Transcript Highlights:

• prohibits Sazerac from selling wine to itself, ensuring that the company cannot use the new permit structure
• Concur with the TABC resource witness that said it does not affect the the tier structure?
• 100% agree the tier structure. Yes. So they're both manufacturing tier Kosher. Good, right?

Bills: SB8, SB650, SB667, SB779, SB1349, SB1355, SB1378, SB1585, SB1721, SB2312, SB 8

Keywords: immigration enforcement, ICE agreements, sheriff grants, law enforcement, county jail, federal immigration law, China, Chinese-affiliated entities, Chinese military companies, People's Republic of China, Chinese Communist Party, divestment, state pension funds, public retirement systems, Teacher Retirement System, Employees Retirement System, Permanent School Fund, Texas Comptroller, foreign investment, national security

Transcript Highlights:

• Those proactive measures minimize structural damage during the floods.
• These structures would channel normal flows to calibrated outlets, but store excess water.
• Many lost fencing and structures that cannot be replaced by any insurance or FEMA.
• They helped us before that, but to become the incident command structure.
• We formally established a disaster response team structure.

Summary: The joint Senate and House disaster preparedness and flooding hearing opened with quorum calls, prayer, testimony time limits, and remarks from legislative leaders emphasizing decorum, respect, and the goal of learning from the July 4 flood to prevent future loss of life. Lieutenant Governor Dan Patrick and Speaker Dustin Burrows said the special session and hearings were intended to hear directly from local officials and residents, and that the state would pursue immediate and longer-term legislation and continue working beyond the current session. The committee then heard invited testimony from Kerr County, Kerrville, Kendall County, Real County, and the Upper Guadalupe River Authority, followed by member questions. Kerr County Judge Rob Kelly, Sheriff Larry Leitha, and emergency management coordinator William B. Thomas described the flood as a sudden, unprecedented event that overwhelmed local systems before many officials or residents understood the danger. They said the county received multiple National Weather Service and IPAWS alerts, but the rain fell in remote upstream areas with limited gauges, and the flood rose too quickly for normal response. They detailed the emergency response, including dispatchers handling heavy call volumes, deputies and volunteer firefighters conducting rescues, and state and federal partners assisting. County officials said 108 people died, including 37 children, and two remained missing. They called for better real-time flood detection, stronger rural emergency management resources, improved broadband and cell coverage, and more funding for swift-water rescue and warning systems. Kerrville Mayor Joe Herring and City Manager Dalton Rice said the city had floodplain rules, emergency plans, and prior preparedness efforts, but the event exposed gaps in communications and regional warning capacity. They urged the Legislature to fund a flood warning system, whether sirens, automated alerts, or a hybrid, and asked for support for predictive weather modeling, broadband expansion, a hazard mitigation fund, and disaster recovery resources. The Upper Guadalupe River Authority said it had long funded gauges and pursued flood-warning and mitigation projects, including a new software-based flood prediction system and possible retention dams, and planned to dedicate reserve funds to feasibility studies and infrastructure improvements. Kendall County Judge Shane Stolarczyk said his county’s emergency action plan and early alerts helped prevent deaths there, and he recommended easier access to alerting tools, a river-wide warning system, simpler grant applications, and regional coordination. Real County Judge Bella Rubio said rural counties face major challenges because of limited cell service, broadband, staffing, and funding, especially for camps and visitors along the Frio and Nueces rivers, and argued that reliable alert systems should be treated as a necessity, not a luxury. Members asked about the timeline of the flood, low-water crossings, communications failures, sirens, bridges, and funding, and several witnesses said the key lessons were better communications, better warning systems, and more investment in rural flood mitigation and emergency response.

Transcript Highlights:

• So, looking at the way this bill is structured, it looks like we have an uncompensated care model for
• <01:28:05.960> that's<01:28:06.159> being morning about the structure that's being
• Providing this type of structure would provide us funding and oversight.
• Providing this type of structure would provide us funding and oversight.
• Providing this type of structure would provide us funding and oversight.

Keywords: 1191, senate, all

Transcript Highlights:

• Um, sometimes that's in less structured areas.
• Um, sometimes that's in less structured areas.
• Ukeru has an interesting pricing structure.
• Ukaru has an interesting<00:54:57.359> pricing<00:54:57.760> structure.
• Each student in structured environment.

Keywords: 1187, senate, all

Transcript Highlights:

• Members, we are going to structure debate on CS for HB 7033.
• Members, we're going to structured debate on CS/CS/HJR 1257.
• Members, we are going into structured debate.
• Members, we are going into structured debate.
• We're going into structured debate on CS for HB 1467.

Summary: The House opened with prayer, a moment of silence for fallen Oviedo Officer Jimmy Serrano-Torres, the Pledge of Allegiance, and recognition of Chief Joseph Tuminelli as law enforcement officer of the day. The Rules and Ethics Committee report setting the special order calendar was adopted, and the Speaker announced schedule changes for the following week, including canceling the floor session on Monday and starting Tuesday at 10:30 a.m. The main floor action centered on CS/HB 7033, the House tax package. Sponsor Rep. Duggan described broad tax changes, including reducing the state sales tax rate from 6% to 5.25%, exempting certain bullion sales, repealing the aviation fuel tax, delaying the natural gas fuel tax, changing corporate income tax treatment for charitable trusts, reducing the pari-mutuel tax on card rooms, and major changes to tourist development tax (TDT) use. The bill would redirect most TDT revenue toward property tax relief, dissolve tourist development councils, and include related property tax and local tax administration changes. Several amendments were debated: a Driscoll amendment to preserve local TDT flexibility failed; Duggan’s amendment giving local governments 25% discretion over TDT revenues was adopted; Eskamani’s combined-reporting amendment failed; and a Duggan amendment requiring audit certification of compliance with the TDT/property tax relief provisions was adopted. After debate, CS/HB 7033 passed 78-29. The House then took up CS/CS/HB 1221 on local option taxes, which was presented as a companion-style measure to give local governments more flexibility while redirecting TDT revenues toward property tax relief. Supporters argued the bill would provide immediate relief to property owners and restore accountability in local tax use, while opponents warned it would undermine tourism funding, infrastructure, and local services. An amendment allowing local governments to retain 25% of TDT revenues for general purposes was adopted, and the bill passed 62-45 after floor debate. The final item shown was the reading of CS/CS/HJR 1257, a proposed constitutional amendment related to property tax exemptions and assessment limits, but the transcript cuts off before debate or action on that measure.

Transcript Highlights:

• We believe that students need structure, and part of that structure is engaging not just through communication
• we believe that students need structure we believe that students need structure and<00:13:23.399
• So what we've done is we decided to look at some structural goals.
• So what we've done is we decided to look at some structural goals.
• goals we wanted to align our structural goals we wanted to align our mtss<00:36:50.760> structure

Keywords: 1187, senate, all

Summary: The Senate Education Finance Committee met on January 28, 2025, to receive updates on chronic absenteeism work funded in the 2024 education finance bill. The chair introduced presentations from districts in the student attendance pilot program—Minneapolis, Columbia Heights, Chisago, and Rochester—and noted that the committee would also hear the student attendance and truancy legislative study group report and later a bill from Senator Weber. The chair also thanked educational assistants and paraprofessionals for their work in schools. Minneapolis Public Schools described common attendance challenges across pilot districts, including inconsistent attendance coding, weak family communication, difficulty identifying interventions, and uneven responses to absences. The district said pilot districts want statewide definitions for absences, tardies, and exempt codes, as well as better internal dashboards and clearer procedures. Minneapolis also highlighted strategies such as attendance teams at each school, quarterly postcards to families after five or more absences, Promise Fellows, home visits, multilingual communication through TalkingPoints, and a morning nurse line to help parents decide whether a child should stay home. The district said its main attendance goal is to raise consistent attendance from 68 percent to 80 percent by 2026. In response to committee questions, Minneapolis said its main post-COVID absenteeism reason has been illness or medical issues, followed by transportation problems, and that it does not penalize students for transportation-related absences. The district said it counts secondary absences when students miss more than three periods in a day, with truancy beginning after seven such absences, while elementary students are counted absent for the full day. Members also asked about whether reduced truancy referrals reflected more attendance or diversionary supports; the district said its approach is to focus on understanding root causes and providing support rather than quickly referring students to truancy processes. The district reported improved communication, greater parent awareness, and fewer truancy referrals so far, and said the attendance team model should be sustainable because it uses existing staff with clearer direction.

Transcript Highlights:

• Again, this ties in that report requirement to the underlying structure of what you find in 136A.053.
• The report requirement is tied to the underlying structure of what you find in 136A.053.
• but there's also a requirement structure but there's also a requirement added<00:07:19.199> to
• keeps a reporting structure but keeps a requirement<00:07:35.520> to<00:07:35.680> collect
• um in 136A.053 this umbrella structure um in 136A.053 on<00:08:04.479> R<00:08:04.960> 11<

Keywords: 918, senate, all

Summary: The conference committee received a nonpartisan walkthrough of the House and Senate side-by-side for higher education-related legislation, with staff identifying Senate-only, House-only, identical, and technical-difference provisions. Topics included paid blood donation leave for Minnesota State employees, a revised higher education attainment goal, athletic fee restrictions, developmental course disclosures, American Indian Scholars Program eligibility, protections and definitions for pregnant and parenting students, online program management contracts, student aid reporting, work-study and dual training grants, private and out-of-state postsecondary education regulation, private career school licensing and data privacy, college savings plan changes, and several University of Minnesota-related provisions. House-only items also included an unemployment insurance aid adjustment, a $1.5 million ongoing appropriation for an identity verification system to combat enrollment fraud, and $5,000 for Bemidji State University reforestation; Senate-only items included Board of Regents appointment language, limits on for-profit control of medical school curriculum, and reporting on for-profit funding in medical education. After the walkthrough, the committee moved to adopt the same and similar provisions and direct staff to make technical corrections. A senator asked about proposed adjustments to the pregnant and parenting student language, and the chair said amendments would be considered after adopting the same and similar provisions. The motion to adopt prevailed. During public testimony, Sydney Spre of the Minnesota Association of Professional Employees supported the Senate’s paid blood donation leave language, saying it would create parity for Minnesota State employees and encourage blood and plasma donation. Commissioner Dennis Olsen of the Office of Higher Education thanked the committee for adopting most of the agency’s proposed language and said he was available to help clarify remaining differences. In response to questions, he explained the Senate’s higher education attainment goal proposal, saying it would extend and broaden the existing goal, raise the target from 70% to 75%, expand the age range, and use additional metrics and partner agencies; he also said the overall attainment rate had been 63.5 under the prior goal. The transcript ends as the commissioner was being asked whether the proposal would require additional appropriations.

Transcript Highlights:

• It modernizes Minnesota income tax structure and strengthens local government funding by updating tax
• local structure and strengthens local government.<01:13:08.960> It<01:13:09.040> ensures
• First, this policy penalizes corporate structure, not economic behavior in Minnesota.
• Adding a new, unpredictable tax and penalty structure makes that harder, not easier.
• makes that harder, not penalty structure makes that harder, not easier. easier. easier.

Keywords: 1183, house

Transcript Highlights:

• But the reimbursement language uses the word structures.
• The reimbursement language uses the word structures.
• The reimbursement language uses the word structures.
• of structure there, but so there's so much out there.
• of structure there, but so there's so much out there.

Keywords: 1187, senate, all

Transcript Highlights:

• <00:22:46.120> on<00:22:46.279> a putting a water control structure on a putting a
• water control structure on a wetland<00:22:46.840> to<00:22:47.120> where<00:22:47.279>
• Kellerer to talk a little bit about the model, the structure, for these history Legacy funds.
• From there, you make appropriations for these purposes, and in years past you have structured that in
• <01:17:02.719> in history funds are structured in history funds are structured in Appropriations

Bills: HF1250

Keywords: outdoor heritage, land acquisition, wildlife management, conservation easements, environmental restoration, 1183, house

Transcript Highlights:

• It examined the structural, landform, and architectural elements of structures.
• There was a repair of a roof structure in Veterans Affairs.
• There was a repair of a roof structure in Veterans Affairs.
• Madam Chair, Senator, no, there has not been any fundamental changes in terms of the design structure
• Madam Chair, Senator, no, there has not been any fundamental changes in terms of the design structure

Keywords: 1187, senate, all

Summary: The committee first heard from the Minnesota Department of Administration on the governor’s capital budget requests. Commissioner Tamara Grundal described the state’s deferred maintenance backlog, saying Minnesota owns more than 4,800 buildings across 19 agencies, with an estimated replacement value of $11.2 billion and about $2.2 billion in deferred maintenance. She urged continued bonding support for asset preservation, CAPRA emergency repair funding, Capitol Complex security upgrades recommended by the ACAS advisory committee, and a budget-neutral account to help leverage federal funds for renewable energy storage and electric vehicle projects at state facilities. Members asked follow-up questions about prior security spending and CAPRA use. The commissioner said some 2018 security funds were used for items such as bollards, projectile-resistant glass, key card readers, and security kiosks, but specific details would be provided offline. On CAPRA, staff said recent projects included public safety upgrades, correctional facility repairs, water main and sewer work, roof repairs, lift station repairs, and boiler and steam trap replacements. The commissioner said the account has recently been used heavily, with about $1.9 million remaining, and estimated a typical target range of roughly $3 million to $5 million based on past spending and expected emergencies. A staffer said they did not know whether bonds had been issued ahead of time to fund the reserve and would follow up. The committee then heard from the Department of Public Safety on BCA capital projects. Commissioner Bob Jacobson and Superintendent Drew Evans said the governor’s proposal includes a new Southern BCA regional office and laboratory in Mankato, expansion of BCA regional office and lab space, and a new Minnesota State Patrol headquarters using trunk highway cash. Evans said the Mankato project is needed because of growth in DNA analysis, digital evidence, controlled substances, cyber tips, and sexual assault kit testing, and because the current St. Paul facility is over capacity. He said the new regional facility would improve turnaround times, reduce travel for scientists and law enforcement, support training, and improve evidence intake and crime scene response in southern Minnesota. Senator Pappas questioned the increase in the Mankato project cost from about $48 million to $68.6 million. Evans said the increase was driven by rising construction costs and additional specialized laboratory and support-space needs identified during design work with the Department of Administration. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• measurable behavior outcomes, particularly through the interaction of incentives, governance, and market structure
• The structures may be more legally complex, but there is also something powerful about systems that visibly
• again, it's a draft outline and, as I mentioned, it's... the intention is to provide a proposed structure
• So, the structure of the final...
• The structure of the final report, of course, derives from the requirements of the resolution, right?

Keywords: 912, senate, all

Transcript Highlights:

• Under this structure, the Housing Development Finance Committee can support core functions such as application
• Well, the way that the statute structures our fees, licensees are required to pay.
• Thank you. ...be able to be given that type of massive authority to charge, and their fee structure totals
• So it's really that kind of structured four-legged stool that is really critical to advancing arts and
• So it's really that kind of structured four-legged stool that is really critical to advancing arts and

Summary: The Assembly Budget Subcommittee No. 5 on State Administration heard a series of budget change proposals and trailer bill items, beginning with Housing and Community Development (HCD) requests. HCD sought permanent authority for seven existing temporary positions to support the HCD Connect IT system, and a separate proposal to fund implementation of eight 2025 housing-related laws with $4.2 million General Fund and 16 positions, plus $470,000 one-time General Fund. Members asked about how HCD Connect would interact with programs moving to the new Housing Development Finance Committee, and HCD also explained that the estimated cost to implement AB 1053 had been revised downward from about $6 million to $1.9 million because of shared implementation with CalHFA and the new committee structure. The committee also heard a Cal ICH proposal for $339,000 one-time General Fund to implement AB 678 on LGBTQ+ inclusive and culturally competent homelessness services, with testimony emphasizing data gaps and the need for a contract-based approach because HMIS cannot be changed unilaterally. The Department of Financial Protection and Innovation presented three continuation proposals: $15.34 million and 53 positions for the California Consumer Financial Protection Law program, $13.5 million and 51 positions for the Debt Collector Licensing Act program, and $49,000 ongoing for two positions in the broker-dealer/investment adviser education program. Members and the public raised concerns about the size and fairness of debt collector assessments and licensing fees, while DFPI explained the pro rata fee structure, the current license count, and how larger assessments fall on larger firms. Public testimony also supported retaining funding for the Student Loan Empowerment Network and requested funding for a franchise broker registration program. The committee also considered a mandate item involving suspension of a disclosure requirement related to property taxation, and trailer bill language from the Government Operations Agency to amend AB 91 on MENA demographic data collection, with the administration emphasizing data nondisclosure, protection of federal funding, and delayed implementation. The Secretary of State’s office then presented Help America Vote Act funding requests: $10.3 million for VoteCal maintenance and operations and $4.492 million for HAVA spending plans supporting voter education, training, accessibility, auditing, and county assistance. The office also requested $660,000 General Fund to implement AB 1392, which would make voter registration information for elected officials and candidates confidential, and explained the need to modify VoteCal and county election systems. The committee also heard requests to continue the Cal-Access Replacement System with $11.8 million General Fund and to continue the Notary Automation Program Replacement Project with $9.75 million from the Business Fees Fund. Members asked about total project costs, testing, data migration, and the expected November 2026 go-live date for Cal-Access replacement. Votes were taken on the vote-only items once quorum was established, and the committee approved the items considered. The final informational item was an overview from the California Arts Council, which highlighted the agency’s 50th anniversary, its statewide grantmaking, and the economic impact of arts funding. Council staff described Creative Corps, cultural districts, and the role of arts funding in local economies, while members and public witnesses urged increased support, including a request to raise local assistance grant funding to $50 million and to provide additional funding for cultural districts. Testimony emphasized the arts as economic infrastructure, community infrastructure, and a source of civic and cultural vitality across California.

Transcript Highlights:

• But, for example, the people's initiative would implement a 50% against the residential structure.
• again, um, conceptually, if the people's initiative went through, it would be that 50% on all other structures
• <00:03:54.880> other it would be that 50% on all other it would be that 50% on all other structures
• . structures. structures.

Bills: SF0025, SF0027, SF0043, SF0066

Keywords: landowner licenses, hunting, wildlife management, quota hunt areas, game and fish commission, game management, hunting regulations, black bear, tracking dogs, wildlife conservation, conservation, contracting, supervisor, funding, districts, hunting licenses, donated licenses, life-threatening illness, vision impairment, nonprofit organizations

Transcript Highlights:

• How a state structures its consumer finance statute determines how consistently the framework operates
• exact customer can go to Arizona and California, apply for a loan in Arizona and under current rate structure
• not get... ...go to Arizona and California, apply for a loan in Arizona, and under current rate structure
• But the way we have it right now, the way Arizona has done it, again, has been a blended rate structure
• However, the way it's structured now, where, as Senator Kavanagh saw, this is a good thing for people

Bills: SB1165, SB1206, SB1212, SB1291, SB1347, SB1516, SB1554, SB1649, SB1689, SB1812

Keywords: breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention

Transcript Highlights:

• The structure stays the same, including the existing limits that keep the program controlled and predictable
• But there's a lot of different ways things can be structured.
• But in general, for example, if a production studio Ways things can be structured.
• kind of MOU so that there could be a credit returned on the taxes that work. ways things can be structured
• And we had worked on some ideas of potentially an S-corp could be formed, and there's some structuring

Keywords: 996, all

Transcript Highlights:

• This new system will create a single uniform data structure that will improve accuracy and reduce duplication
• The other states also stress the importance of a stable clinical workforce and a structure that allows
• components consistently lead to positive outcomes, where programs have encountered challenges, and what structural
• The outside states also stress the importance of stable clinical workforce and a structure that allows
• This structure also provides clear contractual oversight independently of the contractual requirements

Summary: The subcommittee heard two Department of Children and Families implementation updates on measures passed in prior sessions. First, DCF reviewed House Bill 633, which increased oversight of behavioral health managing entities through biennial independent audits, standardized claims-based reporting, and new monthly outcome dashboards. The department said it had awarded the inaugural audit to Ernst & Young, found no significant waste, fraud, or abuse, but identified process risks involving financial controls, claims validation, data access, and system access controls. DCF also described its transition to standardized behavioral health coding and said the new public dashboard of 11 measures is posted on its website, though members asked for easier access and for hard copies of the audit report. Members asked about how the department distinguishes Medicaid-covered services from department-funded services, how duplicate payment risks are being addressed, and whether the new reporting and audit requirements would improve oversight without disrupting services. DCF said it is the payer of last resort for uninsured or underinsured individuals, that some overlap with Medicaid is expected because Medicaid does not cover all behavioral health services, and that new claims edits and cross-checks are being built into the system. The department also said it had not found significant negative feedback from providers and that the new requirements are intended to improve transparency and accountability. DCF then updated the committee on Senate Bill 7012, covering human trafficking data collection, domestic violence center certification, limited background-screening exemptions, expanded recruitment for child welfare staff, subcontractor liability protections, a four-year treatment foster care pilot, case management efficiency recommendations, and a statewide study of residential bed capacity for child victims of commercial sexual exploitation. The department said several items are already complete or underway, including limited exemptions in the screening clearinghouse, while others are in procurement or rulemaking. It identified Circuits 4 and 12 as the treatment foster care pilot sites and said the pilot will launch in January 2026. Members questioned recruitment metrics, pilot timing, and report deadlines; the department said final reports are expected by January and that some dates were flexible because of procurement and implementation timelines. The meeting ended after the presentations and questions, and the subcommittee adjourned.

Transcript Highlights:

• It takes the disjointed structure that currently exists within the Department of Corrections and puts
• it into an organizational structure that is responsive to the needs of the department, that is flexible
• It's pretty straightforward and simple in structure.
• It's pretty straightforward and simple in structure.
• and we were intending to try and bring some language forward and make some wholesale change to the structure

Keywords: 1191, senate, all

Transcript Highlights:

• Senate Bill 316 brings the payment model back to its original structure, which will allow PBMs to still
• Currently the way our structure is set up, not only in statute but also is that when it comes to this
• Currently the way our structure is set up in not only in statute but also is, is that structure is set
• States are from just six PBMs, and they use this power to drive up costs through opaque rebate structures

Bills: AB93, AB204, AB414, AB504, AB598

Keywords: public employees, police officers, benefits, appropriation, law enforcement, medical debt, collection agency, healthcare, consumer protection, financial assistance, occupational safety, air quality, greenhouse gases, employee monitoring, safety program, hemp, hemp products, cannabidiol, CBD, cannabis

Transcript Highlights:

• not a high wildfire hazard area, we had a high market share in the Eaton Fire of the homes, the structures
• , not the homes, the structures that were in that fire area.
• Of the homes, the structures, not the homes, the structures that were in that fire area, we insured 13%
• So we had 23% of those structures.

Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focused on the plan’s rapid growth, its financial stability after the January Southern California wildfires, and its role as the insurer of last resort. Fair Plan officials explained that the plan was created in 1968, is a not-for-profit involuntary association of licensed property insurers, and is intended to be a temporary safety net until policyholders can return to the admitted market. They emphasized that the plan is not a state agency or taxpayer-funded, but is regulated by the Department of Insurance and supported by member-company assessments if claims exceed available funds. Victoria Roach and Armand Feliciano said the Fair Plan has grown sharply since 2018 and especially after market pullbacks by major insurers, reaching about 575,000 policies and roughly $600 billion in exposure by spring 2025. They noted that growth is increasingly occurring in lower wildfire-risk areas, where the plan can sometimes be cheaper than the voluntary market, and said this undermines depopulation back into the private market. They also discussed recent policy expansions, including coverage for farms, higher residential and commercial limits, and pending or proposed changes such as AB 290, SB 525, and AB 226, which would add tools like a line of credit and bond access. A major portion of the hearing addressed the January wildfire losses and the plan’s financial response. Fair Plan officials said they assessed member insurers for $1 billion after determining claims and cash flow would exceed available resources, and that the process was approved quickly and paid smoothly, with more than 80% of the assessment collected within 10 days. They also described the reinsurance tower, the plan’s limited surplus, and the need for actuarially sound rates to reduce future reliance on assessments. On claims handling, they said the plan has received over 5,500 claims from the fires, has paid more than $2.9 billion so far, expects total payments near $4 billion, and has focused on advancing payments quickly for total losses and other urgent needs. Members questioned the plan’s solvency, the growth in non-wildfire areas, claim denials, smoke-loss coverage, and how depopulation works. Roach said most closed claims without payment were duplicates rather than denials, and that smoke claims require direct physical loss under the policy, with coverage determined case by case. Public commenters from the California Building Industry Association and the Independent Insurance Agents and Brokers of California said the Fair Plan’s growth reflects a weak voluntary market, inadequate rates, and insurer fear of future assessments, and urged support for rate increases and AB 226. The hearing concluded with no vote, but with a commitment from Fair Plan officials to follow up on unanswered questions and continue providing more transparency through public data and website disclosures.