Video & Transcript Research : 'cost of borrowing'
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NH
New Hampshire 2026 Regular Session
House Executive Departments and Administration Work Session on HB 620 (02/02/23)
AL
Alabama 2026 1st Special Session
Alabama Senate Finance and Taxation Education Apr 7th, 2026
Finance and Taxation Education
Keywords:
liability, off-roading, parks, participant safety, risk management, HB580, Alabama Healthy Schools Act, public schools, K-12, school nutrition, school meals, cafeteria, vending machines, fundraising sales, food additives, artificial dyes, ultra-processed food, processed food ban, student health, child nutrition
MN
Minnesota 2025-2026 Regular Session
Child Committee Meeting - 2026-03-25
Children and Families Finance and Policy
Transcript Highlights:
- IT cost, developing a system of application also incurs IT costs.
- IT cost, developing a system of application also incurs IT costs.
- Morse said that when they have to determine some sort of IT cost, developing a system of application
- So, we lowering the cost of child care.
- > placement, costs less than out-of-home placement, costs less than out-of-home placement, costs<
Keywords:
youth intervention, grants, community support, early intervention services, nonprofit, Minnesota human services, forecast adjustment, budget forecast, appropriations, Medical Assistance, MinnesotaCare, Health Care Access Fund, general fund, behavioral health, housing support, General Assistance, Minnesota Supplemental Aid, MFIP, DWP, child care assistance
HI
Bills:
HB2148, HB2306, HB1776, HB2007, HB1939, HB2490, HB1733, HB2049, HB1710, HB1918, HB1926, HB2325, HB2426, HB1553, HB2544, HB2599, HB2616
Keywords:
estate tax, generation-skipping transfer tax, unrealized gains, surcharge, property transfer, tax exemption, small business, relative, income tax, tax brackets, household care credit, employment-related expenses, earned income tax credit, food tax credit, fraud disallowance, tenant rights, housing stability, landlord-tenant code, eviction prevention, multilingual resources
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means Education Committee Feb 18th, 2026
Ways and Means Education
Transcript Highlights:
- Bill<00:19:20.320>
of Bill of Bill of >> the<00:19:20.960>committee >> the - of some sort of it's set to some sort of some sort of median<00:36:55.760>
income, <00:36:56.320 - part of that would be the front door of part of that would be the front door of the<00:44:21.119
- entire state of Alabama. entire state of Alabama.
- not just part of Alabama. not just part of Alabama.
Keywords:
SB62, Alabama, conservation and natural resources, hunting license, fishing license, wildlife heritage license, license identification, government-issued ID, residency determination, in-state residency, student residency, tuition classification, public higher education, domicile, resident status, Department of Conservation and Natural Resources, DCNR, Section 9-11-32, Section 9-11-33, Section 16-64-3
HI
Transcript Highlights:
- analysis of it? analysis of it?
- cost of doing business cover the fixed cost of doing business in<00:46:42.560>
a <00:46:42.800 - /c><00:47:11.760>
visitor the remainder of the rest of the visitor the remainder of the rest of - general revenues of the state of Hawaii general revenues of the state of Hawaii a<00:49:05.760><
- <00:59:41.760>
DCCA of the DOT in the department of DCCA of the DOT in the department of DCCA
Keywords:
water carriers, transportation, public utility, Department of Transportation, liability, agricultural rates, certificates of convenience, cruise ship, passenger head fee, harbor, capital improvement, funding, environmental impact, active intelligent speed assistance, intelligent speed assistance, speed limiter, speed limiting device, speed governor, vehicle telematics, traffic safety
Summary:
The joint committees on Transportation, Labor and Technology, and later Transportation and Economic Development and Tourism, heard several bills. SB 2573 would allow administrative driver’s license revocation hearings to be held by interactive conference technology such as Zoom and permit electronic exchange of evidence. The chief adjudicator for the ADLRO supported it as a non-mandatory option that has worked well since 2021, improving attendance and saving time and money; DOT also supported it. The committees voted to pass SB 2573 with technical, non-substantive amendments.
SB 3215 would make permanent the requirement that securing mooring lines at commercial docks be performed by labor subject to collective bargaining by repealing the sunset date in existing harbor safety law. DOT did not submit testimony, and the chair noted support from longshore labor. The committees voted to pass SB 3215 unamended.
The committees also heard SB 2693, which authorizes $15 million in general obligation bonds for planning, design, and construction of a 50,000-square-foot aerospace hangar and related facilities at Hilo International Airport. A Phoenix Space executive testified in support, saying Hawaii and Hilo have geographic advantages and that the project could support aerospace investment and jobs; several other organizations and individuals submitted supportive testimony. Committee members questioned whether federal matching funds or airport capacity existed, and DOT said it had no assurance of federal participation and would need to check on capacity and potential users. The hearing then moved to SB 2698, which would create a cruise ship special fund and impose a per-passenger head fee on cruise ships docking in state commercial harbors while repealing the existing cruise ship TAT framework effective January 1, 2026. DOT supported the bill but requested amendments to clarify that the new fee is in addition to existing passenger, port entry, and dockage fees and to raise the fee from $6.50 to $10; DOT said the higher amount would better fund harbor improvements such as shore power. Norwegian Cruise Line Holdings testified in support but said the added fee would significantly increase costs, while a local ship supply business supported the cruise industry and opposed the TAT approach, saying cruise activity benefits local farmers and jobs. No final vote on SB 2698 was taken in the excerpt provided.
NM
Transcript Highlights:
- Matthew Stack on behalf of the Greater Albuquerque Chamber of Commerce.
- of state.
- the heart of it.
- , and one of them died and one of them overdosed.
- I parked right up, didn't I have a lot of energy all of a sudden.
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 4th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- President, would you agree that often one of the sad effects or one of the sad conditions of the modern
- President, would you agree that often one of the sad effects or one of the sad conditions of the modern
- All of that.
- of Oklahoma.
- of the state shall ever be molested in person or Property on account of his or her mode of religious
Bills:
SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923
Keywords:
municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 3rd, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- darkness of this world, against spiritual wickedness in high places.
- Father, we come to you in the name of Jesus, grateful to be in this building.
- doers of the word and doers of the word are not about talk, they're about the walk.
- His sister was one of my first pages, and since this is my last session, for those of you that don't
- All those in favor of the motion signify by saying aye. Those in nay, the ayes have it.
Bills:
SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923
Keywords:
municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI
OK
Transcript Highlights:
- Of whose fault and went on.
- He waves any more questions of the author. Any more questions of the author?
- More questions of the author. More questions of the author.
- not hundreds, of gift cards that they have Taken the information off of.
- of Oklahoma.
Bills:
SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923, HB2979, HB2980, HB3662, HB4107, HB3082, HB2997, HB3083, HB3055, HB2951
Keywords:
motor vehicle, accident, notification, liability, civil action, gender neutral, SB1456, Board of Tests for Alcohol and Drug Influence, sunset extension, sunset law, breath alcohol testing, DUI, DWI, drunk driving, drug testing, chemical testing, field sobriety, roadside screening, blood test, saliva test
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 2nd, 2026 at 12:00 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Pursuant to Article 5, Section 26 of the Constitution of the State of Oklahoma, the The Senate of the
- I salute the flag of the State of Oklahoma.
- In the great State of Oklahoma, Doctor Ang currently serves as Associate dean of the Oxley College of
- Natural Sciences at the University of Tulsa and Executive director of the School of Nursing.
- By order of the House of Representatives of the State of Oklahoma, this message is sent advising the
Bills:
SB1519, SB1775, SB1900, SB1948, SB2080, SB1226, SB1456, SB1462, SB1463, SB1980, SB1479, SB1608, SB1923
Keywords:
municipal zoning, home-based businesses, no-impact businesses, local government, regulation, short-term rentals, municipal ordinance, municipal court, court of record, court not of record, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI
NV
Transcript Highlights:
- And it's in the tens of thousands of ballots.
- appropriated from the State General Fund to pay for the cost of the statewide top-down voter registration
- Nevadans each and every day, whether that's housing, education, the rise of costs.
- All of these different laws place a cost and a burden, if not per money, at least for time, in being
- cost of the procedure.
Bills:
AB49, AB169, AB188, AB284, AB296, AB306, AB356, AB366, AB467, AB499, AB515, AB540, AB542, AB595
Keywords:
educational personnel, teacher licensing, reciprocal licensure, provisional teaching, school counselors, school nurses, school social workers, state education standards, health insurance, speech-language pathology, stuttering, rehabilitative services, habilitative services, coverage requirements, health plans, retired public employees, subsidy, Medicare, health reimbursement arrangement, Public Employees' Benefits Program
TX
Transcript Highlights:
- I'm in support of SB 1029 that would allow dealers to advertise used vehicles in the possession of the
- beginning and end of the portion of highway that has been designated.
- An unintended consequence of that legislation was dealers storing hundreds of thousands of metal license
- Uh, a friend and employee of mine is a disabled veteran and he's very proud of his service.
- of seatbelts on buses.
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
TX
Transcript Highlights:
- Interstate signs cost $40,000, and signs on state highways or farm-to-market roads cost $6,250.
- For the people of Texas.
- , and maintain signs that designate a portion of highway in honor of the fallen peace officer.
- The unintended consequence of that legislation was dealers storing hundreds of thousands of metal license
- A friend, an employee of mine, is a disabled veteran and he's very proud of his service.
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
TX
Transcript Highlights:
- In a full rate case, customers can holistically compare the entire cost and entire revenue of utility
- to specific costs.
- While the riders may help utility quickly recover certain costs, the frequency of these interim updates
- of Texas.
- You're testifying on behalf of Texas Association of Builders, and you're for the bill.
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Transcript Highlights:
- My name is John Ross Hubbard, and I am here on behalf of the Texas Association of Manufacturers.
- to specific costs.
- While the riders may help utilities quickly recover certain costs, the frequency of these interim updates
- I serve as the Executive Director of the Roofing Contractors Association of Texas.
- Texans deserve to feel confident when they invest tens of thousands of dollars into their home.
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Transcript Highlights:
- cover the cost of tattoo removal in cases where tattoos were applied through force, fraud, or greed.
- The fund compensates for the loss of some of the federal funds.
- It also allows, I guess, for traffickers to have to pay it, which would offset some of that cost.
- So under 22-109B of the Government Code, Rule 412 of the Texas Rules of Evidence is disapproved, and
- rights of victims of family violence.
Keywords:
SB 535, Texas criminal procedure, rape shield, victim sexual history, past sexual behavior, sexual assault evidence, trafficking of persons, continuous trafficking, indecency with a child, continuous sexual abuse, aggravated sexual assault, indecent assault, consent defense, in camera hearing, Rule 412, Rule 609, victim protection, evidence admissibility, criminal evidence, sexual offense prosecution
TX
Transcript Highlights:
- of several things.
- And so this bill has a lot of great things in terms of the modernization of requiring the agencies to
- Just to give you an idea of some of the offenses that are currently not included are all of the Title
- out of time.
- It's kind of hard, because of the hour; it's hard to know.
Bills:
HB115, HB 115, HB507, HB1765, HB1847, HB2046, HB2239, HB2328, HB2309, HB2417, HB2728, HB2794, HB3206, HB3566, HB3694, HB3744, HB4254, HB4697, HB4733, HB4915, HB5465, HB2813
Keywords:
public funds, lobbying, political subdivision, government spending, transparency, HB 115, taxpayer-funded lobbying, local government lobbying, county association dues, municipal lobbying, lobbyist registration, Chapter 305, Government Code Section 556.0056, Local Government Code Section 89.002, county government, city government, injunctive relief, attorney's fees, state association of counties, sheriffs association
TX
Transcript Highlights:
- So the court interest findings of fact and conclusions of law goes up to the court of appeals.
- of a crime.
- fact and conclusions of law in a reasonable period of time after the granting of the mistrial.
- of Texas.
- of Texas.
Bills:
HB 115, HB507, HB1765, HB1847, HB2046, HB2239, HB2328, HB2309, HB2417, HB2728, HB2794, HB3206, HB3566, HB3694, HB3744, HB4254, HB4697, HB4733, HB4915, HB5465, HB2813, HB115
Keywords:
habeas corpus, postconviction, criminal procedure, indigent defense, scientific evidence, legal representation, judicial power, capital felony, criminal law, death penalty, attorney qualification, training standards, law enforcement, no-knock warrant, search warrant, peace officer, attorney workload, criminal justice, caseload limits, fair representation
TX
Transcript Highlights:
- Of those 200, we have helped 125 of them get copies of their birth certificates and their IDs.
- In this process, which may seem insignificant in terms of cost to many of us, this $22, there will be
- Running a good, fair election shouldn't cost you any money to have the Secretary of State come into office
- The names, there was a true interpretation off of it, off of what was printed in terms of who they had
- And I know a lot of individuals have brought up the idea of countywide voting being part of the problem
Keywords:
SB 801, birth certificate, birth record, certified copy, homeless, homelessness, unhoused, vital records, state registrar, local registrar, county clerk, fee waiver, identity documents, ID access, housing insecurity, shelter, transitional housing, Health and Safety Code, HHSC, Health and Human Services Commission