Transcript Highlights:

• responsive people in state government. responsive people in state government.
• I'm just stating the facts. We don't. I'm just stating the facts.
• like Elad and others across the state? like Elad and others across the state?
• population of the state at some point. population of the state at some point.
• The state recognizes happy with 45%. The state recognizes 15%. 15%. 15%.

Keywords: 958, all

Summary: The meeting began with roll call, adoption of the minutes, and brief remarks, including birthday recognition for Representative Maseroni and a moment of reflection for a soldier who died during training at Fort Knox. The committee then heard a presentation from Tony Hatton, commissioner of the Department for Environmental Protection and acting director of the Kentucky Division of Water, with Amanda Lefer, deputy commissioner, on the state’s water and wastewater programs and planning. Hatton described Kentucky’s water resources and the Division of Water’s responsibilities, including watershed and nonpoint source work, KPDES discharge permitting, PFAS response, engineering review of water infrastructure, inspections, public outreach, and sampling. He said Kentucky has 428 public water systems, 263 water treatment plants, about 1.9 million service connections, and nearly 97% of the population has access to municipally treated water. He also noted that the state has 43 systems receiving awards for EPA areawide optimization and emphasized operator training, regionalization, and use of GIS mapping and Kentucky Infrastructure Authority data to support planning and funding decisions. Members raised concerns about aging infrastructure, water loss, staffing shortages, and wastewater problems in local systems. Representative Blandon described severe failures in a city system, including major water loss and sewer backups, and asked whether the state could intervene; Hatton said the division inspects treatment facilities and provides compliance assistance but is not authorized to manage delivery systems, though third-party help and emergency funding can be used in some cases. Senator Smith and others shared similar experiences with line loss and system failures, while Hatton pointed to regionalization and funding support as the main tools available. The discussion also highlighted PFAS as an emerging issue, with Hatton saying the department is working with systems to meet anticipated federal requirements by 2029.

Transcript Highlights:

• So the 145 reinsurance with state money.
• Section if agreed to by the borrower.
• additional broker's license and states additional broker's license and states that<00:14:10.560>
• <00:24:58.799> prohibition that states prohibition that states prohibition against<00:25:00.880
• Section 31 states that entertainment.

Keywords: 1187, senate, all

Transcript Highlights:

• It is across the states in the United States.
• It is across the states in the United States.
• I'm Gary Atkins, the volunteer state I'm Gary Atkins, the volunteer state president<00:21:26.320
• by state.
• And I'll do you pass um state by state.

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:29 Discussion SB 153 01:25 Vote SB 153 10:35 Discussion SB 118 11:36 Vote SB 118 12:48 Discussion HB 380 13:40 Vote HB 380 40:12, 958, all

Summary: The House Standing Committee on Banking and Insurance met with a quorum and took up three bills. Senate Bill 153, sponsored by Sen. Greg Elkins, aimed to combat insurance fraud tied to post-disaster contractor scams. Testimony from the Attorney General’s Office and committee members described problems involving roofing, siding, and debris-removal scams, including vandalism used to create claims and companies that disappear before victims can recover losses. The bill would expand enforcement tools by making certain vandalism-related conduct criminal, giving the Attorney General concurrent jurisdiction with local prosecutors, creating a post-disaster contractor registry, and banning door-to-door solicitation during declared emergencies. The committee approved the bill by roll call and sent it forward with a favorable recommendation. Senate Bill 118, sponsored by Sen. Brandon Storm, addressed credit property insurance offered by consumer loan companies. The sponsor and a representative of the Kentucky Consumer Finance Association explained that the product has been offered for years and that the bill would provide statutory authority for its continued use. The committee raised no substantive objections, and the bill passed on a roll call vote with a favorable recommendation. House Bill 380, sponsored by Rep. Tom Smith, focused on regulating cryptocurrency kiosks in convenience stores to curb fraud against seniors. The committee heard emotional testimony from a sheriff and a fraud victim describing scams that led victims to deposit cash into crypto kiosks, often under pressure from callers posing as authorities or relatives. AARP Kentucky supported the bill, citing widespread losses to older adults and the need for guardrails. A committee substitute was adopted that would cap daily transactions at $2,000, require fee disclosure and customer consent, impose licensing and compliance requirements, mandate identification for transactions, and add criminal penalties and Attorney General enforcement. Members discussed the bill’s scope, including that it would not address gift card scams, and noted the delayed effective date was requested so regulators could write rules. The committee adopted the substitute and then passed the bill favorably on roll call.

Transcript Highlights:

• amendment got to take it's 38 states amendment got to take it's 38 states that<00:02:59.760>
• only way they're going to get 38 states only way they're going to get 38 states to<00:09:09.200>
• state because states uh delegate not by state because states uh if<00:15:44.160> they<00:15:44.320
• In other words, some states have rescinded it. Words, some states have rescinded it.
• under article 5 of the United States under article 5 of the United States Constitution.

Bills: HB0108, HB0039, HB0091, HB0070

Keywords: audit, transparency, government reporting, accountability, public access, firearm rights, restoration of rights, criminal justice, felony convictions, Wyoming law, artificial intelligence, social scoring, biometric data, privacy rights, government regulation, foreign censorship, digital innovation, constitutional rights, Wyoming GRANITE Act, extraterritorial laws

Transcript Highlights:

• The June 2024 decision in State v.
• Not in the United States, right?" "Not in the United States, right, where we could have been?
• But it's only one in the United States, yes, sir.
• and in the United States.
• It was 33% African American in this state.

Summary: The Senate convened with a quorum, heard an invocation, received a House message announcing passage of H.B. 500, and a gubernatorial nomination for the Upper Neches River Municipal Water Authority Board. The chamber adopted several resolutions, including SR 409 recognizing Blue Ribbon Lobby Day, SR 402 honoring the discovery of the woolly devil plant at Big Bend National Park, and recognitions for Operation Christmas RGV and Wilson County Day. The Senate also heard an announcement that the Committee on Senate Nominations action report had been placed on members’ desks. The body then took up and passed several bills. SB 2365 was passed to prohibit personal wireless communication devices by public school students during instructional time, with exceptions for health, special education, and safety needs. SB 1869 was passed to reaffirm the DSHS commissioner’s authority over controlled-substance schedule changes without rulemaking or judicial review. SB 1124 was passed to revise criminal discovery procedures in response to the Heath decision, with supporters saying it preserves exculpatory evidence protections while limiting suppression of inculpatory evidence when the defense already knew of it. SB 1758 was passed to create a Grayson County pilot study and temporary permitting hold concerning a cement kiln/quarry near a semiconductor wafer facility, and SB 2078 was passed to regulate composting in certain counties, after a clarifying amendment. The Senate also passed SB 33, barring governmental entities from transactions that support abortion assistance or out-of-state abortion procurement; SB 34, expanding wildfire preparedness measures, studies, equipment databases, and rural fire department funding; SB 1208, increasing the penalty for interference with public duties from a Class B misdemeanor to a state jail felony; SB 1030, removing the maintenance, repair, and overhaul tax for general aviation; SB 505, creating processes to address election irregularities; SB 2411, updating the Business Organizations Code and changing filing-method requirements; and SB 1333, addressing unauthorized entry, occupancy, sale, rental, lease, or conveyance of real property. Most measures advanced on voice vote or recorded roll call after motions to suspend the regular order and the constitutional three-day rule, with several members raising questions or objections, especially on the criminal justice, abortion, and public duties bills.

Transcript Highlights:

• I'm State Representative Rich Haggerty.
• Massachusetts is one of a handful of states with our own state public housing, our own state rental assistance
• I think it's really exciting right now to have a new state housing plan, to have a state housing plan
• other state monies.
• But it's what else we can leverage at the state and, you know, the credits, the state credit, the federal

Keywords: 995, all

Summary: The Joint Committee on Housing opened its second hearing of the session with remarks from Chairs Haggerty and Cyr emphasizing that the hearing was a broad look at Massachusetts’ housing crisis rather than a single bill. They highlighted topics including zoning, permitting, rental assistance, public housing, homelessness prevention, and housing production. The first witness, Housing and Livable Communities Secretary Augustus, reviewed implementation of the Affordable Homes Act and the state’s new housing plan, citing a 1.6% vacancy rate, a projected need for 222,000 new homes over 10 years, and ongoing efforts such as ADUs by right, fair housing enforcement, eviction record sealing, seasonal communities planning, and new funding for affordable housing, public housing, and the Momentum Fund. He also discussed infrastructure support for municipalities, technical assistance for ADUs, and concerns about possible federal funding cuts. Committee members questioned the secretary about ADU financing and technical assistance, the likely unit yield from the Affordable Homes Act, infrastructure barriers in suburban and rural communities, public housing waitlist management, supportive housing, and federal budget risks. MassNAHRO then testified that public housing authorities are facing rising operating and capital costs, a statewide waitlist nearing 300,000, and uncertainty over federal Section 8 and HUD funding. Witnesses described recent state support for operating subsidies, capital improvements, vacancy turnover teams, and resident service coordinators, while warning that proposed federal cuts could sharply affect voucher issuance and agency operations. CDAC’s executive director Roger Herzog described the agency’s role as a quasi-public source of early-stage financing and technical assistance for nonprofit housing developers, noting its loan capital, supportive housing bond programs, home modification loans, and preservation work under Chapter 40T. He said CDAC has helped produce or preserve more than 55,000 units and stressed the importance of patient capital and preservation tools. CHAPA CEO Rachel Heller urged the committee to focus on production, preservation, planning, and political will, supporting goals for affordability, supportive housing, and homeownership, and endorsing policy changes such as YIGBY, clearer site plan review rules, stronger fair housing funding, and more support for vouchers and public housing. MassHousing then outlined its financing role, including mortgage lending, down payment assistance, the Community Climate Bank, and the Momentum Fund, while noting that permitting delays, capital gaps, and possible federal changes could affect production. Members also asked about transparency, prevailing wage compliance, and a recent internal restructuring related to diversity and business engagement.

Transcript Highlights:

• It's a simple bill in that it just clarifies there are essentially two ways to borrow money.
• And I'm a state representative.
• Then that state... ...representative wrote a letter in opposition to that development.
• Some state representatives wanted to be involved, and some didn't.
• , often out of state.

Bills: HB293, HB 1173, HB3753, HB4999, HB5696, SB2145, HB5689, HB5690, HB5694, HB5698, HB293

Keywords: HB 293, Texas housing tax credits, low-income housing, affordable housing, private activity bonds, PAB, qualified allocation plan, TDHCA, Texas Department of Housing and Community Affairs, state representative objection, housing development approval, municipal notice, county commissioners court, extraterritorial jurisdiction, LIHTC, bond-financed housing, homelessness, housing services, Texas Department of Housing, municipal programs

Transcript Highlights:

• You can borrow mine.
• You can borrow mine. On the same— We'll just share here.
• Johns and in Dade and Broward, it's really across the state.
• Will signage change around this state?
• The state wildflower license tag has raised more than $4.2 million.

Summary: The Transportation Committee took up several bills and amendments related to traffic safety, utilities, schools, and motor vehicle administration. Senator Pizzo’s SB 1782, as amended, expanded reckless driving per se to include certain high-speed behaviors; the late amendment removed impound language but kept mandatory court appearance, and the bill was reported favorably. Senator McLean’s SB 818 on utility relocation was amended to include an important state interest finding; after testimony from county groups opposing the cost shift to local governments and Charter Communications supporting the bill, it was also reported favorably. The committee also approved SB 1644 on emergency vehicles, after a delete-all amendment broadened warning-signal use for volunteer firefighters, medical staff, and related vehicles. Senator Trumbull’s SB 1348 on DHSMV services was amended to streamline local delivery of motor vehicle services and remove certain fines, waiting periods, and CDL retesting provisions; it passed favorably with support from Florida Tax Collectors. Senator McLean’s SB 1188 on local governing authorities and charter schools drew the most debate, with supporters arguing local governments were using traffic and site-plan rules to block charter schools and opponents warning the bill would tie the hands of local governments and create a blanket preemption; it was reported favorably. The committee then passed SB 636, which limits use of the far-left lane on high-speed roads except for passing, exiting, move-over compliance, or traffic conditions, and requires FDOT signage. Senator Arrington’s SB 1152 increased the Florida Wildflower specialty plate fee from $15 to $25 to raise more money for wildflower research and habitat programs; it was reported favorably. Finally, the committee unanimously recommended confirmation of multiple appointments to the Greater Orlando Aviation Authority, Central Florida Expressway Authority, Jacksonville Port Authority, Jacksonville Transportation Authority, and Florida Transportation Commission, and then adjourned.

Transcript Highlights:

• district 5 seat in the Colorado State district 5 seat in the Colorado State Senate,<00:37:49.599
• after she left to join the United States after she left to join the United States Department<00:
• particular, division three in the state particular, division three in the state of<00:43:40.880>
• the state. the state.
• state, and his community. It's an honor. state, and his community. It's an honor.

Keywords: 981, all

Summary: The Senate convened with a quorum, approved the March 9, 2026 journal, and received committee reports on several appointments and bills. The education committee recommended confirmation of appointments to the Charter School Institute Board and the Colorado Mesa University Board of Trustees. The judiciary committee reported several measures, including Senate Bills 75, 132, 104, and 112 and House Bills 1017 and 1103, with recommendations ranging from amendment to favorable referral to the committee of the whole, and some placement on the consent calendar. The chamber also received multiple House messages transmitting House Joint Resolution 1020 and a number of House bills, many of which were passed on third reading and sent to the Revisor of Statutes. The Senate then moved out of order to consider Senate Joint Memorial 002 honoring former Senator Lewis H. Ent. The memorial recounted his service as a Marine in the Korean War, his work as a farmer and county commissioner, and his long legislative career in the House and Senate, with emphasis on agriculture, water policy, natural resources, veterans affairs, and local government. Several members and former members spoke in support, describing him as a mentor, a relentless advocate for the San Luis Valley and its water issues, and a respected colleague. Representative Martinez and Senators Hillman and Jones offered personal recollections of working with him and his influence on their service. The Senate suspended Rule 31A to allow remarks from House members and former senators, then adopted SJM 002 by a unanimous 35-0 vote. The memorial directs copies to members of Ent’s family, and Minority Leader Simpson requested that the current roll call be added as co-sponsors, with no objection noted.

Transcript Highlights:

• In recent years, a number of towns and cities throughout the state have been dealing with significant
• And I will leave this meter with Phil Hashi for you to borrow.
• fair, I guess To make the state legislature more fair, egalitarian, and transparent.
• Some have joked that double poles are the official state tree of Massachusetts.
• Under DPU mandate, National Grid and Eversource are rolling out smart meters across the state.

Keywords: 995, all

Summary: The committee heard testimony on a range of energy, utility, broadband, and municipal infrastructure bills. Representative Powell supported H 3466, which would create a task force to study public ownership of utilities and alternatives to investor-owned electric and gas systems. Representative Therber supported H 3574, which would use RGGI funds to reimburse cities and towns affected by power plant decommissioning, citing lost jobs, tax revenue, and service cuts in communities such as Somerset, Plymouth, Salem, and Everett. Several witnesses from municipal light plants and related organizations testified in support of mutual aid bills, including H 3486/S 2252 and H 3330/S 2277, saying the measures would clarify protections and liability coverage for MLP workers assisting in emergencies and non-emergency work. Jim Leiden of EMWIC opposed H 3514/S 2295, saying the proposed board and governance changes would reduce local control, add burdens, and weaken confidentiality protections. A committee member asked whether the mutual aid bills had been reviewed for municipal impacts, and the witnesses said they had done due diligence. The committee also heard extensive testimony on H 3551/S 2306, the smart meter opt-out bills. Supporters argued that smart meters emit harmful wireless radiation, that some residents have developed health problems or electromagnetic sensitivity, and that opt-outs should be available without fees or penalties; several witnesses urged notification, consent, and non-transmitting analog meter options. The committee also heard testimony from municipal officials and the Massachusetts Municipal Association in support of H 3462/S 2250, which would strengthen municipal authority to enforce timely removal of double utility poles, citing safety, accessibility, and construction-delay concerns. Derek Leffert of Gateway Fiber opposed H 3450, saying it would improperly shift broadband deployment costs to competitors. At the end of testimony, the chair closed the hearing by motion and vote, with members voting aye and no opposition recorded.

Transcript Highlights:

• state state constitution<00:27:37.320> um<00:27:37.559> and<00:27:37.720> we<00
• I'm chair of the State LGBTQ+ Commission.
• I'm chair of the State LGBTQ+ Commission.
• the ho Supreme Court in 2023 state the ho Supreme Court in 2023 state bavara<00:40:36.240> in
• United States or to Hawaii in general um United States or to Hawaii in general um and<00:41:04.560>

Keywords: 912, senate, all

Summary: The Judiciary Committee heard testimony on several bills. SB 335 would route objections by political party officers to candidate nomination papers through the Office of Elections. The State Election Director testified that his office was not the right venue for party-membership challenges because it could create conflicts and force the Attorney General to represent the chief election officer in court; members discussed whether all objections should instead go directly to Circuit Court, but no action was taken. SB 280 would expand first-degree negligent injury to cover injuries negligently caused by intoxicated drivers. The Public Defender opposed the bill as too harsh and urged either a lower penalty or clearer statutory definitions of “under the influence,” while the Prosecuting Attorney supported it as a needed increase in accountability for drunk drivers who actually injure someone. Committee members raised concerns about overlap with existing offenses, proportionality, and whether the change would increase jury-trial volume; the prosecutor responded that the bill would apply to a smaller subset of cases involving actual injury and would help ensure more serious treatment of those cases. The committee also heard SB 292, establishing Safe Harbor protections for survivors of sexual exploitation who seek medical or law enforcement assistance, with testimony in support from the Office of Hawaiian Affairs, HPD, U Alliance, and others, and no opposition. SB 31, concerning an additional penalty for dog owners whose dogs destroy property on agricultural land, drew only supportive testimony. SB 356 would require restitution in the form of financial support to the minor children of victims killed or disabled by an intoxicated driver; the Public Defender opposed it as better suited to civil court and questioned enforcement after probation, while the Prosecuting Attorney supported it and said courts can issue enforceable restitution orders. Testimony also strongly supported SB 1284, a proposed constitutional amendment prohibiting discrimination based on ethnicity, age, disability, ancestry, sex, sexual orientation, gender identity, pregnancy, and pregnancy outcomes, with supporters arguing it would strengthen protections in response to current political conditions. No votes or final committee actions were taken in the excerpt.

Transcript Highlights:

• Um, there's a state receives procurement cards or the state using a credit card, and we receive rebates
• Um there's a um the state our audience.
• borrow funds that the bureau not funds<00:49:47.280> but<00:49:47.520> people.
• state, we're bare<00:53:32.480> bones<00:53:32.800> budget.
• Um, there was a significant portion of it went back to the state.

Keywords: 1191, senate, all

Transcript Highlights:

• <00:11:25.639> is issuer default rating for the state is issuer default rating for the state
• ratings we can consider state ratings we can consider state governments<00:14:00.000> as<
• States Sector Monitor 2024 State Liability Report.
• the state median or below the state the state median or below the state median<00:18:58.200>
• US states sector monitor 2024 State US states sector monitor 2024 State liability<00:19:21.320><

Keywords: 1187, senate, all

Transcript Highlights:

• What is the state aid?
• And that includes state and federal aid? State and federal aid, correct. Okay.
• If they need to borrow loans, they are only borrowing a small amount so that those payments are affordable
• While prior state legislation required institutions receiving state Funds via the Cal Grant program to
• Administration of state aid programs.

Keywords: 988, house, all

Transcript Highlights:

• Industry plugs about 85% of the wells in the state every year.
• We have been borrowing from ourselves, so as an agency, we no longer have those dollars to borrow from
• veterinarian for the state of Texas.
• veterinarian, uh, for the state of Texas.
• were preventing our cattle from moving into their state because their 591 state, their cattle were becoming

Summary: The committee met with a quorum present to hear Article VI Natural Resources agency budget recommendations, beginning with the Railroad Commission. LBB staff summarized the commission’s 2026-27 base recommendation at $458.7 million, down from the prior biennium, with an increased FTE cap. The presentation highlighted reduced federal IIJA funding, volatility in oil and gas regulation account 5155, continued support for IT modernization, and rider changes. The commission’s major exceptional items were then presented, including requests for produced water and injection data reporting, an authorized pit registration system, regulatory filing/permitting upgrades, an underground injection well investigation team, site remediation support, and especially $100 million for orphan well plugging. Members asked about biennium-to-biennium comparisons, salary biennialization, the scale of orphan well risks, federal funding delays, bonding, and whether the state should rely more on industry or general revenue for plugging costs. Commission leadership explained that orphan wells can threaten water and public safety, that plugging costs have risen sharply, and that current funding is insufficient to keep up with emergency wells and the backlog; they also said the agency is moving to cloud-based systems with cybersecurity protections and that the proposed performance measure may need adjustment if funding does not increase. The Railroad Commission testimony was followed by LBB and agency testimony for the Texas Animal Health Commission. LBB described a $42 million recommendation for 2026-27, an increase overall, but with a reduced FTE cap due to turnover and salary reallocation. The recommendation maintained funding for cattle fever tick work, chronic wasting disease, lab testing through an MOU with Texas A&M’s veterinary diagnostic lab, and a new $5 million spay-and-neuter pilot program, while deleting a capital budget rider and adjusting riders tied to entry point inspection stations and clinical trials. Agency leadership then outlined the commission’s mission to protect livestock health and the state’s $22 billion animal industry, and described major disease threats including highly pathogenic avian influenza, cattle fever ticks, New World screwworm, and chronic wasting disease. Their exceptional items focused on recruiting and retaining veterinarians, replacing fleet vehicles, creating an ectoparasite identification lab, adding field staff and IT support, improving records and epidemiology reporting, strengthening central administration, supporting secure food supply planning, expanding chronic wasting disease work, and staffing the new spay-and-neuter program. Members asked about field identification of ticks, the use of disinfectants and PPE, fleet management, the scale of cattle fever tick risk, and chronic wasting disease; the agency explained its current inspection and lab-confirmation process, its reliance on field disinfecting and biosecurity, and the need for more staff and better data systems to keep pace with growing workloads and disease threats.

Transcript Highlights:

• 4,800 buildings spread across 19 state 4,800 buildings spread across 19 state agencies<00:01:14.880
• operations adequately state agency operations adequately maintaining<00:01:59.280> state<00:01
• government while also protecting State government while also protecting State investments<00:02:
• reflects the percent of state-owned reflects the percent of state-owned buildings<00:02:55.239><
• This is a huge state asset.

Keywords: 1187, senate, all

Summary: The committee first heard from the Minnesota Department of Administration on the governor’s capital budget requests. Commissioner Tamara Grundal described the state’s deferred maintenance backlog, saying Minnesota owns more than 4,800 buildings across 19 agencies, with an estimated replacement value of $11.2 billion and about $2.2 billion in deferred maintenance. She urged continued bonding support for asset preservation, CAPRA emergency repair funding, Capitol Complex security upgrades recommended by the ACAS advisory committee, and a budget-neutral account to help leverage federal funds for renewable energy storage and electric vehicle projects at state facilities. Members asked follow-up questions about prior security spending and CAPRA use. The commissioner said some 2018 security funds were used for items such as bollards, projectile-resistant glass, key card readers, and security kiosks, but specific details would be provided offline. On CAPRA, staff said recent projects included public safety upgrades, correctional facility repairs, water main and sewer work, roof repairs, lift station repairs, and boiler and steam trap replacements. The commissioner said the account has recently been used heavily, with about $1.9 million remaining, and estimated a typical target range of roughly $3 million to $5 million based on past spending and expected emergencies. A staffer said they did not know whether bonds had been issued ahead of time to fund the reserve and would follow up. The committee then heard from the Department of Public Safety on BCA capital projects. Commissioner Bob Jacobson and Superintendent Drew Evans said the governor’s proposal includes a new Southern BCA regional office and laboratory in Mankato, expansion of BCA regional office and lab space, and a new Minnesota State Patrol headquarters using trunk highway cash. Evans said the Mankato project is needed because of growth in DNA analysis, digital evidence, controlled substances, cyber tips, and sexual assault kit testing, and because the current St. Paul facility is over capacity. He said the new regional facility would improve turnaround times, reduce travel for scientists and law enforcement, support training, and improve evidence intake and crime scene response in southern Minnesota. Senator Pappas questioned the increase in the Mankato project cost from about $48 million to $68.6 million. Evans said the increase was driven by rising construction costs and additional specialized laboratory and support-space needs identified during design work with the Department of Administration. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• And here's what we learned. state and housing. It became a serious state and housing.
• that it'll be spread across the state. that it'll be spread across the state.
• <00:37:11.920> Um the state. Um the state.
• there, of what you state what you stated there, of what you state what you stated there, >>
• <00:47:57.440> and<00:47:57.760> area state average and state average and area state

Keywords: Meeting Start 00:00:07 Roll Call 00:00:14 Discussion of Pro-Growth Housing Policies 00:02:01 Discussion of Historic Rehabilitation Tax Credit 01:11:13 Adjournment 01:40:27, 958, all

Summary: The Kentucky Housing Task Force met and heard first from the Kentucky Chamber of Commerce, which presented findings from a housing study done with the Home Builders Association. The chamber said housing is now a major economic-development issue, citing survey results that 90% of community leaders said their region could not absorb a major job announcement and 66% said housing is holding back Kentucky’s economy. The chamber described Kentucky’s housing shortage, rising home prices, declining permits since 2008, and the need for more production to support growth. It urged policy changes including zoning and land-use reform, tax incentives, regional approaches, and especially a residential infrastructure fund modeled on Indiana’s low-interest loan program to help communities finance roads and other infrastructure needed for new housing. Members asked about the severity of the problem, workforce shortages in permitting and construction, the loan interest rate, repayment, and whether Kentucky could replicate Indiana’s results; the witness said the issue is a crisis and that the program would be a revolving public-private partnership, likely around 3% interest, with implementation details still to be worked out. The Kentucky Bankers Association then testified that the housing gap is especially acute for households at 80% of area median income and below, which it said represents about 70% of Kentucky’s housing need. It emphasized that the shortage affects both urban and rural counties and pointed to examples such as Rowan County, where workers at major employers must commute long distances because local housing is unavailable or unaffordable. The bankers said high interest rates remain a major barrier and proposed a $20 million bank commitment for a revolving fund tied to tax credits to finance new housing, not refinances. They cited Hope of the Midwest as an example of a successful tax-credit housing model with a long track record and no defaults, and said the proposal would leverage public-private partnerships to create new units. Committee members questioned how the proposed fund would compare with industrial revenue bonds and whether it could be structured like Kentucky’s tobacco settlement fund, with seed money, a review board, scoring criteria, and possible population thresholds to ensure smaller communities benefit. The bankers said the proposal would be another tool for cities and counties, specifically tied to residential infrastructure, and that larger cities should not be able to capture all of the resources. No formal votes or actions were taken during this portion of the meeting.

Transcript Highlights:

• for every resident in the state. for every resident in the state.
• need another state to come on with us. need another state to come on with us.
• state investment transforms communities. state investment transforms communities.
• state. So thank you again. state. So thank you again. >> Thank<01:22:00.719> you.
• >> Does busiest one in the state? >> Does busiest one in the state?

Keywords: 1187, senate, all

Transcript Highlights:

• were looking at what are other states were looking at what are other states doing.<00:02:25.200>
• Indiana, and so the legislature thought that this program fit well within that state quasi-state agency
• year which would spread across the state year which would spread across the state um<00:48:15.040
• Some of our neighboring states and then some of the bigger states who are captured.
• >> Jason Ne, state representative, 33rd >> Jason Ne, state representative, 33rd district,

Keywords: Meeting Start 00:00:03 Roll Call 00:00:08 Discussion of Indiana Residential Infrastructure Fund 00:01:27 Discussion of Affordable Housing Trust Fund 00:33:30 Discussion of Urban Infill 01:12:37 Approval of Minutes from July Meeting 01:39:00 Adjournment 01:39:42, 958, all

Summary: The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households. Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable. Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.

Transcript Highlights:

• This is burdensome for states. Okay, this is, I mean, for municipalities and states.
• across the state.
• state-by-state basis by the National Council of Insurance Legislators.
• /c> consideration on a state-by-state basis consideration on a state-by-state basis by<01:44:32.400><
• against the state the state does not against the state the state does not have<02:21:58.000>

Keywords: 1191, senate, all