Video & Transcript Research : 'premium classification'
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FL
Florida 2025 Regular Session
Criminal Justice Mar 25th, 2025
FL
Florida 2025 Regular Session
Regulated Industries Mar 12th, 2025
NM
New Mexico 2025 Regular Session
House - Government, Elections And Indian Affairs Mar 5th, 2025
House Government, Elections & Indian Affairs
Transcript Highlights:
- So, Madam Chair, Representative, this would be a specific classification as the state marsupial, is that
NM
New Mexico 2025 Regular Session
House - Government, Elections And Indian Affairs Mar 5th, 2025
House Government, Elections & Indian Affairs
Transcript Highlights:
- So this would be a specific classification as the state marsupial, is that correct, Madam Chair?
US
US Federal 2025-2026 Regular Session
Hearings to examine the posture of United States Northern Command and United States Southern Command in review of the Defense Authorization Request for Fiscal Year 2026 and the Future Years Defense Program; to be immediately followed by a closed ses Feb 13th, 2025 at 08:30 am
Senate Armed Services Subcommittee on Personnel
Transcript Highlights:
- My friend and ranking member Jack Reed held a great classification briefing on the Langley incursions
Keywords:
national security, China, Russia, cybersecurity, border security, military deployment, transnational crime, defense modernization, military strategy
Summary:
In this meeting, key topics included national security concerns with an emphasis on threats from China, Russia, and transnational criminal organizations. Senior military officials provided testimony on the evolving risks posed by these adversaries, particularly focusing on cybersecurity and advancements in weaponry. The discussion highlighted the importance of a cohesive strategy among government departments to effectively respond to the challenges presented by these threats, emphasizing the need for modernization in defense capabilities. Committee members grilled the witnesses on border security and the implications of deploying military resources in domestic operations.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, September 18, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Now, Democrats want to prevent exploding health insurance premiums.
- And meanwhile, millions more are about to watch their health care premiums skyrocket and their local
- We could be passing legislation to lower energy costs or avoid a spike in health insurance premiums instead
- We could be passing legislation to lower energy costs or avoid a spike in health insurance premiums instead
- <04:00:03.840>
If insurance premiums instead. If insurance premiums instead.
MN
Minnesota 2025-2026 Regular Session
Child Committee Meeting - 2026-04-14
Children and Families Finance and Policy
Transcript Highlights:
- Additionally, child care providers are facing increasing challenges with insurance companies raising premiums
- resulting in child care providers being categorized as high risk and facing excessively expensive premiums
- categorized as high risk and facing excessively<01:40:56.960>
expensive <01:40:57.600>premiums - <01:40:58.280>
or <01:40:58.400>denial excessively expensive premiums or denial excessively - expensive premiums or denial of<01:40:59.080>
coverage <01:40:59.680>altogether.
Keywords:
child welfare, African American children, racial disproportionality, family preservation, reunification, foster care, kinship care, relative placement, noncustodial parent, guardian ad litem, ombudsperson, Department of Human Services, county social services, active efforts, reasonable efforts, child protection, placement, out-of-home placement, Northstar kinship assistance, data disaggregation
Summary:
The Children and Families Committee adopted the April 8 minutes and then took up House File 4407, as amended by the A1 amendment. The amendment, explained by nonpartisan staff, incorporated much of the Senate version of related legislation and made a series of changes: it revised the definition of “disproportionately represented child,” shifted that determination to the Commissioner of Children, Youth, and Families, made technical cross-reference and terminology updates, adjusted training requirements, set the working group to expire December 31, 2027, and added an appropriation for statewide implementation. The committee adopted the A1 amendment and then referred the bill to Ways and Means.
Representative Gilman said the bill is intended to preserve the goals of the Minnesota African American Family Preservation Act while addressing operational, legal, and fiscal problems before statewide implementation. He argued for delaying the effective date by one year, shifting case review responsibilities to the state, and providing funding so counties are not left with an unfunded mandate. He also said the bill adds safety measures related to synthetic opioids and other imminent-harm concerns, and that the delay would allow the working group to finish its recommendations and give counties time to prepare.
County officials Steve Schmidt of Meeker County/Minnesota Rural Counties and Jenny Mojo of Clay County testified in support of the bill as amended, emphasizing that counties need clearer responsibilities, staffing, training, technology, and dependable funding to implement the law successfully. Rebecca St. George of DCYF said “active efforts” is not absolutely defined and is determined case by case, often with court involvement. Members raised questions about the meaning of active efforts, the bill’s synthetic opioid language, and whether the proposal should apply more broadly rather than within this specific act. A citizen also cautioned that the opioid language should not unintentionally affect families in treatment programs. Representative Hicks warned that the fentanyl provisions could lead to broad removals and create placement problems for teens with substance use disorder, while Representative Gilman responded that the bill includes a rebuttable presumption and is meant to protect children from imminent harm.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 2/24/26
Human Services Finance and Policy
Transcript Highlights:
- that, if that went away, not to say it would, but if it did, what would be the difference then in premiums
- difference it did, um what would be the difference then<00:57:20.160>
in <00:57:20.400>premiums - c> they<00:57:21.119>
would <00:57:21.280>pay <00:57:21.839>and then in premiums - that they would pay and then in premiums that they would pay and also<00:57:22.480>
coverages - You have paid your Social Security premiums.
Bills:
HR1
KY
Kentucky 2025 Regular Session
Interim Joint Committee on State Government (10-21-25)
Transcript Highlights:
- Campground projects in western Kentucky include campground redesigns, premium lake view campsites, camper
- Kentucky include<01:10:52.560>
campground <01:10:53.199>redesigns, <01:10:54.000>premium - include campground redesigns, premium include campground redesigns, premium lake<01:10:54.800>
- Lake State Resort Park that include major renovations to existing campground sites, as well as new premium
Keywords:
Discussion of SB 126 (2025 RS) 00:05:13
Discussion of HB 16 (2025 RS) 00:15:40
Kentucky Department of Parks – Overview 01:05:06, 958, all
Summary:
The committee met jointly for State Government, State and Local Government, and Elections and Constitutional Amendments, approved the minutes from the September 23 meeting, and then took up discussion of Senate Bill 126, a proposed constitutional amendment to restrict the governor’s pardon power. Senator Chris McDaniel said the measure was prompted by concerns over pardons issued in 2019 and would bar pardons for 60 days before a gubernatorial election through the swearing-in of a new governor, leaving the power otherwise intact. Members who spoke generally supported the proposal as a way to increase accountability, and McDaniel said he intended to place it on the 2026 ballot. No vote was taken on the bill during the discussion.
The committee then moved to House Bill 16 on water fluoridation. Representative Hart and Senator Greg Elkins said the bill would remove Kentucky’s fluoridation mandate and give local water districts the choice to add fluoride or not. They emphasized that the revised draft also adds immunity language to protect districts from civil litigation regardless of their decision. Dr. Jack Call, a Louisville dentist, presented against fluoridation, arguing that the main dental benefit is topical rather than from drinking water and citing studies and reports he said linked fluoride exposure to reduced IQ in children and other health concerns. Cindy Batson, a nurse and parent, also supported the bill and said she had testified on the issue for years.
During questions, Senator Rollins raised concerns about fluoride being an industrial byproduct and described fluoridation as forced medication. The discussion remained focused on the bill’s local-control and immunity provisions, with sponsors saying they were not trying to relitigate the broader science but wanted to remove the mandate. The transcript ends while questions and testimony on HB 16 were still underway, and no final committee action is shown.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, May 21, 2025 - Part 2)
US Federal House Floor Meeting
Transcript Highlights:
- They can't afford higher co-pays or premiums, to the seniors who have nowhere to go because their Medicaid
- Premiums will rise and cost more.
- Thousands more will see premiums soar.
- Thousands more will see premiums soar.
- Premiums for health insurance, car insurance, and housing are going up, making it harder to make ends
MO
Missouri 2026 Regular Session
Commerce May 6th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- ... ...it costs the state of Missouri about an extra $1.2 to $1.3 million annually in additional premiums
Summary:
The Commerce Committee heard testimony on Senate Bill 916, which would limit contractor liability on Missouri Department of Transportation projects when contractors are following approved plans and standards, and would also clarify that contractors are not required to indemnify the state as a condition of bidding or beginning work. Senator Berger and several supporters argued the bill would align responsibility with control, reduce unnecessary litigation, and lower insurance and project costs for contractors who are sued for conditions they did not create. They emphasized that the bill would not protect negligence, defective workmanship, or concealment, and the sponsor described examples of contractors being drawn into lawsuits before work began or after projects were complete.
Supporters included representatives of construction firms, the Missouri Asphalt Payment Association, the AGC of Missouri, the Missouri Municipal League, the Missouri Chamber of Commerce and Industry, and engineering groups. Contractors described cases where they were sued over alleged design issues or incidents occurring after completion, saying they had no ability to change the design but still incurred legal and insurance costs. One municipal league witness also explained a separate provision clarifying that a public entity does not waive sovereign immunity merely by being named as an additional insured on a contractor’s policy. MoDOT’s deputy director testified for informational purposes, warning that removing indemnification could expose the state to more litigation during construction.
After the committee established a quorum in executive session, a motion was made to vote Senate Bill 916 do pass. The committee approved the bill unanimously, 8-0, and then adjourned.
FL
Florida 2026 4th Special Session
January 13, 2026 - 01:00 PM
Transcript Highlights:
- program allows businesses that are taxpayers in Florida and beverage and corporate income tax insurance premium
FL
Transcript Highlights:
- Will this have any effect on rate insurance premiums for drivers?
Summary:
The committee met with a quorum present and heard a series of transportation-related bills, most of which were reported favorably. SB 532 would exempt 100% disabled veterans from paying Florida tolls. SB 1738 would allow certain counties that previously opted out of transportation concurrency to opt back in by maintaining current levels of service, though there were concerns about congestion and future growth. SB 1696 aimed to reduce transportation network company driver impersonation, allow transit authorities to contract with ride-share platforms, and permit those platforms to participate in state-funded paratransit trips. SB 1378, as amended, would allow courts to order restitution in standard leaving-the-scene crashes; the amendment made restitution discretionary and required that the driver caused or contributed to the crash. SB 1210 would increase penalties for red-light and stop-sign crashes and require bodily injury insurance for drivers who cause such crashes. SB 1820, via strike-all amendment, addressed dealer-manufacturer relations by requiring written explanations of performance measures, prohibiting retaliation against dealers asserting statutory rights, and limiting franchise termination or nonrenewal to substantial breaches. SB 1246 created a specialty license plate for safe coastal wildlife, with proceeds going to the Zoo Miami Foundation for conservation work and an amendment allowing up to 10% for administrative and marketing costs.
The committee also considered SB 574, which would allow Florida residents with Purple Heart license plates to pass tolls free of charge; the bill was amended to change the plate reference to a specialty plate and was reported favorably. SB 1662, the FDOT department bill, was substantially revised by strike-all amendment covering a wide range of transportation issues, including USF’s role in the Florida Transportation Research Institute Consortium, Florida Transportation Commission provisions, seaport and airport-related changes, strategic space infrastructure, sewer lines in rights of way, small county road assistance, aggregate supply chain programs, and Jacksonville Transportation Authority board appointments. Testimony on SB 1662 included support from USF and the Florida Public Transportation Association, which raised concerns about added oversight and bureaucracy for transit systems. Most bills received support from affected stakeholders, and several were amended before final favorable votes.
Roll calls were taken on each measure, and all of the listed bills were reported favorably by the committee. At the end of the meeting, senators requested to be recorded as voting in the affirmative on several bills, and the committee adjourned after a brief personal privilege remark from Chair Collins.
TX
Texas 89th Regular
Appropriations - S/C on Articles I, IV, & V Feb 24th, 2025
Appropriations - S/C on Articles I, IV, & V
Transcript Highlights:
- introduced bill is an additional basically $521 million. all funds to provide an 8% increase in premiums
- Legislature asking for any increases in premiums since 2017 was the last time I had to show up.
- But before the legislature asking for additional money for premiums and that's really been because of
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 087 Apr 11th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- This amount is transferred from the proceeds of insurance premium taxes pursuant to section 31-30-112
- This amount is transferred from the proceeds of insurance premium taxes pursuant to section 31-30-112
- This amount is transferred from the proceeds of insurance premium taxes pursuant to section 31-30-112
- This amount is transferred from the proceeds of insurance premium taxes pursuant to section 31-30-112
- <04:05:38.880>
taxes the proceeds of insurance premium taxes the proceeds of insurance premium
Summary:
The House convened with a quorum, approved the prior journal, and heard several brief recognitions before moving to business. Members welcomed foster care advocates for Child Abuse Prevention Month, Girl Scouts visiting the Capitol, and participants in Black Maternal Health Week, with remarks emphasizing foster youth voice, leadership development, and the need for culturally competent maternal health care and doula/midwife support.
The chamber then took up House Joint Resolution 1026, honoring former Governor Roy Romer and designating a portion of I-25 as the Governor Roy Romer Memorial Highway. Supporters highlighted Romer’s long public service, his work on education and infrastructure, and his role in major state projects. A proposed amendment to strike the word “memorial” was withdrawn, the House suspended the rules to allow Romer to speak from the well, and Romer offered remarks about legislative collegiality and the importance of democracy and listening to opposing views.
House Joint Resolution 1026 was adopted on a 60-0 vote, with four excused and one absent. After a brief recess, the House returned to special orders and resumed reading House Bill 1410 at length, continuing through extensive appropriations language for the Department of Human Services, including child welfare, youth services, Medicaid-related transfers, SNAP and benefits administration, and other funding line items. No final action on House Bill 1410 was taken in the portion provided.
NH
New Hampshire 2025 Regular Session
House Health, Human Services and Elderly Affairs (02/12/2025)
Health, Human Services & Elderly Affairs
Transcript Highlights:
- So this artificially increases health insurance premiums to consumers unfairly.
- <02:14:28.159>
costs <02:14:28.599>anything 15 or 20% of Premium costs anything 15 - or 20% of Premium costs anything above<02:14:29.480>
that <02:14:29.639>is <02:14:29.800 - You could get these advanced premium tax credits.
- uh Advanced premium tax credits for<04:07:51.279>
people <04:07:51.520>up <04:07:51.640
NH
New Hampshire 2025 Regular Session
Senate Executive Departments and Administration (04/09/2025)
Executive Departments and Administration
Transcript Highlights:
- This is a straightforward approval of the recommendations of the joint committee on employee classification
- 00:03:33.519>
employee the joint committee on employee the joint committee on employee classification - 36.560>
lists <00:03:36.879>a <00:03:37.120>number <00:03:37.560>of classification - Uh it lists a number of classification.
- What this proposed law will do is shorten that to 30 days and put them in the same classification as
NH
New Hampshire 2026 Regular Session
House Science, Technology and Energy (02/03/2026)
Science, Technology and Energy
Transcript Highlights:
- Uh, yes, there are some risk premiums that get charged when we transfer risk over to other suppliers,
- Uh, yes, there are some risk premiums<04:30:43.840>
that <04:30:44.080>get <04:30:44.319 - >
charged <04:30:44.640>when <04:30:44.880>we premiums that get charged when we - premiums that get charged when we transfer<04:30:45.600>
risk <04:30:45.920>over <04:30: - So they were building in what's called a risk premium, which was ending up being a lot of money.
NH
Transcript Highlights:
- Tax dollars are at a premium.
- So, I think we need more definitions for these classifications: low-income, affordable housing, workforce
- more um more definitions<00:41:01.040>
for <00:41:01.359>these <00:41:01.839>classifications - definitions for these classifications. definitions for these classifications. lowincome,<00:41:03.680
CA
California 2025-2026 Regular Session
Assembly Local Government Committee Jul 1st, 2026
Local Government
Transcript Highlights:
- developers are working on building more affordable housing, many are encountering risk and insurance premiums
- In California, many have experienced an increase of over 100% in insurance premiums, with some experiencing
- in my district, the Little Tokyo Service Center, a community development nonprofit, had insurance premiums
- Housing providers are facing limited availability, significant premium and deductible cost increases,