constitution requires precedence for initiatives and that the House should hear them promptly; opponents argued the Constitution allows the Legislature to take no action and that the motion was unnecessary. The motion to suspend the rules failed on a recorded vote, 38 yeas and 57 nays, with three excused. Next, members debated the routine motion to refer the bills, memorials, measures, and resolutions on the introduction sheet to committee. Some members again argued the two initiatives should be given priority and public hearings before other business, while others supported normal referral of the day’s measures. The motion passed on a recorded vote, 57 yeas and 38 nays, with three excused. Committee reports were then accepted and referred as designated, and the House adjourned until Thursday, January 29 at 10:30 a.m.

Transcript Highlights:

• </c> favorable report. favorable report.
• </c> report. Call the next bill. report. Call the next bill.
• The bill's given a favorable report. The bill's given a favorable report.
• Bill's given a favorable report. 16 zero nays. Bill's given a favorable report.
• </c><01:08:31.280><c> So,</c> bill's given favorable report. So, bill's given favorable report.

Bills: HB517 , HB98 , HB235 , HB236 , HB237 , HB238 , HB239 , HB240 , HB241 , HB242 , HB565 , HB517 , HB98 , HB235 , HB236 , HB237 , HB238 , HB239 , HB240 , HB241 , HB242 , HB565 , SB380

Committee: Senate Finance and Taxation Education

Keywords: underground damage prevention, one-call notification system, utility locating, excavation safety, dig safe, call before you dig, 811, utility lines, underground utilities, pipeline safety, gas pipeline, electric utility, telecommunications, water utility, wastewater, cable television, locate request, premark, tolerance zone, positive response

Bills: SB 2 , SB 5 , SB 10 , SB 9 , SB 7 , SB 17 , SB 4 , HB17 , HB7 , HB7 , HB15 , HB15 , HB27 , HB1 , HB7 , HB15 , HB18 , SB9 , SB7 , SB17 , SB4 , HB17 , HB27 , HB1 , SB8 , HCR13 , SB2 , SB5 , SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Bills: SB 2 , SB 5 , SB 10 , SB 9 , SB 7 , SB 17 , SB 4 , HB17 , HB7 , HB7 , HB15 , HB15 , HB27 , HB1 , HB7 , HB15 , HB18 , SB9 , SB7 , SB17 , SB4 , HB17 , HB27 , HB1 , SB8 , HCR13 , SB2 , SB5 , SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Transcript Highlights:

• Importantly, adverse events had to be reported. What's happened since then?
• The FDA only requires that deaths be reported, so complications do not even have to be reported per the
• us that 60.9% of these ER visits were miscoded as spontaneous miscarriages instead of accurately reported
• But we do have a report under your bill without the moratorium consideration.
• As slow as bureaucracies move, it will probably move by the time the 27 report comes or possibly even

Bills: SB 2 , SB 5 , SB 10 , SB 9 , SB 7 , SB 17 , SB 4 , HB17 , HB7 , HB7 , HB15 , HB15 , HB27 , HB1 , HB7 , HB15 , HB18 , SB9 , SB7 , SB17 , SB4 , HB17 , HB27 , HB1 , SB8 , HCR13 , SB2 , SB5 , SB10

Keywords: disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments

Transcript Highlights:

• This report, I want to call out a few things about the.
• review. financial statements, and all of these things are these types of reporting.
• Then, upon receipt of that or upon independent determination of financial that gets into the financial
• Report your The bill as a do pass.
• Will report House Bill 3907 out of the due pass.

Bills: HB3552 , HB2984 , HB4124 , HB3934 , HB3448 , HB3131 , HB4200 , HB4201 , HB3011 , HB1912 , HB3380 , HB3881 , HB3538 , HB3851 , HB3907 , HB4430 , HB4431 , HB4457

Committee: House Health and Human Services Oversight

Keywords: childcare, differential pricing, Department of Human Services, child care subsidy, licensed providers, emergency legislation, child care, subsidy program, annual report, program integrity, overpayments, ivermectin, over-the-counter medication, pharmacy immunity, healthcare access, FDA approval, prescription, public health, dentistry, licensing

Transcript Highlights:

• This report, I want to call out a few things about the report that's important, is it will notify us
• review, financial statements, and all of these things.
• With 8 yeas and 6 nays, we'll report your bill.
• With 14 yeas and zero nays, we'll report.
• We’ll report House Bill 3907 out as due pass.

Bills: HB3552 , HB2984 , HB4124 , HB3934 , HB3448 , HB3131 , HB4200 , HB4201 , HB3011 , HB1912 , HB3380 , HB3881 , HB3538 , HB3851 , HB3907 , HB4430 , HB4431 , HB4457

Committee: House Health and Human Services Oversight

Keywords: childcare, differential pricing, Department of Human Services, child care subsidy, licensed providers, emergency legislation, child care, subsidy program, annual report, program integrity, overpayments, ivermectin, over-the-counter medication, pharmacy immunity, healthcare access, FDA approval, prescription, public health, dentistry, licensing

Summary: The committee took up a series of health, human services, and related bills. House Bill 3552, allowing child care providers to bridge the gap between subsidy reimbursement rates and standard tuition rates, was adopted and reported out 11-2. House Bill 2984, as a substitute, would direct DHS to compile a report on the child care system, including subsidy payment error rates, the number of facilities, closures, and voluntary closure feedback; it was reported out 14-0. House Bill 4201, changing master teacher requirements in child care from licensed capacity to actual enrollment, also passed unanimously. House Bill 3380, creating the Fostering the Future for Oklahoma Children and Families Act to modernize foster care data systems and improve outcomes, passed 12-0. House Bill 4430 and House Bill 4431, both cleanup measures tied to prior nurse practitioner/PA scope and pharmacy-related provisions, each passed 13-0. Several bills focused on health care access, regulation, and public safety. House Bill 4124 would allow over-the-counter ivermectin sales for human use with labeling and dosing information; after extensive questioning about safety, labeling, children, and liability, it passed 9-5. House Bill 3934, a large amended measure affecting dental practice and supervision rules, passed 14-0 after discussion about x-rays, telemedicine, and dental assistants. House Bill 3448, requiring insurance coverage related to group home provider liability for property damage, passed 14-0. House Bill 3131, setting baseline standards and oversight for homeless shelters with roles split between Commerce and Health, drew concerns about local control, temporary shelters, and fiscal impact, but passed 8-6. House Bill 4200, creating a revolving fund for forensic assertive community treatment teams to address the jail-to-homelessness cycle for people with severe mental illness, passed 11-3. The committee also advanced several public health, consumer, and industry bills. House Bill 1912, the Corn Masa Nutrition Enhancement Act, generated extensive debate over folic acid fortification, parental choice, MTHFR genetics, and potential health effects; with a PCS allowing a non-fortified option, it passed 9-5. House Bill 3011 repealed the home brewing license while keeping home-brewing limits and sales restrictions, and passed 11-3. House Bill 3881, the Alternative Nicotine Products Regulatory Act, increased application costs and removed a registry deemed inconsistent with federal law, passing 13-0. House Bill 3538, targeting pharmacy benefit manager vertical integration and its effects on access and pricing, passed 13-0 after discussion of mail-order restrictions and pharmacy closures. House Bill 3851, defining private label/control label alcoholic beverages under the three-tier system, also passed 13-0. House Bill 3907, requiring direct-hire staffing for facilities serving vulnerable adults and children with a short temporary staffing grace period, passed 13-0. The committee then moved on to House Bill 4457, a specialty-drug/PBM measure, with discussion beginning about PBM practices and specialty pharmacy access.

Transcript Highlights:

• the Department of Motor Vehicles to issue free state ID cards to any registered voter experiencing financial
• So Section 1 requires a report to be done by PEPB to look at the cost faced by Medicare retirees.
• They are asking for two positions to do the report specifically, so the report done on the cost faced
• They feel that they could probably take on that report piece. So that is manageable.
• I'm worried about credit reporting and attorney's fees.

Bills: AB49 , AB169 , AB188 , AB284 , AB296 , AB306 , AB356 , AB366 , AB467 , AB499 , AB515 , AB540 , AB542 , AB595

Committee: Senate Finance

Keywords: educational personnel, teacher licensing, reciprocal licensure, provisional teaching, school counselors, school nurses, school social workers, state education standards, health insurance, speech-language pathology, stuttering, rehabilitative services, habilitative services, coverage requirements, health plans, retired public employees, subsidy, Medicare, health reimbursement arrangement, Public Employees' Benefits Program