Video & Transcript Research : 'liability limits'
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OK
Oklahoma 2026 Regular Session
Agriculture and Wildlife Feb 23rd, 2026 at 10:00 am
Agriculture and Wildlife
Transcript Highlights:
- It would limit the state's ability to export outside of the state of Oklahoma if the wording is not changed
Keywords:
poultry, agriculture, out-of-state processing, Oklahoma Department of Agriculture, regulation, food safety, elk population, wildlife management, Oklahoma State University, veterinary medicine, ecosystem health, habitat assessment, milk, dairy, dairy farm, milk products, Grade A milk, pasteurization, raw milk, milk inspection
TX
Transcript Highlights:
- It was off-limits for the kids. And we all knew it.
- The challenges they face in recovery are compounded by the limitations imposed by certain pieces of legislation
- These judges were telling us how they're struggling to take care of their counties with limited resources
- It's going to be those rural teaching hospitals, if we still have them left. spend the limited budgets
- That's their call, and as somebody who really does believe in limited government, I think that there
Keywords:
hemp regulation, consumable products, cannabinoids, occupational licenses, criminal offenses, SB 11, Texas attorney general, election crimes, election law enforcement, criminal prosecution, Election Code, Government Code Chapter 402, local prosecutors, county attorney, district attorney, grand jury, probable cause reports, state election offenses, voter fraud, election integrity
MN
Minnesota 2025 1st Special Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/27/25
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- in their lives uh limitations in their lives uh specifically<00:21:11.080>
in <00:21:11.400>- programs as best we can with limited dollars<00:58:16.520>
I <00:58:17.119>understand <- And again, just a reminder to all testifiers, we're at about a two-minute limit or so to everybody's
- And again, just a reminder to all testifiers, we're at about a two-minute limit or so to everybody's
- We have much more limited resources, but in general I would say that the average counselor's caseload
- programs as best we can with limited dollars<00:58:16.520>
Keywords:
teacher apprenticeship, registered apprenticeship, teacher licensure, teacher shortage, workforce development, education finance, K-12 education, higher education, Professional Educator Licensing and Standards Board, PELSB, Tier 3 license, teacher preparation, mentor teacher, school district, cooperative unit, teacher pipeline, alternative licensure, apprenticeship program, labor and industry, union representation
TX
Texas 89th Regular
Delivery of Government Efficiency Mar 12th, 2025
Delivery of Government Efficiency
Transcript Highlights:
- To accommodate all... who wish to testify, there will be a time limit of three minutes per witness during
- I'm putting in a 75-question time limit, so. A what? 75-question limit. Okay, 75 minutes.
- lot of very conscientious of every regulation, everything that's out there, most importantly, our liability
- Unfortunately, we have limited visibility into our real-time statistics.
- As a reminder, testimony will be limited to three minutes, and if you intend to testify, you have not
Keywords:
regulatory reform, government efficiency, administrative law, rulemaking, agency deference, judicial review, de novo review, Texas Government Code, Administrative Procedure Act, state agencies, plain language, regulatory burden, regulatory reduction, cost-benefit analysis, fiscal note, public benefits and costs, contested case, rule challenge, Texas Regulatory Efficiency Office, advisory panel
MN
Minnesota 2025 1st Special Session
House Health Finance and Policy Committee 3/10/25
Health Finance and Policy
Transcript Highlights:
- we found is a really effective strategy is harm reduction, which is really recognized as a way to limit
- c> as<00:33:19.120>
a <00:33:19.240>way <00:33:19.360>to <00:33:19.480>limit - as a way to limit harms to communities<00:33:20.880>
and <00:33:21.039>help <00:33:21.240 - to the provider did I did I no liability to the provider did I did I answer<01:21:02.800>
that - The data would be limited to things like location, time, what substances were involved, whether Narcan
Keywords:
HF696, rural EMS, ambulance, emergency medical services, uncompensated care, payment pool, rural health, Office of Emergency Medical Services, public safety answering point, PSAP, nontransport, unpaid ambulance calls, EMS reimbursement, rural ambulance provider, general fund appropriation, Minnesota health finance, specialized life support, metropolitan counties, emergency response funding, HF1429
LA
Transcript Highlights:
- instrument we're going to take up is House Bill 1233 by Representative Coates regarding contract limits
- allowing law enforcement to impound vehicles registered in other states if the driver does not carry liability
- then ultimately a digital ecosystem, you've got to get rid of the wet signatures, except in certain limited
- And does the governor have, like, an age limit on his staff?
Bills:
HB345, HB503, HB511, HB590, HB655, HB685, HB692, HB707, HB715, HB748, HB776, HB856, HB860, HB868, HB887, HB888, HB896, HB999, HB1000, HB1086, HB1233
Keywords:
rail infrastructure, ports, Class II railroads, Class III railroads, transportation, HB 503, Act 554, Golden Meadow, utility terrain vehicle, UTV, recreational off-highway vehicle, ROV, golf cart, low-speed vehicle, road shoulder travel, local ordinance, municipal traffic regulation, vehicle registration decal, municipal general fund, insurance requirement
Summary:
The Senate Committee on Transportation and Public Works met with five members present and approved the April 29, 2026 minutes. The committee then heard and favorably reported several bills, including HB 1233, which lowers the contract threshold for hospital service districts to use the Seymours program for certain hospital construction projects, and HB 715, which requires aerial applicators operating from public airports to have a transponder and radio; an amendment removing language about airport use of ADS-B data for fees was adopted after sponsors said the issue would be handled in another bill. HB 999 was reported favorably to allow impoundment of out-of-state vehicles operated in Louisiana without liability insurance, and HB 692 was amended to let parishes and municipalities use group purchasing organizations, with a narrowing amendment limiting one-source procurements and assurances that local bidders would not be disadvantaged.
The committee also advanced HB 511, creating a grant program for pursuit intervention technology in response to officer safety concerns, and HB 590, which would let OMV issue specialized envelopes or notices for drivers with autism or other disabilities so officers are alerted during traffic stops. HB 503 was reported favorably after a local cleanup change to a golf cart bill for Golden Meadow, and HB 655 was approved to let DOTD use cost-plus contracts for operation and maintenance of state-owned ferries. HB 748 clarified that school board-owned or leased vehicles are exempt from tolls, and HB 860 would allow fillable electronic bids for local government procurement.
Later, the committee approved HB 896, a major tolling-related cleanup bill for Plaquemines Parish that addresses customer service center access, administrative fees, and exemptions, with members and local officials criticizing the toll structure and its impact on the parish. HB 1000 was reported favorably as a cleanup measure tied to highway priority program reporting and local district contract limits. HB 887 established a more consistent scoring and ranking process for Seymour projects, with an amendment to avoid conflict with changing FAA grant rules. HB 888, a cleanup bill on temporary tags, was amended with added security features and then reported favorably. HB 1086, a broad electronic title and registration modernization bill, received a lengthy amendment set but was voluntarily held over for a week so members could review the new language.
The committee also advanced HB 776 to expand the Port Priority Program to larger projects, with amendments clarifying flexibility and removing private projects from the bill. HB 707 was reported favorably to let the Department of Agriculture and Forestry handle promotional activities for the liquefied petroleum gas commission through a cooperative endeavor agreement. HB 868, a farm safety bill requiring safety chains or other manufacturer-specified equipment on trailers, was reported favorably after testimony about a fatal accident and assurances it would not change engineering standards beyond existing manufacturer requirements. Finally, HB 856 was amended to authorize indefinite delivery/indefinite quantity contracting for DOTD maintenance and construction work, then reported favorably, and the committee later corrected the record on HB 856 by reconsidering and withdrawing one technical amendment set so further floor cleanup could be made. The meeting adjourned without objection.
TX
Transcript Highlights:
- The bill has no cost to the state, nor does it increase the fund's unfunded liability.
- confirmed that the bill would have no effect on the fund's unfunded status. ...unfunded actuarial liability
- It's now limited; the language limits the fee to the industry standard merchant fee.
- So it appears that we would be more limited in revenue generation.
- Because they limited the fee that you could collect in the bill.
Keywords:
SB 524, Texas franchise tax, veteran-owned business, new veteran-owned business, business tax exemption, filing fee exemption, Tax Code Chapter 171, Business Organizations Code, Comptroller, small business, veterans, entrepreneurship, tax repeal, privilege tax, beginning date, franchise tax exemption, severance tax, oil, gas, restimulation wells
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- The day creates a built-in limitation.
- I'm happy to discuss further, so I know you have a two-minute time limit.
- I won't repeat testimony, but basically, it's an issue of whether you want to provide quality or limit
- In child care, and certainly not quality child care, their options are limited to lower quality.
- They typically limit the buyer to returning the puppy and getting a replacement.
Bills:
HB74, HB175, HB460, HB576, HB2271, HB2294, HB2874, HB3016, HB3133, HB3191, HB3458, HB3929, HB4063, HB4115, HB4394, HB74, HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- We will be limiting testimony to two minutes. Where's the clock? Please show the clock, okay.
- Without having the limit on their children and just being more sensible and sensitive. for kids with
- attached to audio images, video, or document to increasing transparency without moderating content or limiting
- Finally, due to the TechNet's feedback, liability protection was also added. for the platform that act
Bills:
HB74, HB175, HB460, HB576, HB2271, HB2294, HB2874, HB3016, HB3133, HB3191, HB3458, HB3929, HB4063, HB4115, HB4394, HB74, HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
TX
Transcript Highlights:
- The bill would increase the limit on liability claim settlement involving... ...taxed out totaling between
- As it stands, they are basically absolved of any liability for... all of the liability falls to the owner
- The way I saw the liability is that there's a clear line of liability and who's liable depending on which
- in fairness, not to have strict liability one way or no liability the other way.
- I didn't see any liability changes, so. Okay. Thank you.
Keywords:
SB 1493, Texas Transportation Code, motor vehicle lighting, vehicle lighting standards, high-mounted stoplamp, center high mount stop lamp, CHMSL, brake light, stop lamp, federal motor vehicle safety standards, 49 C.F.R. 571.108, FMVSS 108, vehicle inspection, automotive compliance, Transportation Committee, Texas vehicle equipment, motor vehicle collision report, crash report, accident report, traffic accident
Summary:
The committee meeting focused on two primary bills, SB1598 and SB1493. SB1598, introduced by Senator Hagen Booth, addresses the clarity of collision report information access for law enforcement, aiming to enhance the tools available to police agencies across Texas for solving crimes. The meeting featured strong support from police representatives, including Sheriff Brian Hawthorne of Chambers County, who emphasized the significance of the CARFAX program for police in facilitating access to vital vehicle information, free of charge. Public testimony reflected a consensus on the necessity of the bill for improved investigatory processes.
TX
Transcript Highlights:
- The bill would increase the limit on liability claim settlements involving TxDOT totaling between $10,000
- The bill would increase the limit on liability claim settlements involving TxDOT totaling between $10,000
- All liability would flow under state law.
- The way I saw the liability is there's a clear line of liability and who's liable depending on which
- in fairness, not to have strict liability one way or no liability the other way.
Keywords:
SB 1493, Texas Transportation Code, motor vehicle lighting, vehicle lighting standards, high-mounted stoplamp, center high mount stop lamp, CHMSL, brake light, stop lamp, federal motor vehicle safety standards, 49 C.F.R. 571.108, FMVSS 108, vehicle inspection, automotive compliance, Transportation Committee, Texas vehicle equipment, motor vehicle collision report, crash report, accident report, traffic accident
Summary:
The Senate Transportation Committee heard and advanced a wide range of transportation-related bills. Early in the meeting, SB 1598 by Senator Hagenbuch was heard on allowing collision report information to be used and shared more clearly for law enforcement investigations, including through records-management partners and nonconfidential VIN data; the bill drew support from the Sheriff’s Association and Carfax for Police and was left pending before later being reported favorably. SB 1493 by Senator Parker, which would codify DPS’s position on flashing/pulsing stop lamps as compliant with federal standards, also received supportive testimony and was reported favorably. SB 1895 by Senator Perry would designate Loop 88 in Lubbock as a First Responders Memorial Loop and was reported favorably, and SB 1919 and SB 2243 by Senator West, dealing with TxDOT liability claim settlements and TxDMV authority to require VIN inspections for certain trailers, were likewise heard without opposition and later reported favorably. SB 2039, concerning right-of-way and traffic rules for sidewalk users such as bicycles, e-bikes, skateboards, and scooters, was heard and left pending before being reported favorably later in the meeting. SB 2226 by Senator Nichols, reducing the local match requirement for aviation grants in economically disadvantaged counties from 10% to 5%, was discussed with TxDOT testimony explaining how federal and state airport funding interact; it was reported favorably. SB 2499 by Senator Flores, involving memorial markers and an account for donations, and SB 1394 by Senator Hall, concerning concrete truck axle rules, were also reported favorably. The committee recessed after handling the pending items and leaving some additional matters for a later hearing.
A major portion of the meeting focused on SB 2425 by Senator Nichols, a comprehensive bill on commercial autonomous vehicles. The author said the bill was developed through extensive stakeholder meetings with industry, agencies, insurers, and lawyers, and it would require AV companies to provide information to TxDMV, submit first-responder interaction plans to DPS, and allow DPS and DMV to suspend or revoke operations in certain circumstances. The committee substitute also updated definitions, addressed Level 3 systems, clarified commercial use and fleet penalties, and created an expedited process for reinstating operating authority after disputes. Supporters included the Texas Public Policy Foundation, Tesla, GM Cruise, Bot Auto, and the Autonomous Vehicle Industry Association, who said the bill balances innovation and safety and helps Texas remain a leader in AV deployment. One witness opposed the bill, arguing that it would improperly shield manufacturers from liability, but committee members and the industry witnesses said liability would continue to be governed by state law and that the bill was intended to clarify, not eliminate, responsibility. After debate, the committee adopted the substitute and reported SB 2425 favorably on a 6-0 vote.
Throughout the hearing, members asked questions about practical effects and funding. On SB 2226, TxDOT’s aviation director explained that some airports already receive federal and state support and that the bill would mainly help state-only airports in disadvantaged counties that struggle to meet local match requirements. On SB 2425, members asked about reliability metrics, commercialization, and liability; industry witnesses said the technology is still being refined but that Texas’s framework has attracted investment and could improve road safety over time. Several bills were recommended to the local and uncontested calendar after favorable votes, and the committee also agreed to keep motions in writing open briefly for members who were absent, so long as doing so would not change any bill outcomes.
TX
Transcript Highlights:
- Texas already has limited interconnections.
- These agencies developed an MOU that would allow them to work together to limit fire risk by... shutting
- And I'm principally that is to caution you against limiting or eliminating any potential liability exposure
- Liability limitations occur to utilities or these oil operators.
- Liability limitations, but we agree that following an approved mitigation plan should be considered an
Keywords:
emergency communication, infrastructure, first responders, grant program, interoperability, Texas Interoperability Council, local governments, HB 143, Texas Railroad Commission, Public Utility Commission of Texas, Natural Resources Code, oil and gas, well site, surface facility, electrical power line, National Electrical Code, NEC, electrical safety, utility disconnect, service disconnection
TX
Transcript Highlights:
- Now, as stated on the hearing notice, there will be a time limit of three minutes per witness during
- To be clear, this bill is not about limiting free speech or banning the use of AI in political messaging
- include only the functional equivalent of express advocacy or express advocacy itself So, that would be limited
- belt and suspenders types of amendments making sure that there's no things such as intermediary liabilities
- It does not limit, it does not mean that you all cannot patrol these areas.
Keywords:
emergency communication, infrastructure, first responders, grant program, interoperability, Texas Interoperability Council, local governments, HB 143, Texas Railroad Commission, Public Utility Commission of Texas, Natural Resources Code, oil and gas, well site, surface facility, electrical power line, National Electrical Code, NEC, electrical safety, utility disconnect, service disconnection
LA
Bills:
HR217, HB66, HB204, HB208, HB326, HB472, HB483, HB484, HB793, HB1051, HB1080, HB1087, HB1111, HB1215, SB78, SB148
Keywords:
rent stabilization, affordable housing, cost burdened, Louisiana housing, housing policy, emergency rental protections, Alexandria, municipal ordinances, administrative adjudication, code enforcement, housing violations, building codes, zoning, nuisance ordinances, vegetation ordinances, sewerage, drainage, licensing, permits, local government
AZ
Transcript Highlights:
- One is: you want to remove the square-footage limitation and just say that as long as the floor plan
- Elimination of the existing law's 1,000-square-foot maximum size limit would change existing built-out
- You'd have very congested backyards, even with a five-foot limit.
- This is, I see it, an unbridled limit. If you have a big house, you get a nearly as big large ADU.
- They look at women not as ...rather than things to discourage and limit us.
Bills:
HB2211, HB2229, HB2389, HB2403, HB2445, HB2502, HB2620, HB2813, HB2872, HB2889, HB2960, HB4028, HCR2007
Keywords:
contractors, subcontractors, resident preference, public contracts, materials supply, Arizona Revised Statutes, local businesses, pregnancy resource center, pregnancy center, crisis pregnancy center, DHS, Arizona Department of Health Services, state appropriation, general fund, nonprofit grant, women's health, maternal health, reproductive health, abortion funding, pro-life
Summary:
The committee first took up HB 2211 only for discussion, not a vote. The strike-everything amendment would make it unprofessional conduct for certain health care licensees to submit an independent dispute resolution offer above 300% of Medicare or 300% of the qualified payment amount. The chair said he wanted more stakeholder meetings and broader consensus before moving the bill. Testimony was split: an ARMA representative opposed the measure, arguing it reflected insurer concerns, QPA data lacked transparency, and licensing discipline was the wrong tool for billing disputes; a Blue Cross Blue Shield representative supported it, saying a small number of private equity-backed providers were driving up surprise-billing costs and abusing the No Surprises Act. No action was taken on HB 2211.
The committee then considered HB 4028 on accessory dwelling units. The bill would remove the 1,000-square-foot cap as an absolute limit, change setback rules, bar municipalities from requiring an administrative use permit and certain elevation criteria, and extend the deadline for cities to adopt ADU regulations. Rep. Kyle Powell said the bill was meant to give homeowners more flexibility and help address housing shortages. Supporters framed it as a property-rights and housing issue, while opponents from neighborhood and city groups warned it would allow oversized ADUs, increase density, create safety and parking concerns, and weaken local zoning control. After extensive debate, the committee voted 8-9 with one present, and HB 4028 failed.
The committee next passed HB 2620, as amended, by a 17-0 vote with one member not voting. The bill appropriates $300,000 per year for five years to the Arizona Department of Veterans’ Services for grants to emergency shelters serving veterans. An amendment removed age and non-congregate-setting limits for eligible shelters. Rep. Blackman said the bill was intended to help homeless veterans, and shelter advocate Nathan Smith supported it, saying targeted resources could help veterans exit homelessness and stay housed. The committee then took up HB 2960, which would create a veterans specialty court grant program. The bill was amended to have the Office of the Courts administer the fund and to allow support for expansion of existing veterans courts. Testimony highlighted the success of the Lake Havasu veterans court and the need for more standardized programs and data collection; the transcript cuts off before the final vote on HB 2960.
AL
Alabama 2026 1st Special Session
Alabama House Public Safety and Homeland Security Committee Jan 28th, 2026
Public Safety and Homeland Security
Transcript Highlights:
- What's the punishment for someone who can't speak or is limited in English?
- What's the punishment for someone who can't speak or is limited in English?
- or limited or limited um<00:25:23.600>
in <00:25:23.919>English? - to just say can't speak English limited. to just say can't speak English limited.
- <00:30:16.640>
the purpose of the bill is to limit the purpose of the bill is to limit the
Keywords:
Crenshaw County, county board of education, school board, board of education, term limits, term length, elected officials, local constitutional amendment, Alabama Constitution, education governance, local legislation, November 2026 election, ballot measure, constitutional amendment, school board elections, law enforcement, transparency, reporting, public safety, regulation
TX
Transcript Highlights:
- There will be a time limit of three minutes per witness during the public testimony period.
- Water Supply for Texas Fund and streamlining the Water Board's reporting requirements to best target limited
- For the third year in a row, I'm only planting half of my farm because of very limited irrigation water
- despite customers receiving the benefit, strictly due to the fact that there are historical test year limitations
Keywords:
judicial administration, court reform, juvenile diversion, court security, mental health services, drug offenses, constitutional amendments, water infrastructure, Texas Water Development Board, financial assistance, water supply projects, rural municipalities, water access assessment, aquifer storage, Edwards Aquifer, water injection, environmental regulations, groundwater management, San Antonio River, pollution control
TX
Keywords:
water infrastructure, Texas Water Development Board, financial assistance, water supply projects, rural municipalities, water access assessment, aquifer storage, Edwards Aquifer, water injection, environmental regulations, groundwater management, San Antonio River, pollution control, flood management, water quality, conservation district, bonds, utility rates, ratemaking, water services
AZ
Arizona 2026 Regular Session
03/24/2026 - House Natural Resources, Energy & Water
Natural Resources, Energy & Water
Transcript Highlights:
- use of qualified third-party contractors to assist with application reviews when agency capacity is limited
Keywords:
underground utilities, utility locating, dig safe, call before you dig, 811, excavation safety, damage prevention, one-call center, locate request, white lining, large project coordination, buried infrastructure, subsurface utilities, utility marking, locator wire, locator strip, interactive positive response system, landlord duties, apartment community, mobile home park
Summary:
The committee first received a presentation from the Arizona Water Banking Authority by Dr. Rebecca Burnett. She explained the authority’s role in storing Colorado River water as long-term storage credits, its funding sources, and its obligations to provide backup supplies for CAP municipal and industrial subcontractors, the Hualapai River Indian community, and Nevada. Members asked about future firming for CAP users, recovery of credits, water quality issues, and whether municipalities banking water themselves affects the authority’s supply. Burnett said the authority has no current firming policy for CAP M&I subcontractors, is waiting on Colorado River guidelines, and does not have excess water to bank because no surplus is available. No action was taken on the presentation.
The committee then heard and voted on several bills. SB 1445, as amended, allows small municipalities to test bacteriological samples on site with EPA-approved equipment; the sponsor and a rural mayor argued it would save money and improve responsiveness, while some members questioned whether the change was already possible under existing law. The bill passed 6-4. SB 1137, with a Taylor amendment, modernizes Arizona’s 811 call-before-you-dig system by adding large-project coordination meetings, an interactive positive response system, and related procedures; it passed unanimously 10-0. SB 1287, which expands an existing groundwater use allowance for irrigation grandfathered rights from initial AMAs to all AMAs, passed 9-1.
The committee also considered SB 1335, as amended, which in its final form addressed a temporary continuation of irrigation tied to the Ag-to-Urban program and groundwater savings credits; DWR said the amendment was still a placeholder and needed cleanup, while supporters said it would help manage timing issues for farmers and developers. It passed 5-4. SB 1336 reauthorized the State Land Department through 2030 and added oversight, reporting, and planning requirements; the department was neutral but raised concerns about the proposed oversight committee and implementation details. After debate over the need for another board and the length of reauthorization, it passed 5-4.
Finally, SB 1677 appropriates $3 million to the Department of Forestry and Fire Management for salt cedar mitigation along the lower Gila River corridor. Supporters from Audubon Southwest, the City of Buckeye, and local landowners said the invasive trees increase flood and wildfire risk, consume large amounts of water, and crowd out native habitat; some members raised concerns about herbicide use and wanted more detail on the mitigation plan. The bill passed 9-0. The chair then thanked staff and members, and the meeting adjourned.
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Transcript Highlights:
- After the word duties, the following, including but not limited to, amendments submitted by Representative
Keywords:
captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive, risk retention group, pure captive, association captive, industrial insured captive, series captive, branch captive, special purpose captive, reciprocal insurer, capital and surplus, letter of credit, change in control, merger, conversion