Video & Transcript : 'liability insurance' :

Page 199 of 500
MO
Transcript Highlights:
  • So it didn't include Medicare Advantage Plan members or commercial insurance.
  • like the military and like big health care systems, I have to have the same errors and omissions insurance
  • for my staff, and my firm carries the same insurance.
  • But you mentioned something about you carry the same insurance. Yes, we do. Without the claims.
  • The liability of not doing that is remarkable. And so, at that, I will stop.
Summary: The committee first continued the public hearing on House Bill 2897, which would expand optometrists’ authority to perform certain office-based procedures. Supporters, including an optometrist from rural Missouri, argued the bill would improve access to care in counties without resident ophthalmologists, reduce wait times and travel burdens, and better align scope of practice with optometry training. Opponents, including representatives of osteopathic physicians, raised concerns about patient safety, the lack of live-human-eye training in Missouri, and whether the bill would actually direct services to rural areas. The hearing then closed on HB 2897 without a vote. The committee next heard House Bill 2353 on interior designers’ licensure and sign-and-seal authority. The sponsor and supporters said the bill modernizes the profession, moves oversight under the state’s architecture/engineering board, and would let licensed interior designers stamp their own non-structural work after education, testing, and experience requirements. Supporters emphasized workforce retention, consumer savings, and that interior designers are trained in fire/life safety, ADA, and code compliance. Opponents from engineering groups said they were still negotiating language but objected to provisions that could be read to require interior designers for broad categories of buildings or blur boundaries with architecture and engineering; they asked for clearer scope language and continued collaboration. No final action was taken. Finally, the committee heard House Bill 2241, which would create a framework for certain faith-based residential child care facilities to operate outside the standard foster care licensing system under a new oversight board. The sponsor said the bill is intended to address a shortage of foster placements while allowing Christian homes to maintain their religious mission, with background checks, inspections, and reporting still required. Supporters from Christian child care agencies said the bill would preserve religious freedom and expand placement capacity. Opponents, including child advocacy and child abuse prevention groups and several legislators, argued the proposal would create a separate, less accountable system for vulnerable children, weaken state oversight, and risk repeating past abuse scandals; they said existing licensing rules already allow faith-based providers to participate. The discussion was extensive, but no vote was taken in the portion provided.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Oct 15th, 2025

Transcript Highlights:
  • cost for the contract that provides New Mexico $125,000 per year, source 2.0, and for increased insurance
  • and employee liability premium increases, and an increase of $12.3 thousand, or ten and a half percent
  • And the agency will also seek a supplemental appropriation to cover the higher health insurance costs
  • The majority of the agency's request is for personnel increases related to GSD risk and health insurance
  • The remainder of their request is for $13,200 to cover IT and risk insurance rate increases budgeted
MN

Minnesota 2025-2026 Regular Session

House Children and Families Finance and Policy Committee 4/14/26

Children and Families Finance and Policy

Transcript Highlights:
  • In And my insurance goes up every year.
  • </c> same to a parent or an insurance same to a parent or an insurance carrier.<01:31:29.120><c> Families
  • For example, insurance coverage.
  • ><c> now</c> filed an insurance claim, but are now filed an insurance claim, but are now penalized<01
  • Thank you, and I'm happy to answer any questions. enable insurers to better assess risk, enable insurers
Bills: HF4407 , HF4382
NH
Transcript Highlights:
  • We have<00:15:03.519><c> an</c><00:15:03.680><c> asset</c><00:15:04.160><c> liability</c><00:15:04.959
  • ><c> committee,</c><00:15:05.839><c> an</c><00:15:06.560><c> uh</c> have an asset liability committee
  • with what's going on in the credit union movement, what are the important things, how does asset-liability
  • </c><00:16:52.880><c> management</c> how does asset liability management how does asset liability management
  • it's never been more important liability it's never been more important than<00:25:12.080><c> it</c>
Summary: The committee held a public hearing on Senate Bill 25, which would allow New Hampshire state-chartered credit unions to choose, by member vote, to compensate their board members. Prime sponsor Senator Dan Innis said the bill is enabling only, does not require compensation, and is intended to align New Hampshire with other states that already permit this. He argued that credit union board service now requires more time and expertise, and that compensation could help attract stronger candidates and improve governance. Representatives from the Cooperative Credit Union Association and St. Mary’s Bank testified in support. They said the change would not create salaries, but could cover modest compensation or reimbursements such as daycare, education, cybersecurity, or accounting training. They emphasized that credit unions remain nonprofit and member-driven, that board members must be credit union members and elected by members, and that any compensation decision would be made by the membership at an annual meeting or through the credit union’s voting process. Witnesses also said the bill would help with recruitment and retention, especially as credit union operations have become more complex and digital, and noted that similar authority exists in 16 other states, including Rhode Island. Committee members asked about the historical reason credit unions were excluded, the amount and structure of compensation, whether there would be a cap, and how voting would work. Witnesses said the bill does not set a statutory maximum, but in practice the amount would be disclosed to members and set through the vote; they also described St. Mary’s Bank’s ballot process and said proxy or ballot procedures depend on each credit union’s bylaws. One witness noted that federally chartered credit unions are subject to different limits. After testimony and questions, the chair closed the public hearing on Senate Bill 25 and then moved on to Senate Bill 26.
FL

Florida 2026 Regular Session

Senate in Session Feb 26th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • We have nice, good insurance here, and I had a great hospital system, and we took care of it, and I am
  • Let's address the true crises facing Floridians: affordability, including housing, property insurance
  • Affordability, including housing, property insurance, health care, childcare, affordability, including
  • housing, property insurance, health care, child care, and food insecurity.
  • on our phones, we should probably have insurance on big investments, like $500 Oakley eyewear that you
Summary: The Senate convened with a quorum, opening prayer, Pledge of Allegiance, and several introductions, including guests from the press, Florida State women’s soccer, and former Senator Janet Cruz. Members also announced there would be no conference that weekend. The chamber then moved to the special order calendar and began taking up a series of bills, often substituting House companions and proceeding quickly to third reading and final passage. Among the measures approved were bills modernizing trust settlement and trustee discharge procedures; revising military affairs laws, including leave protections, retirement eligibility, and assistance programs; creating uniform cash-rounding rules as Florida prepares for the end of the penny; refining podiatric medicine rules on cellular/tissue-based products and informed consent; expanding veterans’ court access statewide; clarifying RV park special assessments; establishing concurrent state-federal jurisdiction for juveniles on military installations; reauthorizing alcoholic beverage loss deductions; and revising bail bond and pretrial release laws, including training, electronic notices, forfeiture timing, and related procedures. Members also passed bills on eyewear insurance licensing, expanding the Linking Industry to Nursing Education Fund into health science education, streamlining recovery residence regulation, enhancing felony battery penalties, and updating child welfare rules to reduce repeated background checks, make the Step Into Success program permanent, and create a best-practices program. Several bills drew brief supportive remarks, especially those affecting veterans, the National Guard, foster youth, and military families. One bail bond bill prompted questions about charitable bail bonds, with the sponsor stating the current statute would remain unchanged. Most bills passed unanimously or near-unanimously; the bail bond measure passed 36-1, while the others noted here passed with no or minimal opposition. The Senate also adopted an amendment to the military affairs bill and a delete-all amendment to the military-installation jurisdiction bill before final passage. A major portion of the meeting was devoted to honoring Senate Democratic Leader Lori Berman on her farewell. Members from both parties offered extended remarks praising her leadership, preparation, collegiality, advocacy on issues such as voting rights, women’s rights, Israel, anti-Semitism, breast cancer, school safety, and family law, and her effectiveness in committee and on the floor. Berman delivered an extended farewell speech reflecting on her 16 years in the Legislature, her family, her district, and her legislative priorities, and the Senate ordered her remarks spread upon the journal before recessing and later returning to continue the calendar.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Public Service Jun 21st, 2026 at 01:00 pm

Joint Committee on Public Service

Transcript Highlights:
  • If he initially died from those injuries, he would have been a hero, but instead he became a liability
  • This means that immediately over a third of his allowance is immediately diverted to health insurance
  • But it doesn't cover, we purposely didn't do the annuity or health insurance or, you know, just the 75%
Summary: The Joint Committee on Public Service held a hearing on May 7, chaired by Senators Mike Brady and Dan Ryan, and heard testimony on a wide range of retirement and benefits bills for public employees and their families. Several bills focused on line-of-duty death or disability benefits for police and firefighters, including Senate Bill 1831 for Joanne Sanji, widow of Rutland Detective John Sanji, whose COVID-19 death was described by family, counsel, and the police chief as a line-of-duty death already recognized by local, state, and federal memorials. Similar support was offered for bills involving the surviving spouse of a State Police officer injured in the line of duty, a Springfield officer injured by a hammer attack during a mental health call, and a bill for a former police officer seeking an increased disability retirement due to PTSD after a traumatic incident. Testimony repeatedly emphasized that these cases had been recognized locally or had already moved through prior sessions, but legislative action was still needed to secure benefits. The committee also heard multiple firefighter-related retirement bills. Representatives and union advocates supported a bill for retired Attleboro Fire Captain Walter Gerton, arguing that an audit and recalculation improperly reduced his pension after retirement and that the correction was requested by the local retirement board. Another bill sought disability retirement for former Westfield firefighter Greg Heath, who testified that Parkinson’s disease has made daily life and family care increasingly difficult; supporters cited studies linking firefighting exposures to Parkinson’s and said the city, retirement board, and local officials backed the measure. The committee also heard testimony for retired Quincy Fire Deputy Chief Kevin Bithrow, who described a Parkinson’s diagnosis following years of exposure at major toxic fires, including the Home Depot and MWRA incidents, and for a related Quincy bill that would treat his retirement as line-of-duty for survivor protection. Additional bills included a proposal to provide flags to next of kin of police officers and firefighters killed in the line of duty, a bill to resolve employer contribution obligations for the Neshoba Associated Boards of Health in the state retirement system, and several individual retirement or service-credit measures. These included a bill for former State Police gang unit officer David Patterson, a school nurse seeking additional credible service credit for a temporary staffing emergency, and a former Suffolk County sheriff’s deputy seeking an increased disability retirement after a violent inmate assault left him with lasting injuries. Testimony generally came from the affected individuals, family members, municipal officials, retirement boards, and public safety unions, with most speakers urging favorable action and noting that many of the bills had already passed one chamber or had been filed in prior sessions. At the end of the hearing, the committee took no recorded votes on the bills and then adjourned.
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Seventy - Thursday, May 14 - Afternoon Session

Missouri House Floor Meeting

Transcript Highlights:
  • or not completed from a contractor perspective, going after money with the, since they have more insurance
  • It's going to keep the insurance cost to the contractors we hire to build our bridges and our roads and
  • No, it should be called contractor liability, qualified immunity, something like that.
AZ

Arizona 2026 Regular Session

03/18/2026 - Senate Health and Human Services

Health and Human Services

Transcript Highlights:
  • It's just too broad, and it just opens up employers to a huge liability. Members, any questions?
  • Senate Bill 1002 relating to SNAP eligibility evaluations, Senate Bill 1036 relating to unemployment insurance
  • DES to take my food stamps away. ...face a consequence from DES to take my food stamps away or my insurance
NM
Transcript Highlights:
  • They don't want to deal with the insurance, HR, or the hiring.
  • They don't want to deal with the insurance, HR, or the hiring.
  • Have you considered, and is there any legal liability in the state inserting itself into a current negotiation
Summary: The committee first took up SB 96, which would reduce local zoning, fee, parking, HOA, and sprinkler-related barriers for child care operators and home-based child care facilities. The sponsor and the Early Childhood Education and Care Department said the bill is intended to expand child care access, especially in rural areas and child care deserts, while maintaining safety standards. Firefighters, child care advocates, and other supporters testified in favor, while one member objected to the bill’s limits on local control. The committee asked about “stacking spaces” and parking rules, then approved SB 96 on a 7-4 vote. The committee then considered House Bill 303, as amended, dealing with utility construction and certificate of convenience and necessity timing. Utility representatives from El Paso Electric, Xcel Energy, and PNM, along with consumer and energy groups, supported the bill, saying it would let utilities begin construction before the CCN process is complete, with the utility bearing the risk and no cost recovery if approval is later denied. Members questioned impacts on ratepayers, PRC oversight, co-ops, and the bill’s policy rationale. The committee adopted the amendment and then passed HB 303 as amended unanimously, 11-0. Finally, the committee heard House Memorial 6, as substituted, which asked for a study of private equity involvement in critical utilities and whether the state should consider a direct equity stake in utilities. Supporters argued the memorial would provide independent data before major ownership decisions, citing concerns about private equity acquisitions and the need to protect ratepayers and public interests. Opponents, including utility and business representatives, argued the PRC already has authority and expertise, warned about due process and conflict-of-interest concerns, and said the memorial could create uncertainty for investment. After extensive debate, the committee first tabled the committee substitute and then tabled HM 6 itself on an 8-3 vote, ending consideration of the memorial.
AZ

Arizona 2026 Regular Session

02/10/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • registration certificates; SB 1682, treasurer qualified Arizona-based investment managers; SB 1684, school liability
  • And despite those payroll taxes funding Medicare, Social Security, unemployment insurance, they don't
  • Social Security, unemployment insurance, they don't receive those benefits.
Summary: The Senate convened with prayer, the Pledge of Allegiance, a roll call showing 27 present, and approval of the prior journal. Members then introduced guests, including representatives of the Arizona Fair Association, Mohave County fair staff, a constituent guest, a physician candidate shadowing a senator, Father David Myers, and the Doctor of the Day. The chamber also received messages and read a long list of bills placed on second reading. The Committee of the Whole considered three measures. SB 1268, a veterans property tax exemption cleanup bill, was explained as clarifying that the exemption applies to a veteran’s primary residence and, if jointly owned, still counts as 100 percent; it received a do pass recommendation. SB 1051, requiring hospitals to collect and report patient immigration-status information for accounting purposes, drew extensive debate. Supporters said it would improve accountability for hospital spending and taxpayer costs, while opponents argued it would intimidate patients, discourage care, burden hospitals, and target immigrants unfairly. Despite repeated points of order and appeals over germaneness and remarks, the bill advanced on a 16-13 vote. SB 1316, creating a rural health transformation fund process with public hearings and JLBC involvement, was presented as a transparency measure for roughly $167 million in federal rural health funds; supporters favored legislative input, while opponents said it added bureaucracy and could delay care. It advanced 17-13. The Committee of the Whole reported all three bills do pass, and the Senate adopted the report. HB 2792 was substituted for SB 1268 as an identical measure and passed with the emergency clause by a 29-1 vote. SB 1123 and SB 1145 also passed, and SB 1125, dealing with child safety and communication with tribal nations regarding group homes, passed unanimously 30-0. SB 1316 passed 17-13, and SB 1051 passed 17-13 after a lengthy floor debate in which supporters framed it as a fiscal/accountability measure and opponents called it harmful, anti-immigrant, and likely to deter medical care. The Senate then announced committee meetings for the next day and adjourned until Wednesday, February 11, 2026.
AZ

Arizona 2026 Regular Session

02/10/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • registration certificates; SB 1682, treasurer qualified Arizona-based investment managers; SB 1684, school liability
  • And despite those payroll taxes funding Medicare, Social Security, unemployment insurance, they don't
  • Social Security, unemployment insurance, they don't receive those benefits.
NM
Transcript Highlights:
  • Liability insurance has increased significantly, and it has caused an upward trend in litigation. expenses
  • were promised on the floor of the Senate that this year we would have the 80-20 split for health insurance
CA
Transcript Highlights:
  • medication while frantically searching for a new provider, let alone somebody who might be covered by insurance
  • Like many muralists, I carry general liability insurance and have completed OSHA safety training.
Summary: The Assembly Business and Professions Committee heard a lengthy agenda of Senate bills, with most measures ultimately advancing on party-line or broad bipartisan votes after substantial testimony and several amendments. Early in the hearing, SB 418 by Sen. Menjivar was presented as a health access bill to codify ACA nondiscrimination protections in state law and require coverage for up to a 12-month supply of medically approved hormone therapy; supporters framed it as protecting continuity of care amid federal threats, while there was no opposition testimony. The committee later also took up SB 456, which would exempt muralists from contractor licensing requirements for commissioned fine art murals; supporters said recent enforcement had chilled mural projects and harmed artists and communities, and the bill passed unanimously to Appropriations. SB 641, part of the wildfire response package, and SB 774, a sunset review bill for the Department of Real Estate and Bureau of Real Estate Appraisers, also advanced with support and no opposition. SB 775 and SB 776, sunset extensions for the behavioral sciences, psychology, and optometry boards, passed after witnesses described technical changes and the need to keep the boards operating. SB 777, dealing with abandoned cemeteries, drew testimony from local governments, industry, and counties; after amendments removed a local takeover mandate and shifted the bill toward a stakeholder working group and study process, opposition softened or was withdrawn and the bill moved forward to Local Government. SB 790, on interstate reciprocity for online higher education, generated the most debate, with supporters arguing California students and institutions need stronger consumer protections and access to the national reciprocity framework, while opponents said the bill’s terms conflicted with the existing compact; it passed as amended to Appropriations after committee members emphasized continued work on student protections. The consent calendar, including SB 389 and SB 861, was also approved, and the committee adjourned after additional vote changes were recorded.
CA
Transcript Highlights:
  • Are we concerned that this may raise any legal liabilities for small businesses by asking the question
  • Fair wages and insurance—make sure that they have medical insurance.
Summary: The Assembly Committee on Revenue and Taxation held its first regular hearing of the 2025-26 session, adopted its proposed committee rules on a 5-0 vote, and reinstated a suspense file for bills with fiscal impacts over the committee threshold. The chair explained that only AB 418 would be eligible for an immediate vote, while several other measures would be held for suspense consideration because of budget constraints. AB 330 was pulled by the author. AB 418 by Wilson, which would create a clearer process and administrative remedy for county Chapter 8 tax sales, received support from county tax collectors and housing and taxpayer groups. Supporters said the bill would add transparency, due process, and a noticed public hearing for negotiated sales of tax-defaulted properties, while helping counties dispose of low-value or problematic properties more efficiently. The committee voted 6-0 to send AB 418 to Appropriations. Several other bills were heard and then referred to suspense: AB 27 by Chau, which would exclude Chiquita Canyon landfill relief payments from gross income and protect recipients’ eligibility for public benefits, drew strong support from affected residents and environmental advocates; AB 258 by Conley would increase funding for California fairs, with supporters emphasizing fairs’ emergency-response role; AB 397 by Gonzalez would expand the California Young Child Tax Credit into a broader child tax credit for older children; and AB 398 by Aaron would set a $300 minimum refundable Cal EITC benefit. The committee also heard AB 231 by Tye, which would offer a tax credit to microbusinesses that hire formerly incarcerated people, and it too was referred to suspense after supportive testimony from reentry and small-business advocates.
FL

Florida 2025 Regular Session

Commerce and Tourism Feb 4th, 2025

Transcript Highlights:
  • some of their some disconnects there, you can't really bring young people into factories because of liability
  • I'm Ty Close to the former housing challenge on rising property insurance rates and insurance availability
NM

New Mexico 2025 Regular Session

Senate Chamber Feb 3rd, 2025

New Mexico Senate Floor Meeting

Transcript Highlights:
  • And care by school personnel, providing for rulemaking, limiting liability.
  • Senate Bill 263, introduced by Senator Hickey, an act relating to insurance, enacting a new section of
  • the Prior Authorization Act to require health insurers to establish procedures to grant exemptions from
CA
Transcript Highlights:
  • it's something for us to be proud of because this same health insurance expansion has Been critical
  • On how to make sure that this population is able to utilize their primary insurance.
  • service plan, or a disability insurer.
  • service plan, or a disability insurer.
  • And the insurers focus on paying for claims and paying for services.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Nov 17th, 2025

Transcript Highlights:
  • program to fix some of the staffing vacancies. insurance program to fix some of the staffing vacancies
  • For people who have overdue obligations to the Unemployment Insurance Program.
  • And we'll also be doing specialized outreach events, upscaling. for employees without insurance.
  • Unfortunately, it's because they're choosing between the copays they have for their health insurance
  • This would help collect $13 million annually of collectible unemployment insurance debt.
MS

Mississippi 2026 Regular Session

MS House Floor - 12 February, 2026; 10:00 AM

Mississippi House Floor Meeting

Transcript Highlights:
  • </c><04:26:26.080><c> and</c> care, evaluate funding and insurance and care, evaluate funding and insurance
  • That will help the have insurance.
  • And I think that's a direct insurance.
  • </c> citizens that have health insurance citizens that have health insurance can<04:50:24.320><c> and
  • This is very prelim insurance.
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/21/2025)

Transcript Highlights:
  • Do we really want to take that capital asset and all the liabilities with it, or lease?
  • everything with it or lease liabilities everything with it or lease um<01:30:40.560><c> so</c><01:30
  • And basically everybody's unemployment insurance payments are greater by $6 million in order to make
  • </c> all the employers unemployment insurance all the employers unemployment insurance payments<01:37
  • to benefit those unemployment insurance to benefit those those<01:39:18.239><c> 150</c><01:39:18.639
Summary: The committee worked through several HB 2 budget amendments, focusing first on energy-related transfers and then on judicial funding. For the energy item, members discussed moving remaining money from the renewable energy fund into the general fund for the biennium, with later-year amounts going to the general fund rather than ratepayers. They noted the proposal was based on prior House Bill 111 language, that the exact amount was still being worked out with the Department of Energy, and that some language about “incentive payments” was being removed or clarified. Amendment 1211H was moved and adopted on a 5-4 vote. The committee then considered amendment 1040 on the governor’s scholarship fund, which would eliminate the program and sweep uncommitted funds. Members supporting the program argued it helps New Hampshire students afford in-state college and should be reworked rather than repealed; opponents said the remaining balance was limited and the program should be ended. Amendment 1040 was defeated 4-5. The committee then turned to a judicial council request tied to a Franklin Pierce criminal justice clinic that had previously used ARPA funds. Supporters said the clinic cleared 323 cases in nine months, provided training for future attorneys, and could reduce more expensive assigned-counsel costs by helping the public defender system handle cases more efficiently. The amendment would add $100,000 to the judicial council line for that purpose. There was some confusion over the line item and whether the request should be attributed to the judicial branch or judicial council, which was corrected during discussion. Members also discussed a larger issue: the judicial council’s budget request appeared lower than intended because of a possible clerical error in how prior-year funding was calculated, especially after the last budget combined HB 1 and HB 2 funding. The committee compared the public defender line and assigned counsel line, noting that if public defender funding is cut, more cases would shift to assigned counsel, which is more expensive. No final vote on the judicial council amendment is shown in the excerpt.