Transcript Highlights:

• We are seeing many of our clients turn to predatory lenders and high-interest debt.
• We are seeing many of our clients turn to predatory lenders and high interest debt.
• Before I turn it over to members, I had a quick question about the predatory lending that you mentioned
• Did you say that some of those predatory lenders are getting paid back on every swipe?

Keywords: 995, all

Summary: The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization. State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake. Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.

Transcript Highlights:

• Basically, four years ago this body passed a measure establishing parameters around predatory towing
• ><00:14:52.680> the establishing parameters around the establishing parameters around the predatory
• > Towing<00:14:54.720> practices<00:14:55.320> here<00:14:55.880> in predatory
• uh Towing practices here in predatory uh Towing practices here in Kentucky<00:14:56.680> over

Keywords: Roll Call 00:23 Roll Call Approval of Minutes 00:57 HB 664 Discussion 01:26 HB 664 Vote 08:25 HB 682 Discussion 10:46 HB 682 Vote 12:12 HB 493 Discussion 13:00 HB 493 Vote 20:20 HJR 5 Discussion 21:14 HJR 5 Vote 25:08 Kavis and Sherriff’s Inspection Discussion 27:40 Admin. Reg Consideration 35:40, 958, all

Summary: The Senate Transportation Committee met with a quorum, approved prior meeting minutes, and then took up several transportation-related measures. House Bill 664, concerning work zone safety, was amended by the committee to clarify that a peace officer may issue a citation based on images from an automated speed enforcement device. Representative John Blanton said the bill was prompted by the 2019 death of Jared Lee Helton in a work zone and is intended to slow drivers, protect workers, and improve safety. The bill would allow automated devices to transmit speed and rear license plate images to an officer, require active worker presence and warning signage with flashing lights, keep the $500 fine, and direct fines to the work zone safety fund. After questions about whether citations would be mailed and whether a worker must be present, the committee adopted the amendment and reported HB 664 favorably with expressions of opinion that it should pass. House Bill 682, sponsored by Representative Ken Upchurch, was also amended by a committee substitute and reported favorably. The bill gives cable operators and broadband providers the same reimbursement treatment as other public utilities when their facilities must be relocated for construction projects. House Bill 493, sponsored by Representative Steve Pollock, was taken up next and, after a committee substitute was adopted, was reported favorably. Pollock described the bill as a transparency measure for towing and storage, creating a certification process through the Transportation Cabinet, requiring public rate sheets, and setting rates to be reasonable and customary in Kentucky. The substitute removed an initial $1,500 cap, extended notice timing to up to five days in some cases, and clarified fees related to investigations and fatalities. Senators asked about regional differences in towing rates, and Pollock said the cabinet would consider different situations and that posted rates would govern. House Joint Resolution 5, designating honorary road and bridge names, was amended by both a committee substitute and committee amendment and then reported favorably. Representative Josh Branscum said the resolution honors various Kentuckians and is especially in memory of Russell County Deputy Joshua Fipps, who was killed in the line of duty in September 2024. The committee approved the resolution and a title amendment. Later in the meeting, Senator Armstrong asked to be recorded as voting aye on HB 664, HB 682, and HB 493. The committee also received an update from Transportation Cabinet IT Director Heather Stout on the CAVIS system, including improved performance, upcoming integration with KY ELT, centralized lien management, online boat renewals, permanent fleet plates, rolling replating changes, temporary tag printing, insurance modernization, and an electronic sheriff’s inspection system expected to reduce fraud and streamline transfers. No vote was taken on the CAVIS update, and the committee also began consideration of a referred administrative regulation on hazardous materials endorsement requirements.

Transcript Highlights:

• spotting scammers that target seniors to defending renters' rights and investigating complaints about predatory
• > rights and investigating complaints rights and investigating complaints about<00:12:08.160> predatory
• c> pricing<00:12:09.720> it's<00:12:09.959> hard<00:12:10.160> to about predatory
• pricing it's hard to about predatory pricing it's hard to think<00:12:10.519> of<00:12:10.680

Keywords: 1187, senate, all

Transcript Highlights:

• AND LINES 206, 205 AND 206 OF THE BILL IT MENTIONS DECEPTIVE OR PREDATORY PRACTICES BUT DOESN'T NECESSARILY
• GIVE A DEFINITION SO WHAT CONSTITUTES PREDATORY AND WHO INVESTIGATES AND ENFORCES THIS?
• THERE IS A STATUTORY PREDATORY PRACTICE. I WOULD ASSUME, WILL LOOK INTO THIS.

Transcript Highlights:

• Cimarron is managed by an out-of-state equity firm with a long history of predatory practices.
• difficult to sort of delineate and get under who really owns what, because of some of the really predatory
• difficult to sort of delineate and get under who really owns what, because of some of the really predatory
• There has to be accountability for unconscionable acts and predatory practices.
• This predatory behavior of these companies who are price gouging residents, homeowners who don't have

Keywords: 1187, senate, all

Transcript Highlights:

• But we see we see predatory >> Yes, Senator Rothfuss. >> Just to respond to one point there.
• But we see we see predatory Having to be banked, without having to have financial institutions control
• But we see we see predatory And to the extent that we can do both, uh this is a good approach uh where
• But we see we see predatory Uh, I do agree that the fees though that are being charged are up at the
• But we see predatory financial treatment of that 6 million all the time.

Bills: HB0075, HB0128

Keywords: virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, severance tax, oil production, tax exemption, energy sector, economic impact, 916, all

Transcript Highlights:

• Protecting Minnesota veterans and their families from fraudulent, predatory, and illegal activities by
• cryptocurrency kiosk disclosures because my police department had come to me saying that these were predatory

Transcript Highlights:

• But ESL systems as currently used in Minnesota are not an example of the harmful and predatory practices
• c><00:39:53.480> practices<00:39:54.120> that<00:39:54.240> are harmful and predatory
• practices that are harmful and predatory practices that are contemplated.<00:39:55.520> We<00
• Surveillance pricing threatens to undermine fairness by using opaque and predatory pricing strategies
• strategies that predatory pricing strategies that undermine<01:15:15.840> consumer<01:15:16.320

Bills: HF3794, HF3408

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, consumer protection, price setting, biometric data, retail, privacy, 1183, house

Summary: The committee first approved the minutes from March 3, 2026, and then received a presentation from the Minnesota Office of the Attorney General on the Minnesota Consumer Data Privacy Act. Assistant Attorney General Caitlin Miko and Deputy Attorney General Jessica Whitney reviewed the law’s scope, consumer rights, business obligations, and enforcement history. They said the law took effect July 31, 2025, gives Minnesotans rights to access, delete, and opt out of sale, profiling, and targeted advertising, and is enforced by the Attorney General with penalties up to $7,500 per violation. They reported more than 200 complaints in the first six months, many warning letters, and a shift from education to active enforcement now that the initial warning-letter period has expired. Committee members asked about how the universal opt-out works, what happens when companies deny deletion or editing requests, how the office determines willful noncompliance, and whether the law could burden small businesses. The AG’s office said the opt-out can be set through privacy-protective browsers or extensions, companies must respond to consumer requests within 45 days, small businesses are exempt as defined by the SBA, and investigations look for patterns and evidence of willful conduct rather than minor technical violations. The office also said it needs additional funding to fully staff enforcement efforts and noted that it has already issued subpoenas and civil investigative demands. The committee then took up House File 3408, the Stop Grocery Surveillance Price Gouging Act. The author explained that the bill would prohibit retail grocers, physical and online, from setting individualized prices based on consumer information, would limit certain uses of facial recognition and electronic shelf labels, and would preserve narrow exceptions for discounts and loyalty programs. Public testimony followed from the Minnesota Farmers Union in support, arguing that grocery consolidation and surveillance pricing could worsen already high food costs and harm fair competition. The Minnesota Grocers Association opposed the premise that grocery stores use surveillance pricing, said shelf prices are generally uniform and set from a single storewide database, and argued electronic shelf labels are efficient and not nefarious. A technology company representative similarly said ESLs do not use personal data or facial recognition, prices are uniform, and a 2025 study found no meaningful price increases after ESL adoption. The bill was laid over for possible further discussion after the testimony.

Transcript Highlights:

• has burrowed its cyber payloads into core U.S. telecommunications infrastructure and spread its predatory
• deepwater port just north of Lima, which is. capable of holding PRC warships. fight against these predatory
• It's predatory and opaque investment practices, resource extraction, and potential due-use projects from

Keywords: national security, China, Russia, cybersecurity, border security, military deployment, transnational crime, defense modernization, military strategy

Summary: In this meeting, key topics included national security concerns with an emphasis on threats from China, Russia, and transnational criminal organizations. Senior military officials provided testimony on the evolving risks posed by these adversaries, particularly focusing on cybersecurity and advancements in weaponry. The discussion highlighted the importance of a cohesive strategy among government departments to effectively respond to the challenges presented by these threats, emphasizing the need for modernization in defense capabilities. Committee members grilled the witnesses on border security and the implications of deploying military resources in domestic operations.

Transcript Highlights:

• I urge my colleagues to vote no and speak out in strong opposition to this disgusting, predatory bill
• opposition to this disgusting predatory opposition to this disgusting predatory bill<00:45:44.599
• It is predatory behavior.
• It is predatory behavior.
• It is predatory behavior.

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, January 14, 2025, 1012, house, all

Transcript Highlights:

• for rental housing. ...rails on rent-now-pay-later financial services for rental housing so that predatory
• Furthermore, these predatory practices expose working people to potential financial risks from dubious

Keywords: 988, house, all

Transcript Highlights:

• for rental housing. ...rails on rent-now-pay-later financial services for rental housing so that predatory
• Furthermore, these predatory practices expose working people to potential financial risks from dubious

Summary: The Assembly Banking and Finance Committee met and first approved the consent calendar, which included AB 2028, AB 2425, and committee bill AB 2795, all sent to the Committee on Appropriations. The committee also noted that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed hearing procedures, including acceptance of written testimony and rules against disruptive conduct. The committee then heard AB 2116, which would require registration and basic conduct standards for certain small-business financing providers, including merchant cash advance companies, and prohibit confessions of judgment and power-of-attorney provisions before default. Supporters argued the bill would close an oversight gap and improve transparency for small businesses; a small business owner testified that a purported 13% loan turned out to have a 235% APR. Opponents said the bill mixed consumer and commercial regulation and could restrict access to capital, though they supported banning confessions of judgment. The bill passed on a roll call vote and was sent to Appropriations. AB 2243, by Assembly Member Haney, proposed creating a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said a public banking model could reduce borrowing costs, keep more public money in-state, and better finance housing, infrastructure, and other public priorities; opponents from banking groups raised concerns about taxpayer exposure, deposit guarantees, and the use of public funds and existing lending structures. The bill passed and was sent to Appropriations. The committee also heard AB 2350, which would set guardrails on rent-now-pay-later products for rental housing; supporters said these products can lead to high fees, debt, and eviction risk, while industry groups opposed the bill unless amended. AB 2350 passed as amended and was sent to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and adjourned.

Transcript Highlights:

• This practice exploits fans with hidden uncertainty and predatory markups while undermining artists who
• At 10 years old, I was groomed by predatory men online.

Keywords: 988, house, all

Transcript Highlights:

• I also want to address that we must take action against claim charges and predatory actors who exploit
• and we actually talked about this on Monday in the Fraud Committee, that when you try to take on a predatory
• when we had the Veterans Day on the Hill, I heard Heard loud and clear that our veterans want the predatory
• There are practices that are predatory. We're talking about fraud.
• industry on some consumer protection bills, I feel we're missing an opportunity to confront some predatory

Transcript Highlights:

• It expands those protections from students to include parents, to address predatory schools reaching
• It expands those protections from students to include parents, to address predatory schools reaching
• ><00:25:02.440> issue<00:25:03.320> um<00:25:03.559> where<00:25:03.840> predatory
• address this issue um where predatory address this issue um where predatory schools<00:25:04.600

Bills: HF1027, HF101, HF1021

Keywords: mortgage foreclosure, redemption, foreclosure surplus, sheriff's sale, junior lienholder, mortgagor, homeowner protections, loss mitigation, dual tracking, foreclosure redemption period, certificate of redemption, certificate of sale, sheriff, county recorder, registrar of titles, homeownership center, lien priority, real property, foreclosure by advertisement, surplus funds

Transcript Highlights:

• Since the passage of the PACT Act, TAPS has seen an influx of predatory claims consultants targeting
• attorneys can make a healthy living operating within the ethical confines of the established non-predatory
• When payment comes from retroactive benefit It is hard to consider it predatory since the veteran is

Bills: SB124, SB201, SB275, SB410, SB478, SB607, SB610, SB611, SB654, SB702, SB787, SB831, SB892

Keywords: Department of Veterans Affairs, disciplinary procedures, accountability, personnel actions, whistleblower protection, cancer, military, aircrew, veterans, health study, toxins, morbidity, mortality, service members, mental health, community care, accessibility, treatment programs, substance abuse, appointments

Summary: During the meeting, various members engaged in extensive discussions surrounding 15 proposed bills related to veterans' affairs. Notably, concerns regarding recent VA workforce changes sparked debates, particularly about potential cuts and their implications for veterans' care and benefits. Chairman Moran emphasized the need for thoughtful reforms and coordination with stakeholders, urging responsible measures to prevent negatively impacting service delivery. The meeting highlighted a significant bipartisan effort to enhance veterans' access to essential health services, particularly in light of recent challenges faced by the VA workforce. Senator Blumenthal's assertions about the urgent plight of veterans due to cuts in personnel drew strong reactions, showcasing the deep concern among committee members regarding the current state of veteran services.

Transcript Highlights:

• Frankly, what we're seeing is predatory investors coming in and offering cents on the dollar for these
• It's a smart, fiscally responsible model that protects homeowners from predatory practices, prevents

Keywords: 988, house, all

Transcript Highlights:

• c><03:55:27.680> for one-time approach for $150,000 for one-time approach for $150,000 for animal
• uh damage management board rules animal uh damage management board rules related<03:55:33.279> to
• <03:56:10.080> damage uh must be spent on uh animal damage uh must be spent on uh animal damage
• So, your area, a lot of your area is not predatory status.
• So, your area, a lot of your area is not predatory status.

Keywords: 916, all

Transcript Highlights:

• power generation, but this positive development is being overshadowed by a rise in fraudulent and predatory
• by Parker, relating to the creation of the criminal offense of trespass in a facility housing an animal

Bills: SJR12, SJR81, SCR39, SB22, SB32, SB241, SB393, SB414, SB458, SB464, SB568, SB583, SB609, SB660, SB693, SB731, SB732, SB746, SB783, SB785, SB897, SB993, SB996, SB1008, SB1029, SB1035, SB1036, SB1120, SB1122, SB1147, SB1163, SB1188, SB1197, SB1209, SB1227, SB1245, SB1267, SB1307, SB1321, SB1332, SB1386, SB1394, SB1396, SB1470, SB1494, SB1537, SB1596, SB1598, SB1610, SB1664, SB1814, SB1822, SB1841, SB1948, SB2065, SB2155, SB2406, SB2407

Keywords: parental rights, education, constitutional amendment, school choice, child education, tax exemption, ad valorem, tangible personal property, income production, border security, southern border, federal immigration policy, illegal immigration, cartels, transnational cartels, fentanyl, drug trafficking, human trafficking, Operation Lone Star, Texas border

Summary: The Senate opened with a quorum call, invocation, approval of routine motions, and the reading of gubernatorial nominations and several honorary resolutions. The chamber adopted resolutions recognizing Jack and Jill of America Day and DJ Daniel Day at the Capitol, with multiple senators offering remarks praising youth leadership, perseverance, and public service. The Senate also introduced the Doctor of the Day and then proceeded to a long series of floor actions on bills. A major focus was Committee Substitute for Senate Bill 568, which overhauls special education funding and services in public schools by moving from a placement-based model to an intensity-based system tied to student needs and IEPs. Senators Bettencourt, Creighton, and Menendez emphasized transparency, parent input, evaluation funding, dyslexia services, and better alignment of funding with actual services; Senator Hinojosa shared a personal story about dyslexia and the importance of early intervention. The bill was advanced on second and third reading and finally passed 30-0. The Senate also passed SB 1396 to prohibit national sex education standards in public schools, SB 2065 on the Texas Emergency Services Retirement System, SB 1664 requiring clearer public disclosure of transmission and distribution utility rate changes, SB 1029 on advertising certain used motor vehicles, SB 1120 expanding rights for family violence victims, SB 1036 regulating residential solar retail transactions, SB 464 creating school-proximity restrictions and penalties for tobacco and vaping sales, SB 1035 giving farmers and ranchers equitable relief from certain local agricultural regulations, SB 1610 addressing civil commitment facility safety and prosecution issues, SB 1197 extending drone restrictions to spaceports, and SB 1386 changing legislative witness immunity from transactional to testimonial immunity. Another major bill was Committee Substitute for Senate Bill 1188, which updates electronic health record requirements. Senator Kolkhorst said the bill builds on Texas medical privacy law by requiring U.S.-based storage of EMR data, prohibiting recording of voter registration status and credit score information, requiring provider verification and disclosure for AI-assisted diagnosis or treatment recommendations, preserving parental access to minors’ records until age 18, and ensuring EMRs can capture metabolic health and biological sex information. A floor amendment clarified the bill’s scope and enforcement, and the bill passed 23-7. Several measures drew debate, especially SB 414 on bond ballot transparency, where Senators Eckhardt and Menendez questioned whether requiring estimated interest and total debt cost on ballots could be misleading or difficult to implement because interest rates and financing terms can change before issuance or over time. The transcript ends during that discussion, with no final action shown on SB 414.

Transcript Highlights:

• Members, this is the enabling legislation from ACR 99 that we passed yesterday for animal feed.
• craft brewers and distillers who donate their spent grain directly to agricultural producers for animal
• Members, this bill is about keeping our neighborhoods safe and clean from predatory consumer signs.
• Animals. Chair recognizes Mr. Metcalf to explain the bill. Thank you, Mr. Speaker.
• HB3832 by Curry, relating to the issuance of animal-friendly specialty license plates.

Bills: HB1500, HJR7, HJR112, HB34, HB133, HB 112, HB 119, HB 128, HB 130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB 1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB 1127, HB 1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HCR77, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HJR5, HJR2, HB1399, HB388, HB 114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1672, HB1722, HB2618, HB879, HB 1126, HB4134, HB3513, HB1445, HB1893, HB1734, HB3229, HB3306, HB 1276, HB3516, HB4145, HB1585, HB4810, HB2558, HB2742, HB1695, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB2217, HB220, HB2421, HB2363, HB421, HB2455, HB3711, HB2559, HB2775, HB3126, HB3666, HB3595, HB3260, HB3376, HB3826, HB3770, HB1831, HB2614, HB3113, HB322, HB431, HB869, HB 1203, HB 1244, HB1875, HB1950, HB2152, HB2341, HB2809, HB2856, HB3012, SB1415, SB1058, SB487, SB1499, SB513, SB1697, SB1197, SB1437, SB1809, SB836, SB1879, SB1145, SB963, SB1038, SB1147, SB914, SB711, SB1409, HB3707, HB589, HB1360, HB2337, HB2391, HB718, HB23, HB2436, HB1500, HJR7, HJR112, HB34, HB133, HB 112, HB 119, HB 128, HB 130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB 1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB 1127, HB 1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HCR77

Keywords: Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration