Video & Transcript Research : 'Consumer Financial Protection Bureau'

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AZ

Arizona 2026 Regular Session

02/04/2026 - Senate Government

Government

Transcript Highlights:
  • It would have put us in financial jeopardy. So, yeah, I mean, to me, they can't do that.
  • It would have put us in financial jeopardy. So, yeah, I mean, to me, they can't do that.
  • These are not political ends; these are constitutional protections.
  • These are constitutional protections.
  • Census Bureau must be used to determine the citizen population of each legislative district.
Summary: The committee first heard SB 1036, which would tighten unemployment insurance eligibility by requiring five weekly work-search actions, weekly reporting to DES, cross-checks against outside data sets before payment, and employer reporting when former employees refuse work or return-to-work offers. The sponsor and supporters said the bill is aimed at reducing fraud and overpayments and encouraging faster reemployment, while DES said it was neutral but warned of implementation costs, added workload, and possible impacts on apprenticeship programs and appeals. After a technical amendment was adopted, the bill received a do-pass as amended recommendation on a 4-3 vote. The committee then considered SB 1054, a strike-everything amendment dealing with city and town emergency measures. The bill would make local emergency ordinances and resolutions subject to referendum, with a 30-day filing window and a ballot vote determining whether the measure remains in effect. Mayors and council members from Payson testified in support, describing repeated use of emergency clauses to pass tax and bond measures and arguing the practice undermines the constitutional referendum right; the League of Arizona Cities and Towns opposed the bill, saying it would defeat the purpose of emergency powers and slow city responses to true crises. The committee adopted the amendment and gave the bill a do-pass as amended recommendation on a 4-2 vote. Next, SCR 1022 was heard, proposing to increase the House from 60 to 90 members, with three House districts nested within each Senate district, subject to voter approval and delayed applicability. The sponsor argued the change would improve representation by reducing the number of constituents per legislator and make Arizona more in line with other states; some members raised concerns about cost, logistics, and the need for more study, while one public witness strongly supported the measure. After adopting an amendment delaying implementation from 2033 to 2043, the resolution received a do-pass as amended recommendation on a 5-2 vote. The committee also approved SB 1271, which would bar municipalities from penalizing businesses based on the number of emergency-service calls or the value of stolen or damaged property, with exceptions for malicious, knowingly false, or frivolous calls. Supporters said the bill protects businesses from being discouraged from calling 911, and the Goldwater Institute said it would preserve access to emergency services while still allowing action on false alarms; the bill passed 6-1. SB 1437, requiring public records to be provided in the least expensive manner possible and electronically when requested, also passed unanimously after testimony from Goldwater about high fees and delays for electronic records. Finally, the committee began hearing SB 1439, a strike-everything amendment creating a Conservative Grassroots Network special license plate and fund, but the transcript cuts off before testimony or action on that item.
HI

Hawaii 2026 Regular Session

WAL Public Hearing - Thu Feb 19, 2026 @ 9:00 AM HST

Water & Land

Transcript Highlights:
  • I mean, this is all consumer protection, isn't it? Aren't we just protecting our consumers?
  • <01:19:21.360> protection, mean, this is all consumer protection, mean, this is all consumer
  • Aren't we just protecting our isn't it? Aren't we just protecting our consumers?
  • um a statement of something to protect um a statement of something to protect consumers<01:20:33.760
  • discussion and consumer uh protection. discussion and consumer uh protection.
Summary: The committee on Water and Land met on February 19, 2026, and the chair opened by emphasizing strict time limits and that all bills would be deferred if the agenda was not completed before the noon session. The first major measure discussed was HB 1739 HD1, which would preempt county land-use authority in transit-oriented development areas. The Department of Planning supported the bill, saying it could promote state-funded TOD and infrastructure, while the city and county’s position was raised in questioning. Unite Here Local 5 opposed the bill, arguing it would strip counties of self-determination, disrupt state-county policy collaboration, and remove a check on unrestrained development. Committee members pressed the supporters on whether the bill was really about higher density and whether it would override local zoning and sustainability concerns. The committee then heard testimony on HB 1741 HD1, a housing bill described by supporters as reducing inclusionary housing mandates and increasing supply. Grassroots Institute of Hawaii argued affordability mandates reduce overall housing production and raise market-rate prices, while a Zoom testifier said the bill would improve housing stability, health, and community outcomes for working families, kupuna, and young residents. Members asked about the bill’s needs assessment and who would conduct it, with a witness saying the counties would likely contract it out but that the bill did not clearly specify the reviewer. HB 2668 HD1, dealing with water heating systems, drew testimony from the Hawaii State Energy Office and industry representatives. Supporters generally backed adding heat pumps to the law, but one solar-water-heater industry witness asked for amendments to remove or extend the current 15-year statutory life limit for solar water heaters and to update outdated standards and variance rules. A Kauaʻi Climate Action Coalition witness opposed the existing solar-only structure, arguing heat pump water heaters are cheaper, align with climate goals, and should be allowed without a variance. The Energy Office said the current law already allows variances in some cases, suggested adding high-efficiency heat pump water heaters to the exemption, and said the 15-year figure may be too short, with 18 years mentioned as a possible alternative. The committee also briefly moved through several other bills, including HB 2606 HD1 on off-site construction and HB 2362 HD1 on housing, with no notable testimony or action recorded in the excerpt.
TX

Texas 89th 2nd C.S.

Natural Resources Apr 9th, 2025

Natural Resources

Transcript Highlights:
  • This can cause significant financial implications for citizens, particularly those who are not financially
  • Consumers are not protected from potentially abusive practices.
  • So this is a protection, a common sense protection of our existing resources.
  • Quite honestly, if you want to protect an endangered species, please protect a small Texas rancher cause
  • It pains me to ask for more regulation, but if we cannot protect a location that is this worthy of protection
TX

Texas 89th Regular

Natural Resources Apr 9th, 2025

Natural Resources

Transcript Highlights:
  • This can cause significant financial implications for citizens, particularly those who are not financially
  • Without a regulated cap on these fees, consumers are not protected from potentially abusive practices
  • Quite honestly, if you want to protect an endangered species, please protect them.
  • Now we need your help to protect.
  • But if we cannot protect a location that is this worthy of protection, then the laws need to change.
TX

Texas 89th Regular

Natural Resources Apr 9th, 2025

Natural Resources

Transcript Highlights:
  • Commission has found the ARNA to be a well-run organization and a solid. financial standing to meet the
  • The Sunset Commission has found the LNVA to be run well and in a solid financial standing to meet the
  • The Sunset Commission has found that TRA to be a well-run organization and solid financial standing to
  • It's to the forms of financial assistance that can be issued from the water supply account and allows
  • assistance to be posted on Texas Water Development Board website while maintaining key financial and
LA

Louisiana 2026 Regular Session

Commerce May 20th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • Yeah, it's under the consumer protection laws.
  • Consumer Protection Law when no federal protections exist is something that we oppose.
  • And if there are hidden fees or bad consumer practices, they should be protected under existing state
  • Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
  • Moreover, consumers have a very basic understanding of the financial system and bank protections, FDIC
Summary: The Senate Commerce Committee met on April 20, approved the prior meeting minutes, and then heard a series of bills and resolutions. It first advanced H. CR 66, which directs Louisiana Economic Development, working with the Governor’s Office of Rural Development, to study rural parish economic assets, infrastructure, workforce, and development opportunities. The committee also moved HB 387, a clarification allowing the fire marshal to review architectural and engineering plans equally, and HB 1223, which seeks to promote clinical trials in Louisiana by having LED market the state’s research capacity and by adjusting internal review board procedures. HB 1228, a cleanup bill for hearing aid dealers that updates definitions, contracts, testing periods, licensing, and related requirements, was also reported favorably, as was HB 950, which would create an elderly consumer perception program through the Office of Elderly Affairs to help seniors recognize scams and fraud. The committee spent the most time on HB 617, a broad “hidden fees” consumer transparency bill. The author and supporters said it would require mandatory fees to be included in upfront pricing so consumers can make informed choices, while opponents from grocery, restaurant, hotel, housing, retail, and business groups argued the bill was vague, overly broad, and likely to create compliance burdens and litigation risk. Housing advocates objected to the bill’s housing exemption, warning it could weaken renters’ ability to bring claims over undisclosed fees. After extensive debate over variable pricing, sales taxes, enforcement, and the scope of the bill, Senator Morris moved to defer HB 617, and the committee agreed without objection. The committee also heard HB 797, which would create a “Bayou Gold” certification program for certain gold vendors and transactional gold products. The sponsor said the program would encourage vendors to keep gold insured, segregated, and closer to Louisiana consumers, with the Treasury administering the certification through participant fees. Several senators and an outside witness raised concerns that the state seal could be mistaken for an endorsement, could create liability or consumer confusion, and would favor a narrow set of vendors. Despite opposition, the committee reported HB 797 favorably, with members noting it still had to go to Finance. Later, the committee advanced HB 1186, which would create a more uniform statewide building code and licensing system for inspectors, add disciplinary authority, and impose a small permit fee to support the program, and HB 1222, which would let LED develop a grocery initiative to address food deserts and food insecurity. The meeting concluded with the committee hearing HB 1256 on abandoned digital assets, which would require dormant digital assets to be held in original form for three years so owners can reclaim them.
OK
Transcript Highlights:
  • And what this bill will do is protect ratepayers.
  • This is called the Data Center Customer Protection Ratepayer Protection Act of 2026.
  • They have protections with the Corporation Commission.
  • And so there's some protection in place for IOUs.
  • That's the protection for those.
TX
Transcript Highlights:
  • I serve as board president for the Gulf Coast Protection District.
  • District and its coastal protection projects.
  • Did you all talk to the Chief Financial Officer?
  • With the help of the Protection District, we can get there.
  • Educating consumers is critically important here.
LA

Louisiana 2026 Regular Session

Finance May 18th, 2026

Finance

Transcript Highlights:
  • And with you absorbing that into your ongoing operational plans, it really takes the financial aspect
  • Because we're protecting against something, I don't know what that is, but there's a bill here, right
  • My question would be, what are we protecting against?
  • My question would be, what are we protecting against?
  • But if it were to happen, then if it passes and it protects against a process, it's very potential.
NM

New Mexico 2026 Regular Session

Senate - Finance Feb 6th, 2026 at 09:18 am

Senate Finance

Transcript Highlights:
  • deliver tailored technical assistance, provider education, and operational support to strengthen the financial
  • Again, that's another one where there's no general fund impact on that; that is coming from the consumer
  • Attorney General's request for additional funds for extraordinary litigation expenses, also from the consumer
  • technology... ...request for additional funds for extraordinary litigation expenses, also from the consumer
Bills: SB193, SB132, SB35, SB145
HI

Hawaii 2026 Regular Session

WLA Public Hearing 02-04-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • <00:18:33.120> our SHPD is not allowing us to protect our SHPD is not allowing us to protect
  • My name is Emma Olsen on behalf of the Office of Consumer Protection.
  • behalf of the Office of Consumer behalf of the Office of Consumer Protection.<00:42:59.520> We
  • ,<00:54:32.000> particularly<00:54:32.400> when protective, particularly when protective
  • Um, Hawaii Farm Bureau.
Summary: The committee heard testimony on Senate Bill 2603, which would designate the Hawaii Symphony Orchestra as the state orchestra of Hawaii. Testimony was uniformly supportive from the Attorney General’s office, the State Foundation on Culture and the Arts, Retail Merchants of Hawaii, Hawaii Youth Symphony, the Hawaii Symphony Orchestra, the Hawaiian Steel Guitar Association, and others. Supporters emphasized the bill’s value to arts education, cultural vitality, and the visitor economy. The chair noted there were also many written testimonies submitted, and the bill was left without questions or action in the excerpt. The committee then took up Senate Bill 2083, which would create a state-owned historic properties preservation plan working group within DNR. The State Historic Preservation Division supported the bill and said it would help create a statewide database and better planning for state-owned historic properties, while noting its current review work is reactive and project-by-project. The committee asked about duplication and existing consultation processes; SHPD said it already reviews state projects under existing law and has in-house architectural staff. The measure was then set aside after brief discussion, with no vote shown in the excerpt. Next was Senate Bill 2341, which would authorize phased review of certain private-property projects and change SHPD’s review deadlines. SHPD and the Office of Planning and Sustainable Development supported the bill, saying it could encourage more proactive, programmatic review and that the current average review time for simple projects is about 56 days. Several opponents, including Sierra Club of Hawaii, Bianca Isaki, Malama Kane Lua, and Tara Roas, argued phased review would delay projects, create conflict, and weaken historic preservation protections, especially for iwi kūpuna and burial sites. Committee members raised concerns about whether the bill conflicted with prior court decisions and asked SHPD for its view; SHPD said it was not a legal question for them and suggested a programmatic alternative. The bill was not voted on in the excerpt. Finally, the committee began hearing Senate Bill 2306 on administrative fees for the Bureau of Conveyances. HGEA opposed the measure, focusing on a provision allowing the special fund to be used for qualified contractors, while the Bureau of Conveyances supported the bill as a fee correction that would equalize recording fees between systems. The bureau said specialized technical work sometimes requires outside contracting and that it could consider a contract period; the chair and members discussed the HGEA concern and asked whether the issue could be addressed. No final action was shown in the excerpt.
AZ

Arizona 2026 Regular Session

03/10/2026 - House Natural Resources, Energy & Water

Natural Resources, Energy & Water

Transcript Highlights:
  • Memorial 1007 urges the United States Congress to pass legislation divesting the United States and the Bureau
  • this is an agency that is run by the federal government, the system, as they call it, is under the Bureau
  • An agency that is run by the federal government, the system, as they call it, is under the Bureau of
  • The Bureau of Indian Affairs is trying to buy and sell electricity to tenants, and they're doing a very
  • We have the Department of the Interior, BIA, Bureau of Reclamation, and WAPA all in support of what we're
Summary: The Committee on Natural Resources, Energy and Water held a brief meeting and considered several water and energy measures. Senate Bill 1202, which would require the Arizona Department of Water Resources director to include additional information about each groundwater basin in the five-year water supply and demand assessment, was described as similar to a bill vetoed in a prior session. After a motion for a do pass recommendation, the committee approved it on a 6-3 vote with one absence. The committee then heard Senate Bill 1418, which limits county regulation of small modular nuclear reactors in certain circumstances, expands the definition of “plant” for siting purposes, and allows replacement of existing thermal units with SMRs without a new certificate of environmental compatibility in specified cases. Members noted that parts of the bill were similar to previously vetoed measures. The committee passed the bill 6-3 with one absence, with some members explaining their votes and one member saying they would support it for now but might reconsider on the floor. Senate Concurrent Memorial 1007 urged Congress to divest the Bureau of Indian Affairs of the San Carlos Irrigation Project Electric System and fund a system study and improvements. Supporters said the system is old, unreliable, and difficult for the federal government to manage, and that local public power entities could do a better job if divestiture were authorized. The memorial passed unanimously, 9-0 with one absence. Finally, Senate Bill 1785, which would codify a one-mile area-of-impact safe harbor for certain recovered stored water wells unless a separate hydrologic study is submitted, received testimony from a water attorney and an ADWR representative describing it as a codification of long-standing department policy. The committee passed SB 1785 on a do pass recommendation by a 9-3 vote with one absence.
WY

Wyoming 2026 Regular Session

Senate Minerals, Business & Economic Development Committee, February 18, 2026

Minerals, Business & Economic Development

Transcript Highlights:
  • That's the Code of Financial Regulations, part 270.2A7, also known as a 2A7 fund.
  • The Code of Financial Regulations, part 270.2A7, also known as a 2A7 fund.
  • actually step in prepare the financials actually step in prepare the financials uh<00:21:09.600>
  • I think at the financial industry code.
  • related dis financial technology related dis disputes.<01:05:26.000> Right?
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 2nd, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • I work on consumer protection issues for Texas Appleseed, and I'm here to provide testimony.
  • These regulations were originally created to protect consumers from unsolicited door-to-door and cold-call
  • While keeping consumers protected under the FTC's cooling-off rule, Texas's Unfair and Deceptive Trade
  • Consumer protections, like the three-day right to cancel, are critical for consumers, including older
  • HB 3466 reduces regulatory burdens on businesses without weakening consumer protections, and with that
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2025-03-27

State Government Finance and Policy

Transcript Highlights:
  • in litigation or legal settlements would replenish the consumer protection restitution account until
  • The Attorney General's office would also award money from the consumer protection restitution account
  • The request to set up a consumer protection restitution fund is also part of this proposal.
  • You know, at the federal government, we've seen the dismantling of the Consumer Federal Protection Bureau
  • And so now more than ever we need a strong Attorney General who will fight for consumer protections for
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 3/27/25

State Government Finance and Policy

Transcript Highlights:
  • settlement would replenish the Consumer settlement would replenish the Consumer Protection<00:31
  • <00:38:50.320> protection recoveries from consumer protection recoveries from consumer protection
  • Uh to the office in consumer protection.
  • of consumer protection in areas of consumer protection in areas of antitrust<00:43:05.240> and
  • You know, at the federal government, we've seen the dismantling of the Consumer Financial Protection