Video & Transcript : 'condominium insurance' :

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CA

California 2025-2026 Regular Session

Senate Floor Session Jun 25th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • This adds a potential avenue for the state to assist employers in repaying the unemployment insurance
  • It doesn't say it's going to be used to reduce the UI payment or the unemployment insurance payment,
  • They can also buy in condominiums and tracts in these condominiums.
  • These condominiums and these townhomes are there for them.
  • , his fire insurance.
Summary: The Senate opened with roll call, prayer, and the Pledge of Allegiance, then spent much of the session honoring Sister Michelle Gorman, the Senate chaplain, on her final day after 11 years of service. Members from both parties praised her prayers, compassion, humor, and steady presence, and several noted her long career in education and religious service. The chamber also welcomed delegations from the Japanese Chamber of Commerce of Northern California and the Japanese Business Association of Southern California, as well as a delegation from Morelia, Mexico, in connection with Sacramento’s sister-city relationship. The Senate then handled several procedural items, including Assembly messages and motions to remove or withdraw certain bills from consent or committee. The chamber adopted a motion to move Budget and Fiscal Review Committee measures to third reading, and later approved author’s and floor amendments. The main floor action was on ACA 20, the Save for California Futures Act, which would expand the state Rainy Day Fund target from 10% to 20% of general fund taxes, change how reserve deposits count under the Gann limit, and extend and broaden debt repayment provisions, including federal unemployment insurance debt. Supporters argued it would strengthen fiscal stability and reduce volatility; opponents said it was too complicated, still allowed too much borrowing, and did not sufficiently prioritize paying down existing debt. The measure passed 29-2. The Senate also took up SB 623, a compromise measure addressing transportation network company accident cases and medical lien practices. The bill would cap certain lien-based medical charges, restrict attorney referrals and kickbacks tied to lien providers, require more standardized billing, and add rideshare safety requirements such as background checks and additional disqualifying offenses; it passed 36-0. The chamber then considered SB 417, the Veterans and Affordable Housing Bond Act of 2026, an $11.25 billion housing bond with $10 billion in general obligation bonds and $1.25 billion for veterans home loan assistance. Supporters said it would fund shovel-ready affordable housing, preservation, homeownership, youth housing, infrastructure, and veterans’ housing; opponents criticized it as a “bait-and-switch” that used veterans to justify broader housing debt and argued the state should focus on existing programs and private financing. Despite the opposition, the measure passed 29-2.
WA

Washington 2025-2026 Regular Session

Senate Business, Trade & Economic Development Feb 4th, 2026 at 08:00 am

Business, Trade & Economic Development

Transcript Highlights:
  • SB 6248, addressing travel insurance, was heard in this committee last Wednesday.
  • It substantially adopts the Travel Insurance Model Act, including providing licensing...
  • requirements, duties, requirements, and restrictions around travel insurance.
  • It provides that limited lines travel insurance... By Senator Stanford.
  • insurers from using wildfire risk as a disqualifying risk factor for coverage if a property...
WA

Washington 2025-2026 Regular Session

House Labor & Workplace Standards Jan 28th, 2026 at 08:00 am

Labor & Workplace Standards

Transcript Highlights:
  • In response, we narrowed the bill to unemployment insurance.
  • So you said you've narrowed your intent originally just to unemployment insurance notices? Yes.
  • In response, we narrowed the bill to unemployment insurance.
  • So you said you've narrowed your intent originally just to unemployment insurance notices. Yes.
  • Tuki, and I'm the Division Chief Administrative Law Judge for the Unemployment Insurance Division at
FL

Florida 2025 Regular Session

February 5, 2025 - 12:30 PM

Transcript Highlights:
  • You can imagine what that entails: foreclosures, real property disputes, condominium, eminent domain,
  • Foreclosures, real property disputes, condominium, eminent domain, personal injury, and the list goes
  • Retirement and deferred compensation, insurance premiums, flexible spending deductions, garnishments,
  • We had a few that were completely destroyed that didn't even have homeowners insurance.
  • Does it... ...homeowners insurance. So I'm wondering how that process starts over again.
Summary: The Intergovernmental Affairs Subcommittee met to review how county budgets are developed and how constitutional officers fit into that process. Davin Suggs of the Florida Association of Counties gave an overview of county budgeting, explaining the statutory framework, the role of property taxes and TRIM notices, the fiscal-year timeline, fund balances and reserves, and the Department of Revenue’s oversight. He emphasized that county budgets include the board’s budget plus the budgets of constitutional officers, and that relationships and communication are critical to resolving budget issues. A panel of constitutional officers then described their offices’ budget processes and responsibilities: Escambia County Sheriff Chip Simmons discussed law enforcement budgeting and the importance of negotiated agreements with county commissions; Alachua County Property Appraiser Aisha Solomon explained the June 1 budget deadline, valuation methods, and the appeal process for property assessments; Manatee County Clerk and Comptroller Angelina Coleniso outlined the clerk’s court and finance duties, the county-side budget process, and the clerk’s personal liability under section 129.09 for unlawful expenditures; Leon County Supervisor of Elections Mark Early described the cyclical nature of election costs, staffing, equipment, and the impact of turnout and election law changes; and Columbia County Tax Collector Kyle Keene explained that tax collectors’ budgets are reviewed by the Department of Revenue, with fee offices funding themselves through service charges and budget offices relying on county support. Members asked about personal liability for unlawful spending, conflicts between clerks and county commissions, property valuation and storm damage adjustments, reserve levels, and whether tax collectors can retain excess fees. Responses noted that clerks must refuse illegal expenditures, property appraisers use market-based assessments with VAB and court review available, counties should maintain healthy fund balances for cash flow and emergencies, and tax collectors generally must zero out year-end balances and distribute excess revenues to taxing authorities. The committee took no votes and adjourned after thanking the panelists for their testimony.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/24/26

Commerce Finance and Policy

Transcript Highlights:
  • House File 1724 insurance...
  • </c> mistakenly regulated under insurance mistakenly regulated under insurance laws.<00:05:04.000><c>
  • </c> use their insurance for the specialist. use their insurance for the specialist.
  • </c> monthly premiums for insurance. monthly premiums for insurance. Thank<00:19:24.640><c> you.
  • It's been amazing. invested and our insurance guy that came invested and our insurance guy that came
Bills: HF2400 , HF1724 , HF3437 , HF4333 , HF2874 , HF4052
AL

Alabama 2025 Regular Session

Alabama House Ways and Means Education Committee Mar 19th, 2025

Ways and Means Education

Transcript Highlights:
  • our education employees do not have that our education employees do not have workers compensation insurance
  • Our workers compensation insurance. Our workers compensation insurance.
  • um you know of you know workforce um you know of you know workforce um you know changing you know insure
  • to or usher to changing you know insure to or usher to changing you know insure to or usher to insure
  • some some technical things like insure some some technical things like insure some some technical things
Bills: SB199 , HB142 , SB86 , HB152 , HB297 , SB1 , SB1
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 27th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • against insurance companies.
  • insurance fraud.
  • insureds themselves.
  • not just the insurance company.
  • It does recognize that insurance consumers can be the victims of insurance fraud.”
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 23rd, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • I would like to call this meeting of Business and Insurance to order.
  • Believe me, I am in the insurance industry. I\'ve done this for 17 years.
  • or will it save costs to the insurers?
  • Captive Insurance Association to improve the statutes surrounding the captive insurance framework.
  • Chair. 3796 is the Oklahoma Insurance Department's requests omnibus bill.
MO

Missouri 2026 Regular Session

Crime and Public Safety Feb 17th, 2026

Crime and Public Safety

Transcript Highlights:
  • Living inside of a condominium. Condominium with a shared pool.
  • Because it is a condominium, we have an individual.
  • They had no idea that condominiums and apartments were not considered public.
  • To make a condominium complex a private pool. Again, I agree with you.
  • The pool sits back down in the middle of the condominiums.
Summary: The committee met with a quorum and first went into executive session, where House Bills 3012, 2997, and 3058 were combined into a House committee substitute and then voted do pass by a 17-0 roll call. House Bill 2868 was set aside for further work on a substitute. The committee then moved into public hearings, beginning with House Bill 1740, “Melanie’s Law,” which would increase penalties for intoxicated driving cases involving injury or death and expand ignition interlock requirements, including for high-BAC offenders. The sponsor and family members of victims described the bill as a response to fatal crashes involving loved ones, while law enforcement, MoDOT, prosecutors, and MADD supported the measure as a prevention tool and cited data on recidivism and fatal crashes. Members asked about BAC thresholds, whether the bill would cover drug impairment, fiscal impacts, and the relationship to existing sentencing and parole rules. No vote was taken on HB 1740 during the hearing. The committee also heard House Bills 3049 and 368, described by the sponsors as technical cleanup bills to resolve conflicts in Missouri’s sex offender registry statutes after court rulings and to reorganize and clarify the law. A prosecutor testified in support, and members discussed registry tiers, age-of-consent issues, and how the changes might affect people whose offenses were tied to older laws or unusual fact patterns. The bills were presented as consistency and cleanup measures, and no opposition testimony was offered. Next, House Bill 2311 was heard, proposing to raise the age of consent to 18 and reduce the close-in-age exception from four years to three. The sponsor said the change was intended to align the law with recent marriage-age changes and avoid mixed signals. Members raised concerns about criminalizing high-school relationships and about consistency with existing law, but there was no testimony in opposition or a vote. Finally, House Bill 3105, a revised Second Amendment Preservation Act-style bill, was heard. The sponsor said it would remove unconstitutional language from the prior law, bar state and local officials from knowingly violating law-abiding citizens’ firearm rights, and preserve cooperation with federal law enforcement. Supporters, including sheriffs, argued it protects constitutional rights while allowing officers to act against dangerous criminals and people in crisis. Opponents, including gun-rights advocates, argued the bill still lacked a meaningful deterrent to federal overreach and raised concerns about vague language such as “danger to self or others,” which they said could function like a red-flag law and be misused. The hearing ended without a vote on HB 3105.
HI

Hawaii 2026 Regular Session

PBS Info Briefing - Wed Mar 4, 2026 @ 10:00 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • An entire condominium that might house hundreds of people could be searched. for tsunami awareness for
  • that might house an entire condominium that might house hundreds<00:31:19.760><c> of</c><00:31:19.919
  • Botti, yes, it can be a condominium. It can also just be a block.
  • Botti, was can this template be used by condominium associations? And my answer is yes.
  • Botti, was can this template be used by condominium associations? And my answer is yes.
AZ

Arizona 2026 Regular Session

03/10/2026 - House Commerce

Commerce

Transcript Highlights:
  • Senate Bill 1415 prescribes specified qualifications for salaried employees of insurers or managing general
  • obtained licensure without taking the examination to only adjust claims as a salaried employee of an insurer
  • Isaacson, welcome. without taking the examination to only adjust claims as a salaried employee of an insurer
  • I'm here on behalf of State Farm Insurance in support of Senate Bill 1415.
Bills: SB1181 , SB1252 , SB1254 , SB1415
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jul 16th, 2025

Insurance

Transcript Highlights:
  • Today, each trip is covered by multiple forms of insurance: a million dollars in liability insurance,
  • And identify specifically where the insurance fee—what percentage of that fee is due to insurance?
  • On the insurance market.
  • the HOA as an additional insured.
  • We are concerned that if this bill passes, you will see increases in insurance premiums to your condominium
Committee: House Insurance
Summary: The committee heard several insurance-related bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage limits for rideshare companies from $1 million to $100,000 per person and $300,000 per incident, with the stated goal of lowering fares and improving driver economics. Uber, Lyft, and business groups supported the bill, while consumer attorneys, labor groups, and other opponents argued it would cut passenger and driver protections and should include stronger guarantees that savings reach riders and workers. Members raised questions about data, fee breakdowns, and whether the bill should include a look-back or other accountability measures; the bill was passed on a do-pass vote as proposed to be amended in another committee. SB 487 by Senator Grayson would change how third-party recoveries are distributed when peace officers or firefighters are injured in the line of duty, ensuring injured public safety workers receive at least two-thirds of the at-fault party’s liability insurance limits in certain cases. Supporters, including injured officers and public safety organizations, said current law can leave injured first responders with little or no recovery after employer reimbursement, while opponents representing local governments argued the bill would reduce recovery of taxpayer-funded workers’ compensation costs and lacked sufficient data. The committee discussed the interaction with existing workers’ compensation and retirement benefits, and the bill was moved on a do-pass vote to Appropriations. SB 616 by Senator Rubio would create an independent community hardening commission within the Department of Insurance to develop statewide wildfire mitigation standards and post-catastrophe reports aimed at improving insurability and affordability. The Department of Insurance, local governments, consumer advocates, and fire-related groups supported the measure, while water agencies opposed provisions they said could improperly involve the commission in water infrastructure recommendations and create litigation and ratepayer concerns. The bill was approved on a do-pass vote to Appropriations, with some members voting no or not voting. The committee also considered SB 547 by Senator Perez, coauthored by Senator Rubio, which extends wildfire-related insurance moratorium protections to commercial property policies for one year after a state emergency in affected areas. The Department of Insurance and a broad coalition of local government, consumer, and business groups supported it, and the major insurance trade groups withdrew opposition after amendments. The bill was passed as amended to Appropriations. Separately, SB 770 by Senator Allen would remove an insurance requirement that an HOA be named as an additional insured for residents installing EV chargers in common-interest developments; supporters said the rule is a barrier to home charging, while community association representatives warned it could raise premiums for all members. The discussion focused on balancing EV access with HOA insurance costs, and the bill was supported out of committee.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jul 16th, 2025

Transcript Highlights:
  • dollars in liability insurance, a million dollars in occupational accident insurance to protect drivers
  • And identify specifically where the insurance fee, what percentage of that fee is due to insurance?
  • We are concerned that if this bill passes, you will see increases in insurance premiums to your condominium
  • They increased because I had to find a bespoke insurer that would add my HOA as additional insured.
  • They increased because I had to find a bespoke insurer that would add my HOA as additional insured.
Summary: The committee heard several insurance-related bills. SB 371 by Senator Cabaldon would lower uninsured/underinsured motorist coverage requirements for rideshare companies from the current $1 million level to $100,000 per person and $300,000 per incident, with added transparency and data-reporting provisions. Uber, Lyft, and several business groups supported the bill as a way to reduce fares and improve affordability, while consumer attorneys, labor groups, and others opposed it as a major cut in protection for injured passengers and drivers. Committee members raised concerns about whether savings would actually reach riders and drivers, but the bill was approved on a do-pass vote to the next committee, with one member not voting. SB 487 by Senator Grayson would change how settlement or judgment proceeds are distributed when peace officers or firefighters are injured by a third party, ensuring they receive at least two-thirds of the at-fault party’s liability insurance limits in certain cases. Supporters, including public safety unions and an injured deputy sheriff, said current law can leave injured first responders with little or no recovery after employer reimbursement, while opponents representing cities, counties, and public agencies argued the bill would reduce recovery of taxpayer-funded workers’ compensation costs and lacked sufficient data. The committee members who spoke largely supported the bill, and it passed on a do-pass vote to Appropriations, with one member not voting. SB 616 by Senator Rubio would create an independent community hardening commission within the Department of Insurance to develop statewide wildfire mitigation recommendations and a post-catastrophe reporting process. The Department of Insurance, local governments, consumer groups, and fire-related organizations supported the measure as a way to improve wildfire resilience and insurance availability, while water agencies opposed provisions touching water infrastructure and warned of litigation and ratepayer impacts. The bill advanced on a do-pass vote to Appropriations, with some members not voting and one member voting no. The committee also heard SB 547 by Senator Perez, coauthored by Senator Rubio, which would extend wildfire-related insurance cancellation/nonrenewal moratoriums to commercial properties; insurers removed their opposition after amendments, and the bill passed to Appropriations on a do-pass vote.
HI

Hawaii 2025 Regular Session

Senate Floor Session 04-03-2025 11:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Third reading of House Bill 850, Senate Draft 1, relating to condominiums. Is there any discussion?
  • Standing Committee Report 1509, third reading of House Bill 70, Senate Draft 1, relating to condominium
  • Standing Committee Report 1510, third reading of House Bill 544, Senate Draft 1, relating to pet insurance
MO

Missouri 2026 Regular Session

Crime and Public Safety Feb 17th, 2026

Crime and Public Safety

Transcript Highlights:
  • Living inside of a condominium, condominium with a shared pool, and right now there's some ambiguity
  • And because it is a condominium, we have an individual. This has happened twice now.
  • They had no idea that condominiums and apartments were not considered public.
  • The pool sits back down in the middle of the condominiums.
  • Why is the pool staying public and not part of private or condominium or residential?
HI

Hawaii 2026 Regular Session

AEN-WLA-EIG, WLA-AEN-EDT, WLA-AEN, WLA-AEN-PSM Public Hearings 03-20-2026

Agriculture and Environment

Transcript Highlights:
  • I'm a director on my condominium association's board, which is actually relevant to this issue.
  • I'm a director on my condominium association's board, which is actually relevant to this issue.
  • Hawaii in the 21st century with no migrant labor, astronomically expensive inputs, astronomical insurance
  • Hawaii in the 21st century with no migrant labor, astronomically expensive inputs, astronomical insurance
  • building by a woman that saw condominium building by a woman that saw a<01:00:12.400><c> a</c><01:00
Bills: HB1979
Summary: The committee heard testimony on HB 1979 HD3, which would shorten the time to file certain judicial challenges to environmental assessments and environmental impact statements for affordable housing and clean energy projects, and would also affect transfer of some environmental court appeals to the Supreme Court. The Office of Planning and Sustainable Development supported the amended bill, saying the changes were improved from earlier versions and that the shorter filing period was reasonable for these priority projects. Hawaii Gas asked that the bill’s clean energy definition be broadened to align with existing renewable energy law so emerging technologies like renewable hydrogen and renewable gas would be included. Kauai Island Utility Co-op and Greenpeace Hawaii testified in support and opposition, respectively, with supporters arguing the bill would reduce litigation uncertainty and opponents saying the shorter deadline would limit public participation and not solve the real causes of project delays. Opposition testimony came from the Office of Hawaiian Affairs, Earthjustice, Sierra Club, 350 Hawaii, and others, who argued the bill could chill legitimate public-interest claims, especially where there is limited public notice, and that environmental review was being unfairly blamed for delays caused by permitting, financing, or infrastructure problems. Several speakers said the measure would reduce transparency and make it harder for communities to respond in time. One testifier from Earthjustice said the environmental review process itself is not the problem and should not be weakened for projects that still need public disclosure and community engagement. The committee then moved to decision-making and, citing the volume of opposition and concerns about public participation, transparency, and whether the bill would actually improve timelines, the chair deferred HB 1979 HD3 indefinitely. The hearing was adjourned after the vote decision was announced. The transcript then shifted to HB 2585, relating to tourism and statewide standards for agritourism. Testimony was mixed: farmers and agricultural groups described agritourism as essential to keeping small farms and ranches viable, while also urging safeguards so it would not be abused or displace real agricultural production. Some speakers warned the bill’s revenue-based limits could unintentionally shut down existing farm stays and related operations, especially in Maui County. The Hawaii Farm Bureau said it supported the intent but wanted clearer protections for bona fide agriculture and more flexibility around revenue requirements and force majeure situations. The discussion was still underway when the transcript ended.
FL

Florida 2025 Regular Session

March 25, 2025 - 12:00 PM

Transcript Highlights:
  • Next we have, yeah, next we have House Bill 393, My Safe Florida Condominium Pilot Program by Rep.
  • The bill aims to revise and enhance My Safe Florida Condominium Pilot Program to improve the hurricane
  • resilience of eligible condominiums by providing financial assistance for mitigation projects.
  • It covers eligibility limited only to condominiums three stories and higher.
  • It covers eligibility limited only to condominiums three stories and higher.
Summary: The committee heard five housing- and resilience-related bills. HB 793 would create an International Aerospace Innovation Fund administered by Space Florida to support aerospace research, workforce development, and commercialization; it was amended with a clarifying change and passed unanimously. C.S. for HB 411 would extend an affordable housing property tax exemption to certain nonprofit projects on leased land through a housing finance authority, such as Habitat for Humanity projects; it also passed unanimously. HB 701 would require local housing assistance plans to allow mobile home owners on leased land to seek help with lot rent, and it passed unanimously after an amendment and testimony from mobile home advocates and AARP in support. The committee also considered C.S. for HB 393, which expands the My Safe Florida Condominium Pilot Program to help eligible condominiums fund hurricane mitigation projects, including roof-related work, with added eligibility and inspection requirements. The bill drew support from condo and housing groups and passed unanimously with committee substitute. The final and most extensive measure, HB 943, would significantly revise state land-use and development rules to promote affordable housing by limiting local restrictions, changing zoning and approval standards, adjusting parking and impact fee rules, and expanding accessory dwelling unit and mixed-use provisions. It generated extensive testimony, with many local officials, city and county groups, and preservation advocates opposing it as overly broad and preemptive, while housing and business groups supported it. HB 943 was amended several times during the meeting, including changes related to church-owned property, parking, historic landmarks, manufactured homes as accessory dwelling units, and fair housing language. The sponsor repeatedly said the bill was a work in progress and that additional changes would be made. After debate from members emphasizing both the need for more housing and the need to preserve local control, the committee approved HB 943 on a 14-1 vote, with Rep. Casello voting no.
TX

Texas 89th Regular

Senate Session Apr 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 2579 by Hancock, relating to health care and insurance fraud, to Health and Human Services
  • based on certain characteristics of the insured, to Business and Commerce.
  • Senate Bill 2606 by Blanco relating to the franchise and insurance premium tax credit for a certified
  • Relating to the franchise and insurance premium tax credit for a certified rehabilitation of certain
  • Senate Bill 2629 by Creighton, relating to organization of meetings of and voting by condominium unit
Summary: The Senate convened with a quorum present, heard an invocation, and approved the previous day’s journal. The chamber then adopted Senate Resolution 358 honoring the University of Texas Rio Grande Valley on its 10th anniversary, with senators highlighting the university’s growth, medical school, research expansion, and role in serving South Texas. The Senate also adopted Senate Resolution 368 honoring outgoing Texas A&M University System Chancellor John Sharp, with numerous senators praising his long public career, leadership in higher education, and statewide impact. Senate Resolution 361 recognizing Texas HBCU Day and Senate Resolution 362 recognizing Denton County Days at the Capitol were also adopted, along with other routine recognitions and gubernatorial appointments being read into the record. The Senate then took up several bills. Committee Substitute Senate Bill 27, relating to rights and support for public school educators, was debated and amended to shorten vacancy posting requirements, allow bilingual certification candidates to retake only failed test sections, give teachers more flexibility with paid leave, clarify classroom removal procedures, and ensure parents are informed of appeal rights. The bill passed to engrossment, the three-day rule was suspended, and it was finally passed unanimously. Senate Joint Resolution 12, proposing a constitutional amendment to establish a parent’s right to direct a child’s education, was also brought up and passed to engrossment after a contested suspension vote. The Senate next passed Committee Substitute Senate Bill 1741, which would require reporting of foreign funding at public universities, bar gifts from adversarial governments, and require training and reporting systems to prevent foreign influence and intellectual property theft in higher education. Committee Substitute Senate Bill 29, the so-called “Dexit” bill, was debated at length for its corporate governance changes, including codifying the business judgment rule and altering internal corporate litigation and records rules; it passed to engrossment, the three-day rule was suspended, and it was finally passed by a 30-1 vote. Senate Bill 857, allowing law enforcement discretion to tow vehicles driven by unlicensed or uninsured drivers, passed after discussion of towing abuses during flooding and disaster conditions. Committee Substitute Senate Bill 1536, requiring dementia and Alzheimer’s training for certain guardians, passed with broad support, and Senate Bill 922, addressing delayed electronic disclosure of sensitive medical test results so physicians can discuss them first, was taken up and passed to engrossment as the chamber continued through its calendar.