Video & Transcript Research : 'actuarial study'
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HI
Hawaii 2025 Regular Session
EDN Public Hearing - Tue Jan 28, 2025 @ 2:00 PM HST
Transcript Highlights:
- recommend conducting an in-depth study recommend conducting an in-depth study to<00:54:42.799>
- Rather than delaying a year to conduct a new study, we just recommend updating and standardizing the
- delaying a year to conduct a new study delaying a year to conduct a new study we<00:58:17.079>
- But if we did propose, if we did do a study, what would it entail?
- Would that do for the recommendation to look at it as a study?
Summary:
The Committee on Education heard several Department of Education-related bills and received extensive testimony on school meals and veteran diplomas. HB 628 would restore authority for the Department of Education to issue high school diplomas to veterans whose schooling was interrupted by World War II, the Korean War, or the Vietnam War. The superintendent testified in support, explaining the authority had sunset in 2020 and describing the measure as a way to recognize veterans. No opposition or questions were raised, and the bill was left without further action in the excerpt.
The committee also heard HB 1074 and HB 110, both supported by the Department of Education and the School Facilities Authority. HB 1074 was described as a cleanup measure to clarify land-related language and make the statute more consistent across state agencies and DOE. HB 110 concerned benchmarking and the farm-to-school/local food effort; DOE and several supporters, including county councils, the Hawaii Public Health Institute, the Hawaii Farm Bureau, and the Hawaii Farmers Union, said the bill would help align metrics and support the 30% local food goal by 2030. Members questioned DOE about progress, and DOE said it was working on menus, procurement, and coordination with distributors and farmers. A Farm to School representative said the current bottleneck was poor communication with farmers and the need to bring them into planning earlier; DOE said it was still figuring out the process and that island-based procurement and separate RFPs were being explored.
HB 328, relating to school meals and local resource food and plant-based options, drew the most testimony. DOE testified with comments, and the Attorney General’s office suggested revisions to clarify that the bill would apply to both DOE and charter schools, to separate public and private funds if donations or grants are accepted, and to add standards if nonprofit or private entities receive public money. Supporters included HSTA, the Hawaii Public Health Institute/Farm to School Network, Climate Protection Hawaii, the Hawaii Cattlemen’s Council, and numerous individuals and organizations. Supporters emphasized healthier school meals, student-requested plant-based options, support for local farms, and the 30% by 2030 goal. Some testimony urged more local purchasing and raised concerns about decentralization, while DOE said it was considering island-based procurement and separate contracts to better support local producers. No votes were taken in the excerpt.
NY
Transcript Highlights:
- If we're asking DFS to do a study here, I would also like them to do a study on the risks.
- If we're asking DFS to do a study here, I would also like them to do a study on the risks.
- So at the same time that we're doing this study, I would love that same feedback from DFS saying, hey
Summary:
The Senate Banking Committee met with Chair James Sanders Jr. and reviewed a full agenda of banking-related bills. Early action included approval of a bill requiring licensed check cashers to file suspicious activity reports, and a bill on civil penalties for fraud or misrepresentation in financial products or services, though several members objected to removing the intentionality standard and warned it could broaden enforcement too far and discourage lending in New York. The committee also advanced a bill prohibiting fees for periodic paper statements, a bill on asset-based lending transactions, and a bill requiring reporting of suspected financial exploitation.
Members spent substantial time on a bill regulating automated lending decision tools. The sponsor and chair said the measure would allow AI use but require a human review or appeal if a borrower is denied, while some senators raised concerns about competitiveness for state-chartered banks and possible overlap with existing human oversight. The bill was reported out and referred to the Internet and Technology Committee for further review. The committee also approved a DFS study bill on the financial stability and licensing of the check-cashing industry, with a suggestion that the study also examine risks of expanding the industry.
A major discussion centered on the “Deep Protection Act,” aimed at preventing foreclosures tied to deed theft. The sponsor described cases involving elderly homeowners and fraudulent transfers, while opponents argued the bill was vague, could create unintended consequences or private litigation, and might affect only a small share of mortgages because it applies to state-chartered institutions. The sponsor said the bill would be amended and noted interest in related county clerk reforms. The committee ultimately sent the bill to Judiciary. The final bills addressed mortgage payment schedule fees and unsolicited mail loan checks; both were approved. The meeting ended after the chair emphasized open debate and committee review as part of improving legislation.
OK
Transcript Highlights:
- , those variables that, yeah, and that's just from what we found in each state, the 2025 Sor asset study
- Yes, and the study that we, the economic study from Doctor Jane Ven Noor, was brought over by former
- I have a binder folder of her huge review here of her study. That's the last. OK, welcome to this.
- So, she just brought over the study, saying that it was time to properly review the guidelines.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, April 28, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- It is extraordinary to think that I am the 19th in our line of sovereigns, to study with daily attention
- more than 2,300 scholarships have been awarded, opening doors for Americans from all walks of life to study
- more than 2,300 scholarships have been awarded, opening doors for Americans from all walks of life to study
- more than 2,300 scholarships have been awarded, opening doors for Americans from all walks of life to study
- more than 2,300 scholarships have been awarded, opening doors for Americans from all walks of life to study
AR
Arkansas 2026 1st Special Session
ARKANSAS LEGISLATIVE COUNCIL (ALC) Feb 20th, 2026
ARKANSAS LEGISLATIVE COUNCIL (ALC)
Transcript Highlights:
- Mental Disabilities Study Subcommittee. Hang on, we're still on Game and Fish.
- The Hospital, Medicaid, and Developmental Disability Study Committee met Thursday to hear testimony on
- There is no other new business, no other interim study proposals. No business carried over.
- There is no other new business, no other interim study proposal. Member, seeing no questions.
- There is no other new business, no other interim study proposals. No business carried over.
Summary:
The meeting opened with prayer, approval of the prior minutes, and a monthly revenue report from the Bureau of Legislative Research. The report showed gross general revenue collections up year to date and net general revenue above forecast, with the increase attributed in part to income tax growth, a fiscal-year shift, and lottery-related collections. Members asked no questions, and no action was required on the revenue report.
Several subcommittee reports were then presented and adopted, including executive, administrative rules, game and fish/state police, hospital/Medicaid/developmental disability, occupational licensing, PEER, revenue, state insurance programs, and personnel. The executive report noted a waiver request for Jackson County School District construction services and an audit with no findings. The administrative rules report covered agency directives, rulemaking updates, and a few rules pulled for later consideration. The revenue subcommittee held one District 4 tire removal contract until its next meeting, while the state insurance subcommittee reviewed the EBD contract with Boston Consulting Group and approved pharmacy formulary and drug recommendations.
A substantial portion of the meeting focused on the State Insurance Department’s examination of pharmacy benefit managers, especially Navitus Health Solutions. Commissioners and staff explained that Navitus objected to producing certain claims data for self-funded plans, raising an ERISA preemption argument, and that the matter was being set for an administrative hearing, likely in April. Members questioned compliance, due process, and the implications of the objection, while the department said the state initiated the examination and was continuing to seek resolution. The committee also reviewed an Arkansas Teacher Retirement System agreement, with one member noting a potential conflict and abstaining. The meeting ended after members reviewed additional reports with no further action and adjourned.
TX
Texas 89th 2nd C.S.
Appropriations - S/C on Articles VI, VII, & VIII Feb 26th, 2025
Appropriations - S/C on Articles VI, VII, & VIII
Transcript Highlights:
- as I said, we're collaborating with the other agencies that work on water, and we ourselves are studying
- Um, your study from, I think it was November.
- The, um, I believe the prior requirement that you referenced is uh, a part of that same allocation study
- OK, so we're still studying the question.
- I mean, so what is the, what is your plan for, um, completing the study on the single market clearing
FL
Florida 2025 Regular Session
Health Policy Feb 18th, 2025
Transcript Highlights:
- THERE ARE STUDIES THAT HAVE BEEN DONE ESPECIALLY IN MICHIGAN WHERE THEY DO NOT HAVE A FAIL FIRST POLICY
- OUR CLIENT HAS TAKEN OVER THE LAST SEVERAL YEARS STEPS TO CONDUCT CONFERENCES STUDY RANGING FROM 2017
- WE HAVE THAT STUDY, SEVERAL OF YOU HAVE IT AND WE ARE CERTAINLY HAPPY TO PROVIDE IT TO MEMBERS THAT HAVE
- THE STUDY PENDING ACCEPTANCE INTO A MEDICAL JOURNAL WITH ANTICIPATED PUBLICATION IN THE FALL OF 2025
- THE STUDY SHOWS OVERALL EXPENDITURES WERE LOWER IN FLORIDA DUE TO LESS RESOURCE USE.
TX
Transcript Highlights:
- The intent of the study, as I understand it, was to study the relationship between water and power usage
- Bad data, bad study, and everything, right?
- Our engineers are actively studying multiple technologies for future integration.
- Until we can get a third-party study on the effects of our water and our environment.
- We must make more restrictions and time to study the existing...
HI
Hawaii 2025 Regular Session
HLT/HSH Joint Public Hearing - Fri Feb 7, 2025 @ 8:30 AM HST
Transcript Highlights:
- This bill ignores scientific concerns surrounding mRNA injections, which studies have linked to heart
- This bill ignores scientific concerns surrounding mRNA injections, which studies have linked to heart
- the Mulla Foundation five studies the Mulla Foundation five studies including<02:49:38.760>
recent - <02:52:05.920>
by cdc's own and fda's and CDC Studies by cdc's own and fda's and CDC Studies - repeatable evidence-based studies repeatable evidence-based studies showing<03:03:46.680>
the
Summary:
The joint hearing opened with House Bill 1462 on crisis services. Testimony from the Department of Law Enforcement, the Community Alliance on Prisons, and the Department of Health supported expanding behavioral health crisis services as an alternative to arrest or incarceration. Witnesses said additional crisis sites would help divert people in mental health crisis to appropriate care, and the Department of Health described its current crisis center in Ewa, including the need for renovations such as a padded room and the time required to get the facility operational. In response to questions, the department estimated the Ewa center’s budgeted cost at about $4.3 million, not including rent or startup repairs, and said a second site’s cost would depend on whether it was freestanding or attached to an existing facility.
The committee then heard House Bill 700 on cognitive assessments. The Executive Office on Aging supported the bill’s intent but asked that it be amended to make assessments optional rather than mandated, to pilot the program first, and to allow flexibility in handling HIPAA-protected data. SHPDA also supported the measure but said it should not be mandatory and suggested that payers reimburse for assessments when requested by patients, families, or physicians. The Alzheimer’s Association and caregivers strongly supported standardizing cognitive assessments to improve early detection and access to newer treatments, while noting the existing opt-out provision. The Hawaii State Council on Developmental Disabilities supported the bill but asked that the age 65 threshold be removed because cognitive decline can begin much earlier for people with Down syndrome, autism, traumatic brain injury, stroke, and related conditions. In response to a question, the Office on Aging said a pilot project could likely be done for about $150,000, with data security being the main added cost.
The final bill discussed was House Bill 237 on peer support programs. Testimony from Family Hui Hawaii, Early Childhood Action Strategy, peer support workers, and families described peer-to-peer programs as a cost-effective way to reduce isolation, strengthen families, and provide long-term community support. Speakers said these programs help parents and caregivers navigate crises, child welfare involvement, addiction recovery, and other challenges, and can have lasting benefits for children’s development and family stability. Several witnesses tied the bill to broader state goals, including infant and early childhood mental health, trauma-informed care, and child welfare reform. Written testimony from about a dozen organizations and individuals was also noted in support.
ND
North Dakota 2026 1st Special Session
Higher Education Institutions Committee Jun 19th, 2026 at 09:00 am
Higher Education Institutions Committee
Transcript Highlights:
- We're constantly doing a lot of group work, case studies.
- Committee after the break, the dual credit cost study is the next agenda item.
- Committee after the break, the dual credit cost study is the next agenda item.
- My last senior year was almost all elective courses and study halls. Other questions? Thank you.
- , graduate studies, if they still make the criteria.
ND
North Dakota 2026 1st Special Session
Higher Education Institutions Committee Jun 19th, 2026
Transcript Highlights:
- We're constantly doing a lot of group work, case studies.
- The dual credit cost study is the next agenda item, so we'll be looking into this information exactly
- My last senior year was almost all elective courses and study halls. Other questions? Thank you.
- And what's happening is we're seeing some... ...professional studies, really advancing.
- , graduate studies, if they still make the criteria.
Summary:
The committee reconvened at North Dakota State College of Science for a presentation from President Dr. Flanagan and college leaders about NDSCS’s mission, enrollment growth, workforce training, and facilities needs. Flanagan highlighted student success in national competitions, strong placement and retention, growing enrollment, and new or expanding programs in aviation maintenance, fire science, dental hygiene, community health worker training, surgical technology, HVAC/plumbing, and precision agriculture. He also emphasized the college’s partnerships with industry, including John Deere, Fargo Jet Center, Sanford, and Comdel Innovation, and said NDSCS plans to seek approval next session for a revenue bond to build a new dorm and to remodel the library into academic and allied health space. Allied health dean Deb Smith testified that her division is at capacity and needs a simulation center, more lab and classroom space, and expanded dental and OTA facilities to meet demand and accreditation needs.
Committee members questioned Flanagan and staff about workforce shortages, especially faculty pay, and whether the college can staff additional growth. Flanagan said the biggest challenge is recruiting instructors because industry pays more, but noted some health care and adjunct hiring is possible because of schedule flexibility and benefits. He also discussed shifting resources away from lower-demand programs like power sports toward higher-demand areas such as automotive and aviation maintenance. Members also asked about the college’s identity as a technical institution, with Flanagan arguing North Dakota would benefit from a more defined tech-school system.
The committee then received a University System presentation from Jamie Wilkie on the cost of delivering dual credit. Wilkie explained the methodology used to allocate direct and overhead costs across subsidized and unsubsidized dual credit, noting that dual credit and early entry account for about 5.9% of total credit hours and 2.7% of formula funding. The analysis showed subsidized dual credit tuition revenue of about $5.5 million and unsubsidized revenue of about $2.9 million, with some institutions showing margins and others losses depending on the model. Members discussed whether K-12 funding should also be reflected, how payments to high schools and teachers are structured, and whether tuition-free dual credit would require replacing both tuition revenue and the current dual credit scholarship. No votes were taken; the committee simply received the presentations and discussed the findings.
ND
North Dakota 2025-2026 Regular Session
Higher Education Institutions Committee Jun 19th, 2026
Transcript Highlights:
- We're constantly doing a lot of group work, case studies.
- So, as you could tell on that chart before, if you had a chance to study it before, we met today, NDU
- Bernal Herning: My last senior year was almost all elective courses and study halls.
- My last senior year was almost all elective courses and study halls. Other questions? Thank you.
- and graduate studies if they still make the criteria.
Summary:
The committee met at North Dakota State College of Science for a presentation from President Flanagan and campus leaders on the college’s mission, enrollment growth, workforce programs, facilities needs, and industry partnerships. Flanagan highlighted student success in national competitions, strong placement and retention, the college’s strategic plan, and new or expanding programs such as aviation maintenance, fire science, dental hygiene, community health worker, surgical technology, HVAC/plumbing, and precision agriculture. He also described the need for a new dorm and a remodel of the library into academic and allied health space, including a simulation center, to address capacity limits and support growth. Several committee members asked about program demand, faculty recruitment, pay competitiveness, and how the college shifts resources from lower-demand programs to high-demand ones. Industry partner Jim Albright of Comdell testified that the college has been essential to the local manufacturing workforce and that many employees and interns come from NDSCS.
A major topic was dual credit. Flanagan said dual credit is important but financially challenging, noting that only a small share of dual credit students ultimately matriculate to NDSCS and that the college’s dual credit model is close to break-even. He explained that many dual credit credits are general education rather than CTE, and that the college pays instructors, supports high schools, and absorbs indirect costs. Williston State College President Bernal Herning added that his institution loses money on the front end but has shifted toward helping students complete associate degrees before high school graduation because many go directly to work after high school. Committee members questioned how dual credit is delivered, how instructors are qualified, and whether students are truly doing college-level work.
The committee then received a University System presentation from Jamie Wilkie on the cost of delivering dual credit statewide. Wilkie explained the methodology used to allocate direct and overhead costs and said the analysis shows dual credit is not profitable at several institutions once tuition, instructor payments, and overhead are included. Members asked how much of the cost is borne by students, families, and the state, and whether K-12 funding should also be considered. Discussion also covered the difference between subsidized and unsubsidized dual credit, payments to high school teachers or schools, and the possibility of waiving tuition in the future. No votes were taken, and the committee mainly gathered information for the ongoing dual credit cost study.
CA
California 2025-2026 Regular Session
Assembly Select Committee on Wildfire Prevention Jun 12th, 2026
Transcript Highlights:
- So looking at regional opportunities, recently we have been involved in a resiliency study, looking at
- our systems together, involved in a resiliency study, looking at our systems together collaboratively
- doing in Los Angeles, funding the block captain's networks throughout all those communities, case study
- The study was funded by Cal Fire, and it was using Cal Fire data.
- The study revealed that the number one metric that best predicted if a house would burn was its close
LA
Transcript Highlights:
- to look at the study that, according to a new study in Colorado, marijuana-related crashes have jumped
- Additionally, I think something like this ought to be studied.
- Additionally, I think something like this ought to be studied.
- This bill needs to be studied. So I think we ought to look at this.
- We have the opportunity to further look at this through a study and not through a change in law.
MN
Minnesota 2025-2026 Regular Session
From AI to autonomous vehicles: New technologies are changing Minnesota; how Senators are responding Apr 10th, 2026
Minnesota Senate Floor Meeting
Transcript Highlights:
- > And they've done studies >> And they've done studies um<00:09:40.680>
and <00:09:40.840 - So they've been studying this already, looking at things like that.
- So they've been studying this already, looking at things like that.
- So they've been studying this already, looking at things like that.
- So they've been studying this already, looking at things like that.
HI
Hawaii 2025 Regular Session
House Chamber - Fri Apr 11, 2025, 12:00PM HST - Day 49
Hawaii House Floor Meeting
Transcript Highlights:
- And I think we could already begin doing that without another exhaustive study.”
- <00:24:15.840>
My <00:24:16.279>my without another exhaustive study. - My my without another exhaustive study.
- <00:26:16.799>
that what's going on with our um studies that what's going on with our um studies - <00:27:48.159>
Uh change is is important to study. Uh change is is important to study.
CA
California 2025-2026 Regular Session
Assembly Arts, Entertainment, Sports, and Tourism Committee Apr 1st, 2025
Transcript Highlights:
- Colin Wright, an evolutionary biologist who studies the biology of sex and sex differences.
- I hold a master's in gender studies and a master's in sociology from the University of Cambridge.
- A study bill on this or a hearing on this would be something I could support.
- I think it's a really great idea to do a study and continue this conversation.
- Studies show that male athletes outperform elite female athletes by wide margins.
Summary:
The committee met on April 1, 2025, first adopting its rules and then taking up AB 89, a bill to require CIF to align girls’ high school sports with federal policy and restrict participation to biological females. The author and supporters argued the bill was needed to protect fairness, safety, privacy, and competitive opportunities for girls, citing individual student-athlete stories and examples of transgender participation. Opponents, including parents, athletes, advocates, and technical witnesses, argued the bill would stigmatize transgender youth, invite invasive scrutiny and harassment, and solve a problem they said was extremely rare or unsupported by data. After lengthy public testimony and debate, the committee rejected AB 89 on a 2-7 vote and sent it to the Committee on Education as a failed motion.
The committee then heard AB 844, a related measure framed by the author as restoring competitive integrity, protecting student privacy, and bringing California into compliance with Title IX and federal directives. Supporters, including Matt Walsh and a student athlete who said she lost a varsity spot to a transgender student, argued that sex-based sports rules are necessary because biological males retain athletic advantages and that California risks federal funding if it does not change course. Opponents, including educators, parents, LGBTQ advocates, and trans youth, said the bill would increase bullying, harassment, and exclusion, and that existing policies have worked without evidence of harm from transgender athletes. Public comment was again heavily divided, with many speakers on both sides. The transcript ends during public testimony on AB 844, before any final committee vote or action is shown.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/05/26
Commerce and Consumer Protection
Transcript Highlights:
- In 2021, a study costs are not trivial.
- <00:41:06.400>
Cervical throughout the study period. - Cervical throughout the study period.
- Studies show that when insurance covers IVF, health outcomes improve for mothers and babies.
- Studies show that when insurance covers IVF, health outcomes improve for mothers and babies.
TX
Transcript Highlights:
- Social Studies and creates a full semester economics course option.
- In social studies.
- I don't believe it is when you get to social studies in and you know social studies isn't important subject
- Social studies requires three credits.
- The student was studying police response times to campuses.
Bills:
HB6, HB27, HB 123, HB210, HB213, HB222, HB610, HB 1085, HB1481, HB6, HB27, HB123, HB210, HB213, HB222
Keywords:
mental health, telehealth, public schools, discipline management, behavioral interventions, financial literacy, high school education, curriculum requirements, economics, personal finance, HB 123, kindergarten readiness, early literacy, early numeracy, reading screening, math screening, foundational literacy, foundational numeracy, dyslexia screening, reading intervention
MD
Transcript Highlights:
- Didn't we just pass it last year with like a study for a couple years? >> Um, it wasn't a study.
- Senators, Washington County Salary Study Senators, Washington County Salary Study Commission.<00
- Uh, both of those kind of turn this into a study, basically turning what I spoke previously into a study
- , those kind of turn this into a study, those kind of turn this into a study, basically<01:06:16.559
- Um, with that, previously into a study.
Summary:
The Senate convened with an invocation, journalized the prayer, and recognized Read Across America Day with a special resolution congratulating the Maryland State Education Association on the program’s 28th anniversary. Senators also welcomed several guests and student groups, including Eleanor Roosevelt High School students, Maryland Federation of Republican Women members for Red Scarf Day, medical shadows from Johns Hopkins, a student page prospect, and a group from Matthew Henson Elementary School.
The chamber then took up multiple Finance Committee consent calendars and individual local alcohol-related bills, all of which were reported favorably, adopted without objection, and ordered printed for third reading. Measures included changes to alcohol license fee refunds for uniformed service members, Anne Arundel County license classifications and compensation for liquor board officials, a Baltimore City racetrack license extension, a Cecil County license quota change, and new or expanded licenses for golf courses, sports venues, and barber shop/beauty salon establishments. The Senate also advanced bills on social work licensing, a rural readiness economic development program, a Maryland-Ireland Trade Commission extension, peer-to-peer car sharing insurance rules, telematics-based auto insurance disclosures and appeals, and veteran status notation on public profiles.
Several bills were amended before being advanced, generally with technical or clarifying changes and no recorded opposition. Senate Bill 18 would create a provisional social work license; Senate Bill 351 would regulate insurer use of vehicle telematics data; Senate Bill 395 would revise insurance and liability rules for peer-to-peer car sharing; and Senate Bill 197 would alter comprehensive plan elements in land use law. Senate Bill 439, protecting fire and rescue public safety employees from adverse action based on medical cannabis certification, also moved forward without amendment.
One measure, Senate Bill 69, which would make permanent the nonprofit navigator position in the Department of Commerce, was discussed at length after a member raised concerns about oversight of nonprofit grant funding. On request, the bill was special ordered to the next day for further consideration. All other bills discussed in the transcript were advanced to third reading by unanimous or near-unanimous voice action, with no recorded roll-call votes.