Video & Transcript : 'condominium insurance' :

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WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 22nd, 2026 at 08:00 am

Health & Long-Term Care

Transcript Highlights:
  • And then the insurance companies have to validate the claims data.
  • Because the insurance companies have to wait for the claims.
  • insurance markets through rate review and enforcement.
  • NAIFA Washington represents licensed insurance producers helping people find insurance across the state
  • People with chronic conditions badly need comprehensive health insurance, but when insurers flood the
LA

Louisiana 2026 Regular Session

Finance May 18th, 2026

Finance

Transcript Highlights:
  • to your bill for private insurance companies.
  • So everything's cost-neutral for insurance premiums on the state and the private side?
  • I mean, these things are running hand-in-hand, these insurance companies and these health insurance providers
  • One side is saying the insurance companies are saying, we're not doing this today.
  • One of them is the insurance company, and one of them is the health plan, right?
Bills: HB12 , HB145 , HB222 , HB291 , HB430 , HB821 , HB874 , HB909 , HB951 , HB979 , HB1193
Committee: Senate Finance
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/3/26

Commerce Finance and Policy

Transcript Highlights:
  • insurance product, not only because it contains insurance and non-insurance components, but also because
  • insurance product, not only because it contains insurance and non-insurance components, but also because
  • ><c> unique</c><00:58:12.720><c> insurance</c> &gt;&gt; Travel insurance is a unique insurance &gt;&gt
  • ,</c> insurance and non- insurance components, insurance and non- insurance components, but<00:58:17.440
  • Travel insurance is a unique product within the industry because it contains both insurance and non-insurance
Bills: HF3604 , HF2236 , HF3709 , HF3766 , HF2400
OK

Oklahoma 2026 Regular Session

General Government Apr 7th, 2026 at 01:30 pm

General Government

Transcript Highlights:
  • There's multiple options of different insurance carriers.
  • That my first few years teaching, I was one of the companies that offered those insurance services to
  • And they had actually dropped my parents' health insurance when I was like 10 years old.
  • But currently, the Office of Oklahoma Receivership is a nonprofit entity separate from the Insurance
  • Though the board is made up of largely OID staff, and the chairman is the Insurance Commissioner, we
OK

Oklahoma 2026 Regular Session

General Government Apr 7th, 2026

General Government

Transcript Highlights:
  • Is this a problem we're trying to solve similar to, like, when insurance companies come in and they have
  • access to the staff, there's multiple options of different insurance carriers, and this would give access
  • One of the companies that offered those insurance services to our school, they had actually dropped my
  • parents' health insurance when I was like 10 years old, and I just remember listening to that, reading
  • We ...largely made up of OID staff, and the chairman is the insurance commissioner.
Summary: The committee first laid over Senate Bill 263, then took up several other measures. Senate Bill 1877, which would create a centralized reporting system for reports through the Secretary of State, was discussed as similar to House Bill 3047 and was reported due pass by a 6-0 vote. Senate Bill 1884, concerning access for statewide educator associations and individual school employees, drew questions about union access, off-campus recruitment, right-to-work law, and possible conflicting language on fees and reimbursement; it was reported due pass 6-1. The committee then advanced tourism and public safety measures. Senate Bill 1365 would update promotional fund language and allow the Tourism and Recreation Department to make certain merchandise purchases outside the central purchasing process up to $75,000; it passed 6-2. Senate Bill 2174 would change the appointment and makeup of the State Fire Marshal Commission board and was reported due pass 8-0. Senate Bill 1525, as amended by a PCS, would let the Tourism and Recreation Department contract for support of its annual tourism conference and charge registration fees to recoup costs, with emergency language added; it passed 6-2. The committee also approved House Bill 1810, which would allow expert testimony in human trafficking cases and add trafficking victims to existing victim services, by an 8-0 vote. On workforce and agency administration, Senate Bill 1771 would expand the Workforce Commission’s authority to collect funding, expenditure, and performance data and to hire outside counsel; it passed 5-2. Senate Bill 1805 would bar certain group homes and post-adjudication treatment facilities from using contract staff, due to concerns about records access and staffing; it passed 6-1. Finally, Senate Bill 1960 would move the Oklahoma Receivership Office under the Oklahoma Insurance Department to modernize and reduce duplication, and it was reported due pass 7-0. The meeting then adjourned.
LA

Louisiana 2026 Regular Session

Transportation, Highways and Public Works Mar 16th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • And we have an issue with car insurance rates in Louisiana.
  • I don't know about the insurance connection there.
  • I don't know about the insurance connection there.
  • Insurance coverage of $750,000.
  • Okay, because they don’t have the proper insurance, your insurance is going to have to cover the damage
Summary: The House Transportation Committee met on March 16 with a quorum present and first deferred three local bills at the sponsor’s request: HB 590, HB 679, and HB 873. The committee then advanced HB 503, which cleans up prior local language for Golden Meadow by removing a reference to electric golf carts and updating the definition of utility terrain vehicles; the technical amendment set was adopted and the bill was reported with amendments. HB 720, dealing with tacit dedication of roads and preserving historic public access to waterways and related access points, was reported favorably after members agreed to continue working on the amendment language before floor debate. The committee spent substantial time on HB 309, which originally made it a crime to walk in a crosswalk while looking at a cell phone. After amendments converted the proposal to a $25 civil fine and added a rebuttable presumption of liability for damages, members from both parties raised concerns about enforceability, tourism and urban pedestrian patterns, free-will and overreach arguments, and the lack of data tying the conduct specifically to crosswalk crashes. The author argued the measure was intended to promote situational awareness and reduce pedestrian injuries and fatalities, but after opposition testimony the bill was voluntarily deferred. Members then reported HB 856, which expands DOTD’s use of indefinite delivery/indefinite quantity construction contracting and adds the Office of Louisiana Highway Construction, after technical amendments clarified the contracts are for construction-phase work. HB 487, increasing penalties for drivers who use shoulders or turning lanes to bypass red lights, was reported with a technical correction after police support testimony. HB 846, prohibiting license plate coverings or films that obscure plates, was reported favorably after law enforcement support and discussion of clear frames versus obscuring covers. HB 733 and HB 875, both tied to OMV fee and lapse-of-insurance recommendations from the Legislative Auditor, were reported with amendments adjusting grace periods and offense timing. The committee also took up HB 695 on consensual non-commercial towing permits. After extensive questioning about whether the bill applied to multiple vehicles, interstate travel, OMV implementation, and the practicality of an honor-system QR code permit, the sponsor agreed to amend the bill to cover multiple vehicles and then voluntarily defer it for further work with OMV and State Police. HB 777, requiring a driver’s license renewal knowledge exam, was amended at the department’s request and then voluntarily deferred for further review. HB 868, prompted by a fatal trailer accident involving a farmer’s wife, would require trailers to meet safety-chain and braking standards consistent with manufacturer specifications or federal standards; after concerns from members and the Agriculture Commissioner about impacts on older farm equipment, the bill was reported with amendments. Finally, HB 707 moved the LPG Commission’s marketing functions to the Department of Agriculture and Forestry and was reported with a technical amendment, HB 693 on legislative district highway signs was voluntarily deferred after amendments, and HB 746 on local oversized trucking permits opened a broader discussion about parish-by-parish permit disparities, with the sponsor proposing a one-year moratorium on new local standards while stakeholders work toward a more uniform system.
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 27th, 2026 at 10:30 am

Health & Long-Term Care

Transcript Highlights:
  • bill will remain of essential importance by providing an alternative to the high cost and lack of insurance
  • This approach bars trained non-medical facilitators and limits access to people with diagnoses, insurance
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2025-04-02

Judiciary Finance and Civil Law

Transcript Highlights:
  • We are working with property and casualty insurers on a regulatory project.
  • So the stat Part of this that covers the auto insurance, does that fall under this purview, or is that
  • The policy changes around APSO, or Minnesota's auto insurance plan, lie within the jurisdiction of the
  • entities with an insurance holding system.
  • I'm just wondering how much conversation has been had with the insurance companies and insurance groups
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 4/2/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • </c> around APO or Minnesota's auto insurance around APO or Minnesota's auto insurance plan<00:30:36.720
  • </c> financial condition of non- insurance financial condition of non- insurance entities<00:31:48.880
  • with an insurance holding entities with an insurance holding system.<00:31:51.039><c> The</c><00:31:
  • </c> upon feedback we got from our insurance upon feedback we got from our insurance industry<00:35:00.400
  • </c> Department of Commerce and the insurance Department of Commerce and the insurance industry<00:35
TX
Transcript Highlights:
  • I'm with Globe Life Insurance. I'm here to support Senate Bill 1330. in McKinney, Texas. Thank you.
  • And this one really helps improve our ability to educate or tell people about private health insurance
TX

Texas 89th Regular

89th Legislative Session May 8th, 2025 at 10:05 am

Texas House Floor Meeting

Transcript Highlights:
  • This bill ensures state law supersedes cyber insurance policy terms. Move passage.
  • It's not insurance. It saves money.
  • HB 4735 by Ashby, relating to rural development funds and insurance tax credits for certain investments
  • prescription drug benefits related to the treatment of neurodegenerative diseases, for the Committee on Insurance
Summary: The House convened with a quorum, received the invocation and pledges, and heard several announcements and recognitions before moving into floor action. Members honored the University of Texas Rio Grande Valley chess team for winning a share of the 2025 President’s Cup, recognized educator Jessica Lopez, and paid memorial tribute to Jennifer Maddenly, along with recognitions for Jeanette Valdez Duran’s food pantry work, TAMACC’s 50th anniversary, and Bernardine Steptoe’s retirement from WFAA. The House also granted permission for committees to meet while the House was in session, set a local consent calendar, and suspended posting rules for a Public Health Committee hearing on SB 2721. The chamber then considered a long series of Senate and House bills, with many passing on record votes. Measures addressed local law enforcement authority (SB 906), veterans highway designation (SB 1229), foster care medical billing (SB 855), massage therapy trafficking safeguards (SB 703), tax ballot language (SB 1025), occupational licensing for people with convictions (SB 1080), lien deadlines (SB 929), liquor sales complaints (SB 1355), higher education application fee waivers (SB 2231), utility data access (SB 1877), pediatric preceptorships (SB 1998), and several House bills on bond forfeiture notice, health workforce coordination, indigent civil commitment representation, consumer transaction cancellations, bird dispersal rules, theft venue for digital property, military grant applications, AI cancer-detection grants, cybersecurity contract language, in-state tuition for military-related programs, utility capital recovery, energy waste advisory oversight, gas utility rate recovery, psychedelic therapy study, teacher retirement funding transparency, pension changes, tax payment plans, and voter registration security. Some measures drew notable debate or amendments, including HB 5247, where a ratepayer-credit amendment failed, and HB 2298, HB 4014, HB 510, HB 561, HB 1128, HB 1904, HB 30, HB 200, HB 3045, and HB 5111, which all passed after recorded votes with varying margins. A major point of contention was SB 2420, the app store age-verification bill, which prompted extended debate over whether the bill should also require app developers to verify users’ ages. Representative Bryant offered an amendment to preserve developer verification obligations, arguing the bill would otherwise shift responsibility away from app makers; the author opposed it, saying the bill’s approach was more workable and raised concerns about First Amendment issues. Multiple points of order were raised and withdrawn during the debate, and the amendment discussion remained unresolved in the excerpt. The House also postponed further consideration of SB 17, SB 552, and SB 2420 at different points, and recessed for lunch after completing a large block of third-reading votes.
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Feb 4th, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • First, it requires that for fully insured health plans, a carrier must provide the following information
  • carriers, and that way they'll be more encouraged to continue to provide and continue to accept insurance
  • care carriers and that way they'll be more encouraged to continue to provide and continue to accept insurance
  • It would also bring health insurance and retirement savings options that I haven't had in almost 16 years
Bills: HB2402 , HB2555 , HB2599 , HB2685
KY
Transcript Highlights:
  • we have the Personnel Cabinet up on item number three regarding a couple of issues: state health insurance
  • regarding a couple of issues, state regarding a couple of issues, state health<00:03:23.280><c> insurance
  • plans and the executive health insurance plans and the executive branch<00:03:25.840><c> salary</c><
  • Chris Chamus, commissioner for the Department of Employee Insurance.
  • And we have on first on the agenda the state health insurance plans.
Summary: The committee met on November 5, 2025, and first approved the minutes after a moment of silence for the UPS airport tragedy. The main presentation was from the Personnel Cabinet on the state health insurance plans and executive branch salary schedule adjustments. Officials said the health plan covers roughly 265,000 active members and up to about 300,000 across all benefit offerings, including school board employees, retirees, and other eligible groups. They described rising claims and expenditures, especially from high-cost claimants and pharmacy spending, and said recent premium and benefit changes were intended to balance costs while preserving recruitment and retention efforts. They also explained that employee premiums had not increased for several years, while employer contributions rose sharply in recent years, and projected a 10% employer increase and 3% employee increase going forward based on actuarial analysis. Committee members asked about deductibles, GLP-1 drug costs, claims validation, and the causes of cost growth; officials said the plan uses multiple payment-integrity vendors and that the increases reflect utilization, drug trends, and high-cost cases rather than a change in coverage. The committee also discussed executive branch salary schedule adjustments. Personnel and budget officials explained that when the legislature approves annual pay increases, the salary schedule is adjusted by the same percentage through executive order so the minimum and midpoint stay aligned with approved compensation levels. They said the 2025 adjustment was a 3% match effective September 16 and that the change was costless because salaries had already been increased. Members raised concerns about salary compression, noting that new hires can sometimes be paid near the level of long-serving employees. Officials said the adjustment helps prevent compression from worsening but does not solve it, and they acknowledged prior RFP efforts to address the issue were unsuccessful because no qualified bidder met the requirements. After the health plan and salary discussions, the committee began a presentation from the Cabinet for Health and Family Services on Kentucky’s senior meal program. Secretary Stack explained that the program is a federal-state-local partnership under the Older Americans Act, with area development districts helping deliver services. He outlined eligibility rules, noting that congregate meals at senior centers are available to people age 60 and older, with a spouse of any age allowed to join, and that home-delivered meals have additional homebound and assistance requirements. Members asked whether there was any means test for congregate meals, and the secretary said there is not; the only threshold is age for the center-based meals, while the home-delivered program has additional criteria.
WA