Transcript Highlights:

• squarely within the legislators control. squarely within the legislators control.
• the Minnesota Chamber of Commerce. Mr. the Minnesota Chamber of Commerce. Mr.
• to tackle this problem in Minnesota. to tackle this problem in Minnesota.
• individual market in Minnesota. individual market in Minnesota.
• place for um for for folks in Minnesota. place for um for for folks in Minnesota.

Bills: HF3388, HF400

Keywords: HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400

Summary: The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market. Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage. Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.

Transcript Highlights:

• other cities in the state of Minnesota. other cities in the state of Minnesota.
• What happened in Minnesota?
• What happened in Minnesota?
• statewide data from Minnesota courts. statewide data from Minnesota courts.
• apartments has crashed in Minnesota. apartments has crashed in Minnesota.

Bills: HF3403, HF3410, HF3424

Keywords: HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, eviction, rent, redemption

Transcript Highlights:

• This partnership was established by the Minnesota Mayo Clinic, known as the Minnesota Partnership for
• University of Minnesota.
• Coming into this session, Minnesota State certainly understood the financial position the state of Minnesota
• That places Minnesota residents; well, the school funding is for Minnesota students to go to medical
• That's a measure that we can control to manage costs a little bit because we all want to control some

Bills: HF2312

Keywords: higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct

Transcript Highlights:

• Line 10 is the Minnesota Indian base.
• start with Minnesota start with Minnesota [Music] So the first appropriation you'll see on line
• <00:21:17.200> Mayo entire University of Minnesota Mayo entire University of Minnesota Mayo
• <00:35:24.079> And agency with borrower consent. And agency with borrower consent.
• to control some of the costs.

Bills: HF2312

Keywords: higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct

Transcript Highlights:

• secutive director of the Minnesota secutive director of the Minnesota education<00:01:51.840>
• included University of Minnesota included University of Minnesota president<00:04:05.079> Dr<
• president Dr Neils hassal the Minnesota president Dr Neils hassal the Minnesota Higher<00:04:08.239
• Minnesota Twin Cities and the Minnesota Minnesota Twin Cities and the Minnesota system<00:09:45.200
• <00:10:13.839> for those ages 25 and 44 in Minnesota for those ages 25 and 44 in Minnesota

Bills: HF2090, HF982, HF2229

Keywords: higher education, scholarship, financial aid, state grant, tuition assistance, Pell grants, student retention, education equity, disabled veterans, veterans' dependents, dependent children, college affordability, books and fees, University of Minnesota, public colleges, Office of Higher Education, veterans benefits, military families, permanent disability, 100 percent disability

Transcript Highlights:

• Minnesota and you know smaller areas Minnesota and you know smaller areas smaller<00:03:56.480> populated
• from the league of Minnesota from the league of Minnesota cities<00:11:41.360> come<00:11
• collectively cities across Minnesota collectively cities across Minnesota might<00:21:06.600>
• opposition from the Minnesota opposition from the Minnesota Association<00:29:06.080> for
• experienced in 2008 the Minnesota experienced in 2008 the Minnesota Legislature<00:31:27.559>

Bills: HF1917, HF1083, HF367

Keywords: data practices, public official, transparency, government accountability, employment data, domestic abuse, domestic violence, battered women, victim advocate, advocacy, confidentiality, privilege, evidence law, witness privilege, court-ordered disclosure, shelter, crisis intervention, sexual assault counselor, victim services, protective services

Transcript Highlights:

• the food chain runs deep in Minnesota the food chain runs deep in Minnesota with<00:20:08.520>
• <00:21:24.799> groceries Minnesota groceries Minnesota groceries Association<00:21:27.080>
• Cloud, Minnesota, Access North from Hibbing, Minnesota, Freedom Resource Center from Moorhead, Minnesota
• Cloud, Minnesota, Access North from Hibbing, Minnesota, Freedom Resource Center from Moorhead, Minnesota
• Cloud, Minnesota, Access North from Hibbing, Minnesota, Freedom Resource Center from Moorhead, Minnesota

Bills: HF1439, HF1004, HF498, HF1326

Keywords: HF1439, Minnesota Grocers Association Foundation, Carts to Careers, workforce development fund, DEED, Department of Employment and Economic Development, grocery industry, food industry, food retail, retail workforce, job training, career pathways, scholarships, certifications, workforce pipeline, one-time appropriation, industry training, labor shortage, youth employment, apprenticeship

Transcript Highlights:

• Association of Minnesota.
• This is about Minnesota.
• This is about Minnesota.
• This is about Minnesota.
• This is about Minnesota.

Bills: HF192, HF268, HF1214, HF494

Keywords: Minnesota income tax, dependent exemption, personal income tax, tax relief, family tax relief, children, dependents, tax deduction, tax exemption, state revenue, inflation indexing, tax year 2025, taxable income, household tax policy, family tax credit, HF268, Joshua Schmidt Memorial Highway, memorial highway, highway naming, road designation

Transcript Highlights:

• Scammers target crisis in Minnesota.
• waiver so that the state of Minnesota waiver so that the state of Minnesota could<00:07:48.000><
• Minnesota Chamber of Commerce. Minnesota Chamber of Commerce.
• state of Minnesota. state of Minnesota.
• Minnesota youth online. Minnesota youth online.

Bills: HF4502, HF3388, HF4106, HF400, HF4138, HF4118, HF4203

Keywords: trusted contact, financial exploitation, elder abuse, elder financial abuse, fraud prevention, financial institution, banking, credit union, broker-dealer, account security, dormant account, consumer protection, scam, suspicious activity, protective services, law enforcement reporting, Minnesota Statutes chapter 45A, HF3388, Minnesota premium security plan, reinsurance

Transcript Highlights:

• Does it include law include agencies? Does it include law enforcement<00:14:10.480> agencies?
• . control. control.
• Minnesota. Minnesota.
• living in Minnesota. living in Minnesota.
• I'm a father from Woodbury, Minnesota. Minnesota. Minnesota.

Bills: HF3951, HF4005, HF962, HF4585, HF3870, HF4542, HF3893, HF4293, HF4075, HF4057, HF3809

Keywords: submetered utility service, tenant rights, digital payment, eviction protection, housing policy, biometric data, consent, data protection, civil penalties, privacy laws, HF4585, Minnesota, harassment restraining order, HRO, restraining order, temporary restraining order, petitioner notice, service of process, law enforcement notification, sheriff

Transcript Highlights:

• DHS controls approves providers.
• Minnesota Athletic Trainers Association. Minnesota Athletic Trainers Association.
• and surgeons across Minnesota.
• Minnesota Medical Association. Minnesota Medical Association.
• is a Minnesota Board of Dentistry bill. is a Minnesota Board of Dentistry bill.

Bills: HF3521, HF3563, HF82, HF2689, HF1794, HF3544, HF3516, HF1752

Keywords: hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure

Transcript Highlights:

• <00:01:43.360> Bill excited to do another uh agency Bill excited to do another uh agency Bill
• and solvency conditions for Minnesota and solvency conditions for Minnesota Minnesota<00:04:42.919
• <00:10:35.000> um a van binsbergen question Minnesota um a van binsbergen question Minnesota
• well on our way to getting a Minnesota well on our way to getting a Minnesota insurance<00:26:00.840
• number two um in Minnesota law in order number two um in Minnesota law in order for<00:34:21.200>

Bills: HF2601, HF2607, HF2027, HF2608

Keywords: financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate

Transcript Highlights:

• On behalf of director with AP Minnesota.
• Representative Lee said yes, that's correct. and federal agencies. and federal agencies.
• <00:49:16.880> the to have u uh the ability to control the to have u uh the ability to control
• <01:19:10.800> We're need to control this problem. We're need to control this problem.
• <01:20:58.080> law detailing his arrest, Minnesota law detailing his arrest, Minnesota law

Bills: HF1392, HF2233, HF695, HF2228, HF1289

Keywords: consumer protection, restitution, attorney general, consumer enforcement, unclaimed funds, victim compensation, settlement funds, special revenue fund, general fund, restitution account, consumer fraud, state treasury, eligible consumers, distribution of funds, tax subtraction, income tax, refund, unpaid compensation, Minnesota Department of Revenue, consumer redress

Transcript Highlights:

• Our alumni are making Minnesota a better place to live.
• Our project is ranked No. 2 in the Minnesota State System.
• Additionally, we plan to construct a treatment facility in accordance with the Minnesota Pollution Control
• , actually in northern Minnesota.
• We have been working together with the League of Minnesota Cities, the Coalition of Greater Minnesota

Bills: HF2418, HF1666, HF232, HF344, HF402, HF431, HF468, HF547, HF583, HF1476, HF1711, HF2787, HF2788, HF3207

Keywords: capital investment, political subdivisions, state assistance, funding, project grants, child care, Slayton, state bonds, economic development, extended time revenue, school funding, state aid, career and technical education, CTE, STEM, secondary credit, after-school programs, summer school, learning year program, extended day

Transcript Highlights:

• Additionally, we plan to construct a treatment facility in accordance with the Minnesota Pollution Control
• in accordance with the Minnesota in accordance with the Minnesota Pollution<00:57:59.440> Control
• <00:58:00.280> Agency<00:58:01.280> regulations<00:58:01.920> to Pollution Control
• Agency regulations to Pollution Control Agency regulations to manage<00:58:02.480> the<00:58:
• Minnesota.

Bills: HF2418, HF1666, HF232, HF344, HF402, HF431, HF468, HF547, HF583, HF1476, HF1711, HF2787, HF2788, HF3207

Keywords: capital investment, political subdivisions, state assistance, funding, project grants, child care, Slayton, state bonds, economic development, extended time revenue, school funding, state aid, career and technical education, CTE, STEM, secondary credit, after-school programs, summer school, learning year program, extended day

Transcript Highlights:

• And senators not being aware of any environmental pollution, and ensure that when pollution does warrant
• This is a table of where the polluting facilities are located.
• We also know that the particulate matter standard itself. the pollutant we're trying to control from
• If they pollute, they should pay.
• It would reinforce the fair principle that polluters pay.

Bills: HB456, HB482, HB1463, HB1682, HB1949, HB5549, SB763

Keywords: translation, environmental quality, complaints, accessibility, multilingual, TCEQ, environmental justice, environmental complaints, Texas Commission on Environmental Quality, language access, public information, Texas Commission, multilingual access, administrative actions, environmental regulations, state representatives, state senators, penalty notice, Water Code, legislative notification

Transcript Highlights:

• <00:04:49.720> business organization called Minnesota business organization called Minnesota
• native nations of Southwest Minnesota native nations of Southwest Minnesota from<00:16:10.639>
• like to talk to you about the Minnesota like to talk to you about the Minnesota uh<00:31:25.440>
• actually in Greater Minnesota and actually in Greater Minnesota and two-thirds<00:39:36.200> of
• funds are spent in Greater Minnesota funds are spent in Greater Minnesota however<00:39:57.160><

Bills: HF2582, HF2266, HF2518, HF2039, HF1941

Keywords: child care, grants, appropriation, workforce development, families, YWCA Minneapolis, job training, child development, economic assistance, WomenVenture, economic development, entrepreneurship, women entrepreneurs, business training, financial support, youth programs, funding, employment, Minnesota, American Indian

Transcript Highlights:

• cities or the association Minnesota cities or the association Minnesota<00:16:12.880> counties
• civil rights incidents across Minnesota civil rights incidents across Minnesota I'm<00:28:49.600
• To my knowledge, the Minnesota Department of Human Rights is not a law enforcement agency.
• But regardless, that's New York; it's not Minnesota.
• But regardless, that's New York; it's not Minnesota.

Bills: HF414, HF768, HF359

Keywords: data practices, filing fee, government transparency, complaints, public access, free speech, human rights, censorship, protected speech, Minnesota Department of Human Rights, real property, partition, eminent domain, transfer on death deeds, property rights, 1183, house

Transcript Highlights:

• of Realtors, the Minnesota State Bar Association, the Minnesota Land Title Association, the Minnesota
• of Realtors, the Minnesota State Bar Association, the Minnesota Land Title Association, the Minnesota
• of Realtors, the Minnesota State Bar Association, the Minnesota Land Title Association, the Minnesota
• of Realtors, the Minnesota State Bar Association, the Minnesota Land Title Association, the Minnesota
• of Realtors, the Minnesota State Bar Association, the Minnesota Land Title Association, the Minnesota

Bills: HF1855, HF102, HF1082, HF1354, HF2184, HF1792, HF2296, HF2429, HF2543, HF2566

Keywords: veterans, benefit services, accreditation, consumer protection, civil penalties, disclosure requirements, HF102, Sibley County Road 166, Freedom Drive, Arlington, Sibley County, Minnesota transportation bonds, bonding bill, capital investment, road extension, highway access, intersection improvements, right-of-way acquisition, water main, sewer improvements

Transcript Highlights:

• undermine local control. undermine local control.
• <00:26:49.040> does states do it one way, but Minnesota does states do it one way, but Minnesota
• We as the people<00:32:12.320> of<00:32:12.440> Minnesota, people of Minnesota, people
• the BCA or uh any law enforcement agency the BCA or uh any law enforcement agency or<01:26:32.480
• small agency or business or something. small agency or business or something.

Bills: HF4077, HF3809, HF3639, HF4478, HF3363, HF3874

Keywords: municipal nondisclosure agreement, NDA, public records, transparency, local government, county, city, town, school district, housing and redevelopment authority, economic development authority, port authority, economic development, land development, public financing, tax increment financing, TIF, abatement, municipal bonds, debt obligations

Summary: The Judiciary Finance and Civil Law Committee approved the minutes from March 25 and March 26, then took up House File 4077, a bipartisan bill authored by Representatives Greenman and Roach. The bill would prohibit municipalities from entering into non-disclosure agreements with private entities that restrict disclosure about land development, economic development, or publicly funded projects, while preserving existing Chapter 13 data practices rules and trade secret protections. The authors argued the bill is needed to prevent secret agreements and backroom decision-making that undermine public transparency, and they moved that the bill be re-referred to the general register. Several local officials and residents testified in support, including a St. Louis County commissioner, the mayor of Lonsdale, and residents from Farmington and Hermantown. Supporters said NDAs had been used in connection with data center and other development projects to keep elected officials and the public in the dark, eroding trust and limiting community input. They described the bill as a common-sense transparency measure and said existing law already protects legitimate trade secrets. Opposition came from the Minnesota Chamber of Commerce and the Minnesota Business Partnership, which argued that NDAs are often necessary in early-stage economic development discussions to protect sensitive business information and remain competitive with other states. They warned the bill could discourage investment, jobs, and tax growth, and said it would impose a one-size-fits-all state mandate that limits local discretion. Committee members then debated whether the bill was too broad and whether it should be narrowed to data centers; supporters responded that the issue extends beyond data centers to other forms of economic development. A roll call vote was requested on the motion to re-refer the bill to the general register, but the final vote result was not stated in the transcript excerpt.