Transcript Highlights:

• Opportunities for fraud.
• Fraud is rampant. What we're asking for is help.
• I've talked about fraud.
• at no cost to the consumer and are to clearly disclose how the consumer may elect that no-cost option
• and the Consumer Financial Protection Bureau.

Bills: HB1453, HB1718, HB2043, HB2207, HB2798

Keywords: local governments, anticipation notes, certificates of obligation, public works, flood control, financial management, local government, municipal financing, private activity bonds, closing definition, real estate finance, bond issuance, government regulation, bond election, general obligation bonds, GO bonds, political subdivision, city bonds, county bonds, school district bonds

Transcript Highlights:

• increases the power of government to track and monitor private citizens. behavior without evidence of fraud
• Opponents of this bill argue that voter fraud is However, according to a study by the Election Integrity
• easier for election officials to fulfill their duty. to protect against illegal voting and to deter fraud
• reoriented and distinctly marked with the word non-citizen. and this bill will help officials deter fraud
• It's time... consuming, it's costly, and you just don't have the buy-in from the community would turn

Bills: SB16, SB76, SB310, SB311, SB396, SB505, SB827, SB964, SB1209, SB1210, SB1386, SB1470, SB2035, SJR37, SB 16

Keywords: voter registration, proof of citizenship, Election Code, criminal offenses, limited federal ballot, transportation, infrastructure, funding, public safety, state regulation, election, polling places, voter access, state oversight, electronic voting, voting, polling place, elections, countywide program, election integrity

Bills: SB16, SB76, SB310, SB311, SB396, SB505, SB827, SB964, SB1209, SB1210, SB1386, SB1470, SB2035, SJR37, SB 16

Keywords: voter registration, proof of citizenship, Election Code, criminal offenses, limited federal ballot, transportation, infrastructure, funding, public safety, state regulation, election, polling places, voter access, state oversight, electronic voting, voting, polling place, elections, countywide program, election integrity

Transcript Highlights:

• investigating um and Prosecuting fraud investigating um and Prosecuting fraud and<00:21:21.760><
• Section 9 is also from the governor's fraud package.
• Section 9 is also from the governor's fraud package.
• Section 9 is also from the governor's fraud package.
• Section 9 is also from the governor's fraud package.

Bills: HF1379, HF1596, HF2260, HF1429

Keywords: nonopioid directive, opioid refusal, opioid-free care, pain management, health care directive, advance directive, patient autonomy, informed consent, substance use disorder, opioid epidemic, prescriber immunity, provider liability, emergency medical services, EMS, health record, Minnesota Department of Health, health care agent, medical power of attorney, Metropolitan Council, Minnesota government data practices

Bills: SB86, SB196, SB228, SB231, HB73, HB407, HB435, SB86, SB196, SB228, SB231, HB73, HB407, HB435

Keywords: independent contractors, portable benefits, employee benefits, tax deductions, employment relationship, education, high school, community college, dual enrollment, secondary credit, Move on When Ready, financial services, discrimination, social credit score, religious freedom, transparency, consumer rights, Alabama, wastewater management, public service commission

Bills: HB4248, HB3194, HB3849, HB4095, HB4302, HB3342, HB3344, HB3287, HB3645, HB3647, HB3930, HB3931, HB1818, HB4454, HB4336

Keywords: HB4248, hemp beverage, hemp drinks, THC beverage, cannabis beverage, intoxicating hemp, age restriction, under 21, minor possession, youth access, public health and safety, Title 63, Oklahoma Statutes, retail sales, alcohol-style regulation, controlled substances, beverage regulation, pregnancy centers, abortion, abortion-inducing drugs

Transcript Highlights:

• kiosk available where people can exchange cash for a preloaded card at no additional fee to the consumer
• What we're doing is increasing the cap from $6 million to $8 million, and then tying it to the consumer

Bills: HB27, HB143, HB205, HB308, HB311, HB417, HB430, HB562, HB812, HB1129

Keywords: inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette

Transcript Highlights:

• So I think from a consumer-facing point of view, this may prove makes sense.
• practice that suddenly closed, kind of leaving consumers in the lurch.
• , consumers with an outsized amount of loss threaten to exhaust the fund to the detriment of other consumers
• , consumers with an outsized amount of loss threaten to exhaust the fund to the detriment of other consumers
• I mean, that's fraud. But is that not apply?

Bills: HF4881, HF4867, HF4422, HF4223

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Bills: HB227

Keywords: HB227, kratom, Mitragyna speciosa, kratom products, kratom processor, kratom retailer, controlled substances, Texas Controlled Substances Act, Health and Safety Code, Penalty Group 1, tianeptine, 7-hydroxymitragynine, mitragynine, synthetic kratom, kratom alkaloids, adulterated products, product testing, lab testing, ISO 17025, labeling requirements

Transcript Highlights:

• And so, if we want to guide consumers into a safer product, a fair tax base is the way to do it.
• is if manufacturers are self-reporting, there are ways to be able to incentivize tax avoidance or fraud
• creates the Oklahoma Home Services Act aimed at increasing clarity around home service contracts for consumers
• And the bill also purports to be able to change it to where it protects consumers to be able to charge
• And based on the way that the the bill is written that the consumer will have to eat it.

Bills: HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023

Keywords: insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services

Transcript Highlights:

• You can sell, offer, or serve raw milk products without notifying the consumer that the product is not
• not only on-farm but also extends the sale to farmers' markets or otherwise off-farm direct to the consumer

Bills: SB1346, SB1509, SB1928, SB2028, SB2071, SB2110, SB2117, SB2127, SB2134, SB722, SB3

Keywords: water infrastructure, wastewater, investment program, loans, local government, SB1509, groundwater, water wells, well spacing, water rights, Oklahoma Water Resources Board, OWRB, basin, subbasin, maximum annual yield, aquifer management, water allocation, water permits, temporary permits, irrigation

Bills: SB209, SB248, HB122, SB99, SB209, SB248, HB122, SB99

Keywords: sales tax exemption, Consumer Price Index, local government, clothing, school supplies, emergency preparedness, Alabama Administrative Procedure Act, APA, administrative law, judicial review, agency deference, Chevron deference, de novo review, contested case, state agency, regulatory power, individual liberty, statutory interpretation, rule interpretation, license revocation

Transcript Highlights:

• Members, you remember this bill relating to fraud, information, and the public information law.
• I'm the Director of TWC's Division of Fraud Deterrence and Compliance Monitoring.
• strong safeguards while eliminating unnecessary burdens on both businesses and consumers.
• I work on consumer protection issues for Texas Appleseed, and I'm here to provide testimony.
• Consumer protections, like the three-day right to cancel, are critical for consumers, including older

Bills: HB 112, HB199, HB621, HB1349, HB2214, HB3466, HB3698, HB3699, HCR9, HB112, HB199, HCR9

Keywords: science park district, economic development, technology innovation, higher education collaboration, infrastructure development, Texas Economic Development Office, workforce development, unemployment benefits, state average unemployment rate, benefit year, economic support, Texas Workforce Commission, property owners' association, free speech, assembly rights, government officials, political candidates, floodplain, landlord, tenant

Transcript Highlights:

• It's supported by the industry as well as the Department of Consumer Credit. Held questions.
• As well as the Department of Consumer Credit. Held questions. Will there be questions?
• Also, some consumers would prefer repair over replacement, which would reduce that.

Bills: SB378, SB540, SB1061, SB1475, SB1531, SB1534, SB1684, SB1824, SB1826, SB2049

Keywords: bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, SB1061, Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act, SAFE Act

Transcript Highlights:

• <00:48:02.640> Before consumer advocates, and more. Before consumer advocates, and more.
• penalties under Minnesota consumer penalties under Minnesota consumer protection<01:07:41.520>
• strong consumer protection provisions. strong consumer protection provisions.
• priority consumer protection issue. priority consumer protection issue.
• Golf courses consume our water. Golf courses consume our water.

Bills: HF4560, HF4559, HF2317, HF3179, HF4880, HF2862, HF4374

Keywords: Public Utilities Commission, PUC, energy regulation, utility regulation, electric utility, public utility, rate case, multiyear rate plan, decoupling, rate decoupling, greenhouse gas, social cost of carbon, environmental cost, resource planning, certificate of need, distributed renewable energy, interconnection, budget billing, electronic filing, contested case

Transcript Highlights:

• because consumers actually have a choice.
• Chairman, for the early hearing on this strong consumer bill.
• We have, for many years, encouraged consumers to shop the insurance. market.
• That is a consumer choice.
• The difference being that the consumer would be able to choose to put two policies together.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual

Transcript Highlights:

• natural gas is flatlined as a cost to purchase, but there has been an increase of over 100% in the consumer
• could understand infrastructure, but he cannot understand buying a business and paying for it by consumers
• dedicated training trailer to certify operators statewide, silo tanks, distribution equipment, and consumables
• silo tanks, distribution<01:12:31.760> equipment,<01:12:32.320> and<01:12:32.400> consumables
• distribution equipment, and consumables distribution equipment, and consumables staged<01:12:33.520

Bills: SB8

Keywords: utilities, public service commission, energy regulation, appointment, emergency declaration, tax increases, consumer protection, The first couple minutes of the livestream was cut off. This recording restored the beginning of the meeting Meeting Start 00:00:00 Attendance Roll Call 00:00:51 Approval of Minutes 00:02:07 Legislator Comments 00:02:18 LIHEAP Public Hearing 00:04:19 PSC Update on RS 26 SB 8 00:32:18 WaterStep Presentation 01:04:08, 958, all

Transcript Highlights:

• <00:24:47.840> to know, are available for consumers to know, are available for consumers to
• This would provide consumers that information at the point of sale.
• surprised<00:29:27.840> to Consumers are often very surprised to Consumers are often very
• This would provide consumers that case.
• It's a process that, you know, is very convoluted, challenging, and time consuming.

Bills: HB2425, HB2596, HB2573, HB2017, HB1931, HB1736, HB1594, HB1828

Keywords: agriculture, sugarcane, permitting process, land use, conservation district, diversified agriculture, economic impact, invasive species, plant sales, weed risk assessment, consumer protection, environmental impact, workforce development, biosecurity, training program, partnerships, tax credit, Hawaiian home lands, investment costs, nonrefundable

Summary: The committee heard opening remarks and then took testimony on several agriculture-related bills. HB 2425 would exempt agricultural enterprises on former commercial sugarcane lands in conservation use districts from certain permitting and site plan requirements. The Department of Agriculture supported the measure and stood on written comments. The Hawaii Farm Bureau supported the intent but said the bill appeared to cite the wrong statute and suggested amending the conservation district law instead. Other testimony was generally supportive, while some witnesses raised concerns about using the right statutory vehicle. Committee members questioned whether the bill should be redirected through a different chapter. The committee then heard HB 596, which would require retail sellers of plants to disclose invasiveness risk, direct the Invasive Species Council to create a labeling system and weed risk assessments, and establish fines. The Department of Land and Natural Resources strongly supported the bill, saying point-of-sale labels would help consumers make informed choices. Supporters from the Coordinating Group on Alien Pest Species said the state’s noxious weed and restricted plant lists are outdated or incomplete and that the bill would help prevent harmful species from being purchased and planted. Opponents, including the Hawaii Farm Bureau and Hawaii Food Policy Foundation, argued the measure was too broad, could stigmatize plants and producers, and might be better implemented through voluntary education or narrower definitions. Committee discussion focused on possible amendments, including using printable labels from a website and limiting the bill to larger commercial retailers. HB 2573 would create a five-year agriculture and biosecurity workforce development pilot program involving the Department of Agriculture and Biosecurity, Leeward Community College, and the Department of Human Resources Development. DHRD said it supported the intent but wanted clearer responsibilities; the University of Hawaiʻi, the Department of Agriculture and Biosecurity, the Hawaii Farm Bureau, the Hawaii Food Policy Foundation, and others supported the proposal. DAB said the program would help build needed biosecurity staffing and training, and that law-enforcement-related curriculum could be incorporated. Finally, the committee began hearing HB 207, which would expand the important agricultural land qualified agricultural tax credit to include certain Hawaiian homelands and additional agricultural costs such as orchards, fruit crops, and clearing former sugar and pineapple lands. The Department of Taxation and DAB stood on written comments, while the Department of Hawaiian Homelands strongly supported the bill, calling it a potential game-changer for developing agricultural lands and offsetting infrastructure costs; the department also asked that the credit be broadened beyond agriculture alone.

Bills: HB227

Keywords: HB227, kratom, Mitragyna speciosa, kratom products, kratom processor, kratom retailer, controlled substances, Texas Controlled Substances Act, Health and Safety Code, Penalty Group 1, tianeptine, 7-hydroxymitragynine, mitragynine, synthetic kratom, kratom alkaloids, adulterated products, product testing, lab testing, ISO 17025, labeling requirements

Transcript Highlights:

• While lithium-ion batteries are currently our biggest concern, the definition of consumer energy storage
• I do not intend to penalize consumers for throwing away their typical household batteries.
• But for now, we want to allow consumers to go through an educational period, thus the cultural shift
• As consumer goods already in our households and offices reach the end of their usefulness, so will the
• Most consumers are not aware of the safety, fire, and insurance risks posed by improperly manufactured

Bills: SB2122, SB2050, HB16

Keywords: oil and gas waste, application fees, permit amendments, environmental regulation, Texas natural resources, battery recycling, battery disposal, consumer batteries, energy storage modules, electrochemical devices, lithium-ion battery, household hazardous waste, solid waste, municipal recycling, waste management, battery stewardship, producer responsibility, TCEQ, Texas Commission on Environmental Quality, recycling program